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07/01/97 13:53 69 202 6220081 DEPSEC TREAS lub-rro- Dry elsus SW 001 OFFICE OF THE DEPUTY SECRETARY DEPARTMENT OF THE TREASURY JAF 1500 PENNSYLVANIA AVENUE, NW AHM WASHINGTON, D.C. 20220 C$ FACSIMILE COVER SHEET July 1, 1997 MM) FOR: Dr. Janet Yellen MJT Phone: 395-5042 Fax: 395-6958 TOTAL PAGES: 8 FROM: Lawrence Summers PHONE: 202/622-1080 FAX: 202/622-0081 MESSAGE: Please see attached - FYI. 07/01/97 13:53 69 9 202 6220081 DEPSEC TREAS 002 JUL 01 '97 12:17PM YALE SOM P.1 cer ! wolm To: Larry Summers Griber From: Jeremy Balow Yellih 203-432-3721 203-389-0724 7 pages including this one. Larry, getting ahold of some I'M also from three securities another firms. reports Hopefully I'll have those in day or two. Jeremy Jeremy's concerns lewyers fees 5/6 written into ded x negatived as to total ant would prefer quentity restriction 07/01/97 13:54 9 202 6220081 DEPSEC TREAS 1 003 JUL 01 '97 12:17PM YALE SOM P.2 : The Tobacco Settlement 1. Economics of Cigarettes Per Pack: Retail Price 1.85 Fed. Tax .24 State Taxes .34 Distributors .44 Wholesale .83 Wholesale .83 Marketing .23 Legal .025 Other .25 Profits .33 Industrywide: Retail Sales $45 billion Taxes $14 billion Distributors $11 billion Manufacturers $20 billion Of which: $5.5 billion marketing and advertising $600 million legal $8.4 billion operating profits 2. Industrial Organization Premium cigarettes are about 30 cents more per pack at wholesale than discount cigarettes. Operating profits are much more closely related to premium cigarette sales than to overall sales. Economic profits may be thought of as proportional to premium sales. Elasticity of demand is approximately -.4 or -.5. 07/01/97 13:54 9 202 6220081 DEPSEC TREAS 004 JUL 01 '97 12:17PM YALE SOM P.3 Sales (Market Shares) Premium Discount Total Philip Morris 194.8 (56.3) 36.0 (26.2) 230.8 (47.8) RJR Nabisco 75.0 (21.7) 44.1 (32.1) 119.1 (24.6) BAT* 35.7 (10.3) 48.1 (35.1) 83.9 (17.3) Lorillard 38.1 (11.0) 2.3 (1.7) 40.4 (8.4) Liggett 2.4 (0.7) 6.7 (4.9) 9.0 (1.9) Total 346.0 (71.6) 137.2 (28.4) 483.2 (100.0) BAT (Brown & Williamson) information was calculated as a residual from industry information and the information available from the other companies' 10K reports. Philip Morris has 2.43 billion shares outstanding at about $42 per share, for a total market value of $102 billion. Philip Morris earns 1/3 of its profits in domestic tobacco and 1/3 in foreign tobacco. Foreign sales are about 660 billion vs. 230 billion domestically, but margins are much lower in foreign sales. However, the foreign business is growing while the sales of domestic cigarettes are following a long term trend of falling 1-2 percent per year. 3. Financial Terms of the Settlement $10 billion will be paid upfront, in proportion to market value. So Philip Morris will pay about $6.5 billion. The agreement specifies that this amount will be tax deductible, meaning that the cost is equal to approximately 14 months' pretax profits for the industry. I don't know whether settlements in tort claims are normally deductible business expenses. These costs should be treated the same way as normal tort settlements for tax purposes. The industry also agrees to pay an excise tax per pack of cigarettes sold. The pre pack figures given below are overstated by the fraction of the tax to be borne by smokeless tobacco. These taxes should be, and will be, deductible as ordinary business expenses. 1998 35 cents a pack. 1999 39 cents a pack. 2000 48 cents a pack. 2001 58 cents a pack. 2002 62 cents a pack. After 2002: 62 cents a pack. 07/01/97 13:54 9 202 6220031 DEPSEC TREAS 005 JUL 01 '97 12:18PM YALE SOM P.4 All taxes are to be adjusted for inflation, defined as the maximum of the CPI adjustment and 3%. If consumption remains unchanged, the tax will raise $8.5 billion in 1998 and $15 billion in 2002 and thereafter. Predictions based on the elasticity of demand is that consumption should fall 15% once the full tax is phased in, beyond the normal trend of 1-2% per year. There is also an excess profits tax of 25% of the industry's real domestic tobacco profit growth, up to the point where the total tax bill would be