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Global Change: Debt for Nature Swaps [1990]
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Originally Processed With FOIA(s): FOIA Number: 2005-0336-F 2005-0336-F FOIA MARKER This is not a textual record. This is used as an administrative marker by the George Bush Presidential Library Staff. Record Group/Collection: George H.W. Bush Presidential Records Collection/Office of Origin: Science and Technology Policy, Office of (OSTP) Series: Bromley, D. Allan, Files Subseries: Global Climate Change Files OA/ID Number: 62052 Folder ID Number: 62052-007 Folder Title: Global Change: Debt for Nature Swaps [1990] Stack: Row: Section: Shelf: Position: 0 0 0 0 Debt Swap: The Concept Below is outlined very broadly the concept of debt swap. Specifics are omitted. While many variables affect the value of a loan, we herein only look at the fact that an asset's value may change over time. A "devaluation" of the original principal amount of a loan in real terms opens the door for negotiating a debt swap. We also point out a fundamental distinction between a debt equity swap and a debt-for-nature swap. This distinction is essential in understanding debt-for-nature swaps. A debt swap hinges on two fundamental considerations: I) the value of a loan may vary over time depending on a plethora of exogenous variables and II) a loan is a legal contract between lender and borrower: both have rights and obligations under a loan agreement. It is clear, however, that the borrower has an obligation to repay to the lender the face amount of the loan under the original terms unless both parties agree to an alternative method to satisfy the obligation. Example 1) Lender extends US$ 100.00 loan to borrower. 2) Borrower gives lender I.O.U. which states that borrower owes lender US$ 100.00 at a specified time in the future in accordance with certain agreed upon terms and conditions. 3) The value of that original loan is US$ 100.00 on date loan made. Concepts A) The value of a loan is a function of its collectibility. At the time a loan is made, the lender expects to receive US$ 100.00 back. Therefore, the value of that asset on disbursement day (day 1) is US$ 100.00 B) If the lender determines, for whatever reason, that the borrower is unable to repay the full amount of the original loan, then the real value of the asset falls, since the loan is perceived to be less than fully collectible under the original terms and conditions. The resulting discount on the loan is the difference between the original expectation of collectibility (US$ 100.00) on day 1 and the current expectation of less than full collectibility. This "devaluation" occurs because of a deterioration of a borrower's financial condition, its inability to access foreign exchange, etc.. C) Regardless of the creditor's perception of collectibility on the loan, the borrower still contractually owes the lender US$ 100.00. D) The lender, recognizing the borrower's inability to repay US$ 100.00, may indicate to the borrower that he is willing to accept something other than US$ 100.00 from the borrower. A swap, therefore, is the acceptance by the lender of an asset other than the original US$ 100.00 (for example, local currency). E) Specifically, if the loan in our example is trading at a 50% discount, the chances of collecting the full US$ 100.00 are only one in two. Given this expectation, the original holder of the loan decides to sell it for US$ 50.00. (Better to get at least US$ 50.00 now than potentially receive even less in the future.) Once the loan is sold for US$ 50.00 to a third party, a transfer of title occurs. The new holder of the debt note exchanges the US$ 100.00 note which it purchased for US$ 50.00 for local currency. The local currency received from the Central Bank for the note exceeds the amount of local currency that US$ 50.00 would have otherwise purchased at the Central Bank foreign exchange window if the debt swap did not occur. This multiplier effect is one important reason why debt swap is attractive. Debt Swap: Debt-Equity vs. Debt-for-Nature Conceptually, a debt-equity swap is very similar to a debt- for-nature swap: in both cases, a dollar obligation is cancelled with local currency. The fundamental difference between the swaps stems from the control and disposition of funds once a swap has been executed. In a debt equity swap, a creditor bank becomes a partial or whole owner in a local business concern. There is an actual transfer of ownership from local to foreign control. Because of this, the charge is sometimes made that the local government has "sold out" to foreign interests. The point is that a debt equity swap must be distinquished from a debt-for-nature swap since A debt-for-nature nature swap does not result in a transfer of land ownership nor is such a transfer even contemplated. Any land set aside for conservation purposes in a debt-for-nature transaction remains under the direct control of the debtor country. In short, a debt- for-nature swap is a specific means by which a country, through a local organization, either public or private, can protect its ecosystem and natural resources in a manner consistent with sustainable development while reducing its debt burden and maintaining direct control of the land. 4 The Nature Conservancy FACTS 1815 North Lynn Street Arlington, Virginia 22209 U.S. DEBT-FOR-NATURE SWAPS TO DATE (As of March 31, 1990) DATE COUNTRY PURCHASER COST FACE VALUE *CONSERVATION OF DEBT BONDS GENERATED 3/90 Costa Rica Sweden/WWF/TNC $1,998,000 $10,800,000 XAL $9,720,000 3/90 Dominican Republic PRCT $116,400 $582,000 $582,000 8/89 Zambia WWF $454,000 $2,270,000 $2,270,000 7/89 Madagascar WWF/AID $950,000 $2,100,000 $2,100,000 4/89 Ecuador WWF/TNC/MBG $1,068,750 $9,000,000 $9,000,000 8x 1/89 Costa Rica TNC $784,000 $5,600,000 $1,680,000 1/89 Philippines LUF $200,000 $390,000 $390,000 2/88 Costa Rica NPF $891,000 $5,400,000 $4,050,000 12/87 Ecuador WF $354,000 $1,000,000 $1,000,000 8/87 Bolivia CI $100,000 $650,000 $250,000 6,916,150 37,792,000 31,042,000 TNC z The Nature Conservancy = NOTE: Does not include WF N World wildlife Fund interest earned over PRCT = Puerto Rican Conservation Trust life of the bonds. MBG = Missouri Botanical Garden NPF = National Parks Foundation of Costa Rica CI = Conservation International AID = U.S. Agency for International Development 1) Average burchase prace = 18.83% 2) Average = 82.14% Po in AMEXA attphen DEBT-FOR-NATURE SWAPS: clude eco- DEBT RELIEF AND ronmental BIOSPHERE PRESERVATION? C and mili- can Magi- ad of pro- Stephen VanR. Winthrop wenty-first Crushing debt obligations and a rapidly deteriorating natural environ- ment are two of the most serious problems confronting many less devel- oped nations (LDCs) today. An innovative attempt to "kill two birds with one stone" - to alleviate both of these problems simultaneously emerged in 1987 in the form of the "debt-for-nature swap." This technique is in- tended to relieve the relentless pressure on LDC central banks to drain precious foreign exchange by reducing part of the debt obligation (the commercial banks absorb some losses), and allowing debt payments in local currency instead of U.S. dollars. It also seeks to provide local con- servation organizations with vital funds for the purchase of lands to be converted into national parks and for the establishment of endowments for research, maintenance, and protection of the parks. The Debt Problem The magnitude and complexity of the global debt problem preclude a monolithic solution and have forced the international financial com- munity to scramble for innovative ideas. In Peru some debt was retired by a lending bank in a barter exchange for iron ore and coffee.¹ Another more broadly applicable solution is the "debt-equity swap." While actually 1. See Latin American Weekly Report, No. 87-88 (November 1, 1987), 7. Stephen VanR. Winthrop is a management consultant at Strategic Planning Associates, an international consulting firm. He graduated from the SAIS/Whar- ton MBA/MA program in 1988. 129 SAIS Review summer/Fall 1989 130 SAIS REVIEW a somewhat misleading term when also used to describe exchanges of debt for cash, bonds, and even other debt, the debt-equity swap evolved out of one of the principal laws of economics: "markets work." In es- sence, swaps allow a foreign investor to purchase local currency at a dis- count, which in turn is used to acquire equity in a local business. Most banks have been highly secretive about the swap programs in which they have engaged. All banks and other businesses deal with "bad debt" in two stages. First they estimate how much of the debt on their books will not be collected, establishing a loan loss reserve. At some later date, the institutions will then decide to write off particular pieces of uncollectable debt (this happens when the debt is sold at a discount or deemed uncollectible). Prior to 1986, Generally Accepted Accounting Procedures (GAAP) required that all similar loans (that is, other loans to the same country) be readjusted to market value after one piece of debt was used in a debt swap or sale. This is significant because banks might be forced to write off too much debt, too quickly. Even after ac- counting standards were changed, allowing other debt to stay in the bank's books at differing levels of discount, banks remained secretive about the swaps because they feared their bargaining power with other debtors would be undermined if the specifics of the swaps were known.2 Esti- mates are that the debt swap market is small but growing: about $1 bil- lion (face value) in 1984, $3 billion in 1985, and $6-7 billion in 1986; although no data are available for 1987, it appears as if this trend may be decelerating.3 Debt-equity swaps were engineered to perform the same function as a debt restructuring in a corporate bankruptcy proceeding: to reduce the burden of future debt payments by distributing some of the company's equity to its creditors. Some bankers intoned that Latin American coun- tries had acquired too much debt in the 1970s and not enough direct investment, and that debt-equity swaps corrected that imbalance. Whether or not this argument is valid, it must be stressed that debt-equity swaps, like corporate restructurings, are not purely debt relief, but rather (at least in part) debt conversion. All obligations are not being removed; instead, some are merely being given a new identity. A flow of interest payments is being replaced by an anticipated flow of (repatriatable) divi- dend payments. This key point resurrects the ugly specter of neocolonial- ism: foreign-owned companies (so dependency theory states) drain the resource-rich, capital-poor LDC and ensure the perpetuation of a cycle 2. See Financial Accounting Standards Board, Accounting Standards (New York: McGraw Hill, 1986), 11589, 11825. 