Ask the Scholar

Document scope · 1 page
doc
Scholar
Ask about this object, its catalog metadata, its source description, or the page inventory. For page-specific OCR and visual context, open one of the page chats.

Source Description

This file contains: The Problems of Urban Transportation. Morgan Guaranty Trust Company. 8 pgs. [Report], n.d. Business Week. Northern lines are parted at the altar again. 4 pgs. [Newsletter], 5/25/1968 Business Week. Battling over the air traffic jam. 2 pgs. [Newsletter], 5/25/1968 Business Week. New subsidy plans stir up turbulence. 3 pgs. [Newsletter], 5/25/1968 Introduction of Bill to Establish a Commission to be Known as the Commission on Air Traffic Control in the Congressional Record- Senate. 4 pgs. [Report], 7/2/1968 "Airport Aid Plan Increasing Taxes of Users Sought" in the Wall Street Journal. 1 pg. Not scanned. [Newspaper], 5/22/1968 Form letter from Richard Nixon. 1 pg. [Letter], 9/25/1968 SEC Letter. 1 pg. Attached to the previous. [Letter], 9/24/1968 Investment bankers letters. 1 pg. Attached to previous. [Memo], n.d. Statement by Richard Nixon. The Role of the Securities Industry in the National Economy. 3 pgs. Two duplicates not scanned. [Report], 9/25/1968 Draft Statement by Richard Nixon with writing. The Role of the Securities Industry in the National Economy. 4 pgs. [Report], 9/25/1968 Letter to Mr. Schanck concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Haire concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Kendall concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Davant concerning federal policies. 1 pg. [Letter], 9/24/1968 Draft statementwith writing by Nixon on the Role of the Securities Industry. 3 pgs. [Report], 9/16/1968 Draft statement on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Memo to Allen Greenspan from Chuck Colson. 1 pg. [Memo], 9/17/1968 Draft statement by Richard Nixon on the Roles of the Securities Industry. 3 pgs. [Report], 9/16/1968 "Nixon Promises to Relax US Policy on Securities" in the New York Times. 1 pg. Not scanned. [Newspaper], 10/2/1968 "Everybody's Business" in an unknown newspaper. 1 pg. Not scanned. [Newspaper], n.d. "A Combination of Stimulants is Propelling a 'Nixon Market'" by Thomas Mullaney in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "Nixon Over Wall Street: His Statement Is a Puzzler" by Terry Robards in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "Capital View: A Bluner" by Eileen Shanahan in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "How 'The Nixon Market' Got That Way" in Newsweek. 1 pg. [Newspaper], 10/14/1968 Weekly Bulletin Shipbuilders Council of America No. 40. 4 pgs. [Newsletter], 10/3/1968 The Candidates Speak: How Humphrey, Nixon and Wallace Stand on Major Housing Questions in the Journal of Homebuilding. 6 pgs. [Newsletter], 10/1/1968 Memo from Tom Cole to Alan Greenspan. RE: Draft Statement on the Role of Securities Industry in National Economy. 1 pg. [Memo], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Handrwitten notes. 1 pg. [Memo], n.d. Handwritten notes. 1 pg. [Memo], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d.

Scholar Source Context

Document identity
localId
26126411
label
WHSF: Returned, 17-11
core
doc
dtoType
document
pageCount
1
Source metadata
id
26126411
contentType
document
title
WHSF: Returned, 17-11
description
This file contains: The Problems of Urban Transportation. Morgan Guaranty Trust Company. 8 pgs. [Report], n.d. Business Week. Northern lines are parted at the altar again. 4 pgs. [Newsletter], 5/25/1968 Business Week. Battling over the air traffic jam. 2 pgs. [Newsletter], 5/25/1968 Business Week. New subsidy plans stir up turbulence. 3 pgs. [Newsletter], 5/25/1968 Introduction of Bill to Establish a Commission to be Known as the Commission on Air Traffic Control in the Congressional Record- Senate. 4 pgs. [Report], 7/2/1968 "Airport Aid Plan Increasing Taxes of Users Sought" in the Wall Street Journal. 1 pg. Not scanned. [Newspaper], 5/22/1968 Form letter from Richard Nixon. 1 pg. [Letter], 9/25/1968 SEC Letter. 1 pg. Attached to the previous. [Letter], 9/24/1968 Investment bankers letters. 1 pg. Attached to previous. [Memo], n.d. Statement by Richard Nixon. The Role of the Securities Industry in the National Economy. 3 pgs. Two duplicates not scanned. [Report], 9/25/1968 Draft Statement by Richard Nixon with writing. The Role of the Securities Industry in the National Economy. 4 pgs. [Report], 9/25/1968 Letter to Mr. Schanck concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Haire concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Kendall concerning federal policies. 1 pg. [Letter], 9/24/1968 Letter to Mr. Davant concerning federal policies. 1 pg. [Letter], 9/24/1968 Draft statementwith writing by Nixon on the Role of the Securities Industry. 3 pgs. [Report], 9/16/1968 Draft statement on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Memo to Allen Greenspan from Chuck Colson. 1 pg. [Memo], 9/17/1968 Draft statement by Richard Nixon on the Roles of the Securities Industry. 3 pgs. [Report], 9/16/1968 "Nixon Promises to Relax US Policy on Securities" in the New York Times. 1 pg. Not scanned. [Newspaper], 10/2/1968 "Everybody's Business" in an unknown newspaper. 1 pg. Not scanned. [Newspaper], n.d. "A Combination of Stimulants is Propelling a 'Nixon Market'" by Thomas Mullaney in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "Nixon Over Wall Street: His Statement Is a Puzzler" by Terry Robards in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "Capital View: A Bluner" by Eileen Shanahan in the New York Times. 2 pgs. Not scanned. [Newspaper], 10/6/1968 "How 'The Nixon Market' Got That Way" in Newsweek. 1 pg. [Newspaper], 10/14/1968 Weekly Bulletin Shipbuilders Council of America No. 40. 4 pgs. [Newsletter], 10/3/1968 The Candidates Speak: How Humphrey, Nixon and Wallace Stand on Major Housing Questions in the Journal of Homebuilding. 6 pgs. [Newsletter], 10/1/1968 Memo from Tom Cole to Alan Greenspan. RE: Draft Statement on the Role of Securities Industry in National Economy. 1 pg. [Memo], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d. Handrwitten notes. 1 pg. [Memo], n.d. Handwritten notes. 1 pg. [Memo], n.d. Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. [Report], n.d.
collections
Richard M. Nixon's Returned Materials Collection
Returned White House Special Files
imageCount
1
hasImages
yes
source
import
hasTranscription
no
Source extras
naId
26126411
levelOfDescription
fileUnit
recordType
description
ocrSource
nara-archive
Single page context
seq
1
pageIndex
0
type
document
mediaId
6e748f010c2a0889
ocrText
Richard Nixon Presidential Library White House Special Files Collection Folder List Box Number Folder Number Document Date Document Type Document Description 17 11 05/25/1968 Newsletter Business Week. New subsidy plans stir up turbulence. 3 pgs. 17 11 07/02/1968 Report Introduction of Bill to Establish a Commission to be Known as the Commission on Air Traffic Control in the Congressional Record- Senate. 4 pgs. 17 11 05/22/1968 Newspaper "Airport Aid Plan Increasing Taxes of Users Sought" in the Wall Street Journal. 1 pg. Not scanned. 17 11 09/25/1968 Letter Form letter from Richard Nixon. 1 pg. 17 11 09/24/1968 Letter SEC Letter. 1 pg. Attached to the previous. 17 11 n.d. Memo Investment bankers letters. 1 pg. Attached to previous. Friday, May 22, 2009 Page 1 of 5 Box Number Folder Number Document Date Document Type Document Description 17 11 09/25/1968 Report Statement by Richard Nixon. The Role of the Securities Industry in the National Economy. 3 pgs. Two duplicates not scanned. 17 11 09/25/1968 Report Draft Statement by Richard Nixon with writing. The Role of the Securities Industry in the National Economy. 4 pgs. 17 11 09/24/1968 Letter Letter to Mr. Schanck concerning federal policies. 1 pg. 17 11 09/24/1968 Letter Letter to Mr. Haire concerning federal policies. 1 pg. 17 11 09/24/1968 Letter Letter to Mr. Kendall concerning federal policies. 1 pg. 17 11 09/24/1968 Letter Letter to Mr. Davant concerning federal policies. 1 pg. 17 11 09/16/1968 Report Draft statementwith writing by Nixon on the Role of the Securities Industry. 3 pgs. Friday, May 22, 2009 Page 2 of 5 Box Number Folder Number Document Date Document Type Document Description 17 11 n.d. Report Draft statement on the Role of the Securities Industry in the National Economy. 4 pgs. 17 11 09/17/1968 Memo Memo to Allen Greenspan from Chuck Colson. 1 pg. 17 11 09/16/1968 Report Draft statement by Richard Nixon on the Roles of the Securities Industry. 3 pgs. 17 11 10/02/1968 Newspaper "Nixon Promises to Relax US Policy on Securities" in the New York Times. 1 pg. Not scanned. 17 11 n.d. Newspaper "Everybody's Business" in an unknown newspaper. 1 pg. Not scanned. 17 11 10/06/1968 Newspaper "A Combination of Stimulants is Propelling a 'Nixon Market" by Thomas Mullaney in the New York Times. 2 pgs. Not scanned. 17 11 10/06/1968 Newspaper "Nixon Over Wall Street: His Statement Is a Puzzler" by Terry Robards in the New York Times. 2 pgs. Not scanned. Friday, May 22, 2009 Page 3 of 5 Box Number Folder Number Document Date Document Type Document Description 17 11 10/06/1968 Newspaper "Capital View: A Bluner" by Eileen Shanahan in the New York Times. 2 pgs. Not scanned. 17 11 10/14/1968 Newspaper "How "The Nixon Market' Got That Way" in Newsweek. 1 pg. 17 11 10/03/1968 Newsletter Weekly Bulletin Shipbuilders Council of America No. 40. 4 pgs. 17 11 10/1968 Newsletter The Candidates Speak: How Humphrey, Nixon and Wallace Stand on Major Housing Questions in the Journal of Homebuilding. 6 pgs. 17 11 n.d. Memo Memo from Tom Cole to Alan Greenspan. RE: Draft Statement on the Role of Securities Industry in National Economy. 1 pg. 17 11 n.d. Report Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. 17 11 n.d. Report Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. Friday, May 22, 2009 Page 4 of 5 Box Number Folder Number Document Date Document Type Document Description 17 11 n.d. Memo Handrwitten notes. 1 pg. 17 11 n.d. Memo Handwritten notes. 1 pg. 17 11 n.d. Report Draft statement with writing on the Role of the Securities Industry in the National Economy. 4 pgs. 17 11 n.d. Report The Problems of Urban Transportation. Morgan Guaranty Trust Company. 8 pgs. 17 11 05/25/1968 Newsletter Business Week. Northern lines are parted at the altar again. 4 pgs. 17 11 05/25/1968 Newsletter Business Week. Battling over the air traffic jam. 2 pgs. Friday, May 22, 2009 Page 5 of 5 Transportation banks settled on any given Wednesday should One additional factor which complicates the lessen the sharp and erratic swings that fre- task of trying to gauge the probable impact of quently occur in money rates toward the close the Regulation D changes is the possibility that of settlement periods. This is indicated because another even more basic change in Federal three fourths of member banks would be able Reserve procedures will become operative be- to trade Federal funds at any given time without fore next fall. Specifically, the monetary authori- specific regard to immediate settlement prob- ties have been engaged in a lengthy and search- lems. Meanwhile, the need for frequent "touch- ing study of the use of the discount facility, and ing-up" operations by the Federal Reserve important changes in the guidelines governing System should be greatly reduced. The adoption member bank borrowings are known to be under of such a settlement system might well enable active consideration. Conceivably, a decision the monetary authorities to cut down on the may be made to encourage more active use of volume of "defensive" open market operations the discount window by banks for meeting tem- by as much as three fourths. porary reserve shortages. If this proves to be the It is impossible to forecast what the precise case, it would reduce the need for as large a effects will be of the much more limited change volume of open market operations as now oc- in settlement procedures that is actually sched- curs. In a sense, therefore, final evaluation of uled. Federal Reserve officials apparently have the scheduled changes in Regulation D must be reasoned that from the standpoint of country deferred until it is possible to relate them to banks the new privilege of being able to carry whatever changes Federal Reserve officials de- forward a limited amount of excess reserves for cide to make in Regulation A-and also, of one settlement period will roughly compensate course, until there has been some actual experi- for the new burden of having their reserve ence with the new settlement procedures. period shortened to one week. It may very well In spite of the uncertainties that cloak the be, however, that many country banks-indeed, amendments to Regulation D, it is encouraging banks generally-will be hesitant about actually that Federal Reserve officials are at least experi- holding a significant volume of excess reserves menting with change in an area where change at any given time despite the carry-over privilege. has long been indicated. This justifies hope that This is because of the risk that will be involved further modifications will be made if the new in exceeding the maximum allowable carry-over regulations do not produce the improved func- through miscalculation. The 2% permissible tioning of the reserve mechanism that the mone- carry-over does not allow much room for error. tary authorities anticipate. The Problems of Urban Transportation O F the numerous problems which contribute time spent threading by car through congested to the nation's "urban crisis," that repre- streets and urban highways is so great at times sented by the poor quality of metropolitan travel as to appear to offset the advantages gained in must surely rank as one of the most prominent. recent years from reductions in the work week. For many city dwellers and suburbanites the For those who travel by public transport, the May 1968 5 Mora Guaranty Survey physical crowding, lack of ventilation, delays, 3½ million people first enter and then leave the and the dilapidated condition of many of the area south of 59th Street. country's present railway, bus, and subway Aggregate population figures for SMSA's, facilities can make the journey to and from moreover, do not in themselves convey a full work the most exhausting and dispiriting part of sense of the way in which demographic develop- the day. And air travellers find that the time ments have impinged on transportation. They savings afforded by the introduction of the jet fail, for example, to highlight the significant often are largely absorbed-at least on short- trend toward suburbanization that has been haul trips-by the traffic snarls encountered on going on within the broader trend of gravitation the highways to and from the airports. toward metropolitan centers. Particularly in the But obvious as the basic facts of the situation years since World War II ended, urban areas may be, both the causes of and the possible have tended to grow mainly at their fringes and cures for the delay, the congestion, and the dis- outskirts, reflecting a quest for spaciousness and comfort so common to urban transport are greenery by millions of citizens once satisfied highly complex. That is perhaps the clearest with, or at least resigned to, central-city apart- message that has emerged from professional ments. Dramatically, three quarters of the scrutiny of the problem. Generalization is haz- growth in metropolitan-area population between ardous, experts emphasize, particularly because 1950 and 1960 took place in the suburbs. of the diverse conditions of topography and During the postwar period, moreover, many economic history that prevail from one metro- corporations in choosing locations for office politan region to another. accommodations and plants have tended to pre- The most apparent general cause of urban fer sites in suburban areas, where land is com- transportation difficulties is simply urban paratively cheap and plentiful. growth-that is, the continuing concentration of population and industry in the central cities and in their environs. Whereas in 1900 less than a Shifting travel patterns third of the population lived in communities As a result of the diffusion of residential and of 50,000 or more persons, the proportion had job locations, a gap opened up between metro- risen to almost two thirds by 1960 and is un- politan-area transportation needs and the capa- doubtedly continuing to trend upward. Residents bilities of transportation systems. Most of these of such communities (Standard Metropolitan systems originally had been designed to service Statistical Areas in Census Bureau terminology) high-density populations situated relatively near numbered 113 million at the 1960 census; and central business districts (CBD's). Primarily, roughly one half of these lived in SMSA's where this involved travel along a relatively limited the population was 1 million or more. Given number of radial lines to and from city centers. these figures alone, it is hardly surprising that With traffic moving increasingly between diverse many Americans are finding it increasingly diffi- points at the cities' extremities, as well as from cult to get around. To some extent, it is simply new suburban areas into CBD's, however, mass- inevitable that they get in each other's way. In transit facilities on the whole did not adequately the extreme case represented by the business meet the changed needs. district of Manhattan, it is in a sense remarkable One manifestation of this development has that movement at any pace is possible. It is esti- been a decline in the number of mass-transit mated that on a typical weekday something like passengers in the past quarter-century, despite 6 The Morgan Guaranty Survey substantial growth in both population and total favored the growth of metropolitan auto traffic. travel. Between 1940 and 1966, for instance, This reflected in part a reluctance of city gov- combined bus, city railway, and subway patron- ernments to underwrite the substantial capital age in metropolitan areas fell about one third outlays that would have been required to tailor to 8 billion trips. Owing to the fact that most publicly owned transit systems to the changed of the drop occurred in off-peak hours while environments, as well as a reluctance of govern- peak-hour travel remained about constant, the ments at all levels to assist privately owned financial problems of the transit industry have transit companies with the grants or subsidies been considerably greater than the decline in they would have required for the same purpose. patronage would suggest. The drop in usage has For the past dozen years, in comparison, vast not made possible a proportionate decline in sums of public money have been invested in industry manhours, and it has made scarcely upgrading highways and expressways in metro- any difference at all in real overhead costs. politan areas. These rigidities, coupled with the difficulties many transit organizations have experienced in getting approval of fare increases, have been The role of federal funds reflected in a progressive erosion of profits. Since Although it certainly was not realized widely 1962, the industry as a whole (almost half of at the time, the federal government's sponsor- which is still privately operated in terms of rev- ship in 1944 of the Interstate Highway System enue passengers carried) has been operating in was of profound importance in influencing the deficit, and many companies, over the years, course of urban transportation developments. have been forced into bankruptcy. Whereas many people have tended to think of In postwar years, by contrast, a sensational the System primarily as a network of intercity expansion occurred in automobile ownership roadways, about one sixth of its total mileage and use. Growing at a far more rapid rate than upon completion will be situated within urban population, auto registrations climbed from 27 areas; and about half of total Interstate ex- million in 1940 to almost 62 million by 1960, penditures, it is now estimated, will have been and at present something approaching eight devoted to providing extensions in and near tenths of families in the country own at least cities. Particularly after 1956, when the original one car. And auto travel, as measured by total legislation was amended to provide for a 90% vehicle miles, has been growing almost as rapidly underwriting of Interstate costs by Washington, in metropolitan areas as elsewhere; urban auto the impetus to expressway construction in met- traffic doubled in the 1950-65 period to an esti- ropolitan areas was tremendous. By contrast, mated 357 billion vehicle miles. mass-transit investment, which had no 90-10 A large part of this growth manifestly can be money to draw on, inevitably came to look accounted for by dispersal of population into relatively unattractive to local officials. Thus, suburban areas. But not all. The substantial without any systematic evaluation of whether or increase in per capita incomes recorded in the not it was in fact desirable and sensible on a postwar period has afforded many individuals long-term basis to favor auto travel as against the freedom of mobility that comes with private mass-transit travel in metropolitan areas, public car ownership, thus relieving them of depend- policy somewhat by happenstance crystallized ence on mass-transit facilities. Most importantly, in that direction. perhaps, public policy somewhat inadvertently The outcome has been a very substantial May 1968 7 addition in the past decade and a half to the Negro ghetto areas, evidence has been uncov- total mileage of modernized urban expressways ered which indicates that a deficiency in trans- -coincident with what in many locales has portation facilities has been a contributory cause amounted to little more than maintenance of unemployment. efforts in the case of mass-transit facilities. But Dissatisfaction with the results of heavy in- while the carrying capacity of urban streets and vestment in highways has generated renewed highways has grown tremendously, there has interest in the possibility of putting more stress been at least equal growth in usage by urban in the future on improvements in mass-transit travelers. Widely around the country, therefore, facilities, particularly in the more densely popu- rush-hour auto traffic is not moving much if any lated urban areas where land scarcity is most faster now than it used to before the roadway acute. One of the principal points made in this improvement thrust began. In many cities traffic connection is that subways, railways, and buses experts simply seem to have lost hope of ever are far more economical in terms of land usage being able to outpace the burgeoning of demand. than expressways. It has been estimated, for example, that under rush-hour conditions a sin- gle track of railway can carry up to 40,000 Second thoughts passengers an hour whereas a single lane of The spectacle of frequently clogged roadways highway will be performing well if it accommo- despite all the improvement efforts that have dates a flow of 3,000 people in cars. While been made is tending to produce a good many these particular figures cannot be taken as second thoughts as to proper public policies precise guides for all situations, there can be no with regard to urban transportation. For the doubt that in general mass-transit operations first time, really, the implications of the national use land much more economically than does policy posture that emerged in the early postwar automobile travel. period virtually by default are coming to be Evidence of the awakened interest in empha- widely appreciated and debated. And not only sis on mass transit is to be found in several is there discouragement over the fact that new major cities across the country-for example, roadways have been filled up about as fast as San Francisco, Cleveland, Boston-that in recent they have been built; other problems associated years have initiated large-scale investment pro- with the emphasis on expressway construction