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Originally Processed With FOIA(s): FOIA Number: S S FOIA MARKER This is not a textual record. This is used as an administrative marker by the George Bush Presidential Library Staff. Record Group/Collection: George H.W. Bush Presidential Records Collection/Office of Origin: Speechwriting, White House Office of Series: Speech File Backup Files Subseries: Chron File, 1989-1993 OA/ID Number: 13730 Folder ID Number: 13730-001 Folder Title: World Bank / IMF 9/25/90[OA 8316] Stack: Row: Section: Shelf: Position: G 26 20 7 4 1990 IMF/WORLD BANK ANNUAL MEETING SHERATON WASHINGTON HOTEL TUESDAY, SEPTEMBER 25, 1990 3:00 P. M. THANK YOU ALL VERY MUCH. AND THANKS ESPECIALLY TO MY GOOD FRIEND NICK BRADY -- FOR THOSE KIND WORDS -- AND FOR THE OUTSTANDING JOB YOU'RE DOING AS OUR SECRETARY OF THE TREASURY. CHAIRMAN SAITOTI [SI-TOE-TEE]. MR. CAMDESSUS [KAHM-DEH-S00]. MY OLD FRIEND BARBER CONABLE. IT REALLY IS A PLEASURE TO BE BACK WITH YOU THIS YEAR, TO WELCOME YOU ALL TO WASHINGTON FOR THIS IMPORTANT WORK. AND IT IS A PARTICULAR PLEASURE TODAY TO WELCOME THE NEW MEMBERS FROM BULGARIA, THE CZECH AND SLOVAK REPUBLIC, AND NAMIBIA, AND, OF COURSE, THE SPECIAL INVITEES FROM THE SOVIET UNION. YOUR PRESENCE HERE REMINDS US ALL OF HOW EVENTS OF THE PAST YEAR ARE PRODUCING A NEW PARTNERSHIP OF NATIONS -- A FUNDAMENTAL, INDEED INSPIRING CHANGE IN THE WORLD'S POLITICAL AND ECONOMIC ORDER. - 2 - THE MOVEMENT TOWARD DEMOCRATIC RULE -- ALREADY STRONG THROUGHOUT THE 1980'S -- ACCELERATED DURING WHAT I CALL THE REVOLUTION OF '89. THE RIGHTS OF THE INDIVIDUAL HAVE BEEN REAFFIRMED, WITH GREATER ADHERENCE TO THE RULE OF LAW. THE FREEDOM TO CHOOSE POLITICAL LEADERS -- AND EVEN POLITICAL SYSTEMS -- HAS TRIUMPHED IN COUNTRIES THAT ONLY A YEAR AGO WERE RULED BY SINGLE-PARTY REGIMES. AND HAND-IN-HAND, NEW ECONOMIC FREEDOM HAS BEGUN TO EMERGE AS WELL. TODAY, LEADERS AROUND THE WORLD ARE TURNING TO MARKET FORCES TO MEET THE NEEDS OF THEIR PEOPLE. OF COURSE, CHANGE HAS NOT COME EASILY. BUT AS I SAID LAST YEAR, AT THIS SAME MEETING: "THE JURY IS NO LONGER OUT. HISTORY HAS DECIDED." 111 AND TODAY, THE RESULTS OF THAT GLOBAL EXPERIMENT ARE UNMISTAKABLE. TODAY, THE CONSENSUS IS THIS: - 3 - GOVERNMENTS BY THEMSELVES CANNOT DELIVER PROSPERITY. 1111 RATHER, THE KEY TO ECONOMIC GROWTH IS SETTING INDIVIDUALS FREE -- FREE TO TAKE RISKS, FREE TO MAKE CHOICES, FREE TO USE THEIR INITIATIVE AND ABILITIES IN THE MARKETPLACE. WE ARE SEEING THIS, FOR EXAMPLE, IN THE RESTORATION OF PRIVATE OWNERSHIP IN COUNTRIES WHERE THE STATE ONCE CONTROLLED EVERY ASPECT OF ECONOMIC LIFE. AND FOR EFFICIENT PRODUCTION -- PRIVATE OWNERSHIP IS STILL THE MOST POWERFUL INCENTIVE KNOWN TO MAN. III MATCHED BY THE REJUVENATION OF MARKETS, THE ABILITY TO MAKE INDIVIDUAL ECONOMIC CHOICES IS THE FASTEST, MOST EFFECTIVE WAY TO ACHIEVE AND SUSTAIN BROAD-BASED ECONOMIC GROWTH. AND THAT IS WHY LEADERS EVERYWHERE ARE UNDERTAKING DIFFICULT ECONOMIC REFORMS, BUILDING STRONGER, MORE VERSATILE PRIVATE SECTORS, IMPROVING EFFICIENCY, AND MAKING GOVERNMENTAL DECISION- MAKING MORE RATIONAL. - 4 - THAT PROCESS TAKES TIME. ECONOMIC ADJUSTMENT IS OFTEN DIFFICULT. AND IN RECENT MONTHS, A NEW CHALLENGE HAS ARISEN WHICH COULD HINDER THIS PROCESS OF CHANGE: IRAQ'S ILLEGAL AND UNPROVOKED AGGRESSION AGAINST THE SOVEREIGN NATION OF KUWAIT. CLEARLY, THE GREATEST HARM IS TO KUWAIT AND ITS PEOPLE. AND WHEN THE SAUDI BORDER WAS OPENED, KUWAIT'S NEWEST REFUGEES BROUGHT FRESH TALES OF THE CRUELTY AND HORROR INFLICTED ON THE KUWAITI PEOPLE AND FOREIGN NATIONALS BY THE OCCUPYING FORCES OF SADDAM HUSSEIN. AND TODAY, OTHER COUNTRIES -- ALREADY FACING PAINFUL ECONOMIC AND POLITICAL TRANSFORMATIONS -- MUST NOW DEAL WITH ADDED HARDSHIPS. SERIOUS CHALLENGES HAVE EMERGED FOR COUNTRIES ROCKED BY UNPREDICTABLE TIDES IN THE FLOW OF OIL, TRADE, DISPLACED WORKERS, AND REFUGEES. - 5 - THIS STAGGERING BURDEN, WHICH IS PRESSING UPON THESE MOST SERIOUSLY AFFECTED COUNTRIES, CALLS FOR A GENEROUS RESPONSE FROM THE WORLD COMMUNITY. TOWARD THAT END, WE HAVE ALREADY BEGUN TO MOBILIZE FINANCIAL RESOURCES FOR THE FRONT-LINE STATES AND TO ENSURE RESPONSIBLE SHARING AMONG CREDITORS. THE INITIAL RESPONSE TO THAT EFFORT HAS BEEN IMPRESSIVE. NOW, IN ORDER TO TRANSFORM COMMITMENTS INTO CONCRETE CONTRIBUTIONS, I AM PLEASED TO ANNOUNCE THE FORMATION OF A GULF CRISIS FINANCIAL COORDINATION GROUP, -WHICH THE OF TREASURY SEC. WILL MEET OMORRO UNDER $ CHAIRMANSHIP/WITH THE AIM BRAD4, OF ACHIEVING EFFECTIVE, TIMELY AND SUSTAINED FINANCIAL SUPPORT TO THESE MOST SERIOUSLY AFFECTED COUNTRIES. BUT LET US NOT FORGET AN EVEN LARGER GROUP OF COUNTRIES REPRESENTED HERE WILL SUFFER FROM HIGHER OIL PRICES AND OTHER ECONOMIC DISLOCATIONS. WHILE WORLD ATTENTION HAS RIGHTLY FOCUSED ON THOSE COUNTRIES CLOSEST TO THE SITUATION AND BEARING THE HEAVIEST ECONOMIC BURDEN, I CAN TELL YOU THAT THE REST OF THE WORLD IS CERTAINLY NOT FORGOTTEN, AND NEVER WILL BE. - 6 - THIS GATHERING OF WORLD FINANCIAL LEADERS GIVES US AN OPPORTUNITY TO DISCUSS HOW WE CAN WORK TOGETHER TO ADDRESS THE SPECIAL FINANCIAL BURDEN OF THIS CRISIS -- AND DO so IN A WAY THAT WILL SUSTAIN THE DRAMATIC, WORLDWIDE TRANSITION TO FREE MARKETS. THE I.M.F. AND WORLD BANK -- GIVEN THEIR CENTRAL ROLE IN THE WORLD ECONOMY -- ARE KEY TO HELPING ALL OF US THROUGH THIS SITUATION BY PROVIDING A COMBINATION OF POLICY ADVICE AND FINANCIAL ASSISTANCE. 11 THE POLITICAL LEADERSHIP OF THE U.N. MUST BE MATCHED BY THE ECONOMIC LEADERSHIP OF THE I.M.F. AND THE WORLD BANK. 1111 SECRETARY BRADY WILL BE MAKING SOME SPECIFIC SUGGESTIONS IN HIS REMARKS FOR POSSIBLE MEANS OF UTILIZING CURRENT I.M.F. AND WORLD BANK PROGRAMS MORE EFFECTIVELY. BUT LET ME SAY IT AGAIN: WE ARE DETERMINED NOT TO ALLOW THE BRUTAL BEHAVIOR OF ONE AGGRESSOR TO UNDERMINE THE HISTORIC PROCESS OF DEMOCRATIC CHANGE -- OR TO DERAIL THE MOVEMENT TOWARDS MARKET-ORIENTED ECONOMIC SYSTEMS. - 7 - LET ME CONTINUE, MORE BROADLY, WITH A VISION OF THE ROLE OF THE UNITED STATES -- AND OF A WORLD ECONOMY WE CAN ALL SHARE. FIRST, WE BELIEVE THAT THE UNITED STATES SHOULD CONTRIBUTES TO ECONOMIC STABILITY AND GROWTH. AND PERHAPS THE GREATEST CONTRIBUTION THE UNITED STATES CAN MAKE TO THE HEALTH OF THE INTERNATIONAL ECONOMY IS TO GET OUR OWN HOUSE IN ORDER. OUR BUDGET DEFICIT MUST BE BROUGHT UNDER CONTROL AND REDUCED. - 8 - SECOND, THE UNITED STATES IS STRONGLY COMMITTED TO PROMOTING DEVELOPMENT AND GROWTH IN THE NEWLY EMERGING DEMOCRACIES OF LATIN AMERICA, CENTRAL AND EASTERN EUROPE, AFRICA AND ASIA. WE'RE WORKING IN ALL FOUR REGIONS TO EASE DEBT BURDENS UNDER THE BRADY PLAN. IN THIS HEMISPHERE, WHERE DEBT OVERHANG IMPEDES PROGRESS, WE ANNOUNCED THE ENTERPRISE FOR THE AMERICAS INITIATIVE TO PROMOTE ECONOMIC GROWTH BY EXPANDING TRADE AND INVESTMENT, TO REDUCE DEBT OWED TO THE UNITED STATES GOVERNMENT, AND TO PROVIDE FUNDS FOR NEEDED LOCAL ENVIRONMENTAL PROJECTS. IN EASTERN EUROPE, WHERE MASSIVE RESTRUCTURING IS NEEDED, WE ARE WORKING WITH OTHER NATIONS TO PROVIDE BILLIONS OF DOLLARS IN ASSISTANCE TO THE NEWLY EMERGING DEMOCRACIES. AND IN AFRICA, WHERE UNDERDEVELOPMENT HANGS ON so STUBBORNLY, MANY OF THE LOWEST-INCOME COUNTRIES HAVE ALREADY BENEFITTED FROM REDUCTIONS IN DEBT OWED TO THE U.S. - 9 - THIRD, THE UNITED STATES IS COMMITTED TO THE CENTRAL ROLE OF THE I.M.F. AND WORLD BANK IN HELPING BRING ABOUT ECONOMIC REFORMS. REFORM EFFORTS CAN ONLY BE SUCCESSFUL IF COUNTRIES CARRY THROUGH ON THEIR RESPONSIBILITIES. AND THAT MEANS REGULATORY REFORM AND PRIVATIZATION, SOUND MACRO-ECONOMIC AND STRUCTURAL POLICIES, AND OPEN BORDERS FOR TRADE AND INVESTMENT. THIS IS WHY YOUR WORK HERE IN WASHINGTON THIS WEEK IS so IMPORTANT. FOR MORE THAN 40 YEARS, THE FUND AND THE BANK HAVE BEEN QUIETLY ENLISTING THE TALENTS AND THE ENERGIES OF THE DEVELOPED AND DEVELOPING WORLD IN A GLOBAL STRUGGLE AGAINST POVERTY. AND TODAY, IN A WORLD WHERE IDEOLOGY NO LONGER CONFRONTS, AND BIG-POWER BLOCS NO LONGER DIVIDE, THE BANK AND THE FUND HAVE BECOME PARADIGMS OF INTERNATIONAL COOPERATION. INDEED, WE ESPECIALLY APPRECIATE YOUR EFFORTS IN CARRYING OUT A STUDY OF THE SOVIET ECONOMY THAT IS UNPRECEDENTED IN ITS SCOPE. THIS STUDY WILL PRODUCE RECOMMENDATIONS FOR ECONOMIC, FINANCIAL, AND STRUCTURAL REFORM. - 10 - AS THE COMING WEEK UNFOLDS, PART OF YOUR TASK WILL ALSO BE TO PLAN FOR THE FUTURE OF YOUR TWO GREAT INSTITUTIONS. AND I PLEDGE THE CONTINUED SUPPORT OF THE UNITED STATES FOR A WORLD BANK AND I.M.F. WHICH so CLEARLY ADVANCE OUR COMMON STRUGGLE TO IMPROVE THE QUALITY OF LIFE FOR ALL PEOPLE EVERYWHERE. FOR THIS REASON, WE STRONGLY SUPPORT THE I.M.F. QUOTA INCREASE AND THE STRENGTHENING OF THE I.M.F. ARREARS POLICY. AND WE WOULD ALSO LIKE TO CHALLENGE BOTH INSTITUTIONS TO INTENSIFY THEIR FOCUS ON BUILDING DYNAMIC PRIVATE SECTORS IN MEMBER COUNTRIES -- ONE OF THE MOST IMPORTANT STIMULANTS FOR ENERGIZING THESE NEW MARKET ECONOMIES. AND WE WOULD ALSO ASK THE WORLD BANK TO PLACE A HIGH PRIORITY ON THREE OTHER ISSUES VITAL TO SOUND AND SUSTAINED GROWTH. FIRST IS PROTECTING THE ENVIRONMENT. AS I SAID HERE LAST YEAR: ENVIRONMENTAL DESTRUCTION KNOWS NO BORDERS. 11 SECOND, ERADICATING POVERTY MUST CONTINUE TO BE A CENTRAL MISSION OF THE BANK. 11 AND THIRD, WE STRONGLY SUPPORT GREATER EFFORTS TO INTEGRATE WOMEN INTO THE DEVELOPMENTAL PROCESS. - 11 - FINALLY, AS WE PLAN FOR THE FUTURE, WE MUST WORK TOGETHER FOR SUCCESS IN ANOTHER IMPORTANT INTERNATIONAL ECONOMIC INSTITUTION -- THE GATT. AS WE MEET TODAY, LESS THAN 70 DAYS REMAIN IN THE FOUR-YEAR URUGUAY ROUND OF GLOBAL TRADE TALKS. LASTING REFORM IS ESSENTIAL FOR DEVELOPED AND DEVELOPING COUNTRIES ALIKE. IT IS THE KEY TO A SUCCESSFUL ROUND WHICH ESTABLISHES NEW RULES AND OPPORTUNITIES FOR ALL COUNTRIES. THESE NEGOTIATIONS ARE ONE OF THE WORLD'S GREATEST ECONOMIC OPPORTUNITIES OF THE DECADE. BUT MUCH REMAINS TO BE DONE. THE ROUND IS NOT JUST A TRADE ISSUE, IT IS A GROWTH ISSUE. AND IT'S NOT JUST AN EXERCISE FOR BUREAUCRATS IN GENEVA. THE TRADE TALKS ARE THE "LAST TRAIN LEAVING THE STATION," AND COUNTRIES THROUGHOUT THE WORLD MUST JUMP ABOARD. IT CAN BE THE ENGINE OF ECONOMIC GROWTH THAT CARRIES US INTO THE 21ST CENTURY. - 12 - THE ROUND PROMISES TO REMOVE BARRIERS IN FOUR CRUCIAL AREAS, AREAS UNTOUCHED IN PREVIOUS ROUNDS: SERVICES, INVESTMENT, INTELLECTUAL PROPERTY AND AGRICULTURE. AS A MATTER OF FACT, AGRICULTURAL REFORM REMAINS A MAJOR STUMBLING BLOCK. INDEED, IT THREATENS TO BRING DOWN THE REST OF THE ROUND. WE MUST LET FARMERS COMPETE WITH FARMERS, INSTEAD OF FARMERS COMPETING WITH THE DEEP POCKETS OF GOVERNMENT TREASURIES. WE NEED A SUCCESSFUL RESOLUTION OF THE AGRICULTURAL ISSUES IF WE ARE TO HAVE AN AGREEMENT. IF COUNTRIES AROUND THE GLOBE DON'T MUSTER THE POLITICAL COURAGE TO FACE THESE TOUGH ISSUES IN THE TIME REMAINING, WE WILL FORFEIT NEW MARKETS FOR OUR BUSINESSES, IMPOSE HIGHER PRICES ON OUR CONSUMERS, AND FORGO NEW JOBS AND HIGHER INCOMES FOR WORKERS IN ALL COUNTRIES. III - 13 - WORST OF ALL, WE WILL ENDANGER A VITAL, PROVEN FRAMEWORK OF INTERNATIONAL COOPERATION. A COLLAPSE OF THE ROUND WILL INEVITABLY ENCOURAGE INCREASED PROTECTIONIST PRESSURE AND POLITICAL INSTABILITY. THAT IS SOMETHING WE CAN ILL AFFORD AS WE FORGE A NEW PARTNERSHIP OF NATIONS AGAINST AGGRESSION IN THE PERSIAN GULF. III I URGE YOU TO WORK ACTIVELY WITHIN YOUR GOVERNMENTS TO ENSURE SUCCESS. AND I URGE MY COUNTERPARTS AROUND THE WORLD -- AS WE DID AT THE HOUSTON ECONOMIC SUMMIT -- TO INSTRUCT YOUR NEGOTIATORS TO BRING ALL THE COMPONENTS OF THE URUGUAY ROUND TO A SUCCESSFUL CONCLUSION BY DECEMBER. III IN ALL THESE EFFORTS, THERE IS MUCH AT STAKE. ALMOST 35 YEARS AGO, PRESIDENT EISENHOWER FIRST APPEARED AT AN I.M.F./WORLD BANK MEETING. HE SPOKE OF THE LESSONS HE LEARNED WHILE WAGING A WAR THAT BROUGHT TOGETHER SO MANY DIFFERENT SOLDIERS FROM so MANY DIFFERENT LANDS. - 14 - IKE NOTED, AS I DO NOW, THAT THERE WERE PEOPLE IN THE AUDIENCE WHO WERE OUR ALLIES IN THAT GRAND EFFORT. HE SAID: "WE EARLY FOUND ONE THING: WITHOUT THE HEART, WITHOUT THE ENTHUSIASM FOR THE CAUSE IN WHICH WE WERE WORKING, NO COOPERATION WAS POSSIBLE. WITH THAT ENTHUSIASM -- SUBORDINATING ALL ELSE TO THE ADVANCEMENT OF THE CAUSE -- COOPERATION WAS EASY." III AS THE UNITY OF THE UNITED NATIONS HAS DEMONSTRATED IN THE PAST TWO MONTHS, THE WORLDWIDE ENTHUSIASM FOR TODAY'S NOBLE "CAUSE" -- THE CAUSE I'VE DESCRIBED AS A "NEW PARTNERSHIP OF NATIONS" -- IS NOT ONLY UNPRECEDENTED, BUT TRULY REMARKABLE. AND I URGE YOU TO SEIZE THAT ENTHUSIASM IN YOUR MEETINGS THIS WEEK, TO FORGE THE NEW LEVELS OF COOPERATION NEEDED TO SUCCEED. THANK YOU FOR COMING TO WASHINGTON. GOOD LUCK THIS WEEK IN THE MEETINGS AHEAD. AND GODSPEED YOU IN YOUR TRAVELS HOME. # # # THE WHITE HOUSE washington SCHEDULE OF THE PRESIDENT FOR WASHINGTON, D.C. TUESDAY, SEPTEMBER 25, 1990 EVENT: Address World Bank/International Monetary Fund Meeting DRESS: Men - Business Suit Women - Day Dress CONTACT: Office of Presidential Advance John G. Keller, Jr. - 202/456-7565 Trip Coordinator Patricia L. Conrad - 202/456-7565 ADVANCE: Kelley Walker - LEAD Spence Geissinger - PRESS Jack Rohmer - USSS Wayne Justice - MIL. AIDE Larry Fisher - WHCA WEATHER: Sunny/Low 70's SCHEDULE OF THE PRESIDENT FOR WASHINGTON, D.C. TUESDAY, SEPTEMBER 25, 1990 2:45 pm THE PRESIDENT boards Motorcade and departs White House en route Sheraton Washington Hotel. MOTORCADE ASSIGNMENTS: Lead Spare B. Caughman Doctor LIMO THE PRESIDENT Sec. Brady Follow Up Control Gov. Sununu R. Gates Mil. Aide Support S. Rogich M. Fitzwater J. Swift Official Photographer Medic Staff I All Remaining Staff Press Van I J. Herrick Press Van II (Drive Time: 10 Minutes) 2:55 pm THE PRESIDENT arrives Sheraton Washington Hotel and proceeds to Holding Room. Met by: Mr. John McKennon, Jr. Managing Director, Sheraton Washington Hotel Mr. Barry Hammond Convention Coordinator, Sheraton Washington Hotel 2:57 pm THE PRESIDENT arrives Holding Room. 2:58 pm THE PRESIDENT, accompanied by Secretary Brady, departs Holding Room and proceeds to Off-Stage Announcement Area, Ballroom. 2:59 pm THE PRESIDENT, accompanied by Secretary Brady, arrives Off-Stage Announcement Area, Ballroom and holds briefly. Met by: Mr. George Saitoti Chairman, International Monetary Fund (IMF), and World Bank Group, and Vice President, Kenya Mr. Timothy Thahane Vice President and Secretary, World Bank Group Mr. Leo Van Houtven Secretary, International Monetary Fund Mr. Michael Camdessus Managing Director, World Bank Group Page Two Mr. Barber Conable President, World Bank Group NOTE: IMF and World Bank participants will be escorted to their positions on the Dais. EVENT: ADDRESS WORLD BANK/INTERNATIONAL MONETARY FUND MEETING OPEN PRESS OFF-STAGE ANNOUNCEMENT REMARKS TELEPROMPTER 3:00 pm THE PRESIDENT, accompanied by Secretary Brady, is announced onto Dais and proceeds to Seat. 3:01 pm THE PRESIDENT is introduced for Remarks by Secretary Brady. 3:02 pm THE PRESIDENT gives Remarks. 3:17 pm THE PRESIDENT concludes Remarks, departs Stage and proceeds to Holding Room. 3:20 pm THE PRESIDENT arrives Holding Room. 3:25 pm THE PRESIDENT departs Holding Room and proceeds to Motorcade 3:30 pm THE PRESIDENT boards Motorcade and departs Sheraton Washington Hotel en route White House. Page Three MOTORCADE ASSIGNMENTS: Same as on Arrival, except: LIMO THE PRESIDENT (Drive Time: 10 Minutes) 3:40 pm THE PRESIDENT arrives White House. Page Four THE WHITE HOUSE WASHINGTON September 21, 1990 INFORMATION MEMORANDUM FOR THE PRESIDENT THROUGH: CHRISS WINSTON cw FROM: EDWARD E. MCNALLY qun SUBJECT: REMARKS TO WORLD BANK/IMF ANNUAL MEETING I. SUMMARY On Tuesday, Sept. 25, at 3:00 p.m., you will address the annual meeting of the World Bank and International Monetary Fund at the Sheraton Washington on Connecticut Avenue. The audience will consist of about 3,500 bankers and government finance officials from around the world. You spoke at this same event one year ago. II. DISCUSSION The remarks (14 minutes, on teleprompter) were prepared in accordance with guidance from World Bank President Barber Conable, the Treasury Department, the U.S. Trade Representative, Stephen Farrar of Roger Porter's office and Meg Lundsager of the NSC. Two sections may be of particular interest to the public: a call for the World Bank and IMF to match the political leadership of the U.N. with economic leadership; and tough language recommended by USTR on the Uruguay Round of the GATT. McNally/Simon September 21, 1990 Draft Five (B:IMF) PRESIDENTIAL REMARKS: 1990 IMF/WORLD BANK ANNUAL MEETING SHERATON WASHINGTON HOTEL TUESDAY, SEPT. 25, 1990, 9:30 A.M. Thank you all very much. And thanks especially to my good friend Nick Brady -- for those kind words -- and for the outstanding job you're doing as our Secretary of the Treasury. Chairman Saitoti [si-TOE-tee]. Mr. Camdessus [KAHN-deh- soo]. My old friend Barber Conable. It really is a pleasure to be back with you this year, to welcome you all to Washington for this important work. And it is a particular X pleasure today to welcome the new X members from Bulgaria, Czechoslovakia, and Namibia, and, of 458-0242 world course, the special invitees from the Soviet Union. Your presence here reminds us all of how events of the past year are producing a new partnership of nations -- a fundamental, indeed inspiring change in the world's political and economic order. The movement toward democratic rule -- already strong throughout the 1980's -- accelerated during what I call the Revolution of '89. The rights of the individual have been reaffirmed, with greater adherence to the rule of law. The freedom to choose political leaders -- and even political systems -- has triumphed in countries that only a year ago were ruled by single-party regimes. And hand-in-hand, new economic freedom has begun to emerge as well. Today, leaders around the world are turning to market forces to meet the needs of their people. Of course, change has not come easily. But as I said last year, at this same meeting: "The jury is no longer out. History has decided." III And today, the results of that global experiment are unmistakable. Today, the consensus is this: Governments by themselves cannot deliver prosperity. Rather, the key to economic growth is setting individuals free -- free to take risks, free to make choices, free to use their initiative and abilities in the marketplace. We are seeing this, for example, in the restoration of private ownership in countries where the state once controlled every aspect of economic life. And for efficient production -- private ownership is still the most powerful incentive known to Man. III Matched by the rejuvenation of markets, the ability to make individual economic choices is the fastest, most effective way to achieve and sustain broad-based economic growth. And that is why leaders everywhere are undertaking difficult economic reforms, building stronger, more versatile private sectors, improving efficiency, and making governmental decision-making more rational. That process takes time. Economic adjustment is often difficult. And in recent months, a new challenge has arisen which could hinder this process of change: Iraq's illegal and unprovoked aggression against the sovereign nation of Kuwait. Clearly, the greatest harm is to Kuwait and its people. And when the Saudi border was opened, Kuwait's newest refugees 3 brought fresh tales of the cruelty and horror inflicted on the Kuwaiti people and foreign nationals by the occupying forces of Saddam Hussein. And today, many other countries -- already facing painful economic and political transformations -- must now deal with added hardships. Serious challenges have emerged for countries rocked by unpredictable tides in the flow of oil, trade, displaced workers, and refugees. And an even larger group of countries represented here will suffer from higher oil prices and other economic dislocations. While world attention has rightly focused on those countries closest to the situation and bearing the heaviest economic burden, I can tell you that the rest of the developing world is certainly not forgotten, and never will be. This gathering of world financial leaders gives us an oppor- tunity to discuss how we can work together to address the special financial burden of this crisis -- and do so in a way that will sustain the dramatic, worldwide transition to free markets. The IMF and World Bank -- given their central role in the world economy -- are key to helping all of us through this situation by providing a combination of policy advice and financial assistance. 11 The political leadership of the U.N. must be matched by the economic leadership of the I.M.F. and the World Bank. Secretary Brady will be making some specific suggestions in his remarks for possible means of utilizing current IMF and World 4 Bank programs more effectively. But let me say it again: We are determined not to allow the brutal behavior of one aggressor to undermine the historic process of democratic change -- or to derail the movement towards market-oriented economic systems. Let me continue, more broadly, with a vision of the role of the United States -- and of a world economy we can all share. First, we believe that the United States should contributes to economic stability and growth. And perhaps the greatest contribution the United States can make to the health of the international economy is to get our own house in order. Our budget deficit must be brought under control and reduced. Second, the United States is strongly committed to promoting development and growth in the newly emerging democracies of Latin America, Central and Eastern Europe, Africa and Asia. We're working in all four regions to ease debt burdens under the Brady Plan. In this hemisphere, where debt overhang impedes progress, we announced the Enterprise for the Americas Initiative to promote economic growth by expanding trade and investment, to reduce debt owed to the United States government, and to provide funds for needed local environmental projects. In Eastern Europe, where massive restructuring is needed, we are working with other nations to provide billions of dollars in assistance to the newly emerging democracies. And in Africa, where underdevelopment hangs on so stubbornly, many of the lowest- income countries have already benefitted from reductions in debt owed to the U.S. 5 Third, the United States is committed to the central role of the IMF and World Bank in helping bring about economic reforms. Reform efforts can only be successful if countries carry through on their responsibilities. And that means deregulatory reform and privatization, sound macro-economic and structural policies, and open borders for trade and investment. This is why your work here in Washington this week is so important. For almost fifty years, the Fund and the Bank have been quietly enlisting the talents and the energies of the developed and developing world in a global struggle against poverty. And today, in a world where ideology no longer confronts, and big-power blocs no longer divide, the Bank and the Fund have become paradigms of international cooperation. Indeed, we especially appreciate your efforts in carrying out a study of the Soviet economy that is unprecedented in its scope. This study will produce recommendations for economic, financial, and structural reform, and will establish criteria under which Western assistance could support such reform. As the coming week unfolds, part of your task will also be to plan for the future of your two great institutions. And I pledge the continued support of the United States for a World Bank and IMF which so clearly advance our common struggle to improve the quality of life for all people everywhere. For this reason, we strongly support the IMF quota increase and the strengthening of the IMF arrears policy. And we would also like to challenge both institutions to intensify their focus 6 on building dynamic private sectors in member countries -- one of the most important stimulants for energizing these new market economies. And we would also ask the World Bank to place a high priority on three other issues vital to sound and sustained growth. First is protecting the environment. As I said here last year: Environmental destruction knows no borders. Second, eradicating poverty must continue to be a central mission of the Bank. 11 And third, we strongly support greater efforts to integrate women into the developmental process. Finally, as we plan for the future, we must work together for success in another important international economic institution -- the GATT. As we meet today, less than 70 days remain in the four-year Uruguay Round of global trade talks. These negotiations are one of the world's greatest economic opportunities of the decade. But much remains to be done. The Round is not just a trade issue, it is a growth issue. And it's not just an exercise for bureaucrats in Geneva. The trade talks are the "last train leaving the station," and countries throughout the world must jump aboard. It can be the engine of economic growth that carries us into the 21st century. The Round promises to remove barriers in four crucial areas, areas untouched in previous rounds: services, investment, intellectual property and agriculture. As a matter of fact, agricultural reform remains a major stumbling block. Indeed, it 7 threatens to bring down the rest of the Round. We must let farmers compete with farmers, instead of farmers competing with the deep pockets of government treasuries. We need a successful resolution of the agricultural issues if we are to have an agreement. If countries around the globe don't muster the political courage to face these tough issues in the time remaining, we will forfeit new markets for our businesses, impose higher prices on our consumers, and forgo new jobs and higher incomes for workers in all countries. III Worst of all, we will endanger a vital, proven framework of international cooperation. A collapse of the Round will inevitably encourage increased protectionist pressure and political instability. That is something we can ill afford as we forge a new partnership of nations against aggression in the Persian Gulf. III I urge you to work actively within your governments to ensure success. And I urge my counterparts around the world -- as we did at the Houston Economic Summit -- to instruct your negotiators to bring all the components of the Uruguay Round to a successful conclusion by December. III In all these efforts, there is much at stake. Almost 35 years ago, President Eisenhower first appeared at an IMF/World Bank meeting. He spoke of the lessons he learned while waging a war that brought together so many different soldiers from so many different lands. 8 Ike noted, as I do now, that there were people in the audience who were our allies in that grand effort. He said: "We early found one thing: Without the heart, without the enthusiasm for the cause in which we were working, no cooperation was possible. with that enthusiasm -- subordinating all else to the advancement of the cause -- cooperation was easy." III As the unity of the United Nations has demonstrated in the past two months, the worldwide enthusiasm for today's noble "cause" -- the cause I've described as a "new partnership of nations" -- is not only unprecedented, but truly remarkable. And I urge you to seize that enthusiasm in your meetings this week, to forge the new levels of cooperation needed to succeed. Thank you for coming to Washington. Good luck this week in the meetings ahead. And Godspeed you in your travels home. # # # S Sheraton Washington HOTEL 2660 WOODLEY RD., AT CONN. AVE., N.W., WASHINGTON, D.C. 20008 PHONE: (202) 328-2000 FAX: (202) 234-0015 ITT Sheraton 3:00 pm speech Brady introduces 3500 people COURIYARD Century RESTAURANT 5 MERICUS CAFE HAR RAWRAR SEAFOOD STEAK ***PLEASE FILL OUT COMPLETELY!!!! SIGN-IN SHEET MEETING FOR: World Banc 1 THE meeting Sheraton Washiniton Hotel DATE: 9/20/9D ORGANIZATION/ADDRESS HOME PHONE OFFICE PHONE NAME/TITLE Patricia Conrad WH Advance office KEUR WALKER 11 342-6265 377-1684 Sec. Brady's Adv. 683-1756 566-5500 Sharon McGann ROBERT 5. CALLIS JOINT SEERE TARIAT 593-4271 319-3079 HOTEL 8201 469-6736 319-3079 in Erik Friis GERAID JOHNSON USSS 395-4351 OWEN R. FERGUSON USSS/ND 395-4496 FRED SANCHEZ PRESIDENTIAL WATCH 395-4299 Jack L. Rohmer usss-PPD 395-4011 395-4011 Tom Dayle U.S.S.S. - W.F.D. 3634-5100 634-5100 Chip Smith USSS-PPD USSS - PPD 395-4011 / Russ BaRBoR usss/TSD 395-4005 456-7750 WH speechwriting Robert Simon WH COMM AGENCY 395-5479 395-6318 BILL LORD ELI VIDNJUICH SHERATON WASH HOTEL 270-8022 328-2000 Bob DRescheR Sheraton WASH 5523031 3282000 Kelley GANNON W.H. Advance 456-7565 BARRY H HAMMOND SHERATON WASH 483-2253 328-2913 PATRICK mcFADDEW WH. com 395-4200 395-4200 STEVEN SMITH WH COMM AGENCY 395-4070 McNally/Simon September 18, 1990 Draft Four (B:IMF) PRESIDENTIAL REMARKS: 1990 IMF/WORLD BANK ANNUAL MEETING SHERATON WASHINGTON HOTEL TUESDAY, SEPT. 25, 1990, 9:30 A.M. Thank you all very much. And thanks especially to my good friend Nick Brady -- for those kind words -- for the outstanding job you' re doing as our Secretary of the Treasury. [SI-TOE-tee] [Kahm-Deh-soo] Chairman Saitoti. Mr. Camdessus. My old friend Barber Conable. It really is a pleasure to be back with you this year, to welcome you all to Washington for this important work. And it is a particular pleasure today to welcome the special invitees from the Soviet Union. Your presence here reminds us all of how events of the past year have produced a new partner- ship of nations -- a fundamental, indeed inspiring change in the world's political and economic order. The movement toward democratic rule -- already strong throughout the 1980's -- accelerated during what I call the Revolution of '89. The rights of the individual have been reaffirmed, with greater adherence to the rule of law. The freedom to choose political leaders -- and even political systems -- has triumphed in countries that only a year ago were ruled by single-party regimes. And hand-in-hand, new economic freedom has begun to emerge as well. Today, leaders around the world are turning to market forces to meet the needs of their people. Change has not come easily. And many other approaches have been tried. But as I said last 2 year, at this same meeting: Q-27-89 "The jury is no longer out. History has decided." III And today, the results of that global experiment are unmistakable. Today, the consensus is this: Governments by themselves cannot deliver prosperity. Rather, the key to economic growth is setting individuals free -- free to take risks, free to use their initiative and abilities in the marketplace. We are seeing this, for example, in the restoration of private ownership in countries where the state once owned or controlled all aspects of economic life. And for efficient production -- private ownership is still the most powerful incentive known to Man. Matched by the rejuvenation of markets, the ability to make individual economic choices is the fastest, most effective way to see broad-based economic growth. And that is why leaders every- where are undertaking difficult economic reforms, building stronger, more versatile private sectors, improving efficiency, and making decisionmaking more rational. That process takes time. Economic adjustment is always difficult. And in recent months, a new challenge has arisen which could hinder this process of change: Iraq's illegal and unprovoked aggression against the sovereign nation of Kuwait. Clearly, the greatest harm is to Kuwait and its people. And when the Saudi border was opened last week, Kuwait's newest refugees brought fresh tales of the cruelty and horror inflicted by the barbarous forces unleashed by Saddam Hussein. 3 And today, many other countries -- already facing painful transformations -- must now deal with added hardships. Serious challenges have emerged for countries rocked by unpredictable tides in the flow of oil, tradé, displaced workers, and refugees. And an even larger group of countries represented here will suffer from higher oil prices and other economic dislocations. While world attention has rightly focused on those countries closest to the situation and bearing the heaviest economic burden, I can tell you that the rest of the developing world is not forgotten, your hardships are not being ignored. This gathering of world financial leaders gives us an oppor- tunity to discuss how we can work together to address the special financial burden of this crisis -- and do so in a way that will sustain the dramatic, worldwide transition to free markets. The IMF and World Bank -- given their central role in the world economy -- are key to helping all of us through this crisis by providing a combination of policy advice and financial assistance. 11 Because in this crisis, the political leadership of the U.N. must be matched by the economic leadership of the I.M.F. and the World Bank. Secretary Brady will be making some specific suggestions in his remarks for possible means of utilizing current IMF and World Bank programs more effectively. But let me say it again: We are determined not to allow the brutal behavior of one aggressor to undermine the historic process of democratic change --- or to derail the movement towards market economic systems. III 4 Let me continue, more broadly, with my vision of the role of the United States -- and of a world economy we can all share. First, we are committed to a United States which contributes to economic stability and growth. And perhaps the greatest contribution the United States can make to the health of the international economy is to get our own house in order. Our budget deficit will be brought under control and reduced. [[Last week's agreement ]] Second, the United States is strongly committed to promoting development and growth in the newly emerging democracies of Latin America, Eastern Europe, Africa and Asia. We're working in all four regions to ease debt burdens under the Brady Plan. In this hemisphere, we announced the Enterprise for the Americas Initia- tive to promote economic growth by expanding trade and invest- ment, and by reducing debt owed to the United States government. In Eastern Europe, we are working with other nations to provide billions of dollars in assistance to the newly emerging demo- cracies. And in Africa, many of the lowest-income countries have already benefitted from reductions in debt owed to the U.S. Third, all these areas of progress have one important ele- ment in common -- the central role of the IMF and World Bank in helping bring about economic reforms. Reform efforts can only be successful if the beneficiary countries carry through on their responsibilities. And that means deregulation, sound macro- economic policies, and open borders for trade and investment. This is why your work here in Washington this week is so 5 important. The international community looks to you to provide three-dimensional responses to a changing world. And for good reason. Your two institutions have evolved into powerful forces for promoting free markets. The Fund and the Bank have been indispensable players in the economic transformation sweeping Eastern Europe, Latin America and other regions, through their support for economic reforms and their role in the debt strategy. We also appreciate your efforts in carrying out the unprecedented study of the Soviet economy. This study will produce recommendations for economic, financial, and structural reform, and will establish criteria under which Western assistance could support such reform. As the coming week unfolds, part of your task will also be to plan for the future of your two great institutions. The Fund and the Bank must be in a strong position to continue their encouragement of economic reforms and adjustment efforts. For this reason, we strongly support the IMF quota increase and the strengthening of the IMF arrears policy. And we would also like to challenge both institutions to focus on building dynamic private sectors in member countries -- one of the most important stimulants for energizing these new market economies. And we would also ask the World Bank to place a high priority on three other issues vital to sound and sustained growth. First is protecting the environment. As I said here last year: Environmental destruction knows no borders. Second, poverty alleviation must continue to be a central mission 6 of the Bank. 11 And third, we strongly support greater efforts to integrate women into the developmental process. Finally, as we plan for the future, we must work together for success in the other great post-war international economic institution --, the GATT. As we meet today, less than 70 days remain in the four-year Uruguay Round of global trade talks. But much remains to be done. Agricultural reform remains a major stumbling block. Indeed, it threatens to bring down the rest of the Round. The Round is not just a trade issue, it is a growth issue. It can be the engine of economic growth that carries us into the 21st century. It promises to remove barriers in three crucial areas, three areas untouched in previous rounds: services, investment, and intellectual property. But if we fail to achieve an agreement, we will forfeit new markets for our businesses, force higher prices for our consumers, and block new jobs and higher incomes for our workers. III Worst of all, we will endanger a vital, proven framework of international cooperation. The collapse of the Round will inevitably encourage increased protectionist pressure and political instability. That is something we can ill afford at a time when we are trying to forge a new partnership of nations, and when we are engaged in a great struggle against aggression in the Persian Gulf. III Therefore, I urge you who to work actively within your governments to ensure success. And I urge my counterparts around 7 the world -- as we did at the Houston Economic Summit -- to instruct your negotiators to bring the Uruguay Round to a successful conclusion by December. III In all these efforts, there is much at stake. Almost 35 years ago, when President Eisenhower first appeared at an IMF/World Bank meeting, he spoke about one of the lessons he learned while waging a war that brought together so many different soldiers from so many different lands. Ike noted, as I do now, that there were people in the audience who were our allies in that grand effort. He said: "We early found one thing: Without the heart, without the enthusiasm for the cause in which we were working, no cooperation was possible. With that enthusiasm -- subordinating all else to the advancement of the cause -- cooperation was easy." III As the unity of the United Nations has demonstrated in the past two months, the worldwide enthusiasm for today's noble "cause" -- the cause I've described as a "new partnership of nations" -- is not only unprecedented, but truly astounding. And I urge you to seize that enthusiasm in your meetings this week, to forge the new levels of cooperation needed to succeed. Thank you for coming to Washington. Good luck this week in the meetings ahead. And Godspeed you in your travels home. # # # McNally/Simon September 18, 1990 Draft Three (B:IMF) PRESIDENTIAL REMARKS: 1990 IMF/WORLD BANK ANNUAL MEETING SHERATON WASHINGTON HOTEL TUESDAY, SEPT. 25, 1990, 9:30 A.M. Thank you all very much. And thanks especially to my good friend Nick Brady -- for those kind words -- for the outstanding job you're doing as our Secretary of the Treasury. saitoti [Si-TOE-tee] 458-0242 Chairman Lee. Mr. Camdessus. My old friend -- former Ranga Congressman, now World Bank President -- Barber Conable. It really is a pleasure to be back with you and your colleagues this year, to once again welcome you all to Washington, and to wish you well in your important work. And it is a particular pleasure today to welcome the special invitees from the Soviet Union. Your presence here reminds us all of how events of the past year have produced a new partner- ship of nations -- a fundamental, indeed inspiring change in the world's political and economic order. III The movement toward democratic rule -- already strong throughout the 1980's -- accelerated during what I call the Revolution of '89. The rights of the individual have been reaffirmed, with greater adherence to the rule of law. The freedom of choice of political leaders -- and even political systems -- has won acceptance in countries that only recently abandoned one-party state structures. And hand-in- hand, new economic freedom has begun to emerge as well. Today, national leaders around the world, from the Soviet Union to Eastern Europe to Latin America and Africa, are turning to market forces to meet the needs of their people. This shift has not come easily. Many other approaches have been tried. But as I said last year, at this same meeting: "The jury is no longer out. History has decided." III And today, the results of that global experiment are unmistakable. Today, the consensus is this: Governments by themselves cannot deliver prosperity. Rather, the key to economic growth is setting individuals free -- free to take risks, free to use their initiative and abilities in the marketplace. We are seeing this, for example, in the restoration of private ownership in countries where the state once owned or controlled all aspects of economic life. And for efficient production --- private ownership is still the most powerful incentive known to Man. Matched by the rejuvenation of markets, the ability to make individual economic choices is the fastest, most effective way to see broad-based economic growth. And that is why leaders every- where are undertaking difficult economic reforms, building stronger, more versatile private sectors, improving efficiency, and making decisionmaking more rational. That process takes time. Economic adjustment is always difficult. And in recent months, a new challenge has arisen which could hinder this process of change: Iraq's illegal and unprovoked aggression against the sovereign nation of Kuwait. Clearly, the greatest harm is to Kuwait and its people. And when the Saudi border was opened last week, Kuwait's newest 3 refugees brought fresh tales of the cruelty and horror inflicted by the barbarous forces unleashed by Saddam Hussein. And today, many other countries -- already facing painful transformations -- must now deal with added hardships. Serious challenges have emerged for countries that were dependent on oil from Iraq and Kuwait, whose workers were displaced, that face serious refugee problems, or that have suffered trade losses as a result of Saddam's invasion. And an even larger group of countries represented here will suffer from higher oil prices and other economic dislocations arising out of the Gulf crisis. While world attention has rightly focused on those countries closest to the situation and bearing the heaviest economic burden, I can tell you that the rest of the developing world is not forgotten, that your hardships are not being ignored. This gathering of world financial leaders provides us with an opportunity to discuss how we can work together to address the special financial burden of this crisis -- and do so in a way that will sustain the striking transition to free markets that so many of you are undertaking. The IMF and World Bank, in their central role in the world economy, are key to helping all of us through this crisis by providing a combination of policy advice and financial assistance. 11 Because in this crisis, the political leadership of the U.N. must be matched by the economic leadership of the I.M.F. and the World Bank. 4 Secretary Brady will be making some specific suggestions in his remarks for possible means of utilizing current IMF and World Bank programs more effectively. But let me emphasize again that we are determined not to allow the brutal behavior of one aggressor to undermine the historic process of democratic change -- or to derail the movement towards market economic systems. III Let me continue, more broadly, with my vision of the leadership role of the United States -- and of a world economy which I hope we can all share. First, we are committed to a United States which contributes to economic stability and growth. And perhaps the greatest contribution the U.S. can make to the health of the international economy is to get our own house in order. Our budget deficit will be brought under control and reduced. [[Last week's agreement ]] Second, the United States is strongly committed to promoting development and growth in the newly-emerging democracies of Latin America, Eastern Europe, Africa and Asia. A major concern of many of you has been the debt burden you carry from the past. We will continue to work with you to ease that burden through debt restructuring under the Brady Plan. We have already seen significant progress in this area, bringing substantial savings to several countries. This past June, I announced the Enterprise for the Americas Initiative, which strives to promote economic growth in the Western Hemisphere by expanding trade and investment, and by 5 reducing debt owed to the United States government. We are extremely heartened by the positive reception the Initiative has received from leaders throughout the Americas. And we would welcome similar actions by other creditor governments. In Eastern Europe, we are working with other industrial countries to provide billions of dollars of technical and financial assistance to newly emerging democracies. While it will take time to achieve results, the commitment by these countries to profound economic re-structuring is inspiring. Finally, many of the lowest income countries in Africa have already benefitted from reductions in debt owed to the U.S., which we hope will enable them to strengthen and broaden their economic reforms as well. And one of Africa's newest, independent countries -- Namibia -- will be joining the Fund and Bank this week, and will soon benefit from the advice and support of your institutions. Third, all these areas of progress have one important ele- ment in common -- the central role of the IMF and World Bank in helping bring about economic reforms. Reform efforts can only be successful if the beneficiary countries carry through on their responsibilities. And that means deregulation, sound macro- economic policies, and open borders for trade and investment. This is why your work here in Washington this week is so important. The nature of our changing world calls increasingly for coordinated and cooperative responses. The international community looks to you to provide the focus for this 6 coordination. And for good reason. These institutions have evolved into powerful forces for promoting free markets. The Fund and the Bank have played a key role as we have responded to the needs of Eastern Europe. They have provided vital support -- both financial support and sound policy advice -- to Poland and Hungary. We now welcome Czechoslovakia and Bulgaria into their ranks. We also appreciate the efforts of the IMF, World Bank and other institutions in carrying out a detailed study of the Soviet economy, an effort that was discussed at the Economic Summit we hosted in Houston. This study will produce recommendations for economic, financial, and structural reform, and will establish criteria under which Western assistance could support such reform. And this study has been given added importance by the recent debate in the Soviet Union over alternative economic restructuring plans. The Fund and the Bank have also been indispensable players in the economic transformation sweeping Latin America and other parts of the developing world, through their support for economic reforms and their role in the debt strategy. As the coming week unfolds, part of your task will also be to plan for the future of your two great institutions. We need to build further on their ability to respond to changing circumstances. Market-based economies are best able to adapt to new demands. That is why the Fund and the Bank must be in a strong position to continue their encouragement of economic 7 reforms and adjustment efforts. For this reason, I strongly support the IMF quota increase and the strengthening of the IMF arrears policy as crucial to keeping the Fund a viable financial institution. And I would also like to challenge both institutions to improve their focus on building dynamic private sectors in member countries. Private investment -- both domestic and foreign -- will be an important stimulant for strengthening newly emerging market economies. IFC And I would also ask the World Bank to place a high priority on three issues vital to sound and sustained growth. First is protecting the environment. As I said here last year: Environ- mental destruction knows no borders. At Houston, for example, the leaders of the largest industrial democracies recognized the special role the World Bank can play in helping to halt the destruction of tropical rain forests. And we urge the Bank to take prompt and effective action in this and other areas. Second, poverty alleviation must continue to be a central mission of the Bank. \\ And third, we strongly support greater efforts to integrate women into the developmental process. Finally, as we plan for the future, we must work together for success in the other great post-war international economic institution -- the GATT. As we meet today, less than 70 days remain in the four-year Uruguay Round of global trade talks. In that time, much remains to be done. Agricultural reform remains a major stumbling block. 8 Indeed, it threatens to bring down the rest of the Round. The Round is not just a trade issue, it is a growth issue. It can be the engine of economic growth that carries us into the 21st century. It promises to remove barriers in three crucial areas, three areas untouched in previous rounds: services, investment, and intellectual property. But if we fail to achieve lose an agreement, we will forfeit new markets for our businesses, higher on block new force lower prices for our consumers, and more jobs and higher incomes for our workers. III Worst of all, we will endanger a vital, proven framework of international cooperation. The collapse of the Round will inevitably encourage increased protectionist pressure and political instability. That is something we can ill afford at a time when we are trying to forge a new partnership of nations, and when we are engaged in a great struggle against aggression in the Persian Gulf. III Therefore, I urge those of you who are finance ministers to work actively within your governments to ensure success. And I urge my counterparts around the world -- as we did at the Houston Economic Summit -- to instruct your negotiators to bring the Uruguay Round to a successful conclusion by December. III In all these efforts, there is much at stake. Almost 35 years ago, when President Eisenhower first appeared at an IMF/World Bank meeting, he spoke about one of the lessons he learned while waging a war that brought together so many different soldiers from so many different lands. 