the same as if there were no reduction from 1996 sales. I assume that this sum will also be paid through a further increase in the tax rate rather than by companies actually having to pay a portion of their profits. The "Public Health Trust" receives $2.5 billion the first two years, then $3.5 billion, then $4 billion, then $5 billion, then $2.5 billion. Among the mandated uses of the money is $75 million for ten years to compensate events, teams, or participants (race car drivers) who lose tobacco sponsorship money. No class action or punitive damage claims. In any event, total payments will not be more than $2 billion per year for all tort claims. (Any excess is rolled over and queued up.) Any leftover money, if the $2 billion is not reached, is distributed by a commission appointed by the President. Note the awful incentive problem. The tobacco companies are totally insured against all such judgements, and in fact would have no incentive to defend against them. However, the public health and government entities that would be the residual claimants on these funds would have an incentive to minimize payouts. 4. How to Value the Settlement The 14 months' pretax profits that must fund the initial settlement may be worth about 14% of the domestic businesses of the companies. This assumes that real profits will decline by 2% a year, and should be discounted by 10% a year. This imputes a value to the business of roughly $40 billion (for after tax profits of about $5 billion), once the litigation is settled. However, we must also consider the business lost because of the tax increase. One estimate would be that because business is supposed to drop 15% the long run value of the businesses will be 15% lower. There are arguments that can be made to raise (or lower) this number, principally based on whether prices will rise by more or less than 100% of the tax. You can have theoretical models that go either way. If the tax is passed ordollar for dollar, maybe the 15% number is right, and the companies are taking a 29% hit. There is also the issue of how the lawyers are to be compensated. If that is additional money that does not come from the current agreement, then the total 07/01/97 13:55 9 202 6220081 DEPSEC TREAS 006 JUL 01 '97 12:18PM YALE SOM P.S cost to the companies may be substantially more. If the lawyers are to be paid an extra $5 billion in expectation, for example, then (a) the total cost of the settlement to the companies rises to 35% and (b) we can be sure that the money comes from funds that otherwise would go to the states. More on lawyers later. 5. Youth Smoking If youth smoking falls by less than 35% over the next 10 years, an additional tax of 8 cents per pack will be added to the price. However, if companies can show that they took appropriate measures to attempt to reduce such smoking, then the tax is reduced by 75 percent. If youth smoking is reduced by 35-60 percent the tax is reduced linearly. Given the estimate that youth smoking has an elasticity of demand of perhaps -1, the 40 percent increase in initial prices combined with the secular fall in cigarette demand should make the youth smoking goal attainable. In any event, depending on how the requirements for receiving the tax reduction are enforced, the tax might be very small anyway. A better approach might be to raise the age for smoking from 18 to 21, perhaps over a five year period. This would eliminate legal smoking by all high school students, and make it much less likely that the typical 15-17 year old would have close friends with easy, regular access to cigarettes. Presumably there is some data on this. Using some of the money collected to pay a workmen's compensation program type program of disability payments to smokers who became disabled before normal retirement age might be a way to improve the incidence of the program. It would also be a good way of discriminating between young and old smokers, so that the young would face high prices while the old would suffer less from the incidence. 