grams in rapid-transit rail facilities within their are beginning to be aired more frequently. In- metropolitan areas. Indicating citizen interest in creasingly, for example, concern is being transport improvements, New York State voters expressed over the diversion of urban land to last autumn approved a bond issue of $2.5 bil- parking space, over pollution dangers related to lion to be used to finance investment in a variety automotive exhaust, over the loss of municipal of transportation facilities throughout the state. taxes that occurs when expressways replace One of the most significant manifestations of buildings, and over the esthetic effects of criss- renewed interest in mass transit is to be found crossing cities with more and more ribbons of in federal legislation. After years of almost concrete and steel. The point also is being made exclusive focus on highways, Congress in 1961 increasingly that the relative neglect of public took its first gingerly steps toward support and transit imposes a particular hardship on low- subsidization of mass-transit facilities. It did income families inasmuch as they often cannot so by authorizing a $50-million loan program afford automobiles. In fact, in the case of some to assist states and localities in acquiring new 8 The Morgan Guaranty Survey transport equipment and by providing $25 mil- and research in mass transit that otherwise lion for mass transportation demonstration proj- would not have occurred and that it also has ects. These steps, however, did not mean that prompted an acceleration of transit equipment Congress' historical reluctance to involve the acquisitions and other improvements. Many federal government deeply in municipal trans- municipalities that previously shied away from port problems had entirely vanished. This be- new public transit undertakings now are moving came clear in 1962 and again in 1963 when to take advantage of federal help. The research Congress in both years refused to respond to stirrings are regarded as particularly significant pleas from President Kennedy for a $500-mil- and hopeful, since research only a few years lion authorization "as the first instalment" in a ago was almost totally absent from the field. proposed new long-term program of mass-transit The market that then existed for new equipment assistance. Indeed, debate in those years re- was simply too weak to justify very much experi- vealed that many legislators continued to harbor mentation by manufacturers or anyone else. deep reservations as to the propriety of federal Because so many different projects have been involvement on a large scale in what was still undertaken under the terms of the new federal very widely thought of as a strictly local prob- legislation, description in brief terms is very lem. In 1964, however, with President Johnson difficult. This is especially so since a good many enjoying a high degree of success in getting of the demonstration and research undertakings Congress to act favorably on a range of domestic involve relatively small sums of money, often legislative proposals that had previously been limited in individual cases to several hundred stalled, action was taken which dramatically thousand dollars. There are a few eye-catchers, confirmed that Washington was in fact moving such as the acquisition of 400 subway cars in toward a major role in nonautomobile urban New York City with the help of federal grant transport. That year's legislation, The Urban money and the purchase of 180 new lightweight Mass Transportation Act of 1964, authorized transit cars in Chicago with the help of a fed- federal expenditures of $375 million for capital eral loan. In a sense, though, such tangibles are grants and demonstration projects over a three- less exciting to traffic professionals than many year period, specifying that up to two thirds of of the smaller-scale demonstrations and studies the net cost of transportation projects (that is, that are aimed at trying to develop techniques total costs minus revenues) could come from and technologies for attracting urban-area resi- the U.S. Treasury. Subsequent legislation in dents back to mass-transit facilities. 1966, which authorized continued grant ex- A large number of experiments, for example, penditures at an annual rate of $150 million have been conducted with a view to determining through fiscal 1969, served to impart a look of the response of potential riders to new conven- permanence to the program. ience features and to changes in fares. Typical of these was a project in which ten minibuses circulated within the central business district Minibuses and monorails of Washington on a fixed route with frequent Even though Congress has not in any year schedules and a fare lower than is customary in appropriated as much money as the basic the city. Patronage proved to be heavy. In authorizing legislation permits, there can be no Illinois a successful experiment was conducted n doubt that the new federal initiative has trig- among a number of people who had in common F. gered a considerable amount of experimentation relatively close living and working places. Each Ma May 1968 9 Mora day a bus picked up subscribers at or near their transit systems with enough spurs to gather front doors in the suburbs and carried them travelers at points conveniently near their nonstop to their working places. Monthly billing homes is bound to be very high. And stress on and coffee en route were features of the innova- street and roadway improvement will be espe- tion. At the drawing board stage, moreover, are cially indicated in instances in which decentrali- plans for eventually experimenting in even more zation tendencies extend to business location as radical ways-with driverless vehicles on auto- well as to residences. In such circumstances, the matic highways, for instance, and with driver- flexibility of the auto in getting people directly operated vehicles that would have route from home to job would give mass transit flexibility at the pick-up and terminal phases of exceptionally hard competition. their runs but which would hook into automatic On the other hand, mass-transit improvement traffic lanes for the so-called line-haul part of will have its greatest attraction in high-density their journeys. On the technical side, the De- urban communities that continue to have a partment of Housing and Urban Development heavy daily flow of workers in and out of central has already sponsored a variety of experiments business districts. In many such urban areas, including the testing of a gas turbine as a source acute disadvantages would be involved in the of power on a commuter train, the operation of diversion of much more land to expressway use an air-cushion vehicle across San Francisco Bay, and parking space. From the standpoint of these and the evaluation of the Seattle World's Fair communities, it is crucially important that a new monorail. This flurry of experimentation and phase of mass-transit research and experimenta- innovative thinking is beginning to make a dif- tion has begun and that federal policy no longer ference in professional assessments of the future leans so exclusively in the direction of encourag- of mass transit. Specifically, the conviction is ing just one kind of transportation investment. emerging that the downward trend in mass- It is also important that a sense of the need transit ridership is not necessarily inexorable for comprehensive transportation planning seems but can be reversed by the introduction of to be evolving. Far too frequently in the past, improvements and adjustments. cities, states, and private transit companies pro- vided transport facilities in a piecemeal way, with responsibilities spread among so many dif- Striking a balance ferent agencies and regulatory bodies as to make Just how much emphasis there should be on effective coordination impossible. U.S. legisla- investment in mass-transit systems, as distinct tion now makes comprehensive transport plan- from continuing investment in highway facili- ning by state and local bodies a requisite for the ties, is not something that it is possible to gen- receipt of mass-transit aid, but even before that eralize about. The answer will obviously differ was specifically the case a marked tendency from community to community, depending on toward the integration of transportation efforts local conditions. In metropolitan areas that tend by state and local governments was in progress. to be spread out in their geographic reach, or The principle is now pretty generally accepted where strong tendencies in the direction of not only that every part of a metropolitan area's decentralization exist, stress on roadway im- transportation system must be developed with provement to accommodate travel by private the whole system in mind but also that transport automobile is likely to persist. This is so mainly planning must be actively related to over-all because in such cases the cost of developing urban planning. Practice and principle are still 10 The Morgan Guaranty Survey far from being fully joined, but the gap appears of the Institute of Public Administration reck- to be rapidly diminishing. oned that about $10 billion would be needed to It needs to be recognized, of course, that the bring the rolling stock of transit systems up to start that has been made in the direction of "reasonable" standards and to provide for ex- more stress on mass-transit facilities could still tensions and new facilities then under considera- prove abortive, at least in a sense of really mak- tion in a number of cities. Clearly local bodies ing a large difference any time soon in the state will have to make substantial independent of urban travel. For one thing, efforts to wean investment, and this is obviously very uncertain drivers from their cars may encounter stubborn of accomplishment in view of all the other resistance no matter how much effort is devoted pressing needs with which cities are confronted. to sprucing-up subway, bus, and rail systems. Of course, an end to the war in Viet Nam would Many people clearly prefer the flexibility of the give rise to the possibility of a greater flow of automobile with respect to routing and schedul- financial assistance from Washington, not just ing, and often are prepared to pay a significant for use in transit projects but for all purposes. differential in expense for these advantages. The issue would then become whether federal Actually, the automobile will often appear as assistance should take the form of grants-in-aid cheap as, or at least not much more expensive for specific purposes or whether it should be in than, public transport for the journey to work. the form of simple revenue-sharing without any This is mainly because the automobile owner is earmarking. The latter would give states and unlikely to add fixed charges and depreciation localities freedom to determine the allocation of to the out-of-pocket costs of commuting by car. its use according to their own best judgments. Progress in strengthening mass-transit sys- The experience that the country has had with tems could also be stymied by financial difficul- the earmarking of highway money suggests that ties. The flow of federal grant money is probably a maximization of local-body discretion in the most meaningfully viewed as a catalyst. Even at use of funds would, in fact, be highly desirable $150 million annually, the amount currently and that, at the very least, there should be a authorized, it is not going to be sufficient in conscious effort in the future to achieve some itself to finance a dramatic upgrading of mass- kind of neutrality as between the encourage- transit facilities. One estimate of mass-transit ment of expressway investment and mass-transit needs made several years ago by Dr. Lyle Fitch investment in urban areas. May 1968 11 Morgan Guaranty Trust Company OF NEWYORK 23 WALL STREET, NEW YORK, N. Y. 10015 Telephone (212) 425-2323 MIDTOWN OFFICES Fifth Avenue at 44th Street, New York, N.Y. 10036 Madison Avenue at 60th Street, New York, N.Y. 10021 40 Rockefeller Plaza, New York, N.Y. 10020 Park Avenue at 48th Street, New York, N.Y. 10017 Telephone (212) 682-1200 Member, Federal Deposit Insurance Corporation OFFICES ABROAD PARIS ROME* 14, Place Vendôme Via Parigi, 11 Telephone 073 24-20 Telephone 486.706; 481.488 LONDON TOKYO* 33 Lombard Street, E. C. 3 Palace Building, 10 Telephone 01-626 7890 1-chome, Marunouchi, Chiyoda-ku Telephone 211-6761/3 31 Berkeley Square, W. 1 Telephone 01-626 7890 BEIRUT* Beirut Riyad Building, Rue Riyad Solh BRUSSELS P.O. Box 5752 27, Avenue des Arts Telephone 292 101/2; 295 207 Telephone 11.65.10 MADRID* ANTWERP Calle del Barquillo, 8 82, Frankrijklei Telephone 222-7417 Telephone 03/31.48.54 CARACAS* FRANKFURT AM MAIN Edificio Luz Eléctrica Bockenheimer Landstraße 8 Avenida Urdaneta Telephone 72 90 56; 72 74 51 Telephone 55-9724; 55-9743 Cable (all offices) Morganbank *Representative Office MILAN Banca Vonwiller S.p.A., Via Armorari, 14; Telephone 87 69 41; Cable Vonwiller Printed in U.S.A. Transportation TRANSPORTATION Northern lines are parted at the altar again It's no novelty for Northern Pacific, Great Northern, and Burlington to be shunted off the merger track. It began 75 years ago J. Pierpont Morgan had been involved with Northern Pacific since 1873. When he scented a takeover, he teamed with The presidents of the three railroads were there, their fountain pens un- capped; the press was there; the public relations people were there. After 75 years of trying, everything was in readiness to create the na- tion's longest railroad system by merger of the Great Northern Ry., the Northern Pacific Ry., and the Chicago, Burlington & Quincy RR. Then, with only minutes to go be- fore the scheduled 10 a.m. signing, Chief Justice Earl Warren issued a restraining order. Thus, two weeks ago, the merger was put off for per- haps another year of litigation, which most observers believe will wind up in the Supreme Court-again. Precedent. Close as the merger came to passing this time, the pro- ceedings lacked the high drama that marked the first such attempt, around the turn of the century. That episode culminated in the handing down by the Supreme Court of one of the most important de- cisions in U.S. economic history: that a holding company was illegally in restraint of trade in violation of the Sherman Antitrust Act-a law that hitherto had been considered to be without teeth. This 1904 prece- dent has set corporate and govern- mental policies ever since. Hungry eye. Whether the whole affair would have taken place if the Northern Pacific had a record for Theodore Roosevelt's decision to give teeth to the 10-year-old Sherman solvency equal to that of the Great Antitrust Act brought historic Supreme Court order that broke up Northern is for historians to debate. Northern Securities Co., Morgan and Hill's vehicle for joining three lines. But the fact is that the NP appar- 100 Transportation Business Week May 25, 1968 James J. Hill, who then ran his own Great Northern and NP Edward H. Harriman's attempt to get it for Union Pacific. together. Next, the partners bid for Burlington, foiling All subsequent moves to merge the three roads have failed. ently couldn't, at this time, quite kick him. But, though Morgan retained of the NP. Fearing the worst, he or- the sad habit of falling into receiver- his interest, the two roads soon be- dered a special train and a clear ship every couple of years. came known as the "Hill lines" be- track and reached New York in rec- While the NP was bobbing up and cause of Hill's force of personality ord time. down in red ink, J.J. Hill's Great and management expertise. Accord- Storming into the office of Harri- Northern was successfully operating ing to an 1897 appraisal by one brok- man's bankers, Kuhn, Loeb & Co., in the same territory-the Plains and erage house: "The result of the large Hill demanded to know what was Mountain States, between Minne- joint ownership of the two lines is going on in "Little Nipper"-the apolis-St. Paul and the West Coast. that the NP is being operated on a Street's name for Northern Pacific. Under the leadership of Hill, known common-sense basis for the first Jacob H. Schiff, counsel to Harri- as "The Empire Builder" among time in history." man, quietly told him that Harriman friends and "The Bald Eagle" by With both roads operating suc- had control of Nipper, and thus an detractors, the GN never had gone cessfully, Morgan decided that the indirect interest of almost 50% in bankrupt. What's more, unlike the next step was to gain access to an the Burlington. (The GN and NP, NP, it had been built and operated eastern terminal in Chicago, with its then as now, each held slightly less by Hill without the aid of federal rich connections, rather than ter- than 50% of the Burlington; the re- land grants. minating in St. Paul. The Burlington maining 2% to 3% was public.) Hill watched the NP's affairs with was selected as the vehicle, and Hill Incredulous, Hill retired to the an interested-if not downright and Morgan quietly began acquiring friendly confines of J.P. Morgan & covetous-eye. After the NP's finan- its stock. Co., and immediately cabled Morgan cial debacle in 1893, he set about But the Burlington was considered of Harriman's shenanigans. Aside acquiring control of the line (through a plum by more than the Hill-Mor- from railroad business, Morgan and a mortgage bond deal) so as to have gan group. Like the northern lines, Harriman were intense foes in the control of both northern roads. His the Union Pacific-which terminated game of high finance. "That two- move was declared illegal by the in Omaha-wanted entry to Chicago. dollar broker" was one of Morgan's Supreme Court in 1896. And E.H. (Little Ned) Harriman, more generous terms for his rival- Partners. Undaunted, Hill then be- who dominated the UP group, was the man who had very successfully gan acquiring large chunks of NP unaware until late in the game that revived the Union Pacific after Mor- stock-a move so distressing to NP's the Burlington takeover was in proc- gan himself had turned down the president that he quit rather than ess. He then sought an audience with opportunity. face the prospect of serving under Hill and asked for a one-third cut Lost chance. Morgan immediately the fiery-tempered Hill. Another who in the Burlington. Hill refused. cabled his office to buy 150,000 found Hill's maneuvering nettlesome "Very well, sir," said Harriman. shares of NP common. The order was J.P. Morgan, the Wall Street "This is a hostile act, and you must was received Sunday, May 5, with banker and professional railroad re- take the consequences." Monday the first opportunity to be- organizer, who had been involved in Surprise. In April, 1901, while Hill gin trading. As it fell out, Morgan's the NP since the panic of 73. Mor- was in Seattle and Morgan was tak- cable would have been too late if gan, fearing loss of control to Hill, ing the waters at Aix-les-Bains, Hill the Harriman crowd hadn't blown formed a working partnership with became concerned at the rising price the whole deal the day before. As it Business Week May 25, 1968 Transportation 101 Vancouver Canada Winnipeg GREAT NORTHERN Seattle Spokene ND Minn Helena Great Falls Deluth PACIFIC Bismarck Portland Fargo Minneapolis Mich Butte Billings Eugene S.D. St. Paul ~/Wyo Sioux Falls Ore Iowa Sloux City Calif. Ind. Burlington Bleber Nev Utah Casper Neb Omaha Galesburg Route Col Denver Kan St. Louis Kansas City Mo /KY Paducal Ariz N.M. N Okia Ark [Lines shown are Tex MISS TAla the CB&Q-centrelled Colorado & Southern and Fort Worth & Denver Rys. not included in the merger but be operated by the new company) Dallas Worth Houston Galveston Shooting for the longest railroad had happened, Harriman did not shorts had to dump their holdings gan (1949), was appalled. He went have quite all the shares he needed- in other stocks, and the wild selling to Washington and saw both TR and he was about 40,000 short. caused a general panic and collapse Knox to protest that Roosevelt might After a fretful night, he resolved of prices. Luckily neither the Mor- have given him the courtesy of ad- on Saturday, May 4, to pick up the gan nor Harriman factions wanted to vance warning. needed shares, and instructed Kuhn, press delivery requirements-so the When Roosevelt explained that Loeb to do so that day. (At that time panic was limited to one day only. that was precisely what the govern- the Stock Exchange was open for When it was all over, Harriman ment had not wanted to do, Morgan trading on Saturday mornings.) But had a majority of the total capital said: "If we have done anything Schiff was at synagogue when the stock, preferred and common. But wrong, send your man [Knox] to see order came in, and a junior man Morgan held the majority of com- my man [a Morgan lawyer], and waited until he could see Schiff be- mon-which included the rights to they can fix it up. fore executing it. Schiff, confident of retire the preferred, and Harriman Historic. To the surprise of most Harriman's position, negated the or- with it. Rather than contest the mat- corporation lawyers of the time, the der-thus leaving the door open for ter, a compromise was reached. Har- Supreme Court in 1904 held (by a the Hill-Morgan effort. riman got a seat on the NP board 5-4 decision) that the holding com- By Monday, Morgan's men had and a 20% stake in a new holding pany was in restraint of trade, just as begun buying the necessary shares, company, the Northern Securities an operating company might have and Harriman saw the futility of try- Co., into which the NP, GN, and been. ing to acquire the 40,000-share mar- Burlington would be merged. Justice John Marshall Harlan gin of comfort he needed. No warning. Shortly before the es- ruled that: "This process might be Panic. It was obvious by the fol- tablishment of the Northern Securi- extended until a single corporation lowing Wednesday that the NP mar- ties Co., Morgan had put together owned by three or four parties would ket had been cornered: the Hill-Mor- the U.S. Steel trust. Neither the then be in practical control of both roads gan and Harriman interests actually ascendant "muckrakers" of the press -or, having before us the possibility owned more stock in Northern Pacific nor President Theodore Roosevelt of combination, the control of the than existed. With both sides claim- looked kindly on such ventures, and whole transportation system in the ing victory, a showdown was in or- before long the government began country. I cannot believe that this is der. Traders who had sold NP short, investigating the northern lines. lawful." in order to cover, began to trade Early in 1902, Roosevelt instructed Ties. The current Justice Dept. wildly in what little NP stock was Attorney General Philander C. Knox action against the merger, although then available-mostly through loans. to bring suit against the Northern it is technically based on Section V NP opened Thursday, May 9, at $170 Securities Co. under the Sherman of the Interstate Commerce Act ra- and quickly shot to $225, $300, $650, Antitrust Act of 1890. The Northern ther than the antitrust acts grows $700, and at the height of the melee, Securities case was the first major out of the right of the Justice Dept. a block of 300 shares sold for $1,000 prosecution under the act. to sue if it thinks any ICC-approved per share. Morgan, as Frederick Lewis Allen merger violates antitrust laws. To pay the exorbitant prices, the relates in The Great Pierpont Mor- While the Northern Securities de- 102 Transportation Business Week May 25, 1968 cision was historic in its effect on the concept of holding companies, con- trol of the northern lines was little changed. When the company was dissolved, its shares of NP and GN were distributed to Northern Securi- ties shareholders on a pro-rata basis, The which reduced Harriman to a mi- nority holder of NP and maintained the community of interest between the two roads. Obviously, the ties that bind are not only on the roadbed where the northern lines are concerned. In