9 Ike noted, as I do now, that there were people in the audience who were our allies in that grand effort. He said: "We early found one thing: Without the heart, without the enthusiasm for the cause in which we were working, no cooperation 9-28-56 was possible. With that enthusiasm -- subordinating all else to the advancement of the cause -- cooperation was easy." As the unity of the United Nations has demonstrated in the past two months, the worldwide enthusiasm for today's noble "cause" -- the cause I've described as a "new partnership of nations" -- is not only unprecedented, but truly astounding. And I urge you to seize that enthusiasm in your meetings this week, to forge the new levels of cooperation needed to succeed. Thank you for coming to Washington. Good luck this week in the meetings ahead. And Godspeed you in your travels home. # # # International Finance Corporation 1818 H Street, N.W. (202) 477-1234 Washington, DC 20433 Cable Address: CORINTFIN U.S.A. FAX: (202) 477-6391 September 17, 1990 Mr. Robert Simon Room 111 Old Executive Office Building The White House Washington, D.C. 20500 Dear Bob: Thank you for taking the time to talk with me earlier in the week. I would like to follow up with just a couple of points about how the IFC has helped the President's objectives in the development field. Private Sector Development As the exclusively private sector oriented member of the World Bank Group, IFC policy dictates that we will only invest in projects without government guarantees, taking the full project risk of any endeavor. Unlike many other development agencies, we have a clear bottom line that makes IFC successes and failures readily apparent. This one factor, risk-taking and the potential of loss, instills a market discipline in our operations that may not be evident elsewhere. Another key aspect of our operations is that IFC will rarely finance more than 25% of any project. Our private sector partners must not only run the project but also put up most of the financing. This imposes even more discipline on our project investments. Our partners are in business to generate a profit. If that is not possible, they will not become involved and IFC must also withdraw. "Sustainable development" is another term of art that has been used in the development field. We view one of the most important measures of sustainable development as profit. If a project promises to earn a large profit for its sponsors, it is very likely to attract private sector monies and continue operation wholly independent of the government. If no profit can be found, local government bureaucrats will likely find a way to cut back or eventually close any continuing drain on the public fisc. RCA 248423 Western Union 64145 Y-7039 -2- Latin America We know that Latin America is one of the Administration's primary concerns. Latin America has been IFC's number one target of our investment for many years, reaching up to 48% of our total portfolio. As an exclusively private sector organization, we are directly effected by the investment climate of each country. For example, in Central America, IFC's new investment programs in Nicaragua and Panama came to a halt in the 1980s. Since the recent changes in government, IFC immediately sent teams to both countries to investigate new operations. Meanwhile, Mexico is now the number one recipient of IFC funding. Following the completion of the Brady plan debt restructuring, IFC has been able to reward the Mexican business community with fresh, voluntary international lending and equity investments to finance their recovery. In one transaction alone, a debt-equity swap with the Visa group, IFC was able to reduce the debt of Mexico by over $1 billion. IFC's record, backed by our own record of substantial investment, shows that the Brady plan is working and we are able to provide private sector banks with new project financing. Similar stories could be told about Chile where IFC recently introduced the first Latin American company (the privatized telephone company) to the U.S. equity markets in 20 years. Eastern Europe As one of the first multilateral development organizations in Eastern Europe, we now have an operational track record there. IFC has pioneered the development of the Polish private agricultural sector through our first investment approved back in 1988. Since then, we have made two other investments that have been used as test cases to help the development of Poland's legal and regulatory institutions. IFC has also helped to set up a foundation to assist the government move ahead with its privatization program. We are now hoping to put together some very large projects including the privatization of the Gdynia Shipyard (with Norwegian partners) and the Polish auto industry (with FIAT). IFC also sponsored a recent conference chaired by Paul Volcker in an effort to pair Western Banks with the nine Polish commercial banks that have been split off from the old National Bank of Poland. To help this process along, IFC is also launching a new commercial bank with international partners to compete against these banks. IFC also has a long record of investment in Hungary, where we recently helped to launch the Budapest Stock Exchange and invested in seven other joint venture projects. -3- The Environment IFC is active in the environmental field. It is already obvious that countries that rely on the private sector take better care of the environment simply because in a system where costs are more readily determined, environmental costs are more apparent. IFC has imposed an environmental screening process by which we divide our proposed projects into categories "A," "B" or "C". "A" projects now require a full environmental assessment before they move forward. "B" projects have less potential impacts, such as a hotel in an urban area, and deserve a less strict environmental review. "C" projects are largely financial in nature, such as funding for a stock exchange, and do not have direct environmental impacts. Beyond simply vetting projects for potential harm, IFC is now exploring ways to build environmental cleanup companies in the developing world. Most of the work of cleaning up the environment in this country is done by the private sector. The American industry alone tops $62 billion annually. We are seeking to start similar companies abroad. Our first feasibility study on a specific country will be ready for the public shortly. This report will identify 92 environmental companies in Turkey that need foreign financing to expand their operations. Following Turkey, IFC will release a report on Mexico. Small Business During its 35 years of operation, IFC has found that operations in Africa tend to be smaller with reduced operating margins. In order to respond to Africa's unique requirements, IFC now runs the Africa Project Development Facility using donor funds from A.I.D. and a number of other agencies. These funds are used to help African entrepreneurs put together business plans and other documents that will help them approach commercial lenders with bankable projects. Since its start, the APDF has been swamped with over 1,600 applications and created 3,500 new jobs through its approved projects. Summary This is just a brief summary of some of the things IFC is doing right now. I have enclosed a copy of our recently released Annual Report and two brochures on our operations in Eastern Europe and the U.S. partners we work with. I have also enclosed two draft paragraphs for the speech that may or may not be appropriate for what you are preparing. Thank you for taking the time to learn more about IFC. Please feel free to give me a call at 473-9331 if you have any questions. Mach Mark Kirk Encl. President's Annual Meeting Speech Countries which take bold steps to restructure their economies in line with a market-based approach will find that investment follows. We have already seen clear results in a number of countries (Chile, Mexico, Venezuela, Morocco, etc.). In taking these steps, these countries had the strong support of the Bretton Woods institutions, the Fund and the Bank at the level of policy reform and the International Finance Corporation at the private sector investment level. The Corporation has reached record levels this year in direct investment and in mobilizing other investors to "bet" on the countries undergoing structural reform. To ensure the IFC has the necessary resources to continue to support the adjustment process in Latin America, Asia and Africa, in addition to taking on new challenges in E. Europe, we need to reach an early decision on whether or not to provide a substantial capital increase for the Corporation. 0123g DRAFT McNally/Simon September 17, 1990 Draft Two (B:IMF) PRESIDENTIAL REMARKS: 1990 IMF/WORLD BANK ANNUAL MEETING SHERATON WASHINGTON HOTEL TUESDAY, SEPT. 25, 1990, 9:30 A.M. Thank you all very much. And thanks especially to my good friend Nick Brady -- for those kind words -- for the outstanding job you're doing as our Secretary of the Treasury. Chairman Lee. Mr. Camdessus. My old friend -- former Congressman, now World Bank President -- Barber Conable. It really is a pleasure to be back with you and your colleagues this year, to once again welcome you all to Washington, and to wish you well in your important work. And it is a particular pleasure to welcome members of the Soviet delegation, who are attending this meeting as special invitees. Your presence here reminds us all of how events of the past year have produced a new partnership of nations --- a 1 fundamental, indeed inspiring change in the world's political and economic order. The movement toward democratic rule -- already strong throughout the 1980's -- accelerated during what I call the Revolution of '89. The rights of the individual have been reaffirmed, with greater adherence to the rule of law. The freedom of choice of political leaders -- and even political systems -- has won acceptance in countries that only recently abandoned one-party state structures. And hand-in- hand, new economic freedom has begun to emerge as well. Today, national leaders around the world, from the Soviet Union to Eastern Europe to Latin America and Africa, are turning to market forces to meet the needs of their people. This shift has not come easily. Many other approaches have been tried. But as I said last year, at this same meeting: "The jury is no longer out. History has decided." III And today, the results of that global experiment are unmistakable. When it comes to economic development, there has never has been clearer evidence of what works and what does not. Today, the consensus is this: Governments by themselves cannot deliver prosperity. The key to economic growth is setting individuals free -- free to take risks, free to use their initiative and abilities in the marketplace. We are seeing this, for example, in the restoration of private ownership, which -- for efficient production -- is still the most powerful incentive known to Man. Complemented by the rejuvenation of markets, the ability to make individual economic choices is the most effective -- and most rapid -- way to achieve broad-based economic growth. And that is why leaders everywhere are undertaking difficult economic reforms, to improve efficiency and make decisionmaking more rational. And an important part of this effort is building stronger, more versatile private sectors. That process takes time. Economic adjustment is always difficult. And in recent months, a new challenge has arisen 3 which could hinder this process of change: Iraq's illegal and unprovoked aggression against the sovereign nation of Kuwait. Clearly, the greatest harm is to Kuwait and its people. And when the Saudi border was opened last week, Kuwaiti refugees fleeing across the desert brought fresh tales of the cruelty and horror inflicted by the uncivilized soldiers of Saddam Hussein. And today, many other countries -- already facing painful transformations -- must now deal with added hardships. Serious challenges have emerged for countries that were dependent on oil from Iraq, whose workers were displaced, that face serious refugee problems, or that have suffered trade losses as a result of Saddam's invasion. And an even larger group of countries represented here will suffer from higher oil prices and other economic dislocations arising out of the Gulf crisis. While world attention has rightly focused on those countries closest to the situation and bearing the heaviest economic burden, I can tell you that the rest of the developing world is not forgotten, that your hardships are not being ignored. This gathering of world financial leaders provides us with an opportunity to discuss how we can work together to address the special financial burden of this crisis -- and do so in a way that will sustain the striking transition to free markets that so many of you are undertaking. The IMF and World Bank, in their central role in the world economy, are key to helping all of us through this crisis through 4 a combination of policy advice and financial assistance. I know that the IMF stands ready to provide the needed financial assistance to cope with emerging economic costs. And we look to the Fund and the Bank to provide the kind of leadership and coordination on economic issues that the United Nations is providing on political dimensions of the crisis. Secretary Brady will be making some specific suggestions in his remarks for possible means of utilizing current IMF and World Bank programs more effectively. But let me emphasize again that we are determined not to allow the brutal behavior of one aggressor to undermine the historic process of democratic change or to derail the movement towards market economic systems. III Let me continue, more broadly, with my vision of the leadership role of the United States -- and of a world economy which I hope we can all share. First, we are committed to a United States which contributes to economic stability and growth. And perhaps the greatest contribution the U.S. can make to the health of the international economy is to get our own house in order. Our budget deficit will be brought under control and reduced. [[Last week's agreement ]] We will do this in a manner that sustains both our economic growth, and that of our trade and investment partners. This is a responsibility we share with the other major industrial countries, and we will continue to work closely with them to ensure that we all do our part. 5 Second, the United States is strongly committed to promoting development and growth, in both developing countries and newly- emerging democracies in Eastern Europe and elsewhere. A major concern of many of you has been the debt burden you carry from the past. We will continue to work with you to ease that burden through debt restructuring under the Brady Plan -- the debt strategy introduced by Secretary Brady a year ago. We have already seen significant progress in this area, bringing major savings to several countries. This past June, I announced the Enterprise for the Americas Initiative, designed to improve investment and trade relations in the Western Hemisphere, while providing some reduction in debt owed to the United States government. I would welcome similar actions by other creditor governments. But you should also know this: We place such a high priority on this Initiative that we are prepared to pursue these goals independently. Through a major collaborative effort of the industrial countries, we have also provided technical and financial assistance to the newly emerging democracies of Eastern Europe. While it will take time to achieve results, the commitment and perseverance of these countries is inspiring. Finally, many of the lowest income countries in Africa have already benefitted from reductions in debt owed to the U.S., which we hope will enable them to strengthen and broaden their economic reforms as well. 6 Third, these efforts can only be successful if the beneficiary countries carry through on their responsibilities to reform their economic systems through deregulation, sound macro- economic policies, and, through opening their borders to trade and investment. Fourth, all these areas of progress have one important element in common -- the central role of the IMF and World Bank in helping bring about the necessary economic reforms. This is why your work here in Washington this week is so important. The nature of our changing world calls increasingly for coordinated and cooperative responses. The international community looks to you to provide the focus for this coordination. And for good reason. These institutions have evolved into powerful forces for promoting free markets. The Fund and the Bank have played a key role as we have responded to the needs of Eastern Europe. They have provided vital support -- both financial support and sound policy advice -- to Poland and Hungary. We now welcome Czechoslovakia and Bulgaria into their ranks. We also welcome the help of the Fund in preparing a detailed study of the Soviet economy, an effort that was discussed at the Economic Summit we hosted in Houston in July. This study will produce recommendations for reform and will establish criteria under which Western assistance could support reform. And this study has been given added importance by the recent debate in the Soviet Union over alternative economic reform plans. 7 The Fund and the Bank have also been indispensable players in the economic transformation sweeping Latin America and other parts of the developing world, through their support for economic reforms and their role in the debt strategy. As the coming week unfolds, part of your task will also be to plan for the future of your two great institutions. We need to build further on their ability to respond to changing circumstances. Market-based economies are best able to adapt to new demands. That is why the Fund and the Bank must be in a strong position to continue their support for economic reforms and adjustment efforts. For this reason, I strongly support the IMF quota increase and the strengthening of the IMF arrears policy as key to keeping the Fund a viable financial institution. And I would also like to challenge both institutions to improve their focus on building dynamic private sectors in member countries. Private investment -- both domestic and foreign -- will be an important stimulant to strengthen newly emerging market economies. And I would also ask the World Bank to place a high priority on three issues which we all recognize as vital to sound and sustained growth. First is protecting the environment. As I said here last year: Environmental destruction knows no borders. And we urge the World Bank to take prompt and effective action in this area, particularly to help halt the destruction of tropical rain forests. Second, poverty alleviation must continue to 8 be a central mission of the Bank. And third, we strongly support greater efforts to integrate women into the developmental process. Finally, as we plan for the future, we must work together for success in the other great post-war international economic institution -- the GATT. \ As we meet today, less than 70 days remain in the four-year Uruguay Round of global trade talks. In that time, much remains to be done. Agricultural reform remains a major stumbling block. Indeed, it threatens to bring down the rest of the Round. The Round is not just a trade issue, it is a growth issue. It can be the engine of economic growth that carries us into the 21st century. It promises to remove barriers in three crucial areas, three areas untouched in previous rounds: services, investment, and intellectual property. But if we fail to achieve an agreement, we will forfeit new markets for our businesses, lower prices for our consumers, and more jobs and higher incomes for our workers. III Worst of all, we will squander a vital, proven framework of international cooperation. The collapse of the Round will lead inevitably to increased protections and political instability. That is something we can ill afford at a time when we are trying to forge a new partnership of nations, and when we are engaged in a great struggle against aggression in the Persian Gulf. III Therefore, I urge those of you who are finance ministers to work actively within your governments to ensure success. And I 9 urge my counterparts around the world -- as I did at the Houston Economic Summit -- to instruct your negotiators to bring the Uruguay Round to a successful conclusion by December. III In all these efforts, there is much at stake. Almost 35 years ago, when President Eisenhower first appeared at an IMF/World Bank meeting, he spoke about one of the lessons he learned during wartime. He recalled working with soldiers -- men and women who had to develop real cooperation among themselves -- or there could be no success. Ike noted, as I do now, that there were people in the audience who were our allies in that grand effort. He said: "We early found one thing: Without the heart, without the enthusiasm for the cause in which we were working, no cooperation was possible. With that enthusiasm -- subordinating all else to the advancement of the cause -- cooperation was easy.' III As the unity of the United Nations has demonstrated in the past two months, the worldwide enthusiasm for today's noble "cause" -- the cause I've described as a "new partnership of nations" -- is not only unprecedented, but truly astounding. And I urge you to utilize that enthusiasm in your meetings this week, to forge the kind of new levels of cooperation needed to succeed. Thank you for coming to Washington. Good luck this week in the meetings ahead. And Godspeed you in your travels home. # # # Welcome Address by President Bush to 1990 IMF/World Bank Annual Meeting Introduction/General Theme Fast-paced events around the world, particularly in the last year, have introduced a new world order. There is a clear economic dimension to this fundamental change in the way the world operates. The Rise of the Market New national leaders are turning to market forces as means of meeting the needs of their people. Economic reforms to facilitate growth are driving national policy. Goal is to improve efficiency and rationalize economic decision-making. Building stronger, more versatile private sectors an important part of this trend. This upheaval of centralized economic planning happening throughout the world. Eastern Europe. Soviet Union. Developing countries. Recent events in the Gulf are making economic transformations more difficult. Countries faced with increased hardships on top of already painful adjustment over the last few years. Dealing with these new problems and helping countries push ahead on economic reforms will pose a serious challenge. Must not allow tragic events in Gulf to waylay progress in increasing the role of the market. Role of the U.S. in New World Order The U.S. has a major role to play in the evolving international economic situation. We have taken a leadership role in the Gulf not only in terms of defense but also regarding economic responses. 2 Our greatest contribution will be to get our own house in order. Bringing budget deficit under control. Protecting growth. We are also pledged to providing long-term support for developing countries as they seek to reform their economies and reach out for growth. Have supported evolving international debt strategy. Major new initiative to respond to the needs of our neighbors in Latin America and the Caribbean. Multilateralism While national leadership is vital, the nature of the changing world calls increasingly for coordinated and cooperative responses. Particularly in the economic and financial sphere, we depend on a multilateral approach which allows nations to leverage scarce resources and assure consistent response. The international community looks to the IMF and World Bank to provide a focus for such multilateral coordination. These institutions have evolved into powerful forces for promoting free markets. They have played a fundamental role as we have responded to the needs of Eastern Europe. They have provided vital support to Poland and Hungary, and we now welcome Czechoslovakia and Bulgaria into their ranks. Welcome their role in preparing a detailed study of the Soviet economy, pursuant to Houston Summit, to make recommendations for reform and establishing criteria under which Western assistance could support reforms. They have also been critical in the economic transformation sweeping Latin America and other parts of the developing world -- through support for economic reforms, role in debt strategy. We need to build further on the ability of the institutions to respond to changing circumstances. They must be in a strong position to continue support for economic reforms and adjustment efforts with view toward viability. ISA UUD 3 Strongly support IMF quota increase and strengthening of arrears policy as critical steps to maintain the IMF's role. Important to focus on building dynamic private sectors in developing economies. Institutions should strengthen efforts to promote private sector development and to facilitate private investment. In addition, we look to the World BAnk to attend to issues which are increasingly recognized as vital to sound and sustainable growth. Protecting the environment is a major concern for all of us. Urge the World Bank to take prompt and effective action in this area, particularly to help halt the destruction of tropical forests. Poverty alleviation is a central mission for the World Bank. The U.S. supports greater efforts to integrate women into the development process. IFC and the United States INVESTING IN DEVELOPMENT IFC International Finance Corporation Where IFC and U.S. firms have invested D. Countries where U.S. Dominican Republic Jordan Seychelles firms have invested with Ecuador Kenya Sri-Lanka Egypt, Arab Republic of Korea, Republic of Swaziland IFC: El Salvador Liberia Thailand Argentina Ethiopia Malaysia Togo Bangladesh Fiji Mexico Trinidad and Tobago Barbados Gabon Morocco Turkey Brazil Ghana Nepal Uruguay Cameroon Greece Nigeria Venezuela Chile Grenada Pakistan Yemen Arab Republic China Guinea-Bissau Panama Yugoslavia Colombia Honduras Paraguay Zaire Congo, People's Republic Hungary Peru Zambia of the India Philippines Zimbabwe Costa Rica Indonesia Rwanda Côte d' Ivoire Jamaica The colors, boundaries, denominations and classifications in this brochure do not imply on the part of IFC any judgment on the legal or other status of any territory, or any endorsement or acceptance of any boundary. IFC and the United States IFC has worked with some Some U.S institutions that First National Bank of OPIC 200 U.S. private companies, have been involved in IFC Maryland Pfizer Inc. financial institutions and official Goldman, Sachs & Co. Phillips Petroleum Company agencies to establish more than projects: Henley Group, Inc. Pillsbury Co. 220 ventures in over 50 devel- American Express Himont Inc. Pittsburgh National Bank oping countries. The U.S. American Security Bank Hormel International Riggs National Bank of organizations have provided Amoco Chemical Co. Corporation Washington, D.C. nearly- $2 billion to help finance Bank of America Intercontinental Hotels Santa Fe Energy Company these ventures-ventures that Bankers Trust Co. Corporation Schwinn Bicycle Co. have generated over $1 billion Cabot Corp. Irving Trust Company Scientific Design Company in sales of U.S. goods and J.I. Case Company Kellogg Co. Scott Paper Company services. Chase Manhattan Bank Manufacturers Hanover Trust Co. Security Pacific National Bank U.S. financial institutions Chemical Bank Maxus Energy Corp. Shearson Lehman Hutton Inc. and banks have made loans at Citicorp Mellon Bank Trend International Limited both fixed and variable rates, Continental Illinois National Merrill Lynch United California Bank invested equity and participated Bank and Trust Company of Morgan Guaranty Trust USAID in syndications. Other U.S. Chicago Company of New York Valmont Industries companies, in addition to com- Export-Import Bank of the Morgan Stanley Group Inc. Westinghouse Electric mitting funds, have provided United States Northern Michigan Corporation engineering and other technical Fidelity Bank Exploration Company assistance to projects, extended. First National Bank of Chicago suppliers' credits and partici- pated in procurement contracts. What are the advantages of Sectors in which IFC and Industry Services working with IFC? U.S. institutions have Basic metals Business services - IFC has over 30 years' expe- invested: Bicycles Hotels rience in structuring projects in developing countries. Agriculture and agribusiness Chemical products Wholesale and retail trade Clothing - IFC is knowledgeable about Beans Communications business conditions through- Beverages Fertilizers out the developing world. Cotton Fiberglass IFC is not limited to these - IFC's staff have expertise in Fisheries Glass sectors. It can support most solving difficult engineering Livestock production Machinery and equipment types of viable enterprises that and financial problems Palm oil Non-metallic mineral products contribute to the economic - As a neutral international Shrimp farming Paper and paper products development of a country. partner, IFC can facilitate Sugar Petroleum refineries In addition; IFC increasingly joint ventures. Tanneries Printing and publishing provides technical and financial - IFC.is able to make equity Financial institutions Rubber and plastic products assistance to firms that are faced investments in high-risk environments. Brokerage companies Shoes with severe financial or other Development finance Steel problems and must restructure - IFC can mobilize project companies Textiles their businesses. financing from other inves- tors and lenders. Export finance companies Transport and storage Investment and merchant Wood and wood products - Start-up businesses benefit banks Natural resources from the long-term maturi- ties on IFC's loans. Leasing companies Coal mining Securities firms - IFC enjoys local shareholder Crude petroleum status in some developing Venture capital companies Metal ore mining countries, facilitating Natural gas production investment. What IFC Is technical expertise and interna- ment often assists in financing tors find local partners in a The International Finance tional experience. projects by enhancing the con- developing country and negoti- Corporation (IFC) is the Since it began operations in fidénce of other potential ate with the host government. world's largest multilateral 1956, IFC has been associated lenders and shareholders. In It is IFC's role as a catalyst in organization that provides with more than 2,000 compa- many projects, the sponsors, the chemistry of entrepreneur- financial assistance in the form nies and financial institutions in their banks and the host gov- ship, investment capital and of loans and equity investments supporting over 1,000 busi- ernment look to the long-term private sector growth in devel- to the private sector of develop- nesses in more than 90 coun- presence of IFC to help main- oping countries that makes IFC ing countries. tries. The total capital cost of tain stability of relationships different from other public or IFC's fundamental purpose these projects amounts to more and to internationalize the private sector institutions. is to promote the economic than $50 billion. character of the project. IFC is affiliated with the development of its developing IFC makes its investment On the basis of long experi- World Bank, but operates as a member countries through sup- decisions on the basis of a thor- ence and close relations with separate, legally independent port of the private sector. It ough technical, financial and individuals and governments in organization with its own staff makes investment in the devel- economic appraisal of the pro- developing countries, IFC can and funding. Its share capital is oping world profitable by pro- posed project. The IFC invest- help prospective foreign inves- held by 134 member countries. viding financial resources, You can learn more about IFC or initiate discussion about a specific project by contacting: IFC Headquarters 1818 H Street, N.W. Washington, D.C. 20433 Telephone: (202) 477-1234 Telex: ITT 440098 RCA 248423 WU 64145 Cable: CORINTFIN Fax: (202) 477-6391 IFC IN EASTERN EUROPE International Finance Corporation Washington, DC September 1990 IFC IN EASTERN EUROPE INTRODUCTION The historic changes in Eastern Europe have created new opportunities for the International Finance Corporation to fulfill its unique role as a multilateral investor in the private sector of developing countries. IFC is already involved in joint ventures in Poland and Hungary and is assisting these countries in their economic reform programs. Czechoslovakia and Bulgaria will soon be members of IFC, and Romania has initiated steps to join. IFC recently established field missions in Vienna and Warsaw to handle the increased workload from Eastern Europe. IFC promotes the new private sector in Eastern Europe through: Long-term loans for projects Joint ventures--providing equity investment, technology, and access to foreign mar- kets Development of local capital markets and financial institutions Financial and technical services to business Advice to governments on investment incentives and privatization programs. For companies looking at new opportunities in Eastern Europe, IFC can be a uniquely attractive partner. 1 When appropriate, IFC supports joint ven- WHAT IS IFC? tures between private enterprises and government entities. In any project, local investors should be able to participate, either at the outset or later. IFC will The International Finance Corporation only invest in a venture when appropriate arrange- (IFC) is the world's largest source of direct project ments exist for the repatriation of its investment financing for private investment in developing coun- capital and related earnings. tries. IFC can offer most types of financial in- IFC's purpose is to promote the economic struments, including senior loans, subordinated and development of its developing member countries by convertible loans, income notes, preferred or com- supporting the private sector. Of the 135 member mon equity, in whatever combination is necessary countries of IFC, over 110 are developing nations. and feasible to ensure that a project is soundly funded Since it began operations in 1956, IFC has from the outset. been associated with more than 2,000 companies and financial institutions in supporting over 1,000 busi- Investment Limits and Project Size ness ventures in more than 90 countries. The total capital cost of these projects amounts to more than The loan and equity investments IFC can $50 billion. make in Eastern Europe for its own account are In recent years, IFC has approved annu- usually limited to no more than 25 percent of project ally some 90-100 projects in 40 countries, with total cost. project costs exceeding $9 billion a year. IFC typically invests in ventures costing IFC is affiliated with the World Bank, but at least $10 million. The largest amount that IFC will operates with a separate staff and funding. It supple- invest for its own account is around $100 million. ments the activities of the Bank by providing to When needed, IFC can also raise substantial funds in private business equity and loans without govern- addition to the investment it makes for its own ment guarantees in whatever form and combination account. are best suited to a project. Equity Investments IFC will make investments only if suffi- cient capital cannot be obtained on reasonable terms IFC can invest up to 35 percent of the from other sources. IFC often serves as the catalyst share capital for a venture. Once an investment has for a project by encouraging other sources of fi- matured, IFC typically seeks to divest by selling its nance-from inside and outside the host country-to equity to local private sector investors. In some provide loans or equity along with the local spon- countries, IFC shareholdings are treated as domestic sors. or neutral capital for nationality ownership purposes. IFC plays a special role: it offers its expe- IFC does not itself assume management rience and standing as an international institution to responsibilities in companies; it expects its invest- help investors find practical solutions to difficult ment partners to provide management. IFC has not investment problems. generally been represented on the boards of directors of companies, but it will do SO when there is a need or when its stake is substantial. WHAT IFC DOES As a rule IFC prefers to make both an equity investment and a loan, but when appropriate IFC will provide just a loan or just equity. IFC can invest in all types of projects in Loans Eastern Europe, both large and small. It invests in ventures in heavy industry that supply essential While IFC normally offers either fixed- materials and equipment for other domestic enter- rate loans denominated in U.S. dollars or other major prises and also earn foreign exchange through ex- currencies, or variable rate loans in U.S. dollars, ports. other arrangements can be made according to the It also invests in light industries to help needs of a project. IFC does not provide subsidized meet domestic or regional consumer and industrial finance; interest rates and fees are determined on a demand. commercial basis. IFC only finances ventures that have The terms and grace periods of IFC's realistic prospects of being profitable and that will loans are designed to accommodate the cash flow benefit the economy of the host country. needs of each venture. Their overall term usually runs from seven to twelve years. IFC has the flexi- 2 bility to structure loan repayments to match the needs lized in this way by IFC now exceed $500 million a of projects involving relatively long construction year. periods and slow build-up of capacity utilization. Other types of financial mobilization by IFC include underwritings, partial guarantees and Mobilizing Other Funds backstop arrangements for both public offerings and private placements of securities issued by companies IFC has developed a special participation in developing countries. mechanism to facilitate the syndication of its project loans among commercial banks. IFC signs a single Advice and Technical Assistance loan agreement with the borrower, but the loan has two portions--one for account of IFC and the other Based on its long experience of develop- funded by participant banks. The terms of the two ment through the private sector, IFC provides gov- portions may differ as regards periods, currencies ernments and companies with an unusual range of and interest rates. Each syndicate member has a advisory services. separate participation agreement with IFC, which IFC has its own in-house technical, legal, acts as lender of record and administrator of the and financial staff, who come from some 80 coun- whole loan throughout its life. tries. IFC can also draw on the World Bank's wide This mechanism enables IFC in practice experience, as well as on its own working relation- to pass on to participant banks the same benefits and ships with financial institutions and development advantages that it derives from its status as a multi- agencies. lateral institution. Commercial bank funds mobi- IFC ACTIVITY IN POLAND Economic reforms favoring the private sector were already under way when Poland joined IFC in December 1987. Much more was needed to transform the Polish economy into a true market-based system. The Polish Government asked IFC to helpattract Western investors to larger industries, to support cooperatives, and to advise on financial sector development. Projects Less than a year after Poland became a member, IFC approved the first World Bank Group investment in Poland: a DM29 million loan to Hortex, an agricultural cooperative owned by 300,000 private farmers. IFC financed an expansion and modernization program, and is currently helping Hortex develop a new strategy for future growth. IFC's second Polish project was a DM50 million credit/quasi-equity facility to the Export Development Bank for onlending to small private exporting companies. The facility is the first of its kind in Poland. IFC is also helping the bank improve its internal systems and procedures. In May 1990, IFC's Board approved its third investment, a US$9 million loan to reconstruct and renovate Warsaw's Bristol Hotel. The US$35 million project is a partnership between Trusthouse Forte (THF) and Orbis, the state-owned Polish tourist agency. IFC played the lead role in structuring the financial plan and acted as a general advisor to the Polish authorities and THF during negotiations. Other Polish joint ventures currently being considered by IFC include a new commercial bank and several large industrial projects with foreign partners. Privatization IFC is assisting the Polish Government on various aspects of privatization. IFC advised the Government on appropriate legal and institutional frameworks, the process for selecting candidates for privatization, and the choice of privatization techniques. IFC is now involved in advisory work on specific privatization possibilities. IFC also negotiated a substantial European Community grant to fund the agency responsible for managing the privatization process. Other Assistance The National Bank of Poland requested IFC technical assistance to set up a framework for foreign banks' entrance to the country. IFC is also providing assistance to the Government on the development of capital markets. 3 IFC frequently provides technical assis- reduce government involvement in business tance in the course of appraising and monitoring the decisions, improve access of FDI to foreign individual projects in which it invests. This may in- exchange, revise procedures for resolution volve advice on accounting, financial management, of disputes, and expand legal coverage to equipment selection, marketing, administration, and regulate the-treatment of FDI in privatiza- other aspects. tions. Through its Corporate Finance Service Department IFC also provides advice, on a fee basis, Revising tax regulations to provide more ef- independently of project financing. The main areas fective incentives. covered are corporate restructuring, privatizations, debt reduction strategies, and business plan evalu- Restructuring and strengthening the Foreign ation. Investment Agency, and improving its abil- Specifically on privatizations, IFC has ity to promote Poland as a site for FDI. provided general advice to the governments of its Eastern European member countries. It also helps Hungary private companies in evaluating investment oppor- tunities arising from privatization programs world- Restructuring and re-targeting tax incen- wide. tives. Foreign Investment Advisory Service (FIAS) Identifying which public enterprises should be allowed to proceed on their own with Through FIAS, operated jointly with its "spontaneous" privatization, and which fellow World Bank affiliate MIGA, IFC also assists should be more closely controlled; improv- governments of Eastern Europe in creating the ing the regulations governing spontaneous framework of policies and institutions necessary to privatization; and assuring a competitive attract and regulate foreign direct investment (FDI). and open process for involving foreign in- FIAS has studied and made recommendations on a vestors in the privatization of the most im- number of issues: portant enterprises. Poland Overhauling the screening process for FDI. Changing the foreign investment law to IFC ACTIVITY IN HUNGARY In 1985, Hungary became the first COMECON country to join IFC. Hungary sought IFC's assistance in setting up joint ventures and developing the country's financial sector. Projects IFC has to date helped structure and finance seven ventures, all currently operational or under construction. IFC's financial commitment to these projects--involving manufacturing, capital markets, and financial institutions-- totals about US$70 million, including US$22 million in equity. IFC has been an active partner, finding foreign investors (from Germany, Austria, Japan, Italy and Sweden), structuring the finance, drafting and negotiating documentation, and participating in discussions between foreign and domestic investors and lenders and the Government. Privatization IFC also gave informal advice to the Hungarian Government on drafting privatization legislation. The legislation, which was enacted in March 1990, established a National Property Agency to be responsible for privatizations. Financial Sector IFC has been helping to develop Hungary's financial sector through its involvements in Unicbank and the First Hungary Fund. It has also provided advice and technical assistance to the Government on setting up a stock exchange and related institutions. 4 CZECHOSLOVAKIA AND BULGARIA Both countries will soon be members of IFC, and temporary resident missions have been established in Prague and Sofia to begin conversations with a wide variety of domestic enterprises and government officials as to the assistance IFC can provide. In both countries IFC is developing a pipeline of projects for joint venture possibilities, as well as setting the stage for advice and investment in the financial sector. Privatization activity will also be a priority area for IFC in these new member countries. IN SUMMARY Why Work with IFC? Companies seek to involve IFC in their investments in Eastern Europe for a number of reasons. Among these are IFC's: o status as a multilateral organization owned in large part by the very countries in which IFC makes investments, and the political comfort foreign investors derive from the close contact IFC maintains with host governments; willingness to make equity investments in high-risk environments, and work with a project's sponsors through the project's life cycle; o ability to offer long-term loans for projects with long gestation periods, including mobilization of resources from other financial partners; experience in structuring projects and financing companies in developing countries; ability to bring together and deploy the necessary human resources--including in-house technical, financial, economic, legal, and capital mobilization skills; o honest broker role, as a neutral international partner, in facilitating joint ventures and assisting with lengthy business negotiations and complex legal arrangements; o detailed knowledge of business conditions in Eastern Europe. 5 IFC Headquarters Mr. Douglas Gustafson Department of Investments, Europe 1818 H Street, N.W. Washington, D.C. 20433, U.S.A. Telephone: (202) 473-0571 Telex: FTCC 82987 Cable: CORINTFIN Fax: (202) 477-6391 London Tokyo Mr. Christopher Bam Mr. Sugio Hatanaka New Zealand House, 15th Floor Kokusai Building, Room 913 Haymarket 1-1 Marunouchi 3-chome London SW1Y 4TE, England Chiyoda-ku, Tokyo 100, Japan Telephone: (071) 930-8741 Telephone: (03) 201-2310 Telex: 919462 Telex: 26838 Cable: CORINTFIN Cable: INTBAFRAD Fax: (071) 321-0589 Fax: (03) 211-2216 Paris Vienna Mr. Giovanni Vacchelli Mr. Theo Zirkel 66 Avenue d'Iéna Boesendorferstrasse 2/II 75116 Paris, France 1010 Vienna, Austria Telephone: (01) 4069.3060 Telephone: (222) 505-7306 Telex: 136433 (222) 505-2853 Cable: CORINTFIN Telex: 620628 Fax: (01 4720.7771 Fax: (222) 505-1226 Warsaw Mr. Anthony Doran (temporary address) Marriott Hotel Warsaw Aleje Jerozolemskie 65/79 Warsaw, Poland Telephone: temp.-hotel: (48-22) 306-306 permanent no: (48-22) 300-267) Telex: (EDB) 817119 Fax: temp.-hotel: (48-22) 30-00-41 IFC International Finance Corporation Annual Report 1990 RGN -1 Kirk, Mark S. I 9149 AIMS AND OBJECTIVES The International Finance Corporation (IFC) is a multilateral development institution. An affiliate of the World Bank, IFC was established in 1956 to further economic growth in its developing member countries by promoting productive private investment. Its equity capital is provided by its 135 member countries-both developed and developing-which, through the Board of Directors, collectively determine its policies and activities. IFC brings together the financing, technical assis- tance, and management needed to make good use of investment opportunities in the developing world. It provides long-term loans and risk capital, without gov- ernment guarantees, to private enterprises that have dif- ficulty raising funds from other sources on reasonable terms. The types of financial assistance provided by IFC are adapted to the specific requirements of its client companies. IFC mobilizes additional project finance from other investors and lenders. In all of its activities, IFC seeks to ensure fair conditions for pri- vate-sector investors and employs its status as a multi- lateral institution to facilitate the process by which local and foreign investors, lenders, borrowers, and relevant government agencies arrive at mutually satisfactory agreements. IFC also encourages the flow of foreign and domestic private capital to developing countries through the establishment or expansion of capital markets and financial institutions. It offers technical assistance to member governments in support of their efforts to create an environment hospitable to private investment. HIGHLIGHTS OF THE YEAR 1990 1989 New investments approved* 122 92 Total investments (gross) $ 2.2 billion $ 1.7 billion Net investments for IFC's account $ 1.5 billion $ 1.3 billion Total project costs $ 9.4 billion $ 9.7 billion Net commitments for IFC's account $ 1.0 billion $ 1.2 billion Net disbursements for IFC's account $ 1.0 billion $ 870 million Net income $ 157 million $ 196.5 million Paid-in capital $ 1.1 billion $ 948 million Accumulated earnings $ 792 million $ 635 million Borrowings for the year $ 799 million $ 845 million Total disbursed loan and equity portfolio for IFC's account $ 3.6 billion $ 2.8 billion * Totals include 12 Africa Enterprise Fund projects in FY90 and two Africa Enterprise Fund projects in FY89. page 11 Investment approvals reached a record level. 15 IFC's net income was the second highest in its history. 4 IFC prepared for a major new program of activity in Eastern Europe. 37 IFC syndicated a record volume of loan participations with commercial banks. 6 A formal environmental review of projects was established. 17 IFC made its largest borrowing to date, a $300 million Eurobond issue. 38 IFC launched a new instrument, the Multi-Country Loan Facility, for financing small and medium-size enterprises. Acronyms AEF Africa Enterprise Fund ADB African Development Bank AMSCo African Management Services Company APDF Africa Project Development Facility ASEAN Association of Southeast Asian Nations CPDF Caribbean Project Development Facility DEG German Finance Company for Investments in Developing Countries EC The European Community EMDB Emerging Markets Data Base FIAS Foreign Investment Advisory Service GATT General Agreement on Tariffs and Trade IDB Inter-American Development Bank IBRD International Bank for Reconstruction and Development IDA International Development Association IFC International Finance Corporation IMF International Monetary Fund MIGA Multilateral Investment Guarantee Agency OECD Organisation for Economic Co-operation and Development SPPF South Pacific Project Facility UNDP United Nations Development Programme USAID United States Agency for International Development Abbreviations BOT build-operate-transfer FY fiscal year GDP gross domestic product GNP gross national product LIBOR London interbank offered rate Notes and Definitions 1. IFC's fiscal year runs from July 1 to June 30. Thus, fiscal year 1990 (FY90) began on July 1, 1989 and ended on June 30, 1990. 2. The World Bank includes both IBRD and IDA. The World Bank Group includes the World Bank, IFC, and MIGA. In this report, IFC is sometimes referred to as the Corporation. 3. Investment amounts are generally given in U.S. dollars, regardless of the original currency or cur- rencies of the investment, based on the exchange rate in effect on June 30, 1990. 4. Figures cited in connection with investments may refer to the following: (a) Approvals Loans, equity and quasi-equity investments, guarantees, standby facilities, and underwritings approved during FY90. (b) Commitments Loans, equity and quasi-equity investments, and underwritings for which agreements were signed by IFC and project sponsors during FY90. (c) Disbursements Loans, equity and quasi-equity investments, and underwritings actually disbursed during FY90. 