3. Richard Weinert, "Swapping Third World Debt," Foreign Policy, no. 65 (Winter 1986): 85-97. DEBT-FOR-NATURE SWAPS 131 changes of of dependency. This helps explain some of the local resistance to debt- ap evolved equity swap programs and is discussed in more detail below. rk." In es- cy at a dis- Environmental Degradation siness. ograms in Just as world debt has exploded, the world's environmental prob- with "bad lems have increased both in number and in severity. Some observers, like t on their Conservation International's Peter Seligmann, have suggested that the some later two problems are interrelated: "The global environmental crisis has been pieces of accelerated by tremendous economic pressures on the developing world scount or service its debt. Quick-fix economic solutions, which frequently de- :counting stroy to the natural resource base, are often the response to these debt obli- her loans gations." Whether or not this connection can be empirically established, piece of the severity of the environmental crisis can not be denied. Intervention use banks by man in the form of air, soil, water, noise, and atmospheric pollution, after ac- exhaustion of natural resources through deforestation, overhunting and he bank's overfishing, inefficient farming, overpopulation, and other factors are about the permanently and irreversibly destroying the natural environment. The debtors results of this wanton destruction include desertification, soil erosion, n.2 Esti- alkalinization, ozone depletion, watershed loss, salinization, and the ex- It $1 bil- tinction of flora and fauna faster than species can be catalogued - a rate in 1986; of extinction "unparalleled even by the extinction of the Pleistocene era." end may These problems are of epidemic proportions in the tropical regions of the world, which harbor an estimated 60 percent of the world's species function on only 6 percent of its land surface.⁵ ) reduce A growing body of research literature is successfully debunking the mpany's notion that human progress and environmental preservation are locked n coun- in mortal combat. In Natural Resources and Economic Development in h direct Central America, H. Jeffrey Leonard persuasively argues that improved alance. efficiencies in land clearing and land use (using existing knowledge and t-equity technologies) could dramatically reduce the exploding demand for t rather productive land in the region by increasing the productivity of existing moved; land.6 Leonard and others have complained that international develop- interest ment assistance agencies (including the U.S. Agency for International e) divi- Development and the World Bank) are at least condoning, and perhaps olonial- even encouraging, the myopically destructive policies of many LDCs. ain the 4. See Fernando Cardoso and Enzo Faletto, "Nationalism and Populism: Social and Politi- a cycle cal Forces of Development in the Phase of Consolidating the Domestic Market," in Peter F. Klaren and Thomas J. Bossert, eds., Promise of Development: Theories of Change in Latin America, (Boulder, Colo.: Westview Press, 1986). 149-65. McGraw 5. Statement by Peter Seligmann, Executive Director of Conservation International, delivered at the Embassy of Bolivia July 13, 1987), 1. Provided to the author by Conservation International. : 1986): 6. H. Jeffrey Leonard, Natural Resources and Economic Development in Central America: A Regional Economic Profile (New Brunswick, N.J.: Transaction Books, 1987), 170. 132 SAIS REVIEW term economic implications." Yet the destructive policies of the World throughout Central America," Leonard warns us, "have important long. "The rapid physical changes and environmental deterioration occurring that "sustainable development" must replace "slash-and-burn" as the Bank and others continue unabated. Pilot programs are already proving World. guiding principle behind economic development throughout the Third The Debt-for-Nature Swap The idea of applying the financial wizardry of debt-equity swaps to the problems of environmental degradation has generally been credited to Thomas E. Lovejoy, formally with the World Wildlife Fund and now at the Smithsonian Institution.⁸ The mechanics of the debt-for-nature swap, as it has come to be known, closely mirror those of a conventional debt-equity swap: an international environmental group (sometimes re- ferred to as an NGO, or non-governmental organization) either buys or is given by the lender a block of deeply discounted Third World debt. This dollar-denominated debt is then taken to the central bank of that country and converted into either local currency or a local-currency denominated bond. The local funds are used either to purchase private- or government-owned lands and convert them into national parks, or to fund environmentally beneficial activities. These activities might in- clude maintaining parks, paying for park rangers or game wardens, educating local populations on proper farming techniques or the dangers of degradation, establishing waste-treatment facilities, and many other possibilities. These activities themselves are nothing new; what the debt- for-nature swap adds is a magnification effect- "more bang for the buck." The following example illustrates the key features of a debt-for- nature swap. Three variables are important to understand: (1) the dis- count rate (the difference between "par" and "market" value); (2) the "exchange rate" (how many dollars it takes to buy one unit of local cur- rency); and (3) the maximum amount of local currency usually made available for the swap by the local government. The magnitude of the discount rate, how much of the discount is to be shared with the local government when the swap into local currency is made, and the valua- tion of the local currency can all contribute to the "magnification ef- fect" in a debt-for-nature swap. Table 1 lists some of the prices being quoted on the secondary market for Latin American debt. 7. Ibid., 113, XX. 8. See Jeff B. Copeland et al., "Buying Debt, Saving Nature," in Newsweek (August 31, 1987), 597. 1987), 45, and John Walsh, "Bolivia Swaps Debt for Conservation," in Science, 237 (August 7, DEBT-FOR-NATURE SWAPS 133 occurring Table 1. Comparative Data on Selected Latin American Countries* long- the World Secondary Population dy proving Market Density12 m" as the GNP' Loan Prices¹⁰ Area" (per persons the Third ($US billions) (US cents/dollar) (sq miles) sq mile) Country 3.9 12.00 424,162 15 Bolivia Brazil 270.1 39.00 3,288,042 44 14.9 60.50 286,396 43 uity Chile swaps Colombia 31.3 58.00 439,518 68 n credited Costa Rica 3.8 14.00 19,695 137 and now 10.7 15.00 106,000 91 or-nature Ecuador El Salvador 3.8 NA 13,176 376 ventional Honduras 3.4 22.00 46,600 99 etimes re- 121.4 41.00 760,373 107 buys Mexico or Paraguay 3.6 NA 157,047 26 debt. 24.5 6.00 482,258 42 of that Peru 5.9 60.00 72,172 42 currency Uruguay Venezuela 47.9 39.00 352,143 51 private- parks, or GNP and population estimates are for 1986; secondary market debt data are offer prices as might in- of January 1989. Data may vary from those discussed in the text due to fluctuations in prices wardens, in the secondary market for debt. dangers ny other the debt- The first example of a debt-for-nature swap was unveiled in July buck." 1987, and involved the exchange of $650,000 in Bolivian debt held by lebt-for- a Swiss bank for a three-part promise by Bolivian President Paz Estens- the dis- soro: (1) an existing national park would be enlarged more than ten- (2) the fold; (2) the park would get more permanent and credible legal protec- cur- tion; and (3) an endowment fund of $250,000 in local currency would made be established to protect and maintain the park. 13 Conservation Inter- of the national, an organization formed in January 1987 by a dissident group he local from The Nature Conservancy International, engineered the Bolivian valua- 9. World Bank, World Debt Tables, (Washington, D.C.: The World Bank, 1987-88 Edi- ef- tion), II. being 10. Merrill Lynch & Co. secondary market for debt quoted in American Banker, January 16, 1989, 2. 11. Goode's World Atlas, (New York: Rand McNally & Co., 1953), 162. 12. Mid-1986 population estimates are from the Population Reference Bureau, Inc. (Washing- ugust 31, ton, D.C., April 1986). August 13. All of the information on the Bolivian swap came from Peter Seligmann and Charles 7, Steele of Conservation International in Washington, D.C. I extend to them my deepest thanks. 134 SAIS REVIEW deal. The Beni Biological Reserve consists of a 3.7 million acre "buffer zone" encircling a pre-existing 334,000-acre park. The 6,740 square miles feature a landscape of diverse forest formations, open savannah grass- lands, and an exceptionally rich diversity of flora and fauna; [the Re- serve] supports 13 of Bolivia's 18 endangered animal species, including primates, spotted cats, deer (including the endangered marsh deer), wild boar, river otter, foxes, anteaters and bats, as well as birds, amphibians and reptiles. The area is also the home of the Chimane Indians, a nomadic tribe that lives by hunting and fishing. The 3.7 million acre buffer zone, al- though not a fully protected area, "will be managed for 'sustainable de- velopment' While there [will] be economic activity with the reserves, some sections [will] be completely protected for wildlife, for hunting by Indians, or for other purposes. Finally, the local currency equivalent of $250,000 (40 percent funded by the Bolivian government, 60 percent by U.S. AID) was earmarked for a trust fund whose income will be used for management and preservation of the reserve. The creation of the Beni Biological Reserve in Bolivia was a nearly ideal opportunity for the first debt-for-nature swap. Bolivian debt has been discounted by as much as 90 percent on the secondary market (Con- servation International's benefactors purchased the $650,000 in debt for $100,000); Bolivian President Paz Estenssoro and his administration en- thusiastically supported the plan; and the pressures by developers in north- ern Bolivia