suc- Interstate cessive attempts at consolidation, the roads have protested their sep- arateness and the strength of the competition between them-but they have maintained their joint owner- ship of the Burlington and of the State. Spokane, Portland & Seattle Ry. as well. In a second merger attempt in the 1920s, the ICC eventually gave its approval in 1930 on condition that the Burlington interest would be jettisoned. The lines refused. Long road. The latest merger at- tempt began in 1955 when John M. Budd, president of the GN, and Robert S. Macfarlane, then presi- dent and now chairman of the NP, When it comes to interstate highways, Tennessee is in started informal talks. A formal ap- plication went to the ICC in 1961. a real crossfire. East-West and North-South interstate In August, 1964, the merger received routes just seem to meet up with each other more a favorable report from an ICC ex- times in Tennessee than any place else. aminer, subject to modifications which would protect employees and When the entire interstate the Milwaukee road. Not until April, 1966, did the ICC reveal its decision: system is complete, Nashville Thumbs down, by an 8-to-2 vote. will be one of only five U.S. Three months later, the roads cranked up the legal machinery again cities to have as many as 3 and made a bid for reconsideration, interstate routes going through which included protection for the it. 6 big transportation "spokes". Milwaukee and for employees. The go-ahead was finally received from Memphis will have 4 spokes. ICC last November, and consumma- Chattanooga 4. tion was set for this month-until Chief Justice Warren hung out the And Knoxville 4. red flag and set the legal wheels turning one more time. Move your next plant to Tennessee and you'll really If and when the merger does take be on the road. place, Burlington Northern, Inc., with 26,500 mi. of rail routes, will Write for "Industrial Tennessee," Office of the Governor, be the longest rail system in the Cordell Hull Building. Nashville, Tennessee 37219. country, stretching from Galveston to Seattle through St. Louis, Kansas City, Chicago, Denver, and Minne- apolis-St. Paul. Total assets for the new company, on a post-merger basis, would be $2.8-billion. While the legal procedures go on, the roads maintain close contact. Tennessee The general offices of both the GN and the NP are housed in the same building in St. Paul built in the 1920s -the last time they thought they would merge. Recently carpenters 3 STATES IN ONE have been literally poking holes in the plaster so officials of the com- panies can pass back and forth with ease. End 104 Transportation Business Week May 25, 1968 Airliners are breathing down the necks of business and private planes competing for scarce runway space. Transportation Air Battling over the air traffic jam Commercial airlines and private plane operators each blame the other for at least part of the mess. The airlines say: 'Don't block the public.' The answer: 'It's a free country' Anyone who has flown around the Construction at the busiest airports, directed by a ground controller when Middle West and Northeast this which is where the problem occurs, smoke or haze or other local condi- spring knows that airline service is takes years. tions limit visibility. In bad weather, like the little girl who, when she is Bogging down. The plan may not everyone has to fly on instruments, good, is very, very good, but when even be passed by this Congress. and light planes do not fly at all if she is bad, she is horrid. Some congressmen are known to fa- they don't have suitable equipment. To an increasing degree the serv- vor alternative financing schemes Responsibility. VFR means that ice is horrid. Delays in the sky and and the House Ways & Means Com- the pilot is responsible for seeing all at ramps and runway ends are mount- mittee is still tied up on general tax other planes in the sky around him ing. "Periodically, we have to add 10 matters. and for being seen by their pilots. minutes to the scheduled time for So, any plan will probably be de- General aviation pilots prefer this one of our shuttle flights to reflect layed, and the fight will intensify system, but airline pilots, with a lot the amount of congestion it encoun- before conditions improve. more to watch inside the cockpit, ters," said an Eastern Air Lines offi- Leading the attack for general do not. Therein lies the difficulty: cial last week. "But it seems as aviation is the Aircraft Owners & Flying can be tricky when both sets though we just can't add the minutes Pilots Assn. "While a bus or truck of rules are in force in the same on fast enough. Today, some of our can carry many times what the pri- block of air at the same time. jets are taking longer than the old vate automobile can, that does not "The airlines' insistence on using Constellations did just a few years give it special priority over the pri- the air traffic control system even ago." vate user," says a recent policy state- when weather does not require it is Dispute. The passenger cabin and ment by the trade group. an attempt to shift some of the re- the departure lounge are not the only 'Speed limits.' The truck on a pub- sponsibility for avoiding traffic to the places where tempers are getting lic highway, this argument runs, "is federal controllers," say the Aircraft short over these delays. A bitter ar- almost always restricted to speeds Owners & Pilots. "However, history gument is breaking out between the below those allowed for the lighter has shown that being under the con- airlines and general aviation-all sec- and more maneuverable private ve- trol of the federal system is not a tors other than commercial and mili- hicle. The same principle must apply sure way of preventing collisions." tary-over who has what right to the in air." Thus, when airliners operate Scheduling blamed. General avia- limited air and ground space. At in the lower airspace used by most tion forces also charge that airline present, landings and takeoffs at air- small, slower planes, "reasonable schedules are responsible for much ports are generally on a first-come, speed limits must apply to the ve- of the traffic jam. Cessna Aircraft Co. first-served basis. Each side tends to hicle that creates the hazard," AOPA. says it found, for example, that one blame the other for at least part of maintains. This position, of course, major airport had 16 departures the traffic jam. gives airline officials fits. scheduled for 6 p.m. Even if the Administration's pro- Generally, there are two sets of The airlines insist this isn't as bad posed $1-billion airport moderniza- regulations under which it is possible as it sounds. This bunching happens tion plan, announced this week, were to fly: visual flight rules (VFR) and only at the biggest airports where the to be passed by the present Con- instrument flight rules (IFR). There greatest number of connecting flights gress, it is doubtful that relief would is also special VFR, which calls for have to arrive and depart close to arrive in time to stave off the crisis. aircraft operating under VFR to be each other, they say. But the bigness Business Week May 25, 1968 Transportation 109 of the airport generally means that gate positions are widely scattered, Let Kelly Girl® so all 16 planes scheduled to leave the gate at 6 p. m. do not get to the end of the runway simultaneously. Furthermore, the airlines note, 6 punch holes in your p.m. is when the public wants to travel, and not much can be done about that. Counterattack. George A. Spater, overtime. president of American Airlines, goes a step further and asserts: "There is much more bunching of general aviation flights at peak hours than there is of airline flights." According to a recent survey by the Port of New York Authority, he says, "42% of all general aviation operations at KELLY LaGuardia peaked between 3 p.m. and 7 p.m. American schedules only B 27% of its departures during this period." DO! Spater emerges as a spokesman for the airlines in this debate, be- cause American has been singled out by the Aircraft Owners & Pilots as a special target; the line's route system packs many of its flights into the busiest part of the U.S. airlanes, be- tween Chicago and St. Louis and the East Coast. KLLY Almost everyone agrees that new Kelly Girl. Available on a long-range or day-to- general aviation airports with ade- SERVICES® day basis. Help when you need it. For any office job. quate runways, hangars, and ground transportation facilities should be built quickly-away from the air- space used by airlines. Where possi- ble, additional shorter and narrower runways should be built at the major airports for light planes, where these runways can be used without con- flicting with airline traffic. Meantime, the airlines believe their increasingly efficient use of air- space through larger planes should give them favored positions at con- gested airports. They estimate that they will double the number of pas- senger miles flown within the next five years, while the number of YOU NEED planes will only grow from 2,270 to MORE THAN less than 3,500. In the same time DATA FOR span, general aviation planes aloft are expected to increase from 117,- SUCCESSFUL 000 to upwards of 160,000. BUSINESS YOU NEED "It is plain that unless some order IN COMPLETE and priorities are established, there JAPAN- EXPERT won't be any room for the airlines," says Spater. "We are all entitled BANKING SERVICE: to the rights and freedoms of Ameri- THE KIND can citizens, but this does not mean JAPAN'S most reliable YOU GET FROM that 100 people traveling in an air- line airplane must be subordinated SANWA BANK to the two or three people in a gen- Branches: 208 eral aviation airplane. Head Office: Fushimi-machi, Higashi-ku, Osaka "When saturation is reached on Cable Add: SANWABANK OSAKA the long runways at an airport like Tokyo Office: Takehira-cho, Chiyoda-k Tokyo LaGuardia," he says, "either general Cable Add: SANWABANK TOKYO New York Agency: 1 Chase Manhattan Plaza, New York aviation has to go elsewhere or the San Francisco Branch: 465 California Street, San Francisco airlines have to go elsewhere, and London Branch: 31-45, Gresham Street, London E.C.2 there is no other place for us to Hong Kong Branch: 20. Des Voeux Road, Hong Kong go." End 110 Transportation Business Week May 25, 1968 ured against its new competition. Against its current competitors, the Transportation Marine Post's total audience performance has been unimpressive: it suffers a disadvantage of three to one. New subsidy plans The new competition will be fun- damentally the news weeklies: Time, Newsweek, and U. News & World Report. Here, the Post's audience stir up turbulence will make a far better showing. Of the three news magazines, only Time would substantially exceed the Post Administration proposals to curtail subsidies for aviation in audience; Newsweek would reach about the same number of people; and the merchant fleet encounter stiff opposition from and the Post would do better than U.S. News. the industries and in Congress. Likelihood of passage is dim What's more, the Post has a higher proportion of women in its audience than the news weeklies. Agency men Two big industries this week felt the mercial, aviation users from 2¢ per think this will prove attractive to sting of the Administration's efforts gallon to 7¢ per gallon by fiscal 1969 advertisers, who prefer a balanced to cut the budget, when Transporta- and to 10c by fiscal 1972. (The air- audience rather than one heavily di- tion Secretary Alan S. Boyd pro- lines would receive a refund on the rected toward men. posed two new programs to Con- current 4¢ per gallon tax they pay Duplication. The risks for the Post gress. on gasoline.) are apparent, too. The deal could The programs would revise and, Impose a new tax on jet fuels strip the Post of all the desirable in many areas, reduce the direct sub- used by general aviation of 7¢ per subscribers who now read the Post sidies paid to the aviation and mari- gallon in fiscal 1969 and of 10¢ per but not Life. Thus, the Post would time industries. gallon by fiscal 1972. be left with perilously few readers Both industries have been crying Bigger share. The new taxes would who don't already read Life. Esti- loud and long for increased subsi- raise an additional $500-million in mates of the so-called "duplication" dies, however, and both have power- revenues in fiscal 1969, nearly proportion-that part of the Post's ful friends in Congress. So the bet- double what is now reaped from the audience that will read both mag- ting is that neither program will pass industry each year. The traffic con- azines-range in excess of 50%. Life in the present session unless dras- trol system is expected to cost $638- would be able to argue that adver- tically revised. million in fiscal 1969. tisers have no need of the Post. Loan fund. Instead of the existing Boyd's revenue plan may not get There are also advantages and federal aid program to all classes of through Congress. Some legislators risks for Time, Inc. Life, of course, airports, which has been costing the prefer a trust fund arrangement will be strengthened against Look, government $65-million to $70-mil- similar to that of the federal high- its principal competitor. But Time lion a year, Boyd has proposed a way system. The Transportation may have a considerably rougher $1-billion loan fund to be made up Dept. rejected this method, fearing fight against the new Post, which will from general appropriations. Loans that it would block all other avenues be a muscular competitor in the 3- would be granted to medium-sized of future federal funds for the in- million circulation class rather than airports that are "potentially viable" dustry. a weakling among the 7-million but which lack revenues to float their Another problem is the work load giants. Time may even be forced to own bond issues "at reasonable confronting Congress before ad- add circulation fast to counter the rates." Big airports would have to journment. The key Senate aviation Post's challenge in total audience. raise their own money privately. And subcommittee headed by Senator Outlook. In the long run, agency the little commercial airports-those A.S. Mike Monroney (D-Okla.) may executives think Time can take care served only by local service airlines- not take up the program this session. of itself; they also appreciate what would get outright grants for con- A day before presenting his avia- they perceive as Time, Inc.'s un- struction projects out of a separate tion program, Boyd touched off a willingness to see Curtis, one of the $100-million fund. furor in the maritime industry-and great magazine companies in the In either case, federal money in Congress-when he outlined the business, go down the drain alto- would be used only for runways and Administration's long-awaited policy gether. But the admen speculate that instrumentation. Revenue-producing on the U.S. Merchant Marine be- the Time people more than half ex- facilities such as terminal buildings, fore a Senate subcommittee. pect the Post's editorial redirection, hangars, and parking lots would The Administration plan, which is a necessary adjunct to its circulation have to be financed privately. strongly opposed by the industry overhaul, to run out of steam. That, At the same time, Boyd submitted and its Congressional supporters, of course, would leave Life with the a second aviation measure, a plan to would: circulation, and Time still without increase user charges to make the in- Reduce the subsidized fleet to the competition from the Post. dustry bear the brunt of the soaring the level necessary for national de- Thus, the verdict on Curtis is still costs of the government operated fense, unofficially estimated at 200 out. Last Monday, some wags in a air traffic control system. The bill ships (compared with the 300 ships publishing office-competitive with would: now subsidized). both Life and the Post-were passing Hike the tax on passenger tickets Make subsidies more competi- around one of Life's promotional ads, from 5% to 8%. tive by making them available to a one of those ads whose tagline reads: Introduce a new 8% tax on air larger segment of the industry, in- "Life. Consider the alternative." freight waybills. cluding bulk cargo carriers. Handlettered in pencil were the Increase the effective tax rate Provide construction subsidies words:, "Post life?" on gasoline for general, or noncom- only when Navy shipbuilding in 44 Business Week May 25, 1968 private yards will not support a G. Magnuson (D-Wash.), chairman News briefs minimum shipbuilding force. of the Senate Commerce Committee, Allow U.S. shipowners to buy and Representative Edward A. cheaper foreign made ships. Garmatz (D-Md.), chairman of the House Merchant Marine & Fisheries An F-111A crash on May 8 was Bring the Maritime Administra- blamed by the Air Force this week tion under the Transportation Dept. Committee. They were pushing hard on a defective valve. The Air Force What it costs. Of the 971-ship for this year's authorization for a has now solved five of the seven merchant fleet, 308 now get operat- $1.5-billion, five-year construction F-111A crashes, and says none was ing and construction subsidies. Since program that would add 150 to 200 caused by a defect grave enough to the program began in 1937, the gov- new ships to the Merchant Marine shake its faith in the controversial ernment has paid out $2.5-billion in fleet. operating subsidies (the difference Opposition. As recently as last fighter-bomber. in cost between running an Ameri- February, the legislators had been A long-term contraceptive, Upjohn can flag ship and a comparable led to believe that the White House Co.'s injectable form of the drug foreign ship), and $972-million in would support their plan. When it Depo-Provera, may receive market- construction subsidies (which offset didn't, there were sharp rebukes on ing approval this year from the Food the higher costs of building a ship the Hill. & Drug Administration. Squibb in U.S. yards). With Congress and the White Beech-Nut, Inc., also is seeking FDA Congress, meantime, had worked House poles apart in their approach approval for a long-term contracep- on its own maritime program under to maritime ills, the likelihood is tive to be administered by doctors the stewardship of Senator Warren that there will be no action this year. only. The Interior Dept. has reversed its cancellation of a controversial 7,213- bbl.-a-day petrochemical import quota for Standard Oil Co. of Indi- TEXAS MISS. ana, after the Justice Dept. passed the word that the cancellation had weak legal footing. However, Interior plans quick changes in the rules to LOUISIANA block double quotas to the company that processes oil and petrochem- icals. U.S. companies that borrow money abroad could keep it there until needed, instead of having to ship Gulf of Mexico much of it home, under a rule change proposed this week by the Com- merce Dept. The old rule has threatened to shrink the Eurodollar market, just at a time when borrow- ing was heaviest. To qualify for the exemption, companies would pledge to use up funds borrowed abroad before transferring cash from the Oilmen bid high for Gulf leases U.S. The Supreme Court this week up- held a Federal Trade Commission The oil industry surprised even it- about offshore operations because: order that General Foods divest itself self this week when it put up $602- New geophysical techniques are of S.O.S. Co., though the two com- million in winning bids for 141 more accurately identifying potential panies were not direct competitors. federal oil and gas leases in the Gulf reserves. The ruling-that General Foods' of Mexico off Texas. The profit squeeze on foreign huge marketing power could be used The Interior Dept. had figured to oil production is getting tighter. to boost S.O.S. sales of steel scour- get around $200-million for the Demand for oil is rising fast. By ing pads-serves as a warning on leases, and even the most optimistic 1980, U.S. demand will rise to 18- possible conglomerate mergers to ac- forecast was only $300-million. Four million bbl. a day, compared to 12- quisition-minded executives. previous federal lease sales in off- million bbl. now. shore Texas totaled only $68.1- One oilman observes: "Going off- A group of 44 companies in the New million for 105 tracts. shore is a matter of survival for some York area has pledged 2,400 jobs to The Texas sale is part of the companies. They simply are not find-\ the National Alliance of Business- worldwide surge of interest in off- ing needed reserves onshore." Off- men-a private organization seeking shore drilling. Last February, the oil shore exploration generally costs to find 200,000 jobs for hard-core un- companies bid a record $603-million three times more than onshore. employed. The single New York for federal leases in the Santa Bar- Texaco, Inc., and Humble Oil & pledge represents 13% of the area's bara Channel off California. And last Refining Co., two of the industry's quota. Social Research Corp. repre- June, they paid $510-million for the giants, were the high bidders in the senting the companies, has applied right to further exploration in the Texas sale. Texaco had winning bids for a Labor Dept. grant of $6.9-mil- fields off east Louisiana. totaling $235-million, Humble $140- lion to provide training and counsel- Drillers are getting more excited million. ing. 48 Business Week May 25, 1968 Depression of the early thirties, and during the recession of 1937-38, loss- Highlights of Previous Study es on common stock were frequent. on Stock Market Probabilities But you can't ignore the study's con- clusion that you could have made This study, published in 1965, sought that meant 87,990 possible combina- money in 91% of all the 820 possible to determine a hypothetical inves- tions of monthly purchases and sales year-to-year holding periods from tor's chances of making a profit by throughout the 35 years. For all the 1926 to 1965, ex taxes. choosing stocks at random during common stocks on the New York "How does the rate of return on stocks the 35-year period from 1926 to 1960. Stock Exchange during all or any In other words, how you probably part of that period, it meant 56,557,- stack up against other ways I might would have done if you exercised no 538 possible transactions! have invested my money?" judgment. If you had merely fired Conclusions darts at the stock pages of your Another good question. Four years newspaper to choose your stocks- If you had been our hypothetical in- ago, a preliminary study concerning and at calendars to determine when vestor, here is what you might have you bought and when you sold. expected on average if you had rates of return in the stock market, At the Center for Research in Se- bought single stocks by purely ran- 1926 to 1960, disclosed that common curity Prices, Prof. Lawrence Fisher dom selection: stocks yielded rates of return substan- figured how you would have made You would have made a profit on tially higher than alternative invest- out if you had bought every stock on 78 percent of your transactions. ment media for which comparable the New York Stock Exchange at the Odds of better than three to one. Of data were available. end of every month from January, course, you would have lost 22 per- 1926, to December, 1960, reinvested cent of the time. Specifically, Fisher and Lorie dividends-and then sold the stock Your median rate of return would pointed out that savings in commer- in each and every succeeding month. have been 9.8% per year, com- cial banks, mutual savings banks, and Take General Motors, for exam- pounded annually. savings and loan associations yielded ple. Dr. Fisher assumed that you On more than half of your trans- bought GM in January of 1926 and less than 4% for most of this period. actions, you would have at least sold in February, bought in January Yields on mortgage loans and bonds doubled your money. and sold in March, bought in Janu- of all kinds were generally lower than ary and sold in every month right Over two thirds of the time, your those available on common stocks. rate of return would have exceeded up through December of 1960- a total of 419 combinations. Then the 5% per year, compounded annually. "What has Merrill Lynch got to do researchers went back and assumed Almost one fifth of the time, your with all of this?" you bought GM in February of 1926 rate of return would have been 20% -and sold in March, sold in April, per year, compounded annually. Well, Merrill Lynch has supported sold in May, and so on through De- Losses of 20 percent per year oc- this project-over many years. So have cember, 1960. curred only about eight times in a several major research foundations, For GM or any other common hundred; losses of more than 50 per- stock listed for the whole period- cent less than two times in a hundred. because they think the project puts facts and figures where only guesses existed previously. No one is more appreciative of that than the banks, other words, they are the rates that the same basis, our $50,000-a-year insurance companies and other large would have applied before taxes. man would have realized 6.1%. The institutional investors who are now But Lawrence Fisher and James H. comparable returns for the postwar also supporting the work of the Cen- Lorie-the professors who conducted years: 10.4% and 8.5%. ter for Research in Security Prices. this research job-are very patient and "Are you trying to tell me that you Merrill Lynch wants its customers meticulous men. Their study also can't lose buying common stocks?" to know as much as we can tell them shows exactly how you might have By no means. People have lost their about the risks and rewards of invest- made out after Federal taxes, in each shirts in the market, and everybody ing before they put their money into of the 820 possible periods. First, as- knows it. In the single year of 1962, the stock market. That's why, for a suming you had filed a joint return on the average rate of return was nega- great many years, our motto has been: a taxable income equal to $10,000 in tive-minus 13.3%. During the Great Investigate-then invest. 