5. Figures cited in this Report may refer to either net or gross investments: (a) Net investment Amount lent or invested for IFC's own account. Includes guarantees and standby facilities, but does not include funds provided by others or underwritings. (b) Gross investment Total investment, including IFC's loan, equity and quasi-equity participation, standby facilities, funds provided by other investors and lenders, guarantees, and underwritings. 6. In some tables, totals may differ from the sum of individual figures because of rounding. TABLE OF CONTENTS International Letter to the Board of Governors 2 Finance The Year in Review 3 Corporation Investment Climate 7 Annual Report Report on Operations 11 1990 Investment Review 11 The Portfolio 13 Financial Review 15 Regional Reports 19 Africa 19 Asia 22 Europe and the Middle East 26 Latin America and the Caribbean 29 Capital Markets 33 Corporate Finance Services 36 Other Operations 37 Syndications 37 Africa Project Development Facility 40 African Management Services Company 41 Caribbean Project Development Facility 41 Energy Program 42 Foreign Investment Advisory Service 44 South Pacific Project Facility 45 Technical Assistance and Technology Service 45 Personnel Management and Administration 47 Financial Statements 49 Appendices 59 Boxes An Environmental Case Study 6 Africa Enterprise Fund 21 Multi-Country Loan Facilities 38 Examples of APDF Projects 40 The Meleiha Exploration and Development Venture 43 FIAS Activities in Eastern Europe 44 Technical Assistance Projects 46 IFC August 7, 1990 TO THE BOARD OF GOVERNORS, The Board of Directors of the International Finance Corporation has had this Annual Report for the fiscal year ending June 30, 1990 prepared in accordance with the By-Laws of the Corporation. Mr. Barber B. Conable, President of the Corporation and Chairman of the Board of Directors, has submitted this Report, together with the accompanying audited financial statements, to the Board of Governors. The Directors are pleased to report that in fiscal year 1990 IFC continued to expand its investment and advisory activities in its developing member countries while further strengthening its financial position. The Board wishes to thank the staff of IFC for their contribution to another successful year for the Corporation. Board of Directors Directors Alternates Ibrahim A. Al-Assaf Abdulaziz Al-Sehail Fawzi Hamad Al-Sultan Mohamed W. Hosny Paul Arlman Cvitan Dujmovic Mourad Benachenhou Salem Mohamed Omeish J.S. Baijal M. Mustafizur Rahman Gerhard Boehmer Bernd Esdar Cesare Caranza Fernando S. Carneiro E. Patrick Coady Mark T. Cox, IV Jacques de Groote Bahar Sahin J.S.A. Funna Jabez A. Langley Jonas H. Haralz Jorunn Maehlum Jean-Pierre Landau Stephane Pallez Chang-Yuel Lim Robert G. Carling Andre Milongo Jean-Pierre Le Bouder Raymundo Morales Felix Alberto Camarasa David Peretz Robert Graham-Harrison Jorge Pinto Silvia Charpentier Frank Potter Clarence Ellis Masaki Shiratori Yukio Yoshimura Vibul Aunsnunta Le Van Chau Eduardo Wiesner Pedro Sampaio Malan Zhang Junyi Jin Liqun THE YEAR IN REVIEW PORTFOLIO T he year ending on June 30, 1990 was one of continued overall expansion of IFC's US$ millions Total Held for Others activities. The Corporation's impact on the development of many of its member coun- 6,000 tries was increased. In all three principal areas of activ- ity-financing projects, mobilizing funds from other sources, and providing advisory services-record vol- 5,000 umes were achieved. At the same time, a number of new initiatives were launched, and the Corporation's 4,000 financial standing was further enhanced. The Board of Directors approved new investments by the Corporation for its own account totaling 3,000 $1.5 billion-16 percent more than in FY89-in 122 private sector projects in 38 countries. Disbursements 2,000 for IFC's own account in FY90 totaled $1.0 billion, an increase of 15 percent, and the Corporation's disbursed and outstanding portfolio grew to $3.6 billion by the 1,000 end of the fiscal year. The number of companies in which IFC held loan or equity investments increased 0 from 468 to 495. 1986 1987 1988 1989 1990 By its participation, IFC helps to mobilize funding from other sources for sound private sector projects, and this catalytic effect is an important aspect of IFC's developmental role. In FY90 the overall costs of the projects financed by IFC totaled nearly $9.4 billion, about the same as in FY89. Thus for every dollar in- vested by IFC, an average of $5.2 was supplied by other The Corporation's net income for FY90 was high- lenders and investors. This was below the mobilization er than expected at $157 million, although below the rate achieved in FY89 but above the average for the exceptional figure achieved the previous year. The five-year period 1985-89, which was $4.5. Funds portfolio remained healthy. Interest, dividend, and fee raised directly by IFC for projects through syndicated income were all at record levels, but, as expected, real- bank loans, underwritings, and private placements ized capital gains, although substantial at $91 million, were the highest ever, at $1.0 billion. were not as high as in FY89. Despite the sales that pro- IFC also mobilizes funding in the international duced these gains, the value of unrealized capital gains capital markets. In FY90 IFC was instrumental in on the Corporation's equity portfolio at the end of structuring and launching 11 country funds (including FY90 is estimated to be higher than at the end of FY89. one debt-equity conversion fund), as well as one inter- The return on the Corporation's equity portfolio (net national equity offering for a private Chilean company. of reserves) in FY90 amounted to 25.9 percent. These international securities offerings raised over With additional payments of capital and retained $1 billion in equity capital for investment in companies earnings during the year, IFC's net worth increased to in developing countries, with little or no investment of $1.9 billion at June 30, 1990, compared with $1.6 bil- IFC's own money. lion at the end of FY89. The Corporation's financial The volume and variety of advisory services to ratios remained strong. Total borrowings over the year both public and private sector clients grew in FY90. were $799 million, slightly lower than in FY89, but in These services, an increasingly important part of IFC's FY90 a higher proportion of borrowings (81 percent) development work in recent years, were provided prin- were from the international markets. Borrowings from cipally in the areas of privatization, corporate restruc- the World Bank were used mainly to fund fixed-rate turing, and capital markets development. At year end, assets. IFC was working on over 50 advisory assignments in In May 1990 IFC tapped the Eurobond market for 30 countries. Service fee income reached $17 million. its largest single borrowing to date, a $300 million five- 3 IFC has made two investments in Scott Paper Company of Costa Rica, S.A., the leading tissue paper manufacturer in Central America. year issue led by Deutsche Bank Capital Markets Ltd. The general expansion of IFC's activities partly The success of this issue furthered the Corporation's reflects a world trend towards market-based policies objective of becoming a regular, high-quality borrower and encouragement of the private sector. A number in the public bond markets, supported by the triple-A of developing countries now undertaking adjustment ratings achieved for its long-term debt issues in programs are looking to the private sector and private June 1989. investment to provide the main impetus of economic During the year the Board of Governors approved growth, and some are engaged in privatization additional allocations of 37,570 shares to France, India, programs. Italy, Japan, and the Republic of Korea. As a result, During FY90 Eastern Europe emerged as an Japan will become the second largest shareholder in important area requiring increasing emphasis in IFC IFC after the United States, with the Federal Republic activities in support of the reforms being undertaken of Germany in third place, France and the United there. IFC is well equipped to give advice on the prac- Kingdom in equal fourth place, and Canada, India, and tical problems of transition to market-based economic Italy in equal sixth place. systems. In Hungary and Poland, IFC is now providing Two countries became new members of IFC advice on a variety of subjects to government agencies during FY90. Angola joined in September 1989 involved in the process of economic and financial and Cape Verde in May 1990, bringing the reform, and is engaged in a program of investments, Corporation's total membership to 135 countries. mainly joint ventures, in these countries. Czechoslovakia, Namibia, Romania, and Switzerland Within IFC, a new Department of Investments, 4 applied for membership. Europe, has been created to concentrate on Eastern and Southern Europe. The Corporation also looks forward Net investment approvals in Asia were up 81%, to collaborating with the new European Bank for buoyed by a continued positive environment for Reconstruction and Development in assisting private private investment. IFC's FY90 program included sector development in Eastern Europe. major industrial investments in East Asia, and invest- A new department was also created to focus greater ments in the power sector in South Asia. Following on attention on the Middle East and North Africa, an area the success of the Africa and Caribbean Project Devel- where IFC's investment activity has not grown strongly opment Facilities, IFC is establishing a similar facility in recent years. for the South Pacific. Net investment approvals in Africa rose 50 percent The share of new investments going to Latin in FY90 to a record level. Sizeable investments in America and the Caribbean, which had been over 50 natural resource-based projects were approved, partic- percent for some years, was lower in FY90, but the ularly in countries where the investment climate has Corporation's role in this region remains very signifi- benefited from private sector-oriented economic re- cant. Investments were approved in a number of large forms. The Corporation continued its efforts to assist projects in Brazil, Chile, Mexico, and Venezuela, and small and medium-size businesses in sub-Saharan the Corporation was able to mobilize finance for some Africa. Twelve investments in such businesses were of them from international sources, partly through the made through the Africa Enterprise Fund (AEF). With sale of participations in IFC's loans, thus bringing staff in place, this program is expected to expand con- commercial banks back into the business of financing siderably. Demand for the services of the Africa Project development in Latin America. IFC also provided Development Facility (APDF) continued strong; dur- advisory and financial services, including the Corpora- ing the year the Board approved an IFC contribution tion's first currency swap intermediations, which were to a renewal and expansion of APDF. transacted for two Latin American banks. THE PAST TEN YEARS (US$ millions) Fiscal Years 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 OPERATIONS Investments Held Number of firms 314 333 341 349 366 377 409 454 468 495 Loans 1,374 1,551 1,588 1,644 1,748 2,001 2,347 2,848 3,472 4,068 Equity 273 284 294 346 368 386 409 526 573 684 Total 1,647 1,835 1,882 1,990 2,116 2,387 2,756 3,374 4,045 4,752 Disbursements IFC's own account 292 246 228 238 266 325 328 762 870 1,001 Participants 295 284 146 143 84 140 166 110 207 125 Total 587 530 374 381 350 465 493 872 1,077 1,126 Commitments IFC's own account 347 300 218 355 354 513 742 1,098 1,207 1,027 Participants 390 80 115 415 127 168 255 63 314 337 Total 737 380 333 770 481 681 997 1,161 1,521 1,574 Approvals Number of projects 56 65 58 62 75 85 92 95 92¹ 122² Gross investments 811 612 845 696 937 1,156 920 1,270 1,710 2,201 Total project costs 3,340 2,936 2,894 2,473 2,768 3,588 4,343 5,010 9,698 9,377 RESOURCES AND INCOME Capitalization Borrowings 509 531 536 583 825 1,223 1,581 2,047 2,255 3,580 Paid-in capital 392 497 544 544 546 602 722 850 948 1,072 Accumulated earnings 159 181 204 230 258 284 338 438 635 792 Earnings Net income 19.5 21.6 23.0 26.3 28.3 25.4 53.8 100.6 196.5 157.0 1. Includes two Africa Enterprise Fund projects. 2. Includes 12 Africa Enterprise Fund projects. 5 IFC stepped up its efforts to assist small and medium-size companies during FY90. The Corpora- An Environmental Case Study tion approved 10 credit lines to financial intermediaries During the year, IFC completed its environmental re- for onlending to projects too small for direct IFC assis- view of a project approved in FY89 to reopen a gold tance, one equity line, and two loan agency lines where mine, closed since 1955, at the Bogosu concession in the intermediaries will identify, appraise, and invest in Ghana. Gold ore will be mined by open pit, at a rate of small and medium-size enterprises alongside IFC. 900,000 tons annually, and treated on-site. These projects represent 14 percent of gross approval IFC's review was based on visits to the project site by volume. A new instrument for mobilizing foreign- its own staff and an environmental assessment prepared exchange lending from commercial banks, the Multi- by the sponsor, Canadian Bogosu Resources Limited (CBRL), in accordance with Ghanaian law. A number of Country Loan Facility (MLF), was also launched. environmental and social issues arose in connection with Three MLFs were approved in FY90. Under these this project: MLFs, IFC and commercial banks will provide match- recovery of arsenic trioxide from the gases emitted ing amounts of finance to small and medium-size during the roasting of the ore; projects in a number of developing countries. sulfur dioxide emissions from the roaster; The evolution of IFC's advisory role was reflected handling and treatment of tailings; in the conversion of the Corporate Finance Services reclamation of mine pits and tailings disposal areas; Group, established last year, into a full department of impact on local water resources; the Corporation in January 1990, in response to rapidly resettlement of approximately 200 families; and growing demand for advisory services related to priva- worker health and safety procedures. tizations and corporate restructurings. The Capital Given the special sensitivities of the project, IFC's staff worked closely with the sponsor, CBRL, and CBRL's Markets Department expanded its activities vigorously, consultants during the preparation of the environmental with the number of projects worldwide rising from 20 assessment. IFC reviewed draft studies and assessment to 33. The International Securities Group, set up with- documentation covering all the issues identified. As a in the Capital Markets Department to help borrowers result of IFC's review and dialogue with the sponsor, the in developing countries tap the international securities final assessment contained a detailed environmental man- markets, became fully staffed and operational, and now agement plan for monitoring and mitigating measures. has a good pipeline of projects. CBRL will monitor liquid effluents, stack emissions, and Increased attention was given to the protection of ambient air quality and has also agreed to install addition- the environment during FY90. IFC's environmental al pollution-control equipment if results are not in line review procedures were formalized. To qualify for IFC with World Bank guidelines. In addition, the monitoring finance, projects must comply with the host countries' plan covers land-use changes, vegetation, and surface and groundwater quality. Annual monitoring reports will be environmental requirements and the World Bank's provided to IFC to ensure continuing compliance with guidelines. IFC's environmental adviser reviewed ap- World Bank guidelines. proximately 100 project proposals during FY90. After CBRL assigned an environmental officer to the projects are implemented, IFC will supervise them to project full-time. One of his first tasks has been to ensure continuing compliance. The Corporation is also develop a worker health and safety plan, which will be undertaking a study of the possibility of promoting and reviewed by IFC. CBRL is also currently preparing financing private sector production of environmental detailed plans for the safe handling, storage, and market- goods and services in developing countries. ing of the recovered arsenic trioxide. During FY90 IFC opened a new regional mission in Pakistan (Islamabad). New missions in Brazil (Sao Paulo), Cameroon (Douala), and Zimbabwe (Harare) expansion of their economies. The pace at which IFC were opened early in FY91. investments can expand is, however, governed in part Demand for IFC's finance and services continues by its capital. At the close of the fiscal year, discussions strong and seems likely to increase during the 1990s as were under way among IFC's shareholders about a pos- more countries look to the private sector to lead the sible capital increase. 6 INVESTMENT CLIMATE declined. Sub-Saharan Africa enjoyed some recovery of growth, up from 2.8 percent in 1988 to 3.2 percent in 1989, but the rate of growth barely kept pace with the Business Environment increase in population. Slower growth in the industrialized countries had some effect on the economic performance of the devel- In 1989 the industrialized countries enjoyed their oping countries, but the main cause of slow growth in seventh consecutive year of expansion. They grew by 3.4 percent, down from 4.5 percent in 1988. In con- the latter is their continuing struggle against inflation. trast to earlier years, the growth paths of these countries Stabilization efforts have curbed the growth of domestic demand in countries as diverse as China, India, and have begun to diverge. Growth of the U.S. economy slowed from 4.4 percent in 1988 to 3.0 percent in Turkey. In other countries-for example Argentina 1989, while growth accelerated in France and the and Poland-accelerating inflation undermined Federal Republic of Germany. Japan's economy also growth during 1989. began to grow very rapidly after mid-year. The near-term outlook for the developing coun- Expansion continued to be fueled largely by in- tries is mixed. In Asia, growth prospects are particularly vestment. Business investment accelerated in France, good in Indonesia, Malaysia, and Thailand; these coun- Germany, and Italy, and remained at high levels in tries have created very favorable environments for pri- Japan; however, it slowed in the United States, where vate business, reflected in unprecedented increases in profit margins were squeezed by rising costs. The over- foreign direct investment. Elsewhere in Asia, particu- all strength of investment in the industrialized countries larly in China and India, stabilization efforts and financ- is one of the main causes of continued growth in the ing constraints will limit growth. volume of world trade, which estimates put at 6.8 per- While modest improvement in growth is projected cent in 1989 (after 9 percent growth in 1988). How- in sub-Saharan Africa as a whole, as structural adjust- ever, the slowdown in the U.S. economy led to a drop ment efforts begin to bear fruit, low levels of private in exports of manufactured goods from developing investment and scarcity of foreign exchange will con- countries to the U.S. market and promises keener tinue to limit severely what can be achieved in the competition for these exports in the near future. majority of countries. The prices of many commodities began to weaken In Latin America, Mexico's vigorous stabilization during 1989, reflecting slower economic growth and and adjustment efforts are beginning to be reflected in increased supply. Prices for tin, nickel, and aluminum increased private investment. The Chilean economy fell particularly sharply. So did prices of some key in- grew by 10 percent last year, one of the world's top per- dustrial products such as methanol, propylene, and eth- formances, and should continue to grow at satisfactory ylene. Coffee and cocoa prices continued to slide. On rates. Elsewhere in the region, the prospects are less the other hand, producers of grain and sugar did well, encouraging; governments continue to grapple with and steel and cement prices held firm. Petroleum prices inflation and the process of structural adjustment is only were up from 1988 levels. beginning. Capital inflows to developing countries were lower The dramatic transformations in Eastern Europe than financial outflows, resulting in another year of net may have an impact on developing countries in other negative resource transfer. Real interest rates began to regions. A number of companies in developing coun- rise towards the end of 1989 and continued at this tries are concerned about losing market shares to firms higher level until mid-1990. These higher rates in- in Czechoslovakia, Hungary, and Poland as foreign in- creased the burden of debt service on debtor countries. vestment in Eastern Europe increases, and as the East- The growth rate in 1989 for the developing coun- ern European countries restructure their economies, tries as a group was the lowest since 1983-3.5 percent, increase exports, and benefit from trade preferences down from 5.5 percent in 1988. Most of the slowdown they may secure from the EC. However, consumer occurred in Asia, principally in China, India, and the demand in Eastern Europe is likely to lead to increased Republic of Korea, where the growth rate fell but re- imports of manufactures as soon as foreign exchange mained high by international standards. The ASEAN availability permits. This growth in demand will countries continued to show robust growth. In Latin benefit competitive suppliers from other developing America, growth remained steady, but was very low at regions. 1.5 percent, resulting in a decline in per capita GDP. In sum, growth in developing countries was weak Growth rates in Eastern Europe and the Middle East last year and is not likely to improve very much, in part 7 finance investment. All too often, term finance is not available, forcing companies to rely on short-term bor- rowings. Governments' demands for resources and the battle against inflation are leading to levels of real inter- est rates at which very few investment projects can be viable. In Argentina and Brazil, governments' actions to solve their domestic debt problems, however neces- sary to fight inflation, have further hampered the growth of capital markets. Stabilization policies that re- strict the growth of domestic demand also limit the growth of local markets for businesses. In the case of non-tradeables or products that cannot be exported profitably, such policies have resulted in severe difficul- ties for many firms. Producers of tradeable goods have been able to shift their sales from the domestic to the international markets, but this is not always an easy transition. The Importance of Trade for Businesses in Developing Countries In the 1980s international trade became vitally important for businesses in developing countries. The world market for manufactured goods has been grow- ing rapidly: during the 1980s exports of manufactured goods from the developing countries to the three major OECD markets, the EC, Japan, and the United States, increased from about $80 billion to nearly $250 billion. Although a small number of countries have a substan- tial share of this trade, a large number of other devel- oping countries have recorded dramatic increases in their exports. Businesses in the Dominican Republic, In FY90 IFC approved a second loan to the Tata Electric Companies, which supply electricity to the city and suburbs of Bombay. Indonesia, Pakistan, and Turkey, among others, have successfully developed export markets in the industri- alized countries. Indonesian firms, for example, have been increasing their exports to the industrialized countries by about 30 percent per year, and exports reflecting stabilization and structural adjustment efforts. from industrial firms in Malaysia grew by about 15 per- Moreover, growth has begun to soften in the United cent per year during the 1980s. Hungary's manufac- States. tured exports to Japan have risen from virtually none in 1980 to well over $100 million, and Morocco's manu- factured exports to the EC have increased at a very Implications for Businesses in Developing rapid rate. Countries The range of products has also become increasing- ly diversified. A small number of traditional products, This slowdown has had important implications for particularly textiles, clothing, and footwear, remain the business climate in developing countries. The con- extremely important and are still exported in large tinued struggle with stabilization and the persistence of quantities, even from relatively advanced developing public sector deficits are hampering capital market countries. Yet products virtually unknown among ex- 8 development and making it hard for businesses to ports from the developing world just ten years ago-for example, data-processing equipment and accessories; The stiff wind of international competition is be- office machinery; sound recording and playback equip- ginning to be felt widely throughout the developing ment; cars, vans, and motorcycles; and heating and world. An excellent example is the Latin American au- cooling equipment-are becoming major trade items. tomobile industry, long the beneficiary of substantial To a large extent, this increased trade flow reflects protection. Mexico began liberalizing its trade regime the increasingly competitive nature of the world econ- several years ago, with a view to building an industry omy. In the 1980s, businesses in the industrialized capable of exporting. It is now emerging as a key sup- countries attempted to reduce production costs by in- plier of both automobiles and components to the U.S. troducing innovations such as just-in-time production market, and is also exporting engines to Japan. The methods and developing a great variety of out-sourcing country's producers are now meeting world quality and arrangements with firms in developing countries. delivery standards. Brazil recently decided to liberalize Companies in industrial countries have been rational- its import regime, a change that will put pressure on izing the location of their production facilities, often for both component and car manufacturers. Nor is this an export of foreign subsidiaries' output to the home isolated example; more and more developing countries country or to third countries. As a result, not only is and more and more industries are opening up to the trade in finished goods increasing, but trade in parts, world market. Producers find they can no longer rely components, and subassemblies is also growing dramat- on the domestic market to absorb goods of inferior ically, driven in part by foreign direct investment in quality; standards are set in the world market. developing countries. With rising domestic costs, firms Assembly/processing operations in duty-free zones from the newly industrialized countries in East Asia are represent an increasingly important type of export also adding to the growth of trade through offshore industry that has attracted many international investors locations. (including IFC). There are concerns as to whether Above all else, it was the rapid growth in U.S. these export-processing zones (EPZs) generate value- demand for imported goods in the 1980s that allowed added for the domestic economy. However, they have exports from developing countries to grow rapidly. demonstrated ability to create employment and export Between 1980 and 1988, U.S. imports of manufac- earnings. tured goods from the developing world climbed from $35 billion to $122 billion, whereas EC imports went from $40 billion to $86 billion, and Japanese imports The Outlook for Investment from $8 billion to $30 billion. Not only was the U.S. market large and expanding rapidly, it was also com- Although economic conditions in the developing paratively easy to penetrate, thanks to a relatively open countries will remain difficult in the near future, the trade regime, internal competitiveness, and the major prospect of slow average growth need not imply weak role played by a small number of retailers who were demand for private investment during 1990-91. anxious to reduce their costs by sourcing overseas. U.S. First, the private sector is uniquely qualified to deal growth is slowing, however, dampening demand for with certain changes in the world economy, in partic- exports of manufactured goods from the developing ular, the internationalization of production and trade, countries. U.S. imports of manufactures from develop- the rapid rise in trade in services, and the acceleration ing countries grew by 7 percent in 1989, less than half of technological change. The need to remain compet- of the average rate for the 1980s as a whole. Although itive in markets means investment will continue in they are expected to rebound in 1990 and 1991, the three areas: for export, for modernization, and to meet growth rate is projected at 9 percent, still well below ever higher quality standards. Competition among the increases of the past decade. firms is increasingly over quality, reliability, and deliv- The combination of slower growth in the United ery, rather than simply over price. This means develop- States and continued sluggish growth in the domestic ing countries can no longer attract investment simply markets of many developing countries is going to make on the basis of cheap labor. Corporations in developing world markets more competitive in the near future, countries are beginning to pay more attention to ensur- despite the likelihood of increased imports into the ing market access for their exports through close links Japanese and European markets. A successful conclusion with partners in developed countries. These links are to the Uruguay GATT round will bring the disciplines likely to be formal, such as joint ventures, in areas of international trade to hitherto protected areas of the where technological know-how is important, or they world economy, further increasing competitive pressures. may simply be close associations in industries such as 9 textiles where market access and the ability to respond ing countries, the preserves of governments and state- quickly to changing consumer demands are more im- owned enterprises. portant. The textile industry provides an interesting ex- Indeed, recent data on private investment trends ample of these trends. Increasingly, the latest spinning show that the balance between private and public sec- and weaving machines can be found in developing tors has already begun to shift. In 27 developing coun- countries because exporting firms need to produce to tries for which private and public investment data are world-market standards. Hence good management and available through 1988, the share of private investment the availability of labor with the skills to use this ma- in GDP has increased, from 10.2 percent in 1986 to chinery are of growing importance, and simple labor 11.8 percent in 1988, while the share of public invest- cost advantages are decreasing in importance. Foreign ment dropped from 8.2 to 7.5 percent. direct investment (FDI) is one way in which these links It is hard to overstate the size of the investment to the world market are cemented. In 1989, flows backlog in developing countries, particularly the highly of FDI increased to many developing countries, indebted ones, especially in infrastructure. From elec- particularly Chile, Indonesia, Thailand, and Turkey, tric power generation and distribution to water supply and a large number of smaller countries. Mexico, and telecommunications to health care and transporta- Singapore, and Thailand were the top recipients of tion, there is a growing role for the private sector. This foreign direct investment in 1989. In some countries, may take the form of privatization of state-owned as- FDI represents a large proportion of total private in- sets, or may be fresh involvement by the private sector vestment. In Malaysia, for example, FDI was 9 percent as the regulatory environment changes. Investment of total private investment in 1988, and in Thailand, projects in such areas are likely to be large, and the pri- 20 percent. vate sector will only be willing to undertake them if it Second, most developing countries face severe fis- has confidence in the stability of government policy. cal problems and lack the financial resources needed to Such confidence is likely also to generate greater pri- expand (and, in many cases, to keep up) the services vate sector investment in more traditional productive provided by the public sector. These investments, par- areas of the economy. This is what is beginning to hap- ticularly in infrastructure, are essential to maintain the pen in a number of countries, notably Chile, where competitiveness of the private sector. Greater recourse there is growing private investment in power and tele- to private enterprise is often the only way to meet rising communications as well as in the industrial and export demand. There has also been disappointment in many sectors. developing countries with the performance of public This process is expected to accelerate: there can enterprises in directly productive activities, as well as be no doubt that the past year has seen much greater the realization that, in the right environment, private emphasis on the role of the private sector in developing enterprises can be more efficient. As a result, the private countries. As more and more countries place greater sector is becoming increasingly involved in sectors as reliance on the private sector in the years to come, varied as commercial aviation, telecommunications, demand for substantial private sector investment will and power-formerly, in both developed and develop- grow. 10 REPORT ON OPERATIONS INVESTMENT APPROVALS FY86 90 US$ millions Cumulative Yearly INVESTMENT REVIEW 8,000 Project Approvals 6,000 During the fiscal year, 122 projects were approved, including Africa Enterprise Fund projects, compared with 92 in FY89. IFC approved investments of 4,000 $1.5 billion for its own account, compared with $1.3 billion in FY89, and $622 million was approved for participants in IFC's loans, compared with 2,000 $398 million in FY89. One of IFC's primary functions is the mobilization of project finance from other sources. This function has become even more important during recent years, giv- 0 en the reluctance of commercial banks to increase their 1986 1987 1988 1989 1990 exposure in highly indebted developing countries. IFC estimates that the total capital costs of the projects it ap- proved in FY90 will be nearly $9.4 billion. This means that for every dollar IFC lent, invested, or guaranteed for its own account, others invested about $5.2 in non- recourse loans or equity participations. Although the mobilization rate was lower than in FY89 (when it was loan volume was in U.S. dollars. The currency mix for influenced by a few very large projects), it was higher loans approved in FY90 was as follows (in US$ million than the average of $4.5 for the period 1985-89. or equivalent): Of the total net investments approved in FY90, $1.2 billion was for loans, and $257 million was for Percentage equities and quasi-equity instruments. Corporate re- of Total structuring was involved in five of the loans, which U.S. dollars $972 80.3 came to $103 million. Quasi-equity instruments in- Deutsche mark $101 8.4 cluded subordinated loans, convertible debentures, Japanese yen $94 7.8 preferred stock, income notes, and loans with conver- French francs $27 2.2 sion features. IFC also approved $13 million in guaran- Swiss francs $16 1.3 tees and $26 million in standby arrangements. In accordance with IFC's policies, its loans were made at market rates. Maturities, set to conform with IFC provided its clients with a broad range of the requirements of each project, were between five other financial services during FY90, including under- and 13 years, including grace periods ranging from two writings in domestic and international markets to five years. Interest rates ranged from 62 to 294 basis ($73 million), swaps, and debt conversions. It also points over six-month LIBOR for variable-rate loans, placed with private institutional investors $328 million or the swap-based equivalents for fixed-rate loans; IFC in securities in five IFC-sponsored funds. also charged standard front-end and commitment fees. IFC continued to offer loans denominated in all of the major international currencies at the client's choice. Where IFC Invested Most of the loans approved in FY90 were denominated in U.S. dollars and were available at either fixed or vari- IFC strives for geographical diversity in its invest- able rates. Over 66 percent of the loans approved for ments. Projects approved in FY90 were located in 38 IFC's account carried variable rates; 80 percent of total countries; one was regional and three global in scope. 11 Of the 92 projects approved in FY89, 90 were located The dollar value of net approvals increased in all in 38 countries; one was regional, and one was world- regions except Latin America and the Caribbean. The wide in scope. largest increase, 81 percent over FY89, occurred in Of total approvals, 37, accounting for $328 mil- Asia. Next was Africa, which showed a 50 percent in- lion, were located in low-income countries with per crease over FY89, followed by Europe and the Middle capita incomes of $830 or less. These investments rep- East with a 6 percent increase. The number of invest- resented 30 percent of the number and 22 percent of ments declined in Latin America, but increased in all the net volume approved. other regions. FY90 and FY89 Projects by Region FY90 FY89 Amount¹ Amount¹ No. (US$ millions) No. (US$ millions) Africa² 34 $362 21 $283 (of which sub-Sahara) (32) (265) (20) (275) Asia 35 697 25 321 Europe & Middle East 21 244 15 259 Latin America & Caribbean 29 735 30 842 Worldwide 3³ 163 1⁴ 5 Total 122 $2,201 92 $1,710 1. Dollar amount refers to total investment approved for IFC's account and for account of other participants. 2. Totals include Africa Enterprise Fund projects. 3. Multi-Country Loan Facilities. 4. Emerging Markets Investment Fund. Sectoral Breakdown of Project Approvals tional commercial banks for small and medium-size projects in developing countries. IFC approved three IFC approved investments in a broad range of sec- MLFs in FY90. IFC also helped to launch 11 country tors during FY90. Projects in capital markets, develop- funds, approved investments in several leasing compa- ment finance, and financial services represented 32 nies and merchant banks, and arranged currency swaps percent of approval volume. Thirteen of these projects for banks in Bolivia and Mexico. involved loans and equity investments made through Projects in petrochemicals and fertilizers represent- financial intermediaries and facilities. IFC has found ed 20 percent of investment volume. Agribusiness and that such investments enable it to reach many more food processing, cement, energy, pulp and paper, and small enterprises than it could serve as a direct investor textiles together accounted for 18 percent of project and thus enhance its developmental impact. It ap- approvals. Sizeable investments were approved for proved a loan to the Export Development Bank in projects involving oil development and on-and off- Poland-its second project in that country since Poland shore petroleum exploration; an oil exploration venture became a member-for onlending to small, export- in Guinea-Bissau was IFC's first project ever in that oriented companies. It approved other credit and country. Projects in tourism-including the Corpo- equity lines and loan agency lines in India, Indonesia, ration's first investment in Belize-and industrial Mexico, and Zimbabwe. In addition, IFC developed a services, such as power generation and distribution, new instrument, the Multi-Country Loan Facility (MLF), accounted for 21 percent of approval volume. The 12 to mobilize foreign exchange lending from interna- Corporation also made a loan of $6 million to help FY90 APPROVALS BY SECTOR General manufacturing, Textiles Timber, pulp, and paper automotive industry, 7 6 industrial equipment Mining, nonferrous metals, iron and steel NUMBER 14 4 Cement and construction materials Total = 122 Chemicals, 4 Energy petrochemicals, 4 fertilizers 9 Food and agribusiness 11 Tourism, industrial services Capital markets, 22 development finance, financial services 41 General manufacturing, automotive Textiles industry, industrial equipment $77.84 $132.58 Timber, pulp, and paper $151.66 Chemicals, petrochemicals, Mining, nonferrous metals, iron and steel fertilizers $74.97 $440.66 Cement and construction materials $7.30 Energy $109.45 AMOUNT Food and agribusiness $45.25 (US$ millions) Total $2,200.64 Capital markets, development finance, financial services Tourism, industrial $701.18 services $459.75 finance the expansion of a free trade zone in the committed portfolio can be broken down as follows: Dominican Republic that will lease factory space to foreign companies. (US$ millions) Mining and metals attracted 3 percent of IFC's Loans 4,068 investments, with two gold-mining projects in Ghana. Equity 684 General manufacturing projects, including auto- Total IFC portfolio 4,752 mobiles and automotive parts and glass products, Total disbursed 3,589 represented 6 percent of investment volume. Total undisbursed 1,163 THE PORTFOLIO The total committed portfolio increased 17 percent over FY89. The $707 million increase consists of $596 million in committed loans and $111 million in Commitments committed equities. At the close of FY89, the portfolio held investments in 464 companies in 79 countries and At the close of the fiscal year, IFC held in its in six companies that were regional or worldwide in committed portfolio $4,752 million of loan and equity scope, for a total commitment of $4.1 billion. investments in 495 companies. Of this total, 484 com- During FY90 IFC invested in 67 new companies, panies are located in 79 countries; six are regional (two and through repayments, sales, and write-offs closed in Africa, three in Asia, and one in Latin America), and out 46 investments. New commitments for IFC's five are worldwide in scope. The total value of IFC's own account totaled $1.0 billion, compared with 13 $1.2 billion in FY89. About 34 percent of IFC's new Loan portfolio income rose 22 percent, from $244 mil- commitments were in Latin America, 25 percent were lion in FY89 to $297 million in FY90. Both interest in Asia, 18 percent were in Africa, and 16 percent were and financial fee income were higher than in FY89, in Europe and the Middle East. The remaining 7 percent reflecting an increase in the size of the disbursed were worldwide in scope. The sectors with the biggest loan portfolio and significant recoveries from non- share of new commitments were capital markets, devel- performing loans. Loans that acquired non-performing opment finance, and financial services (34 percent); tour- status were offset by loans that became performing. ism and industrial services (15 percent); manufacturing, Equity income decreased from the exceptional lev- the automotive industry, and industrial equipment (14 els of $149 million in FY89, to $121 million in FY90, percent); and timber, pulp, and paper (13 percent). but FY90 levels were still the second highest in IFC's In addition to its own investments, IFC administers history. Despite the high rate of capital gains realized by investments for participants. In FY90 IFC committed the Corporation during FY90 ($91 million), unrealized $337 million for the account of participants, compared capital gains in IFC's committed equity portfolio at the with $314 million in FY89. close of the fiscal year are estimated to be higher than a year ago. Disbursements Portfolio Management IFC's disbursements increased 15 percent, from $870 million in FY89 to $1.0 billion in FY90, of which The performance of IFC's portfolio has been favor- $839.6 million was for loans and $161.8 million for ably influenced by the current strength of the world equity investments. The disbursed loan portfolio grew economy. Nonetheless, IFC has continued to improve by 30 percent to $3 billion, while the disbursed equity the management and supervision of its portfolio. A portfolio increased by 21 percent to $570 million. IFC computerized data base and information system cover- also disbursed $125 million for participants in its loans, ing the equity and loan portfolio is in place to facilitate compared with $207 million in FY89. monitoring of the investments. This system has strengthened IFC's ability to monitor equity holdings Portfolio Income and to take advantage of appropriate selling opportuni- ties when it has completed its developmental role in Total income from IFC's portfolio rose slightly, projects. In addition, the restructuring and workout of from $394 million in FY89 to $419 million in FY90. troubled investments have enhanced portfolio quality. IFC's Special Operations Unit, through its expert COMMITTED PORTFOLIO BY SECTOR and intensive efforts, has effectively resolved, either (US$ millions) by sale or restructuring, Total $4,752 several previously non- Mining, non-ferrous Timber, pulp metals, iron, steel and paper performing assets. $524 Cement and $365 Textiles construction materials $340 $215 Energy $279 General Food and manufacturing, agribusiness automotive industry, $260 industrial equipment $714 Tourism, industrial services $429 Chemicals, petrochemicals, fertilizers $597 Capital markets, development finance, financial services $1,029 14 FINANCIAL REVIEW NET INCOME US$ millions 200 Highlights IFC had another year of highly satisfactory finan- cial performance. Income from loans showed steady 150 growth, and recent improvements in the quality of the loan portfolio were sustained. Once again, dividends and capital gains from the sale of mature equity invest- ments made an important contribution to IFC's 100 financial results. However, the level of capital gains inevitably varies from year to year and, as expected, the record level realized in FY89 was not repeated. As a 50 result, net income in FY90 was below that of FY89, but was nonetheless well ahead of the objective set by IFC's management at the commencement of the fiscal year and the second highest in IFC's history. 0 The Corporation continued to place emphasis on 1986 1987 1988 1989 1990 providing a range of fee-generating services to respond to the needs of its clients and to diversify its sources of income. More resources are being devoted to develop- ing these services. The volume of new investments continued to grow, although at a slower pace than in recent years. Investment approvals and disbursements were higher in gains realized from equity sales were $90.7 million, the FY90 than in FY89. second highest in the Corporation's history, surpassed The Corporation received triple-A ratings for its only by capital gains of $118.6 million realized in debt securities from the two main U.S. rating agencies FY89. at the end of FY89 and now offers its securities in the Dividends of $30.7 million received during FY90 public bond markets. In May 1990, IFC launched a were close to the record level of $30.8 million achieved $300 million Eurobond issue, the largest borrowing in in FY89. Dividends were received from 101 compa- its history. nies in 40 countries, compared with 107 companies in 38 countries last year. Loan income, which remains easily the largest Net Income single contributor to IFC's income, was $297 million in FY90. Loan income was higher than in FY89, reflect- Net income for FY90 was $157 million. This was ing both the growth and the high quality of the dis- below the record level of $196.5 million achieved in bursed loan portfolio. Improvements achieved in the FY89, when IFC realized an exceptional level of capital collection rate of interest payments and in the non- gains on mature equity investments. Nonetheless, the performing loan portfolio were sustained during the Corporation's income performance was strong and was year. well balanced among the loan and equity portfolios and Fees received from advisory services totaled IFC's advisory activities. $16.8 million in FY90. This compares with $25.3 mil- During the fiscal year, in accordance with its poli- lion received in FY89, which included an exceptional cies regarding equity investments, the Corporation $13.6 million fee recognized on a single advisory revolved its equity portfolio in companies where its role assignment. The Corporation is actively expanding its had been completed, freeing up resources for new capacity to deliver advisory services in connection with investments. Thirty-three mature equity investments privatizations, restructurings, and transactions in the in- were sold. The sales included 18 investments in poorly ternational capital markets. performing companies, reflecting concentrated efforts Income from the liquid asset portfolio was to revolve underemployed capital. Overall, capital $142.2 million in FY90, compared with $101.5 million 15 in FY89. The liquid asset portfolio includes the pro- ceeds of borrowings pending disbursement on IFC's Sources of Gross Income FY90 and FY89 loans, as well as capital, accumulated earnings, and (US$ millions) reserves. The increase in income from liquid assets FY90 FY89 reflects, in part, a higher average level of liquidity, and, Interest and financial fees 297.1 244.4 more particularly, improved returns from invested Dividends and profit participations 30.7 30.8 liquid assets, which in FY90 were 8.81 percent, com- Realized gains on equity sales 90.7 118.6 pared with 7.85 percent in FY89. These higher returns Service fees 16.8 25.3 can, to some extent, also be attributed to a revised in- From deposits and securities 142.2 101.5 vestment strategy implemented during FY90 whereby Other (losses) income 7.4 (2.1) the component of the liquid portfolio deriving from 584.9 518.5 variable-rate borrowings awaiting disbursement is in- vested with a view to minimizing carrying costs-a carrying gain of 51 basis points was achieved in FY90- while the remainder is invested through the strategic reserve and is maintained at a level approved by IFC's setting of average durations for each individual currency. Board after taking into account the historical loss expe- Gross income increased to $584.9 million in FY90, rience, the concentration of the portfolio, and other up from $518.5 million last year. Administrative ex- aspects of potential risk to that portion of the portfolio penses increased to $105.9 million, from $76.8 million not covered by the Specific Loss Reserve. These are in FY89, including a one-time charge of $7.6 million risks that, by their nature, cannot be readily determined to comply with a new accounting policy for non- from a review of individual portfolio investments. At pension retirement benefits. the end of FY90, total loss reserves were $319.3 mil- The provision for losses in FY90 was $90.5 million, lion, representing 8.9 percent of the total disbursed compared with $59.6 million in FY89. The increase to portfolio of $3.6 billion, compared with 9.2 percent at the Specific Loss Reserve (before write-offs), which the end of FY89. The Specific Loss Reserve amounted covers identifiable losses on specific investments with a to $159.3 million and the General Loss Reserve to significant and relatively permanent decline in value, $160 million. was $23.8 million. $70 million was added to the General Loss Reserve, which supplements the specific Capital and Accumulated Earnings RECEIPTS: FISCAL YEAR 1990 During FY90, IFC received $124.4 million in capital payments from member countries. Of this US$ millions amount, $90.1 million represented payments under the 1,200 December 1985 capital increase, $33.5 million repre- sented payments for additional shares requested and purchased by France, India, Japan, and Korea, and $.8 million represented subscriptions from IFC's new 900 members, Angola and Cape Verde. At June 30, 1990, paid-in capital amounted to $1.1 billion, and retained earnings to $792 million. The 600 Corporation's net worth was $1.9 billion, up from $1.6 billion at the end of FY89. In addition, $86 million has been subscribed but not paid. Final payment is due by August 1991. 