are comparatively much less strong than in most of the rest of Latin America (Table 1 also shows that Bolivia has the lowest popula- tion density in the region). The exchange was a simple transaction, as the Bolivian government already owned the land, and the $650,000 ob- ligation was simply discarded in exchange for the three-pronged agree- ment by Bolivian authorities. Several slightly more complex debt-for-nature plans have followed Conservation International's Bolivian swap. Two projects in particular involve a $10 million swap in Ecuador (a partnership between the World Wildlife Fund and the Fundacion Natura, a local group in Ecuador), and a $5.4 million deal in Costa Rica-both quoted in the face value, not market value of the debt. Peru, Brazil, Paraguay, and Colombia have also considered debt-for-nature plans. However, since these deals involve significantly larger conversions into local currency, Latin American governments have been unwilling to convert directly into local cash be- cause of inflationary concerns. Instead, medium-term (three- to ten-year 14. Philip Shabecoff, "Bolivia to Protect Lands in Swap for Lower Debt," in The New York Times, July 14, 1987, C-1. DEBT-FOR-NATURE SWAPS 135 re "buffer maturity) local-currency bonds, backed by the local government, have lare miles been issued and swapped for the dollar-denominated debt. ah grass- The Costa Rican plan has involved a constellation of NGOs, led by [the Re- The Nature Conservancy, Conservation International, the World Wildlife including Fund, and Costa Rica's Fundacion Neotropica. 15 The $5.4 million, con- eer), wild verted into a colon-denominated, five-year, nine-month bond, has been phibians earmarked for several activities throughout Costa Rica, about half going to the purchase of privately owned land in the Guanacaste region of south- dic tribe western Costa Rica and converting it into and maintaining it as a na- zone, al- tional park. 16 The Costa Rican plan is the life project and brainchild able de- of Dr. Daniel H. Jansen, a biologist and professor at the University of reserves, Pennsylvania. Largely because of the high population density in Costa nting by Rica (137 inhabitants per square mile, compared to only 15 in Bolivia), uivalent pressures of timber poaching are extreme. The percentage of Costa Rica percent covered by forest and woodland shrank from 51 percent in 1970 to 31-36 be used percent in 1980; the estimated 15,000 square kilometers remaining are disappearing at a rate of 600 per year. 17 In addition to developmental 1 nearly pressures, the Costa Rican government is requiring that the benefit of ebt has the debt's deep discount be shared: roughly a 30 to 70 percent split be- it (Con- tween the government and the NGOs respectively. 18 Transaction fees are lebt for also higher than in the Bolivian case because bank and trustee fees are ion en- being levied by the government-owned bank against the bond-generated north- income. Finally, the Costa Rican swap program differs from Conserva- he rest tion International's Bolivian swap in that its emphasis is upon funding opula- ongoing support services such as park rangers and education campaigns ion, as rather than establishing the national parks themselves. 00 ob- agree- lowed icular 15. The other groups involved are the Association Ecologica La Pacifica, Pew Charitable Fund, The MacArthur Foundation, The J. Noyes Foundation, The Swedish Society for the Con- World servation of Nature, the W. Alton Jones Foundation, and the Organization for Tropical Studies. ador), The funds will go to: Parque Nacional Braulio Carrillo, Proyecto Parque Nacional Guanacaste, value, Centro Ecologica La Pacifica, Liga do Conservacion do Monteverde, Biosphere Reserve La have Amistad, Parque Nacional La Amistad, Organization for Tropical Studies, and the Project for Development of Protected Areas of the National Parks Foundation. Source: February 9, 1988 volve Press Release by the Costa Rican National Parks Foundation (a private sector conservation group) rican and the Costa Rican Ministry of Natural Resources, Energy and Mines. h be- 16. All of my information on the Costa Rica plan came from The Nature Conservancy In- ternational, and great thanks are extended to Randall Curtis and Alan Randall at TNC. -year 17. Leonard, "Natural Resources and Economic Development in Central America: A Region- al Economic Profile," 117-25. 18. The government will convert only 75 percent of the face value into locally denominated instruments, and Costa Rican debt is selling at 20 percent of face value on the secondary mar- York ket. Therefore the Costa Rican government gets 25/80ths (31.25 percent) of the benefit of the discount, and the rest (55/80ths, or 68.75 percent) goes to the NGOs. 136 SAIS REVIEW Obstacles to Success Although debt-for-nature swaps are similar to debt-equity swaps in is] implications, local political reactions, implementation schemes, and even many ways, significant differences exist: key players, tax and regulatory the underlying goals tend to vary. No comprehensive study has yet Ir peared that looks at the full range of issues confronting debt-for-nature ap- ai swaps and evaluates their overall effectiveness. In the broader context market, and at what prices? of all debt swaps, will more or less debt be available on the secondary B Vt Throw the Bums Out is is After the initial euphoria surrounding debt-equity swaps receded, political leaders in some debtor countries at first expressed caution and later concern. Whether it is called xenophobia or nationalism, protec- n tionism or industrial policy, shortsightedness or warranted concern about a neocolonialism, over the last fifty years LDC leaders have consistently con- in strained foreign ownership of the means of production, particularly when natural resources were involved. The debt-equity swap has resurrected n this old issue, and it is no coincidence that its champion in Latin Ameri- S ca is the standard bearer of open-market economics: Chile. Yet Chile is also under near-dictatorial rule. Eduardo Amadeo, economic adviser to Argentina's Peronist party, contends that aggressive debt conversion is possible in countries only where "ballot boxes are filled with votes be- fore the election. In other words, he fears that those most likely to benefit from swap programs are wealthy foreigners and a few of the most wealthy local investors. Although a debt-for-nature swap, almost by definition, does not call for foreign ownership of local assets (in this case, land), nationalism is still a relevant issue. As one observer put it, "How would you [the United States] like it if the Japanese used your trade deficit to buy the Grand Canyon?" Clearly, the analogy is flawed in several respects: Debt-for- nature swaps do not lead to foreign ownership of national parks (con- trol, maybe ). Furthermore, the swaps are typically prompted by lo- cal officials and/or foreign NGOs, not by blackmailing creditors. A more accurate analogy might be, "How would you like the Japanese to recycle part of the their trade surplus as a Sierra Club-run project to reclaim land ruined by strip mining?"20 nal, December 9, 1987, 34. 19. As reported by Peter Truell, "Chile Pushes Debt-Conversion Program," Wall Street Jour- Third World," in The Los Angeles Times (December 9, 1987), Part II, 7. 20. See Patti Petesch and Sheldon Annis, " 'Debt-for-Development' Plan Is No Gift for DEBT-FOR-NATURE SWAPS 137 Nevertheless, a valid aspect of this argument pertains to paternal- ism: "Who are these foreigners to think they know better than we do in how to manage natural resources?" In the Bolivian swap, nothing was gulatory stopping the Bolivian government from buying back the debt themselves. nd even In fact, its later commitment of $100,000 in local currency to support yet ap- and administer the Beni Reserve matched the $100,000 cost of the debt; -nature all it stood to gain was the preservation of foreign exchange reserves. Af- context ter providing Conservation International with the full $100,000 for the condary Bolivian swap, the beneficence of the Frank Weeden Foundation inter- vened, making everybody feel they came out ahead. Unfortunately, the issue of paternalism remains. The American NGOs are sensitive to this issue and insist upon entering the deals in partnership with local environ- mental groups and government leaders. Conservation International's char- ceded, ter declares that its "board, staff, and membership [are] composed of and nationals of the countries in which it works,"2¹ and other groups such protec- as The Nature Conservancy also emphasize the importance of working about in concert with local groups and individuals. con- Even if local people are consulted, their latent resentment of pater- when nalism may persist as long as their perceived utility of national parks is rected less than the parks' utility to philanthropists and NGOs from the United Ameri- States. Any resentment is probably more than offset by puzzled amuse- Chile ment over how millions of U.S. dollars are being spent on nature reserves dviser outside of the United States, while simultaneously debt is declining and valuable foreign exchange is being preserved. If the government can share be- in the spoils of cashing in the debt at a steep discount, so much the bet- to ter. Although paternalism may not be an important issue now, any dis- most parity in perceived utilities may sow the seeds of future discontent. Edu- cation campaigns are one obvious way to narrow the gap in perceived call costs and benefits. is Lost or Empty Promises -for- A sensitive but necessary question that must be raised about a debt- for-nature swap is whether the host country will honor and enforce its lo- end of the agreement. This problem can emerge in many different forms. nore For example, what is stopping future administrations from reneging on an agreement to preserve a virgin rain forest? The Reagan administra- tion demonstrated how a determined interior secretary could punch enough holes in the regulatory framework to allow wanton oil explora- tion and extraction in U.S. parklands. Given the frequent changes of governments throughout most of Latin America, the chances of one leader for 21. From a promotional brochure for Conservation International. 