6. What makes the program a tax? *Payments are (essentially) a fixed amount times number of packs sold. "New entrants to the business, who are not liable for any past damages, would still be required to pay the same amount per pack 7. Lawyers' Fees The lawyers have managed to keep their fees out of the agreement. I think that it is essential that those fees be resolved as part of the agreement, and that they be related to the upfront payments rather than to the tax payments. 07/01/97 13:55 9 202 6220081 DEPSEC TREAS 007 JUL 01 '97 12:19PM YALE SOM P.6 There are two kinds of lawyers involved. The class action lawyers will be paid based on the determinations of an arbitrator. The Wall St. Journal estimates that these lawyers may get $1 billion. It is junclear that their clients will get anything, unless they subsequently file individual suits. The lawyers representing the states have varying agreements. Some have said that they will use the arbitrator. The Wall St. Journal estimated that these lawyers may try to get as much as 3% of the gross value of the next 25 years' tax revenues, or $11 billion. Some of these lawyers have contingency fee arrangements that give them 25% of what the state collects. It seems to me to be a very bad idea to let the lawyers get a percentage of the money that is raised by their facilitating a tax increase. States should be able to raise their cigarette taxes without having to turn over a portion of the revenue to their cigarette tort lawyers. Besides, we have had several tort suits where the customers have only been compensated with coupons in this case many of the "beneficiaries" are being compensated with negative coupons!!! My recommendation is that the agreement follow these terms: Overall legal fees should be capped at some percentage of the amounts paid up front, ideally with a maximum of, say $2 billion. An arbitrator can examine all claims, and if the claims approved are in excess of $2 billion then claims of under $1 million can be given first priority, claims between $1-5 million next priority, etc. If the lawyers are paid in this way then we can rest assured that any final settlement will involve an adequate up-front payment by the companies. 8. Summary of Potential Improvements to the Tobacco Deal (i) Raise the smoking age to 21 over 5 years. This and the price increase should do more than telling kids not to smoke and strangling Joe Camel. 16 and 17 year olds will know less people who can buy legally, and no one in high school would be able to buy cigarettes legally. (ii) CAFÉ-style caps on the average level of tar and nicotine in a company's cigarettes. (Current deal limits tar and nicotine to 12 mgs/cigarette but says nothing about averages.) (jii) Incentivize the companies to fight tort lawsuits by individuals. As the proposal stands, the marginal cost oflany tort settlements is borne by the government and health agencies who will not want to be put in the position of fighting these plaintiffs. (iv) To improve incidence, have most of the tort money put into a"no fault" type workmen's compensation fund that would pay medical bills and lost wages for smokers with lung cancer and emphysima. Could also be applied to smokers 07/01/97 13:56 9 202 6220081 DEPSEC TREAS 008 JUL 01 '97 12:19PM YALE SOM P.7 who have died or become disabled in recent years. This enables the price of cigarettes to rise, cutting youth smoking, while reducing the regressiveness of the plan. It also helps with the incentive problem cited in (iii). (v) Put a cap on legal fees in return for a larger lump sum payment. If legal fees are capped at 20% of the lump sum then the companies should be willing to pay a larger lump sum, assuming that the legal fees are not to come out of the tax revenues. Such a cap could help states negotiate claims with their lawyers, some of whom will undoubtedly try to claim contingency fees based on the amount of tax revenue raised rather than the amount of damages paid. With the legal fees made a percentage of the lump sum, we can be sure that the attorneys will negotiate a lump sum that is an appropriate punishment for the companies. Lawyer claims can be submitted to an arbitrator, but if the total of all claims approved exceeds 20% of the lump sum, then rationing can be used in a manner similar to that proposed for tort claimants if total