300 The debt-to-equity ratio, which measures out- standing borrowings and guarantees against subscribed capital and accumulated earnings, was 1.88:1 at the end of the fiscal year, compared with 1.34:1 at the end of 0 FY89. Repayments Borrowings Income from and sales loan/equity 16 PAYMENTS: FISCAL YEAR 1990 to offer its securities in the public bond markets. A key objective of IFC's borrowing program in FY90 was to US$ millions establish IFC as one of the highly rated supranationals 1,200 issuing in the public Euromarkets. IFC's most impor- tant public issue in FY90, and its largest borrowing to date, was a $300 million Eurobond issue. It was launched in May 1990 by an underwriting group lead- 900 managed by Deutsche Bank Capital Markets Ltd. The co-lead managers were Credit Suisse First Boston Ltd., J.P. Morgan Securities Ltd., Morgan Stanley Interna- 600 tional Ltd., and Norinchukin International. Other market borrowings in FY90 included two issues for a total of Ptas 20 billion (the equivalent of $180.7 mil- lion), and two reverse dual currency Samurai issues in 300 Japan for ¥25 billion (the equivalent of $169.8 million). In the coming fiscal year, IFC intends to gain access to a wider range of public markets, limiting borrowings from the World Bank to not more than 20 percent of 0 total funding. IFC will pursue a dual strategy with Repayments Administrative Financial Disbursements respect to borrowings, establishing liquid, well-traded on borrowings expenses charges issues in the public markets, and achieving low-cost funding in the arbitrage markets. Funding Management IFC's total funding program for FY90 came to $799 million, compared with $845 million in FY89. IFC borrowed $650 million, 81 percent of its funding needs, in the international markets, up from $595 mil- lion in FY89. The remaining $149 million was bor- rowed from the World Bank, with which IFC has a Master Loan Agreement. IFC's borrowings from the Bank were used mostly to fund fixed-rate assets de- nominated in various currencies, including Deutsche Mark, Japanese yen, and French francs. All of IFC's market borrowings were swapped into variable-rate U.S. dollars, the kind of financing most often sought by its clients. The sub-LIBOR cost achieved through these swaps contributed significantly to the lowering of IFC's overall funding costs. At the end of FY89, after receiving triple-A ratings for its debt securities from the two U.S. rating agencies, IFC began 17 Underwriters of IFC Market Borrowings in FY90 Lead and Co-Lead Managers Banco Español de Crédito, S.A. J.P. Morgan Securities Ltd. Banco Exterior de España, S.A. Morgan Stanley International Bankers Trust Sociedad de Valores, S.A. The Nikko Securities Co. Ltd. Citibank España, S.A. The Nomura Securities Co. Ltd. Credit Suisse First Boston Ltd. Norinchukin International Ltd. Daiwa Securities Co. Ltd. Tokyo Sociedad de Valores (España) S.A. Deutsche Bank Capital Markets Ltd. Yamaichi Securities Co. Ltd. Co-Managers B.N.P. España, S.A. Kidder, Peabody International Ltd. Banco Bilbao Vizcaya, S.A. Kokusai Securities Co. Ltd. Banco Comercial Transatlántico Mapfre Indosuez, Sociedad de Valores, S.A. Banco de Crédito Industrial S.A. Marusan Securities Co. Ltd. Banco Exterior de España Merrill Lynch Japan Inc. Banco Hispano Americano, S.A. Midland Bank, PLC Banco Santander de Negocios New Japan Securities Co. Ltd. Bankers Trust Servicios Financieros, S.A. The Nippon Kangyo Kakumaru Securities Co. Ltd. Banque Bruxelles Lambert, España Nomura International Banque Nationale de Paris, España Okasan Securities Co. Ltd. Banque Paribas, España Paribas Capital Markets Group Caisse Nationale de Crédit Agricole, España Salomon Brothers Asia Ltd. (Tokyo) Citibank España, S.A. Salomon Brothers International Ltd. Commerzbank AG, España Sanyo Securities Co. Ltd. Cosmo Securities Co. Ltd. Shearson Lehman Hutton International Crédit Commercial de France Swiss Bank Corporation Investment Banking Crédit Lyonnais Taiheiyo Securities Co. Ltd. Credit Suisse First Boston Ltd. Tokyo Securities Co. Ltd. CS First Boston (Japan) Ltd. Tokyo Sociedad de Valores (España) S.A. Dai-Ichi Securities Co. Ltd. Toyo Securities Co. Ltd. Dresdner Bank AG, España UBS Phillips & Drew Securities Ltd. Generale Bank-Banco Belga, España Universal Securities Co. Ltd. Goldman Sachs International Ltd. Wako Securities Co. Ltd. Goldman Sachs (Japan) Corp. S.G. Warburg Securities IBJ International Ltd. S.G. Warburg Securities (Japan) Inc. J.P. Morgan Sociedad de Valores y Bolsa, S.A. Yamatane Securities Co. Ltd. 18 REGIONAL REPORTS On the other hand, there are major obstacles to private investment in some countries. These include negative factors like high inflation, restrictive govern- AFRICA ment policies, arrears in foreign payments, and political instability. Investment Overview Regional Initiatives Economic conditions and prospects for private investment vary considerably throughout Africa. There IFC has launched several initiatives over the past was a general resumption of economic growth in sub- few years in response to concerns specific to the region. Saharan Africa in 1989, compared with 1987-88, The Africa Project Development Facility (APDF), a following increases in some commodity prices and in UNDP project of which IFC is the executing agency, export volumes. Improved weather conditions and the was created in 1986 to help African entrepreneurs pre- positive response of local producers to adjustment pare bankable projects; in FY90, its donors decided to efforts also contributed to this recovery. However, a extend its mandate through 1995 (see p. 40). The number of large economies are still performing poorly. Africa Enterprise Fund (AEF) was founded in FY89 to Although the investment climate in Africa remains finance small and medium-size projects in sub-Saharan difficult, it is improving significantly in countries that Africa (see p. 21). A third initiative, the African Manage- are liberalizing the domestic economy by reforming ment Services Company (AMSCo), which provides the regulatory frameworks for trade and private invest- management training and temporary managers to ment. Many countries are also seeking to achieve a bet- African enterprises, was established in FY90 (see p. 41). ter balance between their public and private sectors. In Increased provision of IFC finance to small and the early stages of adjustment, the business community medium-scale businesses through private-sector com- must adapt to a more open and competitive environ- mercial intermediaries was a feature of FY90. This type ment, less government protection, and depressed de- of financing activity enables IFC to invest in specific mand; as a result, private investment may slow down. sectors-for example, transport and export industries- In the long term, however, adjustment programs in- and to utilize the knowledge and project appraisal crease the scope for private sector activity by creating a capabilities of local private banking institutions. In a more favorable environment. The private sector's re- number of projects, IFC was able to act as a catalyst in sponse to economic reforms has been strongly positive mobilizing foreign commercial bank financing, in in Morocco and Tunisia, and is improving in countries addition to the finance it provided. such as Ghana, Madagascar, Nigeria, and Togo-the IFC is also prepared to provide advisory services revival of private investment in Ghana's mining sector, in Africa. In FY90 IFC began discussions with the for example, is a positive sign. Moroccan Government regarding IFC's possible involvement in the design and implementation of a privatization program. A $3 million loan to Africamer, S.A., a major fishing and fish processing company in Senegal, will help to finance the modemization and expansion Highlights of the Year's Activities of the company's land facilities. During fiscal year 1990, total financing of $362 million was approved for 34 projects in 13 countries in Africa, including Africa Enterprise Fund, capital markets, and energy projects. Of this amount, loans accounted for $339 million, and equity and quasi- equity investments for $18 million. There was also a guarantee of $5 million. In FY89, a total of $283 mil- lion in loan, equity, and quasi-equity financing was ap- proved for 21 projects in the region. At the close of FY90, IFC's committed portfolio included investments of $762 million in 133 companies in 34 countries in Africa-$674 million in loans and $88 million in equity and quasi-equity. This compares 19 FY90 Project Approvals: Africa (US$ millions) Gross Project Company Country Activity Investment Cost Société Industrielle Laitière du Cameroun Cameroon Food and food processing 1.36 4.10 Société des Industries Alimentaires et des Produits Laitiers de Côte d'Ivoire Côte d'Ivoire Food and food processing 2.09 4.90 Pelican Seafood (Gambia) Ltd. The Gambia Fisheries 1.65 2.50 Ashanti Goldfields Corporation (Ghana) Limited Ghana Mining 70.00 93.00 Ghanaian-Australian Goldfields Limited (Iduapriem) Ghana Mining 3.00 13.50 Anetibene Petroleum Exploration Program Guinea-Bissau Oil exploration 5.85 39.00 Clearwater Fishing Project (Pescas Bissau) Guinea-Bissau Fishing .20 1.15 Saxon Properties Limited Mauritius Tourism 3.59 14.70 Textile Industries Ltd. Mauritius Textiles 3.10 7.60 Crédit Immobilier et Hôtelier (CIH) Morocco Tourism 92.12 200.00 Société Ennasr de Pêche Morocco Fishing 4.83 13.00 Afcott Nigeria Ltd. Nigeria Agribusiness 4.50 17.30 Tiger Battery Company (Nigeria) Limited Nigeria Dry-cell batteries 1.70 1.70 Togotex Togo Textiles 1.61 22.70 Barclays Bank of Zimbabwe Ltd.* Zimbabwe Credit line 20.11 20.11 Mashonaland Holdings Ltd. Zimbabwe Wire drawing 4.44 6.54 Merchant Bank of Central Africa Ltd.* Zimbabwe Credit line 25.21 25.21 RAL Merchant Bank Ltd. Zimbabwe Merchant Bank/Credit line 17.85 19.00 RAL Merchant Bank Ltd. Zimbabwe Credit line 30.21 30.21 Scotfin Limited* Zimbabwe Credit line 7.50 7.50 Standard Chartered Merchant Bank Ltd.* Zimbabwe Credit line 30.21 30.21 Syfrets Merchant Bank Ltd. Zimbabwe* Zimbabwe Credit line 25.21 25.21 Subtotal 356.34 599.14 Capital Markets approvals (see p. 34) .11 1.08 AEF approvals (see p. 21) 5.61 19.95 Total 362.06 620.17 * Project undertaken in cooperation with the Capital Markets Department. with investments of $624 million in 123 companies in cial banks for Crédit Immobilier et Hôtelier (CIH), 33 countries at the end of FY89. Morocco's leading development bank for tourism In FY90, IFC's investments in Africa were concen- and housing, to fund private investments in tourism trated in industries based on natural resources-for projects during the 1989-90 period. The loan repre- example, mining, tourism, and fishing. In Ghana, IFC sents the fourth internationally syndicated loan since played a major role in structuring, and arranging the the early 1980s for a Moroccan financial institution- financing of, a $93 million expansion program for all the syndicated loans were arranged by IFC. Ashanti Goldfields Corporation (Ghana) Limited. The African fishing sector benefited from a num- The project will increase Ashanti's gold production by ber of IFC investments. IFC approved a $4.8 million 180,000 ounces yearly. IFC approved a loan of $60 mil- guarantee that will enable Société Ennasr de Pêche, a lion to the project, as well as a standby facility of Moroccan company, to acquire a fleet of four deep-sea $10 million; it arranged syndications with international freezer trawlers. In The Gambia, IFC approved a loan commercial banks for half of each of these. IFC also ap- of $1.7 million, of which $600,000 will be syndicated proved an equity investment of up to $3 million for to commercial banks, for Pelican Seafood, which will Ghanaian-Australian Goldfields Limited, a gold mining rehabilitate a fish-processing plant. A quasi-equity in- venture that will develop reserves on the Iduapriem vestment of $200,000 was approved in a one-year pilot gold concession in Ghana. project to determine the feasibility and scope of a fish- IFC continued to support Africa's tourism sector ing venture in Guinea-Bissau. in FY90. In Mauritius, where tourism is a growth in- IFC was also active in the textile industry. It was dustry, IFC approved an investment of $3.6 million in instrumental in structuring and financing the privatiza- Saxon Properties Limited to complete a 206-room tion and rehabilitation of Togo's two largest textile beach hotel and upgrade the hotel's rating. IFC also mills. The project is sponsored by Cha Chi Ming Ltd., 20 arranged a $92 million syndicated loan with commer- a company based in Hong Kong. The mills are expect- INVESTMENT APPROVALS sectors, and a $15 million line was approved for RAL FY86 90 Merchant Bank for onlending to corporate clients. A $131 million medium-term, non-revolving credit US$ millions line was approved for five commercial and merchant Cumulative Yearly 1,200 banks in Zimbabwe. The borrowing banks are Barclays Bank, Merchant Bank of Central Africa, RAL Merchant Bank, Standard Chartered Merchant Bank, and Syfrets 900 Merchant Bank. Each bank will borrow $20-$30 mil- lion to be onlent to local export-oriented companies to 600 finance imports of capital equipment. Of the total in- vestment, $66 million is for IFC's own account, and the remainder is being syndicated to commercial banks. The 300 project will provide much-needed foreign exchange to expand and diversify Zimbabwe's export sector. 0 1986 1987 1988 1989 1990 Africa Enterprise Fund The Africa Enterprise Fund (AEF), which was established in FY89, finances projects too small to be processed directly from IFC headquarters. During a three-year trial period, AEF ed to produce 20 million yards of African prints annu- expects to invest $60 million in small and medium-scale ven- ally. A loan approved for Textile Industries Limited in tures in IFC's sub-Saharan member countries. Investment pro- Mauritius will enable the company to consolidate its posals are developed and appraised by IFC's resident missions in Abidjan, Lagos, and Nairobi in collaboration with local banks garment manufacturing operations in one location and that provide cofinancing. AEF's activities are carried out to upgrade its equipment. mostly by locally recruited professional staff under the super- IFC approved a number of credit lines to private vision of IFC's resident representatives. commercial intermediaries during FY90. These credit Although AEF has been in operation only 15 months, there has already been broad-based demand for its financing. It has lines, developed jointly by the regional investment received over 400 investment proposals from entrepreneurs in department and Capital Markets Department, are de- 34 member countries. By the end of FY90, AEF had approved signed to foster the private banking industry in Africa 14 investments located in eight countries, for a total of $7 mil- lion equivalent; over 50 projects were under serious consider- and provide foreign exchange to medium-size busi- ation at the end of the fiscal year. nesses for investment. In Zimbabwe, a $7.5 million line AEF staffing will be increased in FY91 to handle the grow- was approved for Scotfin Limited to finance the pur- ing pipeline of projects and the large number of unsolicited chase of imported capital goods by small and medium- proposals received by IFC's resident missions. IFC's new re- gional missions in Douala, Cameroon and Harare, Zimbabwe, size companies in the transport and manufacturing which opened in early FY91, will allow AEF to increase its as- sistance to businesses in central and southern Africa. FY90 Project Approvals: Africa Enterprise Fund (US$ millions) Gross Company Project Country Activity Investment Cost Northern Textiles Botswana Textiles .38 1.82 Omnium de Transformations Alimentaires, S.A. Côte d'Ivoire Oils and fats .83 Tribois S.A. 1.80 Côte d'Ivoire Wood processing .54 1.30 Alugan Co. Ltd. Ghana Aluminum fabrication .28 .70 Dimples Inn Ghana Hotel .24 Plastic Laminates Ltd. .60 Ghana Plastic products .60 Upper Qeme Holdings (Pty.) Limited 2.50 Lesotho Concrete blocks .12 .31 Financière d'investissement ARO (FIARO) Madagascar Venture capital company .40 General Haulage Limited 2.60 Mauritius Trucking .14 Intermatch Nigeria Ltd. .32 Nigeria Paper products .96 Mat Tools and Forging (Private) Limited 3.10 Zimbabwe Retrofit (Private) Limited Tool and die manufacturing .75 3.80 Zimbabwe Electrical contracting .37 1.10 Total 5.61 19.95 21 ASIA While a number of governments throughout Asia have plans to privatize state-owned enterprises, partic- ularly in infrastructure-for example, energy, power, Investment Overview roads, and transport-actual progress has been slow. There has been some divestment of the non- In 1989 the developing economies in Asia per- performing assets of government-owned financial insti- formed better than those in other regions; however, tutions in the Philippines, and the Government of Pa- the rate of aggregate growth dropped from the very kistan is planning several privatizations. high levels of 1988. This decline, especially evident in China, India, and the Republic of Korea, reflected a variety of economic and political factors. Nonetheless, in general the climate for private investment, both local Regional Initiatives and foreign, remained strongly positive. IFC's initiatives in East Asia during the fiscal year Growth in East Asia dropped to just under 6 per- cent in 1989, primarily because of lower growth rates focused on major sectors such as petrochemicals. IFC in China and Korea, which had achieved double-digit played an advisory role in a petrochemical project in growth rates in 1988. However, economic perfor- Indonesia, and approved an investment in a petro- mance remained strong in Indonesia, Malaysia, and chemical complex in the Philippines. IFC provided advice to the Government of Thailand in connection Thailand; it was also surprisingly resilient in the Philippines, despite political uncertainties in the second with the development of the country's second petro- half of the year. Foreign and domestic private invest- chemical complex and approved an investment in a ment continued to grow rapidly throughout the downstream project. Thailand's first petrochemical region, most notably in projects in export-oriented complex, which is now being implemented, was devel- industries. Rapid economic growth also made possible oped in 1984 with advisory and financial assistance the implementation of large projects in sectors such as from IFC. IFC facilitated the relocation of industrial facilities petrochemicals. These projects are expected to under- pin future industrial growth in East Asia. Because of from Korea to countries such as Indonesia and the rising costs in countries such as Japan and Korea, there Philippines. IFC's participation in relocation projects is a growing tendency to move labor-intensive indus- was the result of continuing promotional work with tries such as textiles and garments, electronics, basic Korean companies, some of which had benefited from engineering goods, and automobile components to earlier IFC investments to finance local operations. overseas locations within the region. In FY90 IFC established the South Pacific Project A number of factors contributed to a weakening of Facility (SPPF), which is modeled on similar IFC ini- economic performance in South Asia: natural disasters, tiatives in Africa and the Caribbean (p. 45). SPPF will inflation, rising fiscal and balance of payments deficits, help entrepreneurs in the small island economies pre- and growing external debt-servicing requirements. pare viable projects and raise financing for them. However, sustained improvements in productivity and In South Asia, IFC's continued emphasis on the exports indicate that these economies respond to the energy sector reflects the increasingly important role right incentives. This is true of India, where private assumed by private investors in India's power industry, companies have fared extremely well in the past two and private sector interest in oil and gas development fiscal years; as a result, new security issues in rupees and power generation in Pakistan. IFC approved have increased significantly, and the share market has finance for two private power utilities in India. The been buoyant. Although private investment slowed engineering sector in these two countries has also somewhat in India after the change of government, attracted IFC investment, and IFC has undertaken pro- India's recent budget and new foreign trade policy sug- motional efforts in other industries where these coun- gest that economic liberalization will be sustained; tries have natural advantages. In Pakistan, these efforts the climate for local private investment should remain have emphasized diversification of the portfolio and favorable. Pakistan's Government took additional have resulted in the identification of good investment measures to open up the economy and began to imple- potential in general manufacturing. ment its medium-term structural adjustment and The Corporation continued to seek additional di- reform programs with support from the World Bank rect equity investments in India and Pakistan. It made and the IMF. The private sector in Pakistan has contin- large equity investments both in greenfield projects and 22 ued to demonstrate an underlying strength. in big companies with expanding capital bases, as well IFC has made a number of investments in manufacturing projects in Pakistan. as a limited number of small straight equity investments Highlights of the Year's Activities in projects involving technology transfers. An equity line arranged with a financial intermediary in India will enable IFC to make a greater number of small equity During fiscal year 1990, total financing of investments in a cost-effective way. $697 million was approved for 35 projects in 8 coun- IFC provided further technical assistance to the tries in Asia, including capital markets and energy Governments of Nepal and Pakistan in their priva- projects. Of this amount, loans accounted for $559 mil- tization efforts. IFC reached an agreement with the lion, equity and quasi-equity investments for $109 mil- Government of Nepal and UNDP on the details of a lion, and underwritings for $29 million. In FY89, a UNDP-funded advisory assignment to be carried out total of $321 million in loan, equity, and quasi-equity by IFC. IFC will continue to assist in the formulation financing was approved for 25 projects in the region. of privatization policy and in institution-building in At the close of FY90, IFC's committed portfolio Nepal and will provide direct support in the imple- included investments of $921 million in 113 companies mentation of two privatization transactions. IFC ad- in 12 countries in Asia-$701 million in loans and vised the Government of Pakistan on the privatization $220 million in equity and quasi-equity. This compares of selected state-owned enterprises. with investments of $729 million in 109 companies in To support its promotional efforts in Bangladesh 12 countries at the end of FY89. and Pakistan, IFC opened a new regional mission in Many countries in East Asia are upgrading their Islamabad in FY90. industrial structures by entering into the production 23 FY90 Project Approvals: Asia (US$ millions) Gross Project Company Country Activity Investment Cost Bengal Glass Works Ltd. Bangladesh General manufacturing 2.30 6.80 CESC Ltd. (formerly Calcutta Electric Supply Corp. Ltd.) India Electricity distribution 20.10 92.20 Herdillia Oxides and Electronics Ltd. India General manufacturing .32 13.40 Industrial Credit and Investment Corp. of India Ltd. (ICICI) India Equity line 25.00 25.00 Mahindra & Mahindra Ltd. India Automobile manufacturing 16.37 212.00 Mahindra Ugine Steel Co. Ltd. India Steel/tourism 1.32 26.20 Tata Electric Companies India Electricity generation/distribution 60.00 273.70 Tata Keltron Ltd.§ India General manufacturing .13 .68 Titan Watches Ltd.§ India General manufacturing .17 9.10 Bank Umum Nasional* Indonesia Agency credit line 10.00 20.00 P.T. Indo-Rama Synthetics Indonesia Textiles 12.00 74.00 P.T. Kayu NIC Indonesia Indonesia Wood products 13.10 52.10 Raja-Pendopo Petroleum Exploration Project Indonesia Oil exploration 3.60 32.60 Hae Un Dae Development Company Ltd. Korea Tourism .50 15.80 Korea Long Term Credit Bank Korea Commercial/merchant banking 15.98 450.00 Twenty First Century Oleochemicals Sdn. Bhd. Malaysia Chemicals 8.63 20.00 Pak-Suzuki Motor Company Ltd. Pakistan Automobile manufacturing 15.14 92.60 Rupali Polyester Ltd. Pakistan Petrochemicals/textiles 24.51 89.00 Avantex Mill Corporation Philippines Textiles 13.74 51.00 General Milling Corporation Philippines Food and agribusiness .64 14.20 Luzon Petrochemical Corporation Philippines Petrochemicals 105.00 500.00 Makati Shangrila Hotel and Resort Inc. Philippines Tourism 59.00 118.00 Northeast Agriculture Company Ltd.§ Thailand Food and agribusiness .05 .41 Shin Ho Paper Thailand Paper products 57.08 108.00 Siam Asahi Technoglass Company Thailand General manufacturing 8.06 313.00 Vinythai Company Ltd. Thailand Petrochemicals 150.00 529.00 Subtotal 622.74 3,138.79 Capital Markets approvals (see p. 34) 74.69 442.44 Total 697.43 3,581.23 * Project undertaken in cooperation with the Capital Markets Department. § As a rights issue below $250,000, this project is not included in the total number of approvals. of basic and intermediate petrochemicals. In the finance a $529 million integrated polyvinyl chloride/ Philippines, where funding for large investments is vinyl chloride monomer plant near Bangkok. In a scarce, IFC is helping to arrange financing for private- project with a Japanese partner involving the transfer sector projects in infrastructure and basic industries. of technology to Thailand, IFC approved an equity IFC approved $105 million in loan and equity financ- investment in a plant that will manufacture glass TV ing for the Luzon Petrochemical Corporation to con- tubes. struct the Philippines' first integrated petrochemical In Indonesia, where a number of development complex. Total project costs are estimated to be initiatives are constrained for want of equity capital, $500 million. Also in the Philippines, IFC approved a IFC is helping privately held companies to broaden $59 million loan, half of which will be syndicated, for their investment base by going public and issuing a major hotel development in Manila. IFC continued securities. The Corporation also supported the devel- its advisory work for Philippines Airlines (PAL), pre- opment of Indonesia's resource-based industries with paring a detailed action plan for restructuring PAL's an investment in a medium-density fiberboard plant balance sheet and privatizing it as a viable entity. PAL that uses recycled mill waste. Two agency credit lines decided to implement IFC's recommendations. were approved for onlending to Indonesian companies. In Thailand, IFC approved a $50 million loan In Korea, IFC is working with firms interested in set- 24 and syndicated another $100 million in loans to help ting up joint ventures elsewhere in the region. IFC approved its second loan, for $60 million, to INVESTMENT APPROVALS the Tata Electric Companies (TEC) in India, which FY86 90 supply electricity to Bombay and its suburbs. It also US$ millions approved a loan of $20 million to CESC Ltd. (formerly Cumulative Yearly the Calcutta Electric Supply Corporation Ltd.), to 2,500 finance the expansion of CESC's transmission and distribution system. This expansion will enhance the 2,000 quality and reliability of power supply to the Calcutta area, with more efficient distribution and reduced 1,500 transmission losses. Also in India, IFC approved a loan of $10 million 1,000 and a quasi-equity investment of $6.4 million in fully convertible debentures for Mahindra & Mahindra 500 Limited (M&M), a leading manufacturer of utility vehicles and agricultural tractors. The investments will 0 help finance a program to modernize and rationalize 1986 1987 1988 1989 1990 key manufacturing facilities in M&M's automotive and tractor divisions and to increase annual production to 31,250 tractors and 56,500 utility vehicles. The pro- gram will also allow M&M to produce utility vehicles with modern transmissions and fuel-efficient engines in response to demand in the increasingly competitive Indian market. The Corporation approved an equity line in the A loan of $22 million and an equity investment of amount of $25 million, to be implemented with the $2.6 million were approved for Rupali Polyester Lim- assistance of the Industrial Credit and Investment Cor- ited in Pakistan to help finance the expansion of staple poration of India Limited (ICICI). This line will enable fiber capacity from 22,750 to 72,750 metric tons per IFC to make small equity investments in 15-20 small year with the addition of two staple fiber lines. The and medium-size industrial enterprises in sub-sectors synthetic fiber, which will be used by the local spinning where India has some comparative advantage. ICICI, industry to manufacture blended yarns of polyester and a premier development finance institution, will help cotton, will contribute to the modernization and diver- IFC to identify, appraise, and administer investments sification of Pakistan's textile industry. under the equity line; introduction of new technology IFC approved a loan of $2.3 million to Bengal and export potential will be important criteria in the Glass Works Limited (BGWL), Bangladesh's only selection of projects. IFC also approved an equity automated glass producer, to help finance the expan- investment of $320,000 in Herdillia Oxides and sion of its glass-making capacity and product range. Electronics Limited to help establish India's first facility BGWL will install a manufacturing line to produce to manufacture magnetic iron oxide, which is used to 20 million light-bulb-shells yearly and increase its flint coat audio, video, and computer tapes and disks. container capacity to 4,000 metric tons per year. 25 EUROPE AND THE MIDDLE EAST Despite a significant drop in growth rates from 1988 levels, the economies of Cyprus and Turkey, with their increasingly sophisticated private sectors, continue Investment Overview to be vigorous and competitive. The close ties these countries have with the EC-Turkey is an associate Hungary, Poland, and Yugoslavia are all reforming member, and Cyprus has a Customs Union with the their economies to create market-oriented, com- Community-make them attractive locations for new petitive enterprise sectors. The restructuring and priva- enterprises. The tourism sector, in particular, attracted tization of state-owned enterprises, as well as the elim- substantial new private investment in 1989. Portugal's ination of price controls and government subsidies for membership in the EC has brought it high economic producers and consumers, are key elements of the growth and rapidly expanding private-sector reform process, in which foreign investment and investment. Cyprus and Portugal continue to enjoy rel- know-how are expected to play an important role. The atively low levels of inflation (4 percent and 11 percent, Governments' new economic policies are creating an respectively) and manageable levels of external debt. environment in which enterprises are forced to re- On the other hand, Turkey is still battling inflation, spond to market-pricing signals and market incentives which fell only slightly, from 75 percent in 1988 to 69 and penalties to survive. In the short term, the reforms percent in 1989, making it difficult for the Turkish pri- are having a harsh impact on employment and produc- vate sector to raise long-term domestic financing. Al- tion. In Poland and Yugoslavia, the control of hyperin- though Turkey continues to have some difficulty flation and the elimination of currency controls were raising external financing as well, foreign direct invest- priorities in the past year. Inflation in both countries ment is on the rise. Authorizations for new foreign in- had fallen to manageable levels early in 1990, and ex- vestment in Turkey climbed to $1.5 billion in 1989, an change rates had become internally convertible, greatly 80 percent increase over 1988; actual inflows reached improving the environment for foreign investment. $650 million. All three countries face, in varying degrees, sub- In the Middle East, Egypt, Jordan, and the stantial macroeconomic problems. As a result, their Republic of Yemen continued to adjust to a drop Governments are making difficult decisions during a in incomes resulting from low oil prices, falling work- period of political change, when their responsiveness to ers' remittances, and the decline of growth in the major popular will is being tested. oil-exporting countries. In Egypt, the Government's continuing efforts to improve the environment for private investment and decontrol prices have begun to bear fruit. Export-oriented projects in the free trade zone are attracting private capital. A loosening of price controls in the hotel indus- try and a remarkable increase in foreign tourism have accelerated domestic and foreign private investment in the tourism sector. In Jordan, progress is being made towards restoring the business community's confidence in the econo- my. The recent reunification of the Yemen Arab Republic and the People's Democratic Republic of Yemen promises to result in greater opportu- nities for private sector activity. IFC helped to establish Poland's first onlending facility, the Export Development Bank, which will provide financing to small Polish 26 enterprises like this fruit and vegetable processing company. FY90 Project Approvals: Europe and Middle East (US$ millions) Gross Project Company Country Activity Investment Cost Leptos Calypos Bay Hotels Ltd. Cyprus Tourism 8.20 30.00 Al-Hikma Pharmaceuticals (Jordan), Limited Jordan Pharmaceuticals 2.00 5.32 Bristol Hotel Poland Tourism 10.22 36.20 Export Development Bank* Poland Credit line/Quasi-equity facility 29.60 60.00 AL HIKMA Farmaceûtica (Portugal), Limitada Portugal Pharmaceuticals 2.00 6.00 Banco Português de Investimento (BPI) Portugal Development finance 2.03 72.35 Sociedade de Capital de Risco S.A.-Inter-Riscof Portugal Development finance .02 2.10 União Industrial Textil e Quimica S.A. (UNITECA) Portugal Chemicals/petrochemicals 6.63 16.11 Anadolu Cam Sanayii A.S.S Turkey Glass manufacturing .10 1.56 Conrad International Turkey Tourism 49.00 93.00 Kamelya Turism Islemecilik and Sol Hotels Turkey Tourism 11.84 43.00 Kepez Electric Company Turkey Power generation 25.00 67.60 Kiris Otelcilik ve Turizm A.S. Turkey Tourism 5.26 20.30 Koy-Tur Turkey Poultry production 12.60 25.90 Mersin Enternasyonal Otelcilik A.S. Turkey Tourism 12.50 25.00 Nasas Aluminyam Sanayii ve Ticaret A.S. (NASAS)S Turkey Non-ferrous metals .05 14.67 Silkar Turism Yatirim ve Isletmeleri A.S. Turkey Tourism 22.64 38.50 Simplot ve Besikcioglu A.S. Turkey Agribusiness/food processing 9.50 47.33 Salonit Anhovo Yugoslavia Pipe manufacturing 6.82 16.70 Subtotal 216.01 621.64 Capital Markets approvals (see p. 34) 27.73 201.80 Total 243.74 823.44 * Project undertaken in cooperation with the Capital Markets Department. § As a rights issue under $250,000, this project is not included in the total number of approvals. Regional Initiatives prospective new members. To take account of growing demand for its services in Eastern Europe, the Corpo- In Europe and the Middle East, IFC's main effort ration made plans to restructure its regional investment in FY90 was in expanding the role of private enterprise, departments. The new organizational structure took particularly in the manufacturing and banking sectors. effect on July 1, 1990. In Poland, IFC actively sought joint-venture invest- ment opportunities arising from privatizations; IFC also provided advisory assistance to Poland's new govern- Highlights of the Year's Activities ment with regard to privatization, foreign investment, the development of local capital markets, and the intro- duction of foreign banks. IFC supported efforts to During fiscal year 1990, total financing of strengthen the financial and banking sectors in both $244 million was approved for 21 projects in 7 coun- Hungary and Poland. In Oman and Turkey, it initiated tries in Europe and the Middle East, including capital discussions and provided advice on BOT projects in in- markets projects. Of this amount, loans and one stand- dustries that have traditionally been the domain of the by facility accounted for $188 million, equity and public sector, such as power generation. In Egypt, IFC quasi-equity investments for $40 million, and under- pursued promotional activities, especially in the tour- writings for $16 million. In FY89, a total of $259 mil- ism sector. Given the abundance of low-cost skilled lion in loan, equity, and quasi-equity financing was labor in Egypt, IFC began to study the possibility of approved for 15 projects in the region. participating in export-oriented projects-particularly At the close of FY90, IFC's committed port- in the pharmaceutical, textile, and paper industries- folio included investments of $889 million in 82 located in free trade zones. companies in 12 countries in Europe and the Middle During FY90, IFC held discussions with the Gov- East-$798 million in loans and $91 million in equity ernments of Bulgaria, Czechoslovakia, and Romania, and quasi-equity. This compares with investments of 27 $756 million in 74 companies in 12 countries at the end INVESTMENT APPROVALS of FY89. FY86 90 IFC continued to participate in Turkey's rapidly growing tourism sector. Financing was approved for US$ millions Cumulative Yearly four beach resort hotels and two city hotels. IFC also 1,000 approved investments in two agro-industrial expansion projects: Simplot ve Besikcioglu A.S., for production 800 of frozen French fries for the export market; and Koy-Tur, for production of animal feed and poultry. 600 IFC also approved a loan, for $25 million, to a privately owned and operated power-generation facility, Kepez 400 Electric, to support the construction of a 47-megawatt hydroelectric dam. In addition, it provided fee-based 200 financial advisory and restructuring services to a num- ber of domestic and joint-ventures companies. 0 In FY90 IFC undertook its second project in 1986 1987 1988 1989 1990 Poland. It is providing DM50 million ($30 million equivalent) to the Export Development Bank (EDB), Poland's first credit facility. Acting as IFC's agent, EDB will provide financing in amounts ranging from DM100,000 to DM8 million in the form of quasi- equity investments and term loans to small Polish com- panies. The project, which was jointly undertaken by the investment department for Europe and the Middle mentally unsound asbestos cement pipes currently used East and IFC's Capital Markets Department, also in the country's water and sewage transport systems. It included grant-financed technical assistance for also studied the possibility of expanding its activities in improving EDB's capabilities in appraising and super- the country in view of recent structural and legal vising loans. In FY90 IFC approved its first large joint- changes affecting the ownership and operation of venture operation in Poland, with a $10 million loan enterprises. for the reconstruction of Warsaw's prestigious Bristol In Jordan, IFC approved equity financing for Hotel. IFC structured the venture, which represents Al-Hikma, a successful, domestically owned pharma- the first major privatization exercise in Poland, and ceutical company, which will produce intermediate served as the Polish Government's key adviser. products for its domestic operations. IFC also approved More generally, IFC provided technical assistance loan financing to help Al-Hikma build a new plant in to the Polish Government, commenting on draft legis- Portugal. IFC has made previous investments in the lation on privatization and providing information on company. criteria and methodology for selecting privatization In Hungary, IFC advised the government agency candidates. responsible for privatization activities and was invited In Yugoslavia, IFC approved a project to produce to provide advisory services in connection with a PVC-plastic pipes, which will replace the environ- specific privatization candidate. 28 LATIN AMERICA AND THE Argentina and Brazil have introduced comprehen- CARIBBEAN sive austerity programs to break the vicious circle of extensive public borrowing, higher interest rates, and hyperinflation. They have also introduced reforms to Investment Overview reduce the state's direct involvement in economic ac- tivity, adopted more realistic exchange rate policies, Macroeconomic performance in Latin America and eliminated most investment subsidies and other and the Caribbean was uneven during the past year. government-related distortions. Although it is too early Chile and Paraguay grew by 10 percent and 5 percent, to assess the degree of success of these programs, the respectively; however, Argentina and Peru struggled immediate effect has been a dramatic reduction of in- with hyperinflation and severe recessions. Argentina flation. Not unexpectedly, private investment has been and Brazil, which were adjusting to recent political curtailed. Cash-flow problems and shrinking domestic changes, introduced major adjustment programs in demand have forced many firms to postpone invest- 1989 and 1990. Venezuela embarked on a radical ment. On the other hand, the long-term purpose of structural adjustment program last year. GDP fell by these programs is to make the Argentine and Brazilian 8.1 percent; however, there was a marked improve- economies more responsive to free-market principles ment in the country's external accounts, as the current and forces. If successful, these programs will reactivate account went from a deficit of 7.5 percent of GDP the private sector. Favorable exchange rates, freer trade in 1988 to an estimated surplus of 4.6 percent of GDP regimes, and reduced domestic demand are already in 1989. The Bolivian economy maintained a modest causing some firms to turn to export markets and growth rate of 2.8 percent in 1989. Mexico's economy continued to respond to adjustment efforts, growing by just under 3 percent. Colombia was also able to sustain growth of about 3 percent, despite security problems and reduced earnings from coffee exports. Growth of GDP was roughly 3 percent in Central America, but Prospectus negligible in the Caribbean. 5,882,353 American Depositary Shares Representing Many countries in the region are giving the private 100,000,001 Shares of Series A Common Stock CTC sector wider scope by reducing government regulation Compañía de Teléfonos de Chile S.A. and public-sector investment in industry. The privati- (Telephone Company of Chile) zation of state-owned enterprises is part of this shift Each American Depositary Share ("ADS") represents 17 shares of Series A Common Stock, without face towards greater reliance on the private sector. Some value ("Series A Common Stock"), of Compañía de Teléfonos de Chile S.A. (the "Company") The ADSs are evidenced by American Depositary Receipts ("ADRs"). See "Description of American Depositary Receipts" countries are also liberalizing their foreign-investment The offering of 5,882,353 ADSs is being made in two concurrent offerings, one offering outside the United States and Canada (the "International Offering") and one in the United States and Canada (the "U.S. policies. Offering"). Of the 5,882,353 ADSs offered by the Company, 1,470,588 are being offered in the International Offering and 4,411,765 are being offered in the U.S. Offering, subject to transfers between the underwriters of each of the offerings. See "Underwriting". Prior to this offering there has been no public market in the United States for the ADSs or the Series A Common Stock The Series A Common Stock is listed on and trades on the Santiago Stock Exchange. The closing sales price on the Santiago Stock Exchange for the Series A Common Stock based on its Official Quotations Bulletin as of the close of business on July 19, 1990 was Ch$260 per share equivalent to US$14.92 per ADS (representing 17 shares of Series A Common Stock), translated at the 'Dólar Observado" rate of Ch$296.32 per US$1.00 for such day. Under applicable Chilean regulations, persons who are domiciled or resident in Chile are not entitled to the foreign exchange treatment accorded other holders of ADSs by the Central Bank of Chile See "Foreign Investments and Exchange Controls in Chile" and 'Description of American Depositary Receipts" For a discussion of certain considerations attendant with an investment in a Chilean company, see "Chilean Company Investment Considerations" The ADSs are listed on the New York Stock Exchange under the symbol "TCH" THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION NOR HAS THE COMMISSION OR ANY STATE SECURITIES COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF THIS PROSPECTUS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. Price to Underwriting Proceeds to Public Discount(1) the Company(2) Per American Depositary Share $15.125 $.885 $14.24 Total(3) $88,970,589 $5,205,882 $83,764,707 (1) See 'Underwriting' for information with respect to indemnification provided to the several underwriters of the U.S. and International Offerings (2) Before deducting offering expenses payable by the Company, estimated at $1,998,936 See "Underwriting" (3) The Company has granted the underwriters of the U.S. and International Offerings day options to purchase up to 616,984 additional ADSs (representing the right to receive up to total of 10 728 shares of Series A Common Stock) at the Price to Public, less the Underwriting Discount to cover over allotments. if any If all such additional ADSs are purchased by the underwriters of the U.S. and International Offering the total Price to Public Underwriting Discount and Proceeds to the Company will be $98,302,472 $5,721,913 and $92,550 respectively See Underwriting The ADSs offered by this Prospectus are offered by the underwriters of the International Offering subject to prior sale, to withdrawal, cancellation or modification of the offer without notice, to delivery to and acceptance by the underwriters of the International Offering, and to certain further conditions It is expected that the ADRs evidencing ADSs will be ready for delivery at the offices of Salomon Brothers International Limited, London, England, on or about July 27, 1990 Salomon Brothers International Limited International Finance Corporation IFC was the lead underwriter in the first international equity offering by a The date of this Prospectus is July 20. 1990 Latin American company in over 20 years. 29 FY90 Investment Approvals: Latin America and the Caribbean (US$ millions) Gross Project Company Country Activity Investment Cost Hidra Oil Development (Hidra) Argentina Oil development 30.00 30.00 Petroquímica Ensenada S.A. (Petroken) Argentina Petrochemicals 35.00 135.10 Terminal 6 S.A. Argentina Port services 4.00 13.20 Journey's End Caribbean Club Limited Belize Tourism 1.00 3.00 Banco Industrial S.A. (BISA) Bolivia Development finance 2.12 5.90 Bahia Sul Celulose S.A. (Bahia Sul) Brazil Timber, pulp, and paper 55.00 897.00 Companhia Minuano de Alimentos (Minuano) Brazil Poultry 7.00 28.00 Companhia Vidraria Santa Marina (Santa Marina) Brazil Glass manufacturing 25.00 103.00 Engepol Engenharia de Polimeros S.A. (Engepol) Brazil Plastics manufacturing 3.50 11.54 Ripasa S.A. Celulose e Papel (Ripasa) Brazil Timber, pulp, and paper 25.00 146.00 Compañía de Teléfonos de Chile S.A. (CTC)*t Chile Telecommunications 152.10 1,104.40 Compañía Puerto de Coronel S.A. (Puerto Coronel) Chile Port services 8.00 39.70 Compañía Colombiana de Tejidos, S.A. (Coltejer) Colombia Textiles 22.50 56.86 Oleoducto de Colombia S.A. Colombia Oil pipeline 70.00 321.00 San Isidro Free Trade Zone Dominican Republic Industrial services 6.00 15.30 Sociedad Comercializador, S.A. (Comersa) Dominican Republic Construction materials/cement .08 .78 Banca Serfin* Mexico Development finance 6.50 22.00 Bancomer* Mexico Credit line 20.00 40.00 Banco Nacional de Mexico (Banamex)* Mexico Credit line 60.00 200.00 Grupo Condumex, S.A. de C.V. Mexico Manufacturing 50.00 128.00 Grupo Primex, S.A. de C.V. Mexico Petrochemicals 20.00 57.50 Indelpro, S.A. de C.V. Mexico Petrochemicals 42.00 108.00 Petrocel Mexico Petrochemicals 32.00 101.60 Compañía de Minas Buenaventura S.A. (Buenaventura) Peru Non-ferrous mining .60 6.00 Productora de Alcoholes Hidratados, C.A. (Pralca) Venezuela Petrochemicals 41.40 142.50 Subtotal 718.80 3,716.38 Capital Markets approvals (see p. 34) 16.08 473.10 Total 734.88 4,189.48 * Project undertaken in cooperation with the Capital Markets Department. t Two projects, one involving loan and quasi-equity financing of $130 million, the other, underwriting of $22.1 million. creating competitive pressures that require investments GDP; the manufacturing sector has been growing by in modernization, restructuring, and expansion. How- about 6 percent. However, as the growth of domestic ever, the scarcity of medium- and long-term credit, demand is still modest, and high real domestic interest especially in foreign exchange, continues to be a serious rates constrain major greenfield investments, most private- constraint for these companies. sector investment is still concentrated on debottleneck- Bolivia's economy has begun to recover, albeit ing and on improvements to increase efficiency. slowly, from the problems of the early 1980s-hyper- In Venezuela, economic liberalization is proceed- inflation and a huge debt burden resulting from ineffi- ing rapidly; exchange rates have been unified, interest cient macroeconomic management. Over the past five rates freed, and tariffs and quotas reduced. The fiscal years, the Government has created an environment fa- deficit was cut from 8.3 percent of GDP in 1988 to vorable to private investment by liberalizing markets, 1.4 percent in 1989. The private sector has accepted removing price controls and trade barriers, and reduc- the liberalization program and has begun to respond. ing state involvement in the private sector. The Govern- Non-traditional exports increased from $1.5 billion in ment has also made substantial progress in regularizing 1988 to $2.7 billion in 1989. The country is consider- its relations with external creditors. ing broadening its $600 million annual debt-equity In Mexico, where trade and foreign-investment conversion program to encourage larger investments, laws have been liberalized to encourage broader for- and the privatization program has begun, with an em- eign participation, foreign investment increased by phasis on smaller enterprises. 