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85 HOUSE BILL SENATE BILL COMMENTS 1 paragraph shall, during any 12-month period begin- 2 ning on July 1 and ending on June 30, be deter- 3 mined on the preceding June 1 and be equal to- 4 "(A) the bond equivalent rate of 91-day 5 Treasury bills auctioned at the final auction 6 prior to such June 1; plus 7 "(B) 2.5 percent, 8 except that such rate shall not exceed 8.25 per- 9 cent.". 10 SEC. 12023. LENDER AND STUDENT LOAN FEES. 11 Section 438 of the Act (20 U.S.C. 1087-1) is 57. The Senate bill, but not the House bill, lowers the origination fee from 5 percent to 3 percent on Stafford, SLS 12 amended— and PLUS loans. 13 (1) in the heading of subsection (c) by inserting 14 "FROM STUDENTS" after "ORIGINATION FEES": 15 (2) in subsection (c)— 16 (A) in paragraph (2)- 17 (i) by striking "428B,": 18 (ii) by inserting ``, and part D" after 19 "439(o)"; and 20 (iii) by striking "5 percent" and in- 21 serting "3.0 percent"; 22 (B) in paragraph (6), by striking "5 per- 23 cent" and inserting "3.0 percent`; 24 (3) by redesignating subsections (d) and (e) as 25 subsections (e) and (f), respectively: and

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    "ocrText": "85\nHOUSE BILL\nSENATE BILL\nCOMMENTS\n1\nparagraph shall, during any 12-month period begin-\n2\nning on July 1 and ending on June 30, be deter-\n3\nmined on the preceding June 1 and be equal to-\n4\n\"(A) the bond equivalent rate of 91-day\n5\nTreasury bills auctioned at the final auction\n6\nprior to such June 1; plus\n7\n\"(B) 2.5 percent,\n8\nexcept that such rate shall not exceed 8.25 per-\n9\ncent.\".\n10 SEC. 12023. LENDER AND STUDENT LOAN FEES.\n11\nSection 438 of the Act (20 U.S.C. 1087-1) is\n57. The Senate bill, but not the House bill, lowers the\norigination fee from 5 percent to 3 percent on Stafford, SLS\n12 amended—\nand PLUS loans.\n13\n(1) in the heading of subsection (c) by inserting\n14\n\"FROM STUDENTS\" after \"ORIGINATION FEES\":\n15\n(2) in subsection (c)—\n16\n(A) in paragraph (2)-\n17\n(i) by striking \"428B,\":\n18\n(ii) by inserting ``, and part D\" after\n19\n\"439(o)\"; and\n20\n(iii) by striking \"5 percent\" and in-\n21\nserting \"3.0 percent\";\n22\n(B) in paragraph (6), by striking \"5 per-\n23\ncent\" and inserting \"3.0 percent`;\n24\n(3) by redesignating subsections (d) and (e) as\n25\nsubsections (e) and (f), respectively: and"
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