138 SAIS REVIEW overriding his predecessor's policies are significant. The NGOs are cog- stip nizant of this problem, and a key element of Conservation Internation- tion al's Bolivian swap was to strengthen the language under which the Beni ate Reserve is protected. In 1982 the old reserve was declared a natural, pro- stra tected area by administrative decree- a positive move, but one that gave Int it only a tenuous and nonpermanent status. Under the agreement signed not in 1987, President Paz Estenssoro agreed to "encourage" the Bolivian tec Congress to grant both the Beni Reserve and the vast buffer zone sur- rounding it Congressional Law Status, the highest legal protection status the in Bolivia. sid A far more damning criticism of the Bolivian plan is that it may cill have created a "paper park," or a region properly delineated on maps suc but not monitored, maintained, or protected by the government. This the has been a common problem with parks established in LDCs, but Con- Th servation International was the first to address it head-on. As part of Bc the Bolivian agreement, a "trust fund" was established whose income is m: specifically targeted for administrative, managerial, and protective ac- Al tivities. This $250,000 fund was endowed by the U.S. AID and the to Bolivian government with the local currency equivalent of $150,000 and of $100,000, respectively. so However, establishing this fund has not completely solved the "pa- U per park" problem. In fact, this has persisted as the most common criti- h cism of the Bolivian swap. One must first ask whether $250,000 is suffi- ti cient to manage properly, on an ongoing basis, an area larger than the ly states of Connecticut and Rhode Island combined whose inaccessibility- TO with one seminavigable river and a handful of washed-out dirt roads- si helps explain why the area has remained untouched up until now. Ac- cording to Bolivian environmental activist Javier Lopez, Bolivia already has 26 refuges and parks that exist only on paper and do little to protect wildlife. 23 Even Conservation International's own president, Spencer Bee- be, has acknowledged that the estimated $5 million being spent per year in all of Latin America is probably only 1-2 percent of what is really needed to establish a "reasonable land conservation infrastructure." In the case of the Beni plan, research has clearly been given a higher pri- ority than protection; according to a Conservation International official, the income from the $250,000 fund is more likely to go to zoological and botanical research than to park patrols or maintenance. 24 Furthermore, the reporting arrangements of the Bolivian government to Conservation International are vague and nonbinding, although the agreement 22. Interview with Charles N. Steele, Conservation International, February 9, 1988. 23. See Copeland, "Buying Debt, Saving Nature," 45. 24. Interview with Charles N. Steele, Conservation International, February 9, 1988. DEBT-FOR-NATURE SWAPS 139 are cog- stipulates that Conservation International "will name a national institu- ernation- tion as executing entity of its program and/or projects" which will initi- the Beni ate all funding requests.25 In effect, enforcement and protection are ab- ural, pro- stract budgetary items inadequately provided for in the Conservation that gave International-Bolivian agreement. Although illegal encroachment may nt signed not be much of a problem now, how will the Bolivian government pro- Bolivian tect the Beni Reserve when development pressures increase? zone sur- Perhaps the Beni's best protector will be not the government, but on status the drug traffickers who already control much of the Bolivian country- side. The importance of the Bolivian drug trade raises the broader an- it it may cillary question of whether national parks facilitate prohibited activities on maps such as gun running, illegal mining, timber or wildlife poaching, in nt. This the Bolivian case- the harvesting, processing, and exportation of cocaine. out Con- The Beni region is one of the principal cocaine refining regions in Bolivia. S part of Both its geographic proximity to Colombia and its difficult accessibility icome is make the region particularly attractive to the country's narcotraficantes. ctive ac- Although some of the trafficking of refined cocaine is now being diverted and the to the east, through to Brazil instead of to the north, a substantial level 000 and of narcotics activity is likely to remain in the Beni region. This begs the somewhat embarrassing question of whether charitable funds in the :he "pa- United States, as well-intentioned as they may be, might be indirectly on criti- helping Bolivia's drug trade by reducing commercial pressure (poten- is suffi- tially competitive with the cocaine industry) in the Beni region. Certain- han the ly narcotics activity on public lands is nothing new; a 1981 "60 Minutes" bility- report documented how Californian parklands were being used exten- roads- sively by marijuana growers. )W. Ac- A final problem that could dilute the beneficial impact of a debt- already for-nature swap pertains to the hoard of bankers and government offi- protect cials involved in the complex transactions of the exchange. Remember er Bee- that the wedge of the discount on the debt is what makes these agree- er year ments so attractive. Without the discount, it becomes a simple one-to- really one cash transaction. However, an exchange involving discounted debt re." In requires an investment banker to find the debt, facilitate the transaction, er pri- and charge a fee. The local government will most likely want a share fficial, of the discounted wedge. In the Costa Rican case, 75 percent of the debt's al and face value was offered, leaving 25 percent to the government. If a bond more, or trust fund is established, local bankers will receive a management fee. vation Costa Rican officials have refused to allow competitive bidding for the ement management of the $5.4 million Natural Resources Conservation Fund, 25. See Articles 5 and 6, "Agreement Between the Government of Bolivia and conservation 988. International," July 13, 1987 (document provided by Conservation International). 26. "Sinsemilla: The Report on Seedless Marijuana Grown in Northern California," aired 188. on "60 Minutes" (Columbia Broadcasting Company, Inc.), January 11, 1981. 140 SAIS REVIEW insisting instead that the Costa Rican Cooperative Bank ("Bancoop") be the trustee and administrator of the project, and receive an annual fee of 2 percent of the fund's principal. 27 Finally, there is always the risk of extortion, corruption, or some type of misallocation of funds. Taken together, these real or potential problems can chip away at the original intent of the exchange: to exploit the magnification effect of discounted debt in the interest of protecting fragile natural ecosystems. Where's the Debt? With $1.02 trillion in total external debt worldwide in 1986, $399 billion of it owed by the nations of Latin America and the Caribbean, 28 an ample supply of debt clearly exists. Furthermore experts agree that the debt's chances of being collected are becoming increasingly remote. One estimate suggests that the weighted average of all outstanding Third World debt dropped from 66.9 cents on the dollar in December 1986 to 45.3 cents a year later. 29 Most observers foresee no reason for this de- cline to abate, and none predict a miraculous reversal in this trend; in fact, even the slightest recession in the United States would exacerbate the problem. Although Brazil recently ended its second moratorium on debt interest payments, it is depending heavily upon new loans to help service its debt and to shore up foreign exchange reserves. Argentina al- most declared its own debt moratorium in early 1988, saved only by an eleventh-hour agreement engineered by the International Monetary Fund involving further austerity measures and $1 billion in new debt. Given this glut of increasingly discounted debt, why then has it been so difficult for NGOs to purchase modest nuggets of highly discounted debt on the secondary market? Interviews with both Conservation Inter- national and The Nature Conservancy revealed that finding the debt, not raising the funds, was their single greatest obstacle. 30 Furthermore locating banks willing to make charitable contributions was seen as be- ing even more difficult than purchasing the debt on the secondary market. In order to determine why the NGOs are having difficulty finding debt for conversion, the reasons why purchases of debt from the general secondary market have not been more common must be explored. There 27. See "Costa Rican Debt for Nature Agreement," translated and provided to the author by The Nature Conservancy International, January 1988; also, internal memo at The Nature Conservancy International by Alan Randall, November 20, 1987. 28. The World Bank, World Debt Tables (Vol I), 2, 18. 29. Shearson Lehman Brothers, Inc., as reported by Andrew Alber, "Mexico Debt Prices Fall in Secondary Market," Institutional Investor, December 1987. 30. Interviews with Charles N. Steele, Conservation International, December 21, 1987, and with Randall Curtis, The Nature Conservancy International, January 12, 1988. DEBT-FOR-NATURE SWAPS 141 coop") be two explanations for why the number of traditional debt-equity swaps annual fee are has slowed down. First, local governments have been restrictive about the risk which types of equity in local businesses should be made available to for- Taken eign investors (local banks are normally either government- or locally- original owned in the Third World, and foreign ownership is barred). Most U.S. liscounted banks are far more interested in staying in the banking business than in getting into the hotel or shrimp farming business, for example. How- ever, exceptions do exist. In Chile, Bankers Trust owns a power station, and Citicorp owns a gold mine and a fishing fleet.31 More often than not, central banks have been the greatest constraint on debt-equity swaps, 986, $399 rejecting plans for political reasons. Often these banks restrict open- ribbean, 28 market purchases or sales of the debt or securities. Second, even if a cen- that tral bank and a U.S. commercial bank can agree on swapping into a remote. local shrimp farming venture, more and more frequently the commer- Third cial bank is now backing out of the deal because its advisers feel that 1986 the best local investment opportunities have already been claimed, and this de- this shrimp farming project may not be profitable enough. Therefore, trend; in in spite of the steep discounts available, swapping debt for local equity xacerbate that is both available and potentially profitable is no longer a simple orium on to help proposition. As useful as these observations may be for the debt-equity market, entina al- they offer little insight into why NGOs have had difficulty finding debt by an for debt-for-nature swaps. Three theories have surfaced in attempts to Fund explain this dearth of discounted debt for environmental NGOs. The first pertains to U.S. ,tax and accounting policies. It has already been noted as it been that prior to 1986, highly secretive U.S. banks were uneasy about trad- iscounted ing debt for fear that they would have to write down all similar debt to Inter- the market value of the traded debt. After the Securities and Exchange the debt, Commission and the Financial Accounting Standards Board removed the thermore regulatory ambiguities, banks still feared that their bargaining position as be- on the other debt would be compromised. Meanwhile several organiza- market. tions encouraged the Internal Revenue Service to liberalize the tax treat- finding ment of charitable contributions of debt instruments. In addition, in general November 1987 the U.S. Treasury Department issued Revenue Ruling There 87-124, stating that banks could deduct the full face value, not just the market value, if the debt was contributed to a conservation organization." the author The Nature 31. Truell, "Chile Pushes Debt Conversion Program," 34. 