10 percent in 1989. Private investment is estimated to While the pace of change in Colombia has not 30 have increased by 10 percent to almost 16 percent of been as rapid, the extent of liberalization is expected to be similar. The Government recently launched a plan INVESTMENT APPROVALS to dismantle the protective barrier surrounding domes- FY86 90 tic industry. Progress towards liberalization has gener- ally been slower in Central America and the Caribbean. US$ millions Cumulative Yearly 3,500 Regional Initiatives 3,000 In Mexico, IFC continues to invest in moderni- 2,500 zation and efficiency-enhancing programs in many 2,000 different types of companies facing heightened com- petition in a more open economy. Many firms are 1,500 sharpening their market focus and becoming interna- 1,000 tionally competitive. Large companies are being helped 500 directly with IFC investments and advisory services; small and medium-size companies are being assisted 0 through credit lines provided to local commercial 1986 1987 1988 1989 1990 banks. One of the credit lines approved in FY90 will be onlent to companies in the maquiladora sector, which produce goods for export. IFC is helping some major Mexican corporations gain access to the interna- tional capital markets, for example by arranging cur- nications and port construction and operation. These rency swaps and designing securities issues. services are essential to Chile's ability to remain one IFC continues to support projects in Venezuela of Latin America's most efficient exporters. IFC will that utilize the country's abundant natural resources, continue to support economically sound projects that promote downstream integration, and produce ex- further privatization efforts. IFC also encouraged intra- ports. The petrochemical project approved in FY90 regional investment. It approved an investment in utilizes Venezuela's low-cost natural-gas supply to a joint venture between a Brazilian and a Chilean manufacture products for the domestic and interna- company. tional markets. In Colombia, IFC focused on projects involving industrial modernization and the manufac- ture of goods for export. IFC provided advisory serv- Highlights of the Year's Activities ices, as well as an investment, to support the modern- During fiscal year 1990, total financing of ization program of one of the country's leading textile $735 million was approved for 29 projects in 10 coun- producers. It also approved an investment to help tries in Latin America and the Caribbean, including finance the construction of an oil pipeline, which is capital markets and energy projects. Of this amount, expected to alleviate a major transport bottleneck. loans, guarantees, and standby facilities accounted for IFC's emphasis in the Caribbean was on tourism $616 million, equity and quasi-equity investments for projects and on the expansion of the operations of $91 million, and underwritings for $28 million. In FY89, the Caribbean Project Development Facility (p. 41). a total of $842 million in loan, equity, and quasi-equity IFC also supported ventures in the Southern Cone financing was approved for 30 projects in the region. based on natural resources, such as a petrochemical At the close of FY90, IFC's committed portfolio company in Argentina, as well as import-substitution included investments of $2.1 billion in 162 companies projects with strong sponsors. IFC's ability to mobilize in 21 countries in Latin America and the Caribbean project finance from other investors and lenders con- -$1.8 billion in loans and $263 million in equity and tinued to be important to the success of ventures in quasi-equity. This compares with investments of $1.9 bil- Latin America, where many commercial banks are lion in 160 companies in 22 countries at the end of FY89. reluctant to increase their exposure. In Mexico, IFC completed a $50 million loan The Corporation also actively promoted the role of to Condumex, a supplier of auto parts and electrical the private sector in areas traditionally reserved for the equipment, to help finance a program to increase state. The investments approved in Chile were for two Condumex's capacity and reduce costs. The share of enterprises, one recently privatized and the other new, sales represented by exports is projected to increase that provide basic infrastructure services-telecommu- from 22 to 32 percent as a result of the program. A 31 $60 million credit line was provided to Mexico's largest into equity) was approved for Engepol, a plastics manu- commercial bank, Banco Nacional de Mexico, for on- facturing company formed by one of IFC's Brazilian lending to small and medium-scale companies to enable clients in a 60/40 joint venture with a Chilean partner. them to restructure, improve efficiency, and enhance The project will produce high-density polyethylene competitiveness. The project is one of three in Mexico sheets and tubes for the mining, agricultural, and waste- undertaken jointly by the regional investment depart- treatment sectors, primarily for the Brazilian market. ment and IFC's Capital Markets Department. In the sec- This project is a good example of intra-regional invest- ond project, IFC provided a $20 million credit line to ment supported by IFC. A $7 million quasi-equity Bancomer, a commercial bank, for onlending to compa- investment approved by IFC will help finance the nies in the maquiladora sector; in the third, which also in- expansion of Companhia Minuano de Alimentos, a volved IFC's Financial Operations Division, IFC arranged medium-size, export-oriented poultry producer. a currency swap for Banca Serfin to reduce the foreign- In Chile, the Corporation approved financing of exchange risk associated with a Deutsche Mark loan. $130 million for the Compañía de Teléfonos de Chile This was the first such swap ever arranged by IFC for a S.A. (CTC). In addition, through the International client. Three investments were approved in Mexico's Securities Group in its Capital Markets Department, petrochemical sector: $42 million in loan and quasi- IFC supported CTC's issue of American Depositary equity financing to Indelpro to help set up the country's Receipts (ADR) in the international capital markets by first facility to produce polypropylene; a $20 million loan underwriting $22 million of CTC's placement. At a to Grupo Primex, which will expand its production of total cost of over $1.1 billion, CTC is embarking on a polyvinyl chloride; and $32 million in loan and quasi- five-year investment program to double the number of equity financing to Petrocel, which is expanding its phone lines and improve long-distance services production of purified terephthalic acid and dimethyl through the use of fiber-optics and satellite linkages. terephthalate, the principal raw materials used in the IFC also approved an investment in Compañía de manufacture of polyester. Puerto Coronel S.A., a new private venture that will In Venezuela, IFC approved financing of construct and operate a commercial port in Chile's $41.4 million for a petrochemical company, Productora eighth region. The $5 million credit and $3 million de Alcoholes Hidratados, C.A. (Pralca), which will pro- equity investment will finance part of the estimated duce ethylene oxide and ethylene glycol. In Colombia, $40 million project, which will be undertaken by part- IFC provided advisory assistance and a loan of $22.5 mil- ners from Argentina, Chile, and New Zealand. lion in connection with the modernization program of In Argentina, the Corporation approved an invest- Compañía Colombiana de Tejidos, S.A. (Coltejer), a ment in Petroquímica Ensenada S.A., a joint venture major textile producer. IFC also approved a loan of between Ipako S.A. and Shell C.A.P.S.A. of Argentina $70 million to help Oleoducto de Colombia build a that will produce polypropylene for the export market. crude-oil pipeline that will transport 150,000 barrels of IFC's $20 million credit, which was critical to the com- oil per day for export. The Caribbean Project Develop- pletion of the financing plan, will complement a strong ment Facility (p. 41) identified a project to expand a free equity participation and financing provided by export- trade zone in the Dominican Republic for which IFC credit agencies. subsequently approved a $6 million investment. In Bolivia, IFC approved its second currency Despite accelerating inflation and political uncer- swap for a client. IFC will arrange for BISA (Banco tainties, private Brazilian companies continued to invest Industrial, S.A.), a privately owned development bank and to seek IFC's assistance. IFC approved financing of in which IFC has made previous investments, to swap $55 million, including $15 million in equity, for Bahia a Deutsche Mark loan from DEG into U.S. dollars, the Sul, an $897 million greenfield, partially integrated pulp currency used in BISA's onlending operations, mini- and paper project in the south of Bahia State, one of mizing its foreign exchange risk. Brazil's less developed regions. A loan of $20 million and In Brazil, IFC provided advisory services to ABC, an equity investment of $5 million were approved for a large conglomerate, helping ABC's management to Ripasa, Brazil's third largest integrated paper manufac- develop a comprehensive restructuring program and turer. Both projects will generate substantial export earn- define the company's medium-term business strategy. ings for the country. IFC also approved a loan and quasi- IFC's assistance was critical in the selection of the com- equity financing of $25 million for Companhia Vidraria pany's core businesses and in the improvement of Santa Marina, a fiberglass company controlled by the St. financial controls, management information systems, 32 Gobain group. A $3.5 million loan (partially convertible and external resource mobilization. CAPITAL MARKETS markets projects approved during the year reached $423 million-almost three times the volume approved in FY89-for 33 projects in 14 countries and one re- IFC assists its member countries in the develop- gion. Thirteen of these projects were undertaken jointly ment of their financial sectors through the operations of by the Capital Markets Department and the regional in- the Capital Markets Department: vestment departments. In FY89 investments of $160 advising governments on the fiscal, legal, million were approved for 20 projects in 13 countries. and regulatory frameworks needed for healthy, While sustaining this high volume of activity, the market-oriented financial sectors; Capital Markets Department achieved a geographic bal- providing both finance and technical assistance ance among its project approvals. There was also an even to local financial institutions-often the first of mix of the Department's three main investment activi- their kind in the host countries; ties: institution-building, onlending through financial introducing international investors to the emerg- intermediaries, and international securities transactions ing markets by sponsoring, underwriting, and (see pie charts on p. 35). distributing in the international markets both In FY90 IFC approved ten institution-building country funds (including debt-equity conversion projects. It helped establish one of the first merchant funds) and new issues of securities by companies banking institutions in Pakistan; took an important in the developing world. equity stake in, and provided a $15 million credit line to, the RAL Merchant Bank in Zimbabwe, to help the bank increase its foreign-exchange financing business Highlights of the Year's Activities and diversify its clientele to include smaller businesses; approved an investment in a venture capital company The Capital Markets Department grew significantly in India to promote the commercial development of during fiscal year 1990. Gross investments in capital locally based technology; helped six leasing companies to increase their business capaci- ty (one each in Chile, Korea, the Philippines, and Turkey, and two in India); and made an investment in a mutual funds management company in Thailand. IFC expanded its on- lending activities during the fiscal year. It established the first onlending facility in Poland, with a DM50 million loan to the Export Develop- ment Bank. It also approved loans to financial intermedi- aries in Indonesia, Mexico, and Zimbabwe for onlending to medium-size enterprises. The fastest growing area of IFC's capital markets ac- tivities involved internation- al securities transactions. In FY90 IFC launched 11 country funds that mobilized over $1 billion for companies throughout the developing world. 33 FY90 Project Approvals: Capital Markets (US$ millions) Gross Project Company Country Activity Investment Cost Corporación de Inversiones y Privatización Argentina Investment management .08 388.10 Jardine Fleming Asia Select Limited Asia Investment fund 11.25 100.00 Compañía de Teléfonos de Chile S.A.*T Chile Telecommunications 22.10 110.00 Five Arrows Chile Fundt Chile Investment fund 6.00 75.00 Leasing Andino Chile Leasing 10.00 10.00 First Hungary Fund Hungary Investment fund 7.50 80.00 India Lease Development Limited India Leasing 3.94 13.37 Infrastructure Leasing and Financial Services India Leasing 16.95 16.95 Technology Development and Information Company of India India Venture capital 2.87 60.00 Bank Niaga Indonesia Agency credit line 7.50 15.00 Indonesia Agency credit line 10.00 20.00 Bank Umum Nasional* Nomura Jakarta Fundt Indonesia Investment fund 3.00 30.00 Indonesia Leasing .07 .56 P.T. Saseka Gelora Leasing$ Korea Development Leasing Corporation Korea Leasing .90 46.30 The Leasing and Finance Company of Malawi$ Malawi Leasing .11 1.08 Banca Serfin* Mexico Development finance 6.50 22.00 Mexico Credit line 20.00 40.00 Bancomer* Mexico Credit line 60.00 200.00 Banco Nacional de Mexico (Banamex)* First International Investment Bank Pakistan Merchant bank .69 4.76 All Asia Capital and Leasing Corporation Philippines Leasing .26 2.30 The First Philippine Fundt Philippines Investment fund 20.00 100.00 Philippines Investment fund 7.00 50.00 The Manila Fundt Export Development Bank* Poland Credit/Quasi-equity facility 29.60 60.00 Portugal Investment fund 4.00 30.00 Finantia Capital Portuguese Investment Fundt Portugal Investment fund 6.00 30.50 Mutual Fund Company Thailand Fund management .26 3.20 ISGEN Leasing Turkey Leasing .23 1.30 Turkey Investment fund 10.00 60.00 Turkish Investment Fundt Zimbabwe Credit line 20.11 20.11 Barclays Bank of Zimbabwe Ltd.* Merchant Bank of Central Africa Ltd.* Zimbabwe Credit line 25.21 25.21 RAL Merchant Bank Ltd.* Zimbabwe Credit line 30.21 30.21 RAL Merchant Bank Ltd. Zimbabwe Merchant bank/credit line 17.85 19.00 Zimbabwe Credit line 7.50 7.50 Scotfin Limited* Standard Chartered Merchant Bank* Zimbabwe Credit line 30.21 30.21 Zimbabwe Credit line 25.21 25.21 Syfrets Merchant Bank Ltd. Zimbabwe* Total 423.11 1,727.87 * Project undertaken in cooperation with a regional investment department. t Underwriting. § As a rights issue under $250,000, this project is not included in the total number of approvals. Note: Private placements by the Capital Markets Department, which are not shown in this table, came to $328 million in FY90, including placements of $113 million for the Emerging Markets Investment Fund. During the year, interest in, and demand for, new- Fund, and the Turkish Investment Fund were the first money country funds that invest in emerging markets investment funds ever in Hungary, the Philippines, and remained strong, although fund activity tapered off Turkey, respectively. during the fourth quarter. IFC remained at the fore- IFC made use of certain investment instruments front of this activity, participating in the structuring and for the first time. It was directly involved in arranging launching of 11 funds that mobilized over $1 billion in a currency swap for Banca Serfin in Mexico. Two the international markets. It participated as promoter, "mezzanine" funds were launched in Portugal underwriter, placement agent, and, when appropriate, (Finantia Capital) and Southeast Asia (Jardine Fleming investor. The Nomura Jakarta Fund (Indonesia), the Asia Select) to invest in companies planning to obtain Portuguese Investment Fund (Portugal), and the Five listings on local stock markets. IFC placed with private Arrows Chile Fund (Chile), were IFC's first funds in institutional investors a total of $328 million in securi- 34 those countries. The First Hungary Fund, the Manila ties in these two funds and three others: Corporación de Inversiones y Privatización (Argentina), First produced The EMDB Company Guide, which presents Hungary Fund (Hungary), and the Emerging Markets operating data on a representative sample of companies Investment Fund (worldwide). in selected emerging markets. During the year IFC established the International During the fiscal year, IFC continued to provide Securities Group (ISG) to enhance its activities in in- technical assistance to member countries. It coordinat- ternational capital markets. Most important, ISG helps ed studies for nearly 40 countries and regions on exist- companies in developing countries gain access to the ing and proposed legal and regulatory frameworks major financial markets through the issue of stocks and designed to support capital market development. It bonds. ISG became fully operational during the second also carried out comprehensive reviews of the financial quarter of FY90 and has developed an active pipeline sectors of several countries at the request of their of projects. It was instrumental in structuring, under- governments. writing (as co-lead manager), and placing a landmark public issue of American Depositary Receipts (ADRs) for Compañía de Teléfonos de Chile S.A. in the inter- Future Efforts national capital markets. This issue is registered with the Securities and Exchange Commission and listed on In the coming fiscal year, the Capital Markets the New York Stock Exchange. It constitutes the first Department will continue to seek a balance among the international public equity offering for a Latin Ameri- different types of activities, financial sectors, and geo- can company in over 20 years. graphical regions in which it is involved. In response The Department's Emerging Markets Data Base to demand, and in light of recent political events, the (EMDB), with statistics on the stock markets of 19 Department will step up its efforts in areas such as developing countries and more than 700 companies, institution-building in Africa and Eastern Europe. It continues to enjoy commercial success. EMDB com- will expand its advisory and technical assistance program plements the Department's investment activities by and, while supporting traditional financial transactions, providing scarce, much-needed information on develop new products in connection with international emerging markets to financial institutions and the securities offerings. EMDB will complement these press. In response to client demand, in FY90 EMDB efforts by enlarging the array of products it provides expanded its coverage to include Indonesia; it also to a sophisticated international financial community. CAPITAL MARKETS PROJECTS International securities Institution transactions building 13 10 GEOGRAPHICAL BREAKDOWN Asia 13 Africa 7 On-Lending 11 BREAKDOWN BY TYPE OF PROJECT Latin America Europe and and Caribbean Middle East 7 6 35 CORPORATE FINANCE advice on financial restructuring. SERVICES After conducting a comprehensive review of Philippine Airlines (PAL), CFS designed a de- tailed debt-reduction and privatization program The Corporate Finance Services Department to enable PAL to achieve financial viability with (CFS) provides advisory services for corporate structur- a new ownership structure. PAL accepted CFS's ing, including financial restructuring, and privatiza- recommendations and has decided to implement tions. It works closely with other departments in IFC. the program. When the CFS Group was created in FY89, IFC had Having helped the Government of Pakistan in already successfully completed a number of investment FY89 to identify suitable candidates for privati- projects involving restructuring and privatization, and zation, CFS has submitted a proposal delineating it wished to expand its activities in these areas to satisfy its recommendations on how to approach the growing demand on the part of developing member privatization of selected candidates. countries. CFS has quickly gained recognition and CFS assisted the Government of Poland in acceptance by governments, private companies, and creating the legislative and institutional frame- financial advisers. In view of the rapid growth of its works needed to establish private ownership and activities and the success of its first advisory transac- facilitate privatization. Several enterprises are tions, CFS was given departmental status in January currently being considered for divestiture by the 1990, and its staffing was increased. state. CFS continued to help the Government of Nepal formulate a privatization policy. An agree- Restructuring ment was reached with the Government and UNDP on the details of an advisory assignment CFS was retained in FY90 to assist with the for CFS, which will encompass institution- financial restructuring of Philippine Associated Smelt- building and the transfer of skills, as well as direct ing and Refining Corporation (PASAR). The primary support to two transactions. UNDP is expected objective of this advisory project is the development of to fund the assignment. a viable financial structure for PASAR through a debt- During the fiscal year, CFS also held discussions reduction program; however, the project may also on restructuring and privatization assignments with result in PASAR's privatization through a reduction companies and governments in Antigua, Argentina, of the Government's majority shareholding. Bolivia, Egypt, Greece, Hungary, India, Jamaica, Malaysia, Mexico, Morocco, Nigeria, Paraguay, Thailand, Turkey, Uruguay, Venezuela, and Privatizations Yugoslavia. A number of these countries have asked CFS to submit specific proposals either for restructur- In FY90 IFC worked on a number of privatization ing and privatization or for financial advisory services in advisory assignments; in most of these IFC also provided connection with new projects. 36 OTHER OPERATIONS Loan syndication is one of IFC's most effective catalytic functions. Employing techniques developed since the 1960s, IFC has successfully placed over $3.1 billion of participations in its loans with 249 finan- SYNDICATIONS cial institutions, primarily international banks. While participating banks remain fully exposed to commer- Fiscal year 1990 was a record year for IFC Syndi- cial risk, in practice the Corporation's special status has cations, reflecting the growing willingness of a number ensured that no IFC loan, including the portion taken of banks to resume lending to projects in developing by participants, has ever been included in the general countries in collaboration with IFC. Of the $1.8 billion rescheduling of any country's foreign debt. of loans approved during the year, the amount syndi- Other factors contributing to the success of IFC's cated or pending syndication was $622 million, a his- syndication program are the Corporation's favorable torical high. The 37 institutions participating in these experience in the servicing of its own loan portfolio, syndications are listed below. the benefit to participants of IFC's project appraisal and At the end of FY90, the portfolio of loans admin- loan supervision capabilities, and, in a growing number istered by IFC for the account of participants stood at of developed countries, the preferential treatment given $1.1 billion, an increase of $158 million over the pre- by bank regulators to participations in IFC loans, since vious year. IFC is the lender of record. Financial Institutions Participating in IFC Projects in FY90 The Arab Investment Company S.A.A. Kansallis-Osake-Pankki Bank für Kärnten und Steiermark A.G. Kreditanstalt für Wiederaufbau (KfW) Bank für Oberösterreich und Salzburg (Oberbank) Manufacturers Hanover Trust Company Banque CSIA NMB Postbank Groep N.V. Banque Indosuez Nederlandse Financierings Maatschappij Banque Internationale à Luxembourg S.A. voor Ontwikkelingslanden N.V. Banque Marocaine du Commerce Extérieur Österreichische Länderbank A.G. Banque Nationale de Paris Österreichische Volksbanken A.G. Banque de l'Union Européenne PKbanken Bergen Bank A/S Postipankki, Ltd. Commerzbank AG Raiffeisen Zentralbank Österreich A.G. Crédit Lyonnais Skopbank Crédit National Société Générale Den norske Creditbank Standard Chartered Bank Deutsche Bank AG The Sumitomo Bank, Limited Ecobank Transnational Incorporated Swiss Bank Corporation Girozentrale und Bank der Österreichischen The Tokai Bank, Limited Sparkassen A.G. Union Bank of Finland Ltd. The Industrialization Fund for Developing Union Bank of Switzerland Countries Zentralsparkasse und Kommerzialbank, Wien 37 The largest increase in IFC's syndication activity in FY90 was in Asia, with six new projects in four coun- Multi-Country Loan Facilities tries. In Thailand, IFC is syndicating a $100 million IFC has developed a new instrument for mobilizing loan to help finance the $529 million Vinythai integrat- medium-term foreign exchange lending from interna- ed PVC plant, and a $30 million loan to Shin Ho Paper tional commercial banks for small and medium-size Co. for a newsprint paper mill and de-inking pulp projects in selected developing countries. These projects plant. In the Philippines a $25 million syndication is would not normally be suitable for IFC financing be- cause of their size. being arranged, alongside IFC's own $65 million loan, Under a Multi-Country Loan Facility (MLF), IFC for the Luzon Petrochemical Corporation's $500 mil- and an international commercial bank agree to provide lion petrochemicals complex. IFC is also syndicating a matching amounts of finance, in foreign currency, to $29.5 million loan for the new Shangri-La Hotel in projects in specified countries. The commercial bank, Manila. A $3.4 million loan was arranged for a fatty through its network of local branches, subsidiaries or of- acids plant in Malaysia sponsored by Twenty First Cen- fices, is responsible for identifying and appraising the tury Oleochemicals Sdn. Bhd. projects, and for subsequent loan supervision. Each loan The gradual change in commercial bank attitudes must be approved by IFC, which applies its normal in- was most evident in Latin America, where during vestment criteria, including adherence to World Bank FY90 IFC completed or had pending syndications Group environmental standards. IFC then acts as lender of record for the full amount of the loan, with the com- totaling $157 million for 9 projects in Argentina, mercial bank's contribution taking the form of a partici- Brazil, Chile, Colombia, Mexico, and Venezuela. pation of 50 percent or more in the IFC loan. Examples of FY90 transactions were a $35 million syn- This mechanism has several advantages. It taps the lo- dication, linked to a French export credit arranged by cal knowledge and client relationships of major interna- Société Générale, for Oleoducto de Colombia, S.A., a tional banks; it encourages commercial banks to share joint-venture company constructing a $321 million oil additional medium-term project risks with IFC in devel- pipeline in Colombia; a syndicated loan of $15 million oping countries; and it provides foreign exchange for to finance part of a $128 million expansion project for developmentally valuable projects that would normally Grupo Condumex, S.A. de C.V., a major Mexican be too small for IFC to finance. producer of wires and cables; and a $15 million syndi- During fiscal year 1990, IFC approved the first three such MLFs: cation for Petroken Petroquímica Ensenada S.A., an Argentine joint venture company which will construct Commercial bank Countries covered and operate a $135 million polypropylene plant. In Africa, IFC attracted over $150 million of com- NMB Postbank Chile, Indonesia, mercial bank financing for three major projects. For Malaysia, Uruguay Ashanti Goldfields Corporation (Ghana) Limited, IFC Algemene Bank Indonesia, Morocco, syndicated a $35 million loan as part of the $93 million Nederland Pakistan, Sri Lanka, Turkey financing for the expansion of the Sansu gold mine Banque Indosuez Bangladesh, Malaysia, complex. IFC arranged its second syndication for Pakistan, Thailand, Turkey Crédit Immobilier et Hôtelier, a Moroccan financial institution: banks participated for $52 million in a total In each case, additional countries may be added at a IFC loan of $92 million, which is being used to finance later stage. IFC is currently having discussions with other a variety of foreign-exchange earning tourism develop- commercial banks about MLF lending to other areas, in- ments. In Zimbabwe, IFC, in cooperation with cluding countries in sub-Saharan Africa. Banque Nationale de Paris, is syndicating a $65 million loan to a group of local financial institutions, for on- lending to new export industries. 38 This announcement appears as matter of record only CONDUMEX Crédit Immobilier et Hôtelier Grupo Condumex, S.A. de C.V. Projets hôteliers au Maroc Mexico Prêts à moyen et long terme d'une contrevaleur de U.S. $109,000,000 U.S. $53,000,000 Montés par Project Financing International Finance Corporation Provided by Société Générale Osterreichische Länderbank International Finance Corporation 2,875,000,000 FF 118,000,000 and through Participations in Pret long terme the IFC Loan by International Finance Corporation NMB Bank U.S. $33,000,000 Banque et Caisse d'Epargne de l'Etat, Luxembourg DM 18,000,000 Dfl 15,000,000 Banque Française du Commerce Extérieur Participations bancaires au prêr moven terme Banque Internationale à Luxembourg Co-Lead Managers Société Générale Societe Anonyme Österreichische Länderbank Nederlandse Financierings Maatschappij Crédit National voor Ontwikkelingslanden N.V. GIROZE NTRALE und BANK Crédit Suisse Managers Banque Française June. 1990 Commerce Extérieur Banque Internationale à Luxembourg This announcement appears a a matter of record only MB Bank (France) SKOPBANK Union Bank inland (France) S.A. U.S. $154,700,000 Co-Mana Arab Investment Company rösterreich und uncement CSIA (CRE) appears as matter of record only. (BERBANK) du Commerce Philippine Long Distance BMCE" $80,000,000,PORATION of Telephone Company U.S. $70,000,000 Project Financing Provided by International Finance Corporation and through Participations in the IFC Loan by German banks led by hancing This announcement appears matter of record only U.S. $60,000,000 Term Provided Corporation by HOTEL CONRAD International Finance ISTANBUL anque Nationale de In Manufacturers in Paris Bank p.l.c. Hanover of Switzerlandompany Standard Chartered Bank Yeditepe Beynelmilel Otelcilik Turizm ve Ticaret A.S. U.S. $49,000,000 Project Financing Arranged by International Finance Corporation U.S. $10,000, Loan U.S. $21,000,000 Project Term Loan and Standard International k Chartered Lenders' U.S. Provided Finance $10,000,000 Union by Corporation Bank Switzerland U.S. $4,000,000 Equity Investment Provided by International Finance Corporation U.S. $24,000,000 Sponsors Provided Lonrho Plc Provided through participation in the IFC loan Swiss Bank Corporation Republic of Ghana Banque Indosuez Bergen Bank A/S Crédit Lyonnais International to Ashanti The undersigned structured Finance financial adtion Lamited. the Corporation Zentralsparkasse und Kommerzialbank, Wien Banque Internationale a Luxembourg Den norske Creditbank PLC The Tokai Bank, Limited Hold Opening December 1991 Februan, page March, 1990 AFRICA PROJECT DEVELOPMENT FACILITY Examples of APDF Projects Guinea The Africa Project Development Facility (APDF) Alpha Chandelle S.A., a new company, will set up a identifies promising African entrepreneurs and helps small facility to manufacture 36 million candles annually them prepare viable projects involving the start-up for the local market. The estimated cost of the project is of new businesses or the expansion, privatization, or $500,000. The technology and equipment will be diversification of established ones. Although APDF imported from the Federal Republic of Germany. At the local sponsor's request, APDF commissioned a market does not finance projects itself, it provides partial fund- study and reviewed the technical aspects and long-term ing for market, technical, and other feasibility studies viability of the project. Project implementation will be and works directly with project sponsors until financ- funded by a loan from the Banque Internationale pour le ing has been raised. Commerce et l'Industrie de Guinée (BICIGUI). IFC is the executing agency of APDF, which was established in 1986 as a UNDP project. UNDP's Kenya Assistant Administrator serves as Chairman of APDF's APDF helped two women entrepreneurs negotiate Advisory Board. The African Development Bank the purchase of a retail clothing business in central Nairobi. (ADB), APDF's regional sponsor, is represented on its Using local materials, the sponsors design, make, and sell Board of Directors. Funding for APDF's operating professional and formal wear for women. A market study commissioned by APDF and the sponsors confirmed the costs is provided by ADB, IFC, UNDP, and fourteen sponsors' belief that demand exists in Nairobi for moder- countries: Belgium, Canada, Denmark, Finland, ately priced clothing of this type. The clothing produced France, the Federal Republic of Germany, Italy, by the $100,000 project, Kwanza Clothing, which is Japan, the Netherlands, Norway, Sweden, Switzerland, being financed by the sponsors' equity and a loan from the United Kingdom, and the United States. Brazil, Barclays Bank, will replace a small portion of Kenya's India, and Israel have agreed to provide APDF with current clothing imports. technical assistance. The mandate for the first phase of APDF's opera- Sudan tions expired in June 1990. In February 1990 APDF's The sponsor of the Mistika Engineering Company plans donors approved a five-year extension, as well as the to set up an engineering workshop for comprehensive maintenance of diesel engines. The primary market will expansion, of APDF's operations through 1995. APDF be heavy transport vehicles. Project costs are estimated at opened a new office in Harare, Zimbabwe in early $1 million. Two banks, the Sudan Rural Development FY91. Corporation and the Industrial Bank of Sudan, have ap- In 1989 APDF provided advisory services to 24 proved medium-term loans to the project. A loan from projects in nine countries and helped them obtain Sudan Development Corporation is pending, subject to financing. These projects, which represent total invest- formal ratification. APDF helped raise $600,000 of the ments of $51 million, will help create about 1,700 jobs financing required. at a relatively low cost per job. They bring the total number of projects assisted by APDF to 53, and the Zambia number of jobs created to 3,600. In a $500,000 project, Siaza Industrial Limited is estab- Over the past four years APDF's field offices in lishing a continuous casting facility to produce copper alloy billets for export to European clients identified with Abidjan and Nairobi have received more than 1,600 APDF's help. Equity provided by the sponsor will cover project proposals. At a time when many countries 49 percent of the total finance required by the project, are making policy adjustments to encourage private and the Development Bank of Zambia is providing a sector activity, APDF is helping Africa's entrepreneurs loan. Technicians have been trained overseas. Trial pro- to take advantages of these changes. duction began in September 1989. 40 AFRICAN MANAGEMENT SERVICES African managers. To this end, AMSCo will provide COMPANY management training programs for African nationals. ADB, UNDP, and the Governments of Belgium, Italy, A shortage of well-trained and experienced man- the Netherlands, Sweden, and Switzerland have con- agers in Africa is thought to be, in part, responsible for tributed to a $7 million training fund to support these the weaknesses of many private African companies and programs. the sluggishness of privatization efforts in the region. During FY90, AMSCo recruited its two operations IFC launched the African Management Services directors and training manager. To make the company Company (AMSCo) in April 1989, in collaboration known, AMSCo's staff travelled extensively throughout with UNDP and the African Development Bank Africa, making presentations to business groups, banks, (ADB), to address this problem. and government agencies. AMSCo now has a substan- AMSCo, which is being implemented as part of tial pipeline of potential projects and has entered into its a UNDP project, represents a novel formula bringing first contract, to help a Senegalese dairy operation im- together public-sector funding and private-sector prove its management. AMSCo expects to sign five or investment and management expertise. AMSCo B.V. six contracts in the near future. Demand for AMSCo's has been incorporated in Amsterdam as a Dutch com- services has been heavy; however, AMSCo is not ex- pany. About 70 percent of its shares are held by IFC pected to become self-sustaining for another two years. and other financial institutions, including ADB, the Danish Industrialization Fund for Developing CARIBBEAN PROJECT Countries (IFU), the Finnish Fund for Industrial DEVELOPMENT FACILITY Development Cooperation (FINNFUND), France's Caisse Centrale de Coopération Economique, the The Caribbean Project Development Facility Netherlands' Finance Company for Developing (CPDF) helps entrepreneurs in the Caribbean region Countries (FMO), the Development Bank of Portugal secure debt and equity finance for new or expanding (BFN), the Swedish Fund for Industrial Cooperation businesses. In July 1989 CPDF expanded the scope with Developing Countries (SWEDFUND), and the of its services, making them available to enterprises United Kingdom's Commonwealth Development in Costa Rica, Guatemala, El Salvador, Honduras, Corporation (CDC). The remainder of AMSCo's Nicaragua, and Panama, and bringing the total number shares are held by more than 50 international private of countries and territories it serves to 27. companies from 20 industrialized and developing countries. These companies, which are all members of the Industry Council for Development Services The San Isidro Free Trade Zone in the Dominican Republic, which leases (ICDS), will provide personnel and training to African factory shells to foreign companies for the assembly of data processing and companies in accordance with AMSCo's mandate. electrical components, is expanding with the help of CPDF and a $6 million loan from IFC. Dr. Carl L. Angst is the first Chairman of AMSCo's Supervisory Committee, and Mr. Tener Eckelberry, AMSCo's first President. AMSCo will fill senior positions at African client companies with executives primarily from its private- sector shareholders. With its services paid for by clients, AMSCo is designed to be a commercial, self-sustaining venture. However, AMSCo will have at its disposal a $7 million fund from which it can partially finance management contracts for clients unable to carry the full cost of its services initially. The Governments of Belgium, Denmark, Finland, the Federal Republic of Germany, the Netherlands, Portugal, the United King- dom, and the United States will contribute to this fund. AMSCo's primary objective is to promote profit- able and competitive companies that are locally man- aged. When the executives provided by AMSCo have completed their terms, they will be succeeded by 41 In 1989 CPDF opened an Eastern Caribbean ten ventures are estimated at $46 million. In addition, Regional Office in Barbados, which will enable it to a total of $665 million in loans for energy development increase its support to businesses facing special chal- projects has been approved under the program; of this, lenges in the relatively small and isolated economies of $380 million was for IFC's own account, and $285 mil- the Leeward and Windward Islands. CPDF also en- lion was syndicated with commercial banks. tered into formal arrangements with local institutions in several larger countries, for example the Investment Promotion Council in the Dominican Republic and Exploration the Foundation for Investments and Development of Exports in Honduras, to provide promotional and The first oil discovery in an IFC exploration ven- logistical functions on its own behalf. ture has recently been made. In the Chirete-Olleros CPDF's financial base was strengthened substan- venture in Argentina, approved by the Board in FY87, tially during the year. USAID and the Governments of a well drilled in the Olleros block produced about 800 Japan and the Netherlands joined CPDF's previous barrels of oil per day during testing; an appraisal pro- donors-IDB, IFC, UNDP, and government agencies gram will soon be carried out to determine whether the in Canada, the Federal Republic of Germany, and the discovery is commercial. In the same venture, a deep United Kingdom-in committing funding for CPDF's well was drilled in the Chirete block. Encouraging oil operations. CPDF has now almost met its funding shows were encountered during drilling, but the well had to be abandoned for mechanical reasons. There is requirements for the five-year period 1988-92. During 1989 CPDF worked on nine new project a plan to drill a replacement well into the same struc- ture in the near future. proposals with total costs of over $83 million. Since its inception in 1981, CPDF has secured finance for a total In FY90 IFC's Board approved two further oil of 52 projects with costs of nearly $120 million. exploration ventures, bringing the total number of exploration projects in which IFC is currently involved to five. An oil exploration venture in Guinea-Bissau -IFC's first project in that country-is being under- ENERGY PROGRAM taken offshore in the Anetibene block in partnership with Shell Pecten, the project operator, and Walter IFC's energy program originated in the Five Year International Inc., an independent U.S. oil company. Plan approved by the Board in 1984. The program's IFC is taking a 15 percent interest in the venture. primary objective is to contribute to the energy supply The Board also approved an equity investment in the of developing countries by encouraging oil companies Raja-Pendopo petroleum exploration project in South to expand their activities in these countries. To date, Sumatra, Indonesia. IFC's partners in this project are the Board has approved eleven investments in nine two independent U.S. oil companies, Union Pacific pure exploration ventures, as well as two equity invest- Resources Co. and Enron Oil and Gas Company, and ments in oil exploration and development in the P.T. Kodel, a leading indigenous company undertaking Meleiha venture in Egypt; total disbursements in the its first oil exploration venture. FY90 Project Approvals: Energy (US$ millions) Gross Project Company Country Activity Investment Cost Hidra Oil Development Argentina Development 30.00 30.00 Oleoducto de Colombia, S.A. Colombia Development 70.00 321.00 Anetibene Petroleum Exploration Program Guinea-Bissau Exploration 5.85 39.00 Raja-Pendopo Petroleum Exploration Project Indonesia Exploration 3.60 32.60 Total 109.45 422.60 42 Development The Meleiha Exploration and Development Venture During FY90 IFC approved two loans to energy development projects. A loan of $70 million was IFC made its first equity investment in the Meleiha approved for Oleoducto de Colombia, a $321 million exploration and development venture in 1986, and its second investment a year later. To date, IFC has invested project to construct a 476-kilometer crude oil pipeline. about $30 million in the venture and received approxi- The pipeline is expected to increase production and mately $14 million in revenues. The Corporation expects export of crude oil from Colombia's two major oil- to recover its investment in full by 1994; the venture is producing areas-the Llanos region and the Magdalena expected to generate cash flow for at least 10 years be- Valley. Half of the loan is for IFC's own account; the yond that. When IFC entered the venture, oil reserves other half will be syndicated among seven commercial were estimated to be 50 million barrels. New reserves banks. IFC also approved its second investment in the were subsequently discovered, and proven reserves now Hidra project, the first commercial development of an stand at 80 million barrels. Ultimate recovery is expected offshore oil-field in Argentina. IFC will provide a to be in excess of 100 million barrels. The field is cur- standby loan of $20 million to the project's three main rently producing about 17,000 barrels of oil daily. Water shareholders and increase the syndicated portion of is being injected into the reservoir to increase the per- its original loan by $10 million. The Hidra project is centage of oil recovered, and production could reach 20,000 barrels per day by 1992. currently producing about 28,000 barrels of crude oil Current production is from the shallower reservoirs in per day. the Meleiha area. A discovery well drilled into deeper reservoirs has indicated the presence of hydrocarbons, primarily gas, possibly in significant volumes. There is no gas market in the vicinity, but discussions are under way about establishing a gas-gathering system for several blocks in the Western Desert and linking this system by pipeline to the national gas grid. The Meleiha venture has added reserves to Egypt's energy sector and continues to generate substantial reve- nues for the Egyptian economy. The project has consid- erable potential for further development, and may make Wahome Steel Ltd., a Ghanaian company, will use IFC financing to build an important contribution to Egypt's emerging natural a plant for the production of reinforcement bars, wire rods, wire, and other steel gas industry. products. 