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Welfnehep December 1, 1993 Children's Defense Fund Bruce Reed, Deputy Assistant to the President for Domestic Policy David Ellwood, Assistant Secretary for Planning and Evaluation Mary Jo Bane, Assistant Secretary for the Administration for Children and Families Co-Chairs, Working Group on Welfare Reform, Family Support and Independence Washington, D.C. 20500 Dear Bruce, David and Mary Jo: As the time for final decisions on the broad outlines of the Administration's welfare reform plan draws near, I want to convey my great hopes that this effort will bring the nation a step closer to ending child poverty in America. We can do enormous good for poor children, families and the nation under the rubric of welfare reform. To realize this potential, however, we must begin to tackle the root causes of child and family poverty in America and do our utmost to see that the resources committed to welfare reform are commensurate with the plan's scope and scale. The opportunities before us are unmistakable. Elements of the current welfare system that discourage work and marriage can be changed to reward initiative and facilitate family formation. Messages of parental responsibility can be strengthened. Barriers to secure employment at family-sustaining wages -- ranging from inadequate child care, education and training services to chronic job shortages in many communities -- can be substantially reduced, if not overcome. We hope the Administration will seize these opportunities to chart a bold new course for the nation. This effort to reform our nation's welfare system should reflect our most basic values: the importance of work; the responsibility of parents to care and provide for their children; the nurturing of hope for a better life among children and parents alike; and compassion and a helping hand to those who face personal crises or insurmountable barriers to employment. These values -- work, responsibility, hope, opportunity and compassion -- must provide the basis for a new social contract between government and low-income parents, one that challenges all of us to lift our sights and rescue our children from the dangers of sustained poverty. It is shameful that children are the poorest citizens in the richest nation on earth, and our failure to act to end their continuing impoverishment now costs us dearly. 251 Street NW Washington DC 20001 Telephone ISM The central premise of this social contract should be that every parent, if given the opportunity, has the ability to contribute to the care, nurturing and support of children. Parents receiving AFDC who can work should be expected and enabled to do so, and those who cannot move immediately toward employment should work to strengthen their families and communities by participating in parent education programs, seeking substance abuse treatment, and/or promoting the development of their children through involvement in Head Start or similar programs. For this new social contract to succeed, government also must do its share. In this context, I was deeply troubled by the Administration's recent approval of Wisconsin's AFDC waiver request -- an action that I fear gives legitimacy to the claim that it is morally acceptable to cut off basic income support for poor children merely because their parents are unable to find work. This approach is antithetical to the basic tenets of a new social contract for parents on AFDC. Rather than establishing a principle of reciprocal obligation in our welfare system, the Wisconsin plan signals the state's intention to walk away from families when they cannot make it on their own. We fervently hope this action on waivers is not an indication that the Administration similarly will walk away from the tough decisions and key investments that must be made in order for national welfare reform efforts to be successful. Within the broad framework of a new social contract, reinvigorated federal leadership and increased investments in a number of key areas are crucial to support the work efforts of parents receiving AFDC and to fulfill the promise of the President's bold welfare reform pledge: Child care - Even under the current system, AFDC child care programs are under enormous strain. States are taking or considering extraordinary steps to limit access to child care assistance, reducing child care help for working poor families in order to serve families on AFDC, and purchasing care of frighten- ingly low or uncertain quality. An infusion of new child care funds is essential if parents on AFDC are to increase their participation in education, training or work activities and if low- income working families teetering on the brink of the welfare system are to continue their quest for economic self-sufficiency. We will accomplish nothing through welfare reform if we do not at the same time nurture our next generation of children and prevent their future need for welfare. Work incentives - Our welfare system must encourage and promote work. The Administration has taken an enormously important step in increasing the rewards of work by securing approval for the historic expansion of the Earned Income Credit this summer. Now we must build upon this progress by lowering the extraordinarily high marginal tax rates on earnings (ranging from 70 percent to over 100 2 percent) imbedded in the current welfare system so that parents on AFDC have the same financial incentives to work that other Americans enjoy. A long-overdue increase in the minimum wage also would bolster the message that this Administration intends to "make work pay. " Employment opportunities - We cannot achieve the fundamental goal of "ending welfare as we know it" without creating paid work opportunities for parents on AFDC when jobs are not otherwise available. Those who are ready and able to work should have access to full-time jobs with family-supporting wages. While some say it is not possible, given current budget constraints, to create enough full-time jobs for all parents who are ready to work, the dignity of paid employment is terribly important and we must all work to keep jobs at the top of any agenda to strengthen family self- sufficiency. Tens of thousands of important jobs can be created through full funding of Head Start, expansion of child care programs, and full utilization of the summer food program alone. Part-time jobs paying wages at or above the minimum wage represent the very least we should do in order to put parents on the road to full participation in the economic mainstream. Job retention - For millions of parents on AFDC, the key issue is not work motivation but job retention. Recent studies show that half of all welfare spells now end because parents do find jobs, but many families return to AFDC when work or child care arrange- ments fall apart. Finding ways to keep these parents on the job and off the AFDC rolls is one of the greatest challenges of welfare reform. We need new mechanisms to offer help in overcoming temporary job or family crises that jeopardize the work efforts of such parents and to continue the investments in education and training that will lead to long-term employment stability. We also need to take additional steps to ensure that parents who leave AFDC for work get child care assistance beyond the 12 months currently available and have access to other follow-up services they need to succeed. Child support - Every child deserves the support of two parents. More vigorous efforts to establish paternity and tougher child support enforcement should be central elements of any welfare reform plan, sending an unambiguous message of the importance of parental responsibility to the well-being of children. We believe a federalized, universal system of child support enforcement coupled with an assured benefit would best meet children's needs. At a minimum, we hope that state demonstrations of child support assurance can be structured to build quickly upon successful models and enable states meeting established criteria to join the program in future years. Education and training - Many parents who receive AFDC or pay child support need additional skills if they are to avoid the 3 endless cycle of brief periods of employment followed by repeat welfare spells. Americans have enormous faith in the power of education and training to usher in a new era of "high skills, high wage" employment for the vast majority of us; improved skills surely play a similar role in enabling poor parents to secure stable decent-paying jobs. The JOBS program, with its promising focus on education and training for those AFDC parents who need such services, still is a fledgling effort only recently implemented fully in all states. Our next wave of welfare reform should build upon the foundation that JOBS provides rather than moving prematurely and counterproductively -- to dismantle it. Serious initiatives in the areas outlined above -- child care, work incentives, employment opportunities, job retention, child support, and education and training -- require substantial new investments by the federal government. While understanding that the resources available for welfare reform may be sharply limited, I continue to hope that we can achieve significant gains in these areas despite difficult budget constraints. It would be a great disservice to children on AFDC and the nation as a whole to cling to bold, expansive rhetoric and goals for welfare reform while failing to marshal the resources necessary to unlock the doors of economic opportunity for families on AFDC. It would be an even greater disservice to use the rhetoric of self-sufficiency as a Trojan horse of punishment by driving parents off welfare rolls when no jobs are available. I am deeply concerned about the harmful consequences for children on AFDC that likely would result from a dramatic mismatch of small welfare reform investments and reform plans of sweeping scope and scale. Broad new mandates that spread resources too thinly and fail to tackle the central barriers to employment and eventual self-sufficiency will not solve our welfare problem. Such an approach can only distract us from the more fundamental tasks we must undertake -- rewarding work, encouraging family formation, reinforcing parental responsibility and creating the stable base of jobs that will provide a lasting alternative to welfare and poverty. No one gains when welfare is a way of life. But the need for a basic safety net to protect children from severe deprivation will not disappear until we address the underlying causes of child poverty in America. If we set realistic goals that are consistent with the resources at hand, this welfare reform effort can succeed. If we merely impose a rigid new set of requirements on families on AFDC without providing more effective assistance to overcome their barriers to employment, we only will add to the plight of our nation's poorest and most vulnerable children. 4 We look forward to working with the Administration to develop a welfare reform plan of which we all can be proud, and remain eager to assist you in whatever way we can. Sincerely yours, Maiz Marian Wright Edelman MWE: stb CC: Donna Shalala Carol Rasco bcc: Melanne Verveer 5 SERIS WICE AND December 1, 1993 Ms. Carol H. Rasco Assistant to the President for Domestic Policy Executive Office of the President Children's Defense Fund 1600 Pennsylvania Avenue, N.W. Washington, D.C. 20500 Dear Carol: I wanted to be sure that you received a copy of my recent letter to the Working Group on Welfare Reform, Family Support and Independence co-chairs outlining our hopes and concerns regarding the Administration's forthcoming welfare reform proposal. CDF believes we can do enormous good for poor children and families under the rubric of welfare reform. Yet new resources will be essential for any constructive reform effort. It is my understanding that proposals now under discussion, while setting aside substantial amounts for child care, make very limited new investments in education, training or paid employment opportuni- ties, and would be financed almost exclusively by restricting AFDC benefits to legal immigrants or reducing other assistance to poor families. This approach to welfare reform will make no serious dent in our child poverty problem and does not deserve the Administration's support. As you proceed with internal decisions, I hope that your attention will remain focused on interventions that genuinely will improve the lives of our poorest children and prevent the present as well as future need for welfare. A welfare reform that truly is pro-work and pro-family must include an expansion of paid employment opportunities and new investments in education, training, and child support assurance. I understand that we may not be able to do it all now, given current resource constraints, but let us be sure that what we are able to do moves us toward the goal of eliminating child poverty in America. Please let me know if we can help in any way. We will be working very hard with Black community leaders and child advocates across the country to assure a strong voice on the concerns raised here. Sincerely yours, main Marian Wright Edelman MWE:stb Enclosure 25 Street NW Washington DC 20001 Telephone Fdr 202,002 710 THE SEAiS so WIDE AND December 1, 1993 M7BOATIS so SMALL The