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Originally Processed With FOIA(s): foia Number: 2000-0715-F 2000-0715-F FOIA MARKER This is not a textual record. This is used as an administrative marker by the George Bush Presidential Library Staff. Record Group/Collection: George H.W. Bush Presidential Records Collection/Office of Origin: Chief of Staff, White House Office of Series: Baker, James A., III, Files Subseries: Public Correspondence Files OA/ID Number: 93006 Folder ID Number: 93006-001 Folder Title: [Public Correspondence] [12] Stack: Row: Section: Shelf: Position: G 0 0 0 0 Royce A. Scott NRN Certified Public Accountant Telephone P.O. Box 6639 (915) 695-4380 Abilene, Texas 79608 September 17, 1992 Mr. James Baker The White House 1600 Pennsylvania Avenue Washington, D. C. RE: NATIONSGATE VIA FEDERAL EXPRESS Dear Mr. Baker: In all presidential elections 1960, I have voted for the republican nominee. The re-election of George Bush is in serious trouble of in Texas because he has allowed the administrative branch government to destroy our state. Recently, Mr. Bush made a completely untrue statement. He said that our government is a government of laws. UNTRUE!. Our government the is a government of influence. The FDIC gave most of banking system in Texas to Ross Perot et al dba NCNB. The FDIC closed 39 solvent First Republic Banks. Then, the FDIC the assets to Ross Perot et al dba NCNB for NOTHING. FDIC and gave alter ego, Ross Perot et al dba NCNB proceeded to destroy businesses throughout our state. Attached is proof that laws are for some people but not for Ross Perot et al. Being a certified public accountant, I know familiar with the process of revenue rulings. As a lawyer, am first step is the application to the IRS. The second is that the process of using a revenue ruling is four steps. you The receiving the revenue ruling. The third step is structuring step the matter to comply with the revenue ruling. The fourth step is to letter ruling. conduct the matter within the terms and conditions of the private et al dba NCNB is as follows: A review of the use of the private letter ruling by Ross Perot Step 1: Information related to the application for the revenue ruling is including in the ruling. There is massive misrepresentation! The depositors as owners, the dates, the owners of the JRB Bank, plans to sell stock, and other items completely misrepresented the matter. Step 2 : The private letter has eleven times the conditions that the successor will assume all the liabilities of the subsidiary First Republic banks. 4601 Buffalo Gap Road, A-4 Abilene, Texas 79606 Fax (915) 695-0060 Mr. James Baker The White House September 17, 1992 Page Two: Step 3: There was no re-organization. But rather, the FDIC closed the banks and transferred the assets to JRB ( Ross Perot et al dba NCNB) for a nominal value not fair market value. The purchase and assumption agreement does not in any fashion have any relationship to terms and conditions of the revenue ruling. Step 4: In subsequent legal actions throughout Texas, Ross Perot et al dba NCNB has claimed that D'uench Dhome and Federal Holding laws eliminated any claims including any defensive claims. By the sworn testimony and documents, Ross Perot et al dba NCNB has violated the terms and conditions of the revenue ruling. Attached are copies of pages from business publications showing that Ross Perot et al dba NCNB will benefit to the amount of over a billion dollars. Also, attached is information which furnished the violation of the private letter ruling to the Internal Revenue Service. If George Bush was correct that this is a nation of laws, THEN, why is the FDIC and its alter ego, Ross Perot et al dba NCNB not subject to the laws of our state and nation? Three reasons for George Bush to recover the billion from Ross Perot et al dba NCNB are: 1. Because it is morally, ethically, and legally right, 2. Because it would put a billion into the depleted treasury, 3. Because Ross Perot et al should not have the billion. If George Bush wants loyal republicans in Texas to vote for him, then, something has to change. A beginning would be to start hearing the wails of people like me. Sincerely yours, Royce A. Scott P. S. I should receive the award for furnishing the information. my Home PHONE IS 915-692-9324. Let's TALK Maaut 1823(E) Taxpayers AS $ 952,000,000 SUBITTED TO Former IRS Interfirst IFRB Banks JRB NCNB NationsBank Republic Former BANK Texas National Bank TEXAS, n.a. Holding Republic Banks Re-Organtenten NAME CHANGED Name Change Assemed Assets and AD Liabilities AND OWNED BY NCNB AS PER P& A Taxpayers $ 952,000,000 AND Former PLEADINES Interfirst IFRB Banks FDIC NCNB NationsBank OF (JRB BANK) Texas National Bank TEXAS, n.a. Republic Former NOWB Holding Republic Banks Banks Closed Purchase & Assumption Name Change D'uench Dhome Agreement Federal Holding (Does not apply to Torts, etc.) EXHIBIT "A" Index Number: 0368.00-00 Washington, DC 20224 8835057 Person to Contact: Telephone Number: Refer Reply to: CC:C:Br.13-TR-31-2386-88 Date: In re: IN 10 1988 Parent - Agency - Acquiring . See GReeN Bridge MARKINGS - National # Exchange . State X = 1 State Y This c. = used or State z . dent. 3: of Die Jr. Date 1 = Date 2 Date 3 - Date 4 - Date 5 # b . c - d . EXHIBIT "A" 000276 -2- 88350571 TR-31-2386-88 Dear 14H This is in reply to your authorized representative's letter dated May 20, 1988, requesting rulings as to the federal income tax consequences of a contemplated transaction in which several banks will be combined into one bank. Your representative 8, 1988. The information submitted for consideration is submitted additional information in letters dated June 3, 7, and summarized below. company. Most of its banks are located in State Y. As of Date Parent is a State X corporation operating as a bank holding 1, Parent had approximately b common shareholders for its c classes of common stock that were traded on Exchange. Parent also had d classes of preferred stock issued and outstanding. In addition, on Date 1 Parent had e subsidiary banks (hereinafter Subs) which Parent wholly owned either directly or through an intermediate wholly owned corporation. The deposit accounts of Subs are insured by Agency. 000277 -3- 8835057 TR-31-2386-88 Agency is a federal corporation responsible for maintaining safety and public confidence in the banking industry. Agency fulfills this obligation in part by insuring deposits in its member banks for up to $f. When it becomes necessary, Agency meets its insurance obligation by liquidating the bank and paying the depositors cash or by arranging for another insured bank to assume the failed bank's deposit liabilities. In the year ended on Date 1, Parent and its subsidiaries had book losses of $g. In the three months that ended on Date 2, Parent reported book losses of $h. These losses threaten theo of stability of the Subs. To relieve Agency of the necessity of 1 liquidating the Subs and paying their creditors, Agency has devised a plan to combine the Subs into a new bank which will the 141 assume the Subs' liabilities. Agency has agreed to transfer funds as part of the plan. Also as part of the plan, Agency has negotiated to have Acquiring purchase stock of the new entity. Acquiring is a State 2 corporation doing business as a bank whis used dent, use or Teate ! holding company. As of Date 1, Acquiring had 1 shares of common dooustri in - stock issued and outstanding. Another 1 shares of common stock were reserved for issuance pursuant to certain warrants and plans. The proposed transaction described in this letter will allow Acquiring to expand its business into State Y. Public Agency and Acquiring have negotiated the following proposed TOCP transaction, the first two steps of which have already occurred. "No DCAL" (1) On Date 3, Agency transferred a total of $k to the Subs in return for a note due on Date 4. The note is secured by the stock of some of the Subs. (11) On Date 5, Agency and Acquiring signed letters giving Agency, upon the happening of certain contingencies, the right to go forward with the transaction with Acquiring; while Agency had not selected Acquiring, Acquiring agreed to go forward with the transaction if satisfied. selected by Agency, provided certain conditions were BASED RULINGREVIOUSLY (111) All of the Subs will be declared insolvent by the on insolvent appropriate regulatory authority. Agency will be appointed their receiver and a court of competent jurisdiction will confirm that appointment. (iv) Agency will form a new corporation, Bridge. All of the Subs will transfer all of their assets and liabilities to Bridge. 2 (v) Acquiring will have the right to examine Bridge for L days. At the end of its examination, Acquiring will 000278 -4- 8835057 TR-31-2386-88 have the right to purchase 100% of Bridge's voting common stock for $m. (vi) Agency will transfer $n to Bridge and receive 100% of Bridge's nonvoting common stock. At the same time, Acquiring may exercise the right described in (v) above. Agency's $n, along with Acquiring's $m, represents amounts required to bring Bridge up to regulatory minimum capital requirements. (vii) Agency will grant Acquiring an exclusive five year option to purchase its nonvoting common stock at a price described in (x) below. (viii) During Bridge's existence, Agency will provide approximately $o in additional assistance. $k of the assistance will be in the form of forgiveness of the note described in (1) above or cash that will be used to repay that note. The $o represents the amount necessary to eliminate Bridge's negative shareholders' equity. (ix) At the end of Bridge's authorized existence, P years with a possible Я year extension, Bridge will convert to a nationally chartered bank (hereinafter National). No STOCK National will have the same stock ownership as Bridge. (x) Within the five year option period, Acquiring may exercise its right to purchase Bridge or National's nonvoting common stock for $n plus r% of the net retained earnings in Bridge and National during the period in which Agency held the nonvoting common stock. The following representations have been made concerning the proposed conversion of Bridge into National: (a) The fair market value of the National stock and other consideration received by each Bridge shareholder will be approximately equal to the fair market value of the Bridge stock surrendered therefore. (b) There will not be a UNIROC plan or intention by the shareholders of Bridge who own 1 percent or more of the Bridge stock, and to the best of the knowledge of management of Bridge, there will not be a plan or intention on the part of the remaining shareholders of 000279 -5- TR-31-2386-88 8835057 Bridge to sell, exchange or otherwise dispose of any of the shares of National stock received in the transaction. (c) Immediately following consummation of the transaction, the shareholders of Bridge will own all of the outstanding National stock and will own such stock solely by reason of their ownership of Bridge stock immediately prior to the transaction. (d) National has no plan or intention to issue additional shares of its stock following the transaction. (e) Immediately following consummation of the transaction, I National will possess the same assets and liabilities, 3 14K except for assets distributed to shareholders who receive cash or other property, assets used to pay dissenters to the transaction, and assets used to pay expenses incurred in connection with the transaction, as those possessed by Bridge immediately prior to the transaction. These assets and all redemptions and distributions (except for regular, normal dividends) made by Bridge immediately preceding the transaction will, in the aggregate, constitute less than one percent of the net assets of Bridge. Dissenting shareholders will own less than one percent of the Bridge stock. (f) At the time of the transaction, Bridge will not have outstanding any warrants, options, convertible securities, or any other type of right pursuant to which any person could acquire stock in Bridge with the exception of Acquiring's option to purchase all of the nonvoting common stock from Agency. (g) The liabilities of Bridge assumed by National plus the 4 liabilities, if any, to which the transferred assets are subject were incurred by Bridge in the ordinary course of its business and are associated with the assets transferred. (h) Following the transaction, National will continue the historic business of Bridge. (1) At the time of the transfer from Bridge to National, Bridge will not be under the jurisdiction of a court in a Title 11 or similar case within the meaning of section 368 (a) (3) (A) of the Internal Revenue Code. 0 () 0 -6- TR-31-2386-88 8835057 Based solely on the information submitted and the representations set forth above and assuming that Acquiring exercises its right to purchase Bridge voting common stock at the end of its L day examination of Bridge, the following rulings are provided. Concerning the transfer by Subs of all their assets to 5 14L Bridge in exchange for Bridge's assumption of their liabilities, it is held as follows: (1) The transfer by Subs of all of their assets to Bridge in exchange for Bridge's assuming the liabilities of 6 Subs will be a reorganization within the meaning of section 368 (a) (1) (G) of the Code, Under these unique circumstances and as a result of the Subs' insolvency, the depositors own, in substance, the entire equity interest in Subs, and the deposits they have in Subs will continue in Bridge. Subs and Bridge will all be "parties to a reorganization" within the meaning of section 368 (b). (2) No gain or loss will be recognized by Subs upon their transfer of assets to Bridge in exchange for the assumption by Bridge of all the liabilities of Subs n (sections 361 (a) and 357 (c) (2) (C)) (3) No gain or loss will be recognized by Bridge on the receipt the Subs' assets in exchange for Bridge's 8 assumption of all of Subs' liabilities. (4) The basis of the Subs' assets received by Bridge will be the same as the basis of those assets in the hands of Subs immediately prior to the transfer (section 362(b)). (5) The holding period of Subs' assets acquired by Bridge will include the period during which the assets were held by Subs (section 1223(2)). (6) As provided by section 381 (a) of the Code and section 1.381(a)-1 of the Income Tax Regulations, Bridge will succeed to and take into account the items of Subs described in Section 381 (c). These items will be taken into account by Bridge subject to the provisions and limitations specified in sections 381 and 383. (7) As provided by section 381(c) (2) and section 1.381 (c) (2)-1 of the Income Tax Regulations, Bridge will succeed to and take into account the earnings and 000001 -7 8835057 TR-31-2386-88 Profits, or deficit in earnings and profits, of Subs as of transaction. the date of the consummation of the proposed (8) An ownership change as defined in section 382(g) (1) occurs on Date 5. Section 382(1) (5) will not prevent the section 382(a) 382 (a) limitation from applying. (9) No gain or loss will be recognized by Subs' depositors upon liabilities. Bridge's assumption of the Subs' deposit it is held as follows: Concerning the funds transferred to Bridge by Agency, (10) The funds Agency transferred to certain Subs on Date 3 will be recognized as gross income to the Subs on Date 3. For federal income tax purposes, the note executed by Subs in exchange for the funds will be disregarded because at the time Agency took the note, Agency had no realistic expectation of repayment. (11) Bridge will recognize income in the amount of funds Agency provides to Bridge to replace Bridge's negative shareholders' equity, whether given in cash or notes, at the time the cash or notes are received. This amount is currently estimated to be $o, including the $k Agency provided on Date 3. (12) If Agency forgives the note described in ruling (18), Bridge will not recognize income on the discharge of indebtedness. Likewise, any circular flow of cash that Agency provides to Bridge so Bridge can repay the note described in ruling (10) will be disregarded for federal income tax purposes. (13) Bridge will not recognize income to the extent of the $n Agency contributed in return for nonvoting common stock. Likewise, Bridge will not recognize income to the extent of the $m Acquiring contributed in return for voting common stock (section 1032(a)). (14) Agency will have a $n basis in its Bridge nonvoting common stock. Acquiring will have a $m basis in its Bridge voting common stock. Concerning the transfer of assets and liabilities from 9 Bridge to National and the exchange of Bridge stock for National stock, it is held as follows: 000282 -8- 8835057 TR-31-2386-88 (15) For federal income tax purposes, the transfer of assets by Bridge to National in exchange for shares of National common stock and the assumption by National of 10 the liabilities of Bridge will constitute a mere change in the identity, form or place of organization of Bridge and therefore will qualify as A reorganization within the meaning of section 368 (a) (1) (F) of the Internal Revenue Code. Bridge and National will each be a party to a reorganization within the meaning of section 368(b). (16) No gain or loss will be recognized to Bridge upon the for transfer of its assets to National solely in exchange shares of National stock and the assumption by 11 National of the liabilities of Bridge (sections 361 (a) and 357 (a)). (17) The basis of the assets of Bridge in the hands of National will be the same as the basis of such assets in the hands of Bridge immediately prior to the proposed trancaction (section 362 (b) (18) No gain or loss will be recognized to National upon the receipt of the assets of Bridge in exchange for shares of National stock (section 1032(a)). (19) The holding period of the Bridge assets received by National will include the period during which such assets were held by Bridge (section 1223 (2) (20) No gain or loss will be recognized to the shareholders exchange for their shares of Bridge stock (section of Bridge upon the receipt of National stock soley in 354 (a) (1) (21) The basis of the National stock to be received by the Bridge shareholders will be the same as the basis of the Bridge stock surrendered in exchange therefor (section 358 (a) (1) (22) The holding period of the National stock to be received during which Bridge stock surrendered therefor by the Bridge shareholders will include the period held, provided that the shares of Bridge stock were was held as capital assets on the date of the exchange (section 1223(1)). (23) As provided by section 381 (c) (2) of the Code and section 1.381 (c) (2)-1 of the Income Tax Regulations, 000253 -9- 8835057 TR-31-2386-88 National will succeed to and take into account the earnings and profits of Bridge as of the date of the transfer. Any deficit in the earnings and profits of Bridge will be used only to offset the earnings and profits accumulated after the date of transfer. (24) National shall be treated, for purposes of section 381, just as Bridge would have been treated if there had been no reorganization. Thus, a net operation loss of National for any taxable year ending after the date of transfer shall be carried back in accordance with section 172 (b) in computing the taxable income of Bridge for a taxable year ending before the date of transfer (section 381 (b) and section 1.381(b)-1(a) (2) of the Income Tax Regulations). No opinion is expressed about the tax treatment of the transaction under other provisions of the Code and regulations or about the tax treatment of any conditions existing at the time of, or effects resulting from, the transaction that are not specifically covered by the above rulings. Temporary or final regulations, pertaining to one or more of the issues addressed in this ruling letter have not yet been adopted. Therefore, this ruling letter may be modified or revoked if temporary or final regulations as adopted are inconsistent with any conclusions herein. See section 16.04 of Rev. Proc. 88-1 I.R.B. 7, 19. However, when the criteria in section 16.05 of Rev. Proc. 88-1 are satisfied, a ruling 16 not revoked or modified retroactively except in rare or unusual circumstances. This ruling is directed only to the taxpayer who requested it. Section 6110(j) (3) of the Code provides that it may not be used or cited as precedent. It is important that a copy of this letter be attached to the federal income tax returns of the taxpayers involved for the taxable year in which the transaction covered by this letter is consummated. Sincerely yours, Janes Chief, James L. Branch Dahlberg L Dhh 13 Corporation Tax Division 000284 U.S. Ruling Lets NCNB Earn $2.8 Billion Before Taxes Begin Tax Shelter On Texas Deal Could Save Bank $1 Billion By JAY McINTOSH State Wrther 60/13/89 NCNB Corp. owes its thanks to some tax analysts The shelter works like a mammoth at IRS headquarters in Washington. tax deduction. For the next few Its thanks, and perhaps as much as a billion dollars. That's how much the Charlotte banking company years, it will cover most or all of could save in federal income tax in the next few years because of a June 1988 IRS ruling a five-page letter NCNB Texas' income and quite that formed the bedrock of NCNB's winning bid in possibly its non-Texas earnings as July 1988 for the failed First RenublicBank network in Texas well. The tax break which stems from First Republic losses before NCNB look over enabled NCNB execu- tives to outfox the much larger banks that also bid for normal rates, had to earn $210 million to keep $127.7 First Republic It also cut the cost to federal regula million. The profit gains have driven m the price of 193% tors who use bank fees not 121 money, to engineer bailouts. NCNB's stock, which closed Friday at $47.50 For First Republic's 40 banks nearty doubled NCNB's example, the stock $ price was $24.25 at the end of assets to $60 billion, making it the nation's ninth-larg- June 1988. est bank after it assumed full ownership of the Texas NCNB's second-quarter earnings were up 43% over bank in July. Last week's purchases of savings and the same quarter last year. Wall Street analysts loans in Texas and Florida are pushing that ranking estimate its third-quarter profit, expected to be re- up to 7th. ported today, will be up a whopping 64%. And so far, the Texas trail has led to big bucks for Analysts expect NCNB's profits to climb another NCNB. 30% next year. Earlier this year NCNR estimated the shelter Whether the company will save all of the $952 would let it carn $2 8 billion before the company paid million in taxes that would normally be due on $2.8 any taxes Normally, the tax on that much profit billion in earnings is uncertain. Congress is still would come 10 about $952 million tinkering with a tax-law provision that could affect The shelter works like a mammoth tax deduction. the total tax bill. though analysis don't expect it to For the next few years, it will cover most or all of seriously erode NCNB's tax break NCNB Texas' income and quite possibly its non- Industry analysts, bankers and tax lawyers are sure Texas earnings as well about one thing The IRS ruling is one of 2 kind In the first half of this year, NCNB Texas earned think as a matter of technical 12% law, (the IRS) $124.6 million before taxes. With its relatively minus- probably did make 2 mistake." - says Washington tax cule tax bill, it was able to keep $121 million In contrast, NCNB Corp.'s other operations, taxed at See NCNB Page 5A and 1989 were $235 million. In both years, the tive July I. 12%), the state of North Can majority of these lines was supported by fees paid Utilization of lina revised the North Carolina Corporation Act directly by NCNB Corporation to unaffiliated operating loss banks. (the Act). Among the revisions was the deletion of carryforwards for Federal funds purchased in the amounts of $28.4 the concept of treasury stock. Accordingly, for financial reporting comparability, the amount previously carried as million on Day. 11. 1990 and $54.9 million on purposes (31.4) treasury stock has been reclassified to cominon (17.2) December 11, 1989 were fully secured by invest Other, net A.I stock and surplus for all periods presented. Fur- 6.1 1.9 arent MY writies. ther. the Act eliminated the requirement for dis- Effective tax rate linction between stated value and surplus. While The effective tax rates in 1990 and 1989 were 21.6% 3.2% 11.4% On January 2. 1990. the corporation repaid the $3.20 million note payable to the FDIC which was outstanding preferred and common shares mill significantly less than the Federal statutory rate originally issued in conjunction with the acquisi- rarry par or stated values, such amounts have due primarily to the utilization of approximately finn of NCNB Texas. The note hore interest at the been combined for balance sheet presentation. $118.7 million and $88.9 million. respectively. of tax rate of 8.40 percent and was scheduled to mature benefits associated with operating loss carryfor- July 11. 1990 Note 11- Deposits wards for financial reporting purposes arising pri- On July 11. 1900. the corporation issued $200 The components of interest expense on deposits marily from the excess tax bases of net assets of million of 10.20 percent subordinated notes at par. for the years ended December 31 were (dollars in NCNB Texas. The notes are due on July 15. 2015 and interest is thousands): Under the liability method required by SFAS %, payable semiannually beginning January 15. 1991. the balance sheets amounts of deferred taxes are The notes are not redeemable, prior to maturity. 1990 1989 1988 recognized on the temporary differences between In connection with the completion of the acquisi. Savings and interest hearing the bases of assets and liabilities as measured by tinn of Panmure Gordon & Co. 1211. in 1987. con- transaction accounts $1,013,486 8745,584 $323,304 Lax laws and their bases as reported in the finan- vertible debt was issued. The number of shares Negotiable CD's and public cial statements. The principal sources of tempo- issued upon conversion into NCNB Corporation funds 738,859 907,827 279,679 rary differences, tax effected as statutory rates, are remmon stock will be determined based on the Consumer certificates and reduced by the unrecognized tax benefits in arriv. U.S. dollar amount of convertible debt and the other time deposits 1,001,693 966,223 349,687 ing at the deferred tax asset at Der. 31. Deferred average closing price, as defined, of NCNH Corpo- Foreign 209,640 211,004 87,0RA tax expense or benefit is recognized for the change ration common stock at the time of conversion. Total in deferred tax liabilities or assets between periods, The indentures covering the parent company's $2,963,678 $2,830,6.18 $1,039,758 after consideration of the impact of acquisitions. 11½ and 12.65 percent subordinated notes include On December 31. 1990 and 1989, domestic time An analysis of deferred taxes is as follows (dollars provisions for the creation of segregated funds (the certificates of deposit in denominations of $100,000 in thousands): "note funds") for certain regulatory purposes and, or more amounted to $8,192.8 million and $7,740.2 although they are expected to provide a source of million, respectively. Other domestic time deposits 1990 1989 funds for the payment of the notes, the note funds in denominations of $100,000 or more amounted to Tax effects of cumulative do not constitute security for the notes. The $405.5 million and $1,439.3 million on December 31. temporary differences at amounts designated for the note funds on Decem- 1990 and 1989. respectively. Certificates of deposit December 31 related Inc her 31. 1990 and 1989, wrre $79.2 million and $66.7 and other deposits of $100,000 of more of foreign Excess las hases of assets in million, respectively. In establishing the note funds, offices amounted to $2,133.2 million and $2,148.2 Special Asset Division $(445,247) $(431,901) the corporation has agreed that it will have issued million on December 31, 1990 and 1989. respec- Tax net operating loss equity in amounts and by certain dates as speci- lively. carryforwards (192,107) (251,784) fied in the indentures. The corporation had issued Reserve for credit losses (242,420) (175,197) sufficient equity through its dividend reinvestment Note Noninterest Income and Expense Equipment lease financing 124,886 138,701 plan to comply with the terms of the indentures The significant components of noninterest Depreciation 42,446 32,200 through December 31. 1990. Issuance of equity to income and expense for the years ended December Employee retirement benefits 44,899 24,353 satisfy the terms of the indentures could have a 31 are presented below (dollars in thousands): Other, net (25,152) (39,544) dilutive effect on earnings per common share. The 1990 1989 1988 (602,695) (703,172) commitments to issue equity are revocable should Noninterest Income Less: the note issues no longer be considered capital for Trust fees regulatory purposes. $190,367 $169,405 $60,652 Unrecognized Las benefit 526,211 666,694 Service charges OR deposit Differences in tax rates realized 14,421 The indentures covering the parent company's (24,932) senior long-term debt. excluding convertible debt. accounts 269,924 217,108 100,278 Net deferred tax (asset) at end of include provisions that limit funded debt. long. Nondeposit related service year (152,063) (61,410) term lease commitments, issuance of subsidiary fees 100,058 $2,442 42,850 Less: preferred stock, creation of liens upon the property Bank card income 99,661 77,656 $3,008 Net deferred tax (asset) liability of the corporation and the payment of dividends. Investment securities gains 42.392 121,333 16,128 at beginning of year (61,410) 40,345 Under the most restrictive of the provisions, Other income 204,649 168,573 95,028 Impact of acquisition of NCNB approximately $1.4 billion of consolidated undi- Spec. Asset Div. mgmL fees 47,7.50 24,000 Texas (110,000) vided profits were available for payment of divi- dends on December 11, 1990. 8954,781 $860,517 8369,055 Deferred tax expense (benefit) Noninterest Expense recognized The corporation has acquired bonds sufficient to $(90,651) $8.245 meet the sinking fund requirements on its 8½ per- Personnel $846,321 $834,566 $366,723 Prior to adoption of SFAS 96 in 1989, the corpo- cent debentures. Occupancy. net 196,491 ration computed deferred taxes under the deferred 188,368 83,891 The principal maturities for the next five years Equipment method of APB 11. During 1988, the primary com- 186,220 167,796 81,963 ponents of the $3.6 million deferred benefit were of long term debt outstanding on December 31, Marketing 70,624 78,994 34,339 1990 were (dollars in thousands): deferred gains on the sale of real estate $(16.1) Amortization of intangibles 55,902 39,158 37,575 million and deferred Inan fees and costs $(4.1) mil- 1991 Professional fees RA,111 82,016 $17,654 J1,314 lion offset by excess tax basis of kians $(R.1) mil- 1992 4.119 General operating 382,748 295,699 143,546 lion and equipment lease financing $(14.9) million. 1993 General administrative and 11,076 Operating loss carryforwards for financial 1994 2,788 miscellaneous 85,111 65,338 JS,353 reporting purposes, totaling $1.5 billion. comprised 1995 52,421 Special Asset Division of tax carryforwards and temporary differences for overhead allocation (23,420) (60,093) which tax benefits have not been recognized, expire Note Shareholders' Equity as follows (dollars in thousands): In July 1989. the corporation issued 8,846,770 $1,888,108 81,692,042 $814,806 shares of common stock resulting in proceeds of Tax Oper. $409.4 million, net of related costs of issuance. The Note 13 Income Taxes Lnss Temp. proceeds were used to partially fund the corpora- Effective Jan. 1, 1989 the corporation provides Yrs. of Exp. Carryfunia Differences Total tion's purchase of the remaining $1 percent equity for income taxes in accordance with Statement of 1993 $65,901 $65,901 interest of NCNB Texas. Financial Accounting Standards No. 96, Account- 1996-1998 68,897 68,897 On September 22, 1989. the corporation issued ing for Income Taxes (SFAS 96). 2002 12,054 12,054 5,000,000 shares of common stock for trading on The components of income tax expense for the 2003 487,065 487,065 the Tokyo Stock Exchange. This issuance resulted years ended December 31 were (dollars in 2006-2010 874,100 874,100 in proceeds of $245.6 million, net of related costs. thousands): After 2010 39,661 39,661 On September 29. 1988, the corporation issued 1990 1989 1988 8565,020 8982,658 1,547,678 $,000,000 shares of Series B Cumulative Perpetual Statutory rate Convertible Preferred Stock in a private placement Current portion - 38% with a number of institutional investors. The pro- Federal 91,501 43,457 70,409 Uarcenz. Lax benef $526,211 ceeds from this offering were used primarily to State 10,438 13,099 8,557 The tax operating loss carryforwards above fund the corporation's investment in 20 percent of Foreign 896 were generated by NCNB Texas prior to August 4,198 2,540 1989. and may only be utilized against future the equity of NCNB Texas discussed in Note 3. Each share of preferred stock pays an annual 102,8.15 $0,754 81,506 NCNB Texas taxable income. Temporary differ- dividend of 8 percent. and is convertible into Deferred portion - (benefit): ences above are also primarily attributable to the acquisition of NCNB Texas and may offset consol- NCNB Corporation common stock at a price of Federal (90,469) 2,458 845 $35.625 per share at the option of the shareholder. State (184) 5,787 (2,421) idated income for financial reporting purposes. The shares may not be converted prior to October Foreign In connection with the establishment in 1988 of (2,006) NCNB Texas, the corporation obtained private let. I, 1992. The shares have no voting rights. Dividends declared for common and preferred (90,653) 8,245 (3,582) ter rulings from the Internal Revenue Service to the effect that the tax bases of the assets received stock were as follows (dollars in thousands except 12,182 68,999 77,924 by NCNB Texas from the FDIC as receiver for per-share amounts): The corporation's current income tax of $102.8 the subsidiary banks of First Republic Bank Corpo- Year Ended Dec. 31 million, $60.8 million and $81.5 million for 1990. ration (the "FRB Banks") will he the same as the 1989 and 1988. respectively. includes amounts com- 1990 FRB Banks' bases in those assets. As a result, to 1989 1988 Common puted under the regular and alternative minimum 144,529 the extent that the tax bases of assets acquired by 102.30M 80,138 Per share Lax (AMT) systems and approximates the amount 1.42 NCNB Texas exceeded their book value, the con- 1.10 0.94 Preferred paid for those years. These amounts reflect the 20,000 20,000 solidated group is able to recognize tax losses 5,100 Per share utilization of certain current tax benefits associated 4.00 4.00 through charge-offs or disposition of such assets in 1.02 Other shareholders' equity on December 31 is with NCNB Texas. excess of amounts recorded for financial reporting comprised of the following items (dollars in Deferred expense (benefit) represents the change purposes. thousands): in the deferred tax asset or liability and is further The corporation's tax position under the alterna- discussed below. tive minimum tax system, after considering AMT 1990 1989 A reconciliation of the difference between the credits, is substantially equivalent to the regular Restricted stock award effective tax rates and the federal statutory rate tax system and discussed above. plan deferred for the years ended Dec. 31 is as follows (dollars compensation (13,971) (23,173) in thousands): Note Employee Benefits Excess of cost over mkt. 1990 Retirement benefits - Net pension income for value of mkt equity 1989 1988 (20,368) Federal statutory 1990. 