1960, then, assuming you had an in- come equal to $50,000 in 1960, and comparable incomes in other years. The results for each category of in- MERRILL LYNCH, 507EB vestor are also shown with reinvest- PIERCE, FENNER & SMITH INC ment of dividends, without reinvest- P. O. Box 333, Wall Street Station, N.Y., N.Y. 10005 ment, even ignoring dividends! All Findings of the Center for Research in Security Prices told, there are eighteen separate tables. Please send me, without charge or obligation, a reprint of the Journal (Clip coupon for your free copy.) of Business article, "Rates of Return on Common Stocks, 1926-1965." Over the full 40-year period-after NAME paying commissions and Federal taxes (and counting dividends but not ADDRESS reinvesting them) - our $10,000-a- CITY year man would still have realized an average rate of return equal to 6.9% STATE ZIP PHONE PT per year, compounded annually. On Transportation July 2, 1908 CONGRESSIONAL RECORD - SENATE S 8069 By Mr. BROOKE (for himself, Mr. ing mandatory overtime hours, and their America in Congress assembled, That in ANDERSON, Mr. BIBLE, Mr. BURDICK, resources are being SO overtaxed that recognition of (1) the ever increasing work- Mr. CARLSON, Mr. CASE, Mr. CLARK, their efficiency necessarily suffers. It is load and stress on air traffic controllers, par- Mr. DIRKSEN, Mr. DOMINICK, Mr. ticularly at certain airports in the Nation, GRUENING, Mr. HANSEN, Mr. HART, Mr. becoming increasingly difficult to attract and (2) the fact that, with very large air- HARTKE, Mr. HATFIELD, Mr. INOUYE, new men of high caliber who possess the craft carrying many more passengers soon Mr. JAVITS, Mr. LONG of Missouri, Mr. skill and stamina necessary to function to become operational, the performance of MCINTYRE, Mr. MONDALE, Mr. SMA- in this delicate and essential occupation. such controllers will become even more im- THERS, and Mr. TOWER) Besides the drain on human resources, portant, there is hereby established a com- S. 3727. A bill to establish a commission physical facilities are often not adequate mission to be known as the Advisory Com- to be known as the Commission on Air Traf- to the job at hand. Because of insuf- mission on Air Traffic Control (hereinafter fic Control; to the Committee on Commerce. ficient runways and electronic landing referred to as the "Commission") (See the remarks of Mr. BROOKE when he SEC. 2. (a) The Commission shall make a introduced the above bill, which appear un- systems, some airports now operating full and comprehensive study of air traffic der a separate heading.) are actually unable to handle the pres- control and the duties and responsibilites By Mr. HARRIS (for himself and Mr. ent traffic and still maintain minimum of air traffic controllers in order to deter- MONRONEY) safety standards. In many facilities the mine what policies are necessary to assure S. 3728. A bill to authorize the use of funds radar necessary for positive control is that such controllers are of the highest cali- arising from a judgment in favor of the obsolete and inadequate; in many other ber attainable and work under such rules as Kiowa, Comanche, and Apache Tribes of In- facilities there is no radar at all. Among will best insure the-safety of the public. Such dians of Oklahoma, and for other purposes; its other deficiencies, our air traffic con- study shall include- to the Committee on Interior and Insular (1) an examination and determination of Affairs. trol system has no means of limiting or the best methods for defining the "work By Mr. BREWSTER: even forecasting the number of airplanes loads" of air traffic controllers and "high S. 3729. A bill for the relief of Carlota de which schedule arrivals and departures density" airport facilities, taking due ac- Veyra; and at any single airport at a given time. At count of other relevant surveys and studies; S. 3730. A bill for the relief of Erlina R. major airports, delays are commonplace. (2) a thorough review and recommenda- Manzano; to the Committee on the Judiciary. As these occur, spacing between aircraft tions concerning air traffic control personnel By Mr. CASE: is often shortened to the point where standards and practices, including problems S. 3731. A bill to prohibit the use of certain safety is undermined. of recruitment, education and training, per- park and recreational lands for public work sonel qualification, licensing and classifica- Our annual increase in air traffic has projects unless such lands so utilized are tion, periodic proficiency and medical ex- replaced by lands of a like kind; to the Com- been very substantial during the past 5 aminations, compensation, retirement, and mittee on Interior and Insular Affairs. years. It promises to continue without leave policies; By Mr. BOGGS (for himself, Mr. BEN- abatement for the foreseeable future. If (3) a consideration of the desirability and NETT, Mr. CASE, Mr. COTTON, Mr. the American people are to have air feasibility of establishing an academy to MONTOYA, Mr. SCOTT, Mr. JAVITS, and transportation that is reasonably de- conduct specialized education and training Mr. WILLIAMS of Delaware) pendable and at the same time meets for air traffic control personnel; S. 3732. A bill to create a Catalog of Fed- (4) any other matter which the Commis- eral Assistance Programs, and for other pur- proper safety standards the country sion deems necessary to carry out its re- poses; to the Committee on Government Op- must, without further delay, develop the sponsibilities under this Act. erations. facilities and the manpower which will (b) The Commission shall submit a com- (See the remarks of Mr. BOGGS when he make it possible to manage safely and prehensive report of its study, including introduced the above bill, which appear un- efficiently our rapidly accelerating air such recommendations for legislation as it der a separate heading.) traffic flow. deems appropriate, to the President and the It is for these reasons that I send to Congress within one year after the date of enactment of this Act. The Commission S. 3727-INTRODUCTION OF BILL the desk a bill to establish a commission shall cease to exist ninety days after the TO ESTABLISH A COMMISSION to be known as the Commission on Air submission of such report. TO BE KNOWN AS THE COM- Traffic Control. The Commission shall SEC. 3. (a) The Commission shall be com- MISSION ON AIR TRAFFIC CON- be responsible for making a full and posed of fifteen members appointed by the TROL compresensive study of air traffic con- Secretary of Transportation. The composi- trol and the duties and responsibilities tion of the Commission shall be as follows: Mr. BROOKE. Mr. President, every of air traffic controllers. It will serve in (1) four members appointed from private time we take off or land in an airplane, life; an advisory capacity to the Secretary of our lives are literally in the hands of two (2) four members who are active air traf- Transportation, and will submit a com- fic controllers appointed from recommenda- human beings: the pilot in the cockpit prehensive report of its findings to the tions by the Professional Air Traffic Control- and the controller in the tower. We are President and the Congress within 1 lers Organization, the Air Traffic Control As- aware of the care with which pilots are year. sociation and the National Association of selected and trained: each airline is re- I am pleased to have as cosponsors of Government Employees: sponsible for its own personnel, and its (3) one member appointed from recom- this measure: Mr. ANDERSON, Mr. BIBLE, safety record is a matter of frequent pub- mendations submitted by the Air Transport Mr. BURDICK, Mr. CARLSON, Mr. CASE, Mr. lic pronouncement. But air traffic con- Association of America; CLARK, Mr. DIRKSEN, Mr. DOMINICK, Mr. trollers, as Government employees, come (4) one member appointed from recom- GRUENING, Mr. HANSEN, Mr. HART, Mr. mendations submitted by the Airline Pilots under different standards of recruitment HARTKE, Mr. HATFIELD, Mr. INOUYE, Mr. Association and the Allied Pilots Associa- and training. JAVITS, Mr. LONG of Missouri, Mr. Mc- tion; While the pilot may be at the manual INTYRE, Mr. MONDALE, Mr. SMATHERS, and (5) one member appointed from recom- controls of the plane, some of the most mendations submitted by the Aircraft Own- Mr. TOWER. vital decisions are made by the man in ers and Pilots Association; the control tower. The controller tells Mr. President, I introduce this bill and (6) one member appointed from recom- the pilot when to take off and to land, ask unanimous consent that it be printed mendations submitted by the National Bus- at this point in the RECORD. iness Aircraft Association; how much distance to keep between planes, where to circle the airport and The PRESIDENT pro tempore. The (7) one member appointed from the Civil Service Commission or its employees; for how long, the approach to take for bill will be received and appropriately re- (8) one member appointed from the Fed- a landing, and the pattern to follow after ferred; and, without objection, the bill eral Aviation Agency; takeoff. The control of the flow of traffic will be printed in the RECORD. (9) one member who is an expert in the at all of our airports is largely in the The bill (S. 3727) to establish a com- field of air traffic control, and who shall hands of the controllers, and they must mission to be known as the Commission serve as chairman. be well trained. on Air Traffic Control, introduced by Mr. (b) Vacancies shall be filled in the same But air traffic in the United States is BROOKE (for himself and other Sena- manner in which the original appointments rapidly aproaching a critical stage; in tors), was received, read twice by its title, were made. Any vacancy. in the Commission some areas of high-density traffic, crises shall not affect its powers, and six members referred to the Committee on Commerce, of the Commission shall constitute a already exist. In many areas the sys- and ordered to be printed in the RECORD, quorum. tem is handicapped by a lack of suf- as follows: (c) Each member of the Commission who ficient competent personnel to operate S. 3727 is appointed from private life shall receive essential positions and direct aircraft Be it enacted by the Senate and House of $100 per diem for each day (including travel movement. Many controllers are work- Representatives of the United States of time) during which he is engaged in the S8070 CONGRESSIONAL RECORD SENATE July 2, 1968 actual performance of his duties as a member sary to carry out the purposes of this Act, But at least it was an effort. It was a of the Commission. A member of the Com- and such contracts or other arrangements, or start. My colleague's study made it plain, mission who is in the legislative, executive, or modifications thereof, may be entered into judicial branch of the United States Govern- however, that much more information is without legal consideration, without per- ment shall serve without additional compen- formance or other bonds, and without re- needed if the many agencies and levels of sation. All members of the Commission shall gard to section 3709 of the Revised Statutes, State and local government-along with be reimbursed for travel, subsistence, and as amended (41 U.S.C. 5); private citizens-are to be able to make other necessary expenses incurred by them (4) to make advance, progress, and other the best use of the programs available to in the performance of such duties. payments which the Commission deems nec- them. SEC. 4. (a) The Commission is authorized essary under this Act without regard to the It is evident that the publication of a to appoint and fix the compensation of such provisions of section 3648 of the Revised personnel as may be necessary to carry out Statutes, as amended (31 U.S.C. 529); and compendium such as this bill provides the provisions of this Act. Such appoint- (5) to make any other expenditures neces- would be useful in focusing attention on ments shall be without regard to the pro- sary to carry into effect the purposes of this overlapping functions of various agen- visions of title 5, United States Code, gov- Act. cies. It would certainly also suggest ways erning appointments in the competitive for judicious trimming of the budget. service, and such compensation shall be paid This bill is in keeping with the spirit without regard to the provisions of chapter S. 3732-INTRODUCTION OF PRO- of a bill I cosponsored in January of 1967 51 and subchapter III of chapter 53 of such GRAM INFORMATION ACT which called for the establishment of a title relating to classification and General Mr. BOGGS. Mr. President, I intro- Hoover-type commission to study the or- Schedule pay rates, but no individual so ap- pointed shall receive compensation in excess duce, for appropriate reference, and on ganization and operation of the execu- of the rate prescribed for GS-18 in the Gen- behalf of myself and Senators BENNETT, tive branch of the Government. eral Schedule under section 5332 of title 5, CASE, COTTON, MONTOYA, SCOTT, JAVITS, Introduction of a clean bill (S. 3640) United States Code. and WILLIAMS of Delaware, a bill to followed hearings on this proposal to (b) The Commission is authorized to ob- create a catalog of Federal assistance eliminate duplication and overlapping of tain services of experts and consultants in programs, and for other purposes. Federal services, activities, and functions accordance with the provisions of section We are all familiar with the prolifera- and to consolidate them where possible. 3109 of title 5, United States Code, at rates for individuals not to exceed $100 per diem. tion of Federal programs in recent years. Hopefully the Senate will get an oppor- (c) The Commission is authorized to ac- The tangle of programs frustrates efforts tunity to act on it before the current ses- cept and utilize the services of voluntary un- to ferret out all of those which apply to sion is over. compensated personnel and reimburse them certain individuals or to a particular I might say, Mr. President, that the for travel expenses, including per diem, as agency of State or local government. intent of the bill I introduce today to authorized by section 5703 of title 5, United No one will ever know how many man- make the operation of the Federal Gov- States Code. hours this searching has wasted. ernment more efficient is also in line with SEC. 5. (a) The Commission, or, on the The absence of a reliable cross-refer- the basic intent of S. 355, the proposed authorization of the Commission, any sub- committee or member thereof, may, for the enced source of information for all Fed- Legislative Reorganization Act of 1968, purpose of carrying out the provisions of eral programs has also undoubtedly which has been passed by the Senate this Act, hold such hearings and sit and act contributed to an overlapping of Fed- (March 7, 1967), but not by the other at such times and places, administer such eral programs, adding needless cost to body. oaths, and require, by subpoena or otherwise, the considerable confusion. My introduction of the proposed Pro- the attendance and testimony of such wit- As a new Member of the House of gram Information Act follows widespread nesses and the production of such books, Representatives, my colleague from Del- interest shown in the proposal after Mr. records, correspondence, memorandums, pa- pers, and documents as the Commission or aware, the Honorable WILLIAM V. ROTH, ROTH introduced it in the House. Be- such subcommittee or member may deem JR., was constantly being asked about cause much of that interest came from advisable. Subpoenas may be issued under various programs. He determined that Member of the Senate, he encouraged me the signature of the chairman of the Com- he needed more answers than were im- to introduce it here; and I am very happy mission, of such subcommittees, or any duly mediately available. Being resourceful as to do so. designated member, and may be served by well as energetic, he and his staff pro- I ask unanimous consent that three of any person designated by such chairman or ceeded to make an intensive survey of the comments on the proposal, one by member. The provisions of section 102 to 104, existing Federal programs; and from Roscoe Drummond and the others edi- inclusive, of the Revised Statutes (2 U.S.C. secs. 192-194), shall apply in the case of fail- that study has emerged not only a com- torials in the Wilmington, Del., Evening ure of any witness to comply with a subpoena pilation of nearly 1,300 programs, but a Journal and the Washington Daily News, or to testify when summoned under author- proposal to create an up-to-date com- be inserted at this point in the RECORD, ity of this section. pendium of existing programs. (See along with a copy of the bill. (b) The Commission is authorized to se- RECORD pp. H5434-H5585, June 25, 1968.) The PRESIDENT pro tempore. The cure directly from any department, agency, Mr. ROTH'S efforts have already won bill will be received and appropriately or instrumentality of the United States in- him a wide favorable response; and I referred; and, without objection, the bill formation, studies, surveys, and reports to join many of his House colleagues and carry out the purposes of this Act. Each and editorials will be printed in the such department, agency, or instruemental- others in congratulating him for the very RECORD. ity is authorized and directed to furnish valuable contribution he has made. The bill (S. 3732) to create a Catalog such information, studies, surveys, and re- The bill which Mr. ROTH introduced in of Federal Assistance Programs, and for ports directly to the Commission, upon re- the House, and which I am introducing other purposes, introduced by Mr. BOGGS quest made by the chairman, unless the today in the Senate, provides that the President determines that it is in the best (for himself and other Senators), was President shall send to the Congress at interests of the security of the United States received, read twice by its title, referred the beginning of each regular session a that such information, studies, surveys, and to the Committee on Government Oper- catalog of Federal assistance programs. reports not be furnished. ations, and ordered to be printed in the SEC. 6. To carry out the provisions of this The catalog is to outline all the essen- RECORD, as follows: Act, the Commission shall have the author- tial information a potential applicant for S. 3732 ity- a Federal program would need. This (1) to prescribe such rules and regulations catalog is to be revised at no less than Be it enacted by the Senate and House of as it deems necessary governing the manner monthly intervals. Representatives of the United States of of its operations and its organization and America in Congress assembled, This catalog is also to be the only personnel; SHORT TITLE compendium of program information (2) to obtain, upon a reimbursable basis, from any department, agency or instrumen- published by any Federal agency or de- SECTION 1. This Act may be cited as the "Program Information Act." tality of the United States, with the consent partment. DEFINITIONS of the head thereof such facilities, services, Most of us are familiar with the cata- and supplies as the Commission deems neces- log developed by the Office of Economic SEC. 2. For the purposes of this Act- sary to carry out its duties; Opportunity. In his study of this catalog, (a) The term "Federal assistance pro- (3) to enter into contracts or other ar- gram" means any program providing Fed- Mr. ROTH found that it was incomplete rangements, or modifications thereof, with eral benefits, regardless of whether it is iden- State and local governments, and institutions and the information contained was in tified as a separate program by law or by and individuals in the United States, to con- many cases far too little to be of much any administering agency, which can be duct studies the Commission deems neces- help to a potential program beneficiary. differentiated from any other such program July 2, 1968 CONGRESSIONAL RECORD - SENATE S8071 on the basis of its legal authority, its admin- deadlines, and the time taken to process or listed in section 6 as is given in the most istering office, its specific purpose, the spe- approve an application. recent revision of the Catalog shall be re- cific benefits it provides, or the specific qual- (7) identify related programs. tained in any such reprint. All other com- incations of its beneficiaries. FORM OF CATALOG pendiums of program information are pro- (b) Federal Assistance program "benefits" SEC. 7. (a) Detailed budgetary informa- hibited in order to make the Catalog the include but are not limited to grants, loans, tion shall be given for each Federal assist- exclusive source of such program information mortgage loans, mortgage and other insur- ance program. Except for budgetary infor- both for the public and for the program ance, scholarships, other financial assistance, mation, similar information for each Federal officer. property of any kind, services, technical as- assistance program may be consolidated. DELEGATION OF FUNCTIONS sistance, and expert information. (b) The program information may be set SEC. 11. The President may delegate any (c) A Federal assistance program "bene- forth in such form as the President may de- function conferred upon him by this Act to ficiary" includes but is not limited to a termine, and the Catalog may include such the director or other personnel of the Bureau State, or grouping or subdivision thereof, other program information and data as in of the Budget, with authority for redelegation county, city, other political body, profit or his opinion are necessary or desirable in order within that Bureau, but no functions under nonprofit corporation or institution, any to assist the potential program beneficiary this Act may be delegated to any other de- individual, or any other potential beneficiary, to understand and take advantage of each partment, agency, or officer of