Honorable Donna Shalala Secretary U.S. Department of Health and Human Services Children's Defense Fund 200 Independence Avenue, S.W. Washington, D.C. 20201 Dear Donna: I wanted to be sure that you received a copy of my recent letter to the Working Group on Welfare Reform, Family Support and Independence co-chairs outlining our hopes and concerns regarding the Administration's forthcoming welfare reform proposal. CDF believes we can do enormous good for poor children and families under the rubric of welfare reform. Yet new resources will be essential for any constructive reform effort. It is my understanding that proposals now under discussion, while setting aside substantial amounts for child care, make very limited new investments in education, training or paid employment opportuni- ties, and would be financed almost exclusively by restricting AFDC benefits to legal immigrants or reducing other assistance to poor families. This approach to welfare reform will make no serious dent in our child poverty problem and does not deserve the Administration's support. As you proceed with internal decisions, I hope that your attention will remain focused on interventions that genuinely will improve the lives of our poorest children and prevent the present as well as future need for welfare. A welfare reform that truly is pro-work and pro-family must include an expansion of paid employment opportunities and new investments in education, training, and child support assurance. I understand that we may not be able to do it all now, given current resource constraints, but let us be sure that what we are able to do moves us toward the goal of eliminating child poverty in America. Please let me know if we can help in any way. We will be working very hard with Black community leaders and child advocates across the country to assure a strong voice on the concerns raised here. Sincerely yours, Main Marian Wright Edelman MWE: stb Enclosure 25 E Street. NW Washington. DC 20001 Telephone 202 628 8787 Fax 202 662 3510 DEC-10-1993 13:30 FROM CDF TO 94562557 P.01 DEAR LOR THE SEAiS so BE GOOD TOME WIDE AND MYBOATIS so SMALL FAX TRANSMITTAL COVER SHEET Children's Defense Fund TO: Melanne Verveer FIRM: The White House FAX#: (202) 456-2557 FROM: T'Wana Lucas, Admin. Asst. Division of Family Income If you have a transmittal/receiving problem, please contact me at (202)662-3542. DATE: 10 Dec. 1993 TIME: 12:20 pm NUMBER OF PAGES SENT (INCLUDING COVER SHEET): 17 COMMENTS: 25 E Street, NW Washington, DC 20001 Telephone 202 628 8787 Fax 707 662 3510 DEC-10-1993 13:30 FROM CDF TO 94562557 P.02 MEMORANDUM TO: Melanne Verveer FROM: Jim Weill, Cliff Johnson, and David Kass DATE: December 9, 1993 SUBJ: New Polling Data on Welfare Reform We are sending you a new poll conducted by Peter Hart Research Associates. This poll shows that, while large majorities of the American people want the welfare system to get people into work, they do not seek a system operating to cut people off welfare. They believe that everyone on welfare must make an effort and take responsibility for themselves, but they do not believe that everyone must be self- sufficient within two years, or that cutting people off without getting them out of poverty is an adequate job. This poll was commissioned by a consortium of the Center for Law and Social Policy, the Center on Budget and Policy Priorities, the Children's Defense Fund, the Joint Center for Political Studies, and La Raza. Here are some of the principal points in the poll: 1) While the public is convinced that the welfare system is broken (see Question #2b) and that recipients' behavior is wrong, the public approaches solutions with sophistication and pragmatism. They reject overly simplistic solutions: The public believes that the single best approach to reforming the welfare system is "improving and expanding education and job training programs." In a list of four approaches, a two year limit comes in a weak fourth (9 percent), lagging far behind responses that involve teaching and helping people to work (Question #11a). See also Question 10, where, as part of a different list, the two-year time limit came in last among six approaches to poverty and welfare. Overwhelming margins were in favor of "providing subsidized child care to poor mothers who want to work" and in favor of toughening child support enforcement. When asked about a hypothetical two year rule, 79% favored applying it to able-bodied recipients on a case-by-case basis rather than as a hard-and-fast cutoff (#14a). By a more than two-to-one DEC-10-1993 13:30 FROM CDF TO 94562557 P.03 margin, people said they supported a hypothetical candidate who would require training and then work, rather than a candidate who supported cutting off benefits after two years (#15). 2) The public believes that welfare reform is about getting people to work, not cutting people off of welfare. The polling results suggest that the public wants to get recipients off welfare and out of poverty; just getting them off welfare but increasing or deepening poverty will not be seen as doing the job: The poll found that 83% supported a plan that would require a public service job after two years rather than a plan that ended benefits and provided no job after two years (#13d). 86 percent believed a mother working part-time at below poverty wages should continue to get welfare (#12c). 54 percent strongly agreed that "many poor children will be hurt by a [flat two year] cutoff, through no fault of their own" (#14e). 3) People continue to believe that many welfare recipients "collect benefits they are not legally entitled to" (#7) and that poor people have the "wrong values" (#3b). The public also believes that the breakdown of families and family values is one of the most important causes of poverty (#4). But the public will provide assistance if they believe that welfare recipients are making some effort at self improvement and self-support: When asked whether they would favor a plan that spent "a lot more money in the short run than the current system because of the costs of child care, job training, and other programs," 77% said they would favor the plan (11b). When asked whether too much money is spent on the welfare system or the money is spent in the wrong way, 85% said the money is spent in the wrong way vs. only 4% who said too much is spent (#8). The poll found that 47% thought that we spend too little on poor families with children and 64% thought too little is being spent on poor children (#5). We have enclosed the poll results. Plans are being made for Geoff Garin of Peter Hart Research Associates to brief David Ellwood and other members of the Administration's welfare reform task force, hopefully, before Christmas. Also, we will send Garin's narrative analysis to you as soon as it is ready. In the meantime, please let us know if we can provide additional information. DEC-10-1993 13:31 FROM CDF TO 94562557 P.04 Study #38058-page 1 PETER D. HART RESEARCH ASSOCIATES, INC. Interviews: 1020 Respondents AMERICAN VIEWPOINT Dates: November 12-15, 1993 48 Male FINAL 52 Female [5] Study #38058 Income Security November 1993 AREA STATE TYPE SAMPLE POINT FORM DATE November 1993 [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] I'm calling from Peter Har: Research, the national public opinion polling firm. We are conducting a national survey and rd really appreciate the chance to gat your opinions on some important issues facing the country today. (CHECK BELOW FOR THE CATEGORY OF RESPONDENT YOU ARE SUPPOSED TO ASK FOR, THEN SAY:) Your number was selected at random, and at this hous shoid, 1 am supposed to speak with the (youngest/oldest) (man/woman) age 18 or over who is at name now. PERSON TO ASK FOR ASK FOR YOUNGEST ASK FOR OLDEST (REPEAT INTRODUCTION IF RESPONDENT IS NOT THE PERSON WHO FIRST ANSWERED THE PHONE.) 1. Are you currently registered to vote in the precinct or election district where you now live, or haven't you had a chance to register yet? Registered 100 CONTINUE [17] Not registered . TERMINATE Not sure 2a. All in all, do you think things in the nation are generally headed in the right direction, or do you feel that things are off on the wrong track? Right direction 29 [18] Wrong track 50 Mixed (VOL) 15 NCE sure 6 DEC-10-1993 13:31 FROM CDF TO 94562557 P.05 Study #3805B-page 2 A For each of the following areas, please tell me how well you feel things are working now in this country-very well, fairly well, not that well, or not well at all First, (READ ITEM) is this working very well, fairly well, not that wall, or not well at all? (RCTATE ORDER) Very Fairly Not That Not Well Not Well Well Well At All Sure The criminal justice system 1 19 31 47 2 [19] The Social Security system 9 49 22 14 6 [20] The tax system 3 36 27 30 4 [21] The educational system 5 34 28 30 3 [22] The health care system 4 32 31 30 3 [23] The welfare system 2 14 30 49 5 [24] 3a. In your opinion, which is the bigger cause of poverty and people being poor today-peopie not doing enough to help themselves out of powerty, or circumstances beyond people's control that cause them to be poor? People not doing enough 48 [25] Circumstances beyond people's control 33 Some of both (VOL) 17 No: sure 2 3b. in your view, is the problem of continuing poverty mostly a result of government not having the right policies or of people not having the right values? Government nx having right policies 24 [26] People not having the right values 44 Both equally (VOL) 28 Not sure 4 4. For each of the following, tel me now big a factor it is in causing poverty, on a scale from 1 to 10. A razing of "1" means the item is not a cause at all, a "10" means it is a top cause of poverty, and a "5" is somewhere in the middle. Remember, you may use any number between 1 and 10, depending on how you feel First, (READ ITEM)-how big a cause of poverty is this on a scale from 1 to 10? (ROTATE ITEMS EVERY OTHER INTERVIEW. IF "NOT SURIE* RECORD A "".") Not Mean (10-8) (7-5) (4-1) Sure Poor people lacking motivation 6.1 29 32 18 1 [27] Absent parents not paying child support 7.0 49 35 15 1 [28] Increased immigration 6.3 39 35 23 3 [29] A shortage of jobs 6.7 42 39 18 1 [30] The welfare system 6.9 45 38 15 2 [31] The breakdown of families and anily values 7.6 60 29 10 1 [32] Poor people receiving inadequate education 6.9 46 36 16 2 [33] Too many jobs being part time or low wage 6.6 42 37 20 1 [34] DEC-10-1993 13:32 FROM CDF TO 94562557 P.06 Study #38058-page 3 5. Do you think government is currently spending too little, about the right amount or 100 much on (READ ITEM)? (ROTATE FIRST TWO ITEMS, THEN ROTATE THIRD AND FOURTH ITEMS.) Spending Spending Spending Too The Right Too Not Little Amount Much Sure Poor people 38 29 25 8 [35,39] People on welfare 14 24 55 7 [36,40] Unemployed people 28 44 20 8 [37,41] (FORM A) Poor families with children 47 30 15 8 [38] (FORM B) Poor children 64 22 6 8 [42] 6a How would you complete this sentence: 'A family of three living in my area is poor if they make less than BLANK dollars & year? How many dollars a year would you say? (PROBE:) Just give me your best guess. (READ CATEGORIES IF NECESSARY, SAYING "SOMEWHERE BETWEEN 5,000 AND 10,000 DOLLARS, SOMEWHERE BETWEEN 10,000 DOLLARS AND $5,000-$10,000 13 [43] $10,001-$15,000 29 $15,001-$20,000 30 $20,001-$25.000 11 $25,001-$30,000 8 Over $30,000 5 Not sure 4 8. Of the people currently on Nelfare in the United States. how many would you say deserve to be receiving weifare benefits-nearly all, most but not all, about half. less than half, or almost none at all? Nearty al. 4 [44] Most, bes: not all 14 About half 42 Less than half 32 Almos none at an s Not sure 3 6c. About how much would you say the average family of three on welfare in your area receives in cash benefits and food stamps each morth? (PROBE:) Just your best guess. (READ CATEGORIES IF NECESSARY.) $100-200 a month 3 [45] $201-300 a month 8 $301-400 a month to $401-600 a month 18 $601-$800 a month 13 $801-$1,000 a month 7 $1,001-$1,500 a month 5 $1,501-$2,000 a month 2 .... $2,001 or more a month 1 Not sure 33 DEC-10-1993 13:33 FROM CDF TO 94562557 P.07 Study #38058-page 4 6d. Do you think that people on welfare generally live fairly comfortably or that they can barely get by? LVG fairly comfortably ..... 34 [46] Can barely get by 59 Not sure 7 (FORM A) 7. For each of the following, tell me if you strongly agree, somewhat agree, somewhat disagree, or strongly disagree with the statement First, (READ ITEM), do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree? (ROTATE ITEMS.) Strongly Somewhat Somewhat Strongly Not Agree Agree Disagree Disagree Sure (FORM A) Many working people are just a paychock away from poverty 45 35 16 3 1 [47] The majority of welfare recipients never get off of welfare 47 35 11 3 4 ... [48,55] Welfare provides a crucial safety net for poor children, who are not responsible for their poverty 40 40 10 7 3 [49,52] Many weifare recipients collect payments they are not legally entitled to 53 30 9 5 3 [50,53] (FORM A) Many people on welfare would like tz work, but cannot find a job 25 38 21 15 1 [51] (FORM B) Most welfare mothers would take jote if they could find child care 34 32 17 13 4 [54] (FORM B) The majority of welfare recipients never get off of welfare 44 36 ... 