1989. and 1988 was $32.1 million, $6.4 million, securities and $1.5 million, respectively. For 1990 and 1989, Foreign currency (15,433) rate 34.0% 34.0% 34.0%$8.7 million and $3.3 million, respectively, of the translation adj. (4,322) (3,346) Increase (decrease) in taxes resulting from: pension income is attributable to NCNB Texas. Tax-exempt $(38,661) $(41,952) income During 1990, the company purchased annuity (5.7) (9.5) (12.3) contracts providing for the payment of benefits to THREE LEVELS OF FRAUD FRAUD # 1 The FDIC gave away a banking system worth from one to two billion. Note, the former Texas American Banks sold for $ 700 Million. FRAUD # 2 The stockholders and buyers of stock of NCNB were not told of the terms and conditions of the revenue ruling. Note: The C&S Sovran was based upon value with revenue ruling. FRAUD # 3 The taxpayers are losing about a billion due to the use of the revenue ruling by NCNB. SPECIAL NCNB TEXAS RULING TAX ANALYSTS REPORT- BREAKS NEW GROUND by William J. Wilkins and Terrill A. Hyde 22445 M St NW WASHINGTON, DC 202-663-6000 William J. Wilkins and Terrill A. Hyde are partnera In the Weshington, D.C. law firm of Wilmer, Culler & I. Introduction Pickering. This article erises from their interest in On September 8, 1980. the tax services first published practice. corporate texation. an area of their professional ruling Issued to NCNB Corporation ("NCNB Corp." In summaries of LTA 8835057, the much-publicized private In this article, the FDIC's arrangements with connection with its proposal to take control of the failed NCNB Corporation to take over the banking opera- Texas tion. banking operations of First RepublicBank Corpora- tions of First RepublicBank Corporation is de. scribed. In all. the FDIC is expected to transfer about $4 billion, but just under $1 billion as equity. with the balance as forgiven loans and other credits The ruling to the failing Dallas bank. This takeover was pre- describes I remarkable and ceded by negotiations with several banks for condi- novel transaction. lions under which one of them would be named to THE AUTHORS manage the bank and 10 make capital contributions QUESTION THE REF 10 the bank. The IRS ruled that the takeover amounts to a G reorganization. The authors Question whether The ruling. when out together with press reports and REMARKABLE the reproanization ruling is technically correct be- concressional testimony, describes remarkable and AND NOVEL ORGANIZATION RULING cause it relies on treating depositors as owners. STECHNICALLY CORRECT They also note that the ruling treats the FDIC July 29, 1988, 40 banking subsidiaries (the "Texas Banks") novel transaction. Over the weekend beginning Friday. TRANSACTION BECAUSE IT RCLIES assistance as taxable income despite an earlier pany") were thrown into receivership, and the Federal of First RepublicBank Corporation (the "Holding Com- private ruling to the contrary and disallows the ON TREA Depositors receiver for each of them. The FDIC transferred Deposit Insurance Corporation (the "FDIC") was named cerryover of operating losses. Even so, the suc- AS OWNERS. cessor bank will have high basis #33018 with little Texas Banks' assets and liabilities to a single new national the value, and these buill-in losses may sheller sub- sequent sernings. The authors conclude that the Texas # a "bridge bank" that currently has no share- NCNB Texas National Bank ("NCNB Texas"). NCNB bank, Initially named JRB Bank, N.A., but later renamed NOTE IRS has finally moved to resolve some of the tax Depositors ARE issues arising in several bank rescues, but they think that there is sufficient doubt about some holcers, but is effectively controlled by the FDIC. NCNB Corp. then began managing NCNB Texas under a man- CREDITORS aspects of the ruling as 10 require legislation to achieve certainly. NCNB Corp. and the FDIC also have entered into an agement contract between the FDIC and NCNB Corp. agreement which provides that, following # three-month interim period. NCNB Corp. and the FDIC will contribute Table of Contents to NCNB Texas in exchange for 20 percent and 80 $210 to $240 million and $840 to $950 million, respectively. L Introduction percent in value, respectively. of newly Issued common 1417 II. Background At any time during the following five-year period, NCNB stock of NCNB Texas: the FDIC's stock will be nonvoling. A. Trouble At First RepublicBank 1418 B. FDIC to the Rescue 1418 Corp. has the option to buy the FDIC's stock for 1418 formula price. In addition, the FDIC has agreed to forgive a C. FDIC Selects NCNB Plan and ST billion loan it made to the Texas Ba in March and Seizes Bank D. The NCNB Plan 1419 10 provide additional loans and outright ants of cash to E. The Economics of the Deal 1419 NCNB Texas. Sometime before July 1981, NCNB Texas 1420 III. Tax Analysis bridge bank to a regular national bank. will be required to change its form of organization from a A. A "G" In "Unique Circumstances" 1420 And the tax COOSBOURDERS? To summarize the ruling, B. F Reorganization Analysis 1420 C. Section 382 Analysis 1422 leading to the formation of MEME constituted an the tax consequences are 08 follows: the mm actions D. Taxability of FDIC Assistance 1423 from a bridge bank Into a regular national bank will be an (coroanization: the future conversion of NCNB Texas 1424 IV. Conclusion 1425 F reorgenization; the principal amount of the FDIC loan was Immediately taxable to the Texas Banks in March TAX NOTES, September 28, 1988 1417 SPECIAL REPORTS when the loan was extended and future FDIC assistance will be taxable when granted: and NCNB Corp.'s obtaining be a close call, but If It goes the taxpayer's way, the conditional rights to acquire NCNB Texas stock created potential is there for enough built-in losses to shelter billions in income." a section 382' change of ownership of the Texas Banks before the FDIC had even decided to accept NCNB Corp.'s proposals. II. Background Press reports claimed that the tax ruling would result in A. Trouble at First RepublicBank millions of dollars In tax savings for the FDIC and for The Holding Company was created in the 1987 com- NCNB Corp. These tax savings were reportedly A major bination of the two largest banking companies in Dallas. factor in the EDIC's conclusion that NCNB Core: pro- With $33.2 billion in assets as of the end of 1987. the WRONG. posal was the least costly alternative for the EDIC among Holding Company was the largest bank holding company the proposals it had considered in Texas, and the largest in the country outside of New This article will discuss the difficult issues presented York, Chicago, and California. The Holding Company and resolved by the ruling, while attempting to flesh out held 41 operating bank subsidiaries. including the 40 the background of the ruling with facts on the public Texas Banks.' record. The ruling. which was requested May 20, 1988 Following a 1987 Holding Company loss of $656.3 and granted June 10. 1988. appears to break new ground million. the Texas Banks began suffering drastic losses in in several significant areas, including the continuity of In- their deposit bases. In January and February 1988. de- terest requirement for G reorganizations. the section 354 posits dropped by $1.9 billion, including $600 million that distribution requirement to. G reorganizations. the option was withdrawn from the Texas Bank in Dallas during a rules of section 382. and the taxation and timing of in- single five-day period. come FDIC. generated by emergency loan assistance from the B. FDIC to the Rescue On Tuesday, March 15, the Holding Company con- firmed that it had requested FDIC assistance to prevent the collapse of its banking operations. On Thursday, Tax savings were reportedly a major factor in March 17, the FDIC loaned $1 billion to 11 of the Texas the FDIC's conclusion that NCNB Corp.'s pro- Banks and announced that depositors and creditors of the Texas Banks would be fully protected. even in excess posal was the least costly alternative of the usual $100.000 maximum FDIC deposit guarantee." The FDIC loan was for a term of six months and carried an interest rate of one-half percentage point above the While press reports left the impression that NCNB six-month Treasury bill rate. Although the FDIC loan was Corp. has obtained a tax bonanza. it should be noted that made subordinate to other debts of the borrowing banks. the ruling takes tough positions in some areas. As noted It was secured by guarantees and stock piedges. The above. the ruling declares the FDIC assistance to be fully Holding Company guaranteed the loan and secured its taxable. and not excludable as a contribution to capital. guarantee by pledging the shares of 30 of its banking thus taking 8 position contrary to an earlier private letter subsidiaries. Each of the banking subsidiaries of the ruling.² In addition, the ruling finds a section 382 owner- ship change quite early in the process. under circum- stances that seem to eliminate completely any carry- forward of net operating losses. Nevertheless. there is real gold in the ruling for NCNB Corp. and the FDIC, as the prospective owners of NCNB "An August 1 Wall Street Journal article includes figures ReAL Texas. The finding of early taxability of the March FDIC supplied by First RepublicBank Corp. indicating that nonper- Good assistance allows this substantial item to come into in- forming loans as of July 29. 1988 totaled $5.135 billion. a figure come before losses are wiped out by the ownership representing 23.26 percent of total assets. Apcar. Takeover by NCNB, Aided by $4 Billion From U.S., Doesn't Protect Holders. For change. In addition, the finding that the corporate trans- Wall St. J., Aug. 1, 1988, at 3. COI. 1. The 25 percent threshold test NCNB actions are tax-free reorganizations preserves the historic of section 382(n)(3) provides that built-in losses are not restricted asset basis, presumably including a high basis in un- after an ownership change if the amount of the net unrealized collectible loans and other troubled assets. What is un- built-in loss does not exceed 25 percent of the value of the known is whether the tax benefit of this high basis was corporation's assets (other than cash. cash Items. and marketable wiped out by the built-in loss rules of section 382(h). or securities). measured immediately before the ownership change. whether II survived under the 25 percent threshold rule of The tax ruling Indicates that the ownership change in this case occurred at the time NCNB Corp. and the FDIC exchanged section 382(h)(3)(B). Press reports Indicate that this may June. certain letters. an event that probably look place in May or early "Nash, Large Texas Bank 10 Get $1 Billion in Federal Rescue. N.Y. Times, March 18. 1988. at A1, col. 6: Hearings on the Condition of the Banking Industry and the FDIC Fund and the Supervisory and Assistance Activities of the FDIC Before the House Committee on Banking, Finance and Urban Affairs, 100th Cong., 2d Sess. (1988) (Testimony of L. William Seldman) (hereinafter "Seldman Testimony"). D. 30. 'Except where otherwise indicated. section references are to "Apcar, First RepublicBank Seys 11 Approached Regulators on the Internal Revenue Code of 1986. as amended. 2. Federally Assisted Bailout, Wall St. J., March 16. 1988, at 3, col. Hayes. Talking Deals: FDIC's Servy on Bank's Taxes. N.Y. Times. Aug. 4, 1958, at D2. col. 1. 'id. of TA 8243025 (July 22. 1982). Taylor, FDIC Lends First RepublicBank Units $1 Billion Amid Search for investors. Wall St. J., Mar. 18. 1988. at 3, col. 2. 1418 TAX NOTES, September 28, 1988 Holding Company also guaranteed a portion of the loan, OF E WIAL REPORTS with the size of each subsidiary's guarantee depending acility to meet those obligations Instantly. As a result, on the size of the subsidiary's equity." they were all closed. and the FDIC was appointed as their While the FDIC's action stabilized the deposit situation. receiver pursuant to applicable state and Federal law." large losses continued. primarily as 8 result of heavy loan Using recently granted congressional authority, and ALL Assets exposure in the troubled Texas real estate industry. At following the NCNB plan, the FDIC Immediately caused the end of March, some analysts were speculating that the Texas Banks 10 transfer all of their assets and liabilities the FDIC might be unable to find a candidate to take over to NCNB Texas.' A bridge bank such as NCNB Texas is TO NCNB Texas AND LIABILITIES a problem as large as the Texas Banks." chartered as a national bank, but is not subject to certain By July, however, reports were emerging that several limitations generally applicable to national banks. A banks were considering submitting proposals to re- bridge bank can operate without Issuing any stock, and is organize the Texas Banks. The banks reported to be interested included NCNB Corp., Citicorp, and Wells arrangements can be made." effectively controlled by the FDIC until alternative equity Fargo & Co." In fact. NCNB Corp.'s tax ruling reveals D. The NCNB Plan" that by June 10. NCNB Corp. and the FDIC had already NONTING Till agreed to implement a specific structure in the event the NCNB Corp. will operate NCNB Texas under a manage- LATER FDIC ultimately selected the NCNB plan. The NCNB ment contract until about the end of October 1988. At plan. as well as competing plans of other bidders and of that time. the FDIC will contribute between $840 million Holding Company management. was worked out in exten- and $960 million to NCNB Texas in exchange for non- sive negotiations with the FDIC." voting common stock representing 80 percent of its None TO equity. NCNB Corp. will contribute between $210 million C. FDIC Selects NCNB Plan and Seizes Bank and $240 million to NCNB Texas in exchange for 100 FDIC Late in the afternoon of Friday. July 29. the FDIC set in percent of its voting common stock representing 20 motion a chain of events that would result in the consoll- percent of Its equity. While the FDIC has certain consulta- dation of all of the Texas Banks into a unique corporate entity, controlled by the FDIC. known as a "bridge bank." Texas substantially as if it were a subsidiary. tion and voto rights, NCNB Corp. will manage NCNB First, the FDIC Board of Directors selected the NCNB plan as representing "the most effective, most viable, and least costly approach for preserving existing banking services in the affected communities and promoting Some analysts were speculating that the FDIC stability in the Texas banking system. Next. the FDIC might be unable to find a candidate to take notified the Office of the Comptroller of the Currency and over the problem the Texas Commissioner of Banking that it would not renew the $1 billion loan when it matured in September. and would not provide additional assistance to the Texas Banks. When the Comptroller declared that the Texas exerciseable at any time within five years of the first stock NCNB Corp. has an exclusive. nontransferable option, Bank in Dallas was no longer a "viable bank," the Federal Reserve demanded immediate repayment of all of its loans to the Dallas bank. The Dallas bank. being unable Texas stock at a formula price." FDIC has the right, issuance, to purchase some or all of the FDIC's NCNB to repay the Federal Reserve. then was closed." it becomes a 20 percent or less shareholder. to put once its The closing of the Dallas bank caused a default on the formula price. remaining minority interest to NCNB Corp. for the same $1 billion loan. which the FDIC then accelerated. With the Foic LOST acceleration of the loan and the calling of the guarantees. The FDIC will forgive the original $1 billion loan and will provide additional assistance (expected to be approxi- more ON all banking subsidiaries of the Holding Company became insolvent. because of either their loan obligations, their mately $2 billion) in the form of cash or notes. The guarantee obligations, or both. combined with their in- amount of additional assistance will be the amount ne- THE GiveAway capital. after taking into account the equity capital de- cessary to give NCNB Texas at least six percent primary scribed above and writedowns of troubled assets. Plus MORE Troubled assets will not be split off into a separate old.: Seidman Testimony, p. 30. corporation: instead. they will be transferred to a special ON "Apcar. String of Losses Seen by First RepublicBank. Wall St. FRAUD J., Mar. 31, 1988, at 3. col. 1; Hayes. First RepublicBank Sees a String of Big Losses. N.Y. Times. Apr. 1, 1988. at D2. Col. 5. TAX of First RepublicBank, Wall St. J., July 7. 1988, at 2. col. "Apcar. Citicorp May Edge Out NCNB in Bids to Join Ballout "Seidman Supplement. pp. 5-8. Helyar, Banking World Gives Mixed Reviews 10 NCNB's Bid for 3: Wells Fargo Team Begins Sizing Up First RepublicBank. Wall St. pursuant to section 503 of Public Law 100-86. the Competitive 1987, "12 U.S.C.A. section 1821(i) was enacted August 10. First RepublicBenk. Wall St. J., July 8. 1988. at 21. col. 2. Apcar, Equality in Banking Act of 1987. J., July 13. 1988, at 6. col. 1, Hayes. FDIC Near Decision on Texas Bank Bailout, N.Y. Times. July B, 1988. at D2. col. 5. "12 U.S.C.A. section 1821(i). The statute limits the duration of Banks of First RepublicBank Corporation, Dallas. Texas. by "Hearings on the FDIC-Assisted Acquisition of the Subsidiary depositors and the public. the FDIC determines that the extension is in the best interests of the bridge bank to two years. subject to & one-year extension if NCNB Corporation, Charlotte, North Carolina. Before the House and the Seldman Supplement. "The description in this section is derived from LTR 8835057 2d Sess. (Aug. 3, 1988) (addendum to testimony of L. William Committee on Banking, Finance and Urban Affairs, 100th Cong., (hereinafter "Seidman Supplement"). p. 5. Seidman. Chairman. Federal Deposit Insurance Corporation) specified percentage of the net Increase in NCNB Texas' book a "The formula price is the FDIC's original Investment plus "Seidman Supplement. p. 5. value. The percentage is 115 percent In the first three years. 120 "Seidman Supplement. pp. 5-6. percent in the fourth year. and 125 percent in the lifth year. After stock to a third party or in a public offering. the lause of the live-year option. the FDIC may sell its remaining TAX NOTES, September 26, 1988 1419 SPECIAL REPORTS Internal asset pool. This pool will be accounted for separately from other bank activities. and will be managed by a special management team under the supervision and the by NCNB Texas in exchange for capital contributed by the second step of the transaction-the issuance of stock direction of the FDIC. Because the performance of these FDIC and NCNB Corp. assets directly affects the FDIC's exposure for direct noted that. despite the difficult task NCNB Corp. faced be in Before delving into the technical analysis. It should assistance, It has a special interest in this part of the new bank's operations. convincing the Service that the transfer constituted a G policy problem with treating NCNB Texas as the tax reorganization, there seems to be no significant porate successor to the Texas Banks. even If there is cor- A bridge bank can operate without issuing any continuity at the shareholder or securityholder level. no If FDIC stock, and is effectively controlled by the the practicalities of the situation and the receivership process had permitted. all 40 of the Texas Banks could have survived as operating corporations, holding com- pany's stock interest in the Texas Banks could have been extinguished through operation of the receivership pro- E. The Economics of the Deal cess. and the transaction could have gone forward with Only $960 million of the approximately $4 billion in historical entity, possibly through a newly formed holding NCNB Corp. and the FDIC capitalizing each separate. capital that the FDIC has agreed to provide to NCNB Texas will be contributed in exchange for an equity company. In that instance. there would have been no interest. The remainder will be in the form of cash grants and debt forgiveness. The principal reason the FDIC vived. because the historic business assets would question that corporate characteristics would have sure agreed to contributions so disproportionate to those of NCNB Corp., which is assuming control of NCNB Texas, Texas. a bridge bank. was simply a practical step that have moved. Absorption of those assets into NCNB never was to avert a crisis that would have left the FDIC exposed to liabilities greater than the cost of the as- Texas Banks and to provide stability pending a permanent needed in order to maintain the banking operations of was the sistance. Accordingly. it could be said that the extra $3 bank statute." solution. Indeed. that is the explicit purpose of the bridge billion is being provided In fulfillment of the FDIC's obligation to assure that depositors and creditors of the Texas Banks get 100 cents on the dollar for their claims against those banks. and more broadly, to avert a spread The most crucial aspect was the Service's of problems to other insured institutions. Second. arrang- ing for an experienced private sector manager to take determination that the transfer to NCNB Texas over a troubled bank as an owner creates an Incentive constituted a G reorganization. structure that can provide a return to the FDIC that is superior to the return that could be achieved If the FDIC ment. kept all of the equity and arranged for contract manage- In a tax system in which corporate-level characteristics survive a taxable stock sale or a change of stock ship through capital contributions. there is no owner- strong III. Tax Analysis because the shareholder-level transaction is preceded by policy reason to wipe out such characteristics simply 4. A 'G' In Unique Circumstances' ALL OF THE MASTICAUCIAL Aspect The most crucial aspect of the NCNB Corp. ruling was a change in the form or identity of the corporate Owner of he Service's determination that the transfer to NCNB where that change is implemented for the explicit all of the operating assets and liabilities. particularly Texas constituted a G reorganization. A G reorganization 8 defined as a transfer of assets from one corporation 10 of continuing an historic business that the old corpora- purpose another in "a Title 11 or similar case" but only If "stock OPERATING ASSEBILITIES or securities of the corporation to which the assets are transferred are distributed in a transaction which qualifies under section 354, 355, or 356." In finding a G reorganiza- tion." the Service on the transfer of assets from APPARENTLY NORD the Texas Banks to NCNB Texas: it apparently ignored Srop "Report of the Senate Committee on Banking. Housing. and Urban Affairs to Accompany S. 790. the Competitive Equality 22 (1987). For example. the Service might have considered Sess. Banking Act of 1987, S. Rep. No. 100-19. 100th Cong., 1st "Saidman Testimony. p. 32. treating the bridge bank as 8 statutorily created receivership THE I.R.C. sections 368(a)(3)(A). (D). "An FDIC receivership is a "Title 11 or similar case." See estate similar to an estate in bankrupicy. which does not create 8 new taxable entity. I.R.C. section 1399: Treas. Reg. section "II should be noted that. if a transaction qualifies as a G 1.641(b). The Service indicated in Notice 88-7, 1988-4 I.R.B. 20. reorganization. but also as another type of reorganization. or as 8 tax-free incorporation or subsidiary liquidation, G reorgani- form of entity for insolvent thrifts (known as an interim associa- that it might consider such an approach with respect to a similar zation prevails to the exclusion of other characterizations. I.R.C. lion or "passthrough receivership"). The Notice stated that section 368(a)(3)(C). If the transaction falls to quality as a 0 transfer to such an entity would not constitute an ownership a reorganization. however, it apparently could still qualify under satisfactory. however, inasmuch as the FDIC is not obligated. change for purposes of section 382. This approach is not wholly 96th Cong., 2d Sess. 31 (1980). one of the alternative characterizations. See S. Rep. No. 96-1035. under its bridge bank authority, to transfer all of a failed bank's assets to the bridge bank. 1420 TAX NOTES, September 28, 1988 tion was disabled from carrying on." In such circum- SPECIAL REPORTS of potentially abusive carryovers to section 382, which lances, it seems more appropriate to leave the policing tinuity of interest for those imputed reciplents?" Banks? And are there problems of post-acquisition con- PROBLEMS acquired stock of the historic entities. would have been the policeman if the new owners had lical or issuance will not be formally required where its of a distribution, based on the theory that a distribution It may be possible to get by the technical requirement Service must feet in emergency bank bailouts. one can Given that policy background, and the pressure the PRESSURE understand why the Service might feel justified in strain- ing a bit to find that the creation of NCNB Texas qualified under sections 354, 355. and 356 would seem to be Nevertheless. the purpose of requiring a distribution 8till. effect would be no different from standing prac- STRAWING as a G reorganization-and some straining did In fact take place. Instead of discussing the fine points of the ensure that the stockholders and securityholders of to the the ruling finds a G reorganization based essentially on distribution rules or the continuity of interest doctrine. problem the here Is that the former common stockholder of relationship with the transferee." The obvious technical transferor corporation continue the same stock/security the OBVIOUS TECHNICAL following sentence: "Under these unique circum- the stances and as a result of the (Texas Banks I insolvency, ing in the transaction. Texas Banks-Holding Company-will receive noth- PROBCO in depositors own in substance the salice equity inter- continue in ¡NCNB Texas)." ast Line Texas Banksl and the deposits they have will holders permits Texas Bank depositors to be considered Assume. however, that the Texas Banks' Insolvency of the day after the transaction. It still will only be a transaction, and "distributees" of equity in NCNB Texas the of equity in the Texas Banks the day before as There seems to be no significant tax policy weeks before the FDIC and NCNB Corp. matter problem with treating NCNB Texas as the Bank control and put in enough capital to make the assume depositors plain old cepositors again. Even Texas if corporate successor depositors equity few weeks of post-reorganization status the as the 356, it is questionable whether n $ enough to salisly 355, and owners would be shough for sections 354, QUESTIONABLE Less THAN knowledges that the depositor-as-owner theory is less ac- The "unique circumstances" language properly judicial continuity of interest doctrine" where, as PERFECT FIT than 8 perfect fit when it comes to the technicali'ies of requires a distribution which qualifies under section 354, G reorganization." For example. section 368(a)(1)(G) a occurs. because no of the form of the transaction (i.e., no 368(a)(1), simply characterization under the other provisions of section "There appear to be serious obstacles to a reorganization 355, or 356. In order to satisfy this requirement. stock distributed to persons who held STOCK or securities in securities of NCNB Texas would have to have been or involvement voting slock is issued to old shareholders. merger Texas Banks. Even assuming a corporation without the zation). In of multiple corporations precludes an F and the holders could be imputed to have made a distribution. share- whom is the imputed distribution made. and the to which the preclude G status. it also may preciude D status. would addition. if the absence of 8 qualifying distribution reorgani- however, area have that some decisions in the liquidation-reincorporati Note. statutory distribution requirements are identical. for distributees holders of stock or securities in the were Texas between view the creation of Texas of one could read the technical D requirements broadly. If section assets 368 bridge banks has been created out of 40 Texas Bank or 40 "If the transaction had involved only a single entity. if had there would have been an excellent case for an F reorganization, subsidiaries. term characterization. See I.R.C. section 368(a)(1)(F) (defining # the Texas the transaction was a section 351 incorporation of would be that 14.54 (Fifth Ed., 1987). An alternative analysis Para. income Taxation of Corporations and Shareholders. Eustice. Federal See Bittker and might be an the distribution and continuity problems precluded G form, "reorganization" to include "8 mere change in with Texas Bank assets. a transaction that would NCNB effected"). in particular, there is no statutory distribution however or place of organization of one corporation, identity, would preserve high basis and built-in losses. Under this theory. also FDIC) received. In exchange for the assets. stock or receiver, the (nominally, the Texas Banks. acting through their assets have to determine that the transferors of the one cating that a change of ownership following an F reorganization Indi- Quirement for F reorganizations. and there is authority re- has change in corporate identify, form, or place of grounds. if the may not disquality the reorganization on continuity ties as transaction. this analysis has many of the same nothing from change. the Because the Texas Bank subsidiaries received ex- embodying control of NCNB Texas immediately after securities the independent economic significance. a valid business organization also pose. and is not a sham. Rev. Rul. 79-250. 1979-2 C.B. 156; pur- see a reorganization analysis. Note also the potential difficul- LTR 8807044 (Nov. 23, 1987). presented by section 351(e)(2). which denies section 351 obstacles "Investors generally have not been able to work out the 11 ment where stock or securities of a debtor corporation in treat- issues with the Internal Revenue Service until well after tax corporation. or similar case are used to satisfy indebtedness of the debtor a Title uncertainty surrounding the tax consequences of assistance transaction with the FDIC has been negotiated. The the Lessinger V. Commissioner. 85 T.C. 824 (1985). "See James Armour, Inc. V. Commissioner. 43 T.C. 295 (1965); troubled transactions is a real detriment to attracting new capital assistance for banks." Seidman Testimony, D. 22. "Commentators have heretofore generally suggested that "The Service has been willing to depart from for actual distribution to stock or security holders is 8 an and loan 80-105, 1980-1 C.B. 78. in which a mutual circumstances. See technical Rev. Rul. analysis in Other cases involving unique traditional was described as having a structure "unique savings Inst. Asofsky. Reorganizing Insolvent Corporations. 41 at A. 38: Bankrupicy and Insolvency: Tax Aspects and Procedure. T.M. treatment as a G reorganization. See. e.g., Tatlock, prerequisite 466 business organizations," thus permitting a mutual-to-stock among supre Fed. at 5-8. Tax. Para. 5.02[1][c]. But see note 27 aupra: Asoleky, N.Y.U. company had no stockholders. version to Qualify as an F reorganization even though the mutual con- nizations. "The continuity of interest requirement applies to G Rep. H.R. Rep. No. 833. 98th Cong., 2d Sess. 31 (1980): reorge- 8. No. 1035, 96th Cong., 2d Sees. 36 (1980). TAX NOTES, September 26, 1988 1421 SPECIAL REPORTS here, the subsequent infusion of capital and acquisition of control, albeit subject to contingencies. were planned at Texas." the time of the transfer from the Texas Banks to NCNB Interest is concerned. in the ballpark as far as post-reorganization continuity of NAGGING creditor-as-owner theory. whether the owner 13 seen as Finally, there is a nagging statutory problem with any Another problem with this analysis is that the Service WRONG may have picked the wrong creditor 10 anoint with The depositor or 85 The FDIC Section 368(a)(3)(D)(ii) STATUTORY PROBLEM CREDITOR equity-owner status. It will be recalled that the FDIC is provides a specific remedy to the problem of the lack of the guarantor of deposits up to $100,000 per depositor: continuity of interest and of a qualifying section 354, 355, that the FDIC assumed responsibility for full payment of or 356 distribution." but only for thrift institution reorgani- all deposits and debts of the Texas Banks. over and zations meeting fairly specific requirements. As banks above the $100,000 guarantee: and that the FDIC made a rather than thrifts, the Texas Banks were not covered by $1 billion loan to the Texas Banks that was subordinated this provision." Moreover. Congress based its 1986 repeal to all other deposit and debt obligations of the Texas of those provisions in part on the view that they consti- Banks. When the FDIC look the latter two actions, the run tuted an exception to normal tax rules. adopted to provide on Texas Bank deposits stopped, precisely because de. financial assistance to troubled thrifts. The approach positors stopped worrying that they might be treated as taken by the NCNB Texas ruling Implies that, in the equity owners. Accordingly, even if the depositors were Service's view, the Initial 1981 enactment of section under water on July 29, they were standing on the 368(a)(3)(D)(ii) may have been unnecessary. and that its shoulders of a more completely submerged FDIC 1986 repeal may have been meaningless. In addition, it seems that the FDIC is the party that B. F Reorganization Analysis more aptly compares with the Alabama Asphaltic credi- tors. assuming "effective command of the property" after The ruling that future actions to convert NCNB Texas throwing the Texas Banks into receivership.' In this from a bridge bank to a regular national bank will be an F case. the FDIC decisively exercised its considerable reorganization is relatively straightforward. although the power as creditor, regulator, and receiver to call all the possibility of the FDIC's selling off its 80 percent interest shols. without checking with the depositors or with the shortly before or after the transaction might raise a Holding Company. The Service may not. however, have continuity of interest issue. On this point. it is interesting regarded the $1 billion March loan as sufficiently long to note that the ruling includes the recital of a representa- lion that there was no plan or Intention to sell shares of DESPITE term to qualify as a "security." the newly chartered successor corporation following the transaction. despite the FDIC's clear plans to sell off its interest. If not to NCNB Corp., then to another buyer." The depositor-as-owner theory is less than a The fact that the reorganization qualifies under section perfect fit when It comes to the technicalities of a G reorganization. If the FDIC is treated as the equity owner under an Alabama Asphaltic approach. the reorganization analysis "The Service has stated that "ordinarily. the Service will treat is at least somewhat more satisfying. Although a technical five years of unrestricted ownership as a sufficient period" to is LACKING STILL distribution of NCNB Texas stock or securities is still satisly the continuity of Interest requirement. Rev. Rul. 66-23. 1965-1 C.B. 67. lacking. the planned end-of-October stock issuance would not divest the FDIC of its equity position. Further- *I.R.C. section 368(a)(3)(D)(II) provides that 8 transaction will not fall to quality as a G reorganization "if no stock or securities more. the fact that the plan contemplates continued FDIC of the corporation to which the assets are transferred equity ownership for up to five years seems to be clearly received or distributed" provided the following requirements are are satisfied: substantially all the liabilities of the transferor become liabilities of the transferee immediately after the transfer. the Federal Home Loan Bank Board or the Federal Savings and "See McDonald's of Zion. Inc. V. Commissioner. 