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EITC [Earned Income Tax Credit]
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Tax Provisions in the Senate Finance Committee Chairman's Mark for Revenue Reconciliation and the EITC Provisions Previously Adopted by the Committee (1) (1996 Income Levels) Federal Taxes Under Current Law (2) Change in Federal Taxes (3) Total Federal Taxes After Change : As a Percent As a Percent As a Percent As a Percent As a Percent As a Percent Family Economic of Pre-Tax of After-Tax of Pre-Tax of After-Tax of Pre-Tax of After-Tax Income Class (4) Amount Income Income Amount Income Income Amount Income Income (000) ($B) (%) (%) ($B) (%) (%) ($B) (%) (%) 0 - 10 5.7 8.0 8.7 0.2 0.3 0.4 5.9 8.4 9.1 10 - 20 21.5 8.8 9.7 0.8 0.3 0.3 22.2 9.1 10.0 20-30 50.1 13.3 15.4 1.3 0.4 0.4 51.4 13.7 15.8 30-50 156.3 17.5 21.2 -5.7 (0.6) (0.8) 150.6 16.8 20.4 50-75 224.0 19.9 24.8 -10.4 (0 9) (1.1) 213.6 19.0 23.7 75-100 196.1 21.1 26.7 -100 (1.1) (1.4) 186.1 20.0 25.3 100 200 303.0 22.0 28.1 -12.5 (0.9) (1.2) 290.5 21.1 27.0 200 & over 316.6 23.7 31.1 -95 (0.7) (0.9) 307 1 23.0 30.1 Total (5) 1,275.1 20.1 25.2 -45.8 (0.7) (0.9) 1,229.3 19.4 24.3 Department of the Treasury October 18, 1995 Office of Tax Analysis (1) This table distributes the estimated change in tax burdens due to the tax provisions in the Senate Finance Committee Chairman's Mark (JCX-44-95. September 16, 1995). and the EITC provisions adopted by the Committee on September 30. 1995 (2) The taxes included are individual and corporate income payroll (Social Security and unemployment). and excises. Estate and gift taxes and customs duties are excluded The individual income tax is assumed to be Dorne by payors the corporate income tax by capital income generally. payroll taxes (employer and employee shares) by labor (wages and self-employment income) excises on purchases by individuals by the purchaser and excises on purchases by business in proportion to total consumption expenditures Taxes due to provisions that expire prior to the end of the Budget period are excluded. (3) The change in Federal taxes IS estimated at 1996 income levels but assuming fully phased in law and long-run behavior The effect of the IRA proposal IS measured as the present value of tax savings on one years contributions The effect on tax burdens of the proposed capital gains exclusion IS based on the level of capital gains realizations under current law Provisions which expire before the end of the budget period and provisions which affect the timing of tax payments but not liabilities are not distributed The incidence assumptions for tax changes IS the same as for current law taxes (see footnote 2) (4) Family Economic Income (FEI) IS a broad-based income concept FEI is constructed by adding to AGI unreported and underreported income, IRA and Keogn deductions; nontaxable transfer payments. such as Social Security and AFDC employer-provided fringe benefits. inside build-up on pensions, IRAs. Keoghs, and life insurance tax-exempt interest and imputed rent on owner-occupied housing Capital gains are computed on an accrual basis. adjusted for inflation to the extent reliable data 3110w inflationary losses of lenders are subtracted and of borrowers are added There IS also an adjustment for accelerated depreciation of noncorporate businesses FEI IS shown on a family rather than on a tax return basis The economic incomes of all members of a family unit are added to arrive at the family's economic income used in the distributions (5) Families with negative incomes are included in the total line out not snown separately Tax Provisions in the Senate Finance Committee Chairman's Mark for Revenue Reconciliation and the EITC Provisions Previously Adopted by the Committee (1) (1996 Income Levels) Federal Taxes Under Current Law (2) Change in Federal Taxes (3) Total Federal Taxes After Change As a Percent As a Percent As a Percent As a Percent As a Percent As a Percent of Pre-Tax of After-Tax of Pre-Tax of After-Tax of Pre-Tax of After-Tax Family Economic Amount Income Income Amount Income Income Amount Income Income Income Quintile (4) ($B) (%) (%) ($B) (%) (%) ($B) (%) (%) Lowest (5) 14.2 7.6 8.3 0.6 0.3 0.3 