13 3 4 [55] (FORM B) It's harder today than it used to be for people to work their way out of poverty 47 28 13 10 2 [56] 8. Which would you say is then bigger problem with the welfare system today-It spends too much money, n spends money n the wrong way, or is neither one a problem? Spends too much money 4 [57] Spends money the wrong way 85 Neither one is a problem 6 Not sure 5 DEC-10-1993 13:33 FROM CDF TO 94562557 P.08 Study #3805B-page 5 (READ:) Now t have some questions about possible changes in the welfare system. By welfare. we mean only programs intended specifically for poor people and poor families-not those for the elderly or the disabled. 9a. If the government was going to reform the wellare system. what would you say should be its most important goal? (PROBE:) What would you most like to see changed about the system? [58-61] Make recipients more accountable, make sure they are eligible, check, monitor 23% them, curtai abuse, make sure money goes to people that really need it Provide more job training 17 More restrictions on who gets wedare, stop making it so easy to get welfare 14 Educate people, more money for education 14 More jobs are needed, there aren't enough jobs 10 Make recipients work, no money if they don't shouldn't be giving money to 7 people that can't work and won't work Don't know no response 7 9b. Here are some possible goals for reforming the welfare system. Which one or two would you say are the most important (ROTATE CRDER EVERY OTHER INTERVIEW. ACCEPT UP TO TWO RESPONSES.) Strengthening families and family values 32 [62] Helping people get off the welfare rolls and into the work force 52 A Making sure poor children get the support they need 22 Ellminating traud and abuse 28 Ending long-term dependence on welfare as a way of life 29 Saving texpayers money by reducing spending on welfare 7 Not sure 1 10. The following are some proposals related to poverty and welfare. For each one, tell me if you would strongly favor, somewhat favor, somewhat oppose, or strongly oppose the proposal? (ROTATE ORDER EVERY OTHER INTERVIEW.) Strongly Somewhat Somewhat Strongly Not Favor Favor Oppose Oppose Sure A two-year limit on welfare benefits 35 30 19 12 4 [63] Tougher measures to collect child support from absentee fathers 81 14 2 2 1 [64] Guaranteeing that no one would kge their health insurance because they left welfare and got a job 68 21 6 3 2 .... [65] Allowing welfare recipients to eam wages up to the poverty level without losing all their welfare benefits 48 35 8 7 2 [66] Requiring welfare recipients to work is return for their waifare checks 71 22 3 3 1 [67] Providing subsidized child care to poor mothers who want to work 71 24 3 1 1 [68] DEC-10-1993 13:34 FROM CDF TO 34562557 P.09 Study #3805B-page 6 (FORM A} 11a. Which of the following do you think is the single best approach to reforming the welfare system? (ACCEPT ONLY ONE RESPONSE) Improving and expanding education and ,00 training programs 40 [69] Requir 9 recipients. to take a public service job if they cannot find other employment 35 Tougha measures 10 collect child support from absentee fathers of pane chalien 13 Ending benefits for all families after they have been on wellare for two years 9 None x these (VOL) 1 Not SK re 2 (FORM B) 11a. Which of the following do you think is the single best approach to reforming the welfare system? (ACCEPT ONLY ONE RESPONSE) Improving and expanding education and job training programs 46 [70] Requiring reciplents to take a public service job & they cannot tho other employment 32 Tougher measures to collec: child support from atsenze fathers of poor children 10 Ending benefits or all reciptents after they have been on walfare for two years 9 None of these (VOL) 1 Not sure 2 11b. Suppose it turns out mar welfare reform actually costs a hx more money in the short run than the current welfare system. because of the costs of child care, job training, and other programs that help more people to leave welfare Would you fevor or oppose such a welfare reform plan, even if it cost more money in the shon run? Favor plan 77 [71] Oppose plan 15 Not sure 8 DEC-10-1993 13:34 FROM CDF TO 94562557 P.10 Study #3805B-page 7 11c. Now, here are sxne additional proposals related to poverty and welfare. For each one, please tok me if you would strongly favor, somewhat favor, somewhat appose, or strongly oppose the proposal? (ROTATE ORDER EVERY OTHER INTERVIEW.) Strongly Somewhat Somewhat Strongly Not Favor Favor Oppose Oppose Sure Stop giving extra money to mothers n they have another child after they 90 on watte 48 20 17 14 1 [72] Pay for transportation for welfare recipients to get to their jobs 25 42 18 12 3 [73] Require fathers of children on welfare to work at public service jobs if they do not pay their child support 70 2: 3 4 2 [74] Have the government provide public service jobs to poor people who want to work DUI can't find private- sector jobs 57 30 6 4 3 [75] Raise the minimum wage from $4.25 an nour to $5.00 an nour 54 21 13 10 2 [76] (FORM A) 12a. Should mothers who have preschool children and who are on welfare be required to work? (IF YES:) Should they be required to work fuilime or part time? Yes, Should Work Full time 17 [77] Part time 38 CONTINUE not sure how many hours 5 Nc. Should N# Work 34 SKIP TO Q12c Not Sure 6 (FORM A) (ASK ONLY OF RESPONDENTS WHO ANSWERED "YES, SHOULD WORK* IN 12a) 125. And should mothers who have preschool children and who are on wellare be required to work only if child care is provideci, or should they be required tc work even it child care is not provided? Only if child care provided 36 [78] Even if catd care not provided 19 Not sure 5 Do not s'ink should WORK (from Q.12a) so DEC-10-1993 13:34 FROM CDF TO 94562557 P.11 Stuoy #3805B-page 8 (FORM B) 12a Should mothers who have rdants and who are on welfare be required to work? (IF YES:) Should they be required to word: full time or part time? Yes, Should Won: Full time 14 [79] Pat time 27 CONTINUE Not sure now тапу hours 6 No, Should No: Work 47 SKID TO 0.12c Not Sure 6 (FORM B) (ASK ONLY OF RESPONDENTS WHO ANSWERED 'YES, SHOULD WORK IN 12a) 12b. And should methers who have infants and who are on welfare be required to work only if chila care is provided, or should they be required to work even If child care is not provided? Only if child care provided 27 [80] Even # child Care not provided 16 Not sure & Do not ink should work (from Q.12a) 53 (ASK EVERYONE) 12c. Do you think 8 single mother working R a part-time, minimum-wage job should be permitted to receive wellare benefits, for as ong as she ENTS less man the poverty level or do you think she should not be permited to do so? Should be permited 86 [81] should not be permitted 9 Not sure 5 (READ.) Now, I have a few questions about two different welfare reform plans. 13a One welfare reform proposal places a wo-year limit on welfare benefits After two years, benefits would be ended for all able-badied recipients, and the government would not provide a job. Would you strongly favor, somewhat favor. somewhe oppose. or strongly appose such a two-year timit? Strongly favor 26 izal Somewher favor 30 Somewha opcose 24 Strongly appose 18 Not sure 3 13b. An attentive wetfare reform: proposal would require wettare recipients to attend 100 training sessions as soon as they start receiving welfare. After two years, if they have not found employment welfare recipients would be required to york as a a bic service job. Would you strongly favor. somewher favor, somewhat appose. or strongly oppose this proposal? Strongly favor 64 [83] Somewhat favor 28 Somewhat oppose 4 Strongly oppose 3 No sure 1 DEC-10-1993 13:35 FROM CDF TO 94562557 P.12 Study #3805B-page 9 13c. Why do you feel that way about this proposal? (PROBE) What are some of the things you particularly like or disike about this proposal? [84-01] Net Positive Comments 87% Net Negative Comments 11% Plan gives a chance to be educated gives them job 28 Government can't guarantee everyone a job. if 3 training, e skill they can't find a job they shouldn't be penalized Makes recipients work, trains them to and makes 26 Most of them don't have job skills 3 them work for what they get, if they am able they should work Plan gives them 8 chance to survive gives them a 15 Government will be using public funds to 1 chance to get off welfare, an incentive to make them create jobs, disagree with concept of feel better, more self worth government funding jobs Two years is enough time for people to find jobs 12 Why does government have to find them jobs? 1 Teaches people that welfare is not 2. free ride, will 7 Welfare recipients should be taught self- 1 get people used to working instead of collecting, motivation first, If individuals are not motivated decrease dependency on welfare to work and get off walfare, plan will not work Don't know: no response 5 13d. Which one of these two approaches to welfare reform would you say is better-1) after two years, benefits would be endec for as able-bodied recipients, and the government would not provide any job; or, 2) after two years, job? welfare recipients who have not found other employment would be required to work at a public service Cutting off benefits later two years 12 [92] Requiring recipients 10 work at public service job 83 Both the same (VOL) 2 Neither (VOL) 1 Not sure 2 (READ:) Now, 1 have some questions specifically about the first proposal that provides for a two-year limit on weifare benefits, without any guarantee of a job. 14a. If there were a wo-year Mrd on walfare benefits, would you favor a hard-and-fast cutoff for all able-bodied recipients after two years, or do you think the limit should be applied on a case-by-case basis? Hard-and-fast cutoff 19 [93] Case-by-case basis 79 Not sure 2 DEC-10-1993 13:35 FROM CDF TO 94562557 P.13 Study #38058-page 10 14b. For each at the following CASES, please tell me d the cutoff should apply to this person after two years on walfare, or # an axception should be made in this casa First, (READ ITEM), should the two-year Ema apply in this case, or should this be an exception? (ROTATE ORDER ON EVERY OTHER INTERVIEW.) Apply Make Not Limit Exception Sure A mother with prischool children 21 72 7 (94) Someone who this worked for many years and s on wallare for the first time 35 59 6 [85] A teenage mother who has rxx completed high school 43 50 7 [96] Someone who the in an area where the unemployment rate is more than ten percen: 36 56 8 (97) someone who is in a job-traning program but still reads at the seventh grada level 41 53 6 [98] A mother on wellare who works part time at a low-wage job 18 77 5 [99] 14c. in one version gi the two-year mimit, able-budied recipients who reached the limit would lose their benefits and would not be alk wed to receive weffare for the next three years under any dicumstances Would you say this plan is too harsh, too lenters, or about right? Too 13rsh 51 [100] Too enient 3 About right 42 Not sure 4 14d. How many of the people who lose their waker benefits under this plan do you think will be able to find jobs- nearly all of them, most but not all, some but not most or only a new? Nearly all will fnd jobs 8 [101] MCSI but not all will find lobs 34 Same but not TOST WIR find jobs 38 Only a few will find jobs 16 Not sure 4 DEC-10-1993 13:36 FROM CDF TO 94562557 P.14 Study #3805B-page 11 140. Here are some concerns people have regarding a two-year fimit on welfare benefits. For each one, tell me # you strongly agree, somewhat agree, somewhat disagree. or strongly disagree with the concern. (READ concern? FIRST ITEM) Do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree with this Strongly Somewhat Somewhat Strongly Not Agree Agree Disagree Disagree Sure Many poor children will be hurt by to cutoff, through no fault of their own 54 34 7 4 1 [102] A two-year firmit is too rigjid because some poor people need more time than others to become self-sufficient : 30 33 19 16 2 [103] It's not fair to cut off benefits without guaranteeing a job 21 23 27 26 3 [104] More children would be placed in foster care if welfare for their families is ended 23 32 23 15 7 [105] With the economy in trouble the way P is, this is a bad time to start cutting families off from welfare 29 29 22 17 3 [106] There aren't enough jobs for all the people who will be cut off under the two-year limit 29 31 22 13 5 [107] The limit will just increase crime andicisorder in poor neighborhoods, without really solvir 9 the welfare problem 31 26 23 16 4 [108] More families with children will be homeless 29 33 23 11 4 [109] 15. Finally, I'm going to read yes two statements that might be made by people running for public office. Based just on these statements, tell me which candidate you would be more likely to vote for. Candidate A believes the best way to get people off the welfare rolls is to require people to get the education and training they need, and than to require those who are employable to take jobs. Able-bodied adults should support their children, and the government should help them meet their obligations. Candidate B believes the best way to get people off the welfare rolls is to cut off benefits after two years, so that recipients will have tc go out and find jobs and support themselves. The government should not guarantee else. jobs for welfare recipients at taxpayer expense because it does not guarantee a job for anybody For which cancidate would you most likely vote-Candidate A or Candidate B? Candidate A/Require training and work 64 [110] Candidate B/Cut off benefits 31 Neither (VOL) 2 Not sure 3 DEC-10-1993 13:36 FROM CDF TO 94562557 P.15 Study #38058-page 12 FACTUALS: Now I am going to 85A you 8 few questions for statistical purposes only. Fia Did you happen to vote in the 1992 presidential election? (IF 'YES,' ASK:) For whom dd you vote-George Bush. the Republican, Bill Clinton. the Democrat, or Ross Peral the Independent? Voted a George Bush 30 [11:] Voted a B# CEnton 38 Vated DI Ross Perox 15 Other candidate (VOL) . Too young (VOL) 1 Not surB/refused/didn't vote 16 F1b. Regardless of how you may D3 registered. how would you describe your overall point of view in terms of the potrical partiers? Would you say you are mostly Democratic, leaning Democratic, completely Independent leaning Republican, or mosty Republican? Mostly Democrate 25 [112] Lesning Democratic 11 Completely Independent 30 Leaning Republican 12 Misily Republican 19 Nct sure 3 F2. In politics today. do you generally consider yourself to be liberal, moderame, or conservative? Liberal 20 [113] Moderate 41 Conserve VE 32 Not sure 7 F3. What is the last grade you completed in school? (DO NOT READ CHOICES.) Some high school or less 8 [114] High school graduate 34 Some college, no degree 20 Vocational training, 2-year college 8 year degree 18 Postgraduate work or degree 12 Not sure DEC-10-1993 13:37 FROM CDF TO 94562557 P.16 Study #38058-page 13 F4. How old are you? (IF REFUSED, ASK:) Well, can you tell me which age group you belong to? Are you in the age group 1:3 to 24, 25 to as 30 to 34, 35 to 39, 40 to 44, 45 to 49, 50 to 54, 55 to 59. 