32. Originally communicated in a June 25, 1987 Private Letter Ruling signed by U.S. Treasury Secretary James Baker, Revenue Ruling 87-124 was issued on November 12, 1987. Source: Ran- Debt Prices dall Curtis, The Nature Conservancy International. There are still some technical differences in the tax treatment of contributed debt (a charitable contribution) and debt sold on the secon- 1987, and dary market (a business loss). For more, see Jud Harwood, "Nature Swaps," in Taxes Interna- tional, London, England (Issue 93-unpublished proof), 10. 142 SAIS REVIEW The first such charitable gift was $254,358 from Fleet/Norstar Finan- loc cial Group (a regional bank based in Providence, Rhode Island) to the it Costa Rican project in early February 1988. 33 However, some analysts usu speculate that banks may have already written down their debts to near ex market value, thereby rendering the new Treasury Department ruling irrelevant and ineffective. In any case, if banks ever were reluctant to fur sell debt on the secondary market for tax reasons, such barriers have at tio least been reduced. wh The two most significant problems confronting NGOs are that Third th World debt is normally held in large parcels and by bank consortia. The W magnitude of the loans-typically in the tens or hundreds of millions of ar dollars-places them out of reach of NGOs. Only in extreme cases like do Peru, whose debt is selling at about six cents on the dollar, might a large block of debt (perhaps $50-100 million) be within reach. More typical- pc ly, however, NGOs are looking to purchase debt with a market value of ca between $100,000 and $500,000; such smaller parcels are harder to find. in Debt parcels of this size are more thinly traded, typically held by lesser ia known regional banks, more likely to have been fully written down remov- su ing potential tax benefits, and transactionally are not worth the time of ta the large investment banks to track down. by Since most Third World debt is not held by a single bank but rather N by a consortium of banks, potential buyers need the approval of not one as but several banks to execute a single exchange, and the logistics of such b a transaction are exponentially more complex as compared with debts involving only one bank. Banks are not just secretive and conservative, a: explains one author, "the world's big banks had painstakingly forged ir cooperative links on the debt issue that served all of their interests. For W one bank to break ranks and try to dump its debt would have threatened 0 those links and shaken international banking and capital markets. Com- P bine this fact with the notion that banks have more experience collect- a ing on bad loans to farmers in Nebraska than on those to Latin Ameri- a can countries, and the resulting caution and conservatism far outweigh y any tax or public relations benefits gained from a debt-for-nature swap. h Financial Erosion A final area of concern with debt-for-nature swaps pertains to the longer-term economic policies of the host government. In particular, two S problems predominate: inflation and overvalued currencies. An overvalued 33. John Kostrzewa, "Fleet Debt Deal Preserves Jungle Habitat," in The Providence Journal- 2 Bulletin, February 9, 1988. See also Jud Harwood. 34. Interview with Charles N. Steele, Conservation International, February 9, 1988. 35. Weinert, "Swapping Third World Debt," 87. DEBT-FOR-NATURE SWAPS 143 tar Finan- local currency makes an initial switch into local currency more costly than nd) to the it would be at a free market exchange rate, and local inflation, which e analysts usually outpaces the U.S. rate during the life of a project, makes the ots to near exchange rate at which dividends are paid back in dollars unattractive. ent ruling In both the Bolivian and Costa Rican swaps, local "endowment luctant to funds" were established to fund ongoing maintenance, research, educa- rs have at tion, or protection activities associated with national parks. The reason why these funds were established at all, rather than simply converting hat Third the U.S. dollars into local cash all at once, has been articulated by the ortia. The World Bank: "Long-term financial instruments in the domestic market hillions of are needed to ensure that the conversion into domestic monetary assets cases like does not increase monetary growth above established targets. This "in- ht a large creased monetary growth" has a simpler name: inflation. From the view- e typical- point of the local government, a sudden rush of cash into the economy : value of caused by a debt-for-cash swap has the same inflationary effect as turn- T to find. ing on the printing presses. Granted, an infusion of $250,000 in the Boliv- by lesser ian case, or even $5.4 million in the Costa Rican case, into the money T remov- supply is probably trivial and could easily be neutralized through mone- e time of tary "sterilization," where the central bank reduces the money supply by the same amount by selling government bonds on the open market. ut rather Nevertheless, inflationary concerns will become increasingly significant f not one as the swaps become larger, calling for bonds or endowment funds to S of such be used instead. th debts Inflation rates in the Third World, and particularly in Latin America, ervative, are typically much higher than those in the United States. As a result, y forged interest rates are also higher: In Costa Rica they are about 27.5 percent ests. For while those in the United States are less than 10 percent. 37 In the case reatened of either the debt instruments or the endowment funds, the interest rate "35 Com- paid at any point in time is pegged to the current rate of inflation, and collect- as inflation goes up or down, so do the interest rates. In the Costa Rican Ameri- agreement, one analyst has observed that the interest expense in the first utweigh year of the colon-denominated endowment fund is more than twice as re swap. high as it would have been for the old dollar-denominated debt. Over time, if local inflation is persistently higher than U.S. infla- tion and exchange rates are allowed to adjust, the local currency will depreciate. This may lead to some concern that a locally denominated S to the endowment fund created in a debt-for-nature swap will lose value under lar, two such conditions. However, this is not necessarily the case. In both the Costa rvalued 36. The World Bank, World Development Report (Washington, D.C.: World Bank, 1987), Journal- 22. 37. Inflation rates of 27.5 percent in Costa Rica and 5 percent in the United States were 1988. used in an analysis done by The Nature Conservancy. For continuity's sake, I am using the same figures in my analysis. 144 SAIS REVIEW Rican and Bolivian cases, no funds will ever be converted back into dol- lars. Therefore, as long as the interest rate is pegged to the inflation rate, and it really does not matter what inflation is or how much the exchange wou rate changes. Although prices may go through the roof, the yield of the colo bond or fund will keep pace with inflation, and if exchange rates float, the real cost of both domestic and foreign goods will remain constant. ind The prognosis is somewhat different if the local government does stri] not allow the exchange rate to float freely. An overvalued currency can reje dilute the magnification effect at the time the swap occurs. As the World an Bank warns, "debtor countries must ensure that transactions take place colo at an undistorted exchange rate, otherwise the discounts on the debt may ue) be outweighed by exchange rate considerations. In Venezuela, for ex- anc ample, debt-equity swaps have stalled because "businessmen are unwill- tac ing to 'lose' 40 to 50 percent of their investments when the official rate int is Bs14.50 to the dollar and the free market rate is fluctuating at be- infl tween Bs33 and Bs35 to the dollar. Costa Rica's limit of converting only up to 75 percent of the debt's $5.4 million face value into local cur- of ize rency has the same effect as artificially dropping the exchange rate from 70 colones/dollar (the free market rate) to 52.5 colones/dollar. len in Even if the exchange rate is fair at the time of the swap, it is always to possible that the local government may in the future attempt to suppress the inflationary pressures by not allowing the currency to devaluate. Interest- do ingly, such an overvalued currency can only help an American looking lar to convert back into dollars- or even just wanting to buy an American- made product locally (for example, a Jeep for use in the national parks). qu a Evidence of an active black market, such as the one in Venezuela, can Ri therefore portend potential financial erosion if the exchange into local th currency has not yet occurred-but it can also be either irrelevant or th even good news once the swap has been conducted. th The above analysis shows that, except for the danger of an over- valued local currency at the time