688 2d 520 Loan Insurance Corporation certifies that the grounds set forth (7th Cir. 1982): Rev. Rul. 66-23. 1956-1 C.B. 67. Although value. in 12 U.S.C. sections 1464(d)(6)(A)(i). (H), or (IIi). exist or will not control. is the measure of continuity (see Nelson Helvering, exist in the near future in the absence of Board action and the 296 U.S. 374. 377 (1935): Rev. Proc. 77-37. 1977-1 C.B. 558). the requirements of I.R.C. sections 354(b)(1)(A) and (8) are met. depositors would no longer have an "equity" interest, but rather The legislative history of the provision states that If its require- a creditor's interest. once NCNB Texas was returned to solvency. ments are satisfied. a transfer will be treated as a G reorganiza- For the proposition that deposits do not represent a sufficient tion without regard to the continuity of interest doctrine. See H. equity interest for continuity of interest purposes outside of 8 Rep. Report). No. 217. 97th Cong., 1st Sess. 283 (1981) (Conference bankruptcy or receivership context. see Paulsen V. Commis. sioner. 469 U.S. 131 (1985). "Section 386(a)(3)(D)(ii) applies only to financial institutions (1942). "Helvering V. Alabama Asphallic Limestone Co., 315 U.S. 17@ described in I.R.C. section 593. # category which does not Include banks Banks are delined in section 581. The Senate "The FDIC has two interests in the receivership estate-as Finance Committee amendment 10 the Technical Corrections receiver and as creditor Although its interest as receiver (which Act of 1968 would extend this provision to failed banks. Baucus is similar to that of a trustee in bankruptcy) would not count as and Packwood. Amendment No. 3044. section 794. proposed to ownership for this purpose. its interest as 8 major creditor of the receivership estate might count. be 1988). made to S. 2238. 134 Cong. Rec. 812731, 12751 (Sept. 16. "There is considerable literature discussing whether short- "See Staff of the Joint Committee on Taxation, General term creditors quality 58 security holders for purposes of the G Explanation of the Tax Reform Act of 1986, 571 (1987). 5-8. reorganization provisions. See. e.g., Asolsky, supre note 29. at *Seidman Supplement. P. 3. As noted supra at note 24. post- transaction continuity of Interest may not be a strict requirement for F reorganizations in all cases. 1422 TAX NOTES. September 26. 1988 SPECIAL REPORTS 368(a)(1)(F) means that the transaction will not terminate the taxable year of NCNB Texas." This could be valuable In the ruling. the Service apparently applied the option in the event of losses from bad debt deductions. which rules to find that an ownership change" occurred on or may be carried forward only five years." before June 10.4' when "[the FDIC) and [NCNB Corp.) C. Section 382 Analysis signed letters giving (the FDIC]. upon the happening of Although the Service extended to bank depositors the certain contingencies. the right to go forward with the theory of the statutory provisions treating thrift depositors transaction with [NCNB Corp.): while (the FDIC] had not as equityholders for purposes of satisfying the continuity selected [NCNB Corp.). [NCNB Corp.) agreed to go of interest requirements for a G reorganization, it did not forward with the transaction if selected by (the FDIC]. elect to similarly extend the parallel rules treating thrift provided certain conditions were satisfied." Thus. under depositors as equityholders for purposes of avoiding an the letters. if the FDIC chose NCNB Corp. as the winning Similaely EXTEND bidder, certain unnamed conditions and contingencies ownership change under section 382. For this purpose. the Service looked to the planned issuance of stock to the still might permit either party to back out; on the other FDIC and NCNB Corp. and consequently found the hand, if those conditions and contingencies were met. occurrence of an ownership change (and limitation of the each party had the right to force the other 10 perform its loss carryforwards as of the date of the ownership obligations under the plan. The Service apparently dis- DISRECARDED change) relatively easy to determine. The timing of the regarded these contingencies and determined that the ownership change is a more complex question. however, FDIC and NCNB Corp. had obtained options 10 increase and turns on the application of the option rules under their ownership of the Texas Banks by more than 50 percentage points. section 382. More Under the regulations. there is a separate testing with respect to each class of options and with respect to each Complex optionholder: in addition. there is separate testing for Approach implies that each combination of optionholders In this case. there the Initial 1981 on- appear to be three separate options: the right (or obliga- actment of section 368(a)(3)(D)(II) may have tion) of the FDIC to acquire newly issued NCNB Texas been unnecessary, and that its 1986 repeal nonvoting common stock representing 80 percent of the may have been meaningless. equity: the right (or obligation) of NCNB Corp. to acquire newly issued NCNB Texas voting common stock repre- senting 20 percent of the equity; and the right of NCNB Corp. to purchase the FDIC's stock." Under section 382(1)(3)(A)(iv). an option to acquire All of these options would be deemed exercised on the stock is generally treated as exercised if the exercise of date the letters creating the options were signed, because the option would result in an ownership change. The each of them, either alone or in combination with the term "option" is broadly defined in the temporary regula- other party's option. created an ownership change.** tions. For example. under the regulations. a contract to Accordingly. It should be the case that, if and when any acquire or sell stock is treated as an option.** In addition, of the options is actually exercised. such exercise would disregarded." the extent to which an option is contingent is generally be disregarded for purposes of creating yet another ownership change (and yet another loss limitation). This means that NCNB Texas will not be deemed to M.R.C. section 381(b). "The ownership change is apparently with respect to the "I.R.C. section 172(b)(1)(L) "I.R.C. sections 382(1)(5)(A) and (F) provide that. in the case fied in the ruling. Texas Banks rather than NCNB Texas, although this is unspect- of a reorganization of a troubled thrift. net operating loss "June 10 is the date on which the ruling was Issued to NCNB carryforwards will not be limited if, immediately after the reorga- occurred. Corp. The ruling states that the unspecified "Date 5" had already nization, deposits in the troubled thrift represent at least 20 percent of the deposits and shareholders equity of the acquiring "Treas Reg. section 1.382-2T(h)(4)(i). (ii). entity. The Senate Finance Committee amendment to the Techni- "The Service's determination that an option existed on the cal Corrections Act of 1988 would extend this provision to failed date NCNB Corp. agreed to go forward with the transaction banks. Baucus and Packwood. Amendment No. 3044. section (subject to FDIC approval) raises interesting issues In the 794. proposed to be made to S. 2238, 134 Cong. Rec. S12731, bankruptcy context. Query whether a similar case could be 12751 (Sept. 16. 1988). made that a plan of reorganization filed in a Title 11 case is an "See also section 106(d)(6) of H.R. 4333 (100th Cong., 2d option (disregarding all contingencies). with the result that net Sess.). which provides a technical correction to this section to operating losses are limited as of that date. We understand that remove any reference to section 318. Under regulations. the the Service may have this issue under consideration in connec- determination of whether an option is deemed exercised is made tion with a ruling request. In a related context. the Service as of each "lesting date." a term that is defined to include any recently Issued a ruling (as yet unpublished) treating the filing of date on which options are transferred by. or to, a live percent a plan of reorganization as 8 "letter of Intent" for purposes of the shareholder of the loss corporation (or a person who would be a transition rules under section 384. five percent sharsholder if the option were treated as exercised). "Treas. Reg. section 1.382-2T(h)(4)(vi). If an option is allowed Treas. Reg. sections 1.382-2T(h)(4), (a)(2)(i). to lapse, the option is treated as though it had never been Issued, "Treas. Reg. section 1.382-2T(h)(4)(v). and the loss corporation may file an amended return claiming "Treas. Reg. section 1.382-2T(h)(4)(iii). use of any losses II was precluded from using by the section 382 limitation. Treas. Reg. section 1.382-2T(h)(4)(vii). TAX NOTES, September 26, 1988 1423 SPECIAL REPORTS undergo a subsequent ownership change If NCNB Corp. exercises FDIC. ha options to acquire the stock owned by the The FDIC Service had previously issued a private ruling treating The NCNB Corp. ruling also states that the special savings bank as excludable under section 118.4 Also assistance payments to a state chartered mutual Also, REJECTEL exception in section 382(1)(5) will not apply to preclude a limitation on loss carryforwards. Under this provision, no rejected. apparently. was any notion that assistance pay- ments should be excluded under section 1032 as share- section 382 limitation applies to an ownership change holder capital contributions either after the transfer of the occurring in a Title 11 or similar case if the shareholders Texas Banks' assets 10 NCNB Texas (when the FDIC before the ownership change) own (immediately after the and creditors of the old loss corporation (Immediately effectively assumed ownership and control) or after the issuance of stock by NCNB Texas (when the FDIC will ownership change) 50 percent or more of the stock of the become an actual shareholder). The Service's conclu- new loss corporation. Here. as explained above. the sion may be based on the rationale that the FDIC's option rules were applied to treat NCNB Corp. as a 100 assistance payments are made in its capacity as Insurer percent stockholder of the Texas Banks as of the date the SHOULD NOT option was created. However, because NCNB Corp. was and not because it stands to benefit (either as a share- that date. section 382(1)(5) should not apply. not 8 shareholder or creditor of the Texas Banks before payments. holder or third party) as a consequence of making the to offset income with loss carryforwards is limited to an After an ownership change. a loss corporation's ability APPCY amount determined by multiplying the value of the loss The Service is beginning to take positions on a corporation immediately before the ownership change by prescribed rate of return. Under the facts of this case. some of the difficult Issues presented by re- the value of the Texas Banks appears to be zero at the organizations of troubled banks. DIFFICULT WOULD BE <0 time of the ownership change. It would be difficult to justify a positive value in light of the massive FDIC in assistance being given to eliminate negative equity, and The second point of interest relating to FDIC financial nothing for its prior ownership of the Texas Banks. light of the fact that the Holding Company is receiving zero." Accordingly, the section 382 limitation also appears to be characterized as a loan and was secured by stock and was loan as income at the time it was made even though it assistance is that the Service treated the $1 billion March JUSTIFY the expectations of the FDIC In March may not be guarantees. This may not be entirely off the mark. While There may be a question as to the potential easily conclude from the events of July 29 that the completely clear from the documentation. one might PURPOSE application of section 7507 to FDIC assistance piedges was not so much to secure the loan as to set purpose of the elaborate system of guarantees and payments to falled banks. chose to press the button." into the total control of the FDIC whenever the FDIC an arrangement under which the Texas Banks would fall up PRess THE D. Taxability of FDIC Assistance BUTTON The final challenge that the ruling presents is whether the FDIC assistance (other than the up 10 $960 million enacted I.R.C. section 597. which specifically excludes 1981 8243025 (July 22. 1982). Although Congress In contributed in exchange for the FDIC's equity interest) is taxable or is tax free as & contribution to capital, and Savings and Loan Insurance Corporation assistance from Federal when any such taxability would arise In the case of amounts ostensibly loaned. The Service gave two rulings at clarification of existing law and may have been directed as as a come. legislative history Indicates the section was intended in- on this issue. The first provided that the $1 billion March the avoiding basis reduction under section 362(c) as at clarifying much loan was taxable to the Texas Banks at the time it Assistance Payments to Troubled Thrifts." 15 J. Corp. Tax. 217 Savings and Loan Industry: Tax Consequences of Financial the exclusion from income. See generally Spragens. "Saving Texas Banks) in exchange for the funds will be dis- made on the grounds that "the note executed by [the was (the FDIC) had no realistic expectation of repayment." note. Corrections Act of 1988 would extend the provision will The Senate Finance Committee amendment to the Technical 1988. (1988). Section 597 is scheduled to expire December 31, regarded because at the time (the FDIC) took the WITHOUT OR The second provided. without analysis or explanation. 30. 1989 and broaden its scope to include FDIC June that NCNB Texas "will recognize income in the amount lion payments. Baucus and Packwood. Amendment No. assistance 3044. of funds (the FDIC) provides to (NCNB Texas) to replace $12731, 794. 12751 proposed (Sept. to 16. be 1988). made to S. 2238. 134 Cong. Rec. sec. (NCNB Texas') negative shareholders' equity, whether received. given in cash or notes, at the time the cash or notes are able under section 1032 by the FDIC in exchange for its stock interest would be exclud- "The Service did rule. however, that the amount contributed These rulings are of Interest for two reasons. The first "See LTR 8612002 (December 4, 1985). is the Service 8 apparent rejection of the theory that FDIC "The consequence of treating the loan as Income at the time It assistance payments are excludable from income under are was made is to enable it to be used to offset losses before section 118 as nonshareholder contributions to capital. limited by the ownership change under section 382. On they the would be treated as taxable Income unless post-ownership other hand. FDIC assistance following the ownership change sheller the income. change losses or built-in losses (if they survive) are available to "Sections 382(a). (b)(1). "See Corri V. Commissioner. 88 T.C. 435. 445 (1987) ("The such debt must be viewed as having been discharged"). moment it becomes clear that a debt will never have to be paid, 1424 TAX NOTES, September 26, 1988 BANKERS DIGEST 2nd Class Postage Paid 6440 North Central Expressway, Suite 215 at Dallas, Texas Dallas, Texas 75206-4103 (USPS 041180) 02/92 ROYCE A SCOTT AN ADDRESS CHANGE - DUNDEE PETROLEUM INC When writing us about your subscription PO BOX 6639 - PLEASE enclose the address label ABILENE TX 79608-6639 from your copy of BANKERS DIGEST. Politics and Banking: One View of Clinton According to an Associated Press/Wide World story by Robert M. Garsson printed in Banking Week, Arkansas Governor Bill Clinton has promised to create, if elected president, a nationwide network of community development banks, which might both compete with and complement established commercial banks. Clinton has said little about the banking industry's bread-and-butter issues: deposit insurance premiums, capital stan- Hsng dards, and the increasing burdens of regulation, but his fascination with community development banks offers clues about his views on banking. No issue is more important to the Arkansas Governor than creating jobs, and he wants the banking industry to play a key role in such efforts, according to the story. Unlike the Bush administration, which adopted a deregulatory stance that appealed to large banks, big securities firms, and diversified financial services companies, Gov. Clinton wants to foster local action through a network of community- based institutions. "He believes in small commjnity banks," said Arkansas Banking Commissioner William J. Ford. "Small business is essential in job creation, and he knows that small businesses are created by small banks." Ford and others who know the governor say he is likely to prove a determined advocate of community banking and of rules to force banks to plow money back into the communities from which they take deposits. William H. Brandon, Jr. who was chairman of the Arkansas Economic Development Commission under Gov. Clinton and who is in line to become president of the American Bankers Association next year said, "The politician went out of his way to establish ties to the industry. Through the years he always recognized that banks have a central role in the economy." TEMPORARY AND m a DISASTER MODULAR BANKING SYSTEMS AGOLSTON CO. FACILITIES ASSISTANCE P.O. BOX 856 SANGER, TX 76266 PROGRAM 817-458-7496 1-800-433-5526 FEDERAL FINANCIAL INSTITUTION EXAMINATION COUNCIL San Francisco, California June 19, 1992 Presentation by Royce A. Scott My name is Royce Scott. I am from Abilene, Texas. In order to be at this hearing, I have paid for my own airline ticket, hotel, and meals. Probably, all of the other participantes have had their expenses paid by a bank, trade association, consumer association, or a government agency. Additionally, I am probably the only person who is participating that will not draw a salary for today. Therefore, I must feel that this meeting is important. For the first time in my life, I am fearful that we are in danger of losing our society and our nation. In order for a government to survive, it is necessary that the governed have confidence in their government. Today, the confidence in our government is at the very lowest ebb. None of the three branches of our national government have the confidence of the citizens. In various polls, senators and representatives are rated at the bottom of the list. The public is constantly bombarded with scandals of banking, sex, and other misconduct of some of the members of congress. Also at the bottom of the ratings is the legal profession. Citizens do not view the judicial system as a remedy of wrongs. Recently, after a jury in Abilene awarded a judgment against a corporation allied with a government agency, the judge reversed the decision. I have no response to the question of people who ask "why have a jury?". The confidence in the administrative branch of government is so low that a an unofficial candidate, who the public knows nothing about or about his views, is leading the polls over the nominees of both political parties. Even, our citizens who are employees of government agencies are discouraged. People, especially independent business persons, are trapped between conflicting laws, rules, and government agencies. Both congress and the White House have been powerless to control the ever growing deficit. In our state, the big excitement for a community is the prospect of being selected for a new prison. Convicts receive early release because of over crowded prisons. In addition to violent crimes, white collar crime has spread through out our society. There is an easy way to be elected to office. One could simply go to the courthouse and have his, or her, name changed to NONE OF THE ABOVE. With the new name on the ballot, the party could win an election by a landslide without campaigning. The general public does not understand the difference in the function and the purpose of the different government agencies. For example, I doubt if very many of our citizens would have any idea of the difference between the Federal Reserve System and the Federal Deposit Insurance Corporation. To the average citizen, government is government, and banking is banking. Last week, there was a cartoon in the paper which showed a couple standing in front of a large building which had a sign of "THE ONLY BANK". The caption read: "I knew that sooner or later that would happen!". In Newsweek, there was a picture of about fifteen looters emerging from a store in the Los Angeles riots. Not a single person had a look of anger. In fact, all of the looters were smiles and happiness. Since only about three of the looters were black, it is doubtful that the looting had anything to do with the court verdict. Ironically, one of the looters appeared to be an anglo in a white shirt and tie. What has happened in Los Angeles is a picture of the nation. From the looters of the streets of Los Angeles to Wall Street and the streets of Washington, citizens seem to be unconcerned about what is right or wrong. If we do not begin to solve the problems of our nation, the future of our nation lies in the chaos of the Los Angeles riots. If we do not solve the lack of confidence in congress, judical system, and the administrative branch of government, our future is anarchy. If we cannot stop the stress being exerted on our citizens by the various departments of government and its agencies, our future is anarchy. First, I feel that we need to define what is a bank. A bank is four groups of people. One group is the stockholders, who have received an authority to do business, a bank charter. A second group is people which we call employees. The third group is called deposit customers. The fourth group is called loan customers. A bank is people who should be working together. As a certified public accountant, I would like to point out that the interest on the deposits is expense to the bank. And, the interest on the loans is revenue to the banks. The interest paid by the loan customers is what covers the building costs, payroll costs, and other costs. The term Certificate of Deposit conjures up a completely inaccurate image. A Certificate of Deposit is not a piece of gold, but rather a CD is simply a loan to a bank. I cannot understand the logic of why our government has assumed all the risks to any party or parties who has ten CD's of $ 100,000 each in ten banks and/or savings and loans. I wish that someone could explain the logic of why depositors of large amount of funds should be at no risk. Next, we need to define what is the FDIC. By its own name, we can ascertain its purpose. The second word of its name is DEPOSIT. The FDIC is financially supported by the banks as it is the protection which provides funds. The big question is who controls or who does not control the FDIC. In the last five years, we, citizens in Texas, have learned more about the FDIC. I can assure you that when the FDIC goes into a community that there is no consideration for the affect on the people who live and work in the community. I can assure that when the FDIC goes into a bank, there is no consideration for the affect on the employees. It does not matter to the FDIC as to whether or not any or all employees will become unemployed. When it comes to the loan customers, the matter is worse. With the loan customers, the FDIC's policy has been slash and burn. Throughout the state, FDIC has become a four letter cuss word. I am a member of an endangered species because I am an independent businessman. About everyone knows that independent businesses employ people, develop products, develop innovations, pay a major share of our taxes, support charities, and are a major part of the communities. Because of the cost, time requirements, and emotional affect, independent businesses cannot successfully raise funds by securities. The prime source of funds for independent businesses has been the community banks. The consolidation of banks into a few large banks will further restrict and destroy the segment of our society which operates independent businesses. The government policy has been to close smaller banks, but large banks are "Too Big to Fail". Loans to independent businesses are being severely restricted by loan policies of examiners. For example, examiners classifying a loan on a pickup because of the fact that the customer, who had an excellent credit history and had not been late on a payment, worked in the oilfield. Attached is a list of the banks in Abilene as of January 1, 1985. The list shows the amount of deposits and what has happened to the bank. You can easily see that about one-third of our banking system in Abilene has been given to NCNB by the FDIC. NCNB has been in Abilene for almost four years. However, I do not know of a single independent business which received a single penny of a loan from NCNB. A personal example: I had a preferential right under a contract which resulted in being able to acquire an additional interest in an oil property at a price below fair market value. The interest in the oil property had a cash flow which paid the full acquisition cost and interest in two years. There was no hope of a loan in Abilene, At a Midland bank, my loan was rejected because I was not settled with NCNB on my First Republic debt. I will address the misconduct of NCNB on the matter in a few minutes. Currently, because of NCNB, I am not receiving a cash flow of about a $ 15,000 per month. There is an asset which I do not own valued at over a half a million. Recently, I decided to secure credit cards through a local banks. In a few days, my applications for new bank credit cards were approved for a considerable limits on each card. Recently, NCNB has begun to purchase residential loans in the Abilene area. It was not long ago that the interest rate on my home was less than the interest rate which the savings and loan was paying on deposits. The savings and loan had a negative interest factor before overhead. Are problems being set up for the future by allowing banks to invest in long term low interest rate loans on real estate? Are you familiar with the D'uench Dhome and the Federal Holding Laws? Five years ago, most lawyers, bankers, and persons doing business with banks were not familiar with the case. Section 1823 (e) is an impossible law. Under section 1823 (e) unless four requirements of an agreement are met, the FDIC is not bound by the agreement of the failed bank. The first requirement is in writing. The second requirement contemporaneously is a vague and unknown matter. The third requirement of the agreeement having been recorded in the minutes of the loan committee or board is impossible. This sub-section makes customers and creditors of a bank responsible for maintaining and keeping the minutes of which they have no access or control. The fourth requirement is that the agreement is maintained continuously in the files of the bank. Again, it is impossible for the other parties. Customers, creditors, and other third parties do not having access or control over the files of the bank. I propose a solution to the chaos. I suggest a registry which would be similar to the filings of UCC. A form would contain the bank name, the bank number, the name of the party, the party's number at the bank, the federal identification number of the party, the date of the agreement, and the type of the agreement. The register would give the filing a number and date the receipt of the form. Thereby, bank examiners would be able to secure a printout of all agreements since the last examination. The bank examiners would have the ability to secure information of agreements of customers with other banks. The customers and other parties would be able to be assured that the FDIC and other parties would be obligated to such agreements. After a number of years of abuse, we, the former customers of failed banks, have hope. A recent court decision by the fifth circuit should reduce the abuse by FDIC and its alter-ego, NCNB. After, reading the Westlaw printout on the case, it is my understanding that a Republic Bank in the Houston area accelerated a loan. Then, the bank dumped the inventory which was collateral for below the fair market value. The customer had sued the bank. Then, the FDIC and its alter-ego, NCNB, came thundering in to town riding on their elephants. There is nothing morally right about FDIC and its alter-ego, NCNB, demanding payment of the notes without giving credit for the value of the inventory. There is nothing ethically right about FDIC and its alter-ego, NCNB, demanding payment without consideration for damages which had been done by the failed bank. There is nothing morally or ethically right about FDIC and its alter-ego, NCNB, refusing to accept rights which customers have under state and federal law. Recently, I was chatting with a judge as we walked out of a courthouse. He commented that the problem with FDIC/NCNB was that they try to make their rules as they go. Various papers which have been filed in the matter of the closing of the First Republic banks present a picture of chaos and deceit. In an article in Fortune magazine, the chief officer of NCNB stated that NCNB had paid ZERO for the First Republic Banks. Apparently, only two of the First Republic Banks were insolvent except for the call of the guarantee of the Dallas bank loans from the agency. The guarantees which were forced on the subsidiary banks violated both federal and state laws. One of the solvent banks which was closed was the First Republic Bank Abilene, n. a. (pka Interfirst Bank Abilene, n.a.) The assets of the bank in Abilene were transferred to JRB Bank The name of JRB Bank was changed to NCNB Texas National Bank. Apparently, FDIC never received any payment for the hard assets such as desks, computers, file cabinets, etc. The goodwill and trust departments were given to NCNB without receiving compensation for the value. Then, the FDIC gave a sweetheart contract to NCNB regarding the outstanding loans. If the bank in Abilene had not been closed, a major part of the loan portfolio would have been collected through standard banking operations. Good customers with good loans became problems because of the actions of FDIC and is alter-ego, NCNB. The contract provided that NCNB could charge its so called expenses to FDIC. Then, NCNB was allowed to keep a part of the collections. What was probably the largest oil and gas loan portfolio was given to a bank who had NO guidelines or experience in determining the value of oil and gas collateral. The experience level of loan officers assigned to accounts was far below an acceptable level. As a result throughout our state, businesses have been destroyed, employees have lost their jobs, and values of real estate have been sharply reduced. Now, the decline in real estate values has spread to other states. As a result, the decline of real estate values has endangered banks, insurance companies and other entities throughout our nation. The looting in the Los Angeles riots was dramatic and televised on a national basis. However, the looting of the taxpayers in the closing of banks and savings and loan and giveaways has not be dramatic nor televised on a national basis. The loss of lives in the Los Angeles riots was dramatic because of deaths and injuries from gunshots, fires, and other highly visible means. To the contrary the loss of lives and the injuries in the looting and riots of the banking system in Texas has not been dramatic as heart attacks, nervous breakdowns, and other causes are not so visible. The giveaway of the largest banking system in the state included an additional giveaway of an estimated billion dollars of tax refund to NCNB. According to the revenue ruling which is attached, the FDIC and NCNB completely misrepresented the transaction to the Internal Revenue Service. As someone who has worked with IRS, I know that this does not represent the work of the IRS. The information presented to the IRS was that the matter was a reorganization of the First Republic Bank. On that basis, the IRS issued its ruling. In the ruling, the IRS makes nine statements relating to the successors assuming the liabilities of the subsidiary banks of First Republic. In numerous ways including numerous court actions, NCNB has refused to accept any of the liabilities other than deposits. NCNB has claimed that D'uench Dhome and Federal Holding laws insulate them from even defensive claims. For a revenue ruling to have a value, the transaction must agree with the ruling. Attached is a copy of the Purchase and Assumption Agreement of the Abilene bank. It is obvious that the same agreement was used on the various First Republic banks. It does not take any legal or tax training or experience to easily determine that the revenue ruling and the Purchase and Assumption Agreements do not agree. NCNB has fought to try to keep this information out of the hands and eyes of the citizens who are paying the taxes for this giveaway. The answer as to why the FDIC gave the banks to NCNB rather than sell to banks such as Wells Fargo may be in the July 30, 1988 issue of the Dallas Morning News. The headlines were "PEROT AIDS NCNB BID TO ACQUIRE FIRST REPUBLIC". What has FDIC gained by closing the solvent bank in Abilene? Probably, the closing has resulted in losses due to loans which would have been collectible. Losses due to additional expenses paid to NCNB. The building which First Republic occupied was owned by a partnership of which the bank was a partner. The partnership had secured a loan on the building from a savings and loan in Dallas. After NCNB moved out to the location of the second bank which they acquired, the building was re-possessed. As a result of the closing of the savings and loan, FDIC owns the mostly vacant building. There are other interesting factors. The stock of NCNB doubled upon being given the First Republic banks. The banks in Texas were about twice the size of the bank in the Carolinas. Since the First Republic acquisitions, NCNB has been given numerous banks and savings and loans plus numerous contracts for the outstanding loans. After NCNB assumed the control of my loans, I have had four different officers assigned to the account. The first officer and I. had a settlement. When my wife and I drove for two and half hours to an appointment with the second officer, he refused to discuss the matter. The third officer found a number of run checks which had been lost by NCNB. The third officer began to furnish information which I need for my records and tax returns. The fourth officer was impossible. Now, the supervisor has left the bank; therefore, we must again "re-invent the wheel". NCNB/FDIC filed a lawsuit probably because the notes were within three days of the statue of limitations. NCNB has tried to repossess property of which NCNB had issued a release of the deed of trust and received the proceeds. NCNB has taken me through two court hearings regarding production of documents which I believe were shredded by NCNB. I have a letter from the legal department of the FDIC that a "volume" of my files have been lost. It is interesting that employees who have left NCNB have gone into the business of buying notes from NCNB. In summary, I would like to see five changes. First, I would like to see 1823 (e) replaced with a registry system. Second, I would like to see funds made available for independent businesses. Third, I would like to see the IRS recover the billion dollars of taxes from NCNB. Fourth, I would like to see a congressional investigation of the FDIC/NCNB relationship and actions. Fifth, I would like to see terms of the FDIC Act implemented. The act requires a maximizing of present value of assets and a minimizing of losses. The minimizing of losses should include any losses of communities, businesses, employees of banks, and loan customers. FEDERAL AIRBILL PACKAGE 2782279441 QUESTIONS? CALL 800-238-5355 TOLL FREE. TRACKING NUMBER 2104M 2782279441 Date RECIPIENT'S COPY 9-17-92 From (Your Name) Please Print Your Phone Number (Very Important) To (Recipient's Name) Please Print Recipient's Phone Number (Very Important) 2 ROYCE A. SCOTT (915-)695-4380 MR. JAMES BAKER ( ) Company Department/Floor No. Company Department/Floor No. DUNDEE PETROLEUM INC THE WHITE HOUSE Street Address Exact Street Address (We Cannot Deliver to P.O. Boxes or P.O. 