14.7 8.0 8.6 Second 61.2 12.4 14.2 1.7 0.3 0.4 62.9 12.8 14.6 Third 146.5 17.3 21.0 -5.1 (0.6) (0.7) 141.4 16.7 20.3 Fourth 271.8 19.9 24.9 -12.7 (0.9) (1.2) 259.1 19.0 23.7 Highest 779.5 22.4 28.9 -30.2 (0.9) (11) 749.4 21.6 27.8 Total (5) 1,275.1 20.1 25.2 -45.8 (0.7) (0.9) 1,229.3 19.4 24.3 Top 10% 565.3 22.9 29.8 -19.4 (0.8) (1.0) 545.9 22.1 28.7 Top 5% 415.3 23.2 30.3 -13.2 (0.7) (1.0) 402.1 22.5 29.3 Top 1% 221.9 24.5 32.5 -6.2 (0.7) (0.9) 215.8 23.8 31.6 Department of the Treasury October 18, 1995 Office of Tax Analysis (1) This table distributes the estimated change in tax burdens due to the tax provisions in the Senate Finance Committee Chairman's Mark (JCX-44-95, September 16. 1995). and the EITC provisions adopted by the Committee on September 30. 1995 (2) The taxes included are individual and corporate income, payroll (Social Security and unemployment), and excises Estate and gift taxes and customs duties are excluded. The individual income tax IS assumed to be borne by payors. the corporate income tax by capital income generally, payroll taxes (employer and employee shares) by labor (wages and self-employment income). excises on purchases by individuals by the purchaser. and excises on purchases by business in proportion to total consumption expenditures Taxes due to provisions that expire prior to the end of the Budget period are excluded. (3) The change in Federal taxes IS estimated at 1996 income levels but assuming fully phased in law and long-run behavior The effect of the IRA proposal IS measured as the present value of tax savings on one year's contributions The effect on tax burdens of the proposed capital gains exclusion is based on the level of capital gains realizations under current law Provisions which expire before the end of the budget period and provisions which affect the timing of tax payments but not liabilities are not distributed The incidence assumptions for tax changes IS the same as for current law taxes (see footnote 2) (4) Family Economic Income (FEI) IS a broad-based income concept FEI is constructed by adding to AGI unreported and underreported income IRA and Keogh deductions, nontaxable transfer payments. such as Social Security and AFDC employer-provided fringe benefits inside build-up on pensions, IRAs. Keoghs, and life insurance, tax-exempt interest and imputed rent on owner-occupied housing Capital gains are computed on an accrual basis, adjusted for inflation to the extent reliable data allow inflationary losses of lenders are subtracted and of borrowers are added There IS also an adjustment for accelerated depreciation of noncorporate businesses FEI is shown on a family rather than on a tax return basis The economic incomes of all members of a family unit are added to arrive at the family's economic income used in the distributions (5) Families with negative incomes are excluded from the lowest quintile out included in the total line NOTE. Quintiles begin at FEI of. Second $15,604. Third $29,717 Fourth $48,660. Highest $79,056 Top 10% $106 704 Top 5% $145,412. Top 1% $349,438. Tax Provisions in the Senate Finance Committee Chairman's Mark for Revenue Reconciliation and the EITC Provisions Previously Adopted by the Committee (1) (1996 Income Levels) Tax Change Number Total Tax Change Tax Change as a Percent Family Economic of Average Percent as a Percent of Current Income Class (2) Families Tax Change Amount (3) Distribution of Income Federal Taxes (000) ; (millions) ($) (SM) (%) (%) (%) 0 10 12.5 19 239 -0.5 0.34 4.20 10 20 16.2 48 773 -1.7 0.32 3.60 20 30 15 1 88 1319 -2.9 0.35 2.63 30 50 22.7 -249 -5668 12.4 -0.63 -3.63 50 75 18.3 -565 -10363 22.6 -0.92 -4.63 75 100 10.8 -927 -10011 21.9 -1.08 -5.11 100 200 10.6 -1183 -12505 27.3 -0.91 -4.13 200 & over 2.8 -3416 -9496 20.7 -0.71 -3.00 Total (4) 109.4 -418 -45786 100.0 -0.72 -3.59 Department of the Treasury October 18. 1995 Office of Tax Analysis (1) This table distributes the estimated change in tax burdens due to the tax provisions in the Senate Finance Committee Chairman's Mark (JCX-44-95. September 16. 