60 to 64, or 65 and over? 18-24 8 [115] 25-29 8 30-34 11 35-39 11 40-44 11 45-49 10 50-54 7 55-59 7 60-64 7 65 and over 19 Refused 1 F5. What type of work does the head of the household usually do? What is the job called? (BE SURE TO CLASSIFY PROPERLY. WRITE JOB DESCRIPTION IN SPACE BELOW. IF HEAD OF HOUSEHOLD IS UNEMPLOYED. GET USUAL OCCUPATION.) High-level professional 9 [116] Farmer/rancher -A [117] Micktle-levei professional 11 Homemaker 1 Executive, manager 6 Retiree 23 Sales, proprietor 7 Student T White collar worker 8 Other 1 Skilled laborer 31 Not sure/retused 1 Semi- and unskilled laborer (ASK OF ALL WOMEN.) F6. Do you work outside the name or not? Work outside the home 29 [118] Do not work outside the home 21 Not sure/refused 2 (ASK EVERYONE) F7. Do you have any children: wt o live at home with you? Yes, have children at home 44 [119] No, do not have children at home 55 Not sure/refused 1 F8. in what religion were you becught up? Protestant 53 [120] Catholic 27 Jewish 2 Other 12 None 4 Not sure/refused 2 DEC-10-1993 13:37 FROM CDF TO 94562557 P.17 Study #38058-page 14 F9. Are you white, tack Hispanic, Asian, or something else? White 83 [121] Black 10 Hispanic 4 Asian - Other 2 Not sura/refused 1 F10. If you added together the yearly income of all the members of your family who were living at home last year, would the total be less than $10,000, between $10,000 and $20,000, between $20,000 and $30,000. between $30,000 and $40,000, between $40,000 and $50,000. between $50,000 and $75,000, or would the total be more than that? Less than $10,000 6 [122] Between $10,000 and $20,000 16 Between $20,000 and $30,000 18 Between $30,000 and $40,000 17 Between $40,000 and $50,000 11 Between $50,000 and $75,000 15 More than $75,000 8 Not sure/refused 9 F11a. Have you or aryone in your immediate family ever received welfare benefits? Yes, nave received 20 [123] No, have not received 78 Not sure 2 F11b. Have you or anyone in your immediate family ever received food stamps? Yes, have received 25 [124] No, have not received 73 Not sure 2 F11c. When you were growing us; would you say your family was poor, working class, middle class, or well-to-do? Family was poor 21 [125] Family was working class 44 Family was middle class 31 Family was well-to-do 3 Not sure/refused 1 file welfne refree tional in the state of Denmark. Methinks the end of my Hamlet on Prozac. parents' marriage is the result of people who did not own their anger but who let their anger own them. Boy, it's a nice temperature today! (Drinks again.) How won- drous this quaff be! Hey, Laertes, man, I thank you for THE HAPPY DANE this juice and beg you give me more. KING: (Darkly.) Yes, Laertes, let us to the apothecary table and make new, more potent ones. (They exit as OPHELIA enters.) HAMLET: This castle wants but a little light and maychance some prettily colored throw rugs. By Douglas G. McGrath OPHELIA: (Singing eerily.) "Father's by the willow, its hoar leaves crying on his eyes (Scene: Elsinore. Enter CLAUDIUS, the King, and GERTRUDE, the HAMLET: Ophelia, sing thee another song! Dost thou Queen.) know "Love That Month of May!"? Or sing ye about KING: Wife, your face is sickled o'er with sadness. Be what fair flowers are there entwined in your hair. you still bestooped by the death of your husband, my OPHELIA: Soon they will be dead, along with the per- brother, once the king, who died during his nap when I son in whose aforementioned hair they are entwined. swear I was in town looking at some oxen? HAMLET: Life, Ophelia, as now I see it, is all about QUEEN: Beloved brother-in-law and husband, if I am integration. Do not project your feeling states, but sit sickled o'er, it is my son Hamlet whom I am sickled o'er with your pain, and in the wake cometh joy. Think not o'er. He doth so deeply mope! of the sky as spotted with cloud but as partly sunny. As KING: Manic-depression, thy name is Hamlet! 'tis, your grief is riven off from your integrated self and QUEEN: In my chamber short seconds ago, he stabbed that can only mean you're heading for a shame-spiral Polonius through a curtain and Polonius is no more. which will set your life at no more than a pin's fee. KING: You know what this means, my queen? OPHELIA: He who buys my life by a pin's fee will by QUEEN: Indeed, m'lord. We'll need a new curtain. that same fee be gouged, if value be his aim. (GERTRUDE Exits. Enter LAERTES.) HAMLET: O.K., O.K., I share your internalized anger. KING: Hail, Laertes, fresh from apothecary class! Have But if my experience may but guide you, take one of you the unction I asked you should concoct for our these pills every three hours in a cup of wine and flights Hamlet, so sorely vexed? of angels will follow you about all day long, humming LAERTES: Indeed, m'lord. Enmixed in this chalice of the most enjoyable little tune in your ear. I beg you take mineral water, 'twill make Hamlet ne'er feel major bipo- this advice to heed: get thee to a pharmacy! Take my lar swings again! Nor with good fortune, any swing at arm, I pray you, and let me hie you there. (Exeunt.) all. "Tis titled "Prozachery," after my lab partner, Zach Fortinbras who studies to be a golf pro. But hark, here DOUGLAS G. MCGRATH is a frequent TNR contributor. is Hamlet now! HAMLET: Oh, that this too too solid flesh would melt, thaw and resolve itself into a dew, or that the Everlasting had not fixed his canon 'gainst-how now! A welfare reform proposal. LAERTES: Salutations, Hamlet. Hey, nice doublet. Prithee, have some Poland Spring and so elate thy spirit. HAMLET: Ha, Laertes, that is a good one! My spirit is as dead as he whom I slipped it to through the curtain. Still, this bubbly froth could hardly hurt it. (Drinks deeply.) Now, where was I? Oh, yes-too too solid flesh, TARGET THE KIDS blah-dee-blah, blah, blah. That it should come to this: so excellent a king but two months dead, and now his widow serves the funeral meats at her wedding to his By Paul Offner brother! (Suddenly softening.) Of course, 'tis a conser- vation of resources devoutly to be wished! And on t last, we seem to be moving toward a consensus deeper thought-and methinks I've ne'er had deeper thoughts than these-I would not want mother to be A on welfare reform. Many in Congress, on both sides, strongly support the proposition that the alone the rest of her life in a country as prone to denial nation's main welfare program, Aid to Families as this one. If marry again she must, how deft that she with Dependent Children (AFDC), should be converted marry my father's brother, so alike my father in size and into a program emphasizing work. The catch, of course, beard and last name! (Drinks again.) Hey, and speaking is that it's expensive. Including day care and the other of too too solid, Mother and Father's relationship could needed services, it costs at least $5,000 per year to edu- not have been all that healthy if again so quickly she cate or train a welfare mother, not counting the cash could rebetroth herself. There's something dysfunc- payments she receives. Just putting her to work costs JANUARY 24, 1994 THE NEW REPUBLIC 9 $4,000 a year for day care, transportation and supervi- started the Learning, Earning and Parenting (LEAP) sion. And there are 5 million AFDC families. Meanwhile, program in 1989, requiring teenage AFDC mothers to the federal government is running a massive deficit. stay in school. Since there are only 20,000 of these teen Few people favor raising taxes to fund welfare reform, welfare mothers, the state could afford to provide all of and after repeated efforts at deficit reduction, there are them with necessary support services. So the element of a few easy spending cuts that haven't already been uncertainty is eliminated-if you're a teen parent on reserved for other purposes-funding health care AFDC in Ohio, you're in LEAP. If you don't attend school, reform, for instance. your grant is reduced. If you show up regularly, you receive a bonus. A recent evaluation by the Manpower o here's the danger. Congress will pass some S Demonstration Research Corporation found significant great-sounding welfare reform plan, but without increases in school enrollment. Similarly, MDRC's evalua- adequate funding. The states will not be able to tion of the GAIN program in Riverside, California, shows provide the needed training and work slots, and relatively large earnings increases and welfare savings in for most recipients nothing will change. In short order, a work program in which the participation requirement the critics will be saying that the 1994 initiative was a applies to everyone. failure, just like earlier ones. And that will undermine So here's the quandary. Welfare reform is not likely any future efforts at real welfare reform. to succeed unless all members of the target group are Half-measures are, after all, the norm with this sub- required to participate. Unfortunately, that's expensive, ject. When the Family Support Act was passed five years and at the present time we're short on money. And ago, for instance, Congress said that adult welfare recip- even if we had the money, it's not clear we know how to ients had to work or participate in job training, and create all the needed jobs. So what do we do? those who didn't would be sanctioned. Unfortunately, however, only about one-sixth of the necessary slots ne possibility is to phase in the new program. were funded. The law gave priority to volunteers, and in O Thus, both the Clintonites and the House most places that's all there was room for. So those who Republicans would limit the reform program wanted to sit at home watching television were free to to welfare applicants, i.e., to those coming onto do so. A study conducted by Rockefeller University the rolls. Sadly, this doesn't help much because welfare researchers a year ago found that the Family Support recipients are constantly moving on and off the rolls. Act was failing to change "the welfare culture." Surprise. Suppose the program starts in October 1994 (as in the And it's not purely a matter of money. Many critics Republican House bill), and is limited to those applying doubt we could create all the jobs needed to put welfare after that time. Even if we exempt those who cannot recipients to work even if the funds were there. Accord- work or who have very young children, there would be ing to one estimate, for instance, the Clinton work-after- 1 million eligibles in 1995, 2.3 million in 1996 and two-years proposal would require 1.2 million to 1.5 mil- 2.7 million in 1997. At $4,000 to $5,000 per person, the lion public service jobs. That's twice the number of jobs costs add up quickly. funded by the Comprehensive Employment and Train- Or the program could be phased in by area. Congress ing Act of 1973 (CETA), our last effort to create jobs for could limit the new program to five to ten states with the unemployed. And that experience provides little the understanding that other states would be brought room for optimism-CETA was terminated in 1981 amid in as funds become available. The only problem is that a flurry of charges that it led to leaf-raking and scandal. it would be hard for Clinton to claim that he had Of course, attitudes have shifted. Twelve years ago, changed welfare as we know it when he runs for re- President Ronald Reagan led the fight against CETA out election in 1996. In addition, the average member of of an instinctive revulsion for public jobs programs. Congress is not likely to support this approach unless Today, by contrast, 162 Republican House members— his state is in the group guaranteed funding at the out- all but thirteen-are supporting a bill calling for even set. So there would be great pressure to add states as more public jobs