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MONEY-BACK GUARANTEE DECLARED VALUE LIMITS In the event of untimely delivery; Federal Express will at your request and? with some limitations, refund or credit all The highest declared value we allow for FedEx Letter and FedEx transportation charges.) See current Service Guide for further Pak shipments is $500. For other shipments, the highest declared Information. value we allow is $25,000 unless your package contains items of "extraordinary value, in which case the highest declared value we allow is $500 Items of "extracrdinary value," include artwork, Part 137204/137205 Rev. 2/92 NRN NATIONAL CONFERENCE OF STATE LEGISLATURES 444 NORTH CAPITOL STREET, N.W. SUITE 515 WASHINGTON, D.C. 20001 202-624-5400 FAX: 202-737-1069 PAUL BUD BURKE PRESIDENT OF THE SENATE KANSAS PRESIDENT, NCSL TERRY C. ANDERSON DIRECTOR LEGISLATIVE RESEARCH COUNCIL SOUTH DAKOTA September 14, 1992 STAFF CHAIR, NCSL WILLIAM POUND EXECUTIVE DIRECTOR The Honorable Jim Baker Chief of Staff The White House Washington, D.C. 20500 Dear Mr. Baker: Thank you for your recent interest in mandates. Enclosed please find a complimentary copy of the National Conference of State Legislatures' (NCSL) most recent Mandate Monitor. We have taken the liberty of putting you on our mailing list to receive complimentary copies of the Mandate Monitor which is published 10 to 12 times a year. If you have any questions, please feel free to contact me at (202) 624-8695. Sincerely, Chustine Work Christine Wnuk Fiscal Policy Associate CW/mbb Enclosure NATIONAL CONFERENCE OF STATE LEGISLATURES CHRISTINE WNUK FISCAL POLICY ASSOCIATE 444 NORTH CAPITOLSTREET, NW SUITE WASHINGTON, DC 20001 202-624-5400 FAX: 202-737-1069 Denver Office: 1560 BROADWAY SUITE 700 DENVER, COLORADO 80202 303-830-2200 FAX: 303-863-8003 Hall of the States Mandate Monitor Mandate Watch List Revenue Act of 1992 HR 11, sponsored by Representative Rostenkowski (D-Illinois) Passed in House July 2. On July 2, the House of Representatives adopted the Revenue Act of 1992 (HR 11). This measure provides $5 billion in urban aid and contains $12 billion in tax and program- matic modifications. One provision would potentially create costly litigation against states. This amendment to Title XI of the Social Security Act would grant a Social Security Act beneficiary a right to sue a state in federal court under Section 1983 to enforce state plan requirements. States could be sued regardless of the lack of federal regulatory guidance and funding. This amendment would reverse the Suter V. Artist M. Supreme Court decision of March 25, 1992, which ruled in favor of the states. This amendment pertains to all programs authorized by the Social Security Act for which state plans are required. Examples of such programs include the foster care, child welfare, AFDC, Medicaid, child care and development block grant, social services block grant and child support enforcement. Fiscal Accountability and Impact Reform Act (FAIR) HR 5545, sponsored by Representative James Moran (D-Virginia) Introduced July 2, 1992. The Hall of the States Mandate Monitor is a database that Mandate and Community Assistance Reform Act records the changing status of legislation containing federal HR 5591, sponsored by Representative Frank Horton (R-New York) mandates on state and local goo- ernment. The Mandate Watch Introduced July 9, 1992. List alerts readers to particu- larly threatening legislation under active consideration. These bills add to the legion of mandate relief legislation that has been introduced in the 102nd Congress. Currently, there are 20 such bills on the Mandate Monitor. Fourteen The Monitor and the Watch List are maintained by NCSI and of these bills contain general relief provisions, such as tightening the requirements for are issued 10 to 12 times a year cost estimates as required by the Congressional Budget Act of 1974, calling for a point depending upon federal action. of order when an unfunded mandate is debated on the floor, and providing for funding Inquiries should be directed to: of all mandates to states or not holding states responsible for the implementation of the Christine Wnuk National Conference of State unfunded mandate. Two bills pertain to pre-emption clarification. Four bills address Legislatures specific issues, such as the repeal of penalties with respect to grants to states for safety 444 North Capitol St., NW belt and motorcycle helmet traffic safety programs as directed in recent public law. Suite 500 Washington, D.C. 20001 (202) 624-8695 Title I of Representative Moran's bill responds to the Congressional need for informa- tion on the effect of legislative initiatives on public and private resources. Title I focuses Subscriptions to the Monitor on the compliance and implementation burdens imposed on state and local govern- and Watch List can be purchased for $35 a year by ments by federal programs, and the impact of federal programs on productivity, calling the Marketing economic growth, creation of jobs and international competitiveness. Title II of the bill Department at 303/830-2200. ISSN #1057-7025 Watch List continues on reverse side National Conference of State Legislatures July 1992 Hall of the States Mandate Monitor Watch List Continues requires federal agencies to consider the economic impact of their actions on utilization of public and private resources and to select options that have the least adverse economic consequence. Representative Horton's bill establishes a commission to review, consolidate, and eliminate certain mandates. This bill closes a loophole in the Congressional Budget Act of 1974 that enables unfunded mandates to be included in legislation in the absence of Con- gressional Budget Office estimates of their impact on states and localities. Other amendments require that a cost estimate accompany the conference report of legislation to ensure that any major changes made on the floor or in conference will be reported and require committees to include in their directions to the conference committees the total cost of their provision to all levels of government. Requirements for cost estimates for agency regulations are strength- ened as well. Family Preservation and Mickey Leland Hunger Act HR 3603, sponsored by Representative Downey (D-New York) Reported by Ways & Means amended July 2. The Family Preservation and Mickey Leland Hunger Act, HR 3603, was reported by Ways & Means on July 2. In the course of the markup, the provision requiring all states to operate the AFDC emergency assistance program, with half the resources earmarked for homelessness prevention, was removed. According to the U.S. Department of Health and Human Services, 26 states, Puerto Rico and the Virgin Islands currently have this program. Appropriations Update The House Appropriations Subcommittee on Labor/HHS/Education recently eliminated federal reimbursement to states for cash and medical assistance for refugee resettlement. Instead, the subcommittee, legislating on an appropriations measure, provided direct assis- tance for a private program run by voluntary agencies. States will still have to fund refugee services through AFDC, general assistance, Medicaid, and indigent health services. Mandate Removed After careful consideration, HR 159, a transportation bill, has been removed from the Monitor. This bill changes the minimum apportionment for highway funds from 90 percent to at least 100 percent of the estimated tax payments paid into the highway trust fund by a state. Mandate Monitor Takes a Recess Note to readers: Due to the Congressional recess, the Mandate Monitor will not be published in August. Look for the next issue in September. National Conference of State Legislatures Page Two 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Bill Program Bill/Reg. Area Number Sponsor Brief Title Explanation & Programs Affected Status AGRICULTURE BANKING S1461 Levin Deposit Insurance Protection Requires states whose state chartered financial Institutions cause 7/11/91 Banking, Housing & Urban Affairs Act of 1991 disproportionate federal Insur. losses, due to Inadequate state regs., to pay an Insur. premium as a condition of future deposit Insurance. HR6 Gonzalez Financial Institution Safety and Restricts activities of state banks and their subsidiaries to the activities Parts of HR 6 were Incorporated Into Consumer Choice Act of nat'l banks, unless the FDIC has determined that the activities pose no P.L. 102-242, "Federal Deposit Insurance Corp. significant risk to the Insurance fund. Improvement Act of 1991" HR4158 Lowey Would prohibit grants under the community development block grant prg. 2/4/92 Banking, Finance & Urban Affairs to communities that fall to enforce laws preventing the use or threat of force against Individuals for exercise of abortion rights. HR4170 Vento/Wylle Interstate Banking Efficiency After 18 months, full interstate banking is allowed. After 3 years, full 6/25/92 Hearings held by Banking, Finance & Interstate branching is allowed. During the 3 year window, states may Urban Affairs, Subcmite, on Financial Act of 1992 opt-in or opt-out of Interstate branching. Institutions Supervision, Regulation & Insurance 6/30/92 Hearings completed HR4202 Hoagland/ Nationwide Banking and Interstate banking Immediately. After 2 yrs., states may branch interstate. 2/7/92 Banking, Finance & Urban Affairs McCollum Branching Act of 1992 Within the 2 year window, states may opt-out of interstate branching. HR4477 Lowey Reproductive Freedom Would prohibit grants under the community development block grant 3/17/92 Banking, Finance & Urban Affairs Protection Act program to communities that fall to adopt a policy of enforcing laws that prevent the use or threat of force against Individuals for the exercise of abortion rights. HR4792 Mink Earthquake and Volcanic States declared earthquake or volcanic eruption prone shall submit 4/7/92 1. Science, Space & Technology Eruption Hazard Reduction certification to the Director of the Federal Emergency Management 2. Banking, Finance & Urban Affairs Act Agency stating whether the state has adopted and is enforcing mitigation measures under the loss-reduction criteria. Funds would be available to promote compliance. After 2 years, no federally related mortgage loan could be made or extended unless the property is covered by earthquake and volcanic eruption Insurance. If a state is found to be non-compliant, each Federal agency responsible for Insuring any banks or savings and loans shall prohibit such Institution from making or renewing a Federally related mortgage loan secured by improved real estate or a mobile home located or to be located In an earthquake or volcanic eruption prone area. For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 1 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status S2207 Dodd Interstate Banking and After 1 yr., full interstate banking by acquisition is allowed (de novo after 2/6/92 Banking, Housing & Urban Affairs Branching Act of 1992 2 years). Consolidation of existing multistate bank operations can occur after 18 months. After 3 yrs., banks may branch interstate. States have 2 years to opt-out of interstate branching. If a state opts-in during those 3 years, it may prohibit de novo entry for 5 years. S2217 Dole Title IV of the Economic Authorizes full nationwide banking and branching for state and nat'l 2/7/92 Finance Growth Act banks as well as foreign banks. No state may prohibit the entry of out-of-state banks or branches. S2334 Wirth Extends the statute of limitations applicable to civil actions brought 3/10/92 Banking, Housing & Urban Affairs by the Federal conservator or receiver of a failed depository institution from 3 to 5 years. S2533 Inouye Earthquake and Volcanic States declared earthquake or volcanic eruption prone shall submit 4/7/92 Commerce, Science & Transportation Eruption Hazard Reduction certification to the Director of the Federal Emergency Management Act Agency stating whether the state has adopted and is enforcing mitigation measures under the loss-reduction criteria. Funds would be available to promote compliance. After 2 years, no federally related mortgage loan could be made or extended unless the property is covered by earthquake and volcanic eruption insurance. If a state is found to be non-compliant, each Federal agency responsible for insuring any banks or savings and loans shall prohibit such institution from making or renewing a Federally related mortgage loan secured by improved real estate or a mobile home located or to be located in an earthquake or volcanic eruption prone area. S2776 Bryan Consumer Reporting Reform Provides some federal protection of consumers whose reputations have 5/21/92 Banking, Housing & Urban Affairs Act of 1992 been damaged by false or inaccurate reports. States would be barred from enacting privacy or consumer protection legislation with stricter requirements than those provided in 6 separate areas of Federal law. HR1171 Wolpe Would req. states in which the failure of state savings associations 2/28/91 Banking, Finance & Urban Affairs has involved a disproportionately large share of the thrift resolution costs, including costs incurred by the Resolution Trust Corporation, to pay a state thrift deposit insurance premium as a condition of future federal deposit insurance. COMMERCE HR3596 Torres Consumer Credit Reporting States would be excluded from regulating the credit reporting industry 6/18/92 Favorably reported by House For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 2 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status (amends.) Act of 1991 except to enforce federal credit reporting laws. Banking Cmte. HR5136 Carper Atlantic State Coastal Atlantic Commission would prepare interstate fishery mngt. plan. 5/12/92 Merchant Marines & Fisheries Fishery Management States that are selected shall prepare a state implementation plan and Improvement Act of 1992 submit to Atlantic Commission for approval. States without approved plans or that fail to enforce mngt. programs could lose aid connected with this act and the Anadromous Fish Conservation Act and will lose certain fishing rights. This bill also establishes data reporting procedures. Funding under this Act will be terminated if states do not adhere to standards. S640 Kasten Product Liability Fairness Legislation to govern any civil action brought against a manufacturer 5/14/92 Language of S640 was incorporated Act or product seller for harm caused by a product. Pre-empts state into amendment during Senate consideration of law to the extent that it establishes a rule of law applicable S250; amendment rejected on May 14, 1992 to recovery in such actions. When a rule of law is not established by legislature, the Issue is left applicable to state law. S955 Cohen State Thrift Deposit Insurance Would require states In which the failure of states savings & loans 11/26/91 Committee hearings held Premium Act of 1991 has Involved a disproportionately large share of the thrift resolution costs, including costs incurred by the RTC, to pay a state thrift deposit Insurance premium as a condition of future federal deposit insurance. S2538 Hollings Consumer Seafood Safety Each shellfish producing state must submit a state shellfish 4/7/92 Commerce, Science & Transportation Act of 1992 safety program plan. This plan must provide for certification of 6/30/92 Hearings held by Commerce, shellfish shippers. Grants may be available for up to 60% of Science & Transportation operating costs. S2863 Dodd Toy Injury Reduction Act Pre-empts state authority to pass legislation pertaining to the 6/17/92 Commerce, Science & Transportation labeling of certain toys and games. HR2003 Leach Depositor Protection Act Would require the deposits of all state chartered banks, savings 4/23/91 Banking & Finance of 1991 associations, and credit unions to be federally Insured by the end of a two year phase-in period. HR4900 Dingell Federal Insurance Explicitly prohibit states from "discriminating" against Federally 4/9/92 Energy & Commerce Solvency Act of 1992 certified insurers in taxation, ratemaking, or other regulatory activity. States would be prohibited from imposing barriers to the withdrawal of an insurer from either a line of business or from all business in a state. Establishes a self-regulatory organization that would allow agents and brokers to opt-out of state regulatory requirements. COMMUNICATIONS S12 Danforth Cable Television Consumer Would require coverage of local news on cable television 1/31/92 Measure, as amended, passed Senate For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 3 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status Protection Act of 1991 & restore the right of local regulatory authorities to regulate 4/8/92 Approved by House Energy & Commerce, cable television. Subcmte. on Telecommunications, 17-7. EDUCATION S2 Kennedy Strengthening Education for Certain requirements to be met by Including state plans to qualify. 1/28/92 Measure, as amended, passed Senate American Families Act S1150 Pell Would require states to have stringent requirements for 6/11/92 Conference held Student Loan Programs. 6/16/92 Conferees agreed to file report 6/30/92 Passed in Senate 7/8/92 Conference report agreed to in House by yea-nay vote: 419-7 7/8/92 Measure now cleared for President S1503 Nunn Would provide more stringent reqs. for the Student Loan Program Incl. 2/20/92, Provisions incorporated in S1150 uniform minimum standards for granting licenses to proprietary schools and places the authority to grant approval in one agency In each state. HR751 Sawyer National Literacy Act Would require states to develop Indicators of program quality, 3/19/91 Passed In House and would require states to evaluate at least 80% of the 3/20/91 Placed on Senate calendar projects during the life of the reauthorization. Requires literacy programs in correctional institutions. 7/24/91 P.L. 102-73 HR3239 Gordon Provides for more stringent reqs. for the Robert T. Stafford Student 3/25/92 Provisions of HR3239 were included in Loan Program. HR3553; House began consideration of HR3553 7/8/92 Provisions of HR3239 were incorporated in S1150, which is now cleared for the President HR3648 Kostmayer School Dropout Prevention Would impose a school enrollment requirement on the 10/29/91 Public Works & Transportation Act of 1991 issuance of motor vehicle licenses and instructional permits. HR4323 Kildee Neighborhood Schools Successor to HR3320; States must establish a reform plan after receiving 2/26/92 Education & Labor Improvement Act grant. In second through tenth year of grant, states match funds and distribute a percentage of funds to local educational agencies. ENERGY S2166 Johnston The National Energy Security Requires large state and municipal fleets operating 2/19/92 Passed in Senate Act of 1992 in urban areas to use alternative fuels. Requires state utility commissions to consider providing financial incentives to utilities to invest in energy conservation programs. HR776 Sharp National Energy Policy Act Major pre-emption of state regulatory authority over electric and gas 5/27/92 Passed in House: 381-37 utilities. Pre-empts state participation in high-level radioactive waste 6/4/92 Referred to Senate Finance For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 4 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status repository decision-making. Pre-empts state taxing authority for uranium 6/16/92 Markup in Senate Finance enrichment corporations. Mandates review and update of state energy 7/2/92 Unanimous consent agreement was building codes to a minimum standard. reached providing for consideration of the bill on July 22, 1992 ENVIRONMENT S130 Pressler Prescribes that no state may allow a low-level radioactive waste 1/15/91 Energy & Natural Resources facility to be constructed within 50 miles of another state's border without the approval of that state's legislative branch. S175 Bingaman A bill to amend the Resource Conservation & Recovery Act to 1/15/91 Environment & Public Works improve procedures for implementation of state compacts providing for the establishment & operation of regional disposal facilities for municipal & Industrial solid waste & other purposes. S596 Mitchell Fed. Facility Compl. Act of '91 Establishes federal requirements for state facilities. 10/24/91 Incorporated Into HR2194 S942 Hollings Would require that priority be given to planting trees on state 4/25/91 Small Business lands devastated by disaster or where tree loss is causing environmental damage. S976 Baucus Resources Recovery Act Call for federal approval/ disapproval of mandated state solid waste 5/20/92 Markup completed by Environment Amendments of 1991 management plans. & Public Works S1081 Baucus Federal Water Pollution Requires state plans; there are federal standards & federal sanctions. 7/18/91 Subcmte. hearings held and completed by Control Act of 1991 Environment & Public Works Committee S2335 Hatfield National Beverage No state which Imposes any tax on the sale of any beverage 3/11/92 Commerce, Science & Container Reuse and container may Impose a tax on any amount attributable to the Transportation Recycling Act of 1992 refund value of such container. S2360 Durenberger Toxic Release and Amends the Emergency Planning and Community Right to Know 3/17/92 Environment & Public Works Pollution Prevention Act Act of 1986 to establish grant programs to assist states In meeting requirements of this Act. States shall provide at least 20% of the funds. S2386 Warner States are required to submit waste management plans to Administrator 3/20/92 Environment & Public Works for approval. After a certain time, landfill operators may not accept waste from generators without approved plans. After a certain time, landfill owners in states without approved plans may receive municipal solid waste generated outside the state without obtaining authorization from the affected local government. S2363 Kerry National Recycling No state may establish or continue in effect a minimum content 3/17/92 Environment & Public Works Marketing Act standard for a covered item unless such standard is identical to, or less stringent than any standard in effect for such item. S2384 Coats States are required to submit Solid Waste Management Plans 3/20/92 Environment & Public Works For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 5 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status to the Administrator for approval. After a certain date, landfill owners may not receive municipal solid waste generated in another state if the exporting state does not have an approved management plan. S2579 Lautenberg Dry Cell Battery State solid waste plans must Include provisions for a program to 4/9/92 Environment & Public Works Management Act of 1992 collect from consumers and institutions used mercuric-oxide and rechargeable batteries and rechargeable consumer products with non-removable batteries. Pre-empts state authority to enforce requirements for coding dry cell batteries unless requirements are Identical to provisions in this Act. HR12 Hughes Beaches Environmental Would require states to conform to federal beach water quality standards. 1/3/92 Report to House by Marine & Fisheries Assessment, Closure and Would require the EPA to develop criteria for beach water cleanliness. (HRpt 102-424) Health Act of 1991 States would have to test the water along their beaches and post signs If the contamination levels exceeded the uniform standards. HR116 Kanjorski Solid Waste Compact A bill to amend the Resource Conservation & Recovery Act to improve 1/16/91 Energy & Commerce Act of 1989 procedures for the implementation of state compacts providing for the establishment & operation of regional disposal facilities for municipal & industrial solid waste. HR173 Olin Solid Waste Would place certain restrictions on the Interstate disposal of 1/16/91 Energy & Commerce Transportation Act solid waste. HR870 Torres Would require management standards and recycling requirements. 2/6/91 Energy & Commerce HR921 Richardson Would prohibit the disposal of solid waste in any state other 2/6/91 Energy & Commerce than the state in which the waste was generated. HR945 Tauzin Would require states to provide an opportunity for their 2/6/91 Energy & Commerce citizens to participate in comprehensive recycling programs. HR997 Henry Would require a refund value for certain beverage containers & 2/21/91 Energy & Commerce resources for state pollution prevention programs. HR2084 Tallon Would establish minimum requirement for the water quality criteria 4/25/91 1. Public Works for dioxin published pursuant to section 304a of the Federal Water 2. Merchant Marine & Fisheries Pollution Control Act, to require each state to adopt a water quality standard for dioxin which is at least as stringent as the US Fish & Wildlife Services, in consultation with the National Oceanic and Atmospheric Administration to conduct a study on the effects of dioxin on wildlife. HR2194 Eckart Fed. Facil. Compl. Act of '91 Establishes state requirements for federal facilities. 2/4/92 in Conference in House and Senate HR2387 Studds Reauth. of the 1984 Atlantic Allows the federal govt. to temporarily bar bass fishing in the coastal 10/17/91 P.L. 102-130 Striped Bass Conservation Act waters of states that do not comply with federal guidelines to protect the striped bass. For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 6 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status HR3865 Swift National Waste Reduction, Sets minimum requirements for state plans. This includes requirement 6/18/92 Markup in Energy & Commerce Recycling, and Mngt. Act that scrap tire collection sites must be Identified and that a goal of 100% 7/2/92 Approved by Energy & Commerce: 28-15 (RCRA Reauthorization) recycling 18 months after enactment be adopted. States must submit solid waste management plan to EPA within 30 months of enactment and hold public hearings. States must undergo an implementation review 3 years after the plan is approved. If EPA finds that a state is not fully implementing the plan then the disposal facilities within the state may accept waste imports without the authorization of the affected local government. Industries must report to states on the amount of Industrial solid waste they are producing. States must compile the data and forward It to EPA. HR4167 English Amends the Comprehensive Environmental Response, Compensation 2/5/92 Energy & Commerce and Liability Act of 1980 to require certain states to contribute to other states' shares of cleanup costs if a contaminated disposal facility in one state contains another states' hazardous waste. HR4258 Huckaby State Regulation and Requires states to submit a Solid Waste Management Plan to the 2/19/92 Energy & Commerce Management of Solid Waste Administrator for approval; allows states to collect fees for solid Act of 1991 waste but requires that 1/2 of collections are earmarked for local governments. HEALTH S5 Dodd Family & Medical Leave Act Requires employers with 50 or more employees to grant up to 12 10/2/91 Passed Senate of 1991 weeks of unpaid leave per year to full-time employees for 11/13/91 Passed House childbirth, adoption, serious illness of the employee or an Immediate family member. Employees would be entitled to health Insurance during the leave period & reinstatement to the same or an equivalent position upon return. S25 Mitchell Freedom of Choice Act Prohibits states from restricting an Individual woman's right to choose to 5/13/92 Hearings held by Labor & Human of 1991 terminate a pregnancy prior to fetal viability, After fetal viability, a Resources state may restrict or prohibit abortion unless termination of the 7/1/92 Ordered to be reported by Labor & pregnancy is necessary to preserve the life or health of the woman. Human Resources Cmte. amended by The bill does not require states to fund the performance of abortions or yea-nay vote: 12-5 prevent states from requiring the Involvement of a parent, guardian, or other responsible adult prior to a minor's termination of a pregnancy. S1229 McCain Small Employer Health Would exempt certain small employer purchasing groups from certain 6/6/91 Finance Insurance Incentive Act requirements of state laws relating to health benefit plans & to amend IRS Code of 1986 to equalize tax benefits for self-employed persons participating in such groups. S1446 Kerrey Health USA Act of 1991 Would provide for an equitable and universal national health care 7/11/91 Finance For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 7 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Area Bill Number Sponsor Brief Title Explanation & Programs Affected Status program administered by the states. S1872 Bentsen Better Access to Affordable Pre-empts state mandated benefits not covered in Federally required 3/3/92 Provisions of S1872 were included in the Health Care Act of 1991 basic benefits packages. Pre-empts existing state legislation provisions of a cmte. amendment in the nature regulating managed care and utilization review. S2306 Bond of a substitute to HR4210 on 3/3/92, by Finance Insurance Simplification and Provides Secretary with the authority to review state health insurance 3/3/92 Finance Portability Act of 1992 regulatory programs to determine if they meet standards. States that do not meet stds. have an opportunity to apply a corrective action plan. If state programs are still considered to be below stds., the Secretary shall decertify the program and assume responsibility for it. S2320 Wellstone Universal Health Care Act No individual who is a resident of a state is eligible for benefits under this 3/5/92 Finance title for a month in the calendar year, unless the state provides 6/17/92 Hearings held by Finance for payment to the National Health Trust Fund. S2346 Kassebaum BasiCare Health Access Pre-empts state laws which regulate policies under BasiCare. 3/12/92 Finance and Cost Control Act Also pre-empts state laws which mandate benefits under managed care that are greater than those offered through BasiCare. Also with respect to managed care, pre-empts state laws which restrict reimbursement rates, differential financial incentives, and utilization review methods. Pre-empts some state laws regarding medical malpractice. Requires states to contribute to BasiCare an amount proportional to current Medicaid match, indexed upward with inflation. S2347 McCain Children's Health Improvement Requires state Depts. of Education to determine the types of health ins. 3/12/92 Finance Act of 1992 policies to be offered by local education agencies. If local agencies are not in compliance with requirements, the Secretary can withhold up to 10% of the total amount of Fed. assistance made available to that agency. S2513 Daschie American Health Security Plan Requires states to establish a federally approved plan to administer a 4/2/92 Finance national health care plan. Federal gov't est. conditions under which state 6/17/92 Hearings held by Finance programs must insure individuals. Prohibits states from cost-sharing, except where specified. States not in compliance with requirements could lose grant money for this project or have feds. assume authority for it. States are required to pay their share of cost. S2571 Mitchell Long-Term Care Family States are required to maintain current levels of financial commitment 4/9/92 Finance Security Act of 1992 under Medicaid for population groups and long-term care in services 6/23/92 Hearings held by Finance, covered by the long-term care plan (indexed for increases in the Subcmte, on Medicare & Long-Term Care medical CPI). States are required to establish mechanisms to secure compliance with specified standards for long- term care insurance. These regulatory programs shall include toll-free phone numbers For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 8 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status to log complaints and provide information. Consumers should have access to complaints on file. State regulatory programs must be certified with the federal government. Secretary is required to establish mechanisms to ensure presence and operation of effective state regulatory programs ("look behind" authority). S2732 Dole Health Benefits for Administration proposal. States shall regulate health Insurance 5/14/92 Finance Self-Employed Individuals in keeping with Federal standards. State regulatory programs are Act of 1992 subject to review by Federal government. Pre-empts state laws with respect to managed care. S2814 Riegle Medicare Enrollment Authorizes Secretary of HHS to enroll QMB (Qualified Medicare 6/4/92 Finance Improvement and Protection Beneficiary) eligibles automatically in Medicare Part A and bill state Act Medicaid plans for premiums. Currently, individuals must apply for Medicaid coverage of Medicare Part A premiums. S2817 Inouye National Health Care Act States will ensure the implementation of all state health services, 6/9/92 Finance of 1992 determine the distribution of health care funding, develop and administer a mechanism to pay & reimburse health care providers, work with localities In undetaking health care planning and coordination with appropriate social and human services, Implement a quality assurance program, administer a consumer advocacy and Information program, and license and regulate all health care providers and facilities. No individual who is a resident of a state is eligible for covered services under this Act for a month in a calendar year, unless the state contributes to the National Health Care Trust Fund. S2878 Bond Medical and Health States must develop a comparative value Information program. 6/23/92 Finance Insurance Information The program must provide Information on the average prices of common Reform Act health care services and Information related to the value of each health Insurance plan available in the state, Including premium costs and the value of benefits, and, where available, information on the variability of those prices within the state or other market areas. The data must be available within the state not later than one year after enactment, and must be updated no less frequently than anually, Within four years of enactment, the state must also provide comparative quality and outcomes data on health insurance plans and hospitals and make the Information broadly available in the market areas served by those plans and hospitals. Grant money would be available. S2908 Simon Human Tissue Transplant Act Authorizes state laws with respect to tissue banks to continue in 6/29/92 Labor & Human Resources effect UNLESS they are Inconsistent with the provisions of federal For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 9 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status legislation. Further, any requirements of a state with respect to human tissue Intended for transplantation which is different from, or, in addition to federal requirements, may not be continued in effect. HR8 Oakar Would provide for an equitable and universal national health plan 1/16/91 1. Ways & Means administered by the states and for other purposes. 