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Board Meeting Minutes, March 2014
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Jill Long Thompson, Board Chair and Chief Executive Officer Kenneth A. Spearman, Board Member Leland A. Strom, Board Member COMMISSION CREET FARM * * ESTABLISHED 1933 MINUTES OF THE REGULAR MEETING OF THE FARM CREDIT ADMINISTRATION BOARD March 13, 2014 These minutes reflect the business transacted at the March 13, 2014, Regular Meeting of the Farm Credit Administration Board (FCA Board) pursuant to the Government in the Sunshine Act (Act), 5 U.S.C. § 552b, and the regulations of the Farm Credit Administration (FCA) adopted thereunder. The FCA Board meeting was held at the FCA office in McLean, Virginia, beginning at 9:00 a.m. and concluding at 9:44 a.m. Members of the Board present were: Jill Long Thompson, Board Chair and Chief Executive Officer Kenneth A. Spearman, Member Leland A. Strom, Member The above named constitute the full Board. Others present included Charles Rawls, General Counsel; Dale Aultman, Secretary to the Board; staff of the FCA and Farm Credit System Insurance Corporation (FCSIC); and four members of the general public. (A list of staff attendees is attached as Exhibit A.) The Secretary read a statement that announced the meeting would be conducted according to the requirements of the Government in the Sunshine Act. Board Chair Long Thompson reviewed the published Agenda. (A copy of the Public Announcement publishing the Agenda for the meeting is attached as Exhibit B.) Mr. Spearman moved to adopt the Agenda as published. Mr. Strom seconded the motion. 1 There being no further discussion, Board Chair Long Thompson called the question. The Secretary polled the Board Members and the motion carried unanimously. Mr. Strom noted that the Agenda did not include any items that should be discussed in closed session, as permitted by the Government in the Sunshine Act, and therefore moved that the entire meeting remain open to the public. Mr. Spearman seconded the motion. There being no further discussion, Board Chair Long Thompson called the question. The Secretary polled the Board Members and the motion carried unanimously. OPEN SESSION Approval of Minutes Minutes for February 18, 2014 Regular Board Meeting (BM-13-MAR-14-01) Mr. Spearman moved to approve the minutes for February 18, 2014 Regular Board Meeting, that was rescheduled from February 13, 2014, per FCA Notational Vote Notational Vote 14-06, approved February 12, 2014. Mr. Strom seconded the motion. There being no further discussion, Board Chair Long Thompson called the question. The Secretary polled the Board Members and the motion carried unanimously. (BM-13-MAR-14-01) (A copy of the official "Board Action Item" is attached as Exhibit C.) New Business Advisory Votes - Interim Final Rule (BM-13-MAR-14-02) Deborah Wilson of the Office of Regulatory Policy and Laura McFarland of the Office of General Counsel presented the Advisory Votes - Interim Final Rule. Board Chair Long Thompson asked that her written statement pertaining to the vote be attached as an exhibit to the minutes. (A copy is attached at Exhibit D.) Mr. Spearman concurred with the Board Chair's comments. 2 Mr. Strom asked that his written statement pertaining to the vote be attached as an exhibit to the minutes. (A copy is attached at Exhibit E.) Board Chair Long Thompson asked if there was any further discussion and asked staff to provide their recommendation. Staff provided their recommendation. Board Chair Long Thompson called for a motion on the staff's recommendation regarding the final rule. Mr. Strom moved that the Board approve the Advisory Votes - Interim Final Rule. Mr. Spearman seconded the motion. Board Chair Long Thompson asked if there was any further discussion. There being no further discussion, the Board Chair called the question. The Secretary polled the Members and the motion carried unanimously. (BM-13-MAR-14-02) (A copy of the "Board Action Item" is attached as Exhibit F.) Reports Report on the Farm Credit System's Funding Conditions Before the report began, Board Chair Long Thompson noted that as William Dunn was planning to retire soon, this may be his last report. She thanked him for his contributions