the United domestic or foreign, other than an agency Federal assistance program. States. of the United States. (c) The Catalog shall contain a detailed AMENDMENT TO BUDGET AND ACCOUNTING (d) An "administering office" is the lowest index designed to assist the potential bene- subdivision of any Federal agency or depart- ACT, 1921 ficiary to identify all Federal assistance pro- ment that has direct, operational responsi- grams related to a particular need. SEC. 12. Section 207 of the Budget and Ac- bility for a Federal assistance program. (d) The Catalog shall be in all respects counting Act, 1921 (31 U.S.C. 16) is amended (e) "Federal agency or department" means concise, clear, understandable, and such that (1) by inserting "(a)" immediately after any executive department; independent it can be easily understood by the potential "SEC. 207.", and (2) by adding at the end commission; wholly owned Government cor- beneficiary. thereof the following new subsection: poration; board, bureau, office, agency, or "(b) The Bureau, under such rules and SIMPLIFICATION OF APPLICATION PROCEDURE other establishment of the Government, in- regulations as the President may prescribe, cluding any independent regulatory commis- SEC. 8. The President shall transmit with shall prepare the Catalog of Federal assist- sion or board; and the municipal government the Catalog a report setting forth the specific ance programs in accordance with the Pro- of the District of Columbia. measures taken in the past year to simplify gram Information Act, shall prepare pro- and consolidate the various application EXCLUSION posals on improvements in the Catalog so as forms and program guidelines a potential further to assist the potential program bene- SEC. 3. This Act does not apply to any ac- beneficiary would use to benefit from each ficiary to understand and take advantage of tivities related to the collection or evalua- Federal assistance program, and to coordi- each Federal assistance program, and shall tion of national security information. nate, simplify, and consolidate application make every effort to simplify and consolidate CATALOG OF FEDERAL ASSISTANCE PROGRAMS forms and program guidelines of one Federal the various application forms and program SEC. 4. The President shall transmit to Con- assistance program with application forms guidelines that a potential beneficiary would gress during the first days of each regular and program guidelines of other related use to benefit from each Federal assistance session a catalog of Federal assistance pro- Federal assistance programs, administered program, and to coordinate, simplify, and grams, referred to in this Act as the Catalog, either by the same or especially by differ- consolidate application forms and program in accordance with this Act. The Catalog shall ent Federal agencies or departments. guidelines of other related Federal Assist- set forth the required program information MONTHLY REVISION ance Programs, administered either by the for each Federal assistance program, sum- SEC. 9. The President shall revise the Cata- same or especially by different Federal agen- mary data and text, supporting additional log at no less than monthly intervals. Each cies or departments. In order to facilitate its detail, required reports, recommendations, revision- performance of any function specified in this and other matter as the President may (1) shall reflect for each Federal assistance title, the Bureau of the Budget may-- determine. program any changes in the program infor- "(1) prepare information for machine PURPOSE OF CATALOG mation listed in section 6. processing; SEC. 5. The Catalog shall be designed to (2) shall further reflect addition, consoli- "(2) process information by machine by assist the potential beneficiary identify all dation, reorganization, or cessation of Fed- performing mathematical or logical opera- existing Federal assistance programs where- eral assistance programs, and shall provide tions thereon, selective retrieval, integration, ever administered, and shall supply informa- for such Federal assistance programs the or other machine operations; and tion for each program SO that the potential program information listed in section 6. "(3) prepare for presentation or other use beneficiary can determine whether particu- (3) shall include such other program in- information processed by machine. lar assistance or support sought might be formation as will provide the most current The Bureau may acquire automatic data available to him to use for the purposes he information on changes in current funding processing equipment and retain personnel wishes. status, on changes in organizations admin- needed for any activity authorized by the REQUIRED PROGRAM INFORMATION istering the Federal assistance prograins, and Program Information Act." SEC. 6. For each Federal assistance program, on other changes of direct, immediate rele- TRANSFER OF FUNCTIONS the Catalog shall- vance to potential program beneficiaries as SEC. 13. (a) The functions of operating the (1) identify the program. The identifica- will most accurately reflect the full scope of Federal Information Exchange System and tion may include the name of the program, Federal assistance programs, and the current of preparing the Catalog of Federal Assist- organizational structure of the Federal the authorizing statute, the specific adminis- ance Programs administered prior to the en- tering office, and a brief description of the agencies and departments that administer actment of this Act by the Information Cen- program including the objectives it is de- such programs. ter of the Office of Economic Opportunity are signed to attain. (4) may include such other program in- removed from the Office of Economic Oppor- (2) describe the program structure. The formation and data as in the President's tunity and shall be administered instead by description may include a statement of the opinion are necessary or desirable in order the Bureau of the Budget, not to be dele- eligibility restrictions, the available benefits, to assist the potential program beneficiary gated therefrom to any Federal agency or de- and the restrictions on the use of such to understand and take advantage of each partment. Such personnel, records, property, benefits. Federal assistance program. and unexpended balances of appropriations (3) state the level of funding. This state- PUBLICATION BY SUPERINTENDENT OF related to functions under this Act as may ment may include a tabulation of the appro- DOCUMENTS be agreed upon between the Director of the priations sought, past appropriations, ob- SEC. 10. The Superintendent of Documents Office of Economic Opportunity and the Di- ligations incurred, average assistance given, shall make the Catalog and all revisions rector of the Bureau of the Budget may be or other pertinent financial information de- thereof available to the public at cost in transferred from that Office to the Bureau. signed to indicate the size of the program quantities adequate to meet public demand, (b) Sections 613 and 635 of the Economic and any funding remaining available. providing subscriptions to the Catalog and Opportunity Act of 1964 are amended by in- (4) state the costs to the recipient of re- revisions thereof in such manner as he may serting "of the Bureau of the Budget" im- ceiving assistance or support. This state- determine. mediately after "Director" each place it ap- ment may include a statement of prere- pears therein. The Catalog shall be the only compendium quisites to receiving benefits, and of duties of program information published by any The editorials, presented by Mr. BOGGS, required after receiving benefits. Federal agency or department. For its own are as follows: (5) identify the appropriate officials to use, any department or agency of the United contact. The list may include contacts in [From the Washington Post, June 26, 1968] States may reprint such parts of the Catalog, both Washington, D.C., and locally, includ- together with such other program informa- DOMESTIC AID CAUGHT IN SPRAWLING CHAOS ing addresses and telephone numbers. tion, as it may deem appropriate and may (By Roscoe Drummond) (6) describe the mechanics of application. change the form of the Catalog in any such WASHINGTON-Federal Administration of The description may include application reprint, but all the program information billions of dollars in aid to millions of Amer- S8072 CONGRESSIONAL RECORD - SENATE July 2, 1968 icans is so tangled today nobody knows how thread his way through the bureaucratic reaucracy which defies even the expert bad things are. maze of federal aid programs to ensure that searchers of a Congressman's office! The need is urgent to rescue from itself the Delaware gets its share of them. Now, his And LBJ says he has a tight budget! sprawling, chaotic, inefficient, overburdened, successor, U.S. Rep. William V. Roth Jr., has overcostly maze of Federal assistance pro- come up with an idea that might make Mr. grams. McDowell's job obsolete. SENATE RESOLUTION 311-RESOLU- Democratic liberals like the late Robert Mr. Roth's measure to require the federal TION TO MAKE A STUDY OF MILI- Kennedy, J.F.K. aides Daniel Moynihan and government to maintain a complete, up-to- TARY OVERPAYMENTS Richard Goodwin and Republican conserva- date catalog of its aid programs is needed tives like Congressmen Melvin Laird, Gerald and long overdue. Mr. TOWER. Mr. President, I submit Ford and Charles Goodell have for some time There is no quarrel with Mr. McDowell's for appropriate reference, a measure that been suggesting that the Federal complex has work-federal aid, which rose an estimated instructs the Comptroller General of the become so big, so cumbersome, so overlapping $5 million to about $50 million in Delaware that it simply can't any longer do its job. United States to make a complete study this year, is an important source of revenue. The need is to decentralize, not just a little And as things now stand, without the serv- of overpayments of compensation and bit but radically, functions, funds and au- ices of someone to bridge the information allowances to members of the Armed thority SO that State and local Government- gap between eligible recipient and the gov- Forces and employees of the executive near to the people-can begin to do the job ernment Delaware could easily lose sizable branch of the Government as a result of on a scale which is manageable. sums of federal support for its programs. administrative error. The number of New facts which reveal how bad the situa- Individuals and small local governments, these overpayments which are not the tion is come from a heroic effort of a lone however, cannot afford the services of an fault of the receiving person, has ap- first-term Congressman, William V. Roth, Jr. "aid detective" and may often miss out on (R., Del.), who set out four months ago to parently been steadily increasing lately aid for which they qualify simply because survey the entire Federal establishment to of ignorance. and has been causing much havoc for find out just how many programs of Fed- The government provides about $20 billion. those who receive the money. eral assistance there are, what they do, how a year for aid programs, yet there is no cen- Under the terms of this measure, the and where they are administered. tral office where a citizen interested in schol- Comptroller General shall find out why His findings justify virtually everything arship money or a state agency interested in these overpayments are increasing and that has been said about the labyrinth of help for its mental health program can re- shall devise ways to both decrease their overgrown national Government. He found: ceive answers to such basic questions as: occurrence and prevent them from recur- That nobody knows how many Federal pro- How many programs exist? Who is eligible? grams there are and that there is no place to ring. In many instances, today, the mem- What aid is provided? How do I apply? go in the whole Federal system to find out. If Mr. Roth's bill passes, as it should, ob- bers of the armed services and other gov- That Congress simply does not have the taining answers to these questions will be- ernmental employees are underpaid. We information to judge which programs should come a more simple matter and another must take steps to insure such burdens be kept and which should be stopped. layer of the administrative bureaucracy that are ended. That the executive branch does not have separates the people from the government The PRESIDENT pro tempore. The the information to find overlapping and dup- will be reduced, if not removed. resolution will be received and appro- lication and thereby to unify and streamline priately referred; and, under the rule, the operation. [From the Washington Daily News, That at the very least the Federal Govern- the resolution will be printed in the July 1, 1968] ment is attempting to administer 1050 assist- RECORD. PONDEROUS GOVERNMENT ance programs designed to dispense more The resolution (S. Res. 311) was than $20 billion a year. William V. Roth is a first term Congress- referred to the Committee on Govern- That as many as 10 Cabinet-level depart- man from Delaware and one of the first ments and 15 or more agencies operate pro- things a freshman Congressman learns is ment Operations, as follows: S. RES. 311 grams devoted essentially to the same pur- that his constituents expect him to be a pose. fountain of information-especially about Resolved. That, in accordance with section No wonder Democrats and Republicans such things as where in the Government do 312(b) of the Budget and Accounting Act, alike, conservatives and liberals alike and we go to get some of the assistance the Gov- 1921 (42 Stat. 26; 31 U.S.C. 53(b)), the many who used to think let-Washington-do- ernment has promised us? Comptroller General of the United States is it was the answer to every social ill are be- Mr. Roth soon found that he didn't have directed to make a complete study with re- ginning to see and say that functions, funds much of this information and just finding spect to overpayments of compensation and and initiative need to be turned back to somebody in the Government who did have allowances to members of the Armed Forces state and local government. it was a frustrating job. and employees of the executive branch of the This is why Moynihan, Assistant Secretary As a result, he and his staff spent eight Government as the result of administrative of Labor under President Kennedy and now months in a "massive" effort just to identify error and through no fault of the member or head of the Harvard-M.I.T. Urban Affairs the complex, overlapping assortment of Gov- employee. The study will cover such overpay- Center, bluntly asserts that while the Fed- ernment programs purporting to offer "as- ments made during fiscal years 1966, 1967, and eral Government has proved itself massively sistance to the American public." 1968 and shall include a review of the par- efficient at collecting taxes, it has shown it- He finally compiled such a list with brief ticular reasons for the overpayments and self massively inefficient at dispensing Fed- descriptions of these programs and where to measures that may be taken to eliminate eral services. find them, and had it printed in agate type overpayments. Representative Roth's titanic study of ad- in the Congressional Record. The list cov- SEC. 2. The Comptroller General shall make ministrative dishevelment ought to stir ered 148 pages. He says he has 1050 pro- a report on such study, together with any Congress and the White House to action. grams identified; he knows there are many recommendations for legislation, to the Sen- His immediate proposal is modest-that the more but he can't get the responsible depart- ate on or before June 30, 1969. Government be directed to put into a single ments to answer his questions. catalogue a lucid report on all Federal as- Some of his other findings: sistance programs and what the citizen These programs spend about $20 billion SENATE RESOLUTION 312-STUDY needs to know to use them. of taxpayer money a year; "no one, any- RELATING TO THE ESTABLISH- It would be a beginning to get at the where, knows exactly how many Federal pro- MENT OF AN INTERNATIONAL facts. But far more need to be done-and grams there are," there is not even a "com- SMALL BUSINESS MANAGEMENT soon. A special Congressional-Presidential mon denominator" of what a program is, as PROGRAM commission, like the Hoover Commission, many as 25 agencies of the Government have ought to be put to work at once to study how programs in the same areas. Mr. TOWER. Mr. President, the Senate best to decentralize Federal assistance pro- Mr. Roth's chief complaint was that a state has acted on an Export-Import Bank bill grams and to report to the new Congress or municipality or university or individual designed particularly to increase exports early enough so that action could be forth- wanting to take advantage of any of these from this country to less developed na- coming next year. programs couldn't find out where to go, or tions in the world. There is little doubt that decentraliza- even if there was a program to meet their The act will expand American exports tion of the unwieldy Federal sprawl is com- needs, without a staff of birddogs to run them down. to such nations by liberalizing the con- ing. It ought to be brought about in an or- derly, well planned manner. This is why So he introduced a bill to require the ditions of Bank loans, insurance, and Congress ought to put it in motion now. President to publish yearly, and update guarantees covering exports needed in monthly a compendium of Federal assist- those countries for development pur- [From the Wilmington (Del.) Evening ance programs. poses; and, to improve our international Journal, June 26, 1968] But there is another much more awesome trade balance-of-payments position. CLEARING SOME COEWEBS point to all this. I am submitting a resolution which I Former Congressman Harris B. McDowell Think of the staggering cost of all this believe belongs in our less developed na- Jr. is paid $15,000 a year by the state to duplication, all this red tape, all the bu- tions package and which can do much mar. 17 SEC 02 tabs 27-39 RICHARD M. NIXON P. O. BOX 1968 TIMES SQUARE STATION NEW YORK, N.Y. 10036 2 CRs September 25, 1968 10 CRs Dear Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital so essential to our nation's economic stability and growth. With every good wish, Sincerely, 9 CRs swe A/S SEC Letter September 24, 1968 Dear : Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital SO essential to our nation's economyc stability, and growth. With every good wish, Sincerely, SEC INVESTMENT BANKERS LETTERS / Francis R. Schanck, 2 President, (IBA) in BANKERS assec c/o Bacon, Whipple, and Co. 135 So. LaSalle Street Chicago, Illinois 60603 i Mr. John R. Haire, 2 Chairman 3 Investment Company Institute c/o Anchor Corporation Westminster at Parker Elizabeth, New Jersey 07207 i Mr. Leon T. Kendall, President J Association of Stock Exchange Firms 120 Broadway New York, New York 10005 / Mr. James W. Davant I Chairman of the Board 3 Association of Stock Exchange Firms c/o Paine, Webber and Jackson 140 Broadway New York, New York 10005 Statement by Richard M. Nixon 450 Park Avenue New York, New York September 25, 1968 THE ROLE OF THE SECURITIES INDUSTRY IN THE NATIONAL ECONOMY Today, one out of every eight Americans owns shares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies. This broad base of individual ownership of American industry is the foundation of our free economy. The fantastic growth of our securities industry and the dramatic increase in public participation has over-burdened our Nation's stock exchanges, and raised questions about the impact of institutional investing on the market and on our economy, and the effectiveness of existing law in providing full and adequate protection for the investor. These are sophisticated, complex questions. The reaction of this administration to these new challenges, however, has been simply to trot out the same tired old "cure-alls" of the Democratic party, that is more heavy- handed bureaucratic regulatory schemes. What is needed - and it will be a first priority of my administration -- is an independent, comprehensive, economic study of the role of financial institutions in our economy, the relationship of financial institutions to our nation's growth, the requirements for investor protection and the inter-relationship of all financial institutions. Such a study is imperative before steps are taken which might seriously impair the nation,s ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was adopted authorizing -2- a Securities and Exchange Commission study which would involve some of these issues. Even before the study could be initiated, however, the Justice Department and the SEC advanced proposals designed to alter the basic character of the securities market, involving drastic changes in the stock exchange rate structure and altering the economic relationships of brokerage firms, institutional investors and individual investors. Tragically, those who would suffer most are the small broker dealers, the small independent businessmen. The Administration has further sought wide sweeping new regulatory powers over the mutual fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. The actions of this Administration have been characterized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. Another priority of my administration, and an important plank in the Republican platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. The free and healthy operation of the market is of utmost importance to the investor; to the nation, the orderly growth of the industry and its ability to attract new investment provides the flow of capital essential to our -3- Nation's economic well-being and expansion. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. This has been the order of the day since the Securities Act of the 30's were written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this Administration, however, has been that disclosure alone is not enough and that the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions SO essential to the success of our free economy. Statement by Richard M. Nixon 450 Park Avenue New York, New York ince Edinion rall Hannah September 25, 1968 2 400 15 THE ROLE OF THE SECURITIES 1726 TELECOPIED FAITH INDUSTRY IN THE NATIONAL ECONOMY Copes Today, one out of every eight Americans owns shares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies. This broad base of individual ownership of American industry is the founda- tion of our free econony. The fantastic growth of our securities industry and the dramatic increase in public participation has over- burdened our Nation's stock exchanges, and raised questions about the impact of institutional investing on the market and on our economy, and the effectiveness of existing law in providing full and adequate protection for the investor. These are sophisticated, complex questions. The reaction of this administration to these new challenges, however, has been simply to trot out the same tired old "cure-alls" of the Democratic party, that is more heavy- handed bureaucratic regulatory schemes. What is needed-and it will be a first priority of my administration-is an independent, comprehensive, -2- repeated economic study of the role of financial institutions in our economy, the relationship of financial institutions in our economy, the relationship of financial institutions to our nation's growth, the requirements for investor protection and the inter-relationship of all financial institutions. Such a study is imperative before steps are taken which might seriously impair the nation's ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was Securities Exchange Comern issum adopted authorizing an SEC study which would involve some of these issues. Even before the study could be initiated, however, the Justice Department and the SEC advanced proposals designed to alter the basic character of the securities market, involving drastic changes in the stock exchange rate structure and altering the economic relationships of brokerage firms, institutional investors and individual investors. Tragically, those who MOST would suffer ^ are the small broker dealers, the small independent businessmen. The administration has further sought wide sweeping new regulatory powers over the mutual, fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration -3- have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. The actions of this administration have been characterized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic sustem. Another priority of my administration, and an important plank in the Republican platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items o the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. The free and healthy operation of the market is of utmost importance to the investor; to the nation, the orderly growth of the industry and its ability to attract new investment provides the flow of capital essential to our Nation's economic well-being and expansion. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. -4- This has been the order of the day since the Securities Acts of the 30's were written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of these laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this administration, however, has been that disclosure alone is not enough and that the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions so essential to the success of our free economy. September 24, 1968 Dear Mr. Schanck: Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital so essential to our nation's economic stability and growth. With every good wish, Sincerely, Mr. Francis R. Schanck, President Investment Bankers Association c/o Bacon, Whipple and Company 135 South LaSalle Street Chicago, Illinois 60603 September 24, 1968 Dear Mr. Haire: Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital so essential to our nation's economic stability and growth. With every good wish, Sincerely, Mr. John R. Haire, Chairman Investment Company Institute c/o Anchor Corporation Westminster at Parker Elizabeth, New Jersey 07207 September 24, 1968 Dear Mr. Kendall: Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital so essential to our nation's economic stability and growth. With every good wish, Sincerely, Mr. Leon T. Kendall, President Association of Stock Exchange Firms 120 Broadway New York, New York 10005 September 24, 1968 Dear Mr. Davant: Because of the concern of your organization with federal policies which affect the investment community, I thought you might find of interest the statement which I have issued today on this subject. I believe it is vitally important that the policies of the federal government provide complete protection for the investor and at the same time encourage the free flow of capital so essential to our nation's economic stability and growth. With every good wish, Sincerely, Mr. James W. Davant Chairman of the Board Association of Stock Exchange Firms c/o Paine, Webber and Jackson 140 Broadway New York, New York 10005 TOM September 16, 1968 3) Draft Statement by Richard Nixon on the Roles of the Securities Industry Today, one out of every eight Americans own shares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies. Nowhere is the greatness of the American economic system more dramatically exemplified than in the tremendous increase in numbers of individual share- holders in American industry. This growth has been reflected in the accelerated activity of the nation's stock exchanges, and in the tremendous increase of institutional investment. This broad base of public ownership of American industry is the foundation of our free economic system. Millions of people truly participate, directly, in the rewards of our free enterprise system. On the one hand this is democracy at its very best; on the other hand, this investment by millions of individuals provides the flow of capital so essential to the growth of our nation's economy. Government should encourage the free flow of capital, the free operation of and brad based our institutions so vital to our economy, and free investment participation by A our citizens. The present Administration, of which Vice President Humphrey has been a part, has all too often shown little faith in the American investor, and in American financial institutions. Whenever policy questions have arisen involving the role of financial institutions in our economy, the present Administration has trotted out the same tired, old "cure-alls" of the Democratic Party --- that is, more heavy-handed, bureaucratic regulation. wvcold Our securities laws were designed to protect the consumer by demanding full and complete disclosure. "Truth in securities" has been the order of the day since -2- the Securities Acts of the 30's were written. This Administration, however, investor frequently under the guise of "consumer protection has sought to achieve more and more governmental control over the everyday operation of financial institutions. Its philosophy has been that disclosure alone is not enough, that somehow the Government should make decisions that the individual 80 armed with all relevant information and facts, is incapable of making himself. Acting without the benefit of any economic study, for example, the Justice Department and the SEC have zealously attempted to revise the basis character of the securities market. Without the benefit of economic analysis, these Agencies have proposed drastic changes in the stock exchange rate structures, and in the economic relationship of brokerage firms, institutional investors, and individual investors. They have further sought wide-sweeping new regulatory powers over the mutual fund industry, which powers would be tantamount to rate-fixing in a highly competitive industry. Agencies of the Administration have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and activities of banks, savings institutions, insurance companies and institutional investors. Wisely, the Congress has rebuffed these efforts. The actions of this Administration in areas affecting the viability of our financial institutions, have been characterized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. One of the first steps of the new Administration will be to conduct an independent and comprehensive economic study of the role of our financial institutions, the relationship of our financial institutions to the growth -3- of our economy, the requirements for investor protection, and the ways in which Government can assist both the investor, and the sound growth of all financial institutions, banks, savings institutions insurance companies, the exchanges, mutual funds, and pension plans. Such a study is imperative before steps are taken which might seriously affect the nation's ability to continue to raise the capital needed for its future economic growth. Another priority of my Administration, andan important plank in the Republican Platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those Agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. Add ADDJ A.00 oak) 083X 083X DRAFT STATEMENT ON THE ROLE OF THE SECURITIES INDUSTRY IN THE NATIONAL ECONOMY Today, one out of every eight Americans own shares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies. Nowhere is the greatness of the American economic system more dramatically exemplified than in the tremendous increase in the number of individual shareholders. This broad base of public ownership of American industry is the foundation of our free economic system. The fantastic growth of our securities industry and ever-increasing public participation has created new problems such as the overburdened condition of our Nation's stock exchanges. The enormous increase in institutional investment has raised new public policy questions, the impact of institutional investing on the market and on our economy, and the effectiveness of existing law in providing full and adequate protection for the investor. The reaction of this administration to these issues, however, has been simply to trot out the same tired old "cure=alls" of the democratic party, that is more heavy-handed bureaucratic regulatory schemes. 1000 ABOD FAIRST oB3x, XERO (083) - 2 - What is needed - and it will be a first priority of my administration - is an independent, comprehensive, economic study of the role of our financial institutions in our economy, the relationship of our financial institutions to our nation's growth, requirements for investor protection and the inter- relationship of all financial institutions, banks, savings institutions, insurance companies, mutual funds and pension plans. Such a study is imperative before steps are taken which might seriously affect the nation's ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was adopted authorizing a study which would involve some of these issues. Even before the study initiated, however, the Justic Department and the SEC advanced proposals designed to revise the basic character of the securities market, involving drastic changes in the stock exchange rate structure and altering the economic relationships of brokerage firms, institutional investors and individual investors. The administration further sought wide sweeping new regulatory powers over the mutual fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration have sought, sometimes with, but more often without legislative Add OBEO OBOX - 3 - authority, to establish bureaucratic domination over the com- petitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. In short, in areas affecting the viability of our financial institutions, the actions of this administration have been characterized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. Another priority of my administration, and an important plank in the Republican Platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. "Truth in securities" has been the order of the day since the Securities Act of the 30's was written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of these laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this administration oanx) Annual 1000 OUER - 4 - however, has been that disclosure alone is not enough and that somehow the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions so essential to the success of our free economic democracy. September 17, 1968 TO: Allen Greenspan 7587202 The following two statements have been approved by Tower and Morse. They are not to be distributed, however, until our negotiations are complete with the affected groups. Will discuss with you by telephone. Chuck Colson September 16, 1968 Draft Statement by Richard Nixon on the Roles of the Securities Industry Today, one out of every eight Americans own shares of nutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies. Nowhere is the greatness of the American economic system more dramatically exemplified than in the tremendous increase in numbers of individual share- holders in American industry. This growth has been reflected in the accelerated activity of the nation's stock exchanges, and in the tremendous increase of institutional investment. This broad base of public ownership of American industry is the foundation of our free economic system. Millions of people truly participate, directly, in the rewards of our free enterprise system. On the one hand this is democracy at its very best; on the other hand, this investment by millions of individuals provides the flow of capital 80 essential to the growth of our nation's economy. Government should encourage the free flow of capital, the free operations of our institutions so vital to our economy, and free investment participation by our citizens. The present Administration, of which Vice President Humphrey has been a part, has all too often shown little faith in the American investor, and in American financial institutions. Whenever policy questions have arisen involving the role of financial institutions in our economy, the present Administration has trotted out the same tired, old "cure-alls" of the Democratic Party - that is, more heavy-handed, bureaucratic regulation. Our securities laws were designed to protect the consumer by demanding full and complete disclosure. "Truth in securities" has been the order of the day since -2- the Securities Acts of the 3-'s were written. This Administration, however, frequently under the guise of "consumer protection" has sought to achieve more and more governmental control over the everyday operation of financial institutions. Its philosophy has been that disclosure alone is not enough, that somehow the Government should make decisions that the individual consumer, armed with all relevant information and facts, is incapable of making himself. Acting without the benefit of any economic study for example, the Justice Department and the SEC have sealously attempted to revise the basis character of the securities market. Without the benefit of economic analysis, these Agencies have proposed drastic changes in the stock exchange rate structures, and in the economic relationship of brokerage firms, institutional investors, and individual investors. They have further sought wide-sweeping new regulatory powers over the mitual fund industry, which powers would be tantamount to rate-fixing in a highly competitive industry. Agencies of the Administration have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and activities of banks, savings institutions, insurance companies and institutional investors. Wisely, the Congress has rebuffed these efforts. The actions of this Administration in areas affecting the viability of our financial institutions, have been characterised by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. One of the first steps of the new Administration will be to conduct an independent and comprehensive economic study of the role of our financial institutions, the relationship of our financial institutions to the growth -3- of our economy, the requirements for investor protection, and the ways in which Government can assist both the investor, and the sound growth of all financial institutions, banks, savings institutions insurance companies, the exchanges, mutual funds, and pension plans. Such a study is imperative before steps are taken which might seriously affect the nation's ability to continue to raise the capital needed for its future economic growth. d Another priority of my Administration, an an important plank in the Republican Platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those Agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. WEEKLY BULLETIN SHIPBUILDERS COUNCIL OF AMERICA 1730 K STREET N. W. WASHINGTON, D.C. 20006 202|338-7722 Thursday, October 3, 1968 - No. 40 FY '70 CRYSTAL BALL ON NAVY PROGRAM Careful analysis of testimony in May on FY '69 Defense Appropria- tions Bill (HR-18707) before Senate Appropriations Committee (released only recently) indicates Navy is anticipating FY '70 Shipbuilding and Con- version program of following character: NEW CONSTRUCTION Millions 2 SSN $259.0 2 DXGN 320.0 1 CVAN 535.0 5 DX 246.0 4 FDL 183.6 1 DE (gas turbine) 25.0 2 LHA (number could be 3) 306.0 17 New Construction Subtotal $1,874.6 CONVERSIONS 9 SSBN to POSEIDON $685.7 1 Range Instrumentation Ship 25.0 3 DLG 120.0 10 MSO 48.6 23 Conversions Subtotal $879.3 40 TOTAL $2,753.9 On basis of "batting averages" lately, it is unlikely that funds of above magnitude would be requested at start of new Administration or approved by Congress. Total closer to $2 billion will probably be in- cluded in FY '70 budget when presented to Capitol Hill next January. There are also suggestions that updating of current classes of sub- marine rescue vessels (ASR), salvage tugs (ATS), tank landing ships (LST), combat stores ships (AFS), replenishment fleet tankers (AOR), environmental research ships (AGER), surveying ships (AGS) and ocean- ographic research ships (AGOR) may be initiated through reinstitution of $3 million for "advanced contract design" recommended by Senate Com- mittee to be deleted from FY '69 program (see Sept. 26 BULLETIN). VAdm. J. B. Colwell, USN, Assistant Chief of Naval Operations (Fleet Operations and Readiness) made strong plea for FDL ships - at unit cost of $45.9 million - funds for which per our Sept. 12 BULLETIN were later eliminated by Congress from FY '69 Navy shipbuilding and conversion program "without prejudice." He also stated that program contemplated 30 ship multiyear contracts to be funded 4 in FY '69; 10 in FY '70; 8 in FY '71; and 8 in FY '72. APL/FARRELL/MARAD/INGALLS CONTRACTS SIGNED Two contracts were signed this morning (Oct. 3) here in Washington for construction of seven C-6 containerships at Ingalls Shipbuilding Corp., Div. of Litton Systems, Inc., Pascagoula, Miss. Three of these vessels are for Ameri- can President Lines, Ltd., and four for Farrell Lines, Inc. Award of pending contract covering 3 Sea Barge vessels for Lykes Bros. Steamship Co., on which General Dynamics Corp., Quincy, Mass. Division was low bidder, has been postponed. GD has extended its bids until Dec. 8. U.S. SUBMARINE CAPABILITY ASSESSED Less than 10 days ago (on Sept. 24), Preparedness Investigating Subcommittee of Senate Armed Services Committee released report on "United States Submarine Program" culminating investigation started late last year "to determine the status of our submarine fleet, both as it exists today and as it is projected into the mid-1970's under presently approved programs. " Principal conclusion: "The United States must make up in quality what it lacks in quantity, having conceded to the Soviet Union a substan- tial numerical superiority in submarines 11 Chairman John Stennis (D- Miss.) noted: "Certainly, this is no time to consider stopping our sub- marine construction program. Therefore, our primary recommendation is that the United States should have a continuing submarine construction " program On Friday (Sept. 27), same Subcommittee issued another report on "Status of U.S. Strategic Power" expressing "concern about the adequacy of our presently approved level of strategic nuclear forces " It is assert- ed: "Since Hiroshima, our nuclear posture vis-a-vis the Soviet Union has moved progressively from monopoly to massive superiority to exploitable superiority to our present posture of what is at best marginal superiority The Soviets have continued to close the gap in the nuclear race "The Soviets have about 40 ballistic missile submarines and about 50 cruise missile submarines. They are placing in- creasing emphasis on their ballistic missile submarine force and are building a new nuclear-powered submarine compar- able to our Polaris submarine that may be able to fire ballis- tic missiles to a range of 1,500 miles. The first unit of this class is just becoming operational 11 Coincidentally, NEWSWEEK magazine (Oct. 7) contains report of "Secret Shipyard For Soviet A-Subs" reading: "NATO intelligence offi- cers say the Russians have built a submarine shipyard, completely roofed over to escape reconaissance and satellite observations, that can turn out more nuclear submarines than all U.S. shipyards combined have been producing. The Soviet yard's capacity is more than a dozen submarines a year. The United States currently is producing about two nuclear-powered submarines each year." GOP candidate Richard M. Nixon, in statement released at Williamsburg, Va., yesterday (Oct. 2) said that "the Soviet Union is making a very impressive bid to become the world's number one sea power" while "the United States has not been doing what it should to keep them from overtaking us." Mr. Nixon also declared: "We face a troubled future for our naval strength. 11 Investigating Subcommittee further comments with respect to U.S. capability: "POSEIDON will start coming into the inventory in the 1970's dur- ing which time a number of POLARIS submarines will have been con- verted to POSEIDON, a new missile with greater design accuracy, more throw weight and potentially more separately targeted warheads than POLARIS. The present program is to convert 31 submarines to the POSEIDON. The fate of the remaining 10 POLARIS submarines has not yet been determined. As currently programmed there will be both PO- LARIS and POSEIDON missiles in the strategic force in 1976. "The Joint Chiefs have also supported the ballistic missile ship (i.e. surface vessel) which would carry a number of POSEIDON mis- siles. Their fiscal year 1969 proposal to construct a prototype missile ship in order to preserve an early deployment option if such a force is required was disapproved by the Secretary of Defense in the final rec- ord of decision on January 15, 1968. 