2. Energy & Commerce HR25 Edwards Freedom of Choice Act of 1991 Would prohibit states from restricting the right of a woman to choose to 6/30/92 Ordered to be reported by Judiciary terminate a pregnancy before fetal viability or to protect the life or amended by yea-nay vote: 20-13 health of a woman. A state may impose requirements medically to protect the life or health of the woman. Nothing in this act shall be construed to prevent a state from requiring a minor to involve a parent, guardian, or other responsible adult before terminating a pregnancy. HR1300 Russo Universal Health Care Act States would be required to pay 85% of state Medicaid effort and 3/6/91 1. Armed Services of 1991 annual per capita fee of $85 to National Health Care Fund. 2. Energy & Commerce States would be responsible for allocating Trust Fund share within 3. Post Office & Civil Service the state, 4. Veterans' Affairs 5. Ways & Means HR1916 Wyden Long Term Care Insurance Would establish federal standards for long-term care insurance 5/20/92 Hearings held by Energy & Commerce, Consumer Protection Act policies. Subcmte. on Health & Environment HR2089 Walsh Hearing Loss Testing Act Would require hearing loss testing of all newborns. 4/24/91 Energy & Commerce of 1991 HR2235 Thomas Amendments to Public Would require that states expend a specific percentage of certain 5/7/91 Energy & Commerce Health Service Act purposes relating to the treatment of IV drug abuse under alcohol and drug abuse block grant. HR2691 Jefferson If a dental health care professional has been licensed by a state 6/19/91 Energy & Commerce to provide dental health care, another state may not, in considering an application by the professional for a license to provide the dental services involved, discriminate against the professional on the basis that the professional is not a resident of the state, or that the professional was first granted the license by another state. Proposed Dole Would require that states receiving assistance under any federal Amend. health grant program certify to the administrator of such program that the state has in effect a law requiring certain health professionals Infected with AIDS to disclose this information to their patients. Proposed Hatch Would require states receiving assistance under any federal health Amend. grant program to certify to the administrator of such program that For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 10 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Bill Program Bill/Reg. Area Number Sponsor Brief Title Explanation & Programs Affected Status the state has in effect a law requiring individuals Infected with AIDS to disclose such Infection to any health care professional. HR2810 Michel Drug Treatment and Would expand the nation's drug treatment capacity, promote 6/27/91 1. Education & Labor Prevention Act of 1991 drug-free/safe schools, require statewide drug abuse prevention 2. Energy & Commerce and treatment plans, and ensure that new federal grant dollars provided for treatment sources do not displace state dollars. HR3626 Rostenkows Health Insurance Reform and Pre-empts state mandated benefits not covered in Federally 3/12/92 Hearings by Ways & Means, Subcmte. on Cost Control Act of 1991 required basic benefits packages. Health HR3656 Campbell Would give priority in the awarding of certain grants to entities located in 10/29/91 Banking, Finance & Urban Affairs states that have enacted laws to limit the malpractice liability of physicians providing charity care services, and to amend the McKinney Homelessness Act to give priority In the allocation of homeless housing assistance to recipients in states that have enacted such laws. Requires each state to establish an outreach system to assure 2/18/92 Energy & Commerce HR4235 Olin National Children's Health Care Act of 1992 that eligible pregnant women and children have access to covered health services. State health dept. expenditures for the services of care coordinators shall be reimbursed by the Administration If established guidelines are followed. HR4576 Houghton Health Equity Access Pre-empts state law with respect to managed care by prohibiting 3/25/92 1. Ways & Means Improvement Act 1. restrictions on reimbursement rates, 2. restrictions on differential 2. Energy & Commerce of 1992 financial Incentives, 3. mandating benefits greater than those 3. Judiciary established in the Act, 4. mandating benefits for qualified small employer purchasing groups greater than those recommended under model plan. Requires states to establish 1. alternative dispute resolution procedures pertaining to medical malpractice, 2. statewide risk management program to reduce Incidence of medical malpractice. States that the Federal National Long-Term Re-Insurance Corporation is exempt from state tax. HR4582 Roberts BasiCare Health Access Provisions Identical to S2346 3/25/92 1. Energy & Commerce and Cost Control Act 2. Ways & Means 3. Judiciary 4. Rules HR4594 Glickman BasiCare Health Access Comprehensive health care bill which pre-empts state laws 4/26/92 1. Energy & Commerce For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 11 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Area Number Bill Sponsor Brief Title Explanation & Programs Affected Status and Cost Control Act pertaining to benefits required for accidents and health insurance, 2. Ways & Means malpractice suits, mandates health benefits, regulation of managed 3. Judiciary care. Requires states to remit their share of Medicaid funding to the 4. Rules Federal Government. This amount would be Indexed for inflation. HR4889 Cardin Flexible Medical Access A Federal Health Care Cost Containment Commission would allocate 4/9/92 1. Ways & Means and Cost Containment Act allowable health spending among the states. States would establish 2. Energy & Commerce of 1992 commissions to set payment rates for health care services on an 3. Education & Labor annual basis which would result in aggregate expenditures equal to the amount allowable under the state expenditure limit. The commission would set payment systems for states that fall to establish rate setting commissions. The federal commission would also hear appeals by classes of providers on the adequacy of state rates. States would be required to pay the amount they otherwise would have spent for Medicaid benefits Into the Public Health Trust Fund. HR5049 Slattery Improved Access to States must establish requirements that insurers guarantee availability 4/30/92 Energy & Commerce Affordable Health Care in a state. The small group standards required by the bill would be Act of 1992 established as model legislation by the National Association of Insurance Commissioners and applied and enforced primarily by the states. Secretary of HHS could assume authority for state governments failing to meet federal standards to certify and supervise small group Insurance plans. Grant funds available for FY 1993, FY 1994, and FY 1995 for states to establish small employer health Insurance purchasing programs. The Secretary of HHS is required to establish within two years voluntary federal standards for certifying "qualified" managed care plans and utilization review programs. States may Impose requirements under Medicaid. States are prohibited from Imposing specified limitations or prohibitions on "qualified" plans or programs. HR5050 Ford UniMed Act of 1992 Permits Federal government to review state regulatory programs 4/30/92 1. Ways & Means for the certification of open group health policies. In states that 2. Energy & Commerce meet regulatory requirements, the Federal government may still 3. Education & Labor determine whether the policies in the state meet requirements ("look behind" authority). Prevents states from establishing requirements for open basic certified group health policies that are different from requirements set forth in the Act. Prohibits states from enforcing laws that require the offering, as For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 12 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status part of a group health plan or group health policy, of any services, category of care, or services of any class or type of providers that differ from benefits required under Title IV of ERISA of 1974. Pre-empts state laws restricting utilization review programs that meet Federal standards. States shall make contributions to UniMed trust fund HR5174 Glickman BasiCare Health Access Each year, the BasiCare Commission will set a maximum allowable 5/14/92 1. Energy & Commerce and Cost Control Act percentage for Insurance premiums. States would have the authority 2. Ways & Means to lower the annual Increase but not raise it. Requirements for 3. Judiciary BasiCare health benefits will pre-empt state and local government 4. Rules regulations relating to insurance benefits, except state Information requirements. Certain provisions of state law pertaining to managed care are pre-empted. States will be required to contribute to BasiCare an amount proportionate to their current Medicaid match. This will be Indexed for Inflation. HR5325 Michel Action Now Health Care States must submit reports addressing how they will enforce established 6/4/92 1. Energy & Commerce Reform Act of 1992 standards with respect to small employer carriers. Pre-empts state 2. Ways & Means benefit mandates for small employer health benefit plans that meet 3. Judiciary consumer protection standards. Exempts qualified purchasing groups 4. Education & Labor from state health plan benefit mandates. Pre-empts certain state laws pertaining to medical malpractice and establishes requirements for state alternative dispute resolution systems. Overrides state laws which prevent sole use of electronically transmitted claims and other medical records for payment purposes. (Quill Pen laws). Requires states to make available to consumers information on the comparative value of medical services. HR5376 Collins Long-Term Care Insurance No long-term care Insurance policy may be sold in a state unless 6/11/92 Energy & Commerce Standards and Consumer the state has a regulatory program to monitor long-term care Protection Act of 1992 Insurance. These regulatory programs must incorporate enforcement programs, a means to file complaints, a toll-free number to provide information on complaints, Information on Insurance policies, consumer access to compliance Information, and review process for premium increases. The Secretary may review state programs to determine adherence to federal standards. States found out of compliance may lose the program if corrections are not made. Secretary may review long-term care polícies in states with appoved regulatory programs ("look behind" authority). For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 13 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status HR5500 Conyers Health Care for Every Establishes a National Health Insurance Standards Board which will 6/25/92 1. Energy & Commerce American Act develop national health Insurance policies and procedures. States will 2. Ways & Means administer the program, making payments to providers who care for 3. Post Office & Civil Service beneficiaries. State programs are required to establish a 4. Armed Services State Health Advisory Council to provide consumers, providers and 5. Veterans' Affairs policy experts with a means to oversee and give input on Implementation of the Act State programs are required to establish District Health Advisory Councils, composed of consumers, providers and public health officials, will advise on how to increase capacity in medically underserved areas and reduce excess capacity in overserved areas. States will provide 13% of the cost of services under the Act. The federal payment to states depend on characteristics of residents. HR5514 Dingell/ Health Choice Act of 1992 Health care reform measure financed through VAT tax (Value Added 6/30/92 1. Energy & Commerce Waxman Tax, essentially a national sales tax), employer contributions and 2. Ways & Means payments from states based on their Medicaid contributions. States 3. Education & Labor could elect to operate their own programs, as long as their benefit package was at least as good as that in Health Choice. State mandated benefit laws would be pre-empted to the extent that they conflict with Health Choice. Medicaid S4 Bentsen Child Welfare & Preventive Mandates continuous coverage of children under age 6 for 1/15/91 Finance Services Act 6 months at a time, prohibits terminating Medicaid coverage for 6/10/92 Hearings held by Finance children under age 19 before the state determines that the child does not qualify for Medicaid under other criteria. Mandates Medicaid coverage of all children who are SSI recipients. Mandates adjustments in payments in disproportionate share hospitals when services are provided during exceptionally long and costly hospital stays for children to age 19. Changes matching rate in Medicaid. Also deals with foster care, adoption, and substance abuse. S29 Moynihan Coverage of residential drug treatment for pregnant women 1/15/91 Finance and certain family members. S62 Moynihan Homeless Mentally III Would require states to provide coverage for mobile outreach units 1/14/91 Finance Outreach Act to Identify and assist mentally ill homeless people. 4/26/91 Subcmte. hearings held S902 Bradley Infant Mortality & Children's Would phase in coverage of pregnant women and infants with 4/23/91 Finance Health Act of 1991 incomes below 185% of the poverty level. S905 Bradley Childhood Immunization Would require additional vaccination coverage under the 4/23/91 Finance Improvement Act of 1991 medicaid program. For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 14 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status S1677 Daschie Provide for coverage of alcoholism & drug treatment services under 8/2/91 Finance Medicaid. HR96 Hertel Medicaid Eligibility and Requires states to provide Medicaid coverage to pregnant women 2/11/91 Energy & Commerce, Benefits Expansion Act and infants whose family Income does not exceed 150% of poverty Subcmte. on Health & the Environment of 1991 level. Requires states to cover all individuals with family Incomes up to 120% of poverty line. Provides temporary coverage for dependents of unemployed Individuals. HR276 Collins Hospital Closings Community Would require state plans for appropriately responding to 1/16/91 Energy & Commerce Relief Act of 1991 closing of hospitals. HR290 Collins Would require coverage of services to pregnant women and 1/16/91 Energy & Commerce children up to 185% of the federal poverty line. HR395 Quillin Would provide that clinical social worker services are a 1/16/91 Energy & Commerce mandatory benefit. HR382 Oakar Breast Cancer Treatment Would require states to enact laws requiring physicians & surgeons 1/16/91 Energy & Commerce Informed Consent to Inform breast cancer patients of alternative effective methods of treatment for breast cancer in order to qualify for federal funds. HR459 Cooper Fairness In Medicaid Funding Would change the medical assistance percentage 1/14/91 Energy & Commerce Act of 1991 used under the Medicaid program. HR860 Panetta Would require the coverage of hospice care under Medicaid. 2/6/91 Energy & Commerce HR930 Snowe Amend. to Title XIX of the Would require states to adopt & enforce certain guardianship 2/6/91 Energy & Commerce Soc. Sec. Act laws providing protection & rights to awards as a condition of receiving Medicaid funds. HR1129 Collins Would require state Medicaid programs to provide coverage of 2/21/91 Energy & Commerce screening mammography/pap smears. HR1161 Schroeder Women's Health Equity Withhold federal medicaid funds from states that do not enact 2/27/91 1. Energy & Commerce Act of 1991 laws requiring physicians and surgeons to Inform breast cancer 2. Ways & Means patients of alternative effective methods of treatment for breast 3. Post Office & Civil Service cancer before treatment begins. Requires Medicaid coverage for gynecological services provided by nurse practitioners. Requires states to provide Medicaid coverage for all pregnant women and children under age 6 with incomes up to 185% of poverty. Requires states to provide Medicaid coverage for routine mammography and pap smear screening. HR1162 Schroeder Women's Health Care Would require coverage of obsterical and gynecological services 3/7/91 Energy & Commerce Coverage Expansion furnished by nurse practitioners. Act of 1991 This bill is also incorporated In HR 1161, Women's Health Equity Act HR1288 Boxer Immunization Now Act Would require an entitlement program regarding the immunization 3/7/91 Energy & Commerce For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 15 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status of 1991 of Infants against vaccine-preventable diseases. HR1311 Vucanovich Would require state Medicaid plans to provide screening 3/7/91 Energy & Commerce mammography. HR1391 Waxman Medicaid Infant Mortality Prohibits states from using asset tests to determine Medicaid 3/12/91 Energy & Commerce Amendments of 1991 eligibility for pregnant women and infants. Requires states to Issue separate Medicaid Identification numbers to Infants born to Medicaid eligible women within 60 days of birth. HR2213 Penny Amend. to Soc. Sec. Act, Would require states to establish a basic outpatient service 5/2/91 Energy & Commerce, Ways & Means Title XIX to needy children. HR2656 Stark Amend Title XIX of Precludes states from Imposing arbitrary limits on the length of time 6/17/91 Energy & Commerce Soc. Sec. Act a Medicaid patient may stay in the hospital. HR2657 Stark Amend Title XIX of Mandates that states pay hospitals and physicians no less than what 6/17/91 Energy & Commerce Soc. Sec. Act Medicare would have paid for the services. HR2949 Stark Medicaid Prescription Would require coverage of prescribed drugs under the Medicaid 7/18/91 Energy & Commerce Drug Act of 1991 program for qualified Medicare beneficiaries and qualified disabled and working individuals. HR3595 Waxman Medicaid Moratorium Would place a moratorium on federal regs. prohibiting the use of 12/12/91 P.L. 102-234 provider taxes and voluntary contributions to pay for Medicaid. Limits percent share of the Medicaid Match that states can collect using these methods to 25%. HR4311 Richardson Amend Title XIX of Social Would require mandatory coverage of services furnished by nurse 2/25/92 Energy & Commerce Security Act practitioners under state medicaid plans. HR4793 Paxon Amend Part A of Title IV & Requires that the amount of aid to be provided under the state 4/7/92 1. Ways & Means Title XIX of Social Security plan to a family which has received aid under another state's 2. Energy & Commerce Act plan during the preceeding 1 year period must not exceed the amount of aid such other state would have provided the family under such other plan if the family were residing in such other state. d.1/29/92 Fraud and Abuse Program Establishes requirements to be met by State Medicaid Fraud Control 1/29/92, effective date pp.3298- Exclusion Authority units. These units will Investigate and prosecute cases pertaining to Medicaid fraud. These units will also Investigate complaints of abuse of patients at institutions that receive Medicaid 3358 payments. States will assume 10% of costs for this program. HUMAN SERVICES S4 Bentsen Child Welfare & Preventive 1. Would require child in foster care to be placed in setting most 1/15/91 Finance Services Act of 1991 appropriate for that child. 6/10/92 Hearings held by Finance 2. Would require states to submit all claims for federal reimbursement in one calendar year. 3. Would require the health & education records of foster care to For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 16 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status include: 1) telephone numbers of health providers, and 2) record of service under Medicaid. Mandates continuous coverage of children under age 6 for 6 months at a time, prohibits terminating Medicaid coverage for children under age 19 before the state determines that the child does not qualify for Medicaid under other criteria. Mandates Medicaid coverage of all children who are SSI recipients. Mandates adjustments in payments in disproportionate share hospitals when services are provided during exceptionally long and costly hospital stays for children to age 19. Changes matching rate in Medicaid. Also deals with foster care, adoption, and substance abuse. S60 Moynihan A bill to amend Title IV of the Social Security Act to require states 1/15/91 Finance to develop plans for cases where the placement of certain children in foster care or transitional Independent living may not be carried out Immediately. S61 Moynihan A bill to amend Title IV of the Social Security Administration Act to 1/15/91 Finance make improvements in the foster care maintenance payments program and for other purposes. S1212 Graham Amend. to Soc. Sec. Act, To provide coverage for certain preventive care Items and services 6/4/91 Finance Title XVIII under part B, and to provide a discount in premiums under such part for certain individuals certified as maintaining a healthy lifestyle. S1306 Kennedy ADAMHA Reauthorization Splits ADMS into 2 grants, one for substance abuse and one 5/12/92 Conference report issued for mental health. States are required to serve IV drug users (HRpt 102-522) and pregnant women seeking treatment within a set time period. 6/9/92 Conference report approved: 86-8 Requires states to pass laws prohibiting the sale of tobacco products 7/1/92 Conference report agreed to in House to minors or risk losing a portion of their grant money. by yea-nay vote: 358-60 7/2/92 Submitted to President Bush S1941 Kennedy Refugee Resettlement Reform Requires states to provide case management or contracts for case mngt. 7/2/92 Reported to Senate amended by Act of 1991 from existing funds for cash, medical assistance and social Judiciary (SRpt 102-316) services. Proposes block grant funding instead of line Item for cash, medical assistance and social services. S2141 Kennedy Long-Term Care Insurance No long-term care Insurance policy may be sold in 8 state unless the state 1/21/92 Labor & Human Resources Improvement and establishes a regulatory program. In states with regulatory programs, 4/29/92 Hearings held and completed Accountability Act the Secretary is authorized to determine whether or not long-term care by Labor & Human Resources insurance policies offered in the state have failed to comply 7/1/92 Ordered to be reported by Labor & with the requirements of the title. If a state is not compliant, no Human Resources amended For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 17 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status new policies could be offered under the plan, S2303 Moynihan Work for Welfare Act of 1992 Within 60 days after opening a new AFDC case, states would 3/30 92 Hearings held by Finance, Subcmte. on have to provide assessment, an employability plan and Social Security & Family Policy referrals. (see also MANDATE RELIEF) HR11 Rostenkows Revenue Act of 1992 Amends Title XI of Social Security Act to grant a Social Security Act 7/2/92 Approved by House: 356-55 beneficiary a civil right to sue a state for damages in federal court regarding enforcement of administrative provisions. This amendment pertains to all programs authorized by the Social Security Act for which state plans are required. HR375 Mollohan Would extend eligibility for the Child Care Food Program 1/16/91 Education & Labor to children receiving day care services pursuant to a state's job opportunities and basic skills training program. HR1507 Gekas Relief for Elderly Eviction and Would require states that not later than 60 days 3/20/91 Education & Labor Foreclosure Act of 1989 after commencing any proceeding to compel the sale of residence occupied by an older individual from such residence, notice of such proceeding be given to such Individual and to the appropriate area agency on aging If such proceeding is based on the failure of such an Individual to pay debt. HR2021 Snowe Older Americans Would require states to appoint an advisory board to make 4/25/91 Education & Labor Transportation Amendments recommendations regarding transportation services that affect of 1991 older individuals; to provide for coordination of such services and to require the Commissioner of Aging to submit a report regarding transportation services provided under such act. HR2025 Snowe Older Americans Eldercare Would require states to expand state and community Involvement 4/25/91 Education & Labor Amendments of 1991 in order to promote community-based long-term care services to older individuals, including related services for their caregivers. HR2362 Fawell At-Birth Abandoned Baby Requires states to adopt laws to allow for adoptions of abandoned 5/15/91 Ways & Means Act of 1991 babies within 90 days of abandonment. If states fall to pass legislation, funds under Title IV of the Soc. Sec. Act will be withheld. HR3603 Downey Family Preservation Act 1. Would require 15% of IVB funds be spent on state courts with 10/22/91 Ways & Means of 1991 funds going directly to the court administrator. 7/2/92 Ordered to be reported by 2. Includes a 50% set-a-side with money to be spent on family Ways & Means amended preservation services including substance abuse. 3. Eliminates the means test for Title IV-E, therefore, every child in foster care can be paid for by the federal gov't. However, the match rate is reduced to 40% for services and 25% for administration. 4. Requires a state directory of services. For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 18 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status 5. Requires extensive data collection. All child welfare spending in each state needs to be broken down by federal, state and local. HR3698 Waxman Community Mental Health & Would change allocation formulas and would create a separate new 3/24/92 Laid on table by House Substance Abuse Services mental health block grant program, earmarking nearly 80% of the Improvement Act of 1991 ADAMHA funds for drug and alcohol abuse programs. Also mandates states to enact laws prohibiting cigarette sales to those under 18, submit drug and alcohol abuse treatment program plans and establish strategies to accomplish reduced tobacco use by minors. Family Leave S5 Dodd Family and Medical Requires employers with 50 or more employees to grant up to 12 weeks 10/2/91 Passed Senate Leave Act of 1991 unpaid leave per year to full-time employees for childbirth, adoption, 11/13/91 Passed House or other serious illness of the employee or an Immediate family member. Employees would be entitled to health Insurance during the leave period & reinstatement to the same or an equivalent position on return. HR2 Clay Family and Medical Leave A bill to entitle employees to family leave in certain cases Involving 11/6/91 Cmte. hearings held by House Rules Cmte Act of 1991 a birth, an adoption, or a serious health condition & to temp. medical 11/13/91 Laid on Table In House leave In certain cases Involving a serious health condition, with adequate protection of the employees employment and benefits rights, and to establish a commission to study ways of providing salary replacement for employees who take any such leave. d.6/6/91 Child Care Regulations 1. Requires states to spend 90% of their block grant flexible funds on 8/6/91 Comments period ends pp 26194 direct services. -26240 2. Withholds federal dollars for any state that restricts parental choice, including state restrictions that limit the availability of private and sectarian providers. 3. Forbids states, even If federal money is exhausted, to restrict the number of child care certificates. 4. Requires that federal funding supplement existing state dollars and not supplant It using the previous year as the base (l.e. Sept. '90 for FY '91). 5. Requires states to allow parents who receive certificates to use them for sectarian purposes. d.6/25/91 At-Risk Child Care In violation of the legislation, the regulations define "In order to work", 8/25/91 Comment period ends PP 29054 Regulations and would restrict at-risk child care to families who need child care to -29069 accept employment or remain employed, not those who are unemployed, In training or in educational programs. Circumvents state authority on standards as those generally applicable to care of a particular type regardless of the source of payment for the care. This provision would For further Information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 19 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status require states to pay for child care even if the provider was exempt from state standards. Proposed D'Amato States which do not Incorporate a workfare program as part of their Amend. general assistance program would lose 10% of AFDC money. Proposed D'Amato Provides that for a period of 1 year from the date an individual Amend. becomes a new resident in a state, such Individual is eligible to receive AFDC in an amount that does not exceed the lesser of the amount the Individual received or could have received in the former state of residence, or the amount the individual could have received In the new state of residence. JUSTICE S3 Boren Congressional Campaign Conference agreement prohibits state party committees from 5/13/92 Override of President's veto Spending Limit and Election evading the contribution limits of federal law by using non-federal rejected in Senate by yea-nay: 57-42 Reform Act of 1992 money for get-out-the-vote activities for non-federal candidates, (2/3 vote required) recognizing that such activities may be undertaken with the real Intention of aiding federal candidates. S15 Biden Violence Against Women Act Requires certain grant recipients to establish state commission on 10/29/91 Reported to the Senate of 1991 Domestic Violence. S250 Ford National Voter Would require states to allow residents to register to vote in federal 5/20/92 Passed in Senate by yea-nay Registration Act elections when they apply for a driver's license or state or federal vote: 61-38. of 1991 benefits such as unemployment insurance. 6/16/92 Passed in House: 268-153 7/2/92 Vetoed S288 Dixon Regional Presidential Requires each state to conduct primaries in accordance with this law. 1/30/91 Rules & Administration Primarles & Caucuses No state will be allowed to hold a Presidential primary on a date other Act of 1991 than the date assigned by the commission to the region in which the state Is located. (SEE ALSO HR46) S321 McConnell Law Enforcement Officers' Unless states adopt the Law Enforcement Officers' Bill of Rights, 1/31/91 Judiciary; Incorporated in Bill of Rights federal funding under the Omnibus Crime Control & Safe Streets Act S1241, but removed in Conference of 1968 would be cut by 20%. In addition, it allows states to be Report HR3371 sued for not passing the Bill of Rights. S352 Glenn National Guardianship Would establish national standards for the protection of the rights 2/5/91 Judiciary Rights Act of 1991 of alleged incapacitated Individuals. S474 DeConcini Professional and Amateur To prohibit sports gambling under state law. 6/2/92 Passed Senate: 88-5 Sports Protection Act 6/3/92 Referred to House Judiciary S544 Heflin Animal Research Facilities Makes it a federal crime to sabotage animal research facilities. 10/16/91 Passed Senate Protection Act of 1991 (SEE ALSO HR2407) S635 Thurmond Comprehensive Violent Crime Conditions receipts of funding on state implementation of drug 6/16/91 Placed on Senate calendar For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 20 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status Control Act of 1991 testing for targeted classes of offenders. Additional provisions. Amend. Rudman Amendment to the Crime Bill Would direct states to Increase the size of local police forces. S1002 Shelby Makes it a federal criminal offense for parents to flee the state 5/8/91 Judiciary for purposes of avoiding payment of child support. (SEE ALSO HR1241) S1008 McConnell National Child Abuser Would req. state agencies to register all offenders convicted 5/8/91 Judiciary Incorporated in Registration Act of any acts involving child abuse with the Nat'l Crime Info. Center Omnibus Crime Control Act, HR3371 at the Dept. of Justice. S1170 Durenberger Crimes Against Children The Attorney General shall establish a state program and guidelines 5/23/91 Judiclary; Incorporated in Registration Act requiring any person who is convicted of a criminal offense against Omnibus Crime Control Act, HR3371 a victim who is a minor to register a current address with local law enforcement officials of the state for 10 years after release from prison, parole, or supervision. S1241 Biden Violent Crime Control Act Makes murder by firearm a federal offense with death penalty. 7/11/91 Passed Senate; Provisions Other mandatory sentences. Also contains Police "Bill of Rights", modified in conference. See HR3371 Heabeas Corpus, gun control and exclusionary rule. S1454 Seymour Penalties Against Violence Would establish penalties for participation In Illegal gang activity. 7/11/91 Judiciary S2304 Lautenberg Stop Arming Felons Act Amends Title 18 of US Code to permanently prohibit the possession 3/3/92 Judiciary of firearms by persons who have been convicted of a violent 5/5/92 Hearings completed by Judiciary, felony, irrespective of state law. Subcmte. on the Constitution S2613 Pressler Anti-Car Theft Act of 1992 Makes auto theft a federal crime. States may elect to participate 4/10/92 Judiciary in national motor vehicle information system. States not participating may be denied access to FBI's National Crime Information Center, HR1 Brooks Civil Rights Act of 1991 Would amend the Civil Rights Act of 1964 to restore and strengthen 11/22/91 P.L. 102-166 civil rights laws that ban discrimination in employment. HR46 Bennett Regional Pres. Primaries Requires each state to conduct primaries in accordance with this law. 1/3/91 House Administration Act of 1991 No state will be allowed to hold a Presidential primary on a date other than the date assigned by the commission to the region In which such state is located. Requires that each voter shall be eligible to vote only for a candidate for nomination by the party of that voter's registered affiliation. If the state law makes no provision for registration by party affiliation, voters in that state shall register in accordance with procedures prescribed by the Attorney General. (SEE ALSO S288) HR326 Gingrich Would provide for mandatory education for Incarcerated adults. 1/16/91 Education & Labor 3/19/91 Certain provisions put into HR751 (see Education section) Provisions also in HR3371 For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 21 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status HR629 Solomon Would impose mandatory sentences for violent felonies committed 1/24/91 Judiciary against the elderly. HR642 Jacobs Would require a 20 percent reduction in certain assistance, 1/24/91 Judiciary; Modified to require unless a law enforcement agency has a binding law enforcement a study by Dept. of Justice in officer's bill of rights. HR3371 HR1502 Boxer Violence Against Women Same provisions as S15. 3/20/91 1. Education & Labor Act of 1991 2. Energy & Commerce 3. Interior & Insular Affairs 4. Judiciary 5. Public Works & Transportation HR1241 Hyde Makes it a federal criminal offense for parents to flee the state 4/9/92 Approved for full cmte. action amended to avoid paying child support. (SEE ALSO S1002) by Judiciary, Sub. on Crime & Criminal Justice 7/1/92 Ordered to be reported by Judiciary, amended HR2217 Traficant Would withhold a portion of law enforcement federal assistance to states 5/2/91 Judiciary that do not have a law that permits the death penalty or life imprisonments w/out parole, for any conviction of premeditated murder and for any conviction of murdering a law enforcement officer. HR2407 Stenholm Farm Animal and Research Makes it a federal crime to sabotage animal facilities. 