1995). and the EITC provisions adopted by the Committee on September 30, 1995 (2) Family Economic Income (FEI) is a broad-based income concept FEI is constructed by adding to AGI unreported and underreported income: IRA and Keogh deductions. nontaxable transfer payments such as Social Security and AFDC; employer-provided fringe benefits: inside build-up on pensions IRAs. Keoghs, and life insurance: tax-exempt interest; and imputed rent on owner-occupied housing. Capital gains are computed on an accrual basis. adjusted for inflation to the extent reliable data allow Inflationary losses of lenders are subtracted and gains of borrowers are added There IS also an adjustment for accelerated depreciation of noncorporate businesses. FEI is shown on a family rather than a tax-return basis. The economic incomes of all members of a family unit are added to arrive at the family's economic income used in the distributions (3) The change in Federal taxes is estimated at 1996 income levels but assuming fully phased in law and long-run behavior. The effect of the IRA proposal IS measured as the present value of tax savings on one year's contributions. The effect on tax burdens of the proposed capital gains exclusion IS based on the level of capital gains realizations under current law. Provisions which expire before the end of the budget period and provisions which affect the timing of tax payments but not liabilities are not distributed The incidence assumptions for tax changes IS the same as for current law taxes (4) Families with negative incomes are included in the total line but not shown separately Tax Provisions in the Senate Finance Committee Chairman's Mark for Revenue Reconciliation and the EITC Provisions Previously Adopted by the Committee (1) (1996 Income Levels) Tax Change Number Total Tax Change Tax Change as a Percent of Average Percent as a Percent of Current Family Economic Families Tax Change Amount (3) Distribution of Income Federal Taxes: Income Quintile (2) (millions) ($) ($M) (%) (%) (%) Lowest (4) 21.4 26 562 -1.2 0.30 3.97 Second 21 9 77 1688 -37 0.34 2.76 Third 21 9 -233 -5110 11.2 -0.61 -3.49 Fourth 21.9 -578 -12658 27.6 -0.93 -4.66 Highest 21.9 -1380 -30195 65.9 -0.87 -3.87 Total (4) 109.4 -418 -45786 100.0 -0.72 -3.59 Top 10% 10.9 -1771 -19375 42.3 -0.79 -3.43 Top 5% 5.5 -2416 -13220 28.9 -0.74 -3.18 Top 1% 1.1 -5626 -6155 13.4 -0.68 -2.77 Department of the Treasury October 18, 1995 Office of Tax Analysis (1) This table distributes the estimated change in tax burdens due to the tax provisions in the Senate Finance Committee Chairman's Mark (JCX-44-95. September 16. 1995), and the EITC provisions adopted by the Committee on September 30. 1995. (2) Family Economic Income (FEI) is a broad-based income concept FEI is constructed by adding to AGI unreported and underreported income: IRA and Keogh deductions. nontaxable transfer payments such as Social Security and AFDC: employer-provided fringe benefits. inside build-up on pensions. IRAs. Keoghs, and life insurance: tax-exempt interest. and imputed rent on owner-occupied housing. Capital gains are computed on an accrual basis. adjusted for inflation to the extent reliable data allow. Inflationary losses of lenders are subtracted and gains of borrowers are added. There IS also an adjustment for accelerated depreciation of noncorporate businesses. FEI is shown on a family rather than a tax-return basis. The economic incomes of all members of a family unit are added to arrive at the family's economic income used in the distributions. (3) The change in Federal taxes IS estimated at 1996 income levels but assuming fully phased in law and long-run behavior. The effect of the IRA proposal is measured as the present value of tax savings on one year's contributions. The effect on tax burdens of the proposed capital gains exclusion is based on the level of capital gains realizations under current law. Provisions which expire before the end of the budget period and provisions which affect the timing of tax payments but not liabilities are not distributed The incidence assumptions for tax changes IS the same as for current law taxes (4) Families with negative incomes are excluded from the lowest quintile but included in the total line NOTE: Quintiles begin at FEI of: Second $15,604; Third $29,717; Fourth $48,660; Highest $79,056. 10% $108 Ton 5% $145 412 Too 1% $349 438