to Rural America all his efforts at FCA. William Dunn and David Lewandrowski of the Office of Office of Regulatory Policy presented the Report on the Farm Credit System's Funding Conditions. Board Chair Long Thompson asked if there were any questions or further discussion from the Board. There were no further questions or discussion. (A copy of the PowerPoint presentation is attached as Exhibit G.) ADJOURNMENT There being no further business to come before the Board, Board Chair Long Thompson indicated she would entertain a motion to adjourn the meeting. Mr. Spearman moved that the meeting be adjourned. Mr. Strom seconded the motion. 3 Board Chair Long Thompson called the question. The Secretary polled the Board Members and the motion carried unanimously. The meeting adjourned at 9:44 a.m. NOTATIONAL VOTE ACTIONS There were no notational vote actions by the FCA Board from February 19, 2014, through March 12, 2014. The undersigned hereby certify that the foregoing minutes are the official minutes of the Regular Meeting of the Farm Credit Administration Board held on March 13, 2014. /s/ /s/ Jill Long Thompson Dale L. Aultman Board Chair and Chief Executive Officer Secretary to the Board Approved: April 10, 2014 4 Exhibit A Page 1 of 2 STAFF PRESENT AT THE FCA REGULAR BOARD MEETING March 13, 2014 JILL LONG THOMPSON, Board Chair and Chief Executive Officer KENNETH A. SPEARMAN, Board Member LELAND A. STROM, Board Member OPEN OFFICE SESSION Office of the Board Aultman, Dale X Smulkstys, Inga X Corey, Kathryn X Buccolo, Deb X Johansen, Mark X Calhoun, Gaye X Middleton, Russell X OCOO Hoffman, William X OCPA Stokke, Mike X OSMO Rea, Laurie X OGC Rawls, Charles X Strickland, Joy X Donner, Mary Alice X McFarland, Laura X 5 Exhibit A Page 2 of 2 OPEN OFFICE SESSION OE Coleman, Robert X OIG Dean, Elizabeth X ORP Van Meter, Gary X Mardock, Barry X Dunn, William X Lewandrowski, David X Wilson, Deborah X OMS Smith, Stephen X FCSIC Rubin, Howard X Pfitzinger, Rick X EEO & Inclusion Burlew, Thais X GENERAL PUBLIC 4 6 Exhibit B Farm Credit Administration Farm Credit Administration 1501 Farm Credit Drive McLean, Virginia 22102-5090 PUBLIC ANNOUNCEMENT OF MEETING SUBJECT TO THE GOVERNMENT IN THE SUNSHINE ACT Farm Credit Administration Board Regular Meeting March 13, 2014 Summary: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. Sec. 552b(e) (1)), of the forthcoming regular meeting of the Farm Credit Administration Board. Date and Time: The regular meeting of the Board will be held March 13, 2014. The meeting is scheduled to be held at the office of the Farm Credit Administration in McLean, Virginia, from 9:00 a.m. until such time as the Board may conclude its business. Address: Farm Credit Administration, 1501 Farm Credit Drive, McLean, Virginia 22102-5090. Submit attendance requests via e-mail to [email protected]. See SUPPLEMENTARY INFORMATION for further information about attendance requests. For Further Information Contact: Dale L. Aultman, Secretary to the Farm Credit Administration Board (703) 883-4009. TTY is (703) 883-4056. Supplementary Information: This meeting of the Board will be open to the public (limited space available). Please send an e-mail to [email protected] at least 24 hours before the meeting. In your e-mail include: name, postal address, entity you are representing (if applicable), and telephone number. You will receive an e-mail confirmation from us. Please be prepared to show a photo identification when you arrive. If you need assistance for accessibility reasons, or if you have any questions, contact Dale L. Aultman, Secretary to the Farm Credit Administration Board, at (703) 883-4009. The matters to be considered at the meeting are: OPEN SESSION Approval of Minutes 1 February 18, 2014 New Business 2 Advisory Votes - Interim Final Rule Reports 3 Report on the Farm Credit System's Funding Conditions March 6, 2014 /s/ Date Dale L. Aultman Secretary to the Board 7 Exhibit c Farm Credit Administration 1501 Farm Credit Drive McLean, Virginia 22102-5090 (703) 883-4000 BOARD ACTION ITEM FCA FARM CREDIT ADMINISTRATION FCA BOARD ACTION ON Minutes for February 18, 2014 Regular Board Meeting BM-13-MAR-14-01 Effective Date: March 13, 2014 Effect on Previous Action: None THE FCA BOARD HEREBY: Approves the minutes for February 18, 2014, Regular Board Meeting as submitted. DATED THIS 13th DAY OF MARCH 2014 BY ORDER OF THE BOARD Dale L. Aultman Secretary to the Board 8 Exhibit D Statement Jill Long Thompson, Board Chair Farm Credit Administration Board Meeting March 13, 2014 I thank Debbie Wilson and Laura McFarland, as well as the Offices of Regulatory Policy and General Counsel for their hard and expeditious work on this interim final rule. I also commend my colleague Lee Strom for taking on this issue several years ago when it was learned the Board of one of the institutions in the System had approved a compensation package whose total cost it did not fully comprehend. The compensation rule we adopted in 2012 has merit and I was proud to support it. But, I completely respect the authorities of the United States Congress. And they have spoken. Title VI of the 2014 Appropriations Act prohibits FCA from using funds to implement or enforce this requirement. And the Farm Bill states very clearly that the oversight of compensation practices is the responsibility of the boards of directors, exclusive of, but accountable to their shareholders. This interim final rule will make our regulation compliant with current law. I am also pleased our action today will preserve the enhanced transparency of compensation disclosures, as well as the enhanced responsibilities of the compensation committee of the boards of directors. 9 Exhibit E Statement Leland Strom, Board Member Farm Credit Administration Board Meeting March 13, 2014 The final regulation we approved in September 2012-Compensation, Retirement Programs, and Related Benefits-encourages member-borrowers of Farm Credit System institutions to participate in the management, control, and ownership of their institutions. We developed the rule after some unusual compensation payments were made in the Farm Credit System. We responded initially by creating two pieces of guidance-an Informational Memorandum on Executive Compensation and Benefits Programs and a Bookletter regarding Compensation Committees. Later we developed the compensation rule. In the 2014 Farm Bill, Congress affirmed the benefits of disclosure and transparency to the member- borrowers of Farm Credit System institutions. I fully support Congress' findings, and I agree that a primary responsibility of the boards of directors of System institutions is to oversee compensation practices. In making compensation decisions, institution boards of directors should carefully consider all of the issues, such as performance and retention, appropriate compensation, benefits packages, and concerns of their cooperative membership. In addition, boards should fully quantify and understand both the near-term and long-term expenses and financial consequences associated with the executive compensation programs they approve. As Government-sponsored enterprises, institutions should also pay particular attention to any potential reputation risks their compensation programs might create. My hope going forward is that each board of directors will remain vigilant in evaluating its compensation program. An effective compensation program strikes a balance between the goal of attracting and retaining talented senior leadership and the long-term costs of the compensation provided. Failing to strike this balance can adversely affect an institution's ability to provide cost- effective credit to its member-borrowers and its ability to fulfill its mission. Further, it is my hope that FCA, through examinations and policy development, will continue to review and enforce our regulations on compensation practices and disclosure. As a network of farmer-owned cooperatives, the System holds a unique and distinguished position in agricultural financing and plays an increasingly significant role in lending to agriculture and rural America. It is essential that the System remain safe, sound, and financially strong so it can be there for America's next generation of farmers, ranchers, cooperatives, and rural communities. To ensure this outcome, System institutions must remain accountable to their respective shareholders, maintain strong governance practices, and demonstrate financial prudence in their decisions, including those on executive compensation. 