43 THE FOREIGN INVESTMENT ADVISORY SERVICE FIAS Activities in Eastern Europe Eastern European countries are opening up their The Foreign Investment Advisory Service (FIAS), economies to foreign investment and, at the same time, which is jointly operated by IFC and MIGA, provides initiating privatization on a massive scale. Centrally advice to the governments of member countries seek- planned, subsidized, and protected units are being con- ing to develop policies and programs that will enable verted to private companies that must compete in export markets as well as in more open home markets, without them to attract foreign direct investment. To date, subsidies. Foreign direct investment (FDI) has a major FIAS's work has been heavily concentrated in Asia role to play in this process because many major industrial and sub-Saharan Africa. However, during FY90 its and financial enterprises in Eastern Europe need the efforts to achieve greater geographical diversity were management, technology, marketing skills, and risk cap- successful. FIAS worked in 20 countries in all, and ital that FDI can bring. FDI can speed up the privatiza- completed 17 advisory projects, two of which were in tion process. It can also make it less costly in terms of Eastern Europe. It also identified new projects in unemployment, bankruptcies, and wasted resources, and Egypt, Saudi Arabia, and the Republic of Yemen. more effective in increasing productivity and real As in past years, the type of advice provided incomes. by FIAS in FY90 varied widely. FIAS identified gen- FIAS is working with governments in the region to find ways to motivate and channel foreign investment to eral investment policy issues for the Governments of help in this momentous transformation. In addition to Bangladesh, Cameroon, Lesotho, Pakistan, Poland, providing them with informal advice, it has studied, and and Uganda. It helped several countries, including made recommendations on, a number of issues: Cameroon, Madagascar, and Uganda, to review or Poland restructure their investment codes; it also helped Kenya to develop a comprehensive investment policy state- Changing the foreign investment law to reduce government involvement in business decisions, im- ment that will serve as the basis for revising specific laws prove access of FDI to foreign exchange, revise and policies. It reviewed investment incentives in procedures for resolution of disputes, and expand Hungary and the ASEAN countries. FIAS also helped legal coverage to regulate FDI in privatization. several countries, including Indonesia, Lesotho, Revising tax regulations to provide more effective Morocco, and Togo, develop investment-promotion incentives. strategies. It made recommendations to the Govern- Restructuring and strengthening the Foreign In- ments of Bangladesh, Lesotho, Poland, and Uganda in vestment Agency, and improving its ability to pro- connection with creating investment institutions or mote Poland as a site for FDI. improving the structure and functioning of existing Hungary ones. FIAS helped the Philippines to improve its for- Restructuring and re-targeting tax incentives. eign-investment data base, and worked with the Gov- Identifying which public enterprises should be al- ernment of Hungary on measures to facilitate foreign lowed to proceed on their own with "spontane- investment in the privatization process. ous" privatization, and which should be more In addition to its advisory work, FIAS organizes closely controlled; improving the regulations gov- conferences and prepares studies on issues related to erning spontaneous privatization; and assuring a competitive and open process for involving foreign foreign direct investment. In FY90, with UNDP's sup- investors in the privatization of the most important port, FIAS sponsored a major conference on the pro- enterprises. motion of foreign investment in sub-Saharan Africa, Overhauling the screening process for FDI. which attracted over 40 speakers and more than 200 participants. FIAS also completed two research projects growing out of its advisory work. One identified the characteristics of screening and monitoring institutions that facilitate the flow of productive investment. The other identified programs in OECD countries that promote investment by domestic firms in developing countries; these programs can be tapped by developing countries seeking to attract more foreign investment. FIAS also began to review investment policy issues in 44 the South Pacific islands during the year. FIAS's operating costs were covered by contribu- feasibility studies, training programs, and short-term tions from UNDP, IFC, and MIGA; its own trust fund; management support, the TA funds enable IFC to and fees charged to clients. During FY90 contributions develop promising project proposals into bankable to the trust fund were received from France, Japan, the ventures, and to rehabilitate projects in difficulty both Netherlands, Switzerland, and the United Kingdom; within and outside its portfolio. IFC expects to mobi- new commitments to provide funding over several lize additional resources from other countries to set up years were also made by France, Switzerland, and similar TA funds in the future. the United Kingdom. USAID committed funding for During FY90 IFC supported 22 technical assis- several years to support FIAS's work in sub-Saharan tance projects, described in the box on p. 46, involving Africa. co-financing of $2 million from the trust funds. The funds have supported a total of 37 projects since the TA program began, several of which have been successfully SOUTH PACIFIC PROJECT FACILITY completed: the creation of a facility to prepare viable projects in the South Pacific island countries (the South During FY90, IFC's Board of Directors approved Pacific Project Facility-SPPF); a fishery/fish processing the establishment of the South Pacific Project Facility project in Senegal; a pilot metallurgical operation in (SPPF), modeled on the Africa and Caribbean Project Peru to refine silver concentrate into dore bars; and Development Facilities, to assist in the development of feasibility studies for a poplin fabric plant in Tunisia and small and medium-size private enterprises in the South sewing-thread operation in Egypt. Pacific island countries. Average project size is expected As part of its continuing efforts to promote the to be around $1 million. IFC will manage SPPF and transfer of emerging technologies, IFC is considering provide partial funding to cover operating expenses. an investment in a project in Argentina involving the Other funding will be provided by various donor commercial application of satellite telecommunication countries and multilateral development institutions. technology. IFC is also developing a small biotechnol- SPPF will begin operations in August 1990, for an ogy project involving transfer of U.S. know-how to initial period of five years. Cameroon to provide medical test kits for household use. TECHNICAL ASSISTANCE AND TECHNOLOGY SERVICE Technology Service In FY90 IFC's Engineering Department continued Technical Assistance to develop its Technology Service, which helps busi- nesses in member countries with the identification, IFC seeks to contribute to the success of private evaluation, selection, and acquisition of technologies. enterprises in the developing world by providing them It has established a bank of information on sources of with technical assistance to ensure that they are finan- new and established technologies in Europe, North cially, managerially, and technologically sound. IFC's America, and elsewhere. Technical Assistance (TA) Trust Funds Program, The Technology Service has assisted companies in which grew out of IFC's collaborative efforts with the a number of developing member countries, including EC and bilateral agencies in several countries-Canada, Chile, India, Indonesia, Kenya, Mexico, and Pakistan, Italy, the Netherlands, Sweden, Switzerland, and the wishing to update their process technologies, or seek- United States-continued to expand in FY90. Total ing new products, processes, and business activities. For contributions to the TA funds reached $8.5 million. example, it prepared a study for an agribusiness com- Two new TA funds were set up with the Governments pany in India comparing the technologies and business of Finland and Japan, and existing funds were replen- potential of by-products that could be produced by ished by new funding from the Governments of biotechnological processes from a material that might Canada, Japan, and the Netherlands. The TA funds otherwise be underutilized or treated as waste. It complement UNDP's $1 million Investment Feasibili- conducted a search in Brazil for a company interested ty Study Facility, which is used mainly by IFC. in manufacturing a computer developed by a By financing services such as sector studies, pilot Scandinavian firm. Help has been provided to busi- operations for new technologies, pre-feasibility and nesses in fields as diverse as electronics, ceramics, 45 Nature of Activity Technical Assistance Projects Country Sector Study — -Fabrication and export of leather goods Bangladesh - -Textiles Global Project Identification/ - Poplin fabric production Tunisia Linking of Partners Mangoro pulpwood export Madagascar -Africa/EC integrated trucking operation Morocco - -Production of raw silk Thailand — -Multi-phase study to identify investment Phase -Turkey, opportunities in selected countries for IFC Mexico, Thailand and foreign and local sponsors in projects Phase 2-Malaysia, providing environmental goods and services Poland, Pakistan, Chile Phase 3-Indonesia, Hungary Feasibility Study -Compressed natural gas application for commercial vehicles Bolivia -Leasing company Bolivia - Integrated poultry project Cameroon - Soft drinks project Indonesia - Porcelain/ceramic tableware project Indonesia - Complete systems manufacture and assembly Portugal line, services, training - Silk production project Thailand - -Environmental impact of polystyrene project Tunisia — -Venture capital fund Zimbabwe Pilot Plant — Paddy straw mushroom growing Indonesia Project Rehabilitation - -Nickel mining project Philippines -Fishery/fish processing project Uruguay Promotional/Technology -Biotechnology (medical test kits) Cameroon Transfer/Technical - Follow-up seminars on global Global Assistance automotive study (Brazil, India, Mexico) -Pollution control Poland - Fish processing operation Senegal foundry technology, environmental engineering, The Technology Service is also offered to companies paper and packaging, computer software, instrument in industrialized countries that have technologies with engineering, fruit juices, plastics, mushrooms, wood applications in developing countries. IFC's knowledge of products, and metal-waste processing. business conditions in the developing world can help these Many developing countries need state-of-the-art companies locate potential partners and opportunities. technologies in the processing and preservation of food, The Technology Service's activities may lead, in both to improve domestic distribution and to gain certain cases, to investment projects for IFC. However, access to export markets. The Service is reviewing the this is not a condition for assistance from the Service, commercial and technical characteristics of a range of which is available on a fee-paying basis to private busi- alternative process technologies. nesses in member countries. 46 PERSONNEL mission in Islamabad that will cover business activities MANAGEMENT AND in both Pakistan and Bangladesh. C. John Pott was named Regional Representative in Islamabad. Early in ADMINISTRATION FY91, IFC opened a resident mission in Sao Paulo, Brazil, and regional missions in Douala, Cameroon and IFC's institutional growth and the expansion of its Harare, Zimbabwe, bringing the total number of IFC advisory operations over the past few years led to the missions in the developing world to 14. IFC also main- creation of two new departments in FY90-the first tains offices in London, Paris, and Tokyo, as well as a major changes at the department level since 1985. A promotional office in Vienna, Austria that covers East- Controller's and Business Planning Department was ern Europe. The Africa Project Development Facility formed in December 1989 in connection with a (APDF) opened a new office in Harare, Zimbabwe in realignment of the functions reporting to the Vice July 1990. IFC's new South Pacific Project Facility President of Finance and Planning. Jean-Philippe (SPPF), approved by the Board in FY90, will begin Halphen became the Department's first Director. Also operations early in FY91. in December 1989, René Karsenti joined IFC from the To meet the need for increased staffing created by World Bank as Director of the Treasury and Financial the growth of IFC's business, the Personnel Office has Policy Department, which replaced the Finance and stepped up its recruitment and staff development ac- Budgeting Department. Mr. Karsenti succeeded tivities. IFC has traditionally sought to recruit profes- Eduardo Costa, who resigned as Director of Finance sional staff in mid-career, typically from the private and Budgeting to return to the private sector in his sector, who have an established record of achievement native Portugal. After a year of developing its corporate and experience, are challenged by the Corporation's restructuring and privatization services into a solid line work, and wish to contribute to it. IFC has recently of business, IFC's Corporate Finance Services Group developed a recruitment program aimed at younger became a full department in January 1990. Edward A. candidates with exceptional potential. In FY89 and Nassim was appointed the Department's first director, FY90, IFC conducted on-campus interviews with following the departure to the U.S. private sector of MBA students in their last year at leading graduate Peter C. Jones, who was head of Corporate Finance schools of business in Europe and North America: Services during its start-up phase. Bocconi, Chicago, Harvard, IMD (Lausanne), At the end of the fiscal year, IFC senior manage- INSEAD (Paris), Kellogg School (Northwestern ment announced a further change in organizational University), London, Rotterdam School (Erasmus structure, which went into effect on July 1, 1990. University), Sloan School (M.I.T.), Stanford, and the A new investment department covering the Middle Wharton School (University of Pennsylvania). This East and North Africa was established, and André program will be expanded in FY91, and IFC will also Hovaguimian, formerly Director, Department of continue to hire graduates of the World Bank Group's Investments, Africa I, was appointed its first director. Young Professionals Program. Philippe Liétard was promoted to succeed Mr. At the same time, IFC is striving to improve its Hovaguimian as Director, Africa I. Douglas Gustafson competitive position through efforts to develop and remains Director, Department of Investments, Europe. reward experienced staff. It is expanding its training There were several other senior management program and offering courses on innovations in changes during the fiscal year. Daniel F. Adams, who business management, corporate finance, project eco- had been Vice President of Portfolio Operations before nomics, and other areas of interest, as well as in com- resigning in FY88 to pursue private business interests, munications and information technology. IFC has also returned to IFC in March 1990 as Director of the strengthened its staff performance review procedures. Capital Markets Department, succeeding Charles O. IFC's staff is internationally diverse, including Sethness. Walter F. Norris, Deputy General Counsel, nationals from nearly 70 countries of which more than retired at the end of the year, and was succeeded by 50 are classified as developing. At the end of FY90 Daoud L. Khairallah. A new position, Special Adviser there were 595 regular staff on IFC's payroll, compared to the Vice President of Investment Operations, was with 541 on June 30, 1989. A total of 765 staff mem- established. It was filled by Ducksoo Lee, who joined bers were employed by IFC at the end of the fiscal year, IFC from the World Bank on July 1, 1990. including long-term consultants and temporary staff; IFC is undertaking a major expansion of its resident staff in IFC's overseas missions, who are generally na- and regional missions. In FY90, IFC opened a regional tionals of the host countries; and other specialized staff. 47 More than 37 percent of IFC's managers, and 45 per- Department. He held progressively more senior posi- cent of higher-level staff, are from developing coun- tions in the World Bank and IFC and became Manager tries. Women currently occupy 67, or 17 percent, of of the Portfolio Operations Support Unit in 1987, the the higher-level staff positions. post he held at the time of his death. Mr. Dodd, who During the year, IFC mourned the deaths of John joined IFC as an engineer in 1957, was instrumental in W. Lowe and J. David Dodd. Mr. Lowe joined IFC in setting up IFC's Engineering Department in 1964 and 1975 as an investment officer in the Capital Markets served as the Department's first director. 48 FINANCIAL STATEMENTS International Finance Corporation Annual Report 1990 Balance Sheet 50 Statement of Income 51 Statement of Cash Flows 52 Statement of Capital Stock and Voting Power 53 Notes to Financial Statements 54 Report of Independent Accountants 58 49 International Finance Corporation Balance Sheet Exhibit A June 30, 1990 and June 30, 1989 In thousands of United States dollars-See Notes to Financial Statements, Exhibit E 1990 1989 ASSETS Cash, deposits and securities-Note B $2,162,898 $1,313,404 Receivables and other assets-Note C 151,129 146,437 Loan and equity investments disbursed and outstanding-Note D Loan investments 3,018,930 2,320,267 Equity investments 570,096 472,454 Total investments 3,589,026 2,792,721 Less: Reserve against losses (319,300) (257,927) 3,269,726 2,534,794 Net receivable on currency swaps-Note G 25,680 11,465 TOTAL ASSETS $5,609,433 $4,006,100 LIABILITIES AND EQUITY Liabilities: Payables and other liabilities-Note F $ 115,955 $ 79,253 Borrowings withdrawn and outstanding-Note G From market sources 2,670,281 1,560,703 From International Bank for Reconstruction and Development 909,293 694,503 Total borrowings 3,579,574 2,255,206 Net payable on currency swaps-Note G. 7,845 56,402 Deferred income 41,969 32,592 Total Liabilities 3,745,343 2,423,453 Capital and Accumulated Earnings: Capital stock, authorized 1,300,000 shares of $1,000 par value each-Note H Subscribed $1,162,427 $1,112,817 Less: Portion not yet paid (90,101) (164,915) 1,072,326 947,902 Payment on account of pending subscription 67 67 Accumulated earnings 791,697 634,678 Total Equity 1,864,090 1,582,647 TOTAL LIABILITIES AND EQUITY $5,609,433 $4,006,100 50 International Finance Corporation Statement of Income Exhibit B For the fiscal years ended June 30, 1990 and June 30, 1989 In thousands of United States dollars-See Notes to Financial Statements, Exhibit E 1990 1989 INCOME Income from loan and equity investments: Interest and financial fees-Note I $297,083 $244,357 Dividends and profit participations 30,724 30,830 Capital gains on equity sales 90,707 118,616 Service fees 16,777 25,303 Income from deposits and securities 142,218 101,517 Translation gains (losses) net 6,961 (1,554) Other income (losses) 403 (574) TOTAL INCOME 584,873 518,495 EXPENSES Charges on borrowings 230,940 184,649 Administrative expenses 105,864 76,827 Provision for losses-Note D 90,550 59,635 Contribution to special programs-Note J 500 900 TOTAL EXPENSES 427,854 322,011 NET INCOME $157,019 $196,484 51 International Finance Corporation Statement of Cash Flows Exhibit C For the fiscal years ended June 30, 1990 and June 30, 1989 In thousands of United States dollars-See Notes to Financial Statements, Exhibit E 1990 1989 Cash flows from investing activities: Loan and equity disbursements $(1,001,437) $ (870,045) Loan repayments and equity redemptions 285,006 234,287 Sales of loans and equity investments at cost 67,666 36,328 Net cash used in investing activities (648,765) (599,430) Cash flows from financing activities: Draw-down of IBRD borrowings and new issues 1,207,626 502,792 Repayments on borrowings (92,352) (184,723) Capital subscription payments 124,424 97,680 Net cash provided by financing activities 1,239,698 415,749 Cash flows from operating activities: Net income 157,019 196,484 Adjustments to reconcile net income to net cash provided by operating activities: Provision for losses 90,550 59,635 Translation (gains) losses (6,961) 1,554 Increases in accrued income on loans, deposits and securities (12,820) (26,627) Increase in payables and other liabilities 29,445 27,267 Increase in receivables and other assets (10,192) (30,447) Net cash provided by operating activities 247,041 227,866 Increase in cash, deposits and securities 837,974 44,185 Effect of exchange rate changes on cash, deposits and securities 11,520 (8,983) Net increase in cash, deposits and securities 849,494 35,202 Cash, deposits and securities at beginning of period. 1,313,404 1,278,202 Cash, deposits and securities at end of period $2,162,898 $1,313,404 Supplemental disclosure of non cash activities: Increase (decrease) resulting from exchange rate fluctuation: Loans outstanding 131,949 (60,398) Borrowings and swap activities 143,513 (65,732) 52 International Finance Corporation Statement of Capital Stock and Voting Power Exhibit D June 30, 1990 and June 30, 1989 In thousands of United States dollars Capital Stock Voting Power Capital Stock Voting Power Amount Percent Number Percent Amount Percent Number Percent Members Paid of Total of Votes of Total Members Paid of Total of Votes of Total Afghanistan $ 111 .01 361 .03 Liberia $ 83 .01 333 .03 Angola 837 .08 1,087 .10 Libya 55 * 305 .03 Antigua and Barbuda 13 * 263 .02 Luxembourg 1,209 .11 1,459 .13 Argentina 19,205 1.79 19,455 1.76 Madagascar 111 .01 361 .03 Australia 26,751 2.49 27,001 2.44 Malawi 853 .08 1,103 .10 Austria 9,943 .93 10,193 .92 Malaysia 7,668 .72 7,918 .72 Bahamas, The 142 .01 392 .04 Maldives 9 * 259 .02 Bangladesh 4,552 .42 4,802 .43 Mali 116 .01 366 .03 Barbados 182 .02 432 .04 Mauritania 55 * 305 .03 Belgium 27,446 2.56 27,696 2.50 Mauritius 736 .07 986 .09 Belize 50 300 .03 Mexico 10,306 .96 10,556 .95 Benin 67 .01 317 .03 Morocco 4,552 .42 4,802 .43 Bolivia 958 .09 1,208 .11 Mozambique 182 .02 432 .04 Botswana 64 .01 314 .03 Myanmar 666 .06 916 .08 Brazil 19,885 1.85 20,135 1.82 Nepal 306 .03 556 .05 Burkina Faso 432 .04 682 .06 Netherlands 31,726 2.96 31,976 2.89 Burundi 100 .01 350 .03 New Zealand 1,583 .15 1,833 .17 Cameroon 885 .08 1,135 .10 Nicaragua 184 .02 434 .04 Canada 45,976 4.29 46,226 4.18 Niger 131 .01 381 .03 Cape Verde 11 261 .02 Nigeria 10,900 1.02 11,150 1.01 Chile 4,552 .42 4,802 .43 Norway 9,947 .93 10,197 .92 China 8,122 .76 8,372 .76 Oman 671 .06 921 .08 Colombia 4,571 .43 4,821 .44 Pakistan 8,626 .80 8,876 .80 Congo, People's Republic of the 131 .01 381 .03 Panama 426 .04 676 .06 Costa Rica 420 .04 670 .06 Papua New Guinea 490 .05 740 .07 Côte d'Ivoire 1,349 .13 1,599 .14 Paraguay 270 .03 520 .05 Cyprus 1,209 .11 1,459 .13 Peru 1,777 .17 2,027 .18 Denmark 10,487 .98 10,737 .97 Philippines 3,247 .30 3,497 .32 Djibouti 21 271 .03 Poland 4,090 .38 4,340 .39 Dominica 22 * 272 .03 Portugal. 4,705 .44 4,955 .45 Dominican Republic 598 .06 848 .08 Rwanda, 306 .03 556 .05 Ecuador 1,479 .14 1,729 .16 St. Lucia 37 * 287 .03 Egypt, Arab Republic of 6,855 .64 7,105 .64 Saudi Arabia 14,447 1.35 14,697 1.33 El Salvador 11 261 .02 Senegal 1,106 .10 1,356 .12 Ethiopia 33 * 283 .03 Seychelles 15 265 .02 Fiji 108 .01 358 .03 Sierra Leone 83 .01 333 .03 Finland 8,872 .83 9,122 .83 Singapore 177 .02 427 .04 France 68,400 6.38 68,650 6.21 Solomon Islands 19 * 269 .02 Gabon 931 .09 1,181 .11 Somalia 83 .01 333 .03 Gambia, The 35 285 .03 South Africa 9,014 .84 9,264 .84 Germany, Federal Republic of 72,861 6.80 73,111 6.61 Spain 13,175 1.23 13,425 1.21 Ghana 2,242 .21 2,492 .23 Sri Lanka 3,594 .34 3,844 .35 Greece 3,051 .29 3,301 .30 Sudan 111 .01 361 .03 Grenada 46 * 296 .03 Swaziland 404 .04 654 .06 Guatemala 598 .06 848 .08 Sweden 13,539 1.26 13,789 1.25 Guinea 294 .03 544 .05 Syrian Arab Republic 72 .01 322 .03 Guinea-Bissau 18 * 268 .02 Tanzania 724 .07 974 .09 Guyana 406 .04 656 .06 Thailand 5,510 .51 5,760 .52 Haiti 306 .03 556 .05 Togo 808 .07 1,058 .10 Honduras 184 .02 434 .04 Tonga 13 * 263 .02 Hungary 5,216 .49 5,466 .49 Trinidad and Tobago 1,818 .17 2,068 .19 Iceland 11 261 .02 Tunisia 1,795 .17 2,045 .19 India 45,976 4.29 46,226 4.18 Turkey 5,985 .56 6,235 .56 Indonesia 16,131 1.50 16,381 1.48 Uganda 735 .07 985 .09 Iran, Islamic Republic of 372 .04 622 .06 United Arab Emirates 1,838 .17 2,088 .19 Iraq 147 .01 397 .04 United Kingdom 68,400 6.38 68,650 6.21 Ireland 729 .07 979 .09 United States. 231,429 21.58 231,679 20.95 Israel 1,076 .10 1,326 .12 Uruguay 1,797 .17 2,047 .19 Italy 41,942 3.91 42,192 3.81 Vanuatu 55 * 305 .03 Jamaica 2,157 .20 2,407 .22 Venezuela 15,593 1.45 15,843 1.43 Japan 79,794 7.44 80,044 7.24 Viet Nam 166 .01 416 .04 Jordan 735 .07 985 .09 Western Samoa 20 270 .02 Kenya 1,529 .14 1,779 .16 Yemen Arab Republic 360 .03 610 .06 Kiribati 7 257 .02 Yugoslavia 4,169 .39 4,419 .40 Korea, Republic of 9,013 .84 9,263 .84 Zaire 2,159 .20 2,409 .22 Kuwait 4,533 .42 4,783 .43 Zambia 1,286 .12 1,536 .14 Lebanon 50 300 .03 Zimbabwe 546 .05 796 .07 Lesotho 18 268 .02 Total June 30, 1990 $1,072,326 100.00t 1,106,076 100.00t Total June 30, 1989 $ 947,902 100.00t 981,152 100.00t * Less than .005 percent. t May differ from the sum of the individual percentages shown because of rounding. # On May 22, 1990, the Yemen Arab Republic and the People's Democratic Republic of Yemen merged into a single state, the Republic of Yemen. Effective July 13, 1990, 53 the Republic of Yemen is substituted for the Yemen Arab Republic in the Corporation's records. International Finance Corporation Notes to Financial Statements June 30, 1990 and June 30, 1989 NOTE A-SUMMARY OF SIGNIFICANT ACCOUNTING AND RELATED POLICIES The accounting and reporting policies of the Corporation conform to generally accepted accounting principles in the United States and International Accounting Standards. The Corporation carries its assets and liabilities principally on the historical cost basis and follows the accrual method of account- ing except where noted otherwise. The significant accounting policies are summarized as follows: Financial Statement Presentation-Certain amounts in the prior year have been reclassified to conform to the current year's presentation. Translation of Currencies-All assets and liabilities not denominated in United States dollars, with the exception of equity investments, are expressed in United States dollars at the approximate exchange rates prevailing at June 30, 1990 and 1989. Equity investments disbursed in currencies other than United States dollars are expressed in United States dollars at the exchange rates which applied at the time of disbursement. Translation gains and losses are credited or charged to income. Investments-Investments are recorded at the date investment commitments are signed by the Corporation and are reflected as assets when dis- bursed. Loan investments are generally reported as the principal amounts outstanding. Equity investments are carried at cost. Guarantees extended by the Corporation assuring payment of principal and interest on debt issuances on behalf of commercial enterprises and other exposures relating to various contractual arrangements are not reflected in the balance sheet until such time as the guarantee is called. Reserve Against Losses-The reserve against losses represents management's judgement as to identifiable losses on specific investments with a significant and relatively permanent decline in value and an estimate of potential losses not specifically provided for. The reserve is established through annual charges to income in the form of provision for losses on investments. Investments written off, as well as any subsequent recoveries, are recorded through the reserve. Revenue Recognition-Dividends and profit participations are recorded as income when received in freely convertible currencies. Gains on sales of investments are measured against the average cost of the investments sold and are credited to income when received in freely convertible currencies. Interest and commitment fees are recorded as income on an accrual basis. All other fees are recorded as income when received. The Corporation does not recognize income on loans where collectibility is in doubt or payments of interest or principal are past due more than sixty days unless man- agement anticipates that collection will occur in the near future. Any interest which has been accrued on a loan placed in nonaccrual status is reversed out of the current income. Interest on nonaccrual loans is thereafter recognized as income only when actual payment is received. When interest not pre- viously recognized is capitalized as part of a debt restructuring, such interest is recorded as deferred income and credited to current income only when the related principal maturity is received. Fees and costs associated with loan origination are recognized when incurred as the net of these amounts is not material. Deposits and Securities-Prior to June 30, 1990, deposits and securities were valued at cost, which approximated market. Commencing in the current fiscal year, the Corporation's liquid assets are segregated into various pools which, at June 30, 1990, are valued at either cost or market depend- ing on the purpose for which a particular pool is held. Gains and losses on sales of securities valued at cost are measured by the difference between cost (on a last-in, first-out basis) and proceeds of the sales and are recorded as an element of income from deposits and securities. Due to the nature of the deposits and securities held by the Corporation and its policies governing the level and use of such assets, the Corporation classifies the deposits and securities portfolio as an element of liquidity in the Statement of Cash Flows. Currency and Interest Rate Swaps-The Corporation enters into various currency and interest rate swap arrangements for its own asset/liability management. Associated income or expenses are recognized over the life of the swap agreement as a component of charges on borrowings. NOTE B-CASH, DEPOSITS AND SECURITIES Cash, deposits and securities comprise the following: At June 30 ($ thousands) 1990 1989 Cash $ 23,209 $ 17,099 Time deposits and other obligations of banks and financial institutions 1,823,621 890,348 Government securities 316,068 405,957 Total cash, deposits and securities $2,162,898 $1,313,404 At June 30, 1990, 40.7% of the deposits and securities portfolio was valued at market. This gave rise to an unrealized gain of approximately $600,000 at June 30, 1990. The remainder of the portfolio was valued at cost, which was not significantly different from market. The securities and de- posit portfolio is denominated primarily in United States dollars with instruments in nondollar currencies representing 7.9% of the portfolio. NOTE C-RECEIVABLES AND OTHER ASSETS Receivables and other assets of the Corporation are summarized below: At June 30 ($ thousands) 1990 1989 Receivable from sales of deposits and securities $ 123 $ 123 Accrued income on deposits and securities 26,028 14,460 Receivable from purchasers of loan and equity investments 22,839 24,249 Accrued income on loans 61,438 54,444 Deferred charges 15,886 8,387 Other assets 24,815 44,774 Total receivables and other assets $151,129 $146,437 54 Exhibit E NOTE D-LOAN AND EQUITY INVESTMENTS AND RESERVE AGAINST LOSSES Investments approved by the Board of Directors to be held by the Corporation but not signed as investment commitments, and commitments signed but on which disbursements have not yet commenced are as follows: At June 30 ($ thousands) 1990 1989 Investments approved but not committed Loans $ 757,350 $ 310,560 Equities 108,610 82,900 865,960 393,460 Investments committed but not disbursed Loans 1,048,978 1,151,891 Equities 114,017 100,038 1,162,995 1,251,929 Total approved but not disbursed $2,028,955 $1,645,389 At June 30, 1990, 57% of the disbursed loan portfolio consisted of fixed rate loans, while the remaining loans were at variable rates. At June 30, 1990, the currency compositions of loans disbursed are as follows ($ thousands): US Dollars $2,056,838 European Currency Unit 24,273 Deutsche Mark 654,089 Netherlands Guilders 16,009 Swiss Francs 160,613 Pounds Sterling 6,555 French Francs 55,336 Jamaican Dollars 1,115 Japanese Yen 44,102 Loans disbursed and outstanding are repayable as follows: At June 30, 1990 ($ thousands) July 1, 1990 to June 30, 1991 $ 458,308 July 1, 1991 to June 30, 1992 431,689 July 1, 1992 to June 30, 1993 531,633 July 1, 1993 to June 30, 1994 431,582 July 1, 1994 to June 30, 1995 373,991 Thereafter 791,727 Total $ 3,018,930 Loans on which the accrual of interest has been discontinued amounted to $156.0 million at June 30, 1990 ($174.9 million-1989). Interest income not recognized in the current period on nonaccruing loans totaled $18.8 million ($17.2 million-1989). During the fiscal year ended June 30, 1990, the Corporation collected $8.2 million ($11.5 million-1989) in interest on loans in nonaccrual status related to current and prior fiscal years. The Corporation has also entered into commitments to issue guarantees totaling $114.0 million at June 30, 1990 ($118.3 million-1989) of which $95.4 million ($83.6 million-1989) is outstanding. Changes in the Reserve Against Losses are summarized as follows: At June 30 ($ thousands) 1990 1989 Balance at beginning of year $257,927 $223,590 Investments written off (34,872) (25,449) Investments recovered 5,695 151 Provision for losses 90,550 59,635 Balance at end of year $319,300 $257,927 NOTE E-PARTICIPATIONS The Corporation mobilizes funds from commercial banks and other financial institutions through loan participations. Participations are sold without recourse to the Corporation. The Corporation administers and services such loan participations on behalf of its participants. The Corporation called and disbursed $124.8 and $207.3 million of participants' funds during the fiscal year ended June 30, 1990 and 1989, respectively. At June 30, 1990 and 1989 undisbursed participants' commitments were $430.3 and $183.3 million, respectively. In addition, the Corporation has arranged to place with par- ticipants $739.3 million of investments approved by the Board but not yet signed as commitments at June 30, 1990 ($121.8 million-1989). 55 International Finance Corporation Notes to Financial Statements continued June 30, 1990 and June 30, 1989 NOTE F-PAYABLES AND OTHER LIABILITIES Payables and other liabilities of the Corporation are summarized below: At June 30 ($ thousands) 1990 1989 Accounts payable and accrued expenses $ 32,175 $26,407 Payable for purchase of deposits and securities 17 - Accrued charges on borrowings 75,671 49,393 Other liabilities 8,092 3,453 Total payables and other liabilities $115,955 $79,253 NOTE G-BORROWINGS The Corporation's borrowings outstanding from market sources and currency swaps are summarized below: Market Borrowings Currency Swaps Net Currency Principal Amount Weighted Payable (Receivable) Obligations ($ millions) Average Cost ($ millions) ($ millions) June 30 June 30 June 30 June 30 1990 1989 1990 1990 1989 1990 1989 US Dollars $1,163 $ 657 8.82% $1,161 $690 $2,324 $1,347 Deutsche Mark 174 148 6.53% 81 48 255 196 Japanese Yen 430 148 6.27% (430) (148) - - Pounds Sterling 70 63 9.13% (70) (63) - - Swiss Francs 71 60 4.75% (12) (9) 59 51 European Currency Unit 68 58 6.63% (68) (58) - - Australian Dollars 47 45 12.50% (47) (45) - - Netherlands Guilders 28 24 6.64% (14) (12) 14 12 Spanish Pesetas 472 226 12.31% (472) (226) - - Finnish Markkaa 64 57 9.63% (64) (57) - - Swedish Kronor 83 75 10.50% (83) (75) - - $2,670 $1,561 $( 18) $ 45 $2,652 $1,606 Principal and interest are payable in the currency borrowed. Under its borrowing agreements, the Corporation is not permitted to mortgage or allow a lien to be placed on its assets (other than purchase money security interests) without extending equivalent security to the holders of such borrowings. The weighted average cost of market borrowings after currency swaps at June 30, 1990 was 8.11%. Under the currency swaps, proceeds of borrowings are converted into a different currency and, simultaneously, a forward exchange agreement is executed in order to recover the currency converted. The receivable on currency swaps of $18 million at June 30, 1990, as shown in the above table, consists of swap transactions in net receivable positions of $26 million and swap transactions in net payable positions of $8 million; these amounts result from exchange rate movements occurring subsequent to the dates of the swap transactions. The net receivable or payable will not be realized if the swaps are held to maturity. At June 30, 1990, the Corporation had gross receivables from currency swaps at a book value of $1,334 million and gross payables from currency swaps at a book value of $1,316 million. The Corporation has also entered into interest rate swap agreements with respect to notional principal amounts of $1,048 million ($500 million- 1989) under which it is obligated to make interest payments on a variable rate basis, averaging 8.37% at June 30, 1990, in exchange for receiving fixed rate payments, averaging 8.93% at June 30, 1990. The differential to be paid or received as interest rates change is recognized over the life of the agree- ment. The Corporation could be exposed to credit loss in the event of nonperformance by counterparties to the swap agreements. However, the Corpo- ration is highly selective in the choice of swap counterparties and therefore does not consider nonperformance to represent a significant risk. Borrowings outstanding from the International Bank for Reconstruction and Development (IBRD) are summarized below. No currency or interest rate swaps have been entered into with respect to these borrowings. Principal and interest are payable in the currency borrowed. Principal Amount Weighted ($ millions) Average Cost June 30 June 30 1990 1989 1990 US Dollars $159 $194 8.21% Deutsche Mark 465 311 7.67% Swiss Francs 148 98 6.00% Japanese Yen 60 36 6.20% Other Currencies 77 56 9.38% $909 $695 In addition, undrawn balances on committed borrowings from the IBRD at June 30, 1990 and 1989 were $311.8 million and $382.3 million, respec- tively. A commitment fee is payable on the undrawn balances of the loans at rates from 2/5 to 3/4 of 1% per annum. For the fiscal year ended June 30, 1990 such fees aggregated $2.5 million ($2.5 million-1989). 56 Exhibit E The principal amounts repayable on borrowings outstanding in all currencies during the fiscal years ending June 30, 1991 through June 30, 1995 and thereafter are as follows: ($ millions) 1991 1992 1993 1994 1995 Thereafter Borrowings from market sources $ 0.9 $ 1.0 $459.4 $453.1 $704.7 $1,050.9 Borrowings from IBRD 85.6 104.0 114.8 144.9 109.2 350.5 $86.5 $105.0 $574.2 $598.0 $813.9 $1,401.4 NOTE H-CAPITAL STOCK On December 26, 1985 the Board of Governors approved a resolution increasing the authorized capital to $1,300,000,000. The resolution, as amended, also allocated $650,000,000 for additional subscriptions by members during a subscription period ending August 1, 1991. Members may elect to pay subscriptions in full or in installments payable not later than August 1, 1991 or within six months thereafter. NOTE I-INTEREST AND FINANCIAL FEES Interest and financial fees comprise the following: Fiscal Years Ended June 30 ($ thousands) 1990 1989 Interest income $276,428 $224,403 Commitment fees 9,832 10,468 Other financial fees 10,823 9,486 Total interest and financial fees $297,083 $244,357 NOTE J-CONTRIBUTIONS TO SPECIAL PROGRAMS On December 5, 1985 the Board of Directors approved a recommendation, modified on May 21, 1986, under which the Corporation will contribute a total of $2 million to the Africa Project Development Facility. As of June 30, 1990 the Corporation had contributed $1.5 million. The remaining amount of $500,000 was accrued in fiscal year 1990 and will be paid in fiscal year 1991. In addition, the Board has authorized the Corporation to enter into a joint program with the Multilateral Investment Guarantee Agency to support the Foreign Investment Advisory Service (FIAS) activity. The Corporation's contribution to FIAS as of June 30, 1990 was $400,000. A further contribution of $400,000 will be made in the fiscal year ending June 30, 1991. NOTE K-OTHER MATTERS Staff Retirement Plan-The International Bank for Reconstruction and Development (IBRD) has a defined benefit retirement Plan covering substan- tially all of the staff of the Corporation, the IBRD and the Multilateral Investment Guarantee Agency (MIGA). Under the Plan, benefits are based on years of service and average compensation, with the staff contributing a fixed percentage of pensionable remuneration and the Corporation, IBRD and MIGA contributing the remainder of the actuarially determined cost of funding future Plan benefits. The total contribution is based upon the aggregate funding method. All contributions to the Plan and all other assets and income held for purposes of the Plan are held separately from the other assets and income of the Corporation, IBRD and MIGA and can be used only for the benefit of the participants in the Plan and their beneficiaries, until all liabilities to them have been paid or provided for. The total expense allocated to the Corporation for the fiscal year ended June 30, 1990 was $6.9 million ($4.4 million- 1989). Other Post Employment Benefits-The IBRD also provides certain life insurance and medical benefits to substantially all retired staff for the Corpo- ration, IBRD and MIGA and their spouses. Commencing in the current fiscal year, the Corporation, IBRD and MIGA began accruing, on an actuarially determined basis, the expected future cost of providing such benefits for future retirees. The cost of these benefits is accrued over the estimated service life of employees expected to qualify for them (approximately 15 years). In addition, in the current year the Corporation expensed $7.6 million being the actuarially determined liability existing at the beginning of the year associated with the cost of providing such benefits. This expense is included in admin- istrative expenses and is funded annually. Service and Support Payments-The Corporation obtains some administrative and overhead services from the International Bank for Reconstruc- tion and Development (IBRD) in those areas where common services can be efficiently provided by IBRD. This includes shared costs of the Boards of Governors and Directors, and other services such as internal auditing, administrative support, office occupancy, supplies and insurance. Payments for these services are made by the Corporation to IBRD based on negotiated fees, direct chargeback and allocated charges where chargeback is not fea- sible. Total of such expenses for the fiscal year ended June 30, 1990 amounted to $17.1 million ($10.8 million-1989). 57 Report of Independent Accountants Price Waterhouse The Hague Tokyo (International Firm) London Washington New York Price Waterhouse July 30, 1990 President and Board of Governors International Finance Corporation In our opinion, the financial statements appearing on pages 50 to 57 of this report present fairly, in all material respects, in terms of United States dollars, the financial position of the International Finance Corporation at June 30, 1990 and 1989, and the results of its operations and its cash flows for the years then ended in conformity with generally accepted accounting principles in the United States and with International Accounting Standards. These financial statements are the responsi- bility of management of the International Finance Corporation; our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits of these state- ments in accordance with generally accepted auditing standards which require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presen- tation. We believe that our audits provide a reasonable basis for the opinion expressed above. Price Waterhouse (International Firm) 58 APPENDICES Governors and Alternates 60 Directors and Alternates and Their Voting Power 62 Banking Advisory Panel and Business Advisory Council 63 The Year's Approvals 64 Investment Portfolio 78 Statement of Cumulative Gross Commitments 93 IFC Management 94 59 Governors and Alternates As of June 30, 1990 Member Governor Alternate Afghanistan Hamidullah Tarzi Zalmai Ahmadi Angola Antonio Henriques da Silva Antonio da Silva Inacio Antigua and Barbuda John E. St. Luce Ludolph Brown Argentina Antonio Erman Gonzalez Javier Gonzalez Fraga Australia P.J. Keating Bob Dun Austria Ferdinand Lacina Othmar Haushofer Bahamas, The Sir Lynden O. Pindling Ethelyn C. Isaacs Bangladesh Mohammad Abdul Munim Enam Ahmed Chaudhury Barbados L. Erskine Sandiford Winston A. Cox Belgium Philippe Maystadt Alfons Verplaetse Belize Said W. Musa Yvonne S. Hyde Benin Paul Dossou Fatiou Adekounte Bolivia Enrique García Rodriguez Raul Boada Rodriguez Botswana F.G. Mogae Baledzi Gaolathe Brazil Zelia Maria Cardoso de Mello Ibrahim Eris Burkina Faso Pascal Zagre Henri Bruno Bessin Burundi Gérard Niyibigira Salvator Nkeshimana Cameroon Elizabeth Tankeu Simon Ngann Yonn Canada Michael H. Wilson Marcel Masse Cape Verde Arnaldo C. de Vasconcelos Franca Antonio Hilario Cruz Chile Alejandro Foxley Rioseco José Pablo Arellano China Wang Bingqian Chi Haibin Colombia Luis F. Alarcón-Mantilla Francisco J. Ortega Congo, People's Rep. of the Pierre Moussa Dieudonne Diabatantou Costa Rica Thelmo Vargas Madrigal Jorge Guardia Quiros Côte d'Ivoire Moïse Koumoue Koffi Léon Naka Cyprus George Syrimis Michael Erotokritos Denmark Uffe Ellemann-Jensen Ole Loensmann Poulsen Djibouti Mohamed Djama Elabe Ibrahim Kassim Chehem Dominica Mary Eugenia Charles Gilbert Williams Dominican Republic Luis Toral Cordova Manuel E. Gómez Pieterz Ecuador Jorge Gallardo Zavala Edison Ortiz Durán Egypt, Arab Republic of Kamal El-Ganzoury Maurice Makram-Allah El Salvador Mirna Lievano de Marques José Roberto Orellana Milla Ethiopia Tekola Dejene Seyoum Alemayehu Fiji J.N. Kamikamica Rigamoto Taito Finland Matti Louekoski. Osmo Sarmavuori France Jacques de Larosière Jean-Claude Trichet Gabon Marcel Doupamby-Matoka Richard Onouviet Gambia, The Saihou S. Sabally Alieu M. Ngum Germany, Fed. Rep. of Juergen Warnke Horst Koehler Ghana Kwesi Botchwey Kwesi Bekoe Amissah-Arthur Greece George Souflias George Papastamkos Grenada George Ignatius Brizan Lauriston F. Wilson, Jr. Guatemala Juan Francisco Pinto Casasola Oscar Pineda Robles Guinea Ibrahima Sylla Kerfalla Yansane Guinea-Bissau Pedro A. Godinho Gómes José Lima Barber Guyana Carl Greenidge Winston Murray Haiti Violene Legagneur Ludovic Pierre Honduras Benjamin Villanueva Ricardo Maduro Joest Hungary Imre Tarafas Istvan Major Iceland Jon Sigurdsson Olafur R. Grimsson India Madhu Dandavate Bimal Jalan Indonesia J.B. Sumarlin Hasudungan Tampubolon Iran, Islamic Rep. of Mohsen Noorbakhsh Mehdi Navab Iraq Subhi Frankool Hashim Ali Obaid Ireland Albert Reynolds Sean P. Cromien Israel Michael Bruno Yaacov Lifshitz Italy Carlo Azeglio Ciampi Mario Sarcinelli Jamaica Seymour Mullings Omar Davies Japan Ryutaro Hashimoto Yasushi Mieno Jordan Awni Masri Mohammad H. Al-Saqqaf Kenya. George Saitoti Charles S. Mbindyo Kiribati Teatao Teannaki Baraniko Baaro Korea, Republic of Yung-Euy Chung Kun Kim Kuwait Ali Al-Khalifa Al-Sabah Bader Meshari Al-Humaidhi Lebanon Ali El-Khalil Raja Himadeh Lesotho E.R. Sekhonyana Tom Liphapang Tuoane 60 Appendix A Member Governor Alternate Liberia Elijah E. Taylor Mary B. Dennis Libya Mohamed El Madni Al-Bukhari Bashir Ali Khallat Luxembourg Jean-Claude Juncker Yves Mersch Madagascar Jean Robiarivony Nirina Andriamanerasoa Malawi L. Chimango Graham Chipande Malaysia Daim Zainuddin Zain Azraai Maldives Fathulla Jameel (Vacant) Mali Diango Cissoko Souleymane Dembele Mauritania Moustapha Ould Abeiderrahmane. M'Rabih Rabou Ould Cheikh Bounena Mauritius Beergoonath Ghurburrun Madhukarlall Baguant Mexico Pedro Aspe Armella José Angel Gurría Morocco Mohamed Berrada Mohammed Dairi Mozambique Abdul Magid Osman Eneas da Conceição Comiche Myanmar D.O. Abel Min Aung Nepal Devendra Raj Panday Sashi Narayan Shah Netherlands W. Kok J.P. Pronk New Zealand Graham C. Scott Chris N. Pinfield Nicaragua Emilio Pereira Francisco J. Mayorga Niger Almoustapha Soumaila Abdou Insa Nigeria S. Olu Falae Ahmadu Abubakar Norway Arne Skauge Tom Vraalsen Oman Qais Abdul-Munim Al-Zawawi Mohammed Bin Musa Al-Yousef Pakistan V.A. Jafarey Khalid Mahmud Chima Panama Guillermo Ford B. Luis H. Moreno Papua New Guinea Paul Pora Morea Vele Paraguay Enzo Debernardi Oscar Jacinto Obelar Peru Cesar Vásquez Bazán (Vacant) Philippines Jesus P. Estanislao (Vacant) Poland Wladyslaw Baka Grzegorz Wojtowicz Portugal Luis Miguel Beleza (Vacant) Rwanda Benoit Ntigulirwa Emmanuel Ndahimana St. Lucia John G.M. Compton Bernard Lacorbiniere Saudi Arabia Mohammad Abalkhail Hamad Al-Sayari Senegal Moussa Toure Abdoul Aziz Diop Seychelles Danielle de St. Jorre Bertrand Rassool Sierra Leone Thomas Taylor Morgan Y.T. Sesay Singapore Richard Hu Tsu Tau Ngiam Tong Dow Solomon Islands Christopher C. Abe Leonard Palmer Maenu'u Somalia Mohamud Ghelle Yusuf Said Ahmed Yusuf South Africa C.L. Stals J.A. Lombard Spain Carlos Solchaga Mariano Rubio Jiménez Sri Lanka D.B. Wijetunga R. Paskaralingam Sudan Abdul Rahim Mahmoud Hamdi Mohamed Khair El Zubair Swaziland Andreas Fakudze Noreen N. Maphalala Sweden Allan Larsson Lena Hjelm-Wallen Syrian Arab Republic Mohammed Khaled Mahayni. Adnan Al-Saty Tanzania K.A. Malima Simon Mbilinyi Thailand Pramual Sabhavasu Panas Simasathien Togo Barry Moussa Barque Kwassi Klutse Tonga James Cecil Cocker Selwyn Percy Jones Trinidad and Tobago Selby Wilson William G. Demas Tunisia Mustapha Kamel Nabli Abdellatif Saddem Turkey Namik Kemal Kilic Mahfi Egilmez Uganda Joshua Mayanja Nkangi Suleiman Kiggundu United Arab Emirates Hamdan bin Rashid Al Maktoum Ahmed Humaid Al-Tayer United Kingdom Robin Leigh-Pemberton Timothy Lankester United States Nicholas F. Brady Richard T. McCormack Uruguay Enrique Braga Garcia Conrado Hughes Vanuatu Sela Molisa George Pakoa Venezuela Miguel Rodríguez Eduardo Quintero Viet Nam Cao Si Kiem (Vacant) Western Samoa Tuilaepa S. Malielegaoi Kolone Va'ai Yemen Arab Republict Mohammed Saeed Al-Attar Kaid Mohammed Al-Hirwi Yugoslavia Branimir Zekan Boris Skapin Zaire Bombito Botomba Lompio Mbonga Magalu Engwanda Zambia Gibson G. Chigaga Lennard Nkhata Zimbabwe B.T.G. Chidzero K.J. Moyana t On May 22, 1990, the Yemen Arab Republic and the People's Democratic Republic of Yemen merged into a single state, the Republic of Yemen. Effective July 13, 1990, the Republic of Yemen is substituted for the Yemen Arab Republic in the Corporation's records. 61 Directors and Alternates and Their Voting Power Appendix B June 30, 1990 Director Alternate Casting Votes of Total Votes % of Total Appointed E. Patrick Coady Mark T. Cox, IV United States 231,679 21.14 Masaki Shiratori Yukio Yoshimura Japan 80,044 7.31 Gerhard Boehmer Bernd Esdar Federal Republic of Germany 73,111 6.67 Jean-Pierre Landau Stéphane Pallez France 68,650 6.27 Frank Cassell Robert Graham-Harrison United Kingdom 68,650 6.27 Elected J.S. Baijal M. Mustafizur Rahman Bangladesh, India, Sri Lanka 54,872 5.01 (India) (Bangladesh) Cesare Caranza Fernando S. Carneiro Greece, Italy, Poland, Portugal 54,788 5.00 (Italy) (Portugal) Frank Potter Clarence Ellis Antigua and Barbuda, The Bahamas, Barbados, (Canada) (Guyana) Belize, Canada, Dominica, Grenada, Guyana, Ireland, Jamaica, St. Lucia 52,510 4.79 Jacques de Groote Bahar Sahin Austria, Belgium, Hungary, Luxembourg, (Belgium) (Turkey) Turkey 51,049 4.66 Jonas H. Haralz Jorunn Maehlum Denmark, Finland, Iceland, Norway, (Iceland) (Norway) Sweden 44,106 4.03 Jorge Pinto Edgar Ayales¹ Costa Rica, El Salvador, Guatemala, (Mexico) (Costa Rica) Honduras, Mexico, Nicaragua, Panama, Spain, Venezuela 43,147 3.94 Chang-Yuel Lim Robert G. Carling Australia, Kiribati, Korea (Republic of), (Republic of Korea) (Australia) New Zealand, Papua New Guinea, Solomon Islands, Vanuatu, Western Samoa 39,938 3.64 Paul Arlman Cvitan Dujmovic Cyprus, Israel, Netherlands, Yugoslavia 39,180 3.58 (Netherlands) (Yugoslavia) Eduardo Wiesner Pedro Sampaio Malan Brazil, Colombia, Dominican Republic, (Colombia) (Brazil) Ecuador, Haiti, Philippines, Trinidad and Tobago 33,654 3.07 Vibul Aunsnunta Le Van Chau Fiji, Indonesia, Malaysia, Myanmar, Nepal, (Thailand) (Viet Nam) Singapore, Thailand, Tonga, Viet Nam 32,995 3.01 Raymundo Morales Felix Alberto Camarasa Argentina, Bolivia, Chile, Paraguay, (Peru) (Argentina) Peru, Uruguay 30,059 2.74 Fawzi Hamad Al-Sultan Mohamed W. Hosny Egypt (Arab Republic of), Iraq, Jordan, (Kuwait) (Arab Republic of Egypt) Kuwait, Lebanon, Maldives, Oman, Pakistan, Syrian Arab Republic, United Arab Emirates, Yemen Arab Republic 2 26,646 2.43 J.S.A. Funna Jabez A. Langley Botswana, Burundi, Ethiopia, The Gambia, (Sierra Leone) (The Gambia) Guinea, Kenya, Lesotho, Liberia, Malawi, Mozambique, Nigeria, Seychelles, Sierra Leone, Sudan, Swaziland, Tanzania, Uganda, Zambia, Zimbabwe 22,745 2.08 Ibrahim A. Al-Assaf Abdulaziz Al-Sehail Saudi Arabia 14,697 1.34 (Saudi Arabia) (Saudi Arabia) Andre Milongo Jean-Pierre Le Bouder Benin, Burkina Faso, Cameroon, Cape (People's Republic of the Congo) (Central African Republic) Verde, Congo (People's Republic of the), Cote d'Ivoire, Djibouti, Gabon, Guinea- Bissau, Madagascar, Mali, Mauritania, Mauritius, Niger, Rwanda, Senegal, Somalia, Togo, Zaire 14,206 1.30 Mourad Benachenhou Salem Mohamed Omeish Afghanistan, Ghana, Iran (Islamic (Algeria) (Libya) Republic of), Libya, Morocco, Tunisia 10,627 .97 Zhang Junyi Jin Liqun China 8,372 .76 (China) (China) In addition to the Directors and Alternates shown in the foregoing list, the following also served after June 30, 1989: Director End of period of service Alternate Director End of period of service Mario Draghi January 16, 1990 J.A.L. Faint August 20, 1989 (Italy) (United Kingdom) Hélène Ploix October 1, 1989 Rodrigo M. Guimaraes November 22, 1989 (France) (Portugal) Mohd. Ramli Wajib October 31, 1989 Veikko Kantola July 31, 1989 (Malaysia) (Finland) C.R. Krishnaswamy Rao Sahib July 31, 1989 Michael von Harpe September 1, 1989 (India) (Fed. Rep. of Germany) Jobarah E. Suraisry October 10, 1989 (Saudi Arabia) Note: Angola (1,087 votes) and South Africa (9,264 votes) did not participate in the 1988 Regular Election of Executive Directors. 1. Succeeded by Silvia Charpentier (Costa Rica), effective July 1, 1990. 