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May 4, 1943
I
Mr. c. J. Young
Record Supervisor
Metropolitan Life Insurance Company
New York City, N.Y.
Dear Mr. Young:
Please refer to your letter of March 29, 1943 addressed to
American National Red Cross, attention Mr. J. 0. Thornton, Assistant
National Director of Accounts, relative to a request submitted to you by
Mrs. Mabel M. Somerville, mother of Miss Margaret Somerville, for the
conversion of her daughter's group life insurance into an individual policy.
It appears from your letter that in January 1943 Mrs. Somerville
requested such conversion, but that since more than 31 days had elapsed from
the date Miss Somerville's insurance was cancelled by our Insurance Registry
Section you informed Mrs. Somerville that her request was not in order.
Miss Margaret Somerville was one of a group of Red Cross Nurses
assigned to duty at the American Red Cross-Harvard Hospital in England.
On December 27, 1940, before leaving the United States, her
service head at National Headquarters mailed her a brief mimeographed state-
ment on the life insurance and sickness and accident insurance which the
Red Cross was providing for its overseas personnel. This statement was dated
December 5, 1940. In the paragraph covering "Life Insurance" it was stated:
"This insurance may, at the option of the worker and upon her
return to the United States and termination of employment, be
converted without medical examination into any of the usual
forms by
The Life Insurance at rates to
Metropolitan of life insurance, excepting Company term insurance, applicable written
the attained age and class of risk."
While enroute to England the vessal on which Miss Somerville was a
passenger was torpedoed and she and three other nurses spent nineteen days in
an open life boat before they wers picked up by a British Destroyer and taken
to England. A little later she took up her duties at the hospital. On August 1,
1942 she became ill and on August 24, 1942 she underwent a kidney operation.
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"ocrText": "May 4, 1943\nI\nMr. c. J. Young\nRecord Supervisor\nMetropolitan Life Insurance Company\nNew York City, N.Y.\nDear Mr. Young:\nPlease refer to your letter of March 29, 1943 addressed to\nAmerican National Red Cross, attention Mr. J. 0. Thornton, Assistant\nNational Director of Accounts, relative to a request submitted to you by\nMrs. Mabel M. Somerville, mother of Miss Margaret Somerville, for the\nconversion of her daughter's group life insurance into an individual policy.\nIt appears from your letter that in January 1943 Mrs. Somerville\nrequested such conversion, but that since more than 31 days had elapsed from\nthe date Miss Somerville's insurance was cancelled by our Insurance Registry\nSection you informed Mrs. Somerville that her request was not in order.\nMiss Margaret Somerville was one of a group of Red Cross Nurses\nassigned to duty at the American Red Cross-Harvard Hospital in England.\nOn December 27, 1940, before leaving the United States, her\nservice head at National Headquarters mailed her a brief mimeographed state-\nment on the life insurance and sickness and accident insurance which the\nRed Cross was providing for its overseas personnel. This statement was dated\nDecember 5, 1940. In the paragraph covering \"Life Insurance\" it was stated:\n\"This insurance may, at the option of the worker and upon her\nreturn to the United States and termination of employment, be\nconverted without medical examination into any of the usual\nforms by\nThe Life Insurance at rates to\nMetropolitan of life insurance, excepting Company term insurance, applicable written\nthe attained age and class of risk.\"\nWhile enroute to England the vessal on which Miss Somerville was a\npassenger was torpedoed and she and three other nurses spent nineteen days in\nan open life boat before they wers picked up by a British Destroyer and taken\nto England. A little later she took up her duties at the hospital. On August 1,\n1942 she became ill and on August 24, 1942 she underwent a kidney operation."
}