approved payments exceed the cap. (vi) Instead of raising taxes, institute a licensing system which sells the companies a fixed (and declining) quantity of cigarette stamps. By using quantity rather than price, and auctioning off the licenses, we will substantially reduce the incentive for the industry to recruit new customers. With a tax, once this bill is passed, the companies have a reduced incentive to go after underage smokers but every incentive to recruit new smokers age 18 or over. With licenses similar to the pollution licenses used in the Clean Air Act, we will get gradual, progressive, predictable reductions in smoking. Because there is a small number of companies in the industry it is likely that the auctions will not be fully competitive. To protect against collusion leading to excess profits, floor prices can be set on the licenses that gradually rise to 62 cents per pack. tobacco economy Memorandum July 3, 1997 From: Chad Stone, CEA Jon Gruber, Treasury To: Elizabeth Drye, DPC Subject: Progress Report on Economics Task Force, Domestic Issues Attached are several undigested pieces of material that are part of what will feed into a draft report we hope to complete next week: 1. An outline/progress report of the tasks being undertaken 2. Preliminary fact sheets on the domestic industry (foreign stuff to come) 3. Preliminary set of working assumptions feeding into the analysi 4. Preliminary bibliography of key economic articles, etc. for estimating elasticities and other effects. 5. Memorandum from DOJ antitrust division assessing the settlement 6. Memorandum from USDA on effects on tobacco farmers. 7. Preliminary Treasury assessment of "lookback" All of these are preliminary and many are undigested and not integrated into the analysis. Outline/Progress Report - Industry and Financial Issues The domestic industry task force is gathering information to describe the likely impact of the settlement on the domestic tobacco industry. How will economic and financial incentives be changed by the settlement and how will the evolution of the industry and other affected sectors be different from what would have happened in the absence of a settlement? The policy framework informing this assessment of the facts assumes the objective of the settlement is to reduce smoking by raising the price of cigarettes and other tobacco products, with special attention paid to reducing youth smoking. An additional objective is to prevent the tobacco industry from profiting unduly from the settlement in order that the "profits" from raising cigarette prices can be diverted to specificed public health and other purposes. Outline of tasks: A) Fact Sheet on industry structure and performance Domestic International B) Effect of settlement on prices Can view this as an excise tax How are excise taxes passed through to prices in the tobacco industry? C) Effect of settlement on smoking Incorporate effect on prices and advertising restrictions -- effect overall, and by age group -- cohort projections D) Impact on the industry Effects on prices and labor demand Two methods -- primary analysis (back of the envelope calculations), based on FDA research -- summary of market analysis, including stock price response Overall, and company-by-company E) Spillover Effects Rough magnitudes of effects on other sectors, from FDA research USDA is computing specific effects on farmers F) Health Effects FDA and CDC are computing mortality by group and cohort G) Government revenue effects Treasury's Tax Policy group is computing revenue effects of settlement -- how much is collected through this implicit excise tax -- corporate tax receipt effects, accounting for deductibility -- excise tax spillovers Estimate incidence of this implicit excise tax increase Compare properties to traditional excise tax change H) Government spending effects Treasury's Economic Policy group is computing effects on -- Social Security/SSI/DI -- Medicare -- Medicaid Effects on PBGC through bankruptcies of smaller tobacco firms - DoL Effects on other government spending - OMB I) Incentive Effects Industry -- product substitution -- youth smoking incentives through lookback provisions - is the