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investigation of Baganov conducted on bihalf of Central Penn National Bank Mr. Raymond D. Mercer, Vice President - Central Fenn National Bank. TO: FROM: J. F. Price SUBJECT: Charge-Off Igor Baganov or Igor Vaganov Mr. Igor Baganov or Igor Vaganov~parehased a 1962 Ford, Thunderbird Convertible, Serial #2Y85Z117485, from Ray McGowen Ford on August 6, 1963. The gross amount of the account was $3485.84 having 36 monthly payments of $96.82. The first payment was due September 20, 1963. There has been one instalment made. The last one October 15, 1963. Sinco then this account has been a constant problem. My first experience with this account was on October 10, 1963. At that time Baganov was a first payment default. He was employed by General Electric Credit Corporation at their branch office at 1118 Garfield . Avenue, Havertown, Pennsylvania, as credit manager. I contacted him by phone and he claimed then the reason he was late was due to an adjustment he wanted from the dealer. I insisted on payment, and he remitted one in the mail by October 15,1963. In 'the latter part of October I once more contacted him at his job. He promised payment by October 28, 1963. In the first week in November I called his office and spoke to the manager. He was evasive and would not give me any information other than Baganov left their employ October 28, 1963. I then tried to make connections with G.E.C.C. Supervisory Office and was informed that the person that could help me was out of town. We checked out 1116-7th Avenue, Swarthmore, Pennsylvania, but could not como up with any leads at all; and I could make no contact at G.E.C.C. Supervisory Office. I ran a credit check through Philadelphia Credit Bureau and came up with a long list of delinquent

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    "ocrText": "investigation of Baganov conducted on bihalf\nof Central Penn National Bank\nMr. Raymond D. Mercer, Vice President - Central Fenn National Bank.\nTO:\nFROM:\nJ. F. Price\nSUBJECT:\nCharge-Off\nIgor Baganov or Igor Vaganov\nMr. Igor Baganov or Igor Vaganov~parehased a 1962 Ford, Thunderbird Convertible,\nSerial #2Y85Z117485, from Ray McGowen Ford on August 6, 1963. The gross amount of\nthe account was $3485.84 having 36 monthly payments of $96.82. The first payment was\ndue September 20, 1963.\nThere has been one instalment made. The last one October 15, 1963. Sinco then\nthis account has been a constant problem. My first experience with this account was\non October 10, 1963. At that time Baganov was a first payment default. He was\nemployed by General Electric Credit Corporation at their branch office at 1118 Garfield .\nAvenue, Havertown, Pennsylvania, as credit manager. I contacted him by phone and he\nclaimed then the reason he was late was due to an adjustment he wanted from the\ndealer. I insisted on payment, and he remitted one in the mail by October 15,1963.\nIn 'the latter part of October I once more contacted him at his job. He promised\npayment by October 28, 1963. In the first week in November I called his office and\nspoke to the manager. He was evasive and would not give me any information other\nthan Baganov left their employ October 28, 1963.\nI then tried to make connections with G.E.C.C. Supervisory Office and was\ninformed that the person that could help me was out of town. We checked out\n1116-7th Avenue, Swarthmore, Pennsylvania, but could not como up with any leads at\nall; and I could make no contact at G.E.C.C. Supervisory Office. I ran a credit\ncheck through Philadelphia Credit Bureau and came up with a long list of delinquent"
}