10 Exhibit F Farm Credit Administration 1501 Farm Credit Drive McLean, Virginia 22102-5090 (703) 883-4000 BOARD ACTION ITEM FCA FARM CREDIT ADMINISTRATION FCA BOARD ACTION ON Advisory Votes - Interim Final Rule BM-13-MAR-14-02 Effective Date: March 13, 2014 Effect on Previous Actions: The FCA Board Notational Vote of November 22, 2013, is rendered moot by adopting the interim final rule that removes FCA regulations related to non-binding, advisory votes. THE FCA BOARD HEREBY: Adopts the interim final rule that would amend FCA regulations by removing requirements for non-binding, advisory votes; and Authorizes staff to make any technical or grammatical changes to the rule that may be necessary for publication in the Federal Register. DATED THIS 13th DAY OF MARCH 2014 BY ORDER OF THE BOARD Dale L. Aultman Secretary to the Board 11 THOMATH The Farm Credit System's Funding Conditions Exhibit G 12 GREDIA Funding Conditions Topics Global Market Agency Debt Market Yields & Spreads on FCS Debt Funding Corporation Activity FCS Liquidity 13 2 Global Market Ukraine E.U. Federal Reserve Monetary Policy U.S. Treasury Bitcoin? 14 3 Credit Rating Agencies - ISHED Outlook for the United States Standard & Poors - AA+ Outlook - Stable Moody's - Aaa Outlook - Stable Fitch - AAA Outlook - Negative 15 4 INSURER THOMA Agency Debt Outstanding Billions of Dollars 2009 2010 2011 2012 2013 F.H.L.B. $ 931 $ 796 $ 692 $ 688 $767 Fannie Mae 786 794 742 622 534 Freddie Mac 805 728 674 552 511 FCS 176 188 184 197 208 Tenn.V.A. 23 23 25 25 26 Farmer Mac 6 8 10 12 12 Total $2,727 $2,537 $2,330 $2,096 $2,058 16 Source: SIFMA 5 System High Level Financials Assets - - $260.8 billion (+ 5.7%) Cash & Invts.- $ 51.9 billion (+10.6%) Capital - $ 42.6 billion (+10.3%) Net Income - $ 4.6 billion (+12.7%) 17 6 LISHED IDVINIST FCS Debt Yields Have Risen FCS Debt Yield Curve for 3/7/2014 4.50 4.00 3.50 12/20/13 3.00 2.50 2.00 1.50 3/7/14 1.00 0.50 3/8/13 0.00 Aeas 15 Day 30 Day AEG 09 6Month 1-year 2-year A-Vear 5-year 7-year 10-year 30-year 18 7 ICHEDE ESTABL Higher Spreads over Treasuries FCS Basis Points Spread over Treasuries 85 75 65 55 45 35 25 15 5 -5 6Month 10-year 30-year -3/8/2013 -3/7/2014 8 Funding Activity by FCS ($ millions) Discount Designat Fixed Rate Bonds Floating Rate Bonds Retail Other1 Total Notes ed Bonds Bonds Callable Non- LIBOR Prime Other Callable 03/09/2014 $22,709 $11,075 $53,107 $58,543 $44,210 $7,445 $11,690 $460 $35 $209,274 02/28/2014 21,494 11,075 53,815 58,881 43,690 7,370 11,740 460 35 208,559 01/31/2014 18,970 11,375 55,571 58,123 43,820 7,570 12,190 440 36 208,095 12/31/2013 18,643 11,375 56,465 57,222 42,285 7,370 12,790 405 38 206,594 12/31/2012 14,557 15,325 52,020 50,113 41,955 7,505 14,771 225 46 196,516 12/31/2011 14,375 21,450 46,429 43,986 36,155 5,805 15,656 356 66 184,277 1 Includes Linked Deposits 20 9 PRATION** ESTA URINGE Reduced Calls by FCS Calls in 2013 - $24 billion Calls in 2012 - $63 billion Net Interest Spreads 2.64% versus 2.71% for 2013 and 2012, respectively. 21 10 Debt Maturity Weighted Average Maturity of FCS Debt has been trending higher. Dec./2013 - 2.96 years Dec./2012 - 2.91 years Dec./2011 - 2.80 years 22 11 Regulatory Min. Days of Liquidity Effective 6/12/13: Level 1 = First 15 days Level 2 or better = Second 15 days Level 3 or better = Next 60 days Supplemental Liquidity Buffer (SLB) 23 12 Days of Liquidity As of 12/31/13 System = 194 days: Level 1 = 36 days, Level 2 = 55 days, Level 3 = 83 days, SLB = 20 days AgriBank, FCB - 161 days CoBank, ACB . 181 days AgFirst, FCB - 246 days FCB of Texas - 268 days 24 13 Investments for Liquidity - - 2/28/14 Due in 1 year Due after 1 year Due after Due after (In $ millions) or less - 5 years 5 - 10 yrs. 10 years Total Commercial paper, CDs, bankers' $3,879 $313 $4,192 acceptances, and other securities US Treasury securities $4,531 $8,127 $3,596 US agency securities $2 $3,491 $249 $989 $4,731 Mortgage-backed securities $110 $337 $24,142 $24,589 Asset-backed securities $1 $685 $59 $780 $1,525 Total fair value $7,478 $9,130 $645 $25,911 $43,164 25 14 ABLISHED 19 Summary Strong Demand for FCS Debt Yields Paid have Increased Interest Spreads Wider Bottom Line Still Benefitting Substantial High Quality Liquidity 26 15