penalty set at an appropriate level? Consumers -- product substitution Government/Legal system -- legal incentives through structure of punitive damage pools -- distribution of initial $10 billion across parties DRAFT, July 3, 1997 FACT SHEET ON THE U.S. TOBACCO INDUSTRY Production The United States was the world's second largest tobacco producer in 1994, accounting for about 9 percent of the estimated 6.44 million metric tons that were produced worldwide. Top 10 Leaf Tobacco Producers Metric Tons 1. China 2,559,700 2. United States 575,389 3. India 524,500 4. Brazil 398,000 5. Turkey 219,983 6. Zimbabwe 209,042 7. Indonesia 171,400 8. Greece 131,875 9. Malawi 130,686 10. Italy 130,400 The U.S. tobacco crop in 1995 was worth almost $2.3 billion, making it the seventh largest cash crop for the nation and representing approximately 2.7 percent of the total for all cash crops and farm commodities. The manufacture of tobacco products accounted for $16.6 billion or 0.2 percent of gross domestic product in 1994, down from 0.6 percent in the early 1960's. U.S. factories produced 760 billion cigarettes in 1995, of which 234 billion (nearly one-third) were shipped abroad for foreign consumption. The manufacture of tobacco products accounts for 1.2 percent of U.S. industrial output. Production slid from early 1991 through most of 1993 [will find out what was going on], but by mid-1994 returned to levels that prevailed in the late 1980's. (See chart on the next page.) 2 TOBACCO PRODUCTION Relative to All Manufacturing Index Jan. 1987 = 100 140 Recession 130 Manufacturing 120 110 Tobacco 100 90 80 70 87 88 89 90 91 92 93 94 95 96 97 Consumption Per-capita cigarette consumption has been on a long-term decline in the United States from a record high of 4,345 in 1963 (based on the population 18 years and over) to 2,515 in 1995 -- a drop of 42 percent. [Will try to get time series. Chart might be interesting.] -- About 25 percent of all adults currently smoke. -- Shares are generally even higher for older adolescents: 30.4 percent of 10th graders, 34.0 percent of 12th graders report that they have smoked in the past 30 days, according to the Michigan survey. Smoking is much more highly concentrated among white than black teens (38.1 vs. 14.2 percent for 12th graders). Consumers spent $47.2 billion on tobacco products in 1995, or 1.0 percent of all consumer expenditures. 93 percent of the money was spent on cigarettes. U.S. consumption was divided as follows: -- 487 billion cigarettes -- 2.5 billion cigars and cigarillos -- 14.2 million pounds of pipe and roll-your-own tobacco -- 63.3 million pounds of chewing tobacco -- 60 million pounds of snuff 3 The 1995 consumer expenditure survey shows that the average household spent $269 that year on tobacco products and smoking supplies, with households in the lowest income quintiles spending more of their budget on tobacco. Tobacco Expenditures by Income Quintile in 1995 Lowest 20% Second 20% Third 20% Fourth 20% Highest 20% Tobacco $204 $242 $327 $307 $278 Share of total 1.4% 1.1% 1.1% 0.8% 0.4% expenditures Employment and Wages Tobacco manufacturing's contribution to payroll employment is minuscule. In 1996, 41,000 workers were employed in the tobacco manufacturing industry (which includes processing of tobacco, as well as production of cigarettes, cigars, etc.), or only 0.03 percent of the 119.5 million workers on nonfarm payrolls. More than 100,000 workers (0.23 percent of nonfarm employment) had been employed in the industry in the early 1950's. -- [Employment in major states to be added] Production workers in the tobacco industry earned $19.44 an hour last year, 52 percent more than the average worker in manufacturing. Tobacco industry wages have climbed steadily from less than 75 percent of the average factory wage in the early 1950's. Few other industries can boast comparable wages (coal mining, steel, petroleum and coal product manufacturing also have earnings that top $19 an hour). Average Hourly Earnings in 1996 Private nonfarm $11.81 Manufacturing 12.77 Tobacco 19.44 Of course, agricultural jobs are also provided in the cultivation of tobacco, which tends to be exceptionally labor-intensive, requiring 250 work hours per acre harvested compared to 3 hours for wheat. In 1995, 124,270 farms raised tobacco, harvesting 674,300 acres. A rough estimate would suggest that some 80,000 full-time equivalent jobs might be tied to raising tobacco. 