of the swap, neither inflation nor rigged pr at exchange rates are important factors when a local currency endowment is, fund is established through a debt-for-nature swap. Therefore, both of in these problems are only marginally important for the Costa Rican and th Bolivian plans described here. However, inflation and overvalued ex- er change rates would be important factors if currency exchanges were spread out over time. In order to enhance the impact of an original dollar- P the denominated endowment, The Nature Conservancy has contemplated b two alternative plans. Plan A would have half of the bond's principal payments converted back from colones into a dollar-denominated fund, 38. The World Bank, World Development Report (1987), 22. tt 39. Latin American Weekly Report, October 1, 1987, 4. P DEBT-FOR-NATURE SWAPS 145 into dol. and the second half would keep the entire bond dollar-denominated but rate, would convert the interest and principal payments as they came due into exchange colones.4 of the Plan B has been viewed as a way to take advantage of an inflation- float, induced deterioration of the exchange rate in Costa Rica consistently out- constant. stripping inflation in the United States. The Costa Rican government does rejected it immediately, and not surprisingly. In its purest form, such rrency can an exchange would represent classic arbitrage: by going from dollars into the World colones and back into dollars again, you could buy $1 million (par val- take place ue) of debt today for $200,000, switch into colones, back into dollars, debt may and walk away with $750,000 tomorrow. Nevertheless, if strings were at- for ex- tached to the dollar repayments such that they would have to come back are unwill- into Costa Rica at a later date, this could be an effective hedge against fficial rate inflation. at be- Finally, another approach resembles a conventional rescheduling converting of debt more than it does a debt-equity swap, where no discount is real- local cur- ized on the secondary market. Instead, the term of the debt is simply rate from lengthened (say, from five to eight years), and payments can be made in colones instead of dollars. At the core of this scheme is an attempt is always to take advantage of excessive inflation in Costa Rica, and the bigger suppress the spread between local and U.S. inflation, the better off would be the Interest- dollar-denominated fund. The logic behind this is straightforward. A looking large inflation spread means that the purchasing power of each subse- American- quent interest principal payment has grown. Table 2 is a summary of parks). a detailed sensitivity analysis of the cash flows of a $5.4 million Costa zuela, can Rican bond from the viewpoint of an American NGO. It assumes that into local the yield on the bond is pegged to the Costa Rican rate of inflation, and elevant or that there is a perfectly floating exchange rate between the colon and the dollar. If the rates of inflation in both countries are 5 percent, the an over- present value of the flow of interest and principal payments (discounted rigged at 5 percent) is almost exactly equal to the face value of the bond-that dowment is, the net present value (NPV) is close to zero.⁴¹ But as the interest rate both of in Costa Rica increases, so does the NPV of the swap to the NGO. Every- Rican and thing else held constant, higher inflation abroad is as good news as low- ex- er inflation at home. Using the current estimated inflation rate of 27.5 spread percent, the internal rate of return for this case is 7.13 percent. Since dollar- the inflation rate in the United States is only 5 percent, this proves to emplated be a good "investment" for the NGO. principal fund, 40. These alternative plans were discussed in two interviews with Randall Curtis at The Na- ture Conservancy International: November 24, 1987, and February 22, 1988. 41. The Net Present Value calculation at i=5% does not equal zero exactly due to sim- plifying assumptions on bond coupon payments. 146 SAIS REVIEW Table 2. Inflation Sensitivity Analysis, Costa Rica Debt-for-Nature Bond" de or U.S. Inflation Rate = Costa Rican Net Present th Inflation Rate Inflation Rate Value as of 5.0% 5.0% US$ 16,801 in 10.0 56,852 th 15.0 109,773 to 20.0 169,581 of 25.0 232,794 27.5 265,004 n: 30.0 297,379 ai 35.0 362,157 b 40.0 426,451 rt ti When the Costa Rican government put a $5.4 million limit on the current debt-for-nature program, the NGOs persuaded the government n not to include donated debt in this figure. Therefore the $250,000 from Fleet Bank is being considered separately. If the NGOs are successful in e getting more donated debt, they hope to create a dollar-denominated lo "Superfund" of up to $50 million capable of allocating $400,000 annu- I ally for each of Costa Rica's seven major parks.43 Should they succeed in creating the Superfund, this analysis suggests that the NGOs will ben- efit if Costa Rican inflation exceeds U.S. inflation, but will suffer should a the colon be overvalued in subsequent exchanges into local currency. a Conclusions ] Debt-for-nature swaps have been heralded by editorial pages as I "bonds for biology" and as "a way to preserve endangered environments like the Amazon rain forest [and] ease the foreign debt burden blocking Third World development."⁴ The successes achieved in Bolivia, I Costa Rica, and Ecuador now serve as concrete evidence that the idea works. Hundreds of thousands of acres of tropical forest are now being protected, with varying degrees of effectiveness, from lumber crews and reckless slash-and-burn expansion. 42. This analysis borrows heavily from a similar study performed by Peter L. Howell, vice president of Shearson Lehman Brothers, for The Nature Conservancy International (November 4, 1987). See Appendix for a fuller explanation of the spreadsheet analysis. 43. Interview with Randall Curtis, The Nature Conservancy International, February 22, 1988. 44. "Buy Bonds, Save Rain Forests," editorial in The New York Times, September 5, 1987. DEBT-FOR-NATURE SWAPS 147 Nature However, it is dangerously misleading to suggest at this time that debt-for-nature swaps are going to have a significant or lasting impact on the world debt crisis, the dizzying destruction of natural habitats, or resent the rate of extinction of hundreds of biological species. One estimate that lue as much as 10 percent of Costa Rica's total debt burden, and 15 percent of Bolivia's, could be relieved through this mechanism is absurd and noth- 16,801 ing short of irresponsible. Not even the billions of dollars exchanged 56,852 through debt-equity swaps are affecting as much as one percent of the 09,773 total debt burden, and debt-for-nature swaps are only a fraction the size 69,581 of their larger relative. 32,794 The four principal constraints on debt-for-nature swaps-dormant 65,004 nationalist resistance, unfulfilled promises, the limited availability of debt, 97,379 and the twin problems of inflation and overvalued currencies-can all 62,157 be overcome. Yet, these constraints are significant enough to force a major 26,451 reevaluation of priorities. Even if successful on a small scale and concep- tually elegant, debt-for-nature swaps are so logistically, politically, and the economically problematic that they have the effect of trying to move a mountain with a teaspoon. from Faster and larger-scale solutions to the twin problems of debt and in environmental degradation must be pursued, and the natural place to inated look is the public sector. The multilateral development agencies and the annu- U.S. government could address such issues with billions of dollars at a acceed time, not thousands or millions. Prior to the end of 1987, however, the ben- U.S. government's involvement in resolving the debt issue consisted of should a stubborn insistence that this is a problem to be settled between the banks and their debtors. This hands-off approach was reflected in former Treas- ury Secretary (now Secretary of State) James Baker's toothless preaching about free enterprise and anti-inflationary austerity measures in Seoul, Korea in what has come to be known as "The Baker Initiative. As as numerous analysts have suggested for some time, "the most promising approach to easing the [debt] crisis involves a partial assumption of the urden debt of public-sector entities in exchange for substantial interest-rate olivia, relief."47 idea In December 1987 the U.S. Treasury finally acknowledged the merits being of intervention and unveiled a refinancing plan for a portion of Mexico's and roughly $100 billion in external debt. However, the $10 billion in bonds 45. Ibid. 46. See Riordan Roett, "Beyond the Baker Initiative," in The SAIS Review, vol. 6, no. 2 vice (Fall 1986): 27-37. ovember 47. Weinert, "Swapping Third World Debt," 95. 48. The Treasury Department and Secretary Baker did, however, continue to insist that 1988. they played only a passive role in structuring the deal-that all of the negotiations took place 1987. between Morgan Bank and the Mexican government. 148 SAIS REVIEW established another in by the plan were undersubscribed, and the plan ended as a series of disappointments. The problem is twofold: a luke up warm commitment by the U.S. government and a lack of adequate in the and Mexican deal could still serve as a possible model for future swaps centives for the U.S. commercial banks to participate. Although it failed, as a catalyst for direct and major involvement by the U.S. govern. ment in the environmental field. In early March 1989 the Bush adminis. tration suggested for the first time that commercial banks should forgive ing move. a major portion of the $400 billion currently owed; this is an encourag. Non-governmental organizations like The Nature Conservancy, Con. servation International, and the National Wildlife Federation have pio. neered the concept of the debt-for-nature swap and have demonstrated that it can be done. As the NGOs proceed with more debt-for-nature swaps, they must also resume a more traditional lobbying role, pushing the administration and Congress to implement large-scale plans to di- rect funds for environmental preservation and support activities. Build- ing off the Mexican model, U.S. bonds could be used to collateralize lo- cal bonds used to purchase or maintain national parks throughout the Third World. In other words, the U.S. government would guarantee the bond payments should the government default. Simultaneously, an effort already underway in Congress to encourage the World Bank to "propose environmental structural adjustment lend- ing to expand the potential long-term economic benefits of conservation" should be expanded to include co-financing and loan guarantees. 