4/2/92 Approved by Agriculture; Facilities Protection Act (SEE ALSO S544) Referred to Judiciary of 1991 7/8/92 Approved for full cmte. action amended by Judiciary, Subcmte. on Crime & Criminal Justice HR2553 Hobson National Child Abuse Would require state agencies to register persons convicted of any acts 6/5/91 Judiciary; Incorporated in HR3371 Registration Act of 1991 involving child abuse with the Nat'l Crime Info. Center, Dept. of Justice HR2858 Manton Amend. to U.S. Code, Would Impose mandatory prison terms for possession or use of a 7/10/91 Judiciary Title 18 firearm or a destructive device during conduct constituting a crime of violence or a drug trafficking crime under state law. HR2862 Ramstad Jacob Wetterling Crimes Would require any person who is convicted of a state criminal offense 7/10/91 Judiciary; Similar provisions Against Children Registration against a victim who is a minor, to register a current address with incorporated in HR3371 Act of 1991 law enforcement officials of the state for 10 yrs. after release from prison, parole, or supervision. HR2903 Gallegly Juveniles in Drug Crime Would impose minimum mandatory prison sentences for drug crimes 7/16/91 1. Energy & Commerce Prevention Act of 1991 involving minors. 2. Judiciary; Similar provisions incorporated in HR3371 HR2904 Gallegly Three-Time Loser Drug Mandates life imprisonment without release for drug traffickers or 7/16/91 1. Energy & Commerce Act of 1991 violent criminals convicted of a third offense. 2. Judiciary For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 22 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status HR2931 Hobson National Child Abuse Would require state agencies to register all offenders convicted of 7/17/91 Judiciary; Similar provisions Registration Act of 1991 any acts involving child abuse with the National Crime Information incorporated in HR3371 Center of the Dept. of Justice. HR3371 Brooks Omnibus Crime Control Act Conf. rpt. combines HR3371 and S1241. Requires states to collect Info. 3/19/92 Mitchell (D-ME), motion to close debate Conf. Rpt. of 1991 regarding persons who violate state criminal child abuse laws. If states on consideration of the conference report do not comply w/in 3 years, they stand to lose a portion of federal on HR3371 rejected by yea-nay vote: 54-43. funding for drug control. States w/ death penalties shall est. minimum (3/5's vote required) requirements for attys. representing defendants. Prohibits states from 5/14/92 Conference report considered in est. lotteries based on professional sports. Requires criminal history Senate background checks for firearm purchases. Requires updating and Indexing state criminal history records. Creates federal offense for stealing art. Sense of Congress that drunk driving offenses should be considered in child custody and visitation. Creates federal crimes for computer and Insurance fraud. Prescribes drug testing. HR4312 Serrano Voting Rights Improvement Requires jurisdictions with large language minority populations to 2/25/92 Judiciary Act of 1992 provide bilingual assistance to voters. 7/8/92 Reported to House amended by Judiciary (HRpt 102-655) HR4366 Conyers Universal Voter Registration Requires that each state's motor vehicle driver's license application 3/3/92 1. Administration Act of 1992 shall serve as an application for voter registration. Requires states to 2. Post Office & Civil Service accept mail-in voter registration under certain conditions and to designate locations for registration such as public assistance offices and public schools and universities. HR4542 Schumer Anti-Car Theft Act of 1992 Makes forceful car theft a federal crime. Gives states the option 3/31/92 Hearings held by Judiciary, of participating in a national motor vehicle information system. Subcmte. on Crime & Criminal Justice Authorizes the FBI to deny access to the National Crime Information 5/21/92 Markup by Subcmte. on Crime & Center to any state failing to participate in the system. Criminal Justice HR4585 Schroeder National Child Protection Act State shall report child abuse crime Information to, or Index child abuse 3/25/92 Judiciary; Similar provisions in of 1992 crime Information in, the national criminal background check system. HR3371 Grant money would be available. If states are not in compliance within 1 year, they could lose up to 10% of funds available through Title / of Omnibus Crime Control and Safe Streets Act of 1968. HR4599 Moran Driver's License Information It shall be unlawful for a state, or for any person, to disclose, other 3/26/92 Judiciary Act of 1992 than for a governmental purpose, driver's license information to any person other than the licensee, without the licensee's freely granted express consent. Any person aggrieved by a violation of this section may, in a civil action, obtain appropriate relief from For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 23 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status the state, If the state does not prohibit such disclosure. HR4897 Cunningham National Police and Would amend Title / of the Omnibus Crime Control and Safe Streets 4/9/92 Judiciary Peace Officer Protection Act of 1968 to deny grant funds to states unless law enforcement Act officers are permitted to carry concealed firearms. HR5266 Andrews Amends Omnibus Crime Control and Safe Streets Act of 1968 to 5/27/92 1. Judiciary reduce funds available to a state by 25% unless states implement 2. Ways & Means prison workfare program. HR5304 Frank To provide that a state court may not modify an order of another 6/2/92 Judiciary state court requiring the payment of child support unless the recipient of child support payments resides in a state in which the modification is being sought, or consents to seeking the modification in such other state court. LABOR S600 Metzenbaum Child Labor Amendments Would require states to certify that all minors who wish to work have 3/11/92 Ordered to be reported by Labor & of 1991 a) permission from guardians and b) are enrolled in school Human Resources amended by yea-nay vote:10-7 HR514 Kolter Coal Miner's Unemployment Would establish a temporary program of supplemental unemployment 1/14/91 Ways & Means Assistance Act of 1991 benefits for unemployed coal miners who have exhausted their rights to regular unemployment benefits. HR773 Stark Amends the Social Security Act to make ineligible any state 1/31/91 1. Energy & Commerce that supplements Federal SSI benefits, but does not pass 2. Ways & Means such benefits along. EE20-91 Social Security Regulations Regs. to assist state and local govts. comply with P.L. 101-508 mandating Soc. Sec. coverage for all state & local govt. employees not covered by a state or local retirement system. In the regulation, the IRS set minimum retirement benefit requirements which state that benefits received from a state or local govt. must be equivalent to the benefit the employee would have received under Soc. Sec. REVENUE & TAX S267 Reld Would prohibit a state from imposing an income tax on the 2/19/92 Commitee hearings completed by Senate pension or retirement income of non-residents. Finance S473 DeConcini Sports Service Mark No state shall sponsor, operate, advertise, or promote any lottery, 6/26/91 Hearings completed by Judiciary, Protection Act sweepstakes, or other betting or gambling that uses or exploits, Subcmte. on Patents, Copyrights & directly or indirectly, a service mark owned by a professional or Trademarks amateur sports organization. S474 DeConcini Professional & Amateur Sports No state shall sponsor, operate, advertise, authorize, license, 11/26/91 Reported to the Senate, SRpt. 102-248 Protection Act or promote any lottery, sweepstakes, or other betting, gambling, or waging scheme based, directly or indirectly, on any game conducted by any professional or amateur sports organization. For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 24 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status S1681 Seymour A bill to amend Title II of the Social Security Act to make it clear 1/31/91 Judiciary that states and local governments may not tax Social Security benefits. HR213 Roe A bill to amend Title XVIII of the Social Security Act to authorize 1/3/91 1. Ways & Means payment under the Medicare Program for certain 2. Energy & Commerce services performed by chiropractors. HR431 Vucanovich Prevents states from imposing taxes on nonresidents' withholding 1/14/91 Ways & Means pensions. HR490 Lent Amend. to IRS Code of 1954 Amends the IRS code of 1954 to exclude from the gross income of 1/11/91 Ways & Means any participant in any state or local government plan so much of any distribution from such plan as represents his allocable share of tax exempt Interest of such plan. HR1531 Unsoeld Pension Equity Act of 1991 Would prohibit a state from imposing an Income tax on the pension 3/20/91 Judiciary income of Individuals who are not residents of that state. HR2913 Archer Domestic Corporation Tax Would prohibit states from imposing taxes on a worldwide unitary 7/16/91 1. Judiciary Equality Act of 1991 base. Also would prohibit states from requiring the Inclusion If the 2. Ways & Means Income tax of a corporation is calculated more than an equitable portion of any dividend received from certain unrelated foreign corporations. HR2971 Doolittle A bill to amend the Title II of the Social Security Act to provide that no 7/23/91 Judiciary state or local government may tax Social Security benefits. TRANSPORTATION HR2542 Torricelli Amend. to U.S. Code, Title 23 Requires states to adopt the system for handicapped parking established 6/4/91 Public Works & Transportation by the Sec. of Transportation and to recognize the parking stickers of individuals with disabilities from other states. HR4703 Mineta Interstate Commerce Pre-empts state authority to enforce any law or regulation 3/30/92 1. Public Works & Transportation Commission Sunset Act relating to Interstate or intrastate market entry, rates of services 2. Judiciary of 1992 of any motorcarrier, motor private carrier, water carrier, freight 3. Energy & Commerce forwarder, or broker that provides transportation of property, Including express packages, in Interstate commerce. No state may require any interstate private or for-hire motor carrier or Interstate broker of property to prove the lawfullness of any Interstate transportation activity including, but not limited to requiring the carrier to maintain any certificate or permit Issued by the Interstate Commerce Commission, register vehicles operated under permit Issued by ICC, display decals or stamps as a means of identification, or pay fee or tax pertaining to any of these activities. S965 Intermodal Surface 1. Effective 09/30/96, states must join the Internat'l Registration and 12/18/91 P.L. 102-240 For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 25 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status Transportation Efficiency Act the International Fuel Tax Agreement. of 1991 2. Effective 9/30/94, states will no longer be allowed to collect fees from motor carriers subject to the jurisdiction of the ICC. A 1-year grant program would be established to offset the revenue loss to the states. 3. Effective 9/30/96, states must join the Internat'l Fuel Tax Agreement which uses a base state registration for the collection of fuel use taxes and is overseen by the IFTA Board. 4. Would offer grant money to states to establish motorcycle helmet and seat belt laws. States not participating in the grant program by FY 1994 would be required to spend 1.5% of their highway money on highway safety programs. HR3221 Clement Would pre-empt state laws relating to the regulation of rates for 3/24/92 Subcmte. hearings in Public Works & surface transportation of property services provided by certain Transportation, Subcmte. on Surface Transport. motor and air carriers. 4/2/92 Subcmte. hearings completed by Surface Transportation HR4335 Hastert Safe and Competitive Trucking No state shall have In effect or enforce any law, regulation, std., or other 2/27/92 1. Public Works & Transportation Act of 1992 provision relating to any of the following: intrastate rates, routes, 2. Judiciary or services of any interstate motor carrier, or interstate broker which 4/2/92 Hearings completed by Public Works, provides intrastate transportation of property, including express Subcmte. on Surface Transportation packages; the leading, rental, or other sourcing of commercial drivers and motor vehicles by interstate motor carriers of property operating intrastate commerce. OTHER HR74 Bryant Professional & Amateur Sports Would prohibit sports gambling under any state law. 9/17/91 Approved for full committee action by Protection Act Justice Subcmte. on Econ. & Commercial Law HR611 Gallegly Would make ineligible for federal financial assistance any state or 1/23/91 Government Operations locality the President determines to have a policy providing sanctuary to members of the Armed Forces who are avoiding military obligations. HR843 Atkins National Plumbing Products Would establish federal standards for the manufacturing and labeling 2/6/91 Energy & Commerce Efficiency Act of 1991 of certain plumbing products. HR1424 Meyers Enclave Fire Protection Act Would require states to permit certain emergency response personnel 3/13/91 Government Operations of 1991 to conduct preincident planning activities and for other purposes. HR5283 Dymally To pre-empt State and local sanction measures against Namibia. 5/28/92 Foreign Affairs MANDATE RELIEF HConRes Rose Expressing the sense of Congress that adoption of new Federal mandates 4/25/91 Government Operations 141 should be contingent on the financial ability of state and local For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 26 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status governments to implement the mandates. HR1546 Barnard Amends Congressional Budget Act of 1974 to call for a point of order 3/21/91 Rules on any bill or resolution which, in the judgement of CBO, Is likely to result in an annual cost to state and local gov'ts of $50,000,000 or more with respect to any program, project, or activity. HR1547 Barnard Intergovernmental Mandate Establishes procedures to assure that the Federal government pays 3/21/91 Rules Relief Act of 1991 the total amount of additional costs Incurred by state and local gov'ts in complying with any intergov'tal regulation which takes effect on or after the date of enforcement of this Act. HR2260 Herger Unfunded Federal Mandates Assures that the Federal government pays the total amount of additional 5/8/91 1. Government Operations Relief Act of 1991 direct costs incurred by state and local governments in complying 2. Judiciary with any Intergovernmental regulation which takes effect on or after 3. Rules the date of enactment. HR2338 Snowe To provide that no state or local gov't shall be obligated to take 5/14/91 Government Operations any action required by Fed. law enacted after the date of this Act unless all expenses are fully funded by the United States. HR3344 Hochbrueckner To review and Inventory the increasing number of federally mandated 9/16/91 Government Operations Nat'l Comm. on Intergov'tal programs and to recommend changes necessary to reform the system by Mandate Reform Act which federally mandates programs are established. HR4207 Snowe To amend Title 23, US Code, to repeal a penalty for noncompliance 2/7/92 Public Works & Transportation by states with a program requiring the use of safety belts and motorcycle helmets. HR4613 Thomas States' Rights and Local No statute, or rule promulgated under such statute, shall pre-empt, 3/26/92 Government Operations Legislative Prerogatives in whole or In part, any state or local government law, ordinance, Preservation Act of 1992 or regulations, unless the statute explicitly states that such pre-emption is Intended or unless there is a direct conflict between such statute and a state or local gov't law, ordinance, or regulation so that the two cannot be reconciled or consistently stand together. HR5125 Shays A bill to amend the Congressional Budget Act of 1974 to expand 5/7/92 1. Government Operations the requirement that legislation be accompanied by cost estimates 2. Rules of Its impact on state and local governments. HR5545 Moran Fiscal Accountability and To improve federal decisionmaking by requiring a thorough 7/2/92 1. Rules Impact Reform Act evaluation of the economic Impact of federal legislative and 2. Judiciary (FAIR Act) regulatory requirements on state and local governments and the economic resources located therein. HR5591 Horton Mandate and Community Establishes a Commission to review, consolidate and eliminate certain 7/9/92 1. Government Operations Assistance Reform Act mandates. Amends Congressional Budget Act of 1974 to delete 2. Rules For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 27 7/14/92 1992 Hall of the States Mandate Monitor Shaded areas Indicate recent changes or additions to the Monitor. Program Bill/Reg. Bill Area Number Sponsor Brief Title Explanation & Programs Affected Status language stating that cost estimates are required only if submitted in 3. Judiciary a timely manner. Further requires that cost estimates accompany the conference report of any legislation. S2080 Levin Pre-emption Clarification and Requires a statute to state explicitly Congress' Intent to pre-empt state & 11/26/91 Governmental Affairs Information Act of 1991 local gov't powers before the courts and federal agencies could Invalidate or prohibit any state or local gov't law, ordinance or regulation. S2170 Dodd Distressed Urban Areas Expresses the sense of the Senate that mandates from the Federal 1/30/92 Labor & Human Resources Assistance Act of 1992 level must be either paid for at the Federal level or that states and cities and towns be given more time to comply. S2204 Durenberger Repeal of Certain Provisions Amend Intermodal Surface Transportation Efficiency Act of 1991 to 2/6/92 Environment & Public Works of Law Relating to Seat Belts repeal the provision relating to penalties with respect to grants to and Motorcycle Helmets states for safety belt & motorcycle helmet traffic safety programs. S2289 Roth Competitiveness Enforcement Requires agencies of the Federal government to prepare an estimate 2/27/92 Rules & Administration Act of the total costs to state and local governments for each year in which the rule would be in effect. S2301 Sasser Infrastructure Stimulus Act Provides a temporary waiver of states' matching fund 2/27/92 Environment & Public Works of 1992 requirements for federal-aid-highway programs and for mass transit discretionary and formula capital construction projects, where the Governor of the state has certified that sufficient funds are not available to pay the cost of the non-Federal share of the project. S2303 Moynihan Work for Welfare Act of 1992 Provides uncapped appropriation for JOBS and for child care under 3/30/92 Hearings by Finance, Subcmte. on JOBS, state match requirements would be repealed, but would have Social Security & Family Policy "maintenance of effort" requirements. (see also HUMAN SERVICES) S2319 Nickles Economic and Employment Requires Fed. legislation and regulations to be accompanied by economic 3/5/92 Governmental Affairs Impact Act of 1992 and employment impact statements assessing their Impact on the private sector and state and local governments. S2348 Mack Federal Mandates Relief Act A reimbursement bill which would place a disincentive on Congressional 3/12/92 Governmental Affairs of 1992 mandates by requiring the Federal Gov't to pay for the cost of mandates. S2349 Mack A point-of-order bill which would slow the process of passing unfunded 3/12/92 Rules & Administration Federal mandates. Senators could raise a procedural point-of-order and stop any legislation on unfunded mandates from coming to a vote. For further information contact Christine Wnuk, National Conference of State Legislatures, 444 No. Capitol St., NW, Washington, D.C. 20001 (202) 624-8695 page 28 7/14/92 Mandate Relief Bills Date Type of Relief Author Bill Introduced Cosponsors Chamber Committee Staff Phone Study Hochbrueckner HR3344 9/16/91 27 House Government Operations (202) 225-3826 Horton HR5591 7/9/92 2 House Government Operations/ (202) 225-4916 Judiciary/ Rules Fiscal Note Shays HR5125 5/7/92 17 House Government Operations/ (202) 225-5541 Rules Roth S2289 2/27/92 0 Senate Rules & Administration (202) 224-2441 Nickles S2319 3/5/92 15 Senate Governmental Affairs (202) 224-5754 Moran HR5545 7/2/92 80 House Judiciary/ Rules (202) 225-4376 Point of Order Barnard HR1546 3/21/91 26 House Rules (202) 225-4101 Mack S2349 3/12/92 2 Senate Rules & Administration (202) 224-5274 Funding Rose HConR141 4/25/91 1 House Government Operations (202) 225-2731 Dodd S2170 1/30/92 1 Senate Labor & Human Resources (202) 224-2823 Snowe HR2338 5/14/91 12 House Government Operations (202) 225-6306 Mack S2348 3/12/92 2 Senate Governmental Affairs (202) 224-5274 Barnard HR1547 3/21/91 26 House Rules (202) 225-4101 Herger HR2260 5/8/91 1 House Government Operations/ (202) 225-3076 Judiciary/ Rules Transportation Durenberger S2204 2/6/92 16 Senate Environment & Public Works (202) 224-3244 Snowe HR4207 2/7/92 56 House Public Works & Transportation (202) 225-6306 Sasser S2301 2/27/92 2 Senate Environment & Public Works (202) 224-0642 Medicaid Dannemeyer (202) 225-4111 Human Services Moynihan S2303 3/30/92 0 Senate Hearings held by Finance, (202) 224-4451 Subcrnte. on Social Security & Family Policy Pre-emption Levin S2080 11/26/91 3 Senate Governmental Affairs (202) 225-6221 Thomas HR4613 3/26/92 19 House Government Operations (202) 225-2311 Source: National Conference of State Legislatures National Conference of State Legislatures BULK RATE 444 North Capitol Street, NW U.S. POSTAGE Suite 500 PAID Washington, D.C. 20001 WASHINGTON, DC PERMIT NO. 5614 Hall of the States Mandate Monitor ) Caron The Honorable James Baker Chief of Staff of White House NRN Washington D.C. Dear Mr. Baker, The purpose of this letter is to seek approval or disapproval of the use of your name in the book I am working on. An attached copy is enclosed SO that you can see how and why I would desire to use a name with the prophecy of Jeremiah. 49:13 thru 14. A letter from your secretary stating approval or disapproval is desired but if no answer arrives I will accept that as a disapproval and remove your name before a Copyright is applied for. Your friend, Milton Lee Curry Box 1329 Buna, Texas 77612 12 THE TWO RUMORS One must search and seek to become a faithful witness for the Lord. How can one witness to another and not even know what the word of our God is saying? The prophets approach of writing and his speech should also become familiar. At times they spoke of the beginning and ending of the subject although there may be a great time space separating two occurrences. Twelve months was the set time between these two rumors but Jesus said, For there shall be great tribulation, such as was not since the beginning to this time. Except those days should be shortened there should no flesh be saved but for the elect's sake those days shall be shortened. I cannot give the days the Lord has not given to me, therefore I cannot say how many days will be taken away from the 2,300 day set time. This I can say, We are now living within the days the Lord has shortened the great tribulation. Many have already tempted the Lord by not hearing are believing the servant the Lord sent to warn them. The very gospel they preach will be the gospel that will condemn them. The Lord said, if they will not believe the servant I send they will neither believe me. Bozrah was the territory settled and named after the dukes of Esau. Eusau's brother was Jacob. From the ages of antiquity changes have occurred unto this present time. These changes must be realized and 13 accepted concerning territories and name spelling. God's word never changes. Also bring to remembrance the first and great commandment. Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind. Three things mentioned, heart, soul, and mind. Therefore meditating and searching, and seeking is one third an obligation in worship as believing, and obeying to do all the things the Lord said we should do. The devil and all his angels will never take that privilege from me. Bozrah a territory, named after the dukes of Esau over time became the territory of Iraq. Sometime between the days of antiquity until now, it became Basra. In Isaiah's time it was Bozrah. In Jeremiah's time it remained Bozrah, therefore their prophecies speak of Bozrah. The Edomite territory to be destroyed with its people ending tribulation. The importance of Basra is that Saddam Hussein placed his choice troops around and near Basra during the war. As we proceed in meditation of the prophecy you will realize why I have gone to great lengths explaining Basra. Jeremiah 51:46 And lest your heart faint, and ye fear for the rumor that shall be heard in the land; a rumor shall both come one year, and after that in another year shall come a rumor, and violence in the land, ruler against ruler. Two rumors, one in one year, the second rumor in the year following. Then ruler is against ruler. 14 Jeremiah gives us an amazing clue of how to recognize the first rumor. Then Daniel the prophet gives great detail of both rumors. But the Lord God is truly the giver of all good gifts to mankind for the prophets wrote as they were moved by the Spirit. If you are familiar with the Gulf war you will immediately recognize the ambassador sent unto the heathen (Gentile nations) to come against her. FIRST RUMOR Jeremiah 49:13 thru 14 For I have sworn by myself, saith the Lord, that Bozrah shall become a desolation, a reproach, a waist, and a curse: and all the cities thereof shall be perpetual wastes. I have heard a rumor from the Lord, and an ambassador is sent unto the heathen, saying, Gather ye together, and come against her, rise up to battle. The Majesty, the wisdom and the knowledge of our Lord daily continues to astonish me. Whom else but the Lord could have been SO accurate at the set time? Jeremiah was only the Lord's servant, recording God's truth, which will be fulfilled as recorded. Hear Jesus, Luke 24:44 And he said unto them, These are words which I spake unto you, while I was with you, that all things must be fulfilled, which were written in the law of Moses, and in the prophets, and in the Psalms, concerning me. 15 Looking back on the event of the Gulf War we can see this prophecy has already been fulfilled. You should have already recognized the messenger sent, saying gather together, and come against her, was the Secretary of State, James Baker. Mr. Baker represents the United States of America. August 2, 1990 Iraq invaded Kuwait. The Secretary of State shuttled from nation to nation gathering them together to rise up and come against Iraq. A deadline was set for Iraq to withdraw from Kuwait. Prior to the deadline Saddam, in a radio speech said his country was ready to fight to keep conquered Kuwait. The rumor Jeremiah heard from the Lord was in fulfillment at that time. The nations rose up to battle. Retain this study in memory as we hear what the Lord wanted us to known concerning the great tribulation. Let us come to the knowledge of truth SO we may warn others to repent and be prepared to stand before the Lord in the resurrection of the just. The best method in interpreting scripture is to hear another prophets interpretation upon that particular subject. Let us hear Daniel. Beginning in Daniel 11:21, speaking of the king that rises up to take away the daily sacrifice. Daniel 11:21 A vile and contemptible person will rise whose line is not of royal succession. Saddam Hussein arose and assumed presidency of Iraq July 16, 1979. He did not come from a royal succession. 16 His word is worthless for he practices deceit, and without warning he enters the richest areas and overpowers them with great forces while inflicting fear and torture upon those whom oppose him. He controls his own nation in this same manner. August 2, 1990 Iraq invaded Kuwait and devised his plans against strong nations. Jeremiah's rumor he heard from the Lord, a messenger has been sent among the nations. Gather yourselves together and come against her. Saudi Arabia was the base the nations gathered to oppose Iraq. Saudi Arabia is south of Iraq. Daniel 11:25 thru 26 And he shall stir up his power and his courage against the south with a great army: and the king of the south shall be stirred up to battle with a very great and mighty army, but he shall not stand: for they shall forecast devices against him. Yea, they that feed of the portion of his meat shall destroy him, and his army shall overflow: and many shall fall down slain. We now look in hindsight and see this is the first rumor. Looking forward into the future another rumor is yet to come, fulfilling the scripture. Daniel 8:10 thru 12. And it waxed very great, even to the host of heaven; and it cast down some of the host and of the stars to the ground, and stamped upon them. 17 Yea, he magnified himself even to the Prince of the host, and by him the daily sacrifice was cast down. And an host was given him against the daily sacrifice by reason of transgression, and it cast down the truth to the ground: and it practiced and prospered. The future is dim for Israel, Egypt, and their allies. For it is written in the scriptures, When Egypt fails her helpers will fall. Israel and Syria will fall even before Egypt and the allies fail. Daniel 11:27 thru 28 covers the space of time separating the two rumors. And both these king's hearts shall be to do mischief, and they shall speak lies at one table; but it shall not prosper: for yet the end shall be at the time appointed. Then shall he return into his own land with great riches; and his heart shall be against the holy covenant: and he shall do exploits, and return to his own land. We the people bear witness to his exploits. Blowing oil well heads polluting air, land and sea. Carting Kuwait's riches to his own land. There is a time appointed by our Lord for this return south. Second Rumor Daniel 11:29 thru 30 At the time appointed he shall return, and come toward the south: but it shall not be as the former, or as the latter. For ships of Chittim(Gentiles) shall come against him: 18 therefore he shall be grieved, and return, and have indignation against the holy covenant: SO shall he do. he shall even return, and have intelligence with them that forsake the holy covenant. This will not all happen in one day but a number of days will pass before the time of the end. To prevent confusion Let us place verse 11:40 before 11:31 to have a better clarification separating the time appointed from the time of the end. Daniel 11:40 And at the time of the end shall the king of the south push at him: and the king of the north shall come against him like a whirlwind, with chariots, and with horsemen, and with many ships; and he shall enter into the countries, and shall overflow. Daniel 11:31 And arms shall stand on his part, and they shall pollute the sanctuary of strength, and shall take away the daily sacrifice, and they shall place the abomination that maketh desolate. At the time appoint Iraq will return south. Many people whom will be in his path will be judged therefore the judgment of the world will begin at the time appointed. these are times the Lord set. Acts 17:30 thru 31 And the times of ignorance God winked at; but now commandeth all men every where to repent. Because he hath appointed a day, in that which he will judge the world in righteousness by that man whom he hath ordained: whereof he hath given assurance unto all men, in 19 that he hath raised him from the dead. Many mock as Paul tried to warn them their day of judgment will come whether they are dead or living on earth. God is not mocked for he will come quickly, to repay every one for what he has done. The gospel has been preached over the world. Call upon the name of the Lord, believe upon the name of the Lord Jesus Christ. But they have not believed the gospel nor obeyed anything the Lord commanded his people to do. It was written in the law of Moses. Deuteronomy 18:18 thru 19 I will raise them up a prophet from among their brethren, like unto thee, and will put my words in his mouth; and he shall speak unto them all that I shall command him. And it shall come to pass, that whosoever will not hearken unto my words which he shall speak in my name, I will require it of him. Jesus came in the name of the Lord God. He spoke all the Father gave him to speak. Now the day of judgment will begin at the time appointed. NRN September 6, 1992 President George Bush The White House Washington, DC Dear Mr. President: Hey Big Spender!. Where have you been the last four years talk about slick! You've let people starve and struggle and worry for four years because you were saving up all this money to use as a Big Stick to beat people into voting Republican when you got into trouble with your voodoo economics you knew this trickle-down theory was really "gusher-up theory all the time you conniving char- acter and you put aside this money to rescue you and keep your power. I wish you had put one-fourth as much energy into helping people these past years as you are putting into your selfish ambitions now. Of couse you've now jettisoned your credibility on your foreign policy expertise and concern as well as your domestic credibility, which is long gone. Your criticism of Clinton's health care plan is laughable when, under you, nearly 40 million people lack any health care ins. and hundreds of thousands more are losing theirs along with their jobs and pensions. We also know you've done nothing to contain healthcare costs which have skyrocketed and if you get your capital gains tax cut for the rich (less than 1% of the alamost 7% it would effect would get most of that) you'll cut Medicare even more and probably Medicaid too. That's your out- rageously inhumane "healthcare plan". We've seen how your "ecomomic philosophy" has transferred the biggest share of wealth in history from the poor and middle-class to the already wealthy and how you have the gall to ever say otherwise is frightening in what it tells us about your personal ambition being a priority over helping anyone who isn't rich and also over the good of our country. I predict the worst economic disaster that has ever befallen modern society to take place if you get a second term! Is that how you want to go down in the history books?? As far as the poor and homeless and elderly and sick go you "aim't seen nothin' yet". The mood of the populace is angry and if it keeps on this way and your ugly, divisive tactics continue, I wouldn't be surprised to see lots of blood in the streets. You can't ignore and lie to the largest share of the populace indefin- itely and expect them not to fight back. We know how many jobs are gone and still going and how the few jobs you've "created" are low-paying, partime and without fringe benefits. We know corporations have been allowed to incur massive debt which means less money for investment and how the executives still "get theirs" and the little guy pays, or in cases of coro, rampant bankruptcy, is left holding the bas. We know about the myriad,tax deductions (like operation loss) work and who they work for and how deregulation, mergers, hostile takeovers, and the like have cheated the average American and how jobs overseas makes companies richer (but not American workers). You8ve allowed the Federal debt to soar by never sending a decent budget to Congress. Foreign countries don't pay their fair share of taxes and deregulation has cut down competition and threatened public safety and your catering to special 2 interests all the while youre yelling at Congress for doing it (as if you have a special dispensation to do it) is disgusting. Your moral preaching while acting in an immoral way as far as taking care of this country's needs is shameful as is the constant streamm of misinformation and lies coming from the Republican Party and from you. You still don't seem to "get it" and, in the few cases you do, your actions are so cynical as to be unbelievable. Americans want more time to spend with their families yet, because of your neglect, have to work harder and longer for less and both parents have to do it. Some people have to beg or go on what little dole is left. For the first time in my life, and I've lived awhile, our church has had to feed people one or two nights a week in ever rising numbers and we're coming to the end of our finances and volumteer time. People don't want lectures about "family values" those that have them(values) don' t need the lecture and those that don't won't listen anyway. We want an effective and fair government that actually IS effective and fair and doesn't just talk about it! We want jobs, roads, healthcare that we can afford, a decent education ( and I don't want to pay for Catholics and Fundamentalists kids) as our forefathers meant us to have, enough police and programs for kids to cut down on crime (which has risen under you), and fairness in the tax code and a sense that we're actually getting something for our dollar all of us not just the voters who live in states that are vital for reelection and we want politics we don't have to hate. We also want a president we can trust. Think we're going to vote for you??????NOT ON YOUR LIFE!!!!! A tax cut? I don't want it even though I could use it, because I know it would increase the deficit and my grandchildren will be strapped. The rich people in this country want it they selfishily take all they can get and, of couse, they know, with you at the helm, they 11 be the ones that get it. It the same time, I'm tired of paying their share so get some revenue from raising taxies on them for a change. (I know your mind is set in cement on this, however). Don't you ever think of the future of all those grandchildren you so picturesdly surr- ounded yourself with at the convention? Don't you want a debt-free nation with clean air and water? Evidently you think just making sure they have money and are isblated from all those people who aren't radi- cal right-wingers is all they need, You are really short-sighted. And if foreign policy is so important why did you snatch Jim Baker away from it? I used to have a little respect for him but since he came the campaign has gotten more vicious, irrelevant and untrue so you are all down in the mud together. When you try to stand up at the end of this campaign, that mud won't come off. Are you being cowardly about the debates because your record has been so bad? Yours truly, Bob Body Donaldson 9/4 Phone regnetted Bruntagne OK to reqret Laurie & Tubby Hunter and Bill & Billie Carl Invite you to DOVE HUNT RANCHO FELICIDAD 3 pm Saturday — September 26, 1992 barbecue and drinks Saturday evening R.S.V.P. 512/888-4471 Johnnie Wesson LEAVE CORPUS CHRISTI ON I-37 - GO TO EXIT 36 (TYNAN/SKIDMORE), AT STOP SIGN (FM 359), TURN RIGHT, GO TO TYNAN - TURN LEFT IN TYNAN AT FM 796. TAKE 796 TO FM 888 (THERE WILL BE A CEMETERY), TURN RIGHT ON 888 APPROX. 