4 Prices Tobacco products have a weight of only 1.6 percent in the CPI. Thus, it would take a change of 6.25 percent in tobacco prices to move the CPI by 0.1 percent. Over the past decade, tobacco prices have risen at a 6.3 percent annual rate, compared to 3.7 percent for "core" consumer prices (excluding food and energy). Faster growth was mainly the result of a sharp uptrend prior to 1993. (See chart below.) In 1993, there was a steep downward adjustment in prices [am getting clarification on the reason], after which tobacco prices grew at about the same pace as the core. This year, tobacco prices have sped up again, increasing at nearly an 8 percent annual rate through May. CONSUMER TOBACCO PRICES Relative to the "Core" CPI Index 1982-84 = 100 280 Percent Change, Annual Rate Tobacco Core CPI Dec.86-Apr.93 10.2 4.4 240 Tobacco Apr.93-Nov.93 -15.8 2.8 Nov.93-Dec.96 3.0 2.8 Dec.96-May 97 7.9 2.6 200 "Core" CPI 160 120 80 87 88 89 90 91 92 93 94 95 96 97 Industry Composition The market is dominated by Philip Morris, which accounts for half of cigarette sales in the United States. (See table on the next page [need to find out from Jeremy Bulow just what these sales numbers represent].) 5 The Cigarette Market in 1996 Sales Market (Mil.$[?]) Share (%) Philip Morris 230.8 47.8 RJR Nabisco 119.1 24.6 BAT 83.9 17.3 Lorillard 40.4 8.4 Liggitt 9.0 1.9 TOTAL 483.2 100.0 Advertising Expenditures Magazine advertising for tobacco and related smoking materials accounted for $285 million, or 3.4 percent, of the $8.5 billion spent by all industries in 1994. Prepared by Treas./Econ.Policy/K.Hendershof Tobacco Settlement Parameters and Assumptions Draft -- July 3, 1997 Parameters and Assumptions for Tobacco Settlement Calculations Per Pack Cost of Cigarettes Retail Price 1.85 Federal Tax 0.24 Average State Tax 0.32 (0.025 to 0.815) Distributors 0.44 Wholesale 0.83 Marketing 0.23 Legal 0.025 Other 0.25 Profits 0.33 Cigarettes per pack: 20 Total packs of cigarettes sold in 1996 (U.S.): 24.4 billion (Not surprisingly, multiplying the number of smokers by the average packs smoked give a lower total of 18.8 million. This is probably due to under reporting and perhaps a few "nonsmokers" who bought a few packs.) Total large cigars and cigarillos sold in 1996 (U.S.): 2.5 billion (This is the total, I don't know how many per pack.) Total pounds of pipe and roll-your-own tobacco sold in 1996 (U.S.): 14.2 million Total Number of Adult Smokers: about 50.5 million (based on 1987, 1991 rates) Total Number of Underage Smokers: about 3.1 million (1994 Surgeon General's Report) New Underage Smokers: about 1 million per year (FDA Analysis) If about 25% of 17 year-olds smoke, about 925,000 smokers turn 18 every year. If the FDA's 1 million number is correct, these smokers who become adults are being more than replenished by new young smokers. Average number of Packs Smoked (Adults): about 1 pack per day (18.2 cigarettes) Distribution of packs smoked: 36.6% <15, 41.9% 15-24, and 21.5% 25+ Average Number of Packs Smoked (Underage): about ½ pack per day (For 1991, "teenage" cigarette consumption is estimated at about 516 million packs. Assuming that there are about 3.1 Tobacco Settlement Parameters and Assumptions Draft -- July 3, 1997 million teenage smokers -- these are from different studies SO they may not really be comparable -- that translates to about ½ pack per day per smoker.) Kids per Age Cohort: About 3.8 million Youth Smoking Rates ("Daily" is used for the Lookback provisions) Age 30-day Daily ½ pack+/day # of Daily 8th graders 21.0 10.4 4.3 395. thousand 10th graders 30.4 18.3 9.4 695 thousand 12th graders 34.0 22.3 13.0 847 thousand Adult Smoking Rates Current Former Never Adults 18+ 25.7 24.1 50.2 18-24 22.9 7.7 69.3 25-44 30.4 19.4 50.2 45-64 26.9 32.9 40.2 65+ 13.3 36.4 50.3 (Adult population is about 190 million.) Adult "Quit" Rates (percent of eversmokers who are former smokers) Adults 18+ 48.5 18-24 