than the Clinton plan does (it quickly as possible, and in no time at all the demand for extends the work requirement for welfare mothers to resources would exceed the supply. non-custodial fathers of AFDC children). Whether these The only way to solve this problem is for Congress members of Congress would continue to support, and and the president to agree to target their efforts. Maybe fund, a large national public jobs program if it started five years from now the budget picture will have attracting the kinds of criticism that were leveled at improved, and a broader reform initiative can be put in CETA twelve years ago remains to be seen, of course. place. But for now let's do something that is consistent Most of the forty welfare experts convened by Douglas with available resources. Besharov at the American Enterprise Institute three For instance, Congress could target teenage parents weeks ago doubted the feasibility of such a large public on AFDC. This is where, after all, the whole cycle of wel- jobs initiative. fare dependency begins. Here's a possible reform pack- In a few places around the country, there have been age: teenage mothers would have to live with their fam- welfare reform demonstration projects that have ilies to receive AFDC (they could not move out and get achieved the goal of universal participation. It has made their own apartments), and they would have to stay in all the difference. In Ohio, for instance, the state school until graduation or until they reached the age of 10 THE NEW REPUBLIC JANUARY 24, 1994 20. Those who didn't would lose part of their AFDC hours later in the freezing dawn at the airport in Yere- checks. After receiving their degrees, or reaching 20, van, the capital of Armenia. they would be offered work, but not welfare. Finally, The powdered milk was part of the nearly thirty tons teen parents would go to the front of the queue for the of aid (food, medicine and clothes) that Lady Cox and purposes of determining paternity and obtaining child Christian Solidarity International, a Swiss charity orga- support orders. nization, were delivering to the people of Armenia and Since there are only about 400,000 teen AFDC moth- especially of Nagorno-Karabakh. It was the ninth such ers, the cost of these changes would be modest (about charter-flight. $500 million a year). But it would be a sound invest- Although it declared independence in 1991 and has ment. Teenage girls contemplating motherhood and its own Parliament and flag and national anthem, and welfare would know that they would have to live at even a border crossing station, Nagorno-Karabakh has home, stay in school and go to work after graduation. not been recognized by any country-not even by And it would be a sure thing. Armenia, to which it would ultimately like to be What would prevent young women from waiting attached. And there is little reason to believe that the until they are 20 to get pregnant and go on welfare? five-year-old bloody conflict between the Armenians, Nothing. But even this would be an improvement. For Azeris and Karabakhs, which has cost an estimated one thing, women of 20 are much more likely to have 15,000 lives, is coming to an end. This ethnic conflict graduated from high school. It is the teen mothers who was probably unavoidable: Josef Stalin declared in 1923 are most at risk of being permanently trapped in that this small territory-approximately the size of poverty. And by concentrating our efforts on this one Delaware-was to be an enclave inside the Azeri Social- group, we maximize our chances of reducing long-term ist Soviet Republic, even though two-thirds of its welfare dependency. 200,000 inhabitants were Armenian (Christians) and The particulars of such a plan can be debated, of one-third were Azeris (Turkish by culture, Muslim by course (if the funds are available, it might make sense religion). to target mothers up to age 25, for instance). But what matters is that there be a plan, and that it be realistic. o there it was, separated from the Armenian While there is great enthusiasm in Congress for carry- S motherland by a corridor four miles wide at its ing out comprehensive reforms right away, we would be narrowest, but ruled from the Azeri capital of better off passing something more limited that has a Baku. According to Zori Balayan, one of the lead- real chance of working. There have already been too ers of the Karabakh independence movement, during many failures in the war against poverty. Showing tax- Soviet times children here had no books in Armenian; payers that real improvements are possible is the most people in Nagorno-Karabakh could not listen to Arme- important contribution any of us could make to the nian radio or T.V. and were subject to a mixture of Russi- long-term cause of rescuing the underclass. fication and Azerization. Not surprisingly, the Armeni- ans-whose appearance in Asia Minor, according to the PAUL OFFNER is a legislative aide to Senator Daniel Greek historian Herodotus, dates back to the twelfth Patrick Moynihan. The views expressed here are his century B.C.-were not happy with this arrangement. own. In the end of 1987, encouraged by perestroika, the Armenians started raising their voices: deputies from Karabakh demanded that their district be attached to STEPANAKERT POSTCARD Armenia proper. At the end of February 1988 1 million people were in the streets of Yerevan. The next day, in the Azeri towns of Sumgait and Baku, groups of Azeris carried out pogroms against Armenians living there: hundreds died, thousands were injured and some BURNED-OUT 150,000 escaped to Armenia. A double exodus fol- lowed: Azeris fled from Stepanakert, the capital of Nagorno-Karabakh, and Armenians from the neighbor- ing former capital of Shusha, where Azeris were pre- dominant. The hostility turned into a civil war, fueled By Anna Husarska by the fall of the Soviet Union in 1991. When the Rus- sian troops withdrew from the region, Azeris and hould I snore, please don't hesitate to S Karabakhs started facing each other directly-using wake me up," shouted Lady Caroline Cox, military hardware left by the Red Army. of the British House of Lords, as we bed- In May 1992 the Karabakh forces took Shusha and ded down for the night inside the Russian then the border town of Lachin, thus hooking up cargo plane carrying us from Switzerland to Armenia. Nagorno-Karabakh with Armenia through a corridor Not to worry. The engine noise inside the cavernous several miles wide. The next year they recaptured almost hull drowned out all other sounds. We stretched out on all of Nagorno-Karabakh and then doubled the territory top of boxes of powdered baby formula-and awoke six under their control by invading Azerbaijan proper. As of JANUARY 24, 1994 THE NEW REPUBLIC 11 CENTER ON BUDGET AND POLICY PRIORITIES February 15, 1994 To: George Stephanopoulos Gene Sperling Melanne Verveer From: Bob Greenstein Re: Welfare Reform Financing Options The attached short memo describes a particularly disturbing welfare reform financing option now under consideration. I can't believe this is the type of action any of you would want to take. 777 North Capitol Street, NE, Suite 705, Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 21 CENTER ON BUDGET AND POLICY PRIORITIES FINANCING WELFARE REFORM: SHOULD HOUSING SUBSIDIES BE COUNTED AS INCOME IN THE FOOD STAMP PROGRAM? One of the suggested welfare reform financing options is to cut food stamp benefits substantially for households that live in public or subsidized housing. This would be done by assigning a dollar value to the housing subsidy and counting it as income when determining food stamp eligibility and benefit levels. If this proposal were adopted, the result would likely be the largest food stamp benefit cut in the program's history, larger than any of the food stamp benefit cut proposals enacted - or even proposed - under Ronald Reagan and rivaled only by some of the benefit cut proposals advanced by Jesse Helms in the early 1980s and rejected on a bipartisan basis. The Reagan Administration considered this proposal but rejected it. This same proposal was the subject of a study conducted by USDA in 1980 and 1981. The USDA report, written by a highly respected analyst who is now at CBO, concluded that counting housing assistance as income when determining food stamp eligibility and benefit levels could force low-income families to choose between living in decent housing and eating an adequate diet. The USDA report also found that most of those whose benefits would be cut would be elderly people and single mothers with children who have very low cash incomes. In addition, the study explained that attempting to place a dollar value on the housing assistance received by low-income households would be complicated, costly, and almost impossible to do accurately or equitably. Families at Very Low Income Levels Affected During the past week, we have reanalyzed this proposal, using Census data from the American Housing Survey and USDA food stamp data. We have found similar results to the USDA study. About two million households would have their food stamps terminated or cut. Close to 85 percent of the affected households would be elderly people or families with children. (When the disabled are added in, the proportion approaches 90 percent.) Moreover, these households are quite poor. About three of every five families with children whose food stamps would be cut have cash incomes below half of the poverty line. And because of the way this proposal would work, an even larger share of the benefit cut would come from families below half of the poverty line. 777 North Capitol Street, NE, Suite 705, Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 The effects would be sharpest in high rent areas such as California and various major metropolitan areas in the northern part of the United States. Under this proposal, the higher the prevailing rental costs in an area, the greater the food stamp cuts would be. For example, an AFDC family of three in San Francisco living in Section 8 housing would have its food stamps slashed 95 percent, while an AFDC family living in Section 8 housing in Sacramento would lose 58 percent of its food stamps. An AFDC family of three living in Section 8 housing in Boston would lose two-thirds of its food stamps. In New York City, such a family would lose half of its food stamp benefit. Some of the same geographic areas that are likely to be affected most heavily by the Administration's proposed low-income energy assistance cut would be hit hardest by this proposal. In addition, a significant number of low-income elderly Social Security beneficiaries in high-rental cost areas would be terminated entirely from the food stamp program. The response from proponents of the proposal will be that since these households pay less in rent due to their receipt of housing benefits, they need less in food stamps. This argument misses several points. First, when a public housing authority pays a landlord $250 a month to subsidize a family's rent, this does not provide the family with $250 more for food and other necessities. Many families in subsidized housing do not pay substantially less for housing than they paid before they began receiving a housing benefit; part of what housing assistance does is to enable these families to move to better quality housing that they previously could not afford. Being able to move out of substandard housing or out of a drug-infested neighborhood to better quality housing helps a family, but it doesn't necessarily provide substantial new cash income for purchasing food and meeting other necessities. In addition, the food stamp program already distinguishes between households that receive no housing subsidy and spend a substantial portion of their income on housing costs and households that do get a housing subsidy and spend a smaller proportion of income on housing. Those spending a low proportion of income on housing get little or no food stamp shelter deduction - and hence get a significantly smaller food stamp benefit than those with high housing cost burdens. This proposal presents some serious equity issues. Two households with identical cash incomes to buy food would get radically different food stamp benefit levels depending on whether they lived in a high rental cost area like California, Boston, New York, or various other major metropolitan areas or in a lower-cost area like the rural South. Also of concern, the amount of "income" attributed to households living in deteriorating public housing in crime-ridden neighborhoods could exceed what almost anyone would pay to live in such units. 