15 MILES +/- TO RANCHO FELICIDAD (LOOK FOR SIGN ON THE LEFT). RANCH PHONE IS 358-8552. 131 65 BEEVILLE 59 To I-37 202 888 Navaser FELICIDAD 181 202 1-37 888 19 888 Skidmore Tynan : FILES- spoke September 1, 1992 w/her by phone Dear Mr. Baker: Congratulations to you! You're back in our old neighborhood. I'm writing to ask for your support and recommendation in filling an administrative position on the White House staff. I was unable to return to work following the '88 Campaign but due to personal circumstances - I must. You have probably completed staffing your immediate office but perhaps you would help me out by personally recommending me to White House personnel vouching for my professional record and personal character - not to forget - my dedication to The President. Recently, I received a call and had a subsequent interview with Mr. Fehrer of the personnel office. He had received my resume and wanted to meet with me to discuss my areas of interest. I also spoke to Ms. Jackson of your office to ask her to personally let you know that I was available. Of course, I would consider any office but believe there may be something available in Congressional correspondence and I would consider that area. Thank you Jim. I sincerely appreciate your recommendation. Pat Bye PS: If you could use some help in your office, I would accept a temporary spot until after the election. Pro-bono, if necessary. PATRICIA A. BYE 511 N. Wakefield Street Arlington, Virginia 22203 703-524-6619 WORK EXPERIENCE BUSH-QUAYLE '88 CAMPAIGN August 11, 1988 thru November 9, 1988 Assistant to Senator Dan Quayle's Campaign Director Supported the Campaign Director, his Deputy and the Director of Scheduling and Advance in all areas of the division's administrative procedures. Responsible for review and follow-up of incoming communications dealing with scheduling and long-range planning and for maintaining all official records for the office of the Vice Presidential Candidate. BLAIR HOUSE RESTORATION FUND March 2, 1987 thru June 17, 1988 Executive Director Managed all operations of the organization established to monitor and disburse funds in connection with the refurbishment of the official guest house of The President. Established operating, record keeping and financial procedures of the Fund, in consultation with its officers, attorneys and accountants. Managed the day-to-day operations of the Fund, which included arranging from its resources for payments related to the restoration of Blair House, reporting to the officers, and coordinating extensively with the Fund's directors, National Council members, contractors, and senior State Department Officials, including the Chief of Protocol, regarding all aspects of the organization. DEPARTMENT OF STATE September 6, 1983 thru July 11, 1986 Special Assistant to the Assistant Secretary of State for International Organization Affairs and Staff Coordinator for Plans and Policy Assisted the Assistant Secretary in implementing the multilateral policy objectives established by the President and Secretary of State. Insured that the Assistant Secretary's decisions were communicated and implemented in a timely and effective manner. Coordinated Bureau activities with appropriate White House Staff. Supervised the preparation of Congressional testimony. As staff Coordinator for Plans and Policy, devised systems whereby the Assistant Secretary was able to chart his priorities and commitments within the UN system. In an administrative capacity, arranged for the Assistant Secretary's U.S. Intergovernmental discussions, as well as international conferences and bilateral consultations, including the US General Assembly and the annual meeting of US Ambassadors to UN System agencies. Travelled extensively with the Assistant Secretary, providing both administrative and policy support. COMMISSION ON THE BICENTENNIAL OF THE US CONSTITUTION Special Assistant to the Staff Director November 5, 1985 thru and Liaison between office of the June 29, 1986 (Detail) Executive Director and Commission Staff At the request of the Chief Justice, was detailed by the State Department to the Bicentennial Commission to oversee The Chief Justice's transition from the Supreme Court to the Headquarters of the Commission and to serve as a Special Assistant to the Staff Director of the Commission. In latter capacity, served as Director of Operations for the Commission with responsibility for the establishment of administrative procedures and advising and assisting office directors with the implementation of various organizational plans. -2- THE WHITE HOUSE January 1982 thru July 1983 Administrative Assistant to the Deputy Chief of Staff Responsible for establishing the overall management procedures of the Office of the Deputy Chief of Staff of the The White House. Assisted the Deputy Chief of Staff on Presidential trips, including survey trips for Presidential summit meetings and temporary operations from the Santa Barbara White House. REAGAN-BUSH TRANSITION November 1980 thru PLANNING GROUP January 1981 0 Executive Assistant and Staff Coordinator Served as Executive Assistant and Staff Coordinator to the Director of Scheduling and Advance. During this time, served as one of two principal; staff coordinators at the Blair House acting as liaison on behalf of the Deputy Chief of Staff between the First Family, Inaugural Committee Chairman and the Transition scheduling office in planning inaugural and other activities specifically involving The President and First Lady. REAGAN-BUSH CAMPAIGN 1980 Adminsitrative Assistant Served as Administrative Assistant to the Director of Presidential Scheduling and Advance who was responsible for the full day to day scheduling of the Presidential Candidate in the General Election. PRIOR TO 1980 Served in a variety of administrative positions with the Army Intelligence and Security Command, the Army Security Agency and the Defense Intelligence Agency. -3- PRESCOTT SHELDON BUSH, JR. centrul files n 110 EAST 42ND STREET, SUITE 1300 NEW YORK, N.Y. 10017 FAX: 212-599-2235 TEL: 212-599-1409 August 28, 1992 The Honorable James A. Baker Chief of Staff The White House Washington, DC 20500 Dear Jim: It was good to see you at the Convention and to sit next to Mike and Rita. The enclosed letter, written to Senator Ed Pease in October 1990 by my niece, Dr. Kelsey Kauffman, who has a PhD in Criminal Justice, presents an idea that might be a good part of the President's Crime Package. I'm awfully glad you're back in charge in the White House and wish you God Speed in your labors. With warmest personal regard. Sincerely, Ches encl. PHOTOCOPYTING 82892jim.bak 82892j MISC. 10 October 1990 Senator Ed Pease P.O. Box 452 Brazil, IN 47834 Dear Ed, I am writing to propose that Indiana establish a separate correctional facility for female inmates and their young children. To my knowledge, only one prison in the United States permits children to remain with an incarcerated parent, a prison for women in New York State which allows mothers to keep infants until the child is one year old. The practice is more common in the rest of the world. For example, in Australia (where I lived during the 1980s) pre-school aged children can remain with their mother unless the mother's conviction is for child abuse. In Argentina (where I had the opportunity to visit women's prisons earlier this year) children are accommodated until they are two years old. As you are well aware, the incarceration rate for women in the USA is rising even faster than it is for men. Much of the increase is due to drug addiction. Many of the young drug-addicted women who go to prison are also mothers. They often conceived unintentionally, received little or no pre-natal care, gave birth prematurely, and bore children with substantial physical, intellectual, and emotional problems. Whether because of drug addiction, lack of parenting skills, poverty, absence of other caring adults in the home, and/or the special problems their children present--but not necessarly because of lack of love or good intention--many incarcerated mothers have failed in their role as parents. When a woman is convicted and incarcerated in Indiana today, she can take basic education or occupational training courses, participate in drug therapy, and receive regular visits from her children, logistics permitting. While the mother is in prison, her children may be cared for by relatives (who may or may not be suitable substitutes), be placed in one or more foster homes (which may, themselves, be less than satisfactory), or, in the case of children born with drug addictions, remain in a hospital. When the mother is released she is frequently reunited with a child who has even greater problems than before her incarceration, a child, moreover, to whom she is in part a stranger. As the parent-child relationship almost inevitably falters, 50, too, may the mother's resolve to remain drug-free. The cycle perpetuates itself in two senses: first with the mother's return to addiction, crime, and incarceration; second, and more devastating from a societal perspective, with the child's eventual involvement in the same destructive patterns. The Indiana Boys' and Girls' Schools are filled to capacity with children, some of whom are already parents themselves, as the cycle begins for a third generation. The facility I envision would offer the possibility of breaking this cycle. Unlike the prisons in New York, Australia, and Argentina that I have mentioned, where a few young children are housed along with their mothers amidst a general prison population, the proposed institution would be exclusively for incarcerated mothers and their young children. The primary mission of the institution would be enhancement of the parent-child relationship and the development of child and mother. Also unlike the other facilities I mentioned, where mothers often remain incarcerated long after their infants or toddlers have been required to leave, mothers would enter the proposed program only if their anticipated date of release was before their child was old enough to attend school. The idea would be to work with mother and child as a unit and prepare them for life outside as a unit. I see several important advantages of such an institution. By preserving and enhancing the bond between mother and child, improving parenting skills, and developing strategies by which the mother can cope with her children's developmental problems, the mother may gain and retain the most powerful incentive she may ever have to radically alter her lifestyle on the streets. Her children, meanwhile, would have the opportunity to develop in a safe and attentive environment without being separated from the one person in their lives who really loves them. In addition to reducing recidivism by mothers in the program, and helping to prevent future involvement in criminal behavior by their children, the program may provide more tangible and immediate benefits for Indiana taxpayers. The proposed institution would, I estimate, cost considerably less overall than the combined cost of incarceration for the mother and care for her children in foster homes or hospitals. (A recent article in The New York Times noted that the cost in California for keeping babies born to addicted mothers in institutional care is $6,000 per month per child. Foster parents willing to take "fragile infants" receive $1,729 per month per child.) Costs for internal and external security should also be substantially less at the proposed institution than in a typical women's prison; morale among inmates and staff would be higher, and incentives to escape minimized (not many mothers would seek to escape leaving their children behind them). I also think the chances of obtaining outside grants for the program would be excellent. The Indiana Department of Correction is currently requesting twenty million dollars for the first phase of a new women's prison. Now is the time to consider a new direction in treating female offenders. Although we have talked about prisons before, and I think I sent you a copy of my book, Prison Officers and Their World (Harvard University Press, 1988) last year, let me provide a bit more information about my background. I worked as a prison officer in the Connecticut Prison for Women in the early 1970s. Since then I have studied prisons and written a number of popular and scholarly articles about them, in addition to my book. I teach one course a year at DePauw University on prisons. I hold a doctorate in education from Harvard University, with a specialty in human development. Also important given the nature of this proposal, I have spent most of the past eight years being a nearly full-time parent of three young. children, and consider that responsibility to be the most important, challenging, and rewarding I have had in my forty-three years. I look forward to hearing what you think of my proposal. Sincerely, Kelsey Kauffman 609 Ridge Ave. Greencastle, IN 46135 317-653-6225 to central received 912 Files no action same letter to Sec. Baker GERALD F. FITZGERALD DRAWERA PALATINE, ILLINOIS 60078-8001 August 31, 1992 The Honorable James A. Baker The White House 1600 Pennsylvania Avenue Washington, DC 20500 The Honorable Samuel K. Skinner The White House 1600 Pennsylvania Avenue Washington, DC 20500 Gentlemen: As a long-time observer of the political scene, I feel motivated to make several observations: 1. President Bush should not be involved in the assault on his Democratic opponent. It does not appear presidential. To a lesser extent, the same holds true with Vice President Quayle. Hardball should be left to others. 2. President Bush is not perceived in general as being a strong leader on domestic affairs and is having a difficult time putting the blame on Congress where it belongs. I suggest the following: (a) the President should show his muscle with a line item veto of a minor bill. This will reaffirm presidential authority in the eyes of everyone. even if it should fail a court test. (b) Lastly, the President should index the capital gains tax, again an assertion of presidential authority and power. In my judgment, these would focus the fight between the President and the Congress where it belongs. Respectfully yours, Gerald F. Fitzgerald Chairman of the Board SUBURBAN Suburban Bancorp. Inc. 50 North Brockway Street BANCORP Palatine, Illinois 60067-5064 708-359-1077 FAX 708-359-1687 178EOB The Honorable Samuel K. Skinner The White House 1600 Pennsylvania Avenue Washington, DC 20500 GERALD F. FITZGERALD DRAWERA PALATINE, ILLINOIS 60078-8001 TRUSTWORTHY LOYAL HELPFUL FRIENDLY COURTEOUS KIND OBEDIENT CHEERFUL THRIFTY BRAVE CLEAN REVERENT B PREPARED No. 02571 phone You are cordially invited negnetted to attend a NATIONAL EAGLE SCOUT COURT OF HONOR Honoring DANIEL GABRIEL HURLBURT and DAVID ANTHONY SWAN of South San Francisco Troop 281 at Hillside Elementary School 1400 Hillside Blvd. South San Francisco, California Saturday, September 12, 1992 at 6:30 p.m. Light Buffet R.S.V.P. Jane Hurlburt Following Ceremony (415) 355-8102 Elizabeth Swan (415) 756-8136 David Anthony Swan 412 HIGATE DRIVE DALY CITY CA 94015-3903 Mrs. Elizabeth Swan 412 Higate Drive Daly City, CA 94015 FRANCIS AAN AN PM AUG 31 OCCA AU Mo 200 992 THE HONORABLE JAMES A BAKER 111 SECRETARY OF STATE WASHINGTON D C 20510 RICHARD L. PIEN CENTRAL Wednesday, September 2, 1992 NRN Dear Mr. Baker: 09/8/92 Congratulations on your new Chairmanship of BUSH*92*QUAYLE. I look forward to completing my transition to the White House following our introduction by Jonathan Moore at Harvard's Institute of Politics. Sincerely, James A. Baker The White House Washington, DC 20500 RICHARD L. PIEN ADDRESS: 394 MARLBOROUGH STREET, BOSTON, MA 02115. TEL: (617) 437-0394 PROFESSIONAL SKILLS & EXPERIENCE NEW ENGLAND BUSH*92*QUAYLE COMMITTEE Sep 1991-Aug 1992 Republican Convention Delegate lists for New England, Embroidered Polo shirt fundraiser item. * New Hampshire rally, OH National Medical address, Thyroid Fnd Benefit, Harvard & Yale coordination. Harvard JFK Sch of Gov IOP Study Grp: US-Pacific Rim Policy with Amb James R. Lilley, Fall '91. Harvard JFK Sch of Gov IOP Study Grp: Road to the White House with John Ellis, Spr '92. MASSACHUSETTS WELD FOR GOVERNOR FINANCE COMMITTEE May 1989- Jan 1991. Transition Committee, Inc.: candidate since 11/6/90; MRP Finance Cmte appointment: 8/1/91. Harvard JFK Sch of Government IOP Study Grp: The new Weld administration Spr '91. Interfaced Weld endorsements by US Pres Bush, US Vice-Pres Quayle, Sec E. Dole. Speech proposals, fund-raising, endorsements, State Cmte caucus, convention, SJC, debates. 21st US Decennial Census: May 1990 Hatch Act restriction for Back Bay Nonresponse Follow-up. GREATER BOSTON GEORGE BUSH FOR PRESIDENT PRECINCT CAPTAIN Feb 1987- Jan 1989. Proposed speaking engagements for Vice-Pres Bush: Yale & Harvard Clubs of Boston, Wang Labs. Office guests included Secretary of State Henry Kissinger & Secretary of Education William Bennett. Grass roots organization & formation of Massachusetts steering committee. Harvard JFK Sch of Government IOP Study Grps: The White House Fall '89, Inside Baseball Spr '91. Yale Political Union introduction to Chubb Fellow George Bush, Timothy Dwight, 1977. NEW ENGLAND REGIONAL U.S. TREASURY-INTERNAL REVENUE SERVICE REPRESENTATIVE Jan 1985-Jan 1987. Acquired skills in individual and employment tax law and regulation. Represented IRS Taxpayer Service for New England and part of New York. DISTRICT MANAGER FIRST FEDERAL AIR TRAVEL PASS ON AIR FLORIDA MARKETING/SALES Dec 1982-Jun 1984. Developed and executed training program & telemarketing program. Wrote training manuals. Directed Boston office of 3 assistant managers, 3 secretaries, 35 sales consultants. Supervised highest productivity office in New England, New York City, Washington, DC. RESEARCH RESEARCH ASSISTANT IMMUNOGEN CORPORATION, Boston, MA Aug 1981-Apr 1982. Verified the cytotoxicity of Adriamycin and Daunorubicin in treatment of cancer. General adviser Nobel Laureate '81, White House National Medal of Science '90. SENIOR THESIS YALE SCHOOL OF MEDICINE, New Haven, CT Jan 1978-Aug 1978. Senior Thesis: research endorsed by Nobel Laureate '74 on specific inactivation of marker enzymes. INTERNATIONAL GRAND TOUR ORIENT: CHINA, JAPAN, HONG KONG May 1979-Aug 1979. * Hosted by US Ambassador to the Republic of China & Citicorp Citibank ROC Head Officer. RELATED SKILLS LANGUAGES French & Chinese Mandarin MICROCOMPUTERS Macintosh, IBM, & Forth generation languages EDUCATION HARVARD UNIVERSITY * Advisory Committee, Harvard Extension Alumni Association, Appointed Sep 1991. Harvard University Extension, Cambridge, MA, C.S.S. One year Harvard M.B.A., Finance, Honors, Harvard Law School Quadrangle. May 1988-Jun 1989. Graduate School of Arts & Sciences, Cambridge, MA, Gp. One year graduate program, Division of Medical Sciences, Harvard Medical School Quadrangle. Sep 1980-May 1981. YALE UNIVERSITY * Yale College, New Haven, CT, B.A. Molecular Biophysics & Biochemistry. Sep 1975-May 1979. Senior Thesis endorsed by '74 Nobel Laureate* Advanced Placement: Freshman English & Calculus. HAWKEN SCHOOL Preparatory Secondary School, Gates Mills, OH, Honors. Sep 1971-May 1975. * Harvard College Secondary School Program, Summer 1974, Weld Hall. SAT: Verbal 600/Math 720, ACH: Math II 770. Extracurricular Activities Varsity Roster Squash Racquets, Tennis, Classical Music, Photography. THE WHITE HOUSE WASHINGTON August 21, 1992 Dear Mr. Pien: On behalf of President Bush, thank you for your kind words of support and the Bush/Quayle '92 polo shirt. I know the President appreciates your kind gesture. In the months ahead we will definitely need active campaigners such as yourself letting people know what a great President they have in George Bush. Glad to see that New England is in good hands. Thank you again for the thoughtful gift. Sincerely, M.Kupm Deputy Assistant to the President for Political Affairs Mr. Richard L. Pien 394 Marlborough Street Boston, MA 02115 TFF The Thyroid Foundation of America, Inc. Honorary National Director Pat Bradley. L.P.G.A. Medical Advisory Council David V. Becker. M.D.* Orlo H. Clark. M.D. David S. Cooper. M.D.* Francis S. Greenspan. M.D. Joel I. Hamburger. M.D. (Ex-Officio) August 14, 1992 Elliot G. Levy, M.D. E. Chester Ridgway, M.D. Clark T. Sawin, M.D. Martin I. Surks. M.D. Mr. Richard L. Pien Lawrence C. Wood, M.D. 394 Marlborough Street Business Boston, MA 02115 Advisory Council United States of America Mr. George R. Baldwin* Mrs. Judith A. Brodkin Mr. Louis W. Cabot Mr. George M. Collins. Jr. Dear Mr. Pien: Eugene W. Downing, Jr., Esq. Mr. David G. Falwell Mrs. Judith T. Fulkerson Thank you for sending me a copy of that special Ms. Jeannette Hargroves note which you sent to First Lady Barbara Bush. Ms. Patricia T. Kosinar Mr. Donald J. MacMillan* I am pleased that you were able to attend that Mr. John W. MacNeil Ms. Jeanne K. Macmillan special Educational Forum and luncheon in honor Ms. Stephanie A. Martini of Mrs. Bush. Mr. Richard J. McDermott Mr. H. Calvin Place I know she is pleased to have you inspired to Mr. Robert J. Sales Mr. Robert Shamroth campaign on the New England Committee for the Mrs. Marion Soupios Shichman President. Mr. Charles Small *Board of Directors Sincerely, Officers President Cere Ceel Lawrence C. Wood, M.D. Lawrence C. Wood, MD, FACP Treasurer President/Medical Director Ms. Jeannette Hargroves Clerk Ms. Lora S. Hammer LCW:syn Staff cc: First Lady Barbara Bush Medical Director Lawrence C. Wood. M.D. Director of Operations Nancy K. Cohn Director of Special Events Helen Claire Sievers Assistant Director for Membership Ms. Lora S. Hammer Assistant Director for Development Ms. Pamela J. Quattrocchi Newsletter Editor-in-Chief Mrs. Ruth Hapgood Ruth Sleeper Hall 350, Massachusetts General Hospital, Boston, MA 02114 Phone (617) 726-8500 Fax (617) 726-4136 9/4- CJ called Gilbert Scott to PERSONAL TO CENTRAL say that JAB could not possibly intervene on this sort of thing totally inappropriate. Empathized August 25, 1992 with his 2213 Eastwood Drive feelings as Richardson, TX 75080 a father; Tel: (214) 234-0481 sorry we couldrithelp. Mr. James A. Baker, III The White House Washington DC 20500 Dear Jim: It has been 45 years since we were at The Hill School during the 1946-47 school year. I lived in Hillrise and had occasion to come to know you. 1 have watched your accomplishments through the recent years with great interest and congratulate you on the wonderful success you have had in your political and diplomatic activities. 1 am pulling for you and The President to do your magic and win this one too. Heaven only knows the country cannot stand another Carter style presidency. 1 am writing you for help to save a young man, my son Cadet Andrew B. Scott, from a very unjust separation from the United States Military Academy. My intention is to make this letter brief, for I feel it is far more important for you to take your time to read the case file and the enclosed sampling from over 100 letters sent to DA and added to the case file. The letters are by Andrew's peers, professors, and life-long associates. This is my purpose I ask you personally to read all of this. Only then can you perhaps understand that this is a case of principle, not one of emotion. Only then can you begin to understand who Andrew is, who he dreams of becoming, what he has the capabilities of being and thus why he seeks a reversal in this decision. The Department of the Army seems to abhor reversing a decision of the Superintendent of the USMA no matter how unjust and it may be. I am asking for your help to insure that a truly unbiased evaluation and just decision is made and returned to West Point by the Department of the Army. As his father, I am not asking the impossible; I am only asking for that which is right and just in the decision process. Gratefully, Gl GILBERT T. SCOTT The Hill Class '47 USMA Class '52 P.S. A complete file was sent to President Bush in late June and a second letter was promised to be delivered to him by his Physician when he visited the Super Conducting Super Collider in Texas. G.T.S. URGENTIL LEASE READ IMMEDIATELY. ACTION PENDING. Jerry L. Livezey 3360 Southlake Park Road Southlake, Texas 76092 817+329-9058 July 27, 1992 President George Bush Executive Office of the President 1600 Pennsylvania Ave. N.W. Washington, D.C. 20500 RE: For inclusion in the file of Cadet Andrew Scott, United States Military Academy Dear Sir, I am writing this letter to urge you to intercede in the decision to separate Cadet Andrew Scott from the United States Military Academy. This decision was a tragic mistake for several reasons. I am enclosing a copy of the letter I forwarded to General Graves, Superintendent of United States Military Academy, outlining my objections. I would also urge you to recommend education and counseling for General Graves and his staff regarding the purpose, tradition, and operation of the Cadet Honor Code at West Point. The Honor Code and Honor System belong to the Corp of Cadets, but control of the Code has been taken over by the regular Army officers involved. They appear to totally ignore the input of the Corp Honor Representatives, contrary to the published guidelines of the Honor Code. Sir, the Honor Code is one of the foundations of the United States Military Academy at West Point. Please do not allow misguided Army officers to undermine its values and effectiveness. I trust you will assist in correcting this dreadful mistake for the good of the Corp of Cadets, the United States Army, the American taxpayer, and Cadet Andrew Scott. Sincerely, Jerry L. Livezey TIFCO INTER-AMERICA 7125226620 P.01 Central 3 Sept 92 To: James A. Baker 111 Fax 202 456 2397 From: Peter C. Maffitt Fax 713 522 6620 tel: 713 523 6869 Re: Nov, 1992 Election Dear Jim, It is absolutely essential that the President be re- elected. What can I do to be of help? In the past few months I have been in Chicago, Wash DC, Miami, SL. Louis, and Denver. I have never felt such politcal anger, economic fear, and indifference. George does best when faced with as challenge, but how did we get in such a situation. For example, we have a cousin who is as strong a Republican as possible, but his wife will not put a Bush sticker on her car in Houston for fear someone will damage her car. I have a college roommate who is a life-time Republican who is totally turned off by the President. We have an elderly aunt who is furious over the abortion issue. The anger goes on and on. I had a Media pass at the Convention. From conversations and what I read, the Media is as hostile as I have every seen it towards the President. The issue now is how to turn this negative voting feeling around. You may not be aware of the extend of job fear related to LAFTA. I am getting several calls on how to move a US factory to Mexico, but Carla Hill is going around the nation trying to tell workers that LAFTA will create jobs in US. From a statesman issue LAFTA makes great sense, but has anyone looked closely at the short-turn political results? People are very fearful of globalization and Clinton isolationism is very appealing to a broad sector of the US. I hope that when the American public gets to the voting booth he or she will put aside the anger and emotions and vote with reason. Sincerely, Peter Peter C. Maffitt File. 9/9/92 no response messary B Montague BARBARA CHRISTIE 5305 CROMWELL DR BETHESDA MD 20816 06AM WESTERN UNION MAILGRAM® UNITED STATES POSTAL SERVICE 1-001742K250 09/06/92 ICS IPMBNGZ CSP WHSB 3013204904 MGMS TDDA BETHESDA MD 60 09-06 0220P EST THE HONORABLE JAMES BAKER STAFF DIRECTOR WHITE HOUSE WASHINGTON DC friend? 