49 The congressional bill calls for the World Bank's member countries "to set up two pilot programs: one to make new loans specifically for tropical forest and wetland protection, and one to allow a country that sets aside high-value tracts of tropical forest and wetlands to qualify for partial debt relief from World Bank loans. "50 The concerted involvement of either the U.S. government or multi- lateral development agencies such as the World Bank would have an im pact tens, and maybe hundreds of times larger than the NGOs' debt-for- nature swaps. Only with such a serious commitment from the public sector can meaningful progress be made in the dual effort to reduce Third World debt through swaps and arrest the stampeding destruction of natural resources in the tropics. One may argue, "why should U.S. taxpayers have to help bail out Third World debtors?" The fact of the matter is that 49. Letter from Congressmen John Porter and David Obey to their congressional colleagues: "Help Save Tropical Forests; Cosponsor H.R. 3010," September 14, 1987. See also John Porter, "Paradise Lost?" in Congressional Record (vol. 133, no. 122), Thursday, July 23, 1987. 50. Barbara Bramble, "Swapping Debts for Nature," in International Dams Newsletter vol. 2, no. 5, (September/October 1987), 7. DEBT-FOR-NATURE SWAPS 149 up U.S. taxpayers are already sharing the debt burden; the losses reported luke- by banks on bad loans reduce the taxes paid by the banks, and therefore in- reduce government revenues. Taxpayers pay either way. failed, If such efforts by the U.S. government and the World Bank become swaps reality, they should rely heavily on the lessons learned through the NGO overn- debt-for-nature swaps. Unfortunately, the problem of disparate percep- ninis- tions of the value of the biosphere and the wisdom of sustainable de- orgive velopment remains. Additionally, as long as vast amounts of money are urag- involved, the risks of misappropriation, mismanagement, and oppor- tunism will persist. As the transactions become larger, sensitivity to mac- Con- roeconomic and sociopolitical repercussions must also intensify. Although pio- they have been and will continue to be limited in their impact and not rated without flaws, debt-for-nature swaps have broken important ground for ature hopefully grander and more comprehensive solutions in the future to the shing twin problems of world debt and environmental degradation. 0 di- uild- lo- the e the rage end- tion" The D set bical side rtial ulti- im- for- ctor orld ural ave that gues: rter, vol. BUSINESS Using red ink to keep tropical forests green Debt-for-nature swaps can whittle away at Third World IOU's, but they are no panacea T he painted tribes who inhabit Ama- drum that has long troubled environ- zonia's Xingú River basin and the mentalists. Ecologically rich but eco- pin-striped cadres of the Potomac nomically indebted nations tend to put could not contrast more. Yet when it conservation low on their list of priori- comes to preserving Brazil's tropical ties. Development aid often aggravates rain forests, they stand the situation by encour- on common ground. aging industry to rapid- Last week, Indians Equator ly exploit resources in from 37 Amazon tribes order to earn foreign closed ranks to fight off Map exchange to pay interest detail a hydroelectric dam DAVID MERRILL on the external debt. that would flood 3,000 At first blush, swaps square miles of jungle. BRAZIL seem the perfect "win- At the same time, envi- win" solution, even for ronmentalists in Wash- Brasília an area as vast-and ington, D.C., and Rio Mata politically hot-as the de Janeiro were ponder- Atlantica Amazon. The idea drew Rio de ing a variety of ambi- Janeiro endorsement in a recent tious plans to protect a São New York Times edito- different swath of Bra- Paulo rial proposing a "grand zilian forest on the At- $8 billion] debt-for-na- 0 250 500 lantic coast. Using a ture swap that would complicated financing ease Brazil's burden of Close shave. Ritualistic threat by a tribes- wo deal known as a debt-for-nature swap, foreign borrowing and preserve the Am- U.S. and other foreign conservation azon forests.". At stake is a region that groups could help save the remaining contains 10 percent of the world's ani- forests of the Mata Atlantica, a lush mal and plant species. The jungle, coastal forest from north of Rio to south dubbed the "earth's lung," is also a valu- of São Paulo state that once covered able producer of oxygen for a polluted 400,000 square miles. Now greatly world. shrunken by urbanization, the remaining Brazil's stewardship of such precious forest is still home to the golden lion resources has recently come under fire. tamarin, an endangered monkey. Officials failed to create promised forest To save the greenery, conservation reserves along a World Bank-financed groups would buy as much as $100 mil- highway through the Amazon. Last lion of Brazil's crushing foreign debt at a year, satellite photos pinpointed thou- deep discount, reflecting creditors' sands of fires burning simultaneously in doubts about repayment prospects. As the Amazon, set by colonists who with other swaps, Brazil's central bank cleared the forest for government-subsi- then would issue cruzado-denominated dized farming or ranching. The Decem- bonds in the face amount of the original ber murder of Amazonian conservation- debt. That paper gets turned over to ist Francisco "Chico" Mendes, who had local environmental groups, which use been protesting the Amazon's destruc- the interest for conservation projects. tion, further tarnished Brazil's image. Debtors' dilemma. The Mata Atlantica Still, the question remains whether swap could be the largest in a series of America's financial magic can be used to deals aimed at turning the crippling li- solve environmental problems as im- ability of foreign-debt payments into an mense as those facing the Indians of the asset for rescuing fragile ecosystems. Amazon. Even under the most favorable Debt-for-nature swaps signed with Bo- circumstances, debt-for-nature swaps Wide swath. A new road through Amazon rain for livia, Ecuador and Costa Rica since 1987 cannot solve the problems of Third (see box) have poured millions of dollars World debt, nor does anybody expect debt, need. In addition, nationalistic into conservation of wildlife habitats and them to. Financially complex and politi- pride and military concerns have proba- environmental management. The deals cally delicate, the transactions tend to bly put the 1.8 million square miles of appear to be confirming the theory of exacerbate inflation by adding to domes- the Amazon region off limits. Recent former World Wildlife Fund science di- tic spending, the last thing borrowers assertions by European and American rector Thomas Lovejoy. He proposed such as Brazil, already throttled by hy- legislators that "the Amazon belongs to the swaps in 1984, to resolve a conun- operinflation and a $115 billion foreign the whole world-not just Brazil" are 48 U.S.NEWS & WORLD REPORT, March 6, 1989 B S I N E S S Buying Debt, from a tax or political perspec- tive," says Gary Caesar, head of international asset sales at Saving Nature BankAmerica Corp. in New York. Otherwise, the bank's shareholders might protest. The Third World gets a Caesar thinks Bolivia is the per- fect charity case. Its debts have ransom for its forests been discounted to 10 to 15 cents on the dollar since its economy collapsed in the early 1980s from low tin prices and high n 20 years the forests of the tropics will be inflation. By contrast, Brazil's largely stripped bare unless Third World debt goes for 60 cents on the countries slow their ravenous logging dollar, substantially raising the and mining. Countless species of plants and cost of a tree's ransom. animals will die in "the greatest extinction Environmentalists face a since the end of the age of the dinosaurs," tough sell convincing countries says Harvard biologist E. O. Wilson. But with ambitious development biology lectures carry little clout with poor plans. Lovejoy argues that the countries desperate for cash to pay huge tremendous diversity of life in foreign debts. Now U.S. environmental virgin forests may be invalu- groups are making an imaginative offer to able in the future to genetic Third World governments: we'll pay your WOLFGANG BAYER-WORLD WILDLIFE FUND debts if you'll spare your trees. 'The greatest extinction: Lovejoy in Brazil engineers searching for new drugs or crops. Nations should The notion won't cure the world's debt or deforestation problems-but it has had "protect their biological capi- and Ecuador recently announced it, too, tal," he says. But Brazil, which holds Third some immediate takers. Conservation In- seeks foreign benefactors. A bill introduced World records for both debt and deforesta- ternational, a Washington organization, recently in Congress would encourage the tion, is bushwhacking ahead on a vast struck the first big deal last month. It will World Bank to suspend loan payments for buy $650,000 of Bolivia's $4 billion exter- scheme for highways, farming and iron tropical countries which protect forests. production in Amazonia in hopes that the nal debt at a discounted price of $100,000 "We've just begun to scratch the surface," profits will someday far outweigh its for- from banks eager to dump the mostly un- says Thomas Lovejoy of the World Wildlife eign loans. The World Bank, under criti- collectible loans. In exchange Bolivia will Fund, the inventor of the swap concept. set aside 3.7 million acres of Amazon River cism for financing Amazon projects, is now Bankers are increasingly willing to trade negotiating to lend Brazil another $100 country around the existing Beni Bio- their bad loans for investments in develop- million, this time for forest conservation. sphere Reserve, home to endangered spe- ing nations, but hotels and factories are Ultimately environmentalists must con- cies of cats and monkeys. The Bolivians will more what they have in mind. Swapping for front another problem: a park in the Third retain ownership and management of the national parks "will work only where the land. Costa Rica is financing its Guana- World is