2 Racial Implications Furthermore, low-income households that benefit from other federal, state, or local forms of housing aid - like the mortgage interest deduction, a state or local homestead exemption, the low-income housing tax credit, etc. - would not have their food stamp benefits reduced; only recipients of Section 8 or public housing would. This is of particular concern. Homeowner tax credits, exemptions, and deductions benefit a disproportionate share of poor white households (the percentage of poor whites who are homeowners is nearly double the percentage of poor blacks who own homes), while public and Section 8 housing benefit a disproportionate share of poor black households. As a result, this proposal would create some inequities along racial lines. Exacerbating this problem, the proposal would cause much larger food stamp reductions in urban than rural areas, because rental values are higher in urban areas. This adds to the racial imbalance of the proposal since the ratio of the number of black poor to the number of white poor is substantially higher in urban than rural areas. In short, the proposal would affect blacks disproportionately, hitting the black poor considerably harder than the white poor. Lastly, this proposal could undercut one of the Clinton Administration's central housing and anti-poverty policies - encouraging poor families to use housing benefits they receive to move out of dangerous, high-poverty, inner-city areas with bad schools, widespread crime, and few jobs to more stable areas with better job and education opportunities. Since rents are higher in the more desirable areas, families that use a Section 8 certificate to move to a better area would have their food stamps cut more than families that receive a certificate but stay in impacted inner-city neighborhoods. This could discourage poor families from moving out of slum areas. The bottom line is that the proposal would almost surely lead more low-income families and elderly people to run out of food before the end of the month and experience hunger. Recent studies have found a significant incidence of hunger among low-income children and elderly people. This proposal would exacerbate these problems. It would seem odd if an Administration that one year ago called for passage of the Mickey Leland Child Hunger Prevention Act - and ended up getting only about one-third of it - would now propose a deep food stamp cut that was larger than the sum of all of the food stamp benefit improvement provisions it secured last year. February 15, 1994 3 02/16/94 15:11 CBPP -> 4566244 NO. 721 901 FAX MESSAGE COVER SHEET CENTER ON BUDGET AND POLICY PRIORITIES Telephone: 202/408-1080 777 North Capitol Street, NE, Suite 705 Washington, DC 20002 Fax: 202/408-1056 If there are any problems with the transmission of this document, please call 202/408-1080. February 16, 1994 TO: Melanne Verveer FAX NUMBER: 202/456-6244 FROM: Bob Greenstein NUMBER OF PAGES: 6 (including cover) Please note the graph. Additional material on welfare reform financing will come later today or tomorrow. 02/16/94 15:12 CBPP 4566244 NO. 721 002 CENTER ON BUDGET AND POLICY PRIORITIES FINANCING WELFARE REFORM: SHOULD HOUSING SUBSIDIES BE COUNTED AS INCOME IN THE FOOD STAMP PROGRAM? One of the suggested welfare reform financing options is to cut food stamp benefits substantially for households that live in public or subsidized housing. This would be done by assigning a dollar value to the housing subsidy and counting it as income when determining food stamp eligibility and benefit levels. If this proposal were adopted, the result would likely be the largest food stamp benefit cut in the program's history, larger than any of the food stamp benefit cut proposals enacted - or even proposed - under Ronald Reagan and rivaled orly by some of the benefit cut proposals advanced by Jesse Helms in the early 1980s and rejected on a bipartisan basis. The Reagan Administration considered this proposal but rejected it. This same proposal was the subject of a study conducted by USDA in 1980 and 1981. The USDA report, written by a highly respected analyst who is now at CBO, concluded that counting housing assistance as income when determining food stamp eligibility and benefit levels could force low-income families to choose between living in decent housing and cating an adequate dict. The USDA report also found that most of those whose benefits would be cut would be elderly people and single mothers with children who have very low cash incomes. In addition, the study explained that attempting to place a dollar value on the housing assistance received by low-income households would be complicated, costly, and almost impossible to do accurately or equitably. Families at Very Low Income Levels Affected During the past week, we have reanalyzed this proposal, using Census data from the American Housing Survey and USDA food stamp data. Wc have found similar results to the USDA study About two million households would have their food stamps terminated or cut. Close to 85 percent of the affected households would be elderly people or families with children. (When the disabled are added in, the proportion approaches 90 percent.) Moreover, these households are quite poor. About three of every five families with children whose food stamps would be cut have cash incomes below half of the poverty line. And because of the way this proposal would work, an even larger share of the benefit cut would come from families below half of the poverty line. 777 North Capitol Street, NE, Suite 705, Washington. DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 02/16/94 15:12 CBPP 4566244 NO. 721 903 The effects would be sharpest in high rent arcas such as California and various major metropolitan areas in the northern part of the United States. Under this proposal, the higher the prevailing rental costs in an area, the greater the food stamp cuts would be. For example, an AFDC family of three in San Francisco living in Section 8 housing would have its food stamps slashed 95 percent, while an AFDC family living in Section 8 housing in Sacramento (Rep. Bob Matsui's district) would lose 58 percent of its food stamps. An AFDC family of three living in Section 8 housing in Boston would lose two-thirds of its food stamps. In New York City, such a family would lose half of its food stamp benefit. Some of the same geographic areas that are likely to be affected most heavily by the Administration's proposed low-income energy assistance cut would be hit hardest by this proposal. In addition, a significant number of low-income elderly Social Security beneficiaries in high-rental cost areas would be terminated entirely from the food stamp program. The response from proponents of the proposal will be that since these households pay less in rent due to their receipt of housing benefits, they need less in food stamps. This argument misses several points. First, when a public housing authority pays a landlord $250 a month to subsidize a family's rent, this does not provide the family with $250 more for food and other necessities. Many families in subsidized housing do not pay substantially less for housing than they paid before they began receiving a housing benefit; part of what housing assistance does is to enable these families to move to better quality housing that they previously could not afford. Being able to move out of substandard housing or out of a drug-infested neighborhood to better quality housing helps a family, but it doesn't necessarily provide substantial new cash income for purchasing food and meeting other necessities. In addition, the food stamp program already distinguishes between households that receive no housing subsidy and spend a substantial portion of their income on housing costs and households that do get a housing subsidy and spend a smaller proportion of income on housing. Those spending a low proportion of income on housing get little or no food stamp shelter deduction - and hence gel a significantly smaller food stamp benefit than those with high housing cost burdens. This proposal presents some serious equity issues. Two households with identical cash incomes to buy food would get radically different food stamp benefit levels depending on whether they lived in a high rental cost area like California, Boston, New York, or various other major metropolitan areas or in a lower-cost area like the rural South. Also of concern, the amount of "income" attributed to households living in deteriorating public housing in crime-ridden neighborhoods could exceed what almost anyone would pay to live in such units. 2 02/16/94 15:13 CBPP -> 4566244 NO. 721 004 Racial Implications Furthermore, low-income households that benefit from other federal, state, or local forms of housing aid - like the mortgage interest deduction, a state or local homestead exemption, the low-income housing tax credit, etc. - would not have their food stamp benefits reduced; only recipients of Section 8 or public housing would. This is of particular concern. Homeowner tax credits, exemptions, and deductions benefit a disproportionate share of poor white households (the percentage of poor whites who are homeowners is nearly double the percentage of poor blacks who own homes), while public and Section 8 housing benefit a disproportionate share of poor black households. As a result, this proposal would create some inequities along racial lines. Exacerbating this problem, the proposal would cause much larger food stamp reductions in urban than rural areas, because rental values are higher in urban areas. This adds to the racial imbalance of the proposal since the ratio of the number of black poor to the number of white poor is substantially higher in urban than rural areas. In short, the proposal would affect blacks disproportionately, hitting the black poor considerably harder than the white poor. Lastly, this proposal could undercut one of the Clinton Administration's central housing and anti-poverty policies encouraging poor families to use housing benefits they receive to move out of dangerous, high-poverty, inner-city areas with bad schools, widespread crime, and few jobs to more stable areas with better job and education opportunities. Since rents are higher in the more desirable areas, families that use a Section 8 certificate to move to a better area would have their food stamps cut more than families that receive a certificate but stay in impacted inner-city neighborhoods. This could discourage poor families from moving out of slum areas. The bottom line is that the proposal would almost surely lead more low-income families and elderly people to run out of food before the end of the month and experience hunger. Recent studies have found a significant incidence of hunger among low-income children and elderly people. This proposal would exacerbate these problems. It would seem odd if an Administration that one year ago called for passage of the Mickey Leland Child Hunger Prevention Act - and ended up getting only about one-third of it - would now propose a deep food stamp cut that was larger than the sum of all of the food stamp benefit improvement provisions it secured last year. February 16, 1994 3 Monthly Food Stamp Benefits With and Without the Proposal 02/16/94 (AFDC Families of Three) 15:14 $250 $224 $219 CBPP -> 4566244 $200 S172 $152 $152 $152 $150 $131 $110 $100 $64 $58 $50 $34 $7 $0 San Francisco Los Angeles Sacramento Boston New York Chicago Current Law Proposal NO. 721 905 02/16/94 15:15 CBPP -> 4566244 NO. 721 906 How Food Stamp Benefits Would Be Affected For Households in Section 8 Housing Benefit under Benefit under Current Law Proposal % Change AFDC family of three, San Francisco $152 $7 -95% AFDC family of three, Los Angeles $152 $34 -77% AFDC family of three, Boston $172 $58 -66% AFDC family of three, New York $219 $110 -50% AFDC family of three, Sacramento $152 $64 -58% AFDC family of three, Chicago $224 $131 -41% Average single-parent family of three in large urban area $183 $110 -46% Average family of three with children (reflects both single and two- parent families) in large urban area $169 $89 -47% file welpre CONFIDENTIAL repm CENTER ON BUDGET AND POLICY PRIORITIES TO: Leon Panetta, OMB Alice Rivlin, OMB Belle Sawhill, OMB We' w asked sears malaured to - George Stephanopoulos, White House Gene Sperling, White House All Here about this Melanne Verveer, White House Eller FROM: Bob Greenstein INITIALS: M DATE: 8/14/2014 ADMINISTRATIVE MARKING DETERMINED TO BE AN DATE: February 3, 1994 RE: Serious Substantive and Political Problems in One of the Potential Welfare Reform Financing Mechanisms David Ellwood and Wendell Primus have asked me to review and work on some welfare reform financing options they are putting together to "coordinate tax and transfer mechanisms," including an option to count food stamps, AFDC, and SSI as part of adjusted gross income. I've appreciated this opportunity to help. But now that I'm into this work, I am very troubled by the principal options under consideration. I fear they would cause serious problems, both substantively and politically. Some options, such as the option to count these benefits as part of adjusted gross income, would have disturbing and far-reaching effects. For example, counting food stamps as part of adjusted gross income would result in a substantial EITC cut for several million working poor families and thereby require the President to abandon his goal that if a family works full time, it shouldn't be poor. Furthermore, under such an approach, a significant number of low-income working families would have the EITC increase they are set to receive as a result of last year's reconciliation act canceled out entirely. And some low-income working families would not only have their EITC increase canceled (and in some cases, be subject to a net EITC cut), but would be hit with an increase in their income taxes on top of that. This would undermine the President's statement that only the top 1.2 percent of Americans are subject to an income tax increase. In addition, these options would raise marginal tax rates on many working poor families to punishing levels that would be likely to discourage work, a matter likely to spark criticism by Administration foes. Also, these options are quite complex to administer; they would increase the administrative costs borne by state welfare agencies, while being likely to drive up error rates in the income tax system. 