20500 DEAR JIM MAY I MEET WITH YOU AS SOON AS CONVENIENT IF FORWARDED CORRESPONDENCE ON ISSUES INVOLVED WHERE I HAVE KNOWLEDGE AND EXPERIENCE. HAVE TRIED TO HELP THE PRESIDENT SINCE 1979. CAN RENDER A CONTRIBUTION IN THE EFFORT TO REELECT PRESIDENT UNDER YOUR ADROIT GUIDANCE. RESPECTFULLY ALEXANDER K CHRISTIE 14:16 EST MGMCOMP MGM CS (10/89) To reply by Mailgram Message, see reverse side for Western Union's toll-free numbers. TO REPLY BY MAILGRAM MESSAGE, PHONE WESTERN UNION ANYTIME, DAY OR NIGHT: FOR YOUR LOCAL NUMBER, SEE THE WHITE PAGES OF YOUR LOCAL TELEPHONE DIRECTORY OR DIAL (TOLL-FREE) 800-325-6000 THE WHITE HOUSE WASHINGTON September 2, 1992 MEMORANDUM FOR PHILLIP D. BRADY ASSISTANT TO THE PRESIDENT AND FROM: JAMES STAFF A. SECRETARY BAKER, III JAB CHIEF OF STAFF AND SENIOR COUNSELOR TO THE PRESIDENT SUBJECT: COMMISSION REQUEST Please have a Commission prepared for the following person: NAME: David Q. Bates, Jr. TITLE: Assistant to the President and Special Assistant to the Chief of Staff STATE: Texas Thank you. THE WHITE HOUSE WASHINGTON September 8, 1992 MEMORANDUM FOR PHILLIP D. BRADY ASSISTANT TO THE PRESIDENT AND FROM: JAMES STAFF A. SECRETARY BAKER, III JAB CHIEF OF STAFF AND SENIOR COUNSELOR TO THE PRESIDENT SUBJECT: COMMISSION REQUEST Please have a Commission prepared for the following person: NAME: Thomas A. Scully TITLE: Deputy Assistant to the President and Counselor to the Director, Office of Management and Budget STATE: Virginia Thank you. THE WHITE HOUSE WASHINGTON September 8, 1992 MEMORANDUM FOR PHILLIP D. BRADY ASSISTANT TO THE PRESIDENT AND FROM: JAMES STAFF A. SECRETARY BAKER, III JAB CHIEF OF STAFF AND SENIOR COUNSELOR TO THE PRESIDENT SUBJECT: COMMISSION REQUEST Please have a Commission prepared for the following person: NAME: Chester Paul Beach, Jr. TITLE: Associate Counsel to the President STATE: Virginia Thank you. THE WHITE HOUSE WASHINGTON September 8, 1992 MEMORANDUM FOR PHILLIP D. BRADY ASSISTANT TO THE PRESIDENT AND FROM: JAMES STAFF A. SECRETARY BAKER, III JAB CHIEF OF STAFF AND SENIOR COUNSELOR TO THE PRESIDENT SUBJECT: COMMISSION REQUEST Please have a Commission prepared for the following person: NAME: Gary L. Foster TITLE: Deputy Assistant to the President for Special Events STATE: Texas Thank you. SENT BY:OFF OF GERALD R. FORD ; 9-10-92 11:10AM ; X- West Wing (1st Fir) :# 2 NRN GERALD R. FORD September 10, 1992 Dear Jim: Here is my letter to the Editor of the Denver Post and a copy of how the Post used it. On Monday, September 14th, I am doing a press conference in San Diego on the same subject. Best regards, The Honorable James A. Baker III Chief of Staff The White House 1600 Pennsylvania Avenue Washington, D.C. 20500 SENT BY:OFF OF GERALD R. FORD ; 9-10-92 111:10AM ; X- West Wing (1st Flr) ;# 3 GERALD R. FORD September 9, 1992 Dear Mr. Editor: Your Editorial - "There was only one Truman," disturbs me as it ignores two fundamental Truman-Bush similarities in contrast to several serious Clinton differences with the two Presidents. Recently, I saw and heard Governor Clinton discuss President Bush and President Truman. Let me expand it to include Governor Clinton, as well. In WWI, President Truman fought courageously in combat in Europe as an officer in the U.S. Army. In WWII, President Bush was the youngest combat Navy pilot and was shot down by enemy forces in the Pacific War. Governor Clinton and several of his relatives in contrast, manipulated and maneuvered so he did not serve in the Armed Forces while the U.S. was at war. Both Truman and Bush, obviously believed that military service in wartime was an obligation of citizenship and an act of patriotism. Governor Clinton did not. Let me add another contrast between the two Presidents on the one hand and Governor Clinton on the other. In June 1950, President Truman, under the auspices of the U.N., committed U.S. Armed Forces to meet the invading communist forces in Korea that ware challenging the national interest of America and its allies. (Continued on Page Two) SENT BY:OFF OF GERALD R. FORD ; 9-10-92 :11:10AM ; X- West Wing (1st Fir) :# 4 In 1991, President Bush, also under the auspices of the U.N., committed U.S. Armed Forces to protect America's national interest against the middle east invasion by Saddam Hussain. In 1991, Governor Clinton in the Gulf Crisis opposed the decision of President Bush, a majority of the members of the House and Senate and the members of the U.N. Security Council. Again, Truman and Bush reacted similarly - firm activists against military aggression in opposition to U.S. national interest. Here is Governor Clinton's response in this foreign policy crisis: "I agree with the arguments of the people in the minority on the resolution - that we should give sanctions more time and mayba even explore a full-scale embargo before we go to war." (1/15/91) "I guess I would have voted with the majority if it was a close vote. But I agree with the arguments the minority made." (1/15/91) How's that for a Profile in Courage. Best wishes Heald R. Ford Mr. F. Gilman Spencer Editor The Denver Post 1560 Broadway Denver, Colorado 80202 SENT BY:OFF OF GERALD R. FORD ; 9-10-92 :11:11AM X- West Wing (1st Fir) 5 THE DENVER POST Thursday, September 10, 1992 in at aly Former President Ford lauds Bush, derides Clinton Truman had no liking for a GOP president Your editorial "There was only one lenging the national interest of America he Truman," (Post, Sept. 9) ignores two fun- and its allies. damental Truman-Bush similarities in In 1991, President Bush, also under the President Bush wants to compare his contrast to several serious Clinton differ- campaign to that of President Truman. In auspices of the U.N., commited U.S. ences with the two presidents. armed forces to protect America's na- "Plain Speaking: an Oral Biography of Recently, I saw and heard Governor tional interest against a Middle East in- Harry $ Truman" by Merle Miller, Presi- Clinton discuss President Bush and Presi- vasion by Saddam Hussein. dent Truman had this to say about a Re- dent Truman. Let me expand it to include publican president: "He'll look out for the In 1991, Governor Clinton in the Gulf Governor Clinton, as well. Crisis opposed the decision of President rich and squeeze out the farmer and the In World War I, President Truman Bush, a majority. of the members of the small business man. Somebody who'll do fought courageously in combat in Europe House and Senate and the members of the everything in his power to make the rich as an officer in the U.S. Army. U.N. Security Council. richer and the poor poorer." In World War II, President Bush was the GLENN BAKKER Again, Truman and Bush reacted simi- youngest combat Navy pilot and was shot Tabernash larly - firm activists against military down by enemy forces in the Pacific War. 5- aggression in opposition to U.S. national Governor Clinton and several of his interest. relatives, in contrast, manipulated and Here is Governor Clinton's response in Hornby's column stirred up maneuvered so he did not serve in the this foreign policy crisis: a little guy's resentment 11- armed forces while the U.S. was at war. "I agree with the arguments of the peo- Both Truman and Bush obviously be- ple in the minority on the resolution - is lleved that military service in wartime was that we should give sanctions more time I'm writing about Bill Hornby's col-- an obligation of citizenship and an act of and maybe even explore a full-scale em- umn, "Time to buy insurance on Colorado patriotism. Governor Clinton did not. bargo before we go to war." (Jan. 15) schools" (Post, Aug. 27). -2 Let me add another contrast between "I guess I would have voted with the Why is it that most of you in the media the two presidents on the one hand and majority if it was a close vote. But I reside in liberal wonderland? For Hornby 4 Governor Clinton on the other. agree with the arguments the minority to say this isn't a political issue of Repub- le In June 1950, President Truman, under made." licans VS. Democrats is to ignore the basic the auspices of the U.N., committed U.S. How's that for a Profile in Courage? notion of how these "acts" come about. armed forces to meet the invading com- GERALD R. FORD This indeed is a political issue, pitting munist forces in Korea that were chal- AVON those who are fiscally responsible (Re- - publicans) against those who believe the as only way to govern is with scare tactics, e. Post didn't do its homework on Florida codes i.e. our children, and more taxes (Romer, Democrats). ill With a daughter, 5, and a son, 15 I must take strong exception to your many lose their houses, but their places of months, I do believe in children first. I editorial of Aug. 27 on the violence of na- employment are also gone. My sister's also believe in the Constitution and the p- ture. I was born in South Florida and Sub Shop in Homestead no longer exists. right not to be taxed unfairly. ty lived there for 39 years, having moved to She donated 82,000 worth of frozen meat Governor Romer thinks every time Denver one week ago. to a shelter. Many others are doing simi- there is a shortage the only answer is to You obviously did not do much home- lar things without regard to their pockets. raise taxes. This time he wants to create work on the building codes of the area. By Your writers should be expressing the third-highest sales tax among major code, structures must be able to with- shock over the bureaucratic delays in dis- U.S. metro areas - higher than Boston, stand winds of 120 mph. What is, in your tribution of food, water, fuel, etc. The New York or Los Angeles. in words, "a more typical hurricane"? United States can get aid to other coun- Quit with your scare tactics, Hornby. There has not been à storm of this magni- tries quicker than within Its own borders. We have a great deal of options at our tude in South Florida since 1935. How Instead, your writers are advocating a disposal before we again go to John Q. he high do you go with the codes, 180-200-225 slower process for handling the federal Public for more hard-earned money. mph? The costs, contrary to your state- loans. Easy to do, I guess, from the pro- Why not impose a small tax on gam- ment, would be staggering. verbial "Ivory Tower." bling and apply it to our schools? But The people In South Florida have PATRICK J. SULLIVAN leave us little guys out of it. id enough worries right now. Not only did Arvada MARK J. FARROW Englewood a- When not collected, fossils just weather away Don't revile nursing homes he on Some glaring inaccuracies and omis- bureaucrats would restrict fossil collect- to sions in "Fossil fans have bone to pick" ing on public lands and elevate fossil col- Regarding Laura Hershey's recent Post al (Aug. 26) need to be taken up by your le- lecting to almost the level of drug crimes, column on nursing homes: I agree that: gal affairs writer. with seizure, fines, vehicle confiscation some are better than others, and that y, A group of professional fossil collec- and even jail time possible. Hunters, rock there are inherent problems with them. tors, having leased collective rights from collectors and all people who have ever But please don't denounce and degrade ce a tribal member owning the land, had picked up a pretty rock, beware - you them as you do. of their find seized by the government with- may soon be a criminal They are places for individuals who re- ouire 24-hour supervision. not just "help": SENT BY:OFF OF GERALD R. FORD ; 9-10-92 11:12AM ; X- West Wing (1st Flr) # 6 68 Wednesday, September 9, 1992 THE DE THE DENVER POST Mike Keefe F. GILMAN SPENCER WILLIAM DEAN SINGLETON, Chairman Editor DONALD F. HUNT, Publisher CHUCK GREEN Editor of the Editorial Page RYAN McKIBBEN Executive Vice President and General Manager NEIL WESTERGAARD RICHARD JACOBS Executive Editor Senior Vice President, Administration and Operations WILLIAM H. HORNBY KIRK MacDONALD, VP Advertising FRANK DIXON, VP Operations Senior Editor FRITZ ANDERSON, VP Finance STEVE HESSE, VP Circulation JAMES BANMAN, VP Human Res KEN CALHOUN, VP Marketing There was only one Truman HARRY TRUMAN might be But Bush hasn't done his home- than heck, or some- work well enough. While it is true thing to that effect, if he knew that Truman eventually tri- how his reputation was being bor- umphed despite dismal opinion rowed by lesser men. Truman polls, Truman was able to recap- was a one-of-a-kind, no-nonsense, ture voters' loyalty by reminding down-to-earth, decisive, this-is- them of who he was and what he where-I-stand kind of fellow. He stood for - the very qualities stood up to the Chinese in Korea that Bush has difficulty defining. and dressed down Gen. Douglas Besides, when Truman railed MacArthur when the time came. against a do-nothing Congress, he The 33rd president pushed the could make the charge knowing Marshall Plan on the European that he had put forward a well- READEI front and the Fair Deal on the conceived domestic agenda that home front. Sure, he complained lawmakers had failed to enact. Bannir about a do-nothing Congress - Bush, by comparison, has govern- but he made it clear that the buck ed largely by veto, not by vision. stopped at his desk. His mantle And Truman might be appalled at I read with gre: should not be lent lightly to any Bush's past resistance to new civ- column by Richard politician. 11 rights laws. sue of 25 to 28 pel Yet of the two presidential con- Bush also has a problem with a day 18 indeed terr Reeves's conclusio tenders who now are trying to be little-reported nuance of history 1. Where does R the new Truman, George Bush that undermines his claim to be handguns were use has the lesser claim. Bill Clinton, able to overcome poor poll stand- sibly some type of if his campaign rhetoric is to be ings. Reeves seems fixa believed, at least understands One problem pollsters had with 2. The crime 0 that America must be strong in- predicting Truman's re-election away just because ternally if it is to be a world lead- was that public survey techniques harder to possess clubs, fists or even er. His people-first policies might in the late 1940s were very primi- also offer an opp fit right into the thinking of the tive and S0 failed to account for someone in. plain-spoken man from Missouri the sentiments of large numbers 3. Yes, let's adc who was the first president since of middle- and lower-income vot- reaucracy with th Reconstruction to promote a civil ers. Truman therefore may never rights agenda. really have been behind in public affection, as the poll numbers in- Parach George Bush, in contrast, claims to be the new Harry Tru- dicated. man simply on the basis of com- But for the last four decades, Parachute has a ing from behind to win the politi- pollsters have labored intensely to shale "boom and by cal horse race. He seems to have avoid similar mistakes, so today, "boom and bust" B looked at his own ratings, then thanks to better survey methods, astating and long opened the history books and it is undeniable that Bush's popu- town and its reside I think that it W picked out a president whose situ- larity truly has sagged. the people who live ation appears to fit his own sorry The difference may prove deci- that Mayor Beasle dilemma. sive come Election Day. gambling initiative Martel & Associates NRN Executive Communication Counsel 9/10- offin Beth" is to called thank Myles Martel, Ph.D. President August 26, 1992 The Honorable James Baker, III Chief of Staff The White House Washington, DC 20006 Dear Jim: Congratulations on your new position. I am so pleased that you're now in charge. For the past 12 years -- since we were last together -- I've worked on 200 plus debates. The enclosed manual should be helpful in shaping President Bush's debate strategy. In warm friendship, and with every good wish. Very sincerely yours, Myles Martel ONE ALDWYN CENTER, VILLANOVA, PENNSYLVANIA 19085 215-525-5959 Fax: 215-525-4476 POLITICAL CAMPAIGN DEBATES: IMAGES, STRATEGIES, AND TACTICS DEBATE PREPARATION GUIDE Myles Martel, Ph.D. Martel & Associates POLITICAL CAMPAIGN DEBATES: IMAGES, STRATEGIES, AND TACTICS DEBATE PREPARATION GUIDE Myles Martel, Ph.D. Copyright, 1992, Martel & Associates Martel & Associates TABLE OF CONTENTS TITLE PAGE Net Effects Goal-Setting Process 1- 5 Planning Political Debate Strategy 6 - 7 Substance Goal-Setting Process 8 Image Goals 9 Major Tactics for Debates 10 Managing Hostility 11 Banana Peels 12 - 14 Debate Headlines 15 - 16 Debate Preparation Plan 17 - 24 Martel & Associates WORKSHEET THE NET EFFECTS GOAL-SETTING PROCESS SHAPING YOUR DEBATE STRATEGY Step 1. Designate your target audience(s) for the intended communication, and identify where they fall in relation to the bull's eye (your most important target audience). a. Males i. Size of family b. Females j. Union affiliation c. Age parameters k. Political affiliation d. Religious preference 1. Voting profile e. Racial origin m. Interest in election f. Socio-economic status n. Attitude re: candidate g. Education O. Attitudes re: specific issue positions h. Geographic area p. Other Step 2. Once you analyze each target audience in terms of relevant demographics, knowledge level and attitudes, ask throughout the entire Goal-Setting Process: 1. How relevant is each demographic factor or combination of demographic factors to your overall debate strategy? 2. How does the relevance of any of the above affect the ideas or language you select, the extent to which you rely on emotional VS. logical appeals, the types of examples you choose, and the degree of technicality of your presentation? 3. To what extent is the audience familiar with the issues you are presenting and with you and your campaign? To what extent does their degree of familiarity affect how you shape your approach to the debate? 1 Martel & Associates Worksheet - The Net Effects Goal-Setting Process - Page Two Step 3. Define in precise terms the attitudinal and/or behavioral support you are immediately or ultimately seeking from your target audience(s). Principal Goals: 1. Quantifiable electoral support from one or more specific target audiences. 2. Quantifiable elevated name recognition. 3. Reinforcement of support base (quantifiable) 4. Added legitimacy to campaign (quantifiable) 5. Prevention of erosion resulting from a less than impressive performance (Risk averse pressured obligation vs. opportunity) 6. A combination 7. Other Rank order on a 1-5 scale (1=low significance, 5=high significance) the significance of the following objectives in achieving your goal(s): I. Differentiating The ability to differentiate myself from my opponent(s) on the basis of: 1. Issue positions/votes Specify: 2. Experience Specify: 3. Accomplishments Specify: 4. Character Specify: 5. Image/Personality Specify: 6. Party Specify: 7. Campaign Specify: 8. Vision/Philosophy Specify: 9. Other Specify: How important is selling to the process of differentiating? Specify: How important is defending? Specify: How important is attacking? Specify: 2 Martel & Associates Worksheet - The Net Effects Goal-Setting Process - Page Three A. Selling 1. The ability to "sell" my issue positions in general 2. The ability to "sell" my issue positions on the following topics: a. Education b. Jobs c. Healthcare d. Crime in general e. Urban crime f. Drugs g. Economic development h. The economy i. Tax policy j. Foreign affairs k. Trade 1. Defense m. The environment n. Transportation O. Social security p. Agricultural policy q. Other 3. The ability to "sell" the more relevant aspects of my experience, specifically: 4. The ability to "sell" my accomplishments, specifically: 5. The ability to "sell" my vision/philosophy: 6. The ability to "sell" my image, personality/character: 3 Martel & Associates Worksheet - The Net Effects Goal-Setting Process - Page Four B. Defending The ability to "defend" against existing or probable attack my: 1. Issue positions/votes Specify: 2. Experience Specify: 3. Accomplishments Specify: 4. Character Specify: 5. Image/Personality Specify: 6. Party Specify: 7. Campaign Specify: 8. Vision/Philosophy Specify: 9. Other Specify: C. Attacking The ability to attack my opponent(s) on the basis of: 1. Issue positions/votes Specify: 2. Experience Specify: 3. Accomplishments Specify: 4. Character Specify: 5. Image/Personality Specify: 6. Party Specify: 7. Campaign Specify: 8. Vision/Philosophy Specify: 9. Other Specify: II. Agreeing/Aligning 1. With advisability of actions taken by opponent 2. With opponent's assessment of a problem (its nature and scope) 3. With opponent's goals for resolving the problem. 4. With opponent's analysis of the cause of a problem 5. With element(s) of the opponent's proposed solution 6. With element(s) of the opponent's vision 7. Other If agreeing/aligning seems strategically advisable and tactically feasible, specify the focus of the alignment, its rationales (e.g., to project a statesmanlike image, to highlight or sharpen distinctions despite points of commonality), and how the alignment will be executed. How helpful or risky is aligning? (implicitly or explicitly) Specify: 4 Martel & Associates Worksheet - The Net Effects Goal-Setting Process - Page Five Step 4. Define in precise terms the behavior you must prevent from occurring within your target audience: Are you seeking to prevent: Erosion of support (psychological, financial, etc.) Protest Deterioration of Morale (within campaign and support base) Anticipated misperceptions of fact Release of sensitive information Speculation/rumor The perception of negligence Public concern or fear The highlighting of a distracting/potentially embarrassing negative Undue optimism/pessimism Something else? 1. What principal values underpin the most salient issue positions selected for your debate strategy? Puritan and pioneer morality, or the willingness to cast the world into categories of foul and fair, good and evil, and so forth. Value of the individual, or the ranking of the rights and welfare of the individual above those of government and as important in other ways. Achievement and success, or the accumulation of power, status, wealth, and property. Change and progress, or the belief that society develops in positive ways measured by progress. Ethical quality, or the view that all persons are equal in a spiritual sense and ought to be in a realm of opportunity. Effort and optimism, or the belief that hard work and striving will ultimately lead to success. Efficiency, practicality, and pragmatism, or the value placed on solution-oriented as opposed to ideologically-oriented thinking.* 2. What is the specific nature of the media coverage needed to enhance the likelihood that your Net Effects Goal(s) will be achieved. Summarize your Net Effects Goals based on the exercise performed above: *Edward D. Steele and W. Charles Redding, "The American Value System:Premises for Persuasion," Western Speech, Vol. 26 (Spring 1962), pp. 83-91. 5 Martel & Associates Planning Political Debate Strategy Pinpointing Candidate Strengths and Opponent Vulnerabilities A. Issue Positions -- on basis of: Overall Philosophy/Ideology Logic Evidence/Methodology Values or Principles B. Record: Competence-related experience Attendance, votes and committees Votes (general voting pattern and specific votes) Legislative Initiatives Interest Group Ratings Actions (with emphasis on results achieved or failures) Inaction Other: C. Character/Credibility: Honesty/Dishonesty/Sincerity of actions or motives Goodwill Loyalty Adherence to family or religious values 6 Martel & Associates D. Other Potentially Relevant Characteristics: Academic Background Influence/Clout Accessibility Intelligence Ambition Marital Status Community Service Old Age Effectiveness Religious/Ethnic Affiliation Energy Level Residency Family Image Veteran General Temperament Wealth Health Youth Other: E. Campaign -- on basis of: Winability/Electability Management Quality Campaign Tone Communication of issue positions Control (appropriate or inappropriate) of candidate's exposure Tactical Improprieties ("Dirty Tricks") Financial Improprieties Campaign Spending Practices Media Relations Supporters, persons and interest groups (endorsements) Strength of support from own party. Opposite party. Willingness or unwillingness to debate 7 Martel & Associates WORKSHEET THE SUBSTANCE GOAL-SETTING PROCESS THE MARTEL METHOD STEP 1 Pinpoint the key arguments/points needed to modify the targeted attitudes toward your or your opponent's record, issue positions, character, personality, campaign, etc. (Sell, attack, defend) Arguments: STEP 2 Polish the phrasing of each argument for maximum persuasive impact with your target audience. Note: Examine language particularly for conciseness, clarity, authority, vividness -- therefore, for "soundbite potential." Rephrased Arguments: STEP 3 Marshal logical evidence (examples, actions taken or committed to, data, expert testimony, photographs, etc.) to support each argument requiring such proof. Be sure that evidence passes the following basic tests: relevant, authoritative, recent, sufficient, potent Marshal emotional proof to buttress arguments. Revised February, 1992 Martel & Associates 8 WORKSHEET CANDIDATE IMAGE GOALS As a candidate, the image you project of yourself is integral to your credibility and therefore your persuasive potential. Use the following inventory to pinpoint the major image impressions you need to communicate to help you achieve your Net Effects Goals as well as those you consciously need to prevent. Positive 1. action orientation 30. imagination 2. analytical ability 31. integrity 3. approachability 32. kindness 4. assertiveness 33. liking for people 5. believability/credibility 34. loyalty 6. candor 35. maturity 7. charisma 36. neatness 8. community-orientation 37. objectivity 9. compassion/caring 38. openness 10. competence 39. organized 11. competitiveness 40. other-directed 12. composure/calmness 41. patience 13. confidence 42. positive attitude 14. conviction 43. reassuring 15. cooperativeness 44. relaxation 16. courage 45. respect for others 17. decisiveness 46. righteous indignation 18. dependability 47. security 19. detail-orientation 48. self-reliance 20. directness 49. sensitivity 21. discipline 50. sincerity 22. energy 51. standards/values 23. enthusiasm expectations 24. fairness 52. strength 25. flexibility 53. tactfulness 26. friendliness 54. tenacity 27. graciousness 55. toughness 28. hard working nature 56. trusting nature 29. humorous nature 57. warmth Preventive 1. anger 8. hostility 2. arrogance/aloofness 9. impatience 3. condescending/patronizing 10. pedantic 4. defensiveness 11. preachiness 5. detachment 12. selfish/self-centered 6. disdainfulness 13. stress/tension/anxiety 7. glib 14. strident/shrill Note: Feel free to add trait(s) not identified above. Revised February, 1992 Martel & Associates 9 Major Tactics for Political and Public Policy Debates Forewarning or Preempting The Shotgun Blast The Laundry List Direct Questions and Challenges Turning the Tables Flat Denial Quotable and Attack Lines Highlighting Evasiveness Closing with a Surprise Tossing Bouquets The Apology or Confessional "I Pass" Reference Tactics (how to refer to your opponent) Wit/Humor Appeals to Special Audiences Appeals to Commonly Held Values Rhetorical Questions "Man With the Facts" Visual Aids/Props Illustrations, Anecdotes, Metaphors, Analogies "Banana Peels" Based on: Political Campaign Debates: Images, Strategies, and Tactics by M. Martel, Longman, 1983. 10 Martel & Associates MANAGING HOSTILITY Hostile questions are often hidden opportunities; they can stimulate the speaker's competitive juices and, as a result, bring out his or her best. Composure -- or loss of it -- can speak more loudly than content. Do your best to depersonalize the situation by defending your position on the issue -- not your ego. The questioner's hostility may be more related to his or her personality than to feelings about you or your organization. Don't confuse a tough question with a hostile question. The hostile questioner is not necessarily a member of your target audience. The hostile questioner can generate audience sympathy toward the speaker. Monitor your body language, assuming a friendly attitude toward the questioner until you have compelling evidence to act differently. Don't overengage the hostile audience member. Learn how to break both verbal contact and eye contact. Source: Mastering the Art of Q & A: A Survival Guide to Tough, Trick and Hostile Questions, Myles Martel, Ph.D. (Dow Jones-Irwin), 1989 Martel & Associates 11 MARTEL & ASSOCIATES "Banana Peels" and Political Debates The basic premise of the "Banana Peels" approach is that your aptitude in answering questions will be strengthened by your ability to label the type of question being asked and to employ the appropriate tactical options associated with it. Regardless of the type of "Banana Peel," you should be monitoring the opportunity the question provides for you to reinforce one or more key messages. Type Example Major Options 1. Hostile "How do you expect to be 1. Maintain composure. credible with your rotten 2. Take exception to language without environmental record?" repeating hostile/loaded terms verbatim. 3. Refute assumptions. 4. Ignore negative accusations, and go on the offense with your "sell" or attack points. 2. Speculative "Do you expect the 1. Answer if response is known and relatively economy to get worse before risk free. it gets better?" 2. If not risk free, label question as speculative without appearing defensive or patronizing. 3. Seek an opening for your key message. 3. Hypo- "If the Federal Government 1. Answer directly. thetical had invested more in 2. Point out hypothetical nature of question. research, could this 3. Insert your key message problem have been prevented?" 4. Picayune/ "How did you vote on 1. If answer is known, answer directly. Overspecific Senate Bills X, Y, & Z?" 2. If you don't know, say so. (Sometimes you may need to explain in a non- defensive, non-apologetic manner why you don't know and offer to provide the answer later.) 3. Seek an opening to switch to a key message. 5! Leading "Isn't it true that you voted 1. Agree or disagree. (Also a "yes, in favor of this bill mainly 2. Note, without being argumentative, that the no" question) to reinforce your weakening question is leading. support amongst farmers?" 3. Challenge/Question the assumption(s). 4. Ignore, and bridge to a "sell" theme. Martel & Associates 12 Type Example Major Options 6. Loaded "Your opponent and the 1. If you agree or disagree with any of these media have referred to you assumptions, let it be known--but without as a 'junket junkie' who repeating the damning premise--and then jumps at the opportunity to respond. join a special delegation: Note: Major loaded terms and assumptions How do you react to this?" are underlined. 2. Ignore claim(s) and "sell" your positive message instead. 7. Multi- "What is the most serious 1. If each facet can be remembered, and faceted aspect of the healthcare answering all won't cause harm (assuming problem today? What are its there is ample time), then answer fully. causes? Can the Federal 2. If harm can be caused by answering a Government have an impact remembered facet, it may be advisable to in alleviating the problem? "forget" it and answer the others. How? By when? What 3. Don't hesitate to ask for a facet to be would you do to make a repeated if you are reasonably certain you difference?" forgot a "safe" one and won't be offered an "unsafe" one. 4. If the questions cannot be realistically answered within the time allotted, politely say so. 5. Sometimes it may be advisable not to respond in the order in which the facets were asked, e.g., if the last facet is the most crucial, it may require your initial attention. 6. Try to summarize overall response with a key message theme. 8. Vague, "What would you do to 1. Define the question the way you wish-- Unfocused energize the economy?" consistent with your persuasive goals. 2. Ask the questioner to clarify his/her focus. 9. "Yes-No" "Did limited Congressional 1. If "yes" or "no" is safe by itself, answer oversight play a role in this accordingly. problem developing?" 2. Challenge any refutable assumption (implicit or explicit). 3. If a simple "yes" or "no" response is risky, point out how the forced alternatives can interfere with a presentation of the "full truth." Then answer the question. 4. Present your position. Also leading Martel & Associates 13 Type Example Major Options 10. "Either "Is this problem due more to 1. If assumption within first part of the -Or" limited oversight or to question is incorrect, refute it. limited funding?" 2. How accurate is the assumption within the second part of the question? If not, refute it. 3. How correct are the causal connections? 4. Consider pointing out the either-or nature of the question. 5. How complete an explanation is it? Are other factors-possibly more significant ones-involved? If so, explain, possibly labeling the question as "either-or." * Some of these examples represent a combination of "banana peels." Frequently, the combinations appear as leading or yes-no questions with some other type of "banana peel" present. Sources: Mastering the Art of Q&A: A Survival Guide for Tough, Trick & Hostile Questions (Dow Jones- Irwin) and The Persuasive Edge: The Executive's Guide to Speaking and Presenting (Fawcett Columbine). Copyright 1983: revised 1990; February 1992. Martel & Associates 14 DEBATE HEADLINES CULTIVATING CREDIBILITY AND "QUOTABILITY" by Myles Martel In most debates, media interviews and Q & A situations you should begin your answer with a headline, a single sentence to provide the impression that you are responding to the question and to convey a sense of direction as you pursue the fuller response. Eight principal options surround the use of the headline: 1. The Flat Answer (of Agreement or Disagreement) "Yes," "No," "Perhaps," "Right now," "Absolutely," "Surely," "Definitely" "I can't accept that," "I disagree," etc. 2. The Response (Via Agreement or Disagreement) to a Premise Contained within the Question "You're right, I did vote in favor of the legislation you mentioned. However..." 3. The Framing Statement "There are three major steps I would take if the problem you describe were to become more serious." 4. The Use of Proof "According to the FBI, drug-related crimes have increased % within the past decade." 5. The Backgrounding Preamble "To answer your question, I must supply you with a little background information." Martel & Associates 15 - 2 - 6. The Argument(s) "Because the CIA apparatus failed to predict and therefore failed to alert us to the likelihood of the attempted coup." 7. The Editorial (Regarding the Quality or Difficulty of the Question) "You've asked a very complex (interesting, provocative, intriguing) question." 8. The Show of Support, Empathy, or Compassion "I have great empathy for the indescribable difficulty -- the untold pain - experienced by the people who survived that earthquake." Advice: 1. The better the headline, the more likely that your target audience will pay attention to your answer, plus sense your ability and willingness to provide it. This enhances your credibility and your "quotability." 2. Whenever possible, try to use the headline to reinforce a key message as well as a major image trait. 3. A caveat is in order: Stating your position too strongly in the headline can cause a disagreeing target audience member to become more defensive and thereby more prone to refute your position internally or aloud. Copyright January, 1988; Revised February, 1992. Martel & Associates 16 Martel & Associates Debate Preparation Plan Planning for a debate is usually an enormously complex exercise where one overlooked detail can make a difference between success and failure. This Plan helps bring discipline to the preparation process. I. Basic Issues Number of Debates Dates Location Sponsor Media Coverage Political Implications of Each Debate Chosen, Including Target Audience Negotiating Potential II. Format Features Opening Addresses Length Basis for Sequence Rejoinder Length Questions No. Length Cand. A Response Length Cand. B Response Length Follow up Questions Definite Optional Location in Format Response Length Cand. A Rebuttal Length 17 Martel & Associates Page 2 Candidates Question Each Other Directly Location in Debate Length of Questions Number of Questions Length of Response I Rebuttal Length Counterrebuttal Direct Question Groundrules (re:topics, tone, phrasing, etc). Moderator: Who? How Selected? Role as Questioner? Panelists Number Who How Selected (Candidate Input Opportunity) Closing Addresses Length Basis for Sequence Means by which extra time or less time than anticipated will be managed. Add Questions Add to Response Length Subtract Questions Shorter Response Length Add to or Shorten Closing Remarks 18 Martel & Associates Page 3 III. Negotiating Details Notes taken to lectern? Notes taken at lectern? Props and visual aids? Coin Toss Meaning Date and Time What degree of authority does the negotiator have? Will agreements be placed in writing? Should a "silence" agreement be placed on what transpires during the negotiating sessions? Should the sessions be held in stages? How many? When? IV. Technical Issues A. Stage Setting Will candidates sit or stand? Where will each sit or stand? Will the moderator and panelists separate the debaters? A Panel B Will they be facing the candidates? A B Panel 19 Martel & Associates Page 4 Will a "V" formation be used? Moderator C C Panel What are the exact measurements of the set? What are the exact measurements of the lectern? Have lecterns been "sandbagged"? Have pens and notepad been provided on lectern? Have sheets been removed to prevent tearing? Water glasses available? (no stemware) How will debate be timed? Will there be timecards? Colored lights? Location? Visibility to candidate? What signals will be conveyed? How? How will overtime be signalled? Visually? Orally? Both? Visually then orally? Will each candidate have a timer? Will the timers be in line with the candidate's camera? Will there be a running clock on the lectern? Will one be mounted on or near the camera? B. Cameras How many? Where will they be placed? Will the candidates each have dedicated cameras? 20 Martel & Associates Page 5 C. Lighting What is the specific lighting configuration? How adjustable is the lighting for factors of heat and glare? D. Audience Will there be a live audience? How many? Who? Number of tickets per candidate? Will the audience be allowed to react overtly to the debate? Will audience members be invited to pose questions? Will television cameras focus on audience reactions during the debate? What type of security will be present? Legalities of ejecting disrupting parties? E. Sound Will the candidates use lectern or lavalier microphones? Backup? Will candidates be able to hear panelists and audience questions? Will candidate be able to hear the opponent(s)? Will a sound and lighting check be arranged for each candidate? When? 21 Martel & Associates Page 6 V. The Debate A. Pre-Debate Media Strategy How to respond to questions re: Preparation methods Strategy Candidate's mood Expectations re: performance Etc. B. Management Special Debate Office Secretary Typewriter Xerox machine Phone lines Message center Refreshments C. Candidate Schedule leading up to debate Suite near debate Food and liquid intake as debate approaches Exercise Warm up questions 22 Martel & Associates Page 7 Persons to be with candidate shortly before debate begins Advance team escort to debate Persons to take stage following debate Advance team to escort from debate Makeup Opportunity Station's Artist Own Perspiration control techniques D. The Opening Moments How will the debate be introduced? How will candidates be introduced? Handshake Smile and nod upon introduction Eye contact with panelists, opponent, live audience, television cameras? E. Post-Debate Considerations Press availability Timing Location and Specific Details of Setting Length Planned Responses to Anticipated Questions Rally 23 Martel & Associates Page 8 Media's Approach to Debate: Interview prominent figures "Person - on - the - Street" Call - in Polls re: Who won or lost "Control" tactics regarding media approaches Should the campaign make an audio and videotape of the debate? Will the debate be replayed? When? What channel(s)? Legal considerations? Should a full transcript be made? F. Other Details No motorized camera rule No roving reporters during debate No applause rule Unruly conduct will result in expulsion rule No admittance once debate has begun rule Pre-debate photo opportunity with opponent Pre-debate actuality -- radio or TV -- to promote debate Specific nature of pre-debate publicity 24 Martel & Associates