an island in a sea of poverty. Wil- banks have written the debt down to next to liam Conway, general director of the New caste National Park with a similar deal, nothing and can claim some real benefits York Zoological Society, warns that the preserves will need continuing subsidies for rangers to save them from the hungry and the A Long-Brewing Boycott Ends at Coors greedy. Bolivia already has 26 refuges and parks that exist only on paper and do little to B ig Labor may be losing its strike to protest a plan to give States, has been hurt by grip on the economy, but shield wildlife, according to lo- them lie-detector tests. The the aggressive marketing cal environmental activist Ja- it can still win a barroom company subsequently hired of rival beer manufacturers fight. Last week Adolph vier Lopez. Recently the Boliv- nonunion workers to replace Miller Brewing Co. and the Coors Co. agreed to let the ian government charged that them, and the union was Anheuser-Busch Companies, several former cabinet minis- AFL-CIO try to organize ousted. Boycotters managed Inc. To compete with the in- ters were involved in a scheme workers at its Colorado brew- to get the beer banned dustry leaders, the company to export 100,000 skins of rare ery and also pledged to sign a from many campus hangouts has had to expand from its union-approved contract for mountain pigs to Europe. Con- and even Boston's Fenway Western base into the heavily any future plant construc- way predicts that Costa Rica Park-and claim to have cut unionized Midwest and East, will run out of firewood in 1990 tion. In return, the AFL-CIO Coors' share of the California making it more difficult to do called off its 10-year boycott and that scavengers could de- and Colorado markets by business as a nonunion firm. of Coors beer-one of the scend on its parks. Environ- more than half. The labor struggle at Coors longest product boycotts in mentalists may learn that the The settlement may be less now moves to a new front. recent history. Third World has a way of a testament to labor's re- The Teamsters and the AFL- The settlement ended a turning its debts into the maining clout than to the CIO will fight for the right to confrontation that began in First World's obligations— pressures of the competitive represent the brewery work- 1977, when Coors' then- something that the bankers beer market. Coors, the fifth ers-if the workers want a could have told them. unionized workers went on largest brewer in the United union at all. JEFF B. COPELANDWITH JANE WHITMORE in Washington and PETER MCFARREN in Bolivia 46 NEWSWEEK: AUGUST 31, 1987 Sharts BUSINESS Swaps are no economic panacea. "No one is offering to cancel $30 billion of Brazilian debt," observes Massachusetts Institute of Technology economics Prof. Rudiger Dornbusch, an expert on Third World debt. Even if Brazil were to agree to $1 billion in swaps, 10 times greater than any proposal now even mentioned, that would still represent less than 1 persent of the nation's foreign-debt. Moreover, bonds, which are promises to pay in the future, merely postpone the inflationary impact, Dornbusch notes. Too little, too much. The World Wildlife Fund and other conservation groups ac- knowledge other practical limitations. Large, international groups such as the Nature Conservancy and WWF cannot devote the majority of their resources to nature swaps; they have far too many other projects. Yet at the same time, while a half million dollars may be a drop in the bucket of Third World debt, it can be overwhelming when focused on a sin- gle nature-swap project. As new WWF President Kathryn Fuller has pointed out, "Enormous sums of new money sud- denly made available could disrupt home- grown conservation movements deeply rooted in local needs and local culture." Swaps also rely on creditors' willing- ness to unload debt at deep discounts. The deals depend on the leverage given woman to a Brazilian official underscores real threat to jungle posed by planned dam to every conservation dollar because of the difference between the debt's face DEBT-FOR-NATURE SWAPS value and the amount at which it can be purchased and converted to local cur- How they work rency. But that advantage may be com- 1. Bank holding a country's debt sells it at deep discount to conservationists and ing to an end. Banks are sensing that the writes off face value from taxes. near calamitous situation of debtor na-1 2 The country's central bank redeems tions such as Argentina, Bolivia and the debt and issues local-currency bonds Brazil may soon force a more sweeping equivalent to the total debt. solution to the Third World debt crisis, 3. Debtor-nation conservation organiza- such as partial forgiveness of loans. As tions use bond interest to finance local environmental-protection.projects. banks increasingly write down their Where they've worked Third World debt, its leverage value for swap purposes is reduced, too. Boltvia: Conservation International's 1987 redemption of $650,000 in external debt Environmental groups are aware of the let government set aside 3.7 million limitations of debt-for-nature swaps, yet acres of tropical-forest buffer zone. remain confident that the mechanisms are Ecuador: World Wildlife Fund won govern- valuable when deployed properly, even ment approval in 1987 to retire up to $10 ultimately in the Amazon basin. Ameri- million in swaps. Proceeds will go to pro- tect and manage national parks on the can conservationists are acting behind the mainland and on Galápagos Islands. scenes in Brazil and elsewhere to promote Costa Rica: $11 million in debt retired a variety of other deals, advising local through the Nature Conservancy, WWF conservation groups on how to draft their and others in 1987 and 1989 to protect own proposals. Brazilian conservationists and augment parklands. believe the Mata Atlantica swap could Philippines: WWF recently committed up to $2 million to swap external debt for occur within a year or two. "It's time to go conservation-training funds. ahead very aggressively with this initia- ain forest encourages more settlement tive," argues Brazilian Congressman Fa- bio Feldmann. Given the scene at the galling to President José Sarney, who azon's ecological value, but we have to Amazon powwow last week, Brazilian says he is afraid that debt-for-nature create 1.7 million new jobs each year officials may well decide they would rath- deals would make the jungle an interna- and must tap its resources. The big ag- er deal with pin-striped debt swappers tional arena, a "green Persian Gulf." In- gressors on the world environment are than machete-wielding Indians. terior Minister João Alves, concerned the industrial nations, which have given about the nation's wheezing economy, is us acid rain, most of the greenhouse ef- by Clemens P. Work and Geri Smith defensive, too. "We understand the Am- fect and depletion of the ozone layer." in Rio de Janeiro U.S.NEWS & WORLD REPORT, March 6, 1989 49 Futurist, Nov-Dec, 1988 +1 Development also "ScholarNet: The Beginning of long-term economic productivity. a World Academic Community" by In recent years, debt-exchange Debt-for-Nature Swaps Richard W. Slatta in THE programs have evolved as a means FUTURIST, March-April 1987, to help developing countries meet More developing countries are page 17.] their obligations to private banks. The challenge for the future is to looking to "debt-for-nature" swaps Most often, debtor countries un- to curb tropical deforestation and integrate these and other interna- willing or unable to provide the relieve their debt burden. In these tional, national, intercampus, and U.S. dollars needed to repay their campus networks. The National swaps, conservation organizations debts have offered creditors equity Science Foundation (NSF) has redeem part of a developing coun- in domestic businesses. taken a leading role in providing try's debt, and in return that coun- Debt-for-nature swaps involve motivation and direction toward try provides funds to protect its the acquisition of debt by conserva- the establishment of a "network of tropical forests. tion organizations, at a discount, networks." Many debt-ridden developing and its redemption in local cur- "The NSF has set a goal to pro- countries are richly endowed with rency to be used for conservation vide a national communications some of the earth's most important purposes. Such swaps can greatly infrastructure, enabling collabora- natural resources, says World increase the impact of U.S. conser- Wildlife Fund (WWF), a Washing- tion throughout the academic com- vation dollars, since one dollar of ton, D.C.-based conservation or- munity and access to shared na- acquired debt can yield the equiva- tional resources," says Arms. It is ganization. Six developing countries lent of several dollars' worth of - Brazil, Colombia, Indonesia, no easy matter, she notes, "to pro- local currency. vide access to databases that have Madagascar, Mexico, and Zaire Debt-for-nature swaps have thus been developed for different envi- together contain about half of the far been arranged for Bolivia, ronments or different networks." world's biological diversity. They Ecuador, and Costa Rica, and have National and international aca- also owe approximately one-quar- drawn the attention of other Latin demic networking will be achieved, ter of the developing world's debt. American debtor nations, reports Arms concludes, if those sharing To increase production and WWF. There is also interest in Asia, this vision of the future realize the boost exports, developing nations particularly in the Philippines. fundamental principle behind net- often clear tropical forests for farm- European banks are considering land, pastureland, mining, and working: cooperation. using outstanding loans in de- timber. At the present rate of con- veloping countries and Eastern Source: Campus Networking Strategies edited version, the world's tropical forests by Caroline Arms. Digital Press, Digital Europe for conservation purposes. may be gone in 30 years, according Equipment Corporation, 12 Crosby Drive, Bedford, Massachusetts 01730. 1988. 321 to WWF. Destruction of the natural- Source: World Wildlife Fund, 1250 24th pages. $30. resource base is also undercutting Street, N.W., Washington, D.C. 20037. Tropical forest being cleared for agricultural land. Debt-for-nature swaps curb deforestation and help relieve developing nations' debt burden. RICHARD o BIERREGAARD. JR WORLD WILDLIFE FUND