777 North Capitol Street, NE, Suite 705, Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 21 Tax filing also would become more complex for low-income working families, causing many more than at present to have to pay commercial tax preparers. There could be unintended side effects on the health care reform plan, as well. Under the health care plan, the amount that a working poor family would be charged for health insurance premiums depends on the family's adjusted gross income. Counting benefits such as food stamps as part of adjusted gross income would raise AGI - and thereby increase the amounts that millions of working poor and near- poor families would have to pay for their premiums under the Administration's plan. I have shared these concerns with David and Wendell (as well as serious concerns on several other "tax/transfer coordination mechanisms" they are examining) and wanted to share them with you also. I'm enclosing a memo on these issues. The issues raised in the memo do not mean that no viable savings options can be developed in this area. As noted at the end of the memo, I think several alternative options are worth exploring, and I know David and Wendell are working hard on the knotty problems raised here. But the principal options now on the table appear deeply flawed. CC: David Ellwood Wendell Primus 2 file welfne reform CENTER ON BUDGET CONFIDENTIAL AND POLICY PRIORITIES TAXING MEANS-TESTED BENEFITS AND OTHER TAX/TRANSFER COORDINATION MECHANISMS The Welfare Reform Task Force is looking at an option to count food stamps, INITIALS: 8/14/2014 DATE: poses some serious problems. ADMINISTRATIVE MARKING DETERMINED TO BE AN AFDC and SSI as part of adjusted gross income for income tax purposes. This option I. Problems With The Proposal In his maiden address to Congress on February 17, 1993, President Clinton pledged to secure policy changes ensuring that if a parent worked full-time, his or her family would not be poor. "The new direction I propose," the President declared, "will make this solemn, simple commitment: by expanding the refundable earned income tax credit, we will make history; we will reward the work of millions of working poor Americans by realizing the principle that if you work 40 hours a week and you've got a child in the house, you will no longer be in poverty." The Administration's EITC proposals, enacted last summer, were carefully designed to achieve this goal. This were fashioned so that full-time minimum wage earnings - plus the EITC and food stamps - would bring a family of four to the poverty line. Counting food stamps as part of adjusted gross income would, however, undermine this achievement. It would reduce the EITC for full-time minimum wage families that receive food stamps. Under the tax code, EITC benefits are reduced $21 for each $100 by which a family's wages and taxable unearned income exceed $11,000. If food stamps are counted as part of adjusted gross income, a full-time working parent who is paid at or near the minimum wage, and who earns between $8,500 and $11,000, will be considered to have income exceeding $11,000. As a result, the parent's EITC will be lowered. One consequence is that contrary to the President's pledge, a family of four with a full-time minimum wage worker would be pushed below the poverty line. As a number of you will recall, the Administration's EITC proposal was based on the assumption that the minimum wage would be indexed for inflation from its 1992 level and would equal $4.50 an hour in 1994 dollars. This hasn't been done, and as a result, we're still a bit short of the President's goal (a fact we've all soft- 777 North Capitol Street, NE, Suite 705, Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 pedalled). To enlarge this problem substantially by taking back part of the EITC increase won last year - and thereby eroding one of the President's top policy accomplishments of 1993 - would be unwise from both a substantive and a political standpoint, in my view. During last year's budget debate, the Administration repeatedly said that its EITC increase was set at the level needed to bring full-time working families out of poverty. It would be embarrassing for the Administration to advance a proposal now that effectively says "Whoops, we didn't mean it. We're going to withdraw some of the EITC increase and walk away from the President's goal that if you work full time, you shouldn't be poor." To make matters worse, this problem is only the tip of the iceberg; other problems posed by the proposal to count food stamps and other benefits as part of adjusted gross income go deeper. For example, under this proposal, a number of low-income working families would receive a net EITC decrease when both the EITC expansions and the welfare reform bill provisions were considered. Last summer's reconciliation act increased the maximum EITC for families with one child by only $200. Counting food stamps as part of AGI would reduce the EITC by more than $200 for a significant number of low-income working families with one child. In addition, some families would not only have their EITC reduced but would be saddled with an income tax increase on top of that. A family of three with one child and with earnings between about $12,250 and $15,000 would face both a net EITC cut and an income tax increase, if it received food stamps. I would think this would pose some political problems. Last week, in his State of the Union address, the President stressed that only the top 1.2 percent of taxpayers will face an income tax increase, while much larger numbers of working families will get a tax break due to the EITC expansion. This should be a winning theme for the Administration and its Congressional supporters this year and for several years to come. In fact, I understand you are planning an event in April at which the President would urge eligible working families to file for the EITC, with the event choreographed to call attention to the President's role in winning a tax cut for millions of hard-pressed working families. The proposal to count food stamps and other benefits as part of adjusted gross income would muddy this message and compromise it. I believe that unveiling a welfare proposal which seeks to pay for increased costs in the welfare system by canceling a portion of the EITC increase for a sizable number of working families - and which results in a net EITC cut and an income tax increase for some families that work for low wages and don't get AFDC benefits - would be a political mistake. 2 Discouraging Work by Raising Marginal Tax Rates This option also has other liabilities. One is that it would discourage work by raising marginal tax rates to excessive levels. (As used here, marginal tax rates refer to the portion of each additional dollar earned that the government takes away through a tax increase or a benefit reduction.) For some working poor families, the marginal tax rate would more than double under this proposal and be raised to the 70 to 75 percent range. In other words, 70 to 75 percent of the additional earnings a family received from working harder would effectively be taxed away. There are two reasons that counting food stamps and other benefits as part of adjusted gross income (AGI) causes marginal tax rates to rise. First, many working poor families whose earnings are too low to owe federal income tax would, when their food stamps and other benefits were counted as part of AGI, be considered to have adjusted gross income above the income tax threshold. As a result, they would have to start paying 15 cents in income tax for each additional dollar earned. Second, as noted above, counting food stamps as part of AGI would move some families into the part of the EITC structure where EITC benefits decline with each additional dollar earned. For families with two children, this would cause an additional loss of 21 cents for each additional dollar earned. For families with one child, it causes a loss of 16 cents for each additional dollar earned. At present, many working poor families face a 31.65 percent marginal tax rate - for each additional dollar they earn, their food stamp benefits are reduced 24 cents and they pay 7.65 cents in payroll taxes. Families that become subject to both the federal income tax and EITC benefit reductions would lose another 31 cents to 36 cents for each additional dollar earned. (In many states, they also would become subject to state income taxes. Most states use the federal definition of adjusted gross income; since AGI would now include food stamp benefits, many families that didn't owe state income tax before would now have to start paying it. That would raise their marginal tax rate further.) It's worth noting that the Administration's health care plan would already raise the marginal tax rates facing these low-income working families, because the low-income premium subsidy would decline with each additional dollar earned. If the health care reform provisions are taken into account as well, some of these working poor families could face marginal tax rates that approach 75 percent. The increases in marginal tax rates caused by the health care plan are modest enough to be manageable. So is the small marginal tax rate increase reflected in last summer's EITC changes. But to add large, additional increases in marginal tax rates on top of these other increases would raise marginal tax rates too high. It would 3 subject the Administration to criticism that it was penalizing work while claiming to encourage it. Effects on the Health Care Plan The proposal to count food stamps and other benefits as part of adjusted gross income also would cause many low-income working families to pay more for their health care coverage than the Administration has said they would pay. Under the Administration's health care plan, the amount that a low-income family would pay as its share of health care premium costs would depend on the family's adjusted gross income. If AGI is boosted by counting food stamps as part of it, the premium costs that millions of low-income working families have to pay will rise as well. Complicating the Tax Code The proposal would add substantial new complexity to the tax system. The IRS rules on what constitutes a "tax filing unit" differ from the food stamp rules on what constitutes a "food stamp household" and the AFDC rules on what constitutes an "AFDC family." The members of a food stamp household or AFDC family are not always synonymous with the members of a tax filing unit. As a result, under this proposal, a tax filer would need to know the amount of AFDC and food stamp benefits provided during the tax year on behalf of each person who is a member of the tax filing unit. Providing this information to tax filers would not be easy. Each year between December 31 and January 31, every state would have to print and mail large volumes of W-2 type forms showing the amount of AFDC and food stamp benefits provided during the year on behalf of each food stamp household member and each AFDC family member. Since AFDC families and food stamp households often change composition during the year, the state would have to prorate each month's benefits among the individuals who were in the AFDC family or food stamp household in that month and then add up the benefits that each individual had received during the year as a whole. I don't know whether all states could accomplish this task by January 31. (I doubt anyone in the Administration yet knows the answer to this question either.) Whether states could perform this task depends largely on the capabilities of state automated data processing systems and the extent to which states do or can computerize the necessary data. 4 One thing that is certain is that performing these tasks would entail added administrative costs at the state level. I would expect that states would loudly insist that the federal government bear 100 percent of these added costs. Other complexities also would arise. During the course of a year, the composition of many low-income families changes. As a result, the W-2 type forms for some individuals would be sent to the wrong tax filer. If a child lived with a low-income single mother for four months - and received AFDC and food stamps during that time - but then moved in with the child's father and received no further benefits, the mother would receive the W-2 form for the child. The father would presumably claim the child as a dependent on his tax return. But it's unclear whether he would ever get the W-2 form for this child. A likely result of this process would be a significant increase in tax filing errors. Furthermore, low-income families would almost surely be driven to commercial preparers in larger numbers than at present. Meanwhile, the fees that commercial preparers charge low-income families would rise to reflect the added complexity of tax preparation for