62 2. On May 22, 1990, the Yemen Arab Republic and the People's Democratic Republic of Yemen merged into a single state, the Republic of Yemen. Effective July 13, 1990, the Republic of Yemen is substituted for the Yemen Arab Republic in the Corporation's records. The Banking Advisory Panel Appendix C IFC's Banking Advisory Panel meets regularly with the Corporation's management to discuss IFC's activities and policies. The Corporation wishes to express its appreciation for the valuable advice the panel members have given. Abdlatif y Al-Hamad Director General Yusuke Kashiwagi Chairman Arab Fund for Economic and Social The Bank of Tokyo, Ltd. Development Tokyo, Japan Kuwait Lord Roll of Ipsden Chairman Jan Ekman Vice Chairman S.G. Warburg and Co. Ltd. Svenska Handelsbanken London, England Stockholm, Sweden Robert V. Roosa Partner Wilfried Guth Chairman of the Supervisory Board Brown Brothers Harriman and Co. Deutsche Bank A.G. New York, N. Y., United States Frankfurt, Federal Republic of Germany Anthony Solomon Chairman Jean-Yves Haberer President S.G. Warburg (USA) Inc. Crédit Lyonnais New York, N. Y., United States Paris, France The Business Advisory Council The Business Advisory Council, which advises IFC's management on the needs and views of business and industry in connection with the Corporation's activities, held its Annual Meeting in April 1990. S. Babar Ali Adviser Daniel Parker Chairman and Chief Executive Officer Packages Limited Omniflight, Inc. Lahore, Pakistan Charleston, South Carolina, United States Thomas J. Bata Chairman of the Board Carlo Patrucco Vice President, Rapporti Sindacali Bata Limited Confindustria Don Mills, Ontario, Canada Rome, Italy Sir Michael Caine Chairman José Piñera Executive Chairman Booker plc Asset-Chile Ltd. London, England Santiago, Chile Ariston M. Chambati Chairman and Chief Executive Marcus V. Pratini de Moraes Chairman T.A. Holdings Limited PPH Companhia Industrial de Polipropileno Harare, Zimbabwe Rio de Janeiro, Brazil Mustapha Faris Chief Executive Officer Rong Yiren Chairman Banque Nationale pour le Développement China International Trust and Investment Economique Corporation Rabat, Morocco Beijing, China Jaime García Parra President Antonio Ruíz Galindo, Jr. Formerly Chairman of J. Garcia P. y Co. DESC Sociedad de Fomento Industrial, Bogotá, Colombia S.A. de C.V. Tae Yong Hahm President and Representative Director Mexico D.F. Mexico Korea Long Term Credit Bank Erol Sabanci Vice Chairman of the Board Seoul, Korea Akbank, T.A.S. Carl H. Hahn Chairman, Board of Management Istanbul, Turkey Volkswagen A.G. Ibrahim A. Salamah Vice Chairman and Chief Executive Officer Wolfsburg, Federal Republic of Germany Saudi Basic Industries Corporation Fouad Hashem Awad Chairman Riyadh, Saudi Arabia Arab Investment Bank Janko Smole Formerly Federal Minister of Finance Cairo, Egypt Belgrade, Yugoslavia Olorogun Michael C.O. Ibru, OFR Chief Executive Amadou Moctar Sow Chief Executive Officer Ibru Group Soc. Industrielle de Produits Laitiers Lagos, Nigeria Dakar, Senegal Sam E. Jonah Managing Director Julius Tahija Chairman, Board of Commissioners Ashanti Goldfields Corporation (Ghana) PT Caltex Pacific Indonesia Limited Jakarta, Indonesia Accra, Ghana Toshio Takeuchi Senior Adviser W. Sidney Knox Chairman and Chief Executive Toyo Menka Kaisha, Ltd. Neal & Massy Holdings Limited Tokyo, Japan Port of Spain, Trinidad Joseph B. Wanjui Chairman Stefan Lewandowski Chairman East Africa Industries Limited Haste International, Ltd. Nairobi, Kenya Warsaw, Poland Gérard Worms Keshub Mahindra Managing Director Chairman Compagnie Financière de Suez Mahindra & Mahindra Limited Paris, France Bombay, India Jaime Zobel de Ayala President and Chairman of the Board Eugenio A. Mendoza President of the Corporate Management Ayala Corporation Committee Manila, Philippines Mendoza Enterprises Caracas, Venezuela Federico J. L. Zorraquín President Tarrin Nimmanahaeminda S.A. Garovaglio y Zorraquín President and Chief Executive Officer Buenos Aires, Argentina The Siam Commercial Bank, Ltd. Bangkok, Thailand 63 The Year's Approvals Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Argentina Corporación de Inversiones y Privatización (CIP) will manage a new debt-equity Loan - conversion fund, the Argentina Private Development Trust Company Limited. Equity .08 Total fund size is $1.25 billion. Quasi-equity - Syndications - Total .08 388.10 IFC approved its second investment in the Hidra Oil Development Project,* Loan - the first commercial development of an offshore oilfield in Argentina. The project Equity - is currently producing about 28,000 barrels of crude oil per day. Quasi-equity - Syndications 10.00 Standby facility 20.00 Total 30.00 30.00 Petroquímica Ensenada S.A. (Petroken), a greenfield project, will build and Loan 15.00 operate a plant with the capacity to produce 100,000 tons of polypropylene Equity - annually. Quasi-equity 5.00 Syndications 15.00 Total 35.00 135.10 Terminal 6 S.A.* will expand its port services to Paraguayan and Bolivian oilseed Loan 4.00 exporters by constructing a barge terminal and storage facility to handle upriver Equity - cargo. Quasi-equity - Syndications - Total 4.00 13.20 Asia Jardine Fleming Asia Select Limited is a seven-year, closed-end investment Loan - company that will make equity and quasi-equity investments, with a focus on Equity 11.25 unlisted securities, in emerging markets in the Asia Pacific region. Quasi-equity - Syndications - Total 11.25 100.00 Bangladesh Bengal Glass Works Ltd., Bangladesh's only automated glass producer, will expand Loan 2.30 its capacity and range of glass products by installing a 20-metric ton furnace to Equity - produce 3,800 metric tons yearly of flint bottles. The company will also attach a Quasi-equity - light-bulb-shell manufacturing machine to an existing 5-metric ton furnace to Syndications - produce 20 million bulb-shells per year. Total 2.30 6.80 Belize Journey's End Caribbean Club Limited is expanding a hotel into a 70-room resort Loan - on Ambergis Caye, which fronts the second largest barrier reef in the world. The Equity - area is attracting an increasing number of water sports enthusiasts. Tourism is an Quasi-equity 1.00 important and growing source of foreign exchange for Belize. This is IFC's first Syndications I investment in Belize. Total 1.00 3.00 Bolivia IFC will intermediate a currency swap on behalf of Banco Industrial S.A. (BISA)*. Loan - IFC will swap a DM 10 million fixed-rate loan from DEG to BISA into floating rate Equity - cash flows in U.S. dollars. IFC approved a US$10 million credit line to BISA Quasi-equity - in July 1987. Syndications - Guarantee 2.12 Total 2.12 5.90 Botswana Northern Textile Mills, a new company, will manufacture terry towels for both local Loan .38 and export markets. Many of the company's products will be made to customers' Equity - specifications. Botswana currently relies on imports to satisfy local demand. Quasi-equity - Syndications - Total .38 1.82 64 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Brazil Bahia Sul Celulose S.A. (Bahia Sul) will build and operate a greenfield, partially Loan 40.00 integrated, pulp and paper mill that will produce yearly 230,000 tons of market Equity 15.00 pulp and 230,000 tons of printing and writing paper. The project includes planting Quasi-equity - and maintenance of about 70,000 hectares of eucalyptus plantations. Syndications - Total 55.00 897.00 Companhia Minuano de Alimentos (Minuano) will expand its integrated poultry Loan - system to meet growing domestic and export demand. Expansion will emphasize Equity - value-added products, especially poultry parts and processed meats. Quasi-equity 7.00 Syndications - Total 7.00 28.00 Companhia Vidraria Santa Marina (Santa Marina) will construct a facility to produce Loan 10.00 20,500 tons of glass fibers annually. The output of the project will be used for the Equity - production of reinforced plastics for transportation, construction, marine, capital Quasi-equity 5.00 goods, and other industries. Syndications 10.00 Total 25.00 103.00 Engepol Engenharia de Polimeros S.A. (Engepol) will construct and operate Loan 3.50 a greenfield plastics manufacturing plant. The company will use high-density Equity - polyethylene to develop engineered plastic products for niche markets in Quasi-equity - Brazil. Syndications - Total 3.50 11.54 Ripasa S.A. Celulose e Papel (Ripasa) will expand its paper production capacity Loan 20.00 by 144,000 tons annually to complete the vertical integration of the company. Equity 5.00 Quasi-equity - Syndications - Total 25.00 146.00 Cameroon IFC's investment in Société Industrielle Laitière du Cameroun* will help the company Loan 1.15 increase its vehicle fleet, build additional infrastructure, buy production equipment, Equity .21 replenish working capital, and meet the cost overrun caused by delay in project Quasi-equity - start-up. Syndications - Total 1.36 4.10 Chile Compañía de Teléfonos de Chile S.A. (CTC) is doubling the number of phone lines Loan 60.00 in service and further increasing and diversifying its telecommunications services. Equity - in a second project, IFC underwrote $22.1 million of CTC's issue of American Quasi-equity 20.00 Depositary Receipts in the international capital markets. The issue, which was Syndications 50.00 structured by IFC's International Securities Group, is registered with the U.S. Underwriting 22.10 Securities and Exchange Commission and listed on the New York Stock Exchange.t Total 152.10 1,104.40 Compañía Puerto de Coronel S.A. (Puerto Coronel) will construct a general Loan 5.00 cargo port to handle the growing forestry exports from southern Chile. Equity 3.00 Quasi-equity - Syndications I Total 8.00 39.70 IFC underwrote and placed the Five Arrows Chile Fund, which will invest Loan I primarily in equity securities listed on the Chilean stock exchanges. Equity - Quasi-equity - Syndications - Underwriting 6.00 Total 6.00 75.00 Leasing Andino will extend lease finance to small and medium-size Chilean Loan 5.00 enterprises for the acquisition of capital equipment. Equity I Quasi-equity - Syndications 5.00 Total 10.00 10.00 65 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Colombia Compañía Colombiana de Tejidos S.A. (Coltejer), the largest integrated textile Loan 22.50 company in Colombia, has asked for IFC's assistance in developing a three-year, Equity - $56.86 million equivalent investment program to upgrade the company's product Quasi-equity - mix and improve product quality and contribution margins. Syndications - Total 22.50 56.86 Oleoducto de Colombia S.A. is being formed to build and operate an oil pipeline Loan 35.00 from Vasconia in the Middle Magdalena Valley to Covenas on the Caribbean Equity - Coast. The pipeline will transport 150,000 barrels per day for export. The project Quasi-equity - will include a marine terminal at Covenas and will increase Colombia's oil Syndications 35.00 production and exports. IFC is making a loan of $35 million for its account and 321.00 arranging a syndicated loan of $35 million. Total 70.00 Côte d'Ivoire Omnium de Transformations Alimentaires, S.A. (OTA), a new company Loan .66 sponsored by Cosmivoire, an IFC client, will produce animal and vegetable Equity .17 fats for the local market. OTA received technical assistance from APDF. Quasi-equity - The company's products are expected to meet growing local demand while Syndications - replacing imports, and to add value to refined and semi-refined oil produced Total .83 1.80 by Cosmivoire. Société des Industries Alimentaires et des Produits Laitiers de Côte d'Ivoire* Loan 1.74 will increase annual production of dairy products, including reconstituted, Equity .35 condensed, and sterilized milk and yoghurt, from 17,125 to 31,500 tons to meet Quasi-equity - domestic demand. Syndications - Total 2.09 4.90 IFC's loan will help finance the rehabilitation of Tribois S.A., a joint venture Loan .36 between Banque Ivoirienne pour le Développement Industriel and Ober S.A., Equity - a French wood processing company. Tribois specializes in the production of Quasi-equity .18 veneer, lumber, and molding, mainly for the European markets. Syndications - Total .54 1.30 Cyprus Leptos Calypos Bay Hotels Ltd. will construct and operate a 300-room, five-star Loan 5.48 seaside hotel for tourists in Paphos. Equity - Quasi-equity 2.72 Syndications - Total 8.20 30.00 Dominican Republic San Isidro Free Trade Zone was formed to lease factory shells to major foreign Loan 6.00 companies for the assembly of data processing and electrical components. Equity - IFC will finance the construction of an additional 655,000 square feet of covered Quasi-equity - space over two and a half years. Syndications - Total 6.00 15.30 Sociedad Comercializadora, S.A. (Comersa) will market and distribute about Loan - 12 percent of the cement produced by Cementos Nacionales. The major Equity .08 shareholders of Cementos Nacionales, S.A., in which IFC has an existing Quasi-equity - 9.1 percent equity interest, asked the Corporation to participate in the Syndications I capital of this new sales company. Total .08 .78 The Gambia Pelican Seafood will rehabilitate and reactivate a fish-processing plant to make Loan 1.05 fish products for export and local consumption. Equity - Quasi-equity - Syndications .60 Total 1.65 2.50 66 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Ghana Alugan Co. Ltd. currently manufactures and installs aluminum doors, windows, and Loans .28 other building products from imported, semi-finished materials. The company is Equity - modernizing and expanding its facilities to increase production and improve efficiency, Quasi-equity - and introducing new machinery that will enable it to use domestic raw materials. Syndications - Total .28 .70 Ashanti Goldfields Corporation (Ghana) Limited (AGC)* will develop the Sansu Loan 35.00 area of its concession by surface mining and expand AGC's tailings retreatment Equity - capacity to increase the gold output by five tons annually. IFC approved a loan Quasi-equity - and arranged syndicated loans. Syndications 35.00 Total 70.00 93.00 A two-star hotel, Dimples Inn is adding 20 guest rooms and enlarging its other Loan .24 facilities to meet growing demand for hotel rooms in Ghana. The project received Equity - technical assistance from APDF. Quasi-equity - Syndications - Total .24 .60 Ghanaian-Australian Goldfields Limited will carry out a two-phase evaluation Loan - program on the Iduapriem gold concession. Equity 3.00 Quasi-equity - Syndications - Total 3.00 13.50 Plastic Laminates Ltd., the first company of its kind in Ghana, will manufacture Loan .60 formica and other plastic laminates for use in housing construction and furniture- Equity - making. The company's products will be sold locally and in neighboring countries. Quasi-equity - Technical and marketing assistance is being provided by an Italian company. Syndications - Total .60 2.50 Guinea-Bissau The Anetibene Petroleum Exploration Program consists of seismic and geological Loan - studies and an exploration well. Contingent on initial exploration results, two wells Equity 5.85 may be drilled. Quasi-equity - Syndications - Total 5.85 39.00 The Clearwater Fishing Project (subsequently renamed Pescas Bissau) is a Loan - one-year pilot project to test the feasibility and determine the possible scope Equity - of an integrated fishing venture in Guinea-Bissau. Quasi-equity .20 Syndications - Total .20 1.15 Hungary The First Hungary Fund's principal objective is capital growth through Loan - investment, primarily in securities of Hungarian companies. Investments will Equity - be managed by First Hungarian Investment Advisory Rt., a new Hungarian Quasi-equity 7.50 joint stock company established in Budapest. IFC is making investments in Syndications - both the Fund and the investment company. Total 7.50 80.00 India CESC Ltd. (formerly Calcutta Electric Supply Corporation) will augment Loan 20.10 its transmission and distribution system by modifying and expanding three Equity I receiving and switching stations, constructing two receiving stations, Quasi-equity - and laying new underground cables between them. This will enable CESC Syndications - to distribute additional power more efficiently, reduce transmission losses, and enhance the quality and reliability of supply to the Calcutta area. Total 20.10 92.20 Herdillia Oxides and Electronics Ltd. will establish a facility to produce 2,000 Loan - metric tons yearly of magnetic iron oxide (MIO), which is used in coating audio, Equity .32 video, and computer tapes and disks. The company will be India's first MIO Quasi-equity - manufacturer. Syndications - Total .32 13.40 67 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost India Lease Development Limited,* which leases vehicles and equipment Loan 3.50 to small-scale entrepreneurs in northern India, is increasing its capacity Equity I in response to growing demand for its services. Quasi-equity .44 Syndications - Total 3.94 13.37 Industrial Credit and Investment Corporation of India Ltd. (ICICI), one of India's Loan - major financial institutions, will help IFC operate an equity line to be invested in Equity 25.00 15-20 small and medium-size enterprises over three years. ICICI will assist IFC Quasi-equity - in identifying, appraising, and supervising investments under the equity line. Syndications I Total 25.00 25.00 Infrastructure Leasing and Financial Services will provide loan or lease financing Loan 15.00 for equipment and infrastructure projects, and financial services to private- Equity I sector corporations. Quasi-equity 1.95 Syndications - Total 16.95 16.95 Mahindra & Mahindra Ltd., a leading producer of utility vehicles and tractors, Loan 10.00 will undertake an investment program to upgrade its products, introduce Equity - modern transmission and a fuel-efficient engine, and modernize and rationalize Quasi-equity 6.37 key manufacturing facilities in its automotive and tractor divisions. The Syndications - investment program will increase annual production to 56,500 utility vehicles Total 16.37 212.00 and 31,250 tractors and introduce a more modern, fuel-efficient range of products to the Indian market. Mahindra Ugine Steel Co. Ltd. (MUSCO)* invited IFC to exercise its pre-emptive Loan - rights in a partly convertible debenture issue of $14.9 million offered to the Equity 1.32 company's shareholders and employees. MUSCO, one of India's leading alloy Quasi-equity - and specialized steel producers, is diversifying into hotels and real estate. It is Syndications - undertaking a joint venture with the U.S. company Days Inns, Inc. to construct Total 1.32 26.20 and operate five three-star hotels and two commercial/residential complexes. Tata Electric Companies (TEC)* will increase their generation and transmission Loan 60.00 capacity by adding a pumped storage unit to generate 150 megawatts of Equity I additional peak power, expanding transmission lines, and replacing three old Quasi-equity - conventional thermal units by one 180-megawatt combined cycle plant. Syndications - TEC will also invest in a second flue gas desulfurization unit to scrub sulfur Total 60.00 273.70 dioxide from power station emissions. Tata Keltron Ltd.** asked IFC to participate in a rights issue of equity shares Loan I offered to current shareholders. Equity .13 Quasi-equity - Syndications - Total .13 .68 Technology Development and Information Company of India will provide Loan - venture capital to promote the commercialization of locally developed, Equity 2.87 technology-based products and services. Quasi-equity I Syndications - Total 2.87 60.00 IFC exercised its pre-emptive rights in a convertible debenture issue offered Loan - by Titan Watches Ltd.** to the company's shareholders and employees on a Equity .17 rights basis. Quasi-equity - Syndications - Total .17 9.10 Indonesia A credit line to Bank Niaga will be onlent to small and medium-size clients in Loan 7.50 agriculture, agro-industry, and manufacturing, and natural resource-based Equity I industries with export potential. Quasi-equity I Syndications I Total 7.50 15.00 68 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost A $10 million credit line to Bank Umum Nasionalt will complement the credit Loan 10.00 line provided to Bank Niaga. It will be used to make long-term loans in U.S. Equity - dollars to small and medium-size clients with export potential. Bank Umum will Quasi-equity - provide matching funds of $10 million in local currency. Syndications - Total 10.00 20.00 The Nomura Jakarta Fund is a privately placed fund that will invest in Loan - securities traded on the Indonesian market. Equity 1.45 Quasi-equity - Syndications - Underwriting 1.55 Total 3.00 30.00 P.T. Indo-Rama Synthetics will build and operate a polyester plant in West Loan 12.00 Java to produce annually 24,500 tons of polyester staple fiber, 5,600 tons Equity - of polyester texturized filament yarn, and 22,400 tons of polyester chips. Quasi-equity - Syndications - Total 12.00 74.00 P.T. Kayu NIC Indonesia will produce 88,300 cubic meters yearly of medium- Loan 12.20 density fiberboard, utilizing wood waste from existing timber and plywood mills Equity .90 in Central Java. Around 90 percent of the output will be exported to Japan, Quasi-equity - Korea, and other East Asian countries. Syndications - Total 13.10 52.10 IFC exercised its pre-emptive rights in a proposed issue at par by P.T. Saseka Loan - Gelora Leasing** to increase paid-in capital by 50 percent. Equity .07 Quasi-equity - Syndications - Total .07 .56 IFC approved an equity investment in the Raja-Pendopo Petroleum Exploration Loan - Project in South Sumatra. Equity 3.60 Quasi-equity - Syndications - Total 3.60 32.60 Jordan Al-Hikma Pharmaceuticals (Jordan), Limited* will build a facility in Jordan to Loan - produce intermediate products for its pharmaceutical-manufacturing operations. Equity 2.00 Quasi-equity - Syndications - Total 2.00 5.32 Republic of Korea IFC exercised its pre-emptive rights to participate in a capital increase, which Loan - will allow Hae Un Dae Development Company Ltd.* to proceed with the Equity .50 renovation of its hotel property. Quasi-equity I Syndications - Total .50 15.80 The Korea Development Leasing Corporation* increased its capital base in Loan - 1990 by 20 percent to meet the growing demand for leasing services in Korea. Equity .90 Quasi-equity - Syndications I Total .90 46.30 IFC participated in a share capital increase offered by Korea Long Term Credit Loan - Bank* to support the bank's growing operations. Equity 15.98 Quasi-equity I Syndications - Total 15.98 450.00 69 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Lesotho Upper Qeme Holdings (Pty) Limited produces cement blocks used in Loan .12 construction, particularly in low and medium-cost housing. The company Equity - is acquiring larger and more efficient machinery and additional working Quasi-equity - capital to expand operations. Syndications - Total .12 .31 Madagascar IFC is participating in a capital increase for Financière d'investissement ARO Loan - (Fiaro), a venture capital company that will make equity and quasi-equity Equity .40 investments in small and medium-size Malagasy companies. Fiaro is receiving Quasi-equity - technical assistance from Institut de développement industriel, an established Syndications - French venture capital company. Total .40 2.60 Malawi The Leasing and Finance Company of Malawi, Limited* undertook a rights Loan - issue that nearly tripled its capital base, enabling it to expand its principal activity Equity .11 - providing equipment financing for small and medium-size enterprises through Quasi-equity - hire purchase, leasing, and business loans. Syndications - Total .11 1.08 Malaysia Twenty First Century Oleochemicals Sdn. Bhd. will construct a 125-tons-per-day Loan 4.50 hydrolysis plant to produce fatty acids from palm kernel oil and palm oil Equity .73 derivatives. Most of the project's output, which is used in various industrial and Quasi-equity - consumer applications, will be exported. Syndications 3.40 Total 8.63 20.00 Mauritius General Haulage Limited, a trucking business, is expanding and restructuring Loan .11 operations. It is acquiring two new trucks and additional working capital. Equity .03 Quasi-equity - Syndications - Total .14 .32 IFC provided loan and equity financing to Saxon Properties Limited to complete Loan 2.60 a 206-room beach hotel in Mauritius. The IFC investment will also allow the hotel Equity .99 to be upgraded to four stars. Quasi-equity - Syndications I Total 3.59 14.70 Textile Industries Ltd. will upgrade equipment and construct a factory to Loan 3.10 consolidate garment manufacturing operations in one location. IFC approved Equity - a loan to the project. Quasi-equity - Syndications - Total 3.10 7.60 Mexico IFC has arranged a currency swap intermediation for Banca Serfin.* The bank Loan - had contracted a nine-year, DM40 million loan from DEG for onlending to private Equity - enterprises, which it wished to swap into U.S. dollars. This was the first transaction Quasi-equity - of this type for a Mexican bank.t Syndications - Guarantee 6.50 Total 6.50 22.00 Bancomer will onlend IFC's credit line to Mexican companies to develop new, Loan 20.00 or expand existing, maquiladora industrial parks, which will then be leased to Equity I small and medium-scale export-oriented companies.+ Quasi-equity - Syndications - Total 20.00 40.00 70 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Banco Nacional de México (Banamex), the largest commercial bank in Mexico, Loan 60.00 will use IFC's credit line to provide funds to small and medium-size companies Equity - for corporate restructuring.t Quasi-equity - Syndications - Total 60.00 200.00 IFC's investment will help to finance the program of Grupo Condumex, Loan 35.00 S.A. de C.V. to increase capacity and improve efficiency over the five-year Equity - period 1989-93. The program is aimed at reducing costs and making the Quasi-equity - company competitive in both international markets and the increasingly open Syndications 15.00 Mexican economy. Capacity to produce fiber optics and telephone, computer, Total 50.00 128.00 and auto cable will be increased. With IFC financing, Grupo Primex, S.A. de C.V.* will be able to increase production Loan 13.00 of polyviny! chloride at its Tampico plant from 80,000 to 200,000 metric tons per Equity - year. Georgia Gulf Corporation of the United States has agreed to supply the Quasi-equity 7.00 necessary feedstock through 1995 and market half of the output. Primex will sell Syndications - the remainder, primarily in export markets. Total 20.00 57.50 Indelpro, S.A. de C.V., will design, construct, and operate Mexico's first Loan 17.00 polypropylene resins plant. Most of the plant's yearly output of 100,000 metric Equity - tons will be for the domestic market, replacing imports. Quasi-equity 10.00 Syndications 15.00 Total 42.00 108.00 Petrocel is embarking on an investment program to improve efficiency and Loan 26.00 expand its capacity to produce purified terephthalic acid (PTA) and dimethyl Equity - terephthalate (DMT), the principal raw materials used in the manufacture Quasi-equity 6.00 of polyester. Syndications - Total 32.00 101.60 Morocco IFC will provide Crédit Immobilier et Hôtelier (CIH),* Morocco's leading development Loan 40.61 bank for tourism and housing, with the foreign exchange required to finance Equity - substantial private-sector investments in tourism projects. IFC arranged a Quasi-equity - syndicated loan with several financial institutions. Syndications 51.51 Total 92.12 200.00 Société Ennasr de Pêche will acquire a fleet of four deep-freeze trawlers to Loan - operate along Morocco's Atlantic Coast. Equity - Quasi-equity - Syndications - Guarantee 4.83 Total 4.83 13.00 Multi-Country Loan Facilities (MLFs) An MLF developed with NMB Postbank will provide foreign exchange Loan 25.00 lending to small and medium-size projects in Chile, Indonesia, Malaysia, Equity - and Uruguay. Quasi-equity - Syndications 37.50 Total 62.50 62.50 An MLF developed with Algemene Bank Nederland will provide foreign exchange Loan 25.00 lending to small and medium-size projects in Indonesia, Morocco, Pakistan, Equity - Sri Lanka, and Turkey. Quasi-equity - Syndications 25.00 Total 50.00 50.00 An MLF developed with Banque Indosuez will provide foreign exchange Loan 25.00 lending to small and medium-size projects in Bangladesh, Malaysia, Pakistan, Equity - Thailand, and Turkey. Quasi-equity - Syndications 25.00 Total 50.00 50.00 71 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Nigeria IFC approved a loan to Afcott Nigeria Limited to help finance the expansion Loan 4.50 of its cotton estate and the modernization of a ginnery. Afcott will also build an Equity - oilseed processing plant on the cotton estate. Quasi-equity - Syndications - Total 4.50 17.30 Intermatch Nigeria Ltd. operates match manufacturing plants at Oregun Loan .96 and Sokoto. It intends to expand operations with a mill to produce tissue paper Equity - using paper waste, which is available locally. Quasi-equity - Syndications - Total .96 3.10 IFC has arranged a financial restructuring of, and approved a subordinated Loan - loan for, Tiger Battery Company (Nigeria) Limited * to reduce the company's Equity - debt burden. Quasi-equity 1.55 Syndications .15 Total 1.70 1.70 Pakistan First International Investment Bank will be one of the first private merchant banking Loan - firms in Pakistan. It will be based in Lahore, with branch offices in Karachi and Equity .69 Islamabad. The company will provide specialized services, including money-market Quasi-equity - operations, underwriting of securities issues, and corporate financial services. Syndications - Total .69 4.76 Pak-Suzuki Motor Company Ltd., the only assembler of passenger cars in Loan 15.14 Pakistan, will establish a partially integrated car plant for engine and transmission Equity - assembly, and the painting, stamping, and inspection of 30,000 automobiles and Quasi-equity - light commercial vehicles per year. Syndications - Total 15.14 92.60 Rupali Polyester Ltd. will add two 25,000-metric-ton polyester staple fiber lines Loan 21.95 to increase its current output of 22,750 metric tons per year. The synthetic Equity 2.55 fiber produced will be used by the local spinning industry to manufacture blended Quasi-equity - polyester-cotton yarns. Syndications - Total 24.51 89.00 Peru Compañía de Minas Buenaventura S.A.* (Buenaventura) called for a capital Loan - increase, for which IFC exercised its pre-emptive rights. Equity .60 Quasi-equity - Syndications - Total .60 6.00 Philippines The All Asia Capital and Leasing Corporation * has decided to double its capital Loan - base through a rights issue in order to expand the volume of its leasing business Equity .26 and undertake more merchant banking activities. Quasi-equity I Syndications - Total .26 2.30 Avantex Mill Corporation will set up a new spinning mill to produce 4,500 tons Loan 11.50 yearly of high-quality combed cotton yarn and 2,000 tons yearly of polyester/ Equity 2.24 cotton blended yarn, 70 percent of which will be exported either directly or via Quasi-equity - the Philippines' growing exports of textiles and garments. Syndications - Total 13.74 51.00 The First Philippine Fund is a non-diversified, closed-end management Loan - company that invests in equity securities of Philippine companies. Equity I Quasi-equity - Syndications - Underwriting 20.00 Total 20.00 100.00 72 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost IFC participated in a rights issue of common shares to finance General Milling Loan - Corporation's* expansion program, which will almost double the company's Equity .64 production of food and animal feed. Quasi-equity - Syndications - Total .64 14.20 Luzon Petrochemical Corporation will build and operate the Philippines' first Loan 65.00 integrated petrochemical complex, with capacities to produce annually 140,000 Equity 15.00 tons of polyethylene (PE), 110,000 tons of polypropylene (PP), and 90,000 tons Quasi-equity - of surplus ethylene. Output from this project will be sold mainly in the domestic Syndications 25.00 market to meet the growing demand for PE and PP resins. Total 105.00 500.00 Makati Shangrila Hotel and Resort Inc. will construct a 697-room, five-star hotel Loan 29.50 in a prime location in Makati, the business and shopping district of Manila. The Equity - hotel will help alleviate the shortage of hotel rooms in Makati. Quasi-equity - Syndications 29.50 Total 59.00 118.00 The Manila Fund is a five-year, closed-end fund seeking long-term capital Loan - appreciation by investing mainly in equity securities listed on the Philippine Equity - stock exchange. It is the first country fund ever for the Philippines. Quasi-equity - Syndications - Underwriting 7.00 Total 7.00 50.00 Poland The Bristol, Warsaw's most prestigious hotel, will be totally renovated Loan 10.22 under a joint-venture privatization agreement with Trusthouse Forte and IFC. Equity - Quasi-equity - Syndications - Total 10.22 36.20 The Export Development Bank (EDB) will manage a line of credit for IFC. It will Loan 23.68 provide long-term loans and quasi-equity investments for private-sector and Equity - cooperative projects too small for direct IFC financing. Projects will involve primarily Quasi-equity 5.92 small, private manufacturing businesses and joint-venture companies that produce Syndications - goods for export.t Total 29.60 60.00 Portugal A Jordanian company will build a plant in Portugal to formulate and distribute Loan 2.00 pharmaceuticals there through a wholly owned subsidiary, AL HIKMA Farmaceûtica Equity - (Portugal), Limitada. Quasi-equity - Syndications - Total 2.00 6.00 Banco Português de Investimento (BPI)* made two new share offerings in which Loan - IFC subscribed its pre-emptive rights. Equity 2.03 Quasi-equity - Syndications - Total 2.03 72.35 Finantia Capital will provide equity and quasi-equity to finance the modernization, Loan - expansion, and restructuring of medium-size private enterprises with a view to Equity 4.00 their eventually making public share offerings. Quasi-equity - Syndications - Total 4.00 30.00 73 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost The Portuguese Investment Fund is a new-money country fund that invests Loan - primarily in equity securities listed on Portugal's stock exchanges. Equity - Quasi-equity - Syndications - Underwriting 6.00 Total 6.00 30.50 Sociedade de Capital de Risco S.A.* made a new offering of shares in which IFC Loan - subscribed its pre-emptive rights. Equity .02 Quasi-equity - Syndications - Total .02 2.10 União Industrial Textil e Quimica S.A. will expand its chlorine production facilities Loan 6.63 from 45,000 to 57,000 tons per year. Equity - Quasi-equity - Syndications - Total 6.63 16.11 Thailand IFC made an additional investment in The Mutual Fund Company, Ltd.,* an Loan - investment management company. Equity .26 Quasi-equity - Syndications - Total .26 3.20 IFC made an additional equity investment in Northeast Agriculture Company Ltd. Loan - (NACO)* as part of a capital investment and private placement to finance a Equity .05 doubling of NACO's capacity. Quasi-equity - Syndications - Total .05 .41 Shin Ho Paper (Thailand) Co. Ltd. will establish the first newsprint paper mill in Loan 22.00 Thailand, with annual capacity of 100,000 metric tons. The plant will use waste Equity 5.08 paper, to be imported mostly from the United States, as its primary raw material. Quasi-equity - Syndications 30.00 Total 57.08 108.00 Siam Asahi Technoglass Company will establish a plant to manufacture medium- Loan - size color television glass bulb components. The plant will have the capacity to Equity 8.06 produce 12 million funnels and 7.5 million panels annually for both domestic and Quasi-equity - export markets. Syndications - Total 8.06 313.00 Vinythai Company Ltd. will construct and operate facilities near Thailand's second Loan 50.00 petrochemical complex at Map Ta Phut to produce annually 135,000 tons of Equity - polyvinyl chloride and 140,000 tons of vinyl chloride monomer. The project will draw Quasi-equity I ethylene from the petrochemical complex. Syndications 100.00 Total 150.00 529.00 Togo Togotex will acquire and rehabilitate Togo's two state-owned textile mills, Loan - Togotex (Kara) and ITT (Dadja). Equity 1.61 Quasi-equity I Syndications - Total 1.61 22.70 74 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Turkey IFC exercised its pre-emptive rights in the share capital increase of Anadolu Loan - Cam Sanayii A.S. *# to finance the modernization of its container glass operations. Equity .10 Quasi-equity - Syndications - Total .10 1.56 Conrad International will construct and operate a new 667-room international Loan 18.00 deluxe hotel in Istanbul. Equity 4.00 Quasi-equity - Syndications 24.00 Standby facility 3.00 Total 49.00 93.00 ISGEN Leasing* will lease medium-size and industrial equipment to Turkish Loan - companies. Equity .23 Quasi-equity - Syndications - Total .23 1.30 Kamelya Turism Islemecilik and Sol Hotels will build and operate a resort complex Loan 9.47 with two 232-room, four-star hotels and a 333-room holiday village on the Equity - southern coast of Turkey. Quasi-equity 2.37 Syndications - Total 11.84 43.00 The Kepez Electric Company will build a 32 megawatt hydroelectric dam on the Loan 25.00 Karacaoren River, upgrade its transmission facilities, and expand its hydroelectric Equity - generating facilities. Quasi-equity - Syndications - Total 25.00 67.60 Kiris Otelcilik ve Turizm A.S.* will complete, and add 74 rooms to, its five-star Loan 5.26 resort hotel on Turkey's Mediterranean coast. Equity - Quasi-equity - Syndications - Total 5.26 20.30 Koy-Tur will expand its production of poultry and animal feed operations. Loan 8.60 Equity 4.00 Quasi-equity - Syndications - Total 12.60 25.90 Mersin Enternasyonal Otelcilik A.S. will build a 220-room, five-star Hilton hotel Loan 8.50 located in Mersin, in southwestern Turkey. Equity - Quasi-equity I Syndications 4.00 Total 12.50 25.00 IFC exercised its pre-emptive rights in the share capital increases of Nasas Loan - Aluminyum Sanayii ve Ticaret A.S.* to support the company's efforts to Equity .05 improve its financial structure by increasing equity and reducing reliance on Quasi-equity I short-term bank loans. Syndications - Total .05 14.67 Silkar Turism Yatirim ve Isletmeleri A.S.* will build a Club Robinson Holiday Loan 8.29 Village and four-star hotel. Equity - Quasi-equity 4.88 Syndications 9.47 Total 22.64 38.50 75 The Year's Approvals continued Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost Simplot ve Besikcioglu A.S. will expand its French-fry processing facilities Loan 9.50 from 30,000 to 60,000 tons per year for export to fast food chains in Europe. Equity - Quasi-equity - Syndications - Total 9.50 47.33 The Turkish Investment Fund invests in Turkish equity securities listed on the Loan - Istanbul Stock Exchange. The Fund is listed on the New York Stock Exchange. Equity - Quasi-equity - Syndications - Underwriting 10.00 Total 10.00 60.00 Venezuela Productora de Alcoholes Hidratados, C.A. (Pralca) will build a new ethylene Loan 30.80 oxide/ethylene glycol plant alongside Lake Maracaibo. The project will export to Equity 5.80 regional markets, and replace imports. It will produce annually 16,000 metric tons Quasi-equity - of ethylene oxide and 66,000 metric tons of ethylene glycol. Syndications 2.00 Standby facility 2.80 Total 41.40 142.50 Yugoslavia Salonit Anhovo will build a glass-reinforced PVC water and sewage production Loan 6.82 facility to replace its asbestos cement pipeline plant. Equity - Quasi-equity - Syndications - Total 6.82 16.70 Zimbabwe IFC will provide a loan to Mashonaland Holdings Limited to modernize and Loan 4.44 expand its enameled copper wire operation. The project will improve quality, Equity - reduce the scrap rate, and allow a greater range of wire sizes to be produced. Quasi-equity - Syndications - Total 4.44 6.54 Mat Tools and Forging (Private) Limited, a new company, is building facilities Loan .44 on two sites to manufacture hand tools for the domestic and export markets, Equity .31 and tools and dies for its own use and for sale in local markets. The project Quasi-equity - received technical assistance from APDF. Syndications - Total .75 3.80 IFC will become a 10 percent shareholder in RAL Merchant Bank and provide Loan 14.95 a credit line for onlending to RAL's corporate clients for the acquisition of Equity 2.90 capital imports.t Quasi-equity - Syndications - Total 17.85 19.00 Retrofit (Private) Limited, an electrical contracting firm in its third year Loan .29 of operations, is expanding facilities and strengthening technical and Equity .08 administrative staff. Quasi-equity I Syndications - Total .37 1.10 IFC will provide a credit line to Scotfin Limited, a finance company, for Loan 7.50 hire-purchase operations, mostly in the commercial transport sector.t Equity - Quasi-equity - Syndications - Total 7.50 7.50 76 Appendix D Investments approved in fiscal year 1990 IFC's Project (US$ millions equivalent as of June 30, 1990) Investment Cost IFC will syndicate medium-term, non-revolving, foreign exchange credit lines to Loan 65.95 five Zimbabwean merchant and commercial banks. The credit lines will be used Equity - for onlending to local export-oriented companies to finance the importation of Quasi-equity - capital equipment. The banks are Barclays Bank of Zimbabwe Ltd. ($20 million), Syndications 65.00 Merchant Bank of Central Africa Ltd. ($25 million), RAL Merchant Bank Ltd. Total 130.95 130.95 ($30 million), Standard Chartered Merchant Bank Ltd. ($30 million), and Syfrets Merchant Bank Ltd. Zimbabwe ($25 million).t Total loans $1,209.46 Total equity $162.04 Total quasi-equity $95.08 Total syndications $622.13 Total guarantees $13.45 Total standby facilities $25.80 Total underwritings $72.65 Grand total $2,200.61 $9,376.82 * IFC has made one or more previous investments in this company. Africa Enterprise Fund project. t This project was undertaken jointly by the Capital Markets Department and the regional investment department. # As a rights issue below $250,000, this project is not included in the total number of approvals. Counts as one project. 77 International Finance Corporation Investment Portfolio June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Argentina Alpargatas S.A.I.C Textiles FY77, 84, 86, 88 42,935 7,500 27,215 5,000 32,215 Alpesca, S.A. Food and agribusiness FY79, 83, 84 6,811 0 769 1,611 2,380 Arcor S.A.I.C General manufacturing FY88 12,000 0 12,000 0 12,000 Argentine Investment Company Financial services FY89 2,000 0 0 2,000 2,000 Astra-Compañía Argentina de Petróleo S.A. Energy FY89 25,000 0 25,000 0 25,000 Astra-C.A.P.S.A. (Lindero Field) Energy FY88 12,375 0 10,125 0 10,125 Banco Francés del Rio de la Plata S.A. Capital markets FY89 15,000 0 15,000 0 15,000 Banco General de Negocios S.A. Capital markets FY88, 89 20,000 0 19,507 0 19,507 Banco Rio de la Plata, S.A. Capital markets FY88 30,000 0 30,000 0 30,000 Banco Roberts S.A. Capital markets FY86, 89 20,000 0 16,841 0 16,841 Bridas S.A.P.I.C. Energy FY88 20,625 0 11,625 0 11,625 Bunge y Born S.A. General manufacturing FY88 40,000 0 40,000 0 40,000 Celulosa Argentina, S.A. Timber, pulp and paper FY65, 72 8,250 4,000 120 0 120 Chihuidos Oil Exploration Program Energy FY89 4,950 0 0 4,950 4,950 Chirete/Morillo/Olleros Oil Exploration Program Energy FY88 5,200 0 0 5,200 5,200 Compañía General de Inversiones Financial services FY89 100 0 0 100 100 Corporación de Inversiones y Privatización S.A. Financial services FY90 75 0 0 75 75 Hidra Oil Development Project Energy FY87, 90 80,000 21,900 65,600 0 65,600 Ipako Industrias Petroquímicas Argentinas S.A. Chemicals and petrochemicals FY78, 79, 82, 87 20,308 0 0 2,000 2,000 Juan Minetti S.A. Cement and construction materials FY78, 81, 82, 86, 87 35,500 67,500 16,424 0 16,424 Massuh S.A. Timber, pulp and paper FY78, 85, 87, 88 26,948 3,000 16,280 2,448 18,728 Petroquímica Cuyo S.A.I.C. Chemicals and petrochemicals FY84, 86 25,000 21,197 19,241 4,000 23,241 Petroquímica Ensenada S.A. (Petroken) Chemicals and petrochemicals FY90 20,000 0 20,000 0 20,000 Roberts Participaciones S.A. (Ropasa). Capital markets FY90 50 0 0 50 50 S.A. de Inversiones de Capital de Riesgo (SADICAR) Capital markets FY86, 90 2,050 0 0 2,000 2,000 S.A. Garovaglio y Zorraquín Chemicals and petrochemicals FY87 13,000 0 11,917 0 11,917 Terminal 6 S.A. Industrial services FY87, 90 8,500 0 7,125 0 7,125 364,789 29,434 394,223 Bangladesh Bata Shoe Company (Bangladesh) Limited General manufacturing FY85, 86 3,551 1,415 2,376 509 2,886 Industrial Development Leasing Company of Bangladesh Limited Capital markets FY85 3,187 0 2,268 157 2,425 Industrial Promotion and Development Company of Bangladesh Limited Development financing FY80 1,051 0 0 1,051 1,051 4,644 1,717 6,362 Barbados Caribbean Financial Services Corporation Capital markets FY84 300 0 0 300 300 Town and Commercial Properties Limited Tourism FY87 1,250 0 1,140 0 1,140 1,140 300 1,440 Bolivia Banco Industrial, S.A. Development financing FY76, 88 10,550 0 10,000 0 10,000 Compañía Minera Concepción S.A. Mining FY87 1,200 0 200 400 600 Compañía Minera del Sur, S.A. Nonferrous metals FY90 10,000 0 7,000 3,000 10,000 Plasmar, S.A. General manufacturing FY73 400 0 0 100 100 17,200 3,500 20,700 Botswana Botswana Development Corporation Limited Development financing FY79, 85 607 0 0 607 607 ULC (Proprietary) Limited. Capital markets FY90 423 0 0 423 423 0 1,030 1,030 78 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Brazil Amapa Florestal e Celulose S.A.-AMCEL Timber, pulp and paper FY87 14,000 0 14,000 0 14,000 Bahia Sul Celulose, S.A. Timber, pulp and paper FY90 55,000 0 40,000 15,000 55,000 Banco Bozano, Simonsen de Investimento S.A. Capital markets FY88 20,000 0 20,000 0 20,000 Banco Itaú S.A. Capital markets FY88 30,000 0 30,000 0 30,000 Brasilpar Comércio e Participações S.A. Capital markets FY81 1,500 0 0 1,185 1,185 Brasital S.A. para a Indústria e o Comércio Textiles FY88 100 0 100 0 100 Cebrace-Companhia Brasileira de Cristal. Industrial equipment and machinery FY88 45,000 0 40,000 5,000 45,000 Cimento Caue S.A. Cement and construction materials FY82, 87 25,000 20,000 10,758 3,255 14,014 CIMINAS-Cimento Nacional de Minas, S.A. Cement and construction materials FY72, 75, 81, 87 51,084 154,756 13,333 0 13,333 Companhia Alcoolquímica Nacional-Alcoolquímica Chemicals and petrochemicals FY84 24,000 0 5,147 3,719 8,866 Companhia Brasileira de Agropecuária-COBRAPE Food and agribusiness FY81 8,500 0 4,500 3,000 7,500 COPENE-Petroquímica do Nordeste S.A. Chemicals and petrochemicals FY89, 90 45,000 5,000 45,000 0 45,000 Dende do Para S/A-DENPASA- Agricultura, Indústria e Comércio de Oleaginosas Food and agribusiness FY80 4,500 0 722 1,000 1,722 Duratex S.A. Timber, pulp and paper FY88 7,370 0 7,370 0 7,370 Eluma S.A. Indústria e Comércio Nonferrous metals FY89 15,000 0 15,000 0 15,000 Empresa de Desenvolvimento de Recursos Minerais "CODEMIN" S.A. Iron and steel FY73, 78, 83 26,140 67,600 0 4,340 4,340 Equity Fund of Brazil Financial services FY88, 89,90 20,549 0 0 16,254 16,254 Fabrica Carioca de Catalisadores S.A. Chemicals and petrochemicals FY88 20,500 0 20,500 0 20,500 Fabrica de Tecidos Tatuape S.A. Textiles FY88 16,550 0 8,800 0 8,800 Hering do Nordeste S.A.-MALHAS. Textiles FY80 2,000 0 1 0 1 lochpe S/A-Arrendamento Mercantil ("IAM") Capital markets FY82 10,450 20,000 2,000 0 2,000 Minerações Brasileiras Reunidas S.A. Iron and steel FY88 20,000 0 20,000 0 20,000 Nitroclor Productos Químicos S.A. Chemicals and petrochemicals FY86, 88 8,700 0 1,200 5,700 6,900 Papel e Celulose Catarinense, S.A. Timber, pulp and paper FY89 19,561 2,631 15,000 0 15,000 Perdigão S.A. Comércio e Indústria Food and agribusiness FY88 20,000 0 20,000 0 20,000 Petroquímica Triunfo S.A. Chemicals and petrochemicals FY81, 87 19,106 31,000 3,562 3,065 6,627 PISA-Papel de Imprensa S.A. Timber, pulp and paper FY83, 85, 88 58,800 31,670 22,000 7,200 29,200 Polisul Petroquímica S.A. Chemicals and petrochemicals FY80, 81, 87 20,999 28,000 4,000 5,999 9,999 Politeno Linear Indústria e Comércio de Productos Chemicals and petrochemicals FY89 25,000 0 18,500 6,500 25,000 PPH-Companhia Industrial de Polipropileno Chemicals and petrochemicals FY80 33,000 0 16,009 1,643 17,651 Quimica da Bahia Indústria e Comércio S.A. Chemicals and petrochemicals FY85 5,286 0 231 1,800 2,031 Santista Indústria Textile de Sergipe S.A. Textiles FY88 4,500 0 3,200 1,300 4,500 São Paulo Alpargatas S.A. Textiles FY87 30,000 0 30,000 0 30,000 SOCOCO S/A-Agroindustrias da Amazonia Food and agribusiness FY83 5,500 0 0 2,500 2,500 Sotave Amazonia Química e Mineral S/A Fertilizers FY80, 83 28,000 13,000 14,200 0 14,200 S.A. Moinho Santista Indústrias Gerais. Textiles FY88 4,000 0 4,000 0 4,000 Tecanor S.A.