11 Against this backdrop, as well as other expressions of Congres- sional and public concern, it is understood Navy is presently consider- ing establishment of Project Manager Office for submarine development, reporting directly to Chief of Naval Material. Modus operandi would be similar to that of POLARIS-POSEIDON, Antisubmarine Warfare and Deep Submergence Special Projects Offices. HEARINGS ON "MID-BODY" BILL SET In curious twist of legislative procedure, Senate Commerce Committee will conduct hearings next week on bill which has already been ordered favorably reported (technically this ac- tion has never been set aside). Government witnesses as well as proponents and opponents of HR-163, so-called "mid-body" bill, have been invited to testify before Committee on Wednesday morning (Oct. 9). This bill is intended to close loophole by which foreign-built or rebuilt vessels registered under American-flag have es- caped 3 year waiting period to qualify for carriage of defense and preference (AID) cargoes. HR-163 passed House of Representatives July 15 by vote of 370-30 and was ordered favorably reported by Senate Com- merce Committee on July 18 (see July 18 BULLETIN). With adjournment of Congress variously predicted between Oct. 15 and 19, there is now considerable doubt that bill will be enacted into law this year. SEA POWER SUBCOMMITTEE HOLDS FIRST MEETING As Special Subcommittee on Sea Power of House Armed Services Committee (see Sept. 26 BULLETIN) held its organizational meeting yes- terday (Oct. 2) behind closed doors, speculation continues to multiply as to timing and motivation of this effort. One body of opinion senses move on part of Democrats to neutral- ize Nixon's proposal to revive U.S. maritime resources. Announcement of formation of Sea Power Subcommittee by House Armed Services Com- mittee Chairman L. Mendel Rivers (D-S.C.) came within hours after text of Mr. Nixon's maritime statement was generally available. Another school of thought believes Mr. Rivers' action was prompted by his continuing misgivings about (1) quality of nation's sea power re- sources and (2) failure of Administration and Congress to exert leader- ship in correcting alarming deficiencies in both naval and merchant fleets. While Subcommittee could not put in motion any effective action prior to start of 1969, it could set stage for needed programs when 91st Congress convenes in January. Tuesday (Oct. 8), Subcommittee will hold hearings with Adm. T.H. Moorer, USN, Chief of Naval Operations, and VAdm. L. P. Ramage, USN, Commander, MSTS. Subcommittee staff visited Newport News Ship- building & Dry Dock Co. Friday (Sept. 27) and has scheduled trip to GD- Quincy yard tomorrow (Oct. 4). Earlier this week, counsels met with Pentagon personnel to "get educated" on nation's sea power complex. THE CANDIDATES SPEAK How Humphrey, Nixon and Wallace Stand on Major Housing Questions A JOURNAL EXCLUSIVE The great importance that the home-building industry has achieved in the nation is well illustrated by the thoughtful replies of all three candi- dates to housing questions submitted by the National Association of Home Builders. The replies begin in alphabetical order with the name of the candidate but then are rotated for the sake of equal treatment. Q. Over the past few years, including this year, the Congress has passed a wide variety of legis- lation aimed at solving the housing needs of this country. What do you feel are the future legislative needs? What would you, as the Chief Executive, propose in this field? HUMPHREY: As a Nation, we must live up to the opment of housing, to assure an adequate supply of invest- commitment to ourselves to produce a housing supply that ment capital at reasonable interest rates, and to provide the truly meets the needs of our people. I agree with the subsidies needed for ownership as well as renting by those President and the 90th Congress that this means that during for whom market costs are beyond reach. In administering the next 10 years we must produce at least 6,000,000 this Act, we must respond to the urgent desire among lower dwellings with Federal assistance for those of low and income families for the sense of security and dignity which moderate incomes and a minimum of 20,000,000 more homeownership affords. units for those who can afford housing in the private mar- The 1968 Act calls for an annual report to the ket. For the next decade, our cities must be given a top-level priority in the Nation's agenda of unfinished business. Up- Congress on the progress toward our 10-year goals. If these grading the Nation's housing stock is at the very heart of any reports show a failure to keep pace with our goals, we must sincere and meaningful effort at reviving our cities and promptly take corrective action. We must re-evaluate the providing a suitable living environment. means by which economic help and financing is made The Housing and Urban Development Act of 1968 available and the scale of financial assistance required to could prove to be the most significant housing legislation support a sustained market. In the discussion below, I ever passed. It authorized many of the actions we must take describe additional future legislation to achieve the volume to solve our housing problems-to encourage all forms of of housing necessary to provide everyone a decent home in a homeownership, to facilitate private initiative in the devel- good neighborhood. NIXON: The Congress has been very active in the area of message could be sent to the next Congress. housing and urban-related legislation in recent years. The With this in mind, it would be premature to set forth 1968 Housing Act is particularly far-reaching and large in my specific ideas on new programs. But every avenue for content. Thus, there is already an abundance of laws on the unleashing the productive potential of private enterprise and statute books. Of course, this does not necessarily obviate individual effort will be explored. I feel that this can be the possible need for additional legislation in the near done, for example, through tax credits and other financial future. incentives, the creation of urban development corporations However, the most pressing need for the next Adminis- and domestic development banks, loans and guarantees, and tration will be to take immediate inventory of the housing other technical assistance and self-help vehicles. My admin- programs now available with a view toward evaluating istration will bring about a joint venture in urban betterment which ones should receive priority in funding. Those pro- between the Federal Government and private enterprise. grams that are burdened with their shortcomings or duplica- The Government's role in this urgent undertaking will tive in their scope should be reoriented, or if need be, primarily be to provide a climate of incentive and encour- discarded. It would be my hope that these studies could be agement for the full involvement of the entire private sector completed by the middle of 1969, at which time a housing in solving our urban needs. WALLACE: I would propose general support payments localities to devise their own programs and set their own from the U. S. Treasury, consisting of revenue payments on priorities to help solve their own unique and most crucial a per capita basis, with the end result of allowing states and problems. 36 JOURNAL OF HOMEBUILDING HUBERT H. HUMPHREY RICHARD M. NIXON GEORGE C. WALLACE Q. The Congress has not yet acted upon appropriations for funding the programs authorized un- der the 1968 Act. Funding on an adequate basis, as authorized, is imperative if there is to be any chance of success. In the context of other national demands for funds in many other fields, and in view of the budget problem, what relative priority would you give to such funding to get these new programs moving quickly? NIXON: The 1968 Housing Act authorizes some $5.5 tion. It calls for the highest priority and emphasis on billion in urban expenditures. The American people were meeting the housing needs of those low-income families for promised a $6 billion cut in Government spending when the whom the national goal of "a decent home and a suitable surtax measure was adopted, and our country's budgetary living environment for every American family" has not dilemma certainly must be expected to have its effect on become a reality. With this I agree. urban spending. The private home-building industry has produced quali- While there are priorities that will have to be weighed ty housing for the vast preponderance of our population in overall Government spending activities due to current over the years. But obsolescence and deterioration has taken budgetary problems, it is both necessary and prudent that its toll of the housing inventory. and these dwellings are for priorities likewise be established for expenditures within the most part occupied by families with such limited finan- each given area of Government activity. The Federal Gov- cial means that they cannot secure decent housing in the ernment has assumed a broad role in the area of housing and private market unassisted. Theirs are the neighborhoods that urban affairs. As I have noted, there is a need for concen- are characterized by blight and despair. These are the trating available funds in programs where they are truly families that can become the owners and tenants of decent needed and they can be expected to do the most good. housing through the cooperative efforts of Government and Available funds should be employed in such a manner free enterprise. The need for producing this housing is most as to provide financial leverage for the mass infusion of apparent and pressing. There must be an increase in our private investment capital into our urban areas. It is not inventory of standard housing reasonably commensurate realistic, nor is it possible in light of our fiscal crisis, to ex- with such spending as is attainable under our urban pro- pect the Government to do the job in the cities by itself. grams. This is where the priority lies, and the programs that The 1968 Act's "Declaration of Policy" clearly defines can be shown to offer the most promise of progress in this where the Federal Government should concentrate its atten- area will receive priority attention in my Administration. WALLACE: It is of the utmost importance that the war in their use in solving problems relating to unemployment, Vietnam be brought to an early and honorable cor clusion. education and housing-these three areas would, of course, This is the first priority facing the administration. The receive prime consideration and as much funding as is ending of the war would. in itself, free some money to be used in the other pressing problems facing our nation. appropriate and available and still be consistent with the As for the allocation of Federal funds to the states for national security. HUMPHREY: The Administration I have worked in-as a indicate the dimensions I believe are justified for our Senator and as Vice President-has put the cities and financial commitment to the American cities of the 1960's. housing high among domestic priorities. I certainly would And because I believe in this plan as an investment rather not do less. than a cost-just as was our investment in the rebuilding of Full funding of the new housing programs of the 1968 Europe's ravaged cities-I am willing to ask the Nation to Act is a minimum and a beginning-not the upper limit. I face the problem and make the necessary investment to have used the phrase, "a Marshall Plan for the Cities," to meet the goals we have set for ourselves. Q. Included in the 1968 Housing and Urban Development Act were housing goals for the nation. This is the first time such goals have been spelled out specifically along with a plan for achiev- ing them. How do you regard this concept? Would your administration be favorably inclined towards this approach to evaluating housing needs and progress made annually toward resolving them? (Continued on next page.) OCTOBER 1968 37 WALLACE: If we are to make progress toward effecting concept of evaluating progress toward our goals in every housing goals, we must intensify coordination and planning area of government, and making the information so ob- to meet these necessary ends. My administration would tained available to private industry and the local govern- investigate and evaluate our progress in this area as a ments involved so as to enable them to more effectively matter of course. Prudent management would dictate the utilize the funds toward solving our problems. HUMPHREY: The 1949 Housing Act proclaimed goals— annual Economic Report focuses attention on the objective "a decent, safe, and sanitary home in a suitable living of full employment and the policies and practices necessary environment for every American family"-but they were to sustain it, so the annual housing report will help the not translated into comprehensive programs and specific Executive Branch and the Congress to keep in mind, hous- numbers. This made it possible for some people to give lip ing goals when they make decisions affecting service to the goals while opposing actions to achieve them. But I must point out that the Employment Act, not- The Housing Act of 1968 represents a great step withstanding its rather general language, has worked be- forward; first, it rests on a specific assessment of housing cause the country is committed to it and will not long needs, including those of low-income families, and a quanti- tolerate high levels of unemployment. This same kind of fied schedule for meeting them; and second, it requires the national and political commitment is necessary to make a President to make an annual report to Congress on progress housing policy effective. As President, I would adhere to toward fulfillment of the 10-year goal. this national commitment and take all measures necessary The annual report is most important. Just as the to achieve the national housing goals. NIXON: There is a great merit in the housing goals concept However, the setting of production goals must be included in the 1968 Act. Housing is certainly one of the realistic and capable of being achieved. The Federal Gov- most basic of human needs and should be an integral part of ernment must not unduly expand its direct involvement in overall economic and social planning. There should be a housing, nor assume the sole responsibility for fulfilling the continuing evaluation and projection of Government-assisted goals so established. We have long been a nation housed by and conventional housing programs, and the relevant factors the efforts and initiative of the private home-building indus- affecting production, if there is to be tangible progress in try and private institutions. I feel that it is the Government's replacing substandard units and coping with housing needs. proper function to encourage and stimulate this approach. Q. Legislation in the housing field is one thing. Producing the housing is sometimes another. What can a President do to make these laws achieve their full potential? HUMPHREY: If elected President, I would offer the type Government fully advised of any factors that adversely of leadership that would encourage HUD to use accom- affect housing production so necessary action can be taken. plishment rather than caution as its guide. Competent and HUD has taken some actions to expedite housing committed personnel will be made responsible for the production. Average time from FHA application to occu- administration of all housing and urban programs, pancy has been reduced by one-third. A "turnkey" public I would count on the NAHB to use its ready access to housing technique has enabled private builders to improve both the President and Congressional leaders to prod us if housing production and serve the low income group. The our efforts were lagging or if our administration was 1968 Housing Act creates the authority for new urban cumbersome. The NAHB must keep both branches of the renewal procedures to make land available faster. NIXON: The President has much at his disposal to bring housing industry and be familiar with the problems.encoun- about the effective implementation of our laws. However, tered in the field. Past obsession with theory and concepts the relization of their full potential is dependent not only must give way to an emphasis upon production, practicali- upon their inherent workability, but upon the manner ties and expeditiousness. I will direct an immediate self-ap- in which the laws are administered. As President I will praisal by the Department of Housing and Urban Develop- provide direction in this regard. ment in order to see how these burdensome hurdles can be It is not hard to understand why private business overcome. I have pointed out my interest in enlisting the shows so little enthusiasm for becoming involved in many skills and resources of private industry in the field of of our urban programs. The time consuming delays, red low-income housing production. In line with the need to tape and bureaucratic entanglements that have been more make the production of such housing more attractive to the the rule than the exception must be eliminated. Administra- builder and investor, I feel that we should consider central- tors must be knowledgeable about and communicative with izing the responsibility for the administering of all low-in- the industry they are responsible for dealing with. They come housing programs. This is an area that is much in must be aware of the technological in's and out's of the need of streamlining. WALLACE: As President, I would appoint a commission to ties administering the program. study the residential and community needs of the American Supplying the 1.5 million housing units a year which people and to recommend solutions for meeting all housing will be necessary in the next decade would make this and production needs of the American people, and serve as a continuing up-to-date information and planning service question of paramount interest and it would receive my full for private industry as well as for the states and municipali- indorsement as your president. 38 JOURNAL OF HOMEBUILDING Q. The housing goals of the 1968 Act are based on estimates of the size of the need and demand for housing in the immediate future, but even meeting present housing needs and demands is straining credit resources. How would you go about finding and tapping new sources of mortgage money? And what fiscal, monetary and tax policies would you follow to assure an adequate supply of credit? NIXON: As I have stated, the setting of realistic housing niques for tapping private capital markets for the home- production goals is a needed addition to overall economic building industry. I vigorously support the provision in the and social planning. However, while both need and demand 1968 Act which authorizes the newly constituted Govern- are readily apparent I am concerned over the realism of the ment National Mortgage Association to guarantee privately production goals underlying the 1968 Act. issued securities backed by FHA, VA and Farmer's Home Notwithstanding the many obstacles confronting it, the Administration mortgages. This emphasis on private as home-building industry produced around 1.3 million units opposed to direct Government financing has great potential in 1967 of which some 55,000 were Government-assisted. for raising mortgage investment funds in the capital mar- The 1968 Act contemplates Government-assisted starts kets, particularly from the largely untapped pension trusts alone of 1.2 million over a three year period. Even if total and other institutional investors. Additionally, the debenture production approaches an annual figure of 2 million, as I'm mechanism of the National Home Ownership Foundation sure can be done if your industry can operate in a healthier Act should be explored further. Tax incentive measures climate than has been the case during the past several years, should be considered. the Act tends to edge the Government toward too promi- But very importantly. my administration will not stand nent a position in the overall housing picture. The current idly by and allow a repetition of the policies and misman- shortage of trained labor, land, materials and mortgage agement that brought on the tight-money crisis of 1966 and credit makes it hard enough for the private producer of precipitated the near collapse of the building industry. housing to meet conventional market demand. While a Higher building costs, the drying up of mortgage investment reasonable amount of publicly-aided housing must be pro- sources and the highest interest rates since the Civil War are duced to meet social objectives, such increased competition the hallmarks of the present administration's inflationary for these available resources would aggravate the situation. policies. My administration will implement responsible fiscal Whatever level of production we set out to achieve, and monetary policies that will restore the worth of, and eventual success will depend on the improvement of tech- confidence in, the dollar. WALLACE: Effective solutions to finding new mortgage rising discounts which rob builders of legitimate profits and money sources may come about through a further attraction rob homeowners of earned equities at the time of sale or of pension funds. Mortgage interest rates must remain resale of a home. competitive and not be controlled by the whims of political A premium should not be paid to finance homes in groups. Effective results must come from the great source connection with Federally insured or guaranteed mortgages. of private enterprise with less, not more, Federal assistance, Financing is a component of the finished home the same as as I have previously stated, in a fiscally responsible manner, brick and lumber and should be governed by the law of so that the housing industry will no longer be plagued with supply and demand. HUMPHREY: First, in our pursuit of the twin objectives establish a National Urban Development Bank with capital of economic growth and price stability, we must adopt a privately subscribed so that it would not be a charge on the mix of credit and budget policies that will not treat home Federal Budget. It would attract investment capital for building as a step-child. as has been the tendency in the housing through Federally-guaranteed bond issues, to invest- past, but will give housing the high priority it deserves. This in mortgages and to assure the consistent availability of means probably more reliance on fiscal actions to keep the mortgage funds at reasonable interest rates. These bonds economy growing smoothly, and less reliance on credit should be purchased as investments by the trust funds of restraints. It means, moreover, that when credit restraint is the Federal Government involving social security and other invoked, precautions are taken to enable home builders to programs. participate at least on equal terms in the credit which is The new Act provides for a National Housing Partner- available. ship to attract corporate savings to housing. The single Over the long run, to finance the growing demands for purpose of the national partnership will be the development housing investment on an ever-increasing scale, we shall of subsidized housing. It offers an opportunity and tax have to devise new institutions and practices to tap the incentives for`major corporations to invest in such housing growing volume of savings. I have already said that I would on a large scale and to spread the risk over many projects. Q. There has been a great deal of attention paid lately to the question of whether there is some technological breakthrough that will dramatically reduce the cost of housing, or whether this could be accomplished by some major reorganization of the industry. What are your views? (Continued on next page.) OCTOBER 1968 39 WALLACE: I am in favor of a return to the private tices should come from research programs such as that of enterprise system of individual builders fulfilling the hous- the National Association of Home Builders' and suggestions ing needs of all people. This system has efficiently and economically produced 35 million housing units in the last from such groups would receive every consideration during two decades. Possible cost reductions in construction prac- my administration. HUMPHREY: I don't think there's any question but that million new urban Americans expected by the end of the more research and development work is needed in housing century, we have to keep looking for new techniques to technology. The current Administration pioneered in this reduce housing costs. area; only after the formation of the Department of Hous- We've also got to evaluate the other institutional ar- ing and Urban Development less than three years ago were rangements which, together with the home builders, play a any meaningful funds appropriated for this purpose. As part in delivering a home to the consumer-the financing President I would use my best efforts to continue and of homes, the cost of land, building codes, zoning ordi- expand this activity. We cannot count on any spectacular nances and so forth. breakthrough in housing technology-but if we're going to In short, we have to look constantly for both techno- meet our goal of giving every American a decent home and logical and institutional advances while doing the best we if we're going to provide decent housing for over 100 can with what we have to cut costs of decent housing. NIXON: I feel that this technology is for the most part the housing industry will require a degree of cooperation available and ready to be applied. although there must be and understanding between Government, industry and labor continuing research and experimentation by both Govern- that seems to have eluded us thus far. Leadership and ment and industry. The Government should particularly understanding in negotiating such cooperation will be a diffi- encourage leadership in this area by private enterprise cult but essential task of the next administration, for cer- where the expertise exists, and provide the necessary mo- tainly something must be done to prevent building costs mentum by showing more concern over rising building costs. What the Government should do immediately is to from outreaching the economy. The home-building industry encourage the free and unencumbered application of exist- can best determine the need for its own reorganization, but ing technology and eliminate the barriers stifling its full I certainly would hope that the vital role played by the application. The application of cost-cutting technology in small and medium size builder remains intact in the future. Q. A shortage of labor is plaguing the housing industry. So far we have been unable to make any real progress in breaking through some of the barriers to correcting this shortage. The current Labor Department apprenticeship programs are not able to cope with the massive manpower needs in the housing industry. What do you think might be done in the labor field and through which Government agencies to correct this problem? HUMPHREY: The pattern of feast or famine which char- the demand for workers is such that crash programs must acterizes the residential construction industry is reflected in be implemented. it should be possible to employ workmen the adequacy of the work force. When