these families. Marriage Penalties? A related issue involves the effect of the proposal on marriage penalties. While I haven't looked into this issue in any detail, there is likely to be a problem here. If a prospective marriage partner has to pay taxes on the benefits received earlier in the year by his potential spouse and her children, he might be discouraged from entering into the marriage, at least until the end of the year. (If children were born during the interim, they would be born out-of-wedlock.) Deterrence Effects This proposal also might deter a substantial number of poor families from applying for basic means-tested assistance during times when they needed it, because the families feared having to pay taxes on these benefits at the end of the year. Studies indicate that after the enactment of legislation in the 1980s which required that unemployment insurance be counted as taxable income, the proportion of eligible households applying for unemployment benefits declined. A decrease in participation rates is of less concern in a non-means tested program that does not serve a primarily low-income clientele, but would be of greater concern in means- tested programs targeted on families in need. 5 II. Is the Proposal Needed to Curb EITC Abuse? The argument has been made that a proposal such as this may be needed to curb EITC abuse. If there is EITC abuse, it should be dealt with. But this proposal is not the answer to this problem. It also is unclear whether an abuse problem exists on a significant scale. On the question of whether there is an abuse problem, all that we currently know is that the number of head-of-household tax filers who receive the EITC is larger than it looks like it should be, based on Census data. But we don't know what this discrepancy between the number of families receiving the EITC and the number that appear to be eligible, based on Census data, really means or whether it signals something is wrong on a large scale. The Census data are based on the income of families, not of tax filing units. Because the IRS definition of tax filing unit and the Census definition of family differ substantially, it is hard to match up these data. Adding to this problem, the Census Bureau measures total money income, while IRS secures data on adjusted gross income. AGI excludes various forms of income that the Census Bureau counts, such as AFDC, SSI, most Social Security payments, child support, and the like. These differences in the definitions of a filing unit and of what constitutes income make it difficult to know how much of the discrepancy between estimates based on Census data and the actual number of EITC filers reflects problems with the data, rather than an abuse problem. For example, the number of tax filers who claim head-of- household filing status is substantially larger than the Census data indicate it should be at higher income levels as well (although the discrepancy is somewhat greater at the lower income levels). This strongly suggests that a substantial part of the apparent discrepancy is due to the lack of comparability between the income tax system and the Census data, rather than to EITC abuse. Adding to this dilemma, the Census data used in these comparisons appear to leave out a few categories of families with children that are eligible for the EITC, such as families that have a child over 17 who is disabled. Without going into the details, there are technical problems with the data that may be responsible for some of the apparent discrepancy. These are among the unanswered questions about these data. Let's assume, nevertheless, that a significant portion of the discrepancy is real and an EITC abuse problem exists. The data we currently have do not tell us the cause of such a problem. If there is significant abuse, we don't yet know its source or what type of families are responsible for it. 6 One hypothesis that has been mentioned in some Administration meetings is that some single parents may be receiving AFDC and food stamps for themselves and their children, while having a live-in boyfriend who claims the children for EITC purposes. Perhaps this is occurring. But we currently have no evidence of it. (Moreover, this would require the boyfriend to claim the children as his foster children on his tax return. I think it is unlikely that is occurring on a large scale, especially since many of these families would be likely to fear it could jeopardize their continued receipt of AFDC.) Furthermore, if the number of families receiving the EITC is excessive, this problem could also be due to other factors. Some middle-class families may be underreporting their income to lower their income tax liability - and qualifying for the EITC as a result. Or some married families in which the husband and wife have different last names could be illegally filing as two heads-of-household, with the result that one or both have incomes that fall in the EITC range. The bottom line is that we neither know the extent to which an EITC abuse problem exists or what is causing such a problem. This makes proposals to tax food stamp, AFDC and SSI benefits especially problematic. If there is an abuse problem caused principally by families at higher income levels that receive no food stamps or AFDC, this proposal would do little to curb this abuse but would lower the living standards of many poor and near-poor working families. Until we know the nature and source of any abuse problem, we cannot design an appropriate remedy for it. Advancing a "remedy" like taxation of benefits to deal with a potential EITC abuse problem entails using a shotgun approach that is likely to injure many more of the innocent than of the guilty. As noted above, large numbers of hard-working two-parent families that don't get AFDC and are not guilty of any abuse - but that rely on food stamps to help make ends meet - would be hit by the taxation-of-benefits proposal (and by most alternative proposals under examination). III. Recouping Benefits from Households With High Annual Incomes A second argument sometimes advanced for this proposal is that it would recapture a portion of the benefits provided to households that received benefits for a few months of the year while their incomes were low but that had relatively high incomes for the year as a whole. Households whose principal wage-earner was unemployed for part of the year would be affected most. There may be merit in pursuing this issue. But the proposal to count food stamps and other benefits as part of adjusted gross income reduces EITC benefits and raises taxes on many families that work year-round, earn their income steadily 7 throughout the year, and have annual income below the poverty line (or below the food stamp income limits). Here, too, counting food stamps and other benefits as part of adjusted gross income represents a shotgun approach that claims large numbers of the innocent among its victims. IV. What to Do? I've also looked at some of the other options under consideration to "coordinate taxes and benefits," such as proposals to use the tax system to recover a portion of the food stamp, AFDC, and SSI benefits provided to households whose adjusted gross income plus their benefits exceeds the income tax threshold (or under an alternative approach, exceeds 130 percent of the poverty line). These options pose quite serious problems as well. They would raise marginal tax rates on some households to 80 percent or more, reduce benefits for many working households who have quite low incomes and are committing no abuse - the type of households the Administration has said it wants to help - and complicate tax filing even more than the option discussed in the preceding pages. These options essentially constitute a back-door way to reduce the EITC for these families, since EITC reduction would be the most common way of collecting a portion of the food stamp and other benefits the family received during the year. These options also might result in some elderly and disabled SSI recipients having to pay back part of their benefits at tax time. I've written a memo for Wendell and David outlining what I believe to be the flaws with these options. All of this doesn't mean that no viable options can be developed in this area. It may yet be possible to do so. But doing this will be a stiff challenge. At the present time, I can think of two options that may warrant exploration: Counting AFDC and SSI cash assistance - but not food stamps and non-cash benefits - as taxable income, and doing so in a way that does not affect EITC benefit calculations. This would mean some families still faced an increase in their income taxes, although that occurrence would largely be limited to families that were on welfare part of the year; it would not affect poor families that worked throughout the year and received no AFDC benefits, but relied on food stamps to help make ends meet. Hence, it would not compromise the President's goal of ensuring that full-time working families were raised to the poverty line. Recovering a portion of AFDC, SSI, and food stamp benefits provided during the year to tax filers whose annual income exceeds 150 percent of the poverty line (the level used as the cut-off for the low-income 8 subsidies in the health care reform plan). This would target the provision on those who received benefits during part of the year but had relatively high annual incomes. It would avoid making low-income working families whose incomes are low enough to qualify for food stamps year round pay back some of their food stamp benefits, with the collection made by cutting their EITC. These options would ease some of the problems outlined here, although significant problems would remain. These options also would save less money than the option to count food stamps and other benefits as part of adjusted gross income. It's unlikely a sound option can be developed that yields big savings in this area. To proceed in looking for viable options, two issues first need to be addressed. One is to ascertain the extent - and the causes - of any EITC abuse problem that may exist so that appropriate remedies can be designed to address the problem. The second is to learn what options can be administered by states and the IRS, and to determine how much lead-time would be required to put complicated new tax and benefit tracking procedures of this nature into place. February 2, 1994 9 FEB 25 '94 03:34PM CATHOLIC CHARITIES USA file welfre refree P.2 Catholic February 25, 1994 Charities USA President William Jefferson Clinton The White House Washington, D.C. Dear Bill, Rov. Free Kammer, H President If the reports were not so persistent regarding cuts to means-tested programs for the poor, I would not be writing. Like you, I am deeply interested in reform of the welfare system, with the emphasis -- which you have championed - placed upon moving those who can from welfare to work. The sad turn of events appears to be that those charged with developing plans for reform now find themselves turning to programs for other poor families to find necessary funding. Refugees are singled out, but they are not the only ones who seem to be falling outside a Reagancsque "truly needy" category. We hear of cuts reminiscent of the early 80s and envision driving millions more people into deeper desperation. The argument that funds are merely being shifted into job training and support services falters on the reality that money will go from poor families to non-poor providers. We all recognize the constraints of debt and deficit and the various items "taken off the table" in one way or another. We also recognize that whatever your administration brings to Congress will likely be only the starting point from which Congress will make things worse, not better My strong recommendations are: (1) scale back the cost of the plan as far as possible, focusing on critical groups; (2) avoid deep cuts in means-tested programs that will only worsen poverty; and (3) protect those willing to work but unable to find jobs, no matter how long it takes. Only you can protcct the poorest Americans and set a positive tone to the national debate that values work and rejects bigotry and punitive measures. Thank you for your continuing leadrship on welfare reform. My best to Hillary. Hope to see you both soon. 1731 King Street. Sude 200 Sincerely yours. Neo ndhla Virginia 22314 , Feds Phone: (113) 549-1350 Fred Kammer, SJ Fax (7(3) 545-1656 Clinton Presidential Records Digital Records Marker This is not a presidential record. This is used as an administrative marker by the William J. Clinton Presidential Library Staff. This marker identifies the place of a publication. Publications have not been scanned in their entirety for the purpose of digitization. To see the full publication please search online or visit the Clinton Presidential Library's Research Room. 1999 Report file welfne reform poverty amid PLENTY The Unfinished Business of Welfare Reform A NATIONAL CATHOLIC SOCIAL JUSTICE LOBBY NETWORK's National Welfare Reform Watch Project NETWORK This chart replaces the one at the top of page 8. Quality of Life Indicators of Respondents from Table 6, Appendix A Adults Parents reporting chidren's suffering 50 40 45% 43% 30 29% 24% 24% 20 14% 10 0 Quality of Life Unmet Unmet Eating Less Indicators: Health Needs Dental Needs