-Textil Catarinense do Nordeste Textiles FY76, 80 16,200 0 3 0 3 Toalia S.A. Industria Textil. Textiles FY88 1,900 0 1,900 0 1,900 Unibanco-União de Bancos Brasileiros S.A. Capital markets FY88 30,000 0 30,000 0 30,000 Villares Indústrias de Base S.A. -VIBASA Iron and steel FY80 5,000 0 833 0 833 481,870 88,460 570,330 Burundi Verreries du Burundi, S.A.R.L. General manufacturing FY81, 82, 87 5,878 0 0 1,108 1,108 79 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Cameroon Alucam-Compagnie Camerounaise de l'Aluminum Pechiney-Ugine. Nonferrous metals FY79 7,932 0 0 932 932 Cotonnière Industrielle du Cameroun (CICAM) Textiles FY86 2,981 0 3,581 0 3,581 Prestige Bottling Company General manufacturing FY88 3,036 0 2,990 302 3,292 Société Camerounaise de Minoteries Food and agribusiness FY81 1,308 0 140 0 140 Société Camerounaise de Verrerie General manufacturing FY81 1,802 0 0 102 102 Société des Palmeraies de la Ferme Suisse, S.A. Food and agribusiness FY85 2,536 0 1,028 558 1,586 Société des Plantations Nouvelles du Penja Food and agribusiness FY88 2,250 0 2,148 357 2,505 Société Industrielle Laitière du Cameroun "SILAC" Food and agribusiness FY87 2,851 0 2,462 571 3,032 Société Sucrière du Cameroun. Food and agribusiness FY83 1,444 0 877 0 877 13,225 2,821 16,046 Chile Cape Horn Methanol Ltd. Chemicals and petrochemicals FY86, 88 100,000 0 45,000 5,000 50,000 Celulosa Arauco y Constitución S.A., Timber, pulp and paper FY87, 88 85,000 35,500 83,846 0 83,846 Celulosa del Pacífico, S.A. Timber, pulp and paper FY90 50,000 33,000 40,000 10,000 50,000 Compañía Chilena de Inversiones S.A. Agente de Valores Capital markets FY82 200 0 0 120 120 Compañía de Carbones de Chile COCAR S.A. Mining FY86 18,700 0 7,125 2,200 9,325 Empresa Minera de Mantos Blancos S.A. Nonferrous metals FY58, 59, 66, 84 23,851 15,500 0 7,476 7,476 International Investment Company of Chile S.A. Financial services FY89 3,750 0 0 3,750 3,750 Investment Management Company Capital markets FY88 60 0 0 60 60 Minera Escondida Limitada Nonferrous metals FY89 85,000 0 61,000 15,000 76,000 The Chile Investment Company S.A.. Financial services FY88 4,650 0 0 4,650 4,650 236,971 48,256 285,227 China China Bicycles Company Limited General manufacturing FY88 5,000 0 4,167 0 4,167 Crown (China) Electronics Co. Ltd. General manufacturing FY89 15,000 0 15,000 0 15,000 Guangzhou Peugeot Automobile Company Ltd. Automotive and accessories FY86 18,225 0 14,063 3,225 17,288 JF China Investment Company Limited Development financing FY88 3,036 0 3,000 36 3,036 Shenzhen-Chronar Solar Energy Co., Ltd. General manufacturing FY89 3,000 0 2,000 1,000 3,000 38,229 4,261 42,490 Colombia Carbones del Caribe, S.A. Mining FY84, 87 14,782 0 11,844 0 11,844 Cementos Rioclaro S.A. Cement and construction materials FY84 16,000 11,473 1,240 1,400 2,640 Corporación Financiera del Norte Development financing FY69, 73 454 0 0 15 15 Corporación Financiera del Valle Development financing FY88, 89 9,784 0 5,000 4,784 9,784 Corporación Financiera Nacional Development financing FY62, 63, 85 8,042 0 0 52 52 Enka de Colombia, S.A. Textiles FY67, 70, 74, 85, 86, 87, 89 43,816 17,103 32,897 0 32,897 Frigoríficos Colombianos S.A. Industrial services FY83, 89 1,576 0 0 724 724 Leasing Bolivar, S.A. Capital markets FY81, 85, 87, 7,218 7,000 1,816 218 2,034 Petróleos Colombianos Limited Energy FY81, 82 6,750 9,259 1,790 3,435 5,225 Productos Derivados de la Sal, S.A. (PRODESAL). Chemicals and petrochemicals FY87 7,180 0 5,077 1,180 6,257 Promotora de la Interconexión de los Gasoductos de la Costa Atlántica S.A. Industrial services FY77 18,000 7,000 10,000 2,000 12,000 San Fernando/Chucuri Oil Exploration Program Energy FY86 5,000 0 0 4,185 4,185 69,664 17,992 87,656 Congo, People's Republic of the Congolaise des Bois Impregnés, S.A. Timber, pulp and paper FY87 2,134 0 2,005 272 2,277 Congolaise Industrielle des Bois (C.I.B.), S.A. Timber, pulp and paper FY85, 86 2,134 0 3,223 0 3,223 80 5,228 272 5,500 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Costa Rica Matas de Costa Rica, S.A. Food and agribusiness FY83, 88 1,524 0 2,134 0 2,134 Scott Paper Company de Costa Rica, S.A. Timber, pulp and paper FY78, 87 4,000 0 938 0 938 3,072 0 3,072 Côte d'Ivoire Etablissements R. Gonfreville, S.A. Textiles FY77, 87 9,656 0 8,021 885 8,905 Industrial Promotion Services (Côte d'Ivoire) S.A. Capital markets FY88 833 0 0 833 833 Omnium Chimique et Cosmétique (COSMIVOIRE). Food and agribusiness FY87 2,129 0 1,716 0 1,716 Omnium de Transformations Alimentaires S.A. Food and agribusiness FY90 834 0 684 174 858 Pêchazur, S.A.R.L. Food and agribusiness FY90 472 0 537 0 537 Société des Industries Alimentaires et Laitières "SIALIM" Food and agribusiness FY88, 90 5,802 0 5,282 884 6,165 16,239 2,775 19,014 Cyprus Dome Investments Limited Tourism FY83 2,058 0 0 274 274 Dominica Fort Young (1986) Ltd. Tourism FY89 700 0 0 701 701 Dominican Republic Cementos Nacionales, S.A. Cement and construction materials FY74, 81, 88 7,828 0 0 1,828 1,828 Compañía Dominicana de Leasing, S.A. Capital markets FY84 3,150 0 0 52 52 Productora Nacional de Algodón, C. por A. Food and agribusiness FY83, 84, 89 2,936 2,400 1,363 728 2,091 Sociedad Comercializadora S.A. Cement and construction materials FY90 85 0 0 85 85 Transamerican Hoteles, Dechiaro, Siskind, Vincent & Co. S. en C. por A. Tourism FY87 6,000 0 5,633 0 5,633 Zona Franca San Isidro S.A. Industrial services FY90 6,000 0 6,000 0 6,000 12,996 2,692 15,688 Ecuador Compañía Financiera Ecuatoriana de Desarrollo, S.A. Development financing FY69, 73, 75, 77, 81, 82, 89 4,589 0 4,000 375 4,375 Facturas Internacionales S.A. Capital markets FY88 88 0 0 88 88 4,000 463 4,463 Egypt, Arab Republic of Alexandria National Iron & Steel Company S.A.E. Iron and steel FY84 38,400 64,000 0 7,200 7,200 Aluminum Sulphate Company of Egypt S.A.E. Chemicals and petrochemicals FY86 565 0 0 565 565 Arab Ceramic Company S.A. Cement and construction materials FY76, 82 6,243 1,500 772 954 1,726 Bechtel Egypt S.A.E. Industrial services FY88 100 0 0 100 100 Crocodile Tourist Project Company SAE Tourism FY82 5,131 0 650 721 1,371 Delta Sugar Company S.A.E. Food and agribusiness FY78, 83 15,506 8,000 5,000 3,506 8,506 Egypt Investment Finance Corporation, S.A.E. Capital markets FY85 1,640 0 0 139 139 Ismailia Fish Farming Company, S.A.E. Food and agribusiness FY80, 81, 83 5,009 0 965 100 1,065 Ismailia Misr Poultry Company, S.A.E. Food and agribusiness FY79, 83 14,353 0 0 1,645 1,645 Meleiha Oil Development and Exploration Project. Energy FY87, 88 28,700 0 0 17,821 17,821 Phoenix Resources Company of Egypt Energy FY88 20,000 0 12,800 0 12,800 Suez Cement Company S.A.E. Cement and construction materials FY80 30,000 0 4,289 0 4,289 24,476 32,752 57,229 Ethiopia Red Sea Petroleum Exploration Program Energy FY89 7,800 0 0 7,800 7,800 81 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Fiji Capos Limited Tourism FY86 8,818 0 8,171 0 8,171 Fiji Forest Industries Limited Timber, pulp and paper FY87 3,627 0 1,989 1,638 3,627 Merchant Bank of Fiji Limited. Capital markets FY87 2,347 0 0 347 347 10,160 1,985 12,145 Gabon Compagnie Minière de l'Ogooué Mining FY89 32,000 0 27,000 0 27,000 Elf Gabon. Energy FY90 10,000 0 10,000 0 10,000 Shell Gabon S.A. Energy FY89 50,000 110,000 50,000 0 50,000 Société de Placages d'Essassa S.A., Timber, pulp and paper FY88 3,671 0 4,386 0 4,386 91,386 0 91,386 Gambia, The Kombo Beach Hotel Limited Tourism FY84 2,823 0 4,623 0 4,623 Ghana Ashanti Goldfields Corporation (Ghana) Limited Mining FY85, 90 62,500 62,500 62,500 0 62,500 Canadian Bogosu Resources Limited Mining FY88, 89, 90 20,000 0 18,500 1,500 20,000 Continental Acceptances Limited Capital markets FY90 875 0 0 875 875 Ghanaian-Australian Goldfields Limited Mining FY90 3,000 0 0 3,000 3,000 Keta Basin Oil Energy FY90 0 0 0 2,900 2,900 Wahome Steel Limited Iron and steel FY90 3,200 0 3,200 0 3,200 84,200 8,275 92,475 Greece Aluminium de Grèce, Société Anonyme Industrielle et Commerciale Nonferrous metals FY70, 72 4,922 3,731 0 577 577 Grenada Issa Nicholas (Grenada) Limited Tourism FY86 6,000 0 4,500 0 4,500 Guinea Banque Internationale pour le Commerce et l'Industrie de la Guinée Capital markets FY87 1,000 0 0 1,000 1,000 Société Aurifère de Guinée S.A. Mining FY88 7,500 0 7,402 0 7,402 Société Mixte Aredor Guinée S.A. Mining FY83 14,835 0 6,200 1,228 7,428 13,602 2,228 15,830 Guinea-Bissau Anetibene Petroleum Exploration Program Energy FY90 5,850 0 0 5,850 5,850 Haiti Promoteurs et Investisseurs Associés, S.A. Food and agribusiness FY82 1,500 0 263 114 377 Honduras Granjas Marinas San Bernardo S.A. de C.V. Food and agribusiness FY87 575 0 0 575 575 Textiles Río Lindo, S.A. de C.V. Textiles FY78, 90 4,770 6,000 2,742 1,000 3,742 2,742 1,575 4,317 Hungary AGROFERM Hungarian-Japanese Fermentation Industry Ltd. Food and agribusiness FY87 11,250 0 8,550 2,700 11,250 Dexter Mold Making Company Limited General manufacturing FY90 3,893 0 3,006 922 3,928 Dunamont Polisztirolgyarto Rt Textiles FY89 17,209 11,375 15,430 3,735 19,165 First Hungarian Investment Advisory Rt. Financial services FY90 36 0 0 36 36 Salgotarjan Glass Wool Limited Industrial equipment and machinery FY88 4,972 0 3,440 1,533 4,973 Tetra Pak Hungary Limited Timber, pulp and paper FY90 10,510 0 7,471 3,039 10,510 The First Hungary Fund Limited Financial services FY90 7,500 0 0 7,500 7,500 Unicbank Rt. Capital markets FY87 3,227 0 0 3,227 3,227 82 37,897 22,692 60,589 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity India Ahmedabad Electricity Company, Limited Industrial services FY89 19,455 0 21,384 0 21,384 Bihar Sponge Iron Limited Iron and steel FY85 15,440 0 16,651 630 17,280 Deepak Fertilisers and Petrochemicals Corporation Limited Fertilizers FY80, 82, 87, 89 11,722 0 3,748 2,851 6,599 Export-Import Bank of India Capital markets FY87 15,000 0 14,174 0 14,174 Gujarat Narmada Valley Fertilizers Company Limited Fertilizers FY87 33,911 0 39,192 0 39,192 Gujarat Rural Housing Finance Corporation Capital markets FY87 195 0 0 195 195 Gujarat State Fertilizers Chemicals and petrochemicals FY89 27,161 0 30,039 0 30,039 Hero Honda Motors Limited Automotive and accessories FY87 7,738 0 7,453 0 7,453 Hindustan Motors Limited Automotive and accessories FY87 36,886 0 29,452 0 29,452 Housing Development Finance Corporation Limited Capital markets FY78, 87 5,608 0 200 1,001 1,201 India Equipment Leasing Limited. Capital markets FY86 2,817 0 0 309 309 India Lease Development Limited Capital markets FY85, 90 5,786 0 0 786 786 Invel Transmissions Limited Automotive and accessories FY88 1,067 0 0 1,067 1,067 J.M. Share & Stock Brokers Private Limited Capital markets FY90 430 0 0 430 430 Keltron Telephone Instruments Limited. Industrial equipment and machinery FY89, 90 394 0 0 394 394 Mahindra Ugine Steel Company, Ltd. Iron and steel FY64, 75, 79, 90 14,324 142 0 2,499 2,499 Mahindra & Mahindra Ltd. Automotive and accessories FY90 16,383 0 10,000 6,383 16,383 Modi Cement Limited Cement and construction materials FY85 13,047 0 22,241 0 22,241 Nagarjuna Coated Tubes Limited Iron and steel FY81 0 0 1,500 245 1,745 Nagarjuna Signode Limited Iron and steel FY86 0 0 1,173 300 1,473 Nagarjuna Steels Limited Iron and steel FY87 8,150 0 323 241 563 Tata Electric Companies Industrial services FY90 42,689 0 42,689 0 42,689 The Great Eastern Shipping Company Limited Industrial services FY86 11,866 0 5,975 5,891 11,866 The Indian Rayon Corporation Limited. Cement and construction materials FY82, 87 14,554 0 4,118 0 4,118 The Tata Iron and Steel Company Limited Iron and steel FY81, 86, 89 70,844 20,000 28,786 12,336 41,122 Titan Watches Limited General manufacturing FY87, 89, 90 22,174 0 20,539 510 21,050 UCAL Fuel Systems Limited Automotive and accessories FY90 628 0 0 628 628 WBI Advanced Technology. General manufacturing FY89 200 0 0 200 200 299,636 36,895 336,532 Indonesia Bank Niaga Capital markets FY90 7,500 0 7,500 0 7,500 Nomura Jakarta Fund (NJF) Capital markets FY90 3,000 0 0 1,450 1,450 P.T. Astra International, Incorporated Automotive and accessories FY90 25,000 0 0 12,500 12,500 P.T. Asuransi Jiwa Dharmala Manulife Capital markets FY88 321 0 0 321 321 P.T. Bali Holiday Village Tourism FY88 9,325 2,000 3,063 0 3,063 P.T. Bank Umum Nasional Capital markets FY90 10,000 0 10,000 0 10,000 P.T. Jakarta International Hotel Tourism FY73, 89 5,498 7,000 0 2,664 2,664 P.T. Monterado Mas Mining Mining FY88 5,500 4,500 3,500 2,000 P.T. Papan Sejahtera 5,500 Capital markets FY80 5,202 0 0 1,202 1,202 P.T. Private Development Finance Company of Indonesia, Development financing FY74 483 0 0 362 362 P.T. Saseka Gelora Leasing Capital markets FY82, 85 3,371 2,000 0 371 371 P.T. Semen Andalas Indonesia Cement and construction materials FY80, 88 27,658 25,898 20,871 0 P.T. Unitex 20,871 Textiles FY71 1,550 1,750 0 347 347 44,933 21,217 66,151 Jamaica Eagle Merchant Bank of Jamaica Limited Capital markets FY89 5,000 0 5,000 0 Jamaica Citizens Bank Limited 5,000 Capital markets FY89 5,000 0 5,000 0 Jamaica Flour Mills Limited 5,000 Food and agribusiness FY82 5,000 0 440 0 Mutual Security Bank Limited 440 Capital markets FY89 5,000 0 5,000 0 St. Mary Banana Estates Limited 5,000 Food and agribusiness FY87 4,660 0 3,701 879 The Falcon Fund (1985) Limited 4,580 Financial services FY86 2,555 0 1,115 0 1,115 20,257 879 21,136 83 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Jordan Al-Hikma Pharmaceuticals Company General manufacturing FY87 2,193 0 2,072 0 2,072 Jordan Lime and Silicate Brick Industries Company Limited Cement and construction materials FY79, 85 3,848 0 1,539 0 1,539 Jordan Phosphate Mines Company Limited Fertilizers FY75, 78, 82 38,229 50,000 3,556 0 3,556 7,166 0 7,166 Kenya Bamburi Portland Cement Company Limited Cement and construction materials FY82 4,430 0 1,642 0 1,642 Development Finance Company of Kenya Limited Development financing FY80, 84 6,381 0 2,750 1,314 4,064 Diamond Trust of Kenya Limited Capital markets FY82 804 0 0 804 804 Equatorial Beach Properties Limited Tourism FY86 3,671 0 6,036 0 6,036 Industrial Promotion Services (Kenya) Limited Capital markets FY82, 87 2,046 0 0 2,046 2,046 Kenya Commercial Finance Company Limited Capital markets FY81 5,000 0 1,434 0 1,434 Leather Industries of Kenya Limited General manufacturing FY84 2,713 0 1,030 595 1,625 Panafrican Paper Mills (E.A.) Limited. Timber, pulp and paper FY70, 74, 77, 79, 81, 90 43,049 3,965 17,800 4,510 22,310 Rift Valley Textiles Limited. Textiles FY76 9,638 1,296 3,888 0 3,888 Tetra Pak Converters Limited. Timber, pulp and paper FY83 2,540 0 310 0 310 Tourism Promotion Services (Kenya) Ltd. Tourism FY72 1,629 791 0 45 45 34,892 9,314 44,206 Korea, Republic of Anam Industrial Company Limited Industrial equipment and machinery FY88 15,747 0 0 15,747 15,747 Gold Star Company, Ltd General manufacturing FY75, 76, 77, 79, 80, 84, 85, 87, 88 35,908 13,635 0 15,531 15,531 Hae Un Dae Development Company, Ltd Tourism FY75, 90 3,957 0 0 1,207 1,207 Korea Development Investment Corporation Capital markets FY83, 85 5,952 0 0 5,952 5,952 Korea Development Leasing Corporation Capital markets FY77, 79, 87, 90 6,754 10,000 0 1,223 1,223 Korea Investment and Finance Corporation Capital markets FY71, 74, 76, 79, 80, 82, 85, 89 8,509 0 0 6,920 6,920 Korea Long Term Credit Bank Development financing FY68, 74, 76, 77, 78, 80, 88, 90 32,478 8,938 0 22,005 22,005 Korea Securities Finance Corporation Capital markets FY75, 77, 80, 82, 84 8,392 0 0 2,014 2,014 Korea Zinc Company, Ltd. Nonferrous metals FY76, 86 26,612 0 4,736 5,612 10,348 Taihan Bulk Terminal Co., Ltd. Industrial services FY81 6,000 3,500 0 2,500 2,500 Tong Yang Nylon Company, Limited Textiles FY75, 88, 89 12,060 0 0 4,545 4,545 4,736 83,256 87,992 Liberia Liberian Bank for Development and Investment Development financing FY66, 77, 84 702 1 0 70 70 Liberian Timber and Plywood Operation Company Timber, pulp and paper FY88 8,500 0 7,286 O 7,286 7,286 70 7,356 Madagascar Financière d'Investissement ARO Capital markets FY90 283 0 0 283 283 La Cotonnière Antsirabé (COTONA) S.A. Textiles FY86, 90 11,032 0 10,085 184 10,269 Les Pêcheries de Nossi Bé, S.A. Food and agribusiness FY84, 90 7,009 0 4,952 249 5,202 Société Textile de Majunga S.A. Textiles FY77, 87 15,026 0 3,550 309 3,859 18,588 1,025 19,613 84 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Malawi David Whitehead and Sons (Malawi) Ltd Textiles FY76, 82 10,784 0 1,868 0 1,868 Dwangwa Sugar Corporation Limited Food and agribusiness FY77, 81, 85 11,306 0 6,643 0 6,643 Ethanol Company Limited Chemicals and petrochemicals FY81, 82 2,458 0 199 245 444 Investment and Development Bank of Malawi Limited Development financing FY79 605 0 0 605 605 The Leasing and Finance Company of Malawi, Limited Capital markets FY86, 90 858 0 0 186 186 Viphya Plywoods and Allied Industries Limited Timber, pulp and paper FY87 4,427 0 3,907 500 4,407 12,618 1,537 14,154 Malaysia South East Asia Venture Investment Project (SEAVI) Capital markets FY85 1,000 0 0 812 812 Twenty First Century Oleochemicals Sdn. Bhd. Chemicals and petrochemicals FY90 5,238 3,400 4,500 738 5,238 4,500 1,550 6,050 Mauritius Saxon Management Limited and Saxon Properties Limited Tourism FY90 3,605 0 2,686 984 3,670 Socota Textile Mills Ltd. Textiles FY87 5,993 0 4,643 993 5,636 Textile Industries Limited Textiles FY90 3,100 0 3,100 0 3,100 10,428 1,977 12,406 Mexico Agro Industrial Exportadora, S.A. de C.V. Food and agribusiness FY87 2,001 0 357 0 357 Apasco, S.A. de C.V. Cement and construction materials FY88, 89, 90 56,250 0 10,250 0 10,250 Banca Serfin, S.N.C. Development financing FY89 60,000 0 60,000 0 60,000 Banco Nacional de México, S.N.C. Capital markets FY90 60,000 0 60,000 0 60,000 Bancomer, S.N.C. Capital markets FY90 20,000 0 20,000 0 20,000 Celulosa y Papel de Durango, S.A. de C.V. Timber, pulp and paper FY86, 89 13,069 0 10,000 3,069 13,069 Cementos Veracruz, S.A. Cement and construction materials FY73, 79 11,352 4,500 446 0 446 Cemex Group Cement and construction materials FY89 60,000 8,000 60,000 0 60,000 Conductores Monterrey, S.A. Industrial equipment and machinery FY79 5,000 13,000 4,496 0 4,496 Crescent Market Aggregates Project. Mining FY88 37,000 0 14,000 0 14,000 Empresas Tolteca de México, S.A. Cement and construction materials FY79, 84 37,950 138,000 4,412 3,427 7,839 Fomento Económico Mexicano S.A. de C.V. (Visa) General manufacturing FY89, 90 107,600 0 80,000 27,600 107,600 Grupo Condumex S.A. de C.V. General manufacturing FY90 35,000 15,000 35,000 0 35,000 Grupo Primex, S.A. de C.V. Chemicals and petrochemicals FY85 12,000 4,400 2,000 0 2,000 Hotel Camino Real Ixtapa, S.A. Tourism FY79, 81, 87 4,201 0 0 4,198 4,198 Indelpro, S.A. de C.V.. Chemicals and petrochemicals FY90 27,000 3,000 27,000 0 27,000 Industrias Sulfamex, S.A. de C.V. Fertilizers FY87 2,500 0 1,900 500 2,400 Metalsa, S.A. Automotive and accessories FY84, 88 9,400 0 5,750 0 5,750 Papeles Ponderosa, S.A. Timber, pulp and paper FY79, 81, 84 11,157 4,500 340 0 340 Polimar, S.A. de C.V. Chemicals and petrochemicals FY89 14,500 0 14,500 0 14,500 Proteison, S.A. de C.V. Food and agribusiness FY85 2,770 0 0 820 820 Salumi, S.A. de C.V. Food and agribusiness FY88, 90 22,516 0 17,516 2,000 19,516 Sealed Power de Mexico, S.A. de C.V. and Spimex, S.A. de C.V. Automotive and accessories FY88 9,000 0 7,500 0 7,500 Universal de Valores, S.A. de C.V. Food and agribusiness FY81 9,300 5,000 497 1,670 2,167 Vidrio Plano de México, S.A. and Vitro Flotado, S.A. Industrial equipment and machinery FY80 15,000 99,900 3,000 0 3,000 438,964 43,284 482,248 85 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Morocco Banque Nationale pour le Développement Economique Development financing FY63, 78, 84, 86 46,690 40,240 44,425 1,544 45,970 Cimenterie Nouvelle de Casablanca -Cinouca, S.A. Cement and construction materials FY82, 83 17,844 0 5,925 2,044 7,969 Compagnie Maritime Maroco-Norvégienne (COMARIT) Industrial services FY89 4,300 2,000 3,991 0 3,991 Crédit Immobilier et Hôtelier Development financing FY87, 90 67,150 78,304 66,199 0 66,199 Fruitière Marocaine de Transformation "FRUMAT" Food and agribusiness FY86 7,583 0 5,327 0 5,327 Settat Filature "SETAFIL" Textiles FY88 4,864 0 3,378 919 4,298 Société Minière du Bou-Gaffer "SOMIFER" Nonferrous metals FY80 15,335 0 0 2,348 2,348 129,246 6,855 136,101 Mozambique Companhia Agro-Industrial Lonrho-Moçambique Limitada Food and agribusiness FY87 2,500 0 2,000 0 2,000 Xai Xai Energy FY88 7,750 0 0 5,237 5,237 2,000 5,237 7,237 Nepal Nepal Orind Magnesite (Private) Limited Mining FY82 4,966 0 8,716 0 8,716 Soaltee Hotel Limited. Tourism FY75 3,128 0 0 428 428 8,716 428 9,144 Niger Les Moulins du Sahel, S.A. Food and agribusiness FY82 2,267 0 2,404 0 2,404 Nigeria Afcott Nigeria Limited. Food and agribusiness FY90 4,500 0 4,500 0 4,500 Arewa Textiles, Ltd. Textiles FY64, 67, 70 847 728 0 442 442 Dunlop Nigerian Industries Limited Automotive and accessories FY88 12,500 0 12,500 0 12,500 Ikeja Hotel Limited Tourism FY81, 85, 88, 90 13,051 0 9,135 1,459 10,593 Nigerian Textile Mills Limited Textiles FY80, 87, 90 23,490 0 2,862 0 2,862 Tiger Battery Company (Nigeria) Limited General manufacturing FY85, 90 4,397 2,429 6,308 0 6,308 35,305 1,901 37,206 Oman Oman Development Bank S.A.O.G. Development financing FY79 2,029 0 0 1,014 1,014 Pakistan Attock Refinery Limited. Energy FY79, 82, 84 8,357 7,500 0 607 607 Dawood Hercules Chemicals, Ltd. Fertilizers FY69, 89 21,223 0 17,300 2,923 20,223 First International Investment Bank Limited Capital markets FY90 683 0 0 683 683 Habib Arkady Limited Food and agribusiness FY81 3,315 0 2,100 165 2,265 Hala Spinning Limited Textiles FY89 3,217 0 2,992 0 2,992 Mari Gas Company Limited Energy FY86 24,982 21,543 5,144 0 5,144 Millat Tractors Limited Industrial equipment and machinery FY88 4,898 0 5,539 0 5,539 Packages Limited Timber, pulp and paper FY65, 80, 82, 87, 88 16,932 10,087 6,188 620 6,808 Pakistan Industrial Credit and Investment Corporation Limited Development financing FY63, 69, 75, 89 3,629 0 0 592 592 Pakistan Oilfields Limited Energy FY79, 82, 84 8,183 7,000 0 1,028 1,028 Pakistan Petroleum Limited Chemicals and petrochemicals FY83, 85 26,856 79,200 13,810 1,560 15,370 Pak-Suzuki Motor Company Limited. Automotive and accessories FY90 15,559 0 15,559 0 15,559 Rupali Polyester Limited Textiles FY90 22,097 0 20,097 2,000 22,097 Thatta Exploration Project Energy FY87 6,800 0 0 1,607 1,607 88,728 11,784 100,513 Panama Banco Latinoamericano de Exportaciones, S.A. Capital markets FY79, 85, 86, 88 49,827 0 12,750 2,500 15,250 Vidrios Panameños, S.A. General manufacturing FY78 3,800 0 0 640 640 12,750 3,140 15,890 86 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Paraguay Empresa Hotelera de Encarnación S.A. Tourism FY81, 86 1,450 0 135 280 415 Sociedad Agrícola Golondrina S.A. Food and agribusiness FY82, 90 7,358 0 3,578 0 3,578 3,713 280 3,993 Peru Compañía de Cemento Pacasmayo, S.A. Cement and construction materials FY64, 67 248 1,357 0 91 91 Compañía de Minas Buenaventura, S.A. Mining FY79, 83, 86 8,060 0 0 2,060 2,060 Compañía de Minas Orcopampa, S.A.. Mining FY86 9,000 0 6,000 0 6,000 Compañía Minera San Ignacio de Morococha, S.A. Nonferrous metals FY80, 85 7,200 0 0 500 500 Consorcio Energético de Huancavelica, S.A. Industrial services FY82 4,500 0 1,732 0 1,732 S.A. Minera Regina Nonferrous metals FY85 5,240 0 1,500 240 1,740 9,232 2,891 12,123 Philippines Acoje Mining Company, Inc. Mining FY77, 85 3,721 0 1,342 0 1,342 All Asia Capital and Leasing Corporation (AACL) Capital markets FY80, 83, 85, 5,848 6,000 1,413 656 2,069 BPI Agricultural Development Bank Development financing FY88 976 0 0 976 976 Davao Union Cement Corporation Cement and construction materials FY81 16,000 0 3,503 0 3,503 General Milling Corporation Food and agribusiness FY79, 90 5,730 0 0 1,730 1,730 Hambrecht & Quist Venture Capital Fund Capital markets FY89 2,417 0 0 2,326 2,326 Manila Electric Company Industrial services FY89 36,926 2,958 25,932 0 25,932 Maria Cristina Chemical Industries, Inc. Iron and steel FY74, 79 2,190 0 0 436 436 NDC-Guthrie Plantations, Inc. Food and agribusiness FY82 11,000 0 11,000 0 11,000 Philippine Associated Smelting and Refining Corporation Nonferrous metals FY81 5,000 0 0 5,000 5,000 Philippine Long Distance Telephone Company Industrial services FY70, 82, 87, 88, 90 88,530 40,000 84,000 0 84,000 Pure Foods Corporation Food and agribusiness FY86 1,391 0 0 1,390 1,390 127,190 12,513 139,703 Poland Centrala Spoldzielni Ogrodniczych Pszczelarskich (Hortex) Food and agribusiness FY89 15,044 0 17,432 0 17,432 Export Development Bank Financial services FY90 30,055 0 30,055 0 30,055 47,487 0 47,487 Portugal Banco Português de Investimento Development financing FY82, 85, 87, 88, 89, 90 22,655 2,000 8,000 3,410 11,410 Finantia Capital Sociedade de Capital de Risco S.A Capital markets FY90 4,000 0 0 4,000 4,000 Finantia-Sociedade de Investimentos, S.A. Capital markets FY88, 89 1,239 0 0 996 996 Inter-Risco-Sociedade de Capital de Risco S.A. Capital markets FY90 22 0 0 265 265 União Industrial Textil e Quimica, S.A. Chemicals and petrochemicals FY89 6,629 0 6,629 0 6,629 14,629 8,671 23,299 Rwanda Société Rwandaise des Allumettes (SORWAL) S.A.R.L. Timber, pulp and paper FY88 197 0 0 197 197 Senegal Africamer S.A. Food and agribusiness FY90 3,454 0 3,581 0 3,581 African Seafood S.A. Food and agribusiness FY86, 88, 89 4,201 0 2,993 950 3,943 Banque de l'Habitat du Sénégal S.A. Capital markets FY80 465 0 0 465 465 Industries Chimiques du Sénégal, S.A.. Fertilizers FY82, 88 37,145 0 13,800 145 13,945 20,374 1,560 21,933 Seychelles Ailee Development Corporation Ltd. Tourism FY87 9,132 0 10,672 0 10,672 87 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Sierra Leone Sierra Cement Manufacturing Company, Limited-"SERACEM" Cement and construction materials FY80 2,050 0 2,050 0 2,050 Somalia Somali Bag Company Limited General manufacturing FY85 976 0 1,103 0 1,103 Somali Molasses Company Limited Industrial services FY81 375 0 69 0 69 1,172 0 1,172 Spain Sociedad Española de Financiación de la Innovación, S.A. Capital markets FY78 877 0 0 346 346 Sri Lanka Bank of Ceylon Capital markets FY78, 81 7,000 0 2,022 0 2,022 Development Finance Corporation of Ceylon. Development financing FY78, 80, 83 457 0 0 457 457 Taj Lanka Hotels Limited Tourism FY81 8,900 11,100 1,800 650 2,450 Union Assurance Limited Capital markets FY88 485 0 0 485 485 3,822 1,592 5,414 Sudan Cotton Textile Mills, Ltd. Textiles FY76 9,979 0 871 0 871 Gezira Managil Textile Company Limited Textiles FY78 8,083 0 669 0 669 1,540 0 1,540 Swaziland Natex Swaziland Limited Textiles FY88 8,770 0 5,000 1,771 6,771 Spintex Holdings Swaziland Textiles FY90 3,726 0 0 3,726 3,726 Swaziland Industrial Development Company Limited Development financing FY87, 89 3,000 0 2,300 700 3,000 The National Textile Corporation of Swaziland Limited Textiles FY85 2,202 0 1,233 0 1,233 The Royal Swaziland Sugar Corporation Limited Food and agribusiness FY78, 86 10,429 0 0 461 461 8,533 6,658 15,191 Tanzania Amboni Limited. Food and agribusiness FY85 4,379 712 2,770 0 2,770 Highland Soap and Allied Products Limited General manufacturing FY78 1,741 0 472 0 472 Tanganyika Sisal Spinning Company Limited Food and agribusiness FY90 2,000 0 2,000 0 2,000 5,242 0 5,242 Thailand HMC Polymers Company Limited Chemicals and petrochemicals FY88 16,499 11,000 15,000 1,497 16,497 National Petrochemical Corporation Limited Chemicals and petrochemicals FY84, 86, 88, 89 35,512 0 35,000 512 35,512 Northeast Agriculture Company Limited Food and agribusiness FY87, 90 2,147 0 1,744 517 2,261 Peroxythai Limited Chemicals and petrochemicals FY89 10,700 0 10,700 0 10,700 Phansrivivat Company, Ltd Food and agribusiness FY88 4,673 0 3,600 1,074 4,674 Sea Minerals Limited Nonferrous metals FY83 556 0 0 482 482 Siam Asahi Technoglass Co., Ltd. General manufacturing FY90 2,353 0 0 2,353 2,353 Siam City Cement Co., Ltd. Cement and construction materials FY79, 81, 85, 87 56,169 68,000 0 2,860 2,860 Siam Commercial Bank (SCB) Development financing FY90 15,000 0 0 15,000 15,000 The Mutual Fund Company Limited Financial services FY77, 90 554 0 0 554 554 The Siam Cement Co., Ltd. Cement and construction materials FY69, 76, 78, 80, 85 16,878 15,874 0 1,422 1,422 The Thai Farmers Bank Limited Development financing FY90 5,000 0 0 5,000 5,000 66,044 31,271 97,315 Togo Ducros-Togo, S.A. Food and agribusiness FY88 1,303 0 1,522 0 1,522 Société Togolaise de Sidérurgie, S.A. Iron and steel FY88 850 0 815 0 815 Togotex International S.A. Textiles FY90 1,611 0 0 1,611 1,611 88 2,336 1,611 3,948 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Trinidad and Tobago The Home Mortgage Bank. Capital markets FY87 411 0 0 411 411 Trinidad and Tobago Development Finance Company Limited Development financing FY89 469 0 0 471 471 Trinidad Nitrogen Company Limited Fertilizers FY87 34,930 150,000 28,376 0 28,376 28,376 882 29,258 Tunisia Adwya S.A. General manufacturing FY87 2,390 0 2,480 286 2,766 Banque de Développement Economique de Tunisie Development financing FY66, 70, 78 2,305 0 0 2,305 2,305 Banque Nationale de Développement Touristique Development financing FY69 9,081 1,167 0 2,248 2,248 Comète Engineering Industrial services FY87 38 0 0 38 38 Industries Chimiques du Fluor, S.A. Nonferrous metals FY74 640 0 0 640 640 Rozzi Edilizzia Industrializzata de Tunisie "REIT" Industrial equipment and machinery FY87 1,565 0 1,364 415 1,779 Société des Industries Textiles Réunies, S.A. Textiles FY88 4,393 0 2,686 2,146 4,831 Société Industrielle des Textiles (SITEX) Textiles FY86 8,211 0 4,063 2,152 6,214 Société Minière de Spath Fluor et Barytine "Fluobar" Mining FY85 245 0 0 245 245 Société Tunisienne de Leasing "Tunisie Leasing", S.A. Capital markets FY85, 86 3,938 0 497 0 497 Sociétés d'Etudes et de Développement de Sousse Nord Tourism FY73, 75 3,161 0 0 631 631 11,088 11,107 22,195 Turkey Anadolu Cam Sanayii A.S Industrial equipment and machinery FY70, 86, 87, 88, 90 19,552 3,294 10,328 2,054 12,382 Cam Elyaf Sanayii A.S. Industrial equipment and machinery FY86 7,942 0 7,913 0 7,913 Dusa Endustriyel Iplik Sanayi Textiles FY89 17,000 8,000 17,000 0 17,000 Elginkan Holding A.S. General manufacturing FY88 16,454 0 17,432 0 17,432 Eska Turism ve Ticaret A.S. Tourism FY86, 89 9,078 0 9,978 0 9,978 Guney Sanayi ve Ticaret Isletmeleri A.S. Textiles FY87 16,478 0 17,457 0 17,457 Is Genel Finansal Kiralama A.S. Capital markets FY88, 90 536 0 0 536 536 Isko Testil Sanayi ve Ticaret A.S. Textiles FY89 32,266 0 38,847 0 38,847 Kamelya Turizm Isletmecilik Ticaret A.S. Tourism FY90 11,844 0 12,022 0 12,022 Kiris Otelcilik Ve Turizm A.S. Tourism FY89, 90 13,029 0 14,514 0 14,514 Kirklareli Cam Sanayii A.S. General manufacturing FY81, 89 30,450 1,955 22,442 0 22,442 Man Kamyon ve Otobus Sanayi A.S. Automotive and accessories FY85 6,466 0 8,016 0 8,016 Mersin Enternasyonal Otelcilik, A.S. Tourism FY90 8,500 4,000 8,500 0 8,500 M.A.N. Motor Sanayi ve Ticaret A.S Automotive and accessories FY82 7,886 0 4,082 0 4,082 Pinar Entegre et ve Yem Sanayii A.S.. Food and agribusiness FY84 3,900 0 1,671 0 1,671 Ram Dis Ticaret A.S. Capital markets FY89 3,249 1,505 3,697 0 3,697 Sanko Santral Konfeksiyon ve Ticaret A.S. General manufacturing FY89 6,223 0 7,213 0 7,213 Santral Dikis Sanayii A.S. Textiles FY89 7,338 0 8,415 0 8,415 Sariville Turistik Tesisler A.S. Tourism FY89 4,811 0 3,006 2,151 5,157 Silkar Turizm Yatirim ve Isletmeleri A.S. Tourism FY86, 90 18,984 9,601 14,679 4,893 19,572 Simplot-Besikcioglu A.S. French Fries (SB). Food and agribusiness FY90 9,000 0 9,000 0 9,000 Trakya Cam Sanayii A.S. Industrial equipment and machinery FY79, 81, 83, 84, 89 62,495 31,395 38,061 7,133 45,194 Turk Dis Ticaret Bankasi A.S. Capital markets FY89 12,500 47,500 12,500 0 12,500 Turkiye Sinai Kalkinma Bankasi, A.S Development financing FY64, 67, 69, 72, 73, 75, 76, 77 19,742 45,028 0 2,698 2,698 Uluslararasi Endustri ve Ticaret Bankasi A.S. Financial services FY85, 88 15,000 45,000 15,000 0 15,000 Viking Kagit ve Seluloz, A.S. Timber, pulp and paper FY70, 71, 82, 83 3,323 0 0 823 823 Yeditepe Beynelmilel Otelcilik Turizm ve Ticaret A.S. Tourism FY90 25,000 24,000 21,000 4,000 25,000 322,773 24,289 347,062 89 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Uganda Development Finance Company of Uganda Limited Development financing FY85 375 0 0 376 376 Sugar Corporation of Uganda Food and agribusiness FY84 8,000 0 8,000 0 8,000 The Toro and Mityana Tea Company Limited Food and agribusiness FY84 1,123 500 439 0 439 Uganda Tea Corporation Limited Food and agribusiness FY85 2,808 0 3,139 0 3,139 11,578 376 11,954 Uruguay Astra Pesquerías Uruguayas S.A. Food and agribusiness FY79, 83, 86, 89, 90 10,042 0 7,330 0 7,330 Azucitrus S.A. Food and agribusiness FY85 9,972 0 8,606 2,400 11,006 Migranja S.A. Food and agribusiness FY90 4,350 0 2,350 2,000 4,350 Sur Invest Casa Bancaria S.A. Capital markets FY89 12,586 10,000 730 1,786 2,516 19,015 6,186 25,202 Venezuela C.A. Venzolana de Cementos Cement and construction materials FY88 10,000 0 10,000 0 10,000 Operaciones al Sur del Orinoco Iron and steel FY89 37,375 35,750 37,375 0 37,375 Polipropileno de Venezuela Chemicals and petrochemicals FY89 33,000 14,000 40,000 0 40,000 87,375 0 87,375 Yemen Arab Republic Marib Agriculture Company, Y.S.C. Food and agribusiness FY87 2,703 0 2,400 0 2,400 National Company for Vegetable Oil and Ghee Industries Limited Food and agribusiness FY85 4,652 0 3,557 0 3,557 Yemen Battery Manufacturing Company, Y.S.C. General manufacturing FY84, 85 3,797 349 3,250 0 3,250 Yemen Hunt Oil Company Energy FY86 9,000 0 1,125 0 1,125 10,332 0 10,332 Yugoslavia Belisce-Bel Tvornica Papira, Poluceluloze i Kartonaze-Belisce. Timber, pulp and paper FY73, 81 30,976 39,889 6,670 0 6,670 Ina-Naftaplin Energy FY85 28,873 8,909 9,574 0 9,574 Industrija Za Avtomobilski Delovi Traktori-"Ruen" Kocani Automotive and accessories FY82 10,631 0 7,258 0 7,258 Institut Za Fizikalnu Medicinu I Rehabilitaciju-Dr. Simo Milosevic-Igalo Industrial services FY82 19,149 0 16,903 0 16,903 Investiciona Banka Titograd-Udruzena Banka Tourism FY80 21,000 0 5,000 0 5,000 ISKRA Industrial equipment and machinery FY85, 89 22,668 10,600 23,751 0 23,751 Jugobanka-Udruzena Banka Beograd Financial services FY86 25,445 10,360 26,413 0 26,413 Ljubljanska Banka-Zdruzena Banka Financial services FY83, 86 71,149 30,117 62,960 0 62,960 Radoje Dakic Industrial equipment and machinery FY80 18,700 0 4,675 0 4,675 Salonit Anhovo Industrija Grad Materiala Cement and construction materials FY90 7,500 0 7,901 0 7,901 Small-Scale Enterprise Project (Loan to Eight Banks) Financial services FY80 26,000 4,233 5,797 0 5,797 Sour Energoinvest Industrial equipment and machinery FY85 15,180 0 13,088 0 13,088 Tovarna Avtomobilov in Motorjev Maribor. Automotive and accessories FY71, 80, 87 35,390 869 28,332 0 28,332 Tovarna Avtopnevmatike "Sava-Semperit" Automotive and accessories FY72, 78, 80, 88 26,815 1,341 15,028 0 15,028 Tvornica Kartona I Ambalaze Cazin Timber, pulp and paper FY77 10,821 7,366 4,448 0 4,448 UNIAL-Tovarna Glinice in Aluminija Boris Kidric. Nonferrous metals FY86 35,603 0 39,252 0 39,252 Vojvodjanska Banka-Udruzena Banka Financial services FY87, 89 51,940 31,094 56,666 0 56,666 333,715 0 333,715 90 Appendix E Original Investment held for the Corporation Commitments¹ (including undisbursed balances) Country, region Fiscal years in which Total Total Equity Total loans or other area and obligor Sector commitments were made IFC Syndications Loans (at cost) and equity Zaire Grands Hôtels du Zaire, S.Z.A.R.L. Tourism FY85 15,000 0 10,500 0 10,500 Société Financière de Développement Development financing FY70, 85 1,297 0 0 1,297 1,297 Société Textile de Kisangani, S.Z.A.R.L Textiles FY85 9,065 0 9,375 575 9,950 Utexafrica, S.P.R.L. and Usines Textiles Cotonnières de Kinshasa (Utexco), S.Z.A.R.L. Textiles FY88 12,909 0 14,258 0 14,258 34,133 1,872 36,005 Zambia Gwembe Valley Development Company Limited Food and agribusiness FY88 4,500 0 3,700 800 4,500 Kafue Textile of Zambia Limited Textiles FY80, 85 10,746 0 11,296 0 11,296 Masstock (Zambia) Limited. Food and agribusiness FY89 8,000 0 8,000 0 8,000 Zambia Bata Shoe Company Limited General manufacturing FY72, 73 1,146 1,131 0 228 228 Zambia Consolidated Copper Mines Limited Nonferrous metals FY80, 82 45,142 8,000 23,382 0 23,382 Zambia Hotel Properties Limited Tourism FY84 7,500 13,509 7,031 0 7,031 53,410 1,028 54,438 Zimbabwe Crest Breeders International (Private) Limited Food and agribusiness FY86 5,805 0 4,689 625 5,314 Mashonaland Holdings Limited General manufacturing FY90 4,568 0 4,568 0 4,568 Retrofit (Private) Limited Industrial services FY90 357 0 290 67 357 Scotfin Limited Capital markets FY90 7,500 0 7,500 0 7,500 udc Limited Capital markets FY85, 87, 89 11,911 0 10,009 416 10,425 Wankie Colliery Company Limited Mining FY81 20,000 18,000 3,750 0 3,750 30,806 1,108 31,914 Regional Investments Africa SIFIDA Investment Company, S.A. Development financing FY71, 76, 85 3,773 1,940 0 635 635 African Management Services Company Industrial services FY89 1,400 0 0 1,400 1,400 Asia Jardine Fleming Asia Select Limited Financial services FY90 11,422 0 0 10,457 10,457 South East Asia Venture Investment Management, Ltd. (SEAVIM) Capital markets 0 50 50 South East Asia Venture Investment Company N.V. (SEAVIC) Capital markets FY85 1,050 0 0 675 675 Latin America New World Investment Fund Financial services FY89 12,500 0 0 12,500 12,500 0 25,717 25,717 Worldwide Investments Algemene Bank Nederland N.V. (Multi-Country Loan Facility) Capital markets FY90 25,000 25,000 25,000 0 25,000 Banque Indosuez (Multi-Country Loan Facility) Capital markets FY90 25,000 25,000 25,000 0 25,000 Emerging Markets Growth Fund, Inc. Financial services FY88 18,911 0 0 12,664 12,664 Emerging Markets Investment Fund Financial services FY88 10,000 0 0 10,000 10,000 NMB (Multi-Country Loan Facility) Capital markets FY90 25,000 37,500 25,000 0 25,000 75,000 22,664 97,664 Other² (Taiwan, China) Asia Cement Corporation Cement and construction materials FY70 4,019 200 0 36 36 Total 4,067,908 684,112 4,752,020 91 International Finance Corporation Investment Portfolio (continued) June 30, 1990 Expressed in United States dollars (in thousands) Summary JUNE 30, 1990 JUNE 30, 1989 Equity Total Loans Equity TotalLoans Loans (at cost) and Equity Loans (at cost) and Equity INVESTMENTS HELD FOR THE CORPORATION $4,067,908 $684,112 $4,752,020 $3,472,158 $572,492 $4,044,650 Undisbursed balances 1,048,978 114,017 1,162,995 1,151,891 100,038 1,251,929 Disbursed balances $3,018,930 $570,095 $3,589,025 $2,320,267 $472,454 $2,792,721 INVESTMENTS HELD BY THE CORPORATION FOR PARTICIPANTS Total $1,131,202 $349 $1,131,551 $ 923,030 $ 349 $923,379 Undisbursed balances 430,318 - 430,318 183,293 - 183,293 Disbursed balances $ 700,884 $349 $ 701,233 $ 739,737 $349 $740,086 TOTAL INVESTMENTS HELD FOR THE CORPORATION AND FOR PARTICIPANTS Total $5,199,110 $684,461 $5,883,571 $4,395,188 $572,841 $4,968,029 Undisbursed balances 1,479,296 114,017 1,593,313 1,335,184 100,038 1,435,222 Disbursed balances $3,719,814 $570,444 $4,290,258 $3,060,004 $472,803 $3,532,807 1. Commitments include funds to be provided by IFC for its own account, funds to be provided by participants through the purchase of an interest in IFC's investment, and funds to be provided by other financial institutions in association with IFC, where IFC has rendered material assistance in mobilizing those funds. Original commitments are composed of disbursed and undisbursed balances. The undisbursed portion is revalued at current exchange rates while the disbursed portion represents the cost of the com- mitment at the time of the disbursement. Loan investments held for the Corporation are revalued at the current exchange rates. 2. Represents investments made at a time when the authorities on Taiwan represented China in the International Finance Corporation (prior to May 15, 1980). Note: The operational investments are represented by loans and equity, as stated. In addition, in certain investments, the Corporation has the right to acquire shares and/or participate in the profits of the enterprise. 92 International Finance Corporation Statement of Cumulative Gross Commitments Appendix F June 30, 1990 In thousands of United States dollars Country, region Number of Cumulative Gross Commitments 1 Country, region Number of Cumulative Gross Commitments 1 or other area Enterprises IFC Syndications Total or other area Enterprises IFC Syndications Total Afghanistan 1 322 - 322 Madagascar 5 34,599 - 34,599 Argentina 36 562,687 128,958 691,645 Malawi 7 32,523 - 32,523 Australia 2 975 - 975 Malaysia 9 42,980 16,307 59,287 Bangladesh 5 12,842 4,155 16,997 Mali 2 2,932 - 2,932 Barbados 2 1,550 - 1,550 Mauritania 1 10,448 9,558 20,006 Bolivia 7 29,487 1,000 30,487 Mauritius 5 14,964 98 15,062 Botswana 2 1,030 - 1,030 Mexico 43 785,642 526,787 1,312,429 Brazil 67 1,018,189 532,442 1,550,631 Morocco 12 190,287 120,964 311,251 Burkina Faso 1 542 - 542 Mozambique 2 10,250 - 10,250 Burundi 1 5,878 - 5,878 Nepal 2 8,094 - 8,094 Cameroon 12 28,595 253 28,848 Nicaragua 3 8,543 929 9,472 Chile 15 391,815 85,100 476,915 Niger 1 2,267 - 2,267 China 5 44,261 - 44,261 Nigeria 11 73,958 3,674 77,632 Colombia 32 176,509 54,821 231,330 Oman 1 2,029 - 2,029 Congo, People's Pakistan 27 222,654 126,987 349,641 Republic of the 4 7,925 - 7,925 Panama 3 55,100 - 55,100 Costa Rica 4 7,997 217 8,214 Paraguay 4 15,008 - 15,008 Côte d'Ivoire 9 29,847 - 29,847 Peru 16 82,295 3,621 85,916 Cyprus 4 5,270 597 5,867 Philippines 35 272,927 86,941 359,868 Dominica 1 700 - 700 Poland 2 45,099 - 45,099 Dominican Republic 7 28,999 2,400 31,399 Portugal 7 44,348 11,000 55,348 Ecuador 8 44,360 1,236 45,596 Rwanda 2 1,308 - 1,308 Egypt, Arab Republic of 13 166,240 73,500 239,740 Senegal 9 55,353 755 56,108 El Salvador 2 1,074 - 1,074 Seychelles 1 9,132 - 9,132 Ethiopia 4 20,078 3,490 23,568 Sierra Leone 1 2,050 - 2,050 Fiji 4 20,792 - 20,792 Somalia 2 1,351 - 1,351 Finland 4 1,075 2,073 3,148 Spain 5 19,048 1,685 20,733 Gabon 4 95,671 110,000 205,671 Sri Lanka 8 25,526 13,672 39,198 Gambia, The 1 2,823 - 2,823 Sudan, 6 26,511 6,489 33,000 Ghana 6 94,075 62,500 156,575 Swaziland 5 28,127 - 28,127 Greece 7 26,006 41,107 67,113 Tanzania 5 14,288 712 15,000 Grenada 1 6,000 - 6,000 Thailand 26 245,609 139,558 385,167 Guatemala 3 18,200 - 18,200 Togo 4 11,853 - 11,853 Guinea 4 23,443 - 23,443 Trinidad and Tobago 5 38,160 150,000 188,160 Guinea-Bissau 1 5,850 - 5,850 Tunisia 13 40,241 2,324 42,565 Guyana 1 2,000 - 2,000 Turkey. 42 484,059 233,777 717,836 Haiti. 1 1,500 - 1,500 Uganda 6 15,836 1,588 17,424 Honduras 4 5,697 6,101 11,798 Uruguay 6 41,700 10,000 51,700 Hungary 8 58,595 11,375 69,970 Venezuela 11 110,585 51,661 162,246 India 47 576,391 96,474 672,865 Yemen Arab Republic 5 22,552 1,099 23,651 Indonesia 21 166,280 78,281 244,561 Yugoslavia 24 517,774 200,339 718,113 Iran, Islamic Republic of 7 34,343 8,193 42,536 Zaire 7 42,704 - 42,704 Israel 1 10,500 - 10,500 Zambia 10 85,072 22,640 107,712 Italy 1 960 - 960 Zimbabwe 6 50,142 18,000 68,142 Jamaica 10 35,749 926 36,675 Regional investments Jordan 6 46,810 50,250 97,060 Africa 2 5,173 1,940 7,113 Kenya 15 110,334 35,667 146,001 Asia. 3 12,472 - 12,472 Korea, Republic of 19 202,782 45,135 247,917 Latin America 1 10,000 - 10,000 Lebanon 4 6,505 2,600 9,105 Worldwide investments 6 116,411 87,500 203,911 Lesotho 1 330 - 330 Other³ 2 8,444 1,400 9,844 Liberia 2 9,202 1 9,203 TOTAL 848 $8,147,514 $3,290,857 $11,438,372 1. Cumulative commitments are composed of disbursed and undisbursed balances. The undisbursed portion is revalued at current exchange rates while the disbursed portion represents the cost of commitment at the time of disbursement. 2. On May 22, 1990, the Yemen Arab Republic and the People's Democratic Republic of Yemen merged into a single state, the Republic of Yemen. Effective July 13, 1990, the Republic of Yemen is substituted for the Yemen Arab Republic in the Corporation's records. 3. Represents investments made at a time when the authorities on Taiwan represented China in the International Finance Corporation (prior to May 15, 1980). 93 IFC Management President Barber B. Conable Executive Vice President William S. Ryrie Vice President, Investment Operations Judhvir Parmar Vice President, Portfolio and Advisory Operations Wilfried E. Kaffenberger Vice President, Finance and Planning Richard H. Frank Vice President and General Counsel. José E. Camacho Vice President, Engineering Makarand V. Dehejia Secretary Timothy T. Thahane INVESTMENT DEPARTMENTS¹ Director, Department of Investments, Africa / Philippe Liétard** Divisional Manager-Burkina Faso, Cameroon, Congo (People's Republic of the), Gabon, Ghana, Mali, Niger, Zaire Karl Voltaire** Divisional Manager-Benin, Cape Verde, Côte d'Ivoire, Gambia, Guinea, Guinea-Bissau, Liberia, Senegal, Sierra Leone, Togo G. K. van der Mandele Director, Department of Investments, Africa II M. Azam K. Alizai Divisional Manager-Angola, Botswana, Ethiopia, Kenya, Lesotho, Malawi, Mauritius, Mozambique, Seychelles, Swaziland, Tanzania, Uganda, Zambia Michael Dixon Divisional Manager-Burundi, Djibouti, Madagascar, Nigeria, Rwanda, Somalia, Sudan, Zimbabwe Tei Mante** Director, Department of Investments, Asia / Pho Ba Quan Divisional Manager-China, Kiribati, Korea (Republic of), Papua New Guinea, Philippines, Thailand, Vanuatu Sakdiyiam Kupasrimonkol Divisional Manager-Fiji, Indonesia, Malaysia, Solomon Islands, Tonga, Viet Nam, Western Samoa Mumtaz R. Khan Director, Department of Investments, Asia II Jemal-ud-din Kassum Divisional Manager-India, Myanmar, Nepal Athishdam Tharmaratnam Divisional Manager-Afghanistan, Bangladesh, Maldives, Pakistan, Sri Lanka Declan Duff** Director, Department of Investments, Europe Douglas Gustafson Divisional Manager-Cyprus, Greece, Portugal, Turkey, Yugoslavia Reynaldo Ortiz Divisional Manager-Hungary, Poland Vijay K. Chaudhry Director, Department of Investments, Latin America and the Caribbean / Helmut Paul Divisional Manager-Costa Rica, El Salvador, Guatemala, Honduras, Mexico, Nicaragua, Panama Varel Freeman Divisional Manager-Antigua and Barbuda, the Bahamas, Barbados, Belize, Colombia, Dominica, Dominican Republic, Grenada, Guyana, Haiti, Jamaica, St. Lucia, Trinidad and Tobago, Venezuela Richard P. Parry Director, Department of Investments, Latin America and the Caribbean // Everett J. Santos Divisional Manager-Bolivia, Brazil, Paraguay, Uruguay Mitchell Alland** Divisional Manager-Argentina, Chile, Ecuador, Peru Manuel Nuñez Director, Department of Investments, Middle East and North Africa André Hovaguimian** Divisional Manager-Egypt (Arab Republic of), Iran (Islamic Republic of), Iraq, Jordan, Kuwait, Lebanon, Oman, Saudi Arabia, Syrian Arab Republic, United Arab Emirates, Yemen (Republic of) Javed Hamid*** Divisional Manager-Mauritania, Morocco, Tunisia Sami Haddad** Director, Capital Markets Department Daniel F. Adams Deputy Director Robert D. Graffam Divisional Manager-Afghanistan, Argentina, Bangladesh, Benin, Bolivia, Burkina Faso, Cameroon, Cape Verde, Chile, Congo (People's Republic of the), Côte d'Ivoire, Ecuador, Egypt (Arab Republic of), Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, India, Iran (Islamic Republic of), Iraq, Jordan, Kuwait, Lebanon, Liberia, Maldives, Mali, Mauritania, Morocco, Myanmar, Nepal, Niger, Oman, Pakistan, Paraguay, Peru, Saudi Arabia, Senegal, Sierra Leone, Sri Lanka, Syrian Arab Republic, Togo, Tunisia, United Arab Emirates, Uruguay, Yemen (Republic of), Zaire Khalid A. Mirza Divisional Manager-Countries in Caribbean and Central America; Angola, Belize, Botswana, Colombia, Fiji, Korea (Republic of), Lesotho, Madagascar, Malawi, Malaysia, Mauritius, Mexico, Mozambique, Panama, Papua New Guinea, Philippines, Seychelles, Solomon Islands, Swaziland, Thailand, Tonga, Vanuatu, Venezuela, Viet Nam, Western Samoa, Zambia, Zimbabwe Cesare Calari Divisional Manager-Brazil, Burundi, China, Cyprus, Djibouti, Ethiopia, Greece, Hungary, Indonesia, Kenya, Nigeria, Poland, Portugal, Rwanda, Somalia, Sudan, Tanzania, Turkey, Uganda, Yugoslavia; other European countries Farida Khambata Manager, International Securities Group R. Michael Barth PORTFOLIO AND ADVISORY OPERATIONS Manager, Special Operations Unit Rolando M. Zosa Manager, Portfolio Operations Support Unit Director, Corporate Finance Services Department Edward A. Nassim Manager, Division 1-Asia, Middle East, Eastern and Southern Africa, Southern and Central Europe Paul R. Hinchey Manager, Division 2-Latin America and the Caribbean, Western and Central Africa, North Africa, Eastern Europe Vivek Talvadkar** SUPPORT DEPARTMENTS Director, Business Development and Syndications Department² Irving Kuczynski Manager, Public Relations and Syndications Division Francis de C. Hamilton Manager, Business Development Division Bruce H. MacLeod Manager, Energy Unit Hugh Henry-May 94 Appendix G Director, Controller's and Business Planning Department Jean-Philippe F. Halphen Divisional Manager, Business Planning and Budgeting Peter A. Dickerson Divisional Manager, Information Technology Allen F. Shapiro Divisional Manager, Accounting Fayezul H. Choudhury Director, Economics Department, and Chief Economic Adviser Guy Pierre Pfeffermann Manager, Foreign Investment Advisory Service Dale R. Weigel Lead Economist Javed Hamid Chief Operations Evaluation Officer Walter I. Cohn Deputy Director, Engineering Department Andreas M. Raczynski Technical Manager, Agriculture and Forest Products Friedrich Luhde Technical Manager, Chemicals and Petroleum Gilbert Hunt Technical Manager, General Manufacturing Gopi Nath Puri Technical Manager, Mining and Metals Claus A. Westmeier Manager, Technology and Development Unit Alakadri K. Bose Legal Department Deputy General Counsel Daoud L. Khairallah** Chief Counsel Fernando Cabezas Chief Counsel David G.T. d'Adhemar Chief Counsel (Acting) Christopher J. Knight Chief Counsel (Acting) Maher S. Mahmassani Chief Counsel (Acting) Carlos Fernandez-Duque Director, Treasury and Financial Policy Department. René Karsenti Divisional Manager, Financial Planning and Policy Harold Rosen Divisional Manager, Financial Operations. Bernardo Frydman Other Principal Financial Adviser Vasant H. Karmarkar Operations Adviser Nissim H. Ezekiel Special Adviser Ducksoo Lee** Personnel and Administration Manager Robert M. Voight³ PROJECT DEVELOPMENT FACILITIES Coordinator, Africa Project Development Facility Alexander N. Keyserlingk Regional Manager, West Africa (Abidjan, Côte d'Ivoire) André J. Cracco Regional Manager, East Africa (Nairobi, Kenya) Ignacio D. Maramba Regional Manager, Southern Africa (Harare, Zimbabwe) Omari Issa** Manager, Caribbean Project Development Facility Damian von Stauffenberg SPECIAL REPRESENTATIVES AND REGIONAL MISSIONS Special Representative in Tokyo Sugio Hatanaka Deputy Special Representative in Tokyo Ernest Kepper*** Special Representative in Europe (London) Christopher Bam Special Representative in Europe (Paris) Giovanni Vacchelli Regional Mission in Bangkok, Thailand Chung Min Pang** Regional Mission in Central Africa (Douala, Cameroon) Roger Blondel Regional Mission in Eastern Africa (Nairobi, Kenya). Guy Antoine*** Regional Mission in Islamabad, Pakistan C. John Pott Regional Mission in Jakarta, Indonesia Udayan Wagle** Regional Mission in Manila, Philippines Krishan K. Sehgal Regional Mission in the Middle East (Cairo, Arab Republic of Egypt) John H. Stewart Regional Mission in New Delhi, India Mohan R. Wikramanayake Regional Mission in North Africa (Casablanca, Morocco) Sami Haddad Regional Mission in Southern Africa (Harare, Zimbabwe) Thomas Milton*** Regional Mission in Western Africa (Abidjan, Côte d'Ivoire) Hung Dinh Nguyen Resident Mission in Brazil (Sao Paulo) Stanley Greig** Resident Mission in Nigeria (Lagos) Bahadurali Jetha Resident Mission in Turkey (Istanbul) Surya Sethi** IFC Adviser, Australasia (Sydney) Neil Paterson IFC Adviser, Scandinavia (Oslo) Torstein Stephansen Senior Adviser, Eastern Europe (Vienna) Theo K. Zirkel * These officers hold the same position in the International Bank for Reconstruction and Development. ** These appointments were effective July 1, 1990. *** These appointments were effective August 1, 1990. 1. Directors of Investment Departments and the Capital Markets Department report to the Vice President, Investment Operations, on new business, and to the Vice President, Portfolio and Advisory Operations, on portfolio supervision matters. 2. The Director, Business Development and Syndications, reports to the Vice President, Investment Operations. With respect to energy matters, he reports to the Vice President, Investment Operations on new business, and to the Vice President, Portfolio and Advisory Operations on portfolio supervision. 3. John H. Stewart will assume this position on September 1, 1990. 95 International Finance Corporation Headquarters Regional Mission in Cairo RESIDENT MISSIONS 1818 H Street, N.W. (Middle East) Washington, DC 20433 U.S.A. 5 El Falah Street Resident Mission in Brazil Telephone: (202) 477-1234 Mohandessin Rua Guararapes 2064 Telex: FTCC 82987 Guiza, Egypt 10th Floor, #104 RCA 248423 Telephone: 347-3739, 347-8081 Sao Paulo, Brazil CEP 04561 WU 64145 Telex: 93110 Telephone: 531-1629, 241-4049 Cable: IFCAI Fax: 241-3073 Cable: CORINTFIN Fax: (202) 477-6391 Fax: 347-3738 Resident Mission in Nigeria London Regional Mission in Casablanca Plot PC 10, off Idowa Taylor Street New Zealand House, 15th Floor (North Africa) Victoria Island Haymarket 30 avenue des F.A.R. P.O. Box 127 London SW1Y 4TE, England Casablanca, Morocco Lagos, Nigeria Telephone: (71) 930-8741 Telephone: 312-888, 312-278 Telephone: 616044, 616196 Telex: 919462 Telex: 22606 Telex: 21174 Fax: 315181 Cable: INTBAFRAD Cable: CORINTFIN Fax: 616360 Fax: (71) 930-8515 Regional Mission in Harare Paris (Southern Africa) Resident Mission in Turkey 66, avenue d'Iéna CABS Centre, 11th Floor Mete Caddesi No. 24/3 Taksim 75116 Paris, France Jason Moyo Avenue Telephone: 40-69-30-60 P.O. Box 2960 Istanbul, Turkey Telex: 620628 Harare, Zimbabwe Telephone: 1432593, 1432126 Cable: CORINTFIN Telephone: 729611, 729612, 729613 Cable: CORINTFIN Telex: 2704 Fax: 1492476 Fax: 47207771 Cable: INTBAFRAD, HARARE Tokyo Fax: 708659 PROJECT DEVELOPMENT Kokusai Building, Room 913 FACILITIES 1-1, Marunouchi 3-chome Regional Mission in Islamabad Chiyoda-ku 20A Tokyo 100, Japan Shahrah-e-Jamhuriat Africa Project Development Facility Telephone: 201-2310 P.O. Box 1025 (APDF) Telex: 26838 Islamabad, Pakistan 1818 H Street, N.W. Cable: INTBAFRAD Telephone: 819781, ext. 301 Washington, DC 20433 U.S.A. Fax: 211-2216 Cable: CORINTFIN Telephone: (202) 473-0508 Fax: 812782 Telex: 82987 Vienna Fax: (202) 334-8632 Boesendorferstr. 2/II Regional Mission in Jakarta Immeuble CCIA, 17th Floor 1010 Vienna, Austria LIPPO Building, 3rd Floor 01 B.P. 8669 Telephone: 505-7306, 505-2853 Jl. Rasuna Said, Kav. B-10 Abidjan-01, Côte d'Ivoire Telex: 136433 Kuningan 12940 Fax: 505-1226 P.O. Box 324/JKT Telephone: 219697, 212303, 216859 Telex: 22264 Jakarta, Indonesia Fax: 216151 REGIONAL MISSIONS Telephone: 5207316 Telex: 62141 International House Regional Mission in Abidjan Cable: CORINTFIN P.O. Box 46534 (Western Africa) Fax: 5200438 Nairobi, Kenya Corner of Booker Washington and Telephone: 722200 Jacques Aka Streets Regional Mission in Manila Telex: 25303 Cocody Room 300, Multi-Storey Building Fax: 339121 B.P. Box 1850 Central Bank of the Philippines Abidjan-01, Côte d'Ivoire Mabini, Manila Telephone: 44-32-44, 44-65-50 Philippines Caribbean Project Development Facility (CPDF) Telex: 28132 Telephone: 521-1664, 521-5507 Cable: CORINTFIN Telex: 40541 1818 H Street, N.W. Cable: CORINTFIN Washington, DC 20433 U.S.A. Fax: 441687 Fax: 5220156 Telephone: (202) 473-0900 Telex: RCA 48856 Regional Mission in Bangkok Regional Mission in Nairobi Cable: CORINTFIN Udom Vidhya Bldg. (5th Floor) 956 Rama IV Road (Eastern Africa) Fax: (202) 334-8855 Bangkok 10500, Thailand View Park Towers, 17th Floor Telephone: 235-5300/6 Uhuru Highway Eastern Caribbean Regional Office P.O. Box 30577 Musson Building, 2nd Floor Telex: 82817 TH Hincks Street Cable: INTBAFRAD Nairobi, Kenya P.O. Box 259 Fax: 2366467 Telephone: 24726, 338868 Telex: 22022 Bridgetown, Barbados Cable: CORINTFIN Telephone: 809-429-6298 Telex: 2473 Fax: 338464 Fax: 809-429-5809 Regional Mission in New Delhi 55 Lodi Estate P.O. Box 416 New Delhi 110003, India Telephone: 697-905, 617-241 Telex: 3161493, 3123642 Cable: CORINTFIN 96 Fax: 619393 Cover design by the Barton-Gillet Company Cover illustration by Richard Waldrep Book design by Publications Design Unit, The World Bank Typography by Composition Unit, The World Bank International Finance Corporation 1818 H Street, N.W. Washington, D.C. 20433 U.S.A. ISBN-0-8213-1645-1