there is a slowdown with a limited range of skills and defer further training until in home building some skilled workmen leave the industry. the situation is less urgent. When the pickup comes, there are shortages. Thus, efforts Besides crash programs and shortened programs, train- to stabilize the industry are necessary to the maintenance of ing programs must be expanded, geared to real employment an adequate work force. opportunities. In urban areas to be improved with Federal Moreover, a greatly expanded work force will be aid, manpower and training programs must increase the needed to meet our expanded construction goals. In some employability of the residents of such areas so they can get cases, current training programs can be shortened, but we productive jobs in carrying out the assisted activities. must be sure that they provide the trainee with the skills We must strive for a situation where any willing and required to produce housing efficiently. In residential able young man in this country can learn a trade, become a construction, however, some operations require only part of productive member of a growing home-building industry, the skills generally associated with a specific craft. Where and can earn a good living for himself and his family. NIXON: The problem of assuring an adequate supply of I fully agree that the Labor Department's manpower trained labor for the building industry must be solved if our training programs have been ineffective in implementing nation's housing needs are to be satisfied. The industry has the Manpower Development and Training Act passed in yet to fully recover from the aggravation of the shortage of 1962. It was a full six years before the Labor Department manpower precipitated by the 1966 tight-money crisis, and launched any meaningful programs under the act. I believe thus the need for a solution is even more critical than it that the effective administration of existing statutory au- would otherwise be. It is estimated that 700,000 additional thority can do much both to provide employment opportun- workers will be needed in the building industry by 1975, ities for those presently having adequate skills and at the not counting the possible impact of recently enacted Gov- same time furnish the manpower needed by your industry. ernment-assisted housing programs. Yet there are thousands I also believe that much can be done to improve the handling of unemployed young men and inner city residents who, of unfair labor practice complaints. A substantial overall with the proper training, could be added to this labor pool. streamlining of the NLRB is essential. Improving the co- 40 JOURNAL OF HOMEBUILDING operative relationship of labor and management can do marketable skill by the time he graduates. Such an expand- much to improve the effectiveness of your industry. ed program should include job categories related to the I have urged a more aggressive national program for housing industry, and allow conjunctive work-and-learn vocational training so that every youngster entering public "trainee" job opportunities. I have proposed a national high school will have the opportunity to learn at least one computer job bank to bring men and jobs together. WALLACE: As governor of Alabama I instituted a strong living in ghetto areas who are currently receiving welfare program of trade schools throughout our state in which "handouts" and thereby placing those who are willing to young men could receive training for skilled and semi- learn and work in the status of employed, productive, skilled work in the construction industry. Management taxpaying citizens. working in close cooperation with trade unions will be There are certainly sufficient agencies now in existence asked to advise my administration in establishing such a program on a national level. to handle this problem. A consolidation of some overlap- The tax load on our citizens could be greatly reduced ping programs would allow this problem to be treated more by similarly providing training facilities for those persons efficiently. Q. Other impediments to housing production, particularly in the low-income field, are local codes, local zoning and local attitudes. NAHB has consistently worked to overcome these impedi- ments. Is there a Federal role that could help? And how do you view Federal inducements and in- centives in this context? NIXON: No matter what level of authorizations or appro- There has been a measure of success in the area of priations we maintain for the various Federal urban pro- code enforcement through Federal incentives. But clearly, grams, if they are inconsistent with local building codes, the initiative for more uniformity must come from local and local zoning and local attitudes they will be essentially state authority and from privately sponsored national unworkable. Your organization is to be commended for its groups who pursue these objectives. While I do not feel that efforts to lower building costs through code improvement. the Federal Government should unduly intrude on such The Douglas Commission's upcoming report should con- purely local responsibilities my administration would en- tribute to a better understanding of this problem. courage and sustain efforts in this area. WALLACE: As stated previously, I am in favor of a Federally controlled subsidies. Problems, such as codes and general support payment from the U. S. Treasury to allow zoning. vary greatly from state to state and can best be local governments to meet these problems at the level of solved by local and state authorities aided by the informa- city government. Cities are becoming overburdened with the tion services which I have proposed, which could greatly costs of such governmental actions and should be aided directly rather than by Federal intervention and funding. assist the local authorities in modernizing and improving Local governments can and should solve local problems by local codes and zoning ordinances where such problems are a program of Federal revenue sharing rather than by encountered. HUMPHREY: We must overcome all impediments to ments to acquire land for future needs, to permit economical housing production. Appropriate land use policies will be and orderly development of housing of all kinds and to one of the great challenges of the next decade. We must ensure land for public use at minimum cost to local face this challenge squarely. To meet our housing goals we governments. will have to consume 60% more land per year than we are Third, we must examine ways to overcome zoning currently doing. barriers where they conflict with housing needs. Such barri- The Federal Government must respond with sound ers lead to uneconomic use of land and militate against policies to this challenge. I believe there is a Federal role sound community development. Needless to say. these prac- here, primarily in encouraging states and localities to act to tices also penalize those builders who participate in Federal- remove these impediments. In this regard I am hopeful that ly assisted housing programs. the Douglas Commission, which was charged by the Presi- Fourth. we must encourage adoption of more uniform dent to study these very constraints, will add to our under- building codes. This will stimulate technological advances standing of their effect on housing production and will and enable an expansion of the housing market. recommend alternative courses of action to deal with them. Fifth, we must develop an active Federal research The Federal Government can also help to encourage program that will examine those impediments to housing rational and economic use of land, which is both a national production fostered by Federal policies. resource and a major component of the cost of housing and The Federal Government should not attempt to exer- of supporting public facilities. cise control over such matters as codes and zoning which are First, we must reduce and stabilize the cost of land. subject to local authority. However. the Federal Govern- State and local governments should be encouraged to adopt ment should use its influence to improve codes and zoning uniform subdivision regulations to avoid unreasonable addi- policies. I would hope that encouragement and leadership by tions to cost. Where feasible, Federal aids for technical the Federal Government would suffice for this objective but assistance should be provided. it may be necessary in allocating Federal resources to assure Second, we must stimulate and assist local govern- that there are improvements in these critical functions. OCTOBER 1968 41 RN NY JGT WASH TO: ALAN GREENSPAN FROM: TOM COLE RE: DRAFT STATEMENT ON THE ROLE OF SECURITIES INDUSTRY IN NATIONAL ECONOMY SENATOR TOWER FEELS, GREENSPAN, BEING WELL VERSED IN THIS FIELD, SHOULD HAVE MAXIMUM INPUT. PAPER AS NOW WRITTEN MAY BE TOO INDUSTRY-ORIENTED. FOLLOWING IS COMMENTS FROM GOP BANKING AND CURRENCY COMMITTEE STAFF MEMBER WHICH MIGHT BE HELPFUL TO YOU: PARAGRAPH 1 LOOK FOR THIS. S0-CALLED "REGULATORY SCHEMES" WERE RECOMMENDED BY THE WHARTON REPORT. MAY HAVE TO USE SOME REGULATION, SO BEST SUGGESTION MIGHT BE TO AIM TOWARD "SELF REGULATION" IDEAS THAT WOULD ENCOMPASS COMPARABLE PENALTY FOR FAILURE OR BREAKDOWN IN SUCH REGULATION PARAGRAPH 4 THERE CAN BE NO ENTIRELY "INDEPENDENT" STUDY AS LONG AS SOMEBODY HAS TO PAY FOR IT. WHARTON STUDY WAS PAID FOR BY SEC. WHETHER THAT HAD ANY- THING TO DO WITH WHARTON RECOMMENDATIONS BEING FAVORABLE, FOR MOST PART TO SEC THINKING OR WHETHER IT IS PURE COINCIDENCE IS ANYBODY'S GUESS. SPARKMAN'S S.J. RES. 160 CALLING FOR A STUDY OF THE TOTAL ACTIVITIES OF INSTITUTIONAL INVESTMENT WILL BE DONE BY SEC-DIRECTED EMPLOYEES OPERAT- ING UNDER AN APPROPRIATION IN THE SEC ACT OF $875,000. THIS COULD HARDLY BE CALLED AN INDEPENDENT STUDY WHICH IS DEADLINED FOR NEXT SEPT. THIS IS THE TYPE OF PRIVATE ACTIVITY, HAVING GREAT. EFFECT ON THE TOTAL ECONOMY, WHICH REQUIRES EXPERT KNOWLEDGE OF THE INDUSTRY AND WHICH CURRENTLY IS IN DEEP CONTROVERSY. I WOULD, AT LEAST, STRIKE THE WORD "INDEPENDENT" IT MIGHT EVEN BE A "DEPENDABLE" STUDY. PARAGRAPH 5 NO STUDY OF THE NATURE MENTIONED IN THIS STATEMENT SHOULD BE MADE WITHOUT RECOMMENDATIONS FROM SUCH AGENCIES AS THE JUSTICE DEPT. SINCE IT IS A FOREGONE CONCLUSION JUSTICE WOULD BE INVOLVED. THIS REFERENCE COULD BE ELIMINATED. PARPGRAPH 7 IT WOULD SEEM TO ME THE REPUBLICAN NOMINEE COULD FIND SOME OTHER LABET FOR LEGISLATION THAT "TRUTH" IS ANYTHING. "TRUTH-IN-LENDING", "TRUTH- IN-PACKAGING", ETC. HAVE ALL BEEN MISNOMERS. I DO NOT SEE WHY WE COULDN'T USE "ASSURING THE EXACT QUALITY OF SECURI- TIES" HAS BEEN THE ORDER OF THE DAY FINALLY, I WOULD MOVE CAUTIOUSLY FOR THE TIME BEING ON THIS SUBJECT DUE TO WHAT MIGHT BECMOE A REAL CLAMBAKE IN THE SECURITIES FIELD OVER THE RECENT EXPOSURE ON "TIP SALES" SEC'S "DOMINATION" OVER THE INDUSTRY MAY NOT BE BLAMED FOR THIS ONE. END STOP W Chuck: adams Comments, as indicated. Call me DRAFT STATEMENT ON THE ROLE OF B. Harbow THE SECURITIES INDUSTRY IN THE NATIONAL ECONOMY at EX3. 3366 if you would find discussion useful, This is a great paper for adams Today, one out of every eight Americans ownsshares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or Individual insurance policies. This broad base of public ownership of American industry is the foundations of our free economic Democracy. lnot The fantastic growth of our securities industry and the dramatic increase in public participation has over been accompanied by an increasingly large burdened our Nation stock exchanges, and raised questions about the impact of institutional invest on the market This development and other changes in securities markets reminder is a and on our economy the effectiveness of existing law that in providing full and adequate protection for the investor, must be constantly reviewed. These are sophisticated, complex questions. The reaction of this administration to these new challenges, however, has been simply to trot out the same tired old "cure-alls" of the Eemocratic party, that is more heavy- handed bureaucratic regulatory schemes. What is needed- and it will be a first priority of my administration- is an independent, comprehensive, economic study of the role of financial institutions in our economy, the relationship of financial institutions to our nation's the growth, requirements for investor protection and the inter- relationship of all financial institutions, banks, savings (Being specific here raises bank the underwriting such ugly banks problems entering as the mutual fund area, "parity of regulation" for S+L's insurance Co's. etc. The candidateneed not directly open up this area. institutions, insurance companies, maiyal funds and pension plans. Such a study is imperative before steps are taken which might seriously impair the nation's ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was adopted authorizing an SEC study which would involve some of these issures. Even before the study was initiated, however, the initiation of that certain Justice Department and the SEC advanced proposals designed to revise the basic character of the securities market, involving drastic basic changes in the stock exchange rate structure If fully imple mented and altering the economic these proposals would drastically relationships of brokerage firms, institutional investors and individual investors. Tragically, those hurt most by these rash proposals were the small broker dealer, where the small independent businessman, would suffer the most under these proposals. The administration further ^ sought wide sweeping new regulatory powers over the mutual fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. 3 Rather than attempt to dominate the securities markets, the Federal Government should seek to encourage self- regulation, which has operated SO successfully in this industry. over the years. The free and healthy operation The securities warkets of the market is of utmost importance to the investor more have mabled millions of Americans to articipate in the great leonomic growth in our over, the orderly growth of the industry and its ability to Country they provided The market has provided a climate which ancourages underwriters attract new investment the fl of equity capital and to make new investments and provide the capital essential to our Nation's economic well-being and expansion. The actions of this administration have been character- ized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. Another priority ofmy administration , and an important plank in the Republican platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. "Truth in securi ties has been the order of the day since the Securities Actsof the 30's were was written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of these laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this administration, however, has been that disclosure alone is not enough and that the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions so essential Economy to the success of our free economic demperacy. Statement By affirmed Richard as - NIXON DRAFT STATEMENT ON THE ROLE OF B. Honton THE SECURITIES INDUSTRY IN THE NATIONAL ECONOMY 450 Park are 5 Today, one out of every eight Americans owns shares New you k city of mutual funds or common stocks in American industry. Sept 25,1968 Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or Individual insurance policies. This broad base of public ownership of American industry is the foundation of our free economic Democracy. The fantastic growth of our securities industry and the dramatic increase in public participation has over- burdened our Nation's stock exchanges, and raised questions about the impact of institutional investing on the market and on our economy, and the effectiveness of existing law in providing full and adequate protection for the investor. These are sophisticated, complex questions. The reaction of this administration to these new challenges, however, has been simply to trot out the same tired old "cure-alls" of the democratic party, that is more heavy- handed bureaucratic regulatory schemes. What is needed- and it will be a first priority of my administration- is an independent, comprehensive, economic study of the role of financial institutions in our economy, the relationship of financial institutions to our nation's growth, The requirements for investor protection and the inter- relationship of all financial institutions, banks, savings institutions, insurance companies, mutual funds and pension plans. Such a study is imperative before steps are taken which might seriously impair the nation's ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was adopted authorizing an SEC study which would involve some of these could be issures. Even before the study initiated, however, the Justice Department and the SEC advanced proposals designed after to revise the basic character of the securities market, involving drastic changes in the stock exchange rate structure and altering the economic relationships of brokerage firms, institutional investors and individual investors. Tragically, who would Suffer are those hurt most by these rash proposals were the small broker dealer the small independent businessman. has The administration further sought wide sweeping new ^ regulatory powers over the mutual fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration have sought, sometimes with, but more often without legislative authority, to establish bureaucratic domination over the competitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. Rather than attempt to dominate the securities markets, the Federal Government should seek to encourage self regulation, which has operated SO successfully in this industry over the years. The free and healthy operation To THE of the market is of utmost importance to the investor; Nation the orderly growth of the industry and its ability to attract new investment provides the flow of squity capital essential to our Nation's economic well-being and expansion. The actions of this administration have been character- ized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. Another priority ofmy administration , and an important plank in the Republican platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. Tris 11 Truth in securities has been the order of the day since were the Securities ActSof the 30's was written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of these laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this administration, however, has been that disclosure alone is not enough and that the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions so essential to the success of our free 758.8460 X John Haire Chairman, Board of Governors Burestumen T Compusitestite 425-6410 Lucy(98) Securities Statement - Insar A " Ratner than actempt to documents the Security the Fedewa GOUT Should Self regulation which See k to encourage ^ for for free of healthy Gueration of two walketplace has work her operated by years. over the So Sufferefully 19 my. in this industry. & Free and healthy whanver operation of the marves is of Critical seal in instance to the investor huozover, the advaction of New and the anderly growth of the and its atility to actuals new investment industry provides two flow of n equaly esseytial to Capital n Sun Nation's E commonic Expansion well houng and expension. AMOU Advid Current XERO (CERO Gueo BU- from 33 DRAFT STATEMENT ON THE ROLE OF THE SECURITIES INDUSTRY IN THE NATIONAL ECONOMY Today, one out of every eight Americans own shares of mutual funds or common stocks in American industry. Directly, and indirectly, one hundred million Americans benefit from stock investments by way of pension plans or insurance policies Nowhere is the greatness of the American economic system more dramatically exemplified than in the tremendous increase in the number of individual shareholders This broad base of public ownership of American industry is the foundation of our free economic Democracy. The fantastic growth of our securities industry and the drawitic increase in I ever increasing public participation has created now problems Questions ^ tit I overburdened condition our Nation's stock of and rained Questions about exchanges. The enormous increase in institutional investment has raised new public policy questions, the impact of institutional investing on the market and on our economy, and the effectiveness of existing law in providing full and adequate protection for the Ill investor. These are Sophisticated Com plax Queotions new Challenges prothers The reaction of this administration to these issues, however, has been simply to trot out the same tired old "cure=alls" of the democratic party, that is more heavy-handed bureaucratic regulatory schemes. 083X - 2 - What is needed - and it will be a first priority of my administration - is an independent, comprehensive, economic study of the role of 62112 financial institutions in our economy, the relationship of BOX financial institutions to our nation's growth, requirements for investor protection and the inter- relationship of all financial institutions, banks, savings institutions, insurance companies, mutual funds and pension plans. Such a study is imperative before steps are taken which Empair might seriously affect the nation's ability to continue to raise the capital needed for its future economic growth. During the past Congress, a joint resolution was adopted SK authorizing anstudy which would involve some of these issues. was Even before the study initiated, however, the Justic Department ^ and the SEC advanced proposals designed to revise the basic character of the securities market, involving drastic changes in the stock exchange rate structure and altering the economic relationships of brokerage firms, institutional investors and individual investors. OH administration further sought wide sweeping new regulatory powers over the mutual fund industry, which powers would be tantamount to "rate fixing" in a highly competitive industry. Agencies of the administration have sought, sometimes with, but more often without legislative those huntmos by these Traginaly rase printing wer the Sureet business independent teacher, the Small businesswan A.W. our ) OUJX - 3 - authority, to establish bureaucratic domination over the com- petitive relationship and everyday activities of banks, savings institutions, insurance companies and institutional investors. 1000 A000 ATTO.) 083X 083X - 4 - however, has been that disclosure alone is not enough and that the government can make decisions for the investor better than he can make them for himself. This philosophy I reject. 91 By its actions, my administration will evidence its faith in the American investor and in the strength and viability of American financial institutions so essential to the success of our free economic democracy. insured In short, in areas affecting the viability of our financial institutions, the actions of this administration have been characterized by a legalistic and bureaucratic approach rather than one sensitive to the needs of our free economic system. Another priority of my administration, and an important plank in the Republican Platform, is a thorough and long overdue study of the Executive Department by an independent commission patterned after the Hoover Commission. One of the major items on the agenda of that commission must be a determination of the proper role which those agencies now regulating our economic institutions are to play in insuring our nation's economic stability and growth. Our securities laws were designed to protect the investor by insisting upon full and complete disclosure. "Truth in securities" has been the order of the day since the Securities Act of the 30's was written. I believe in the full enforcement of the securities law to assure absolute protection for the investor; abuses of these laws should be vigorously prosecuted. I believe furthermore that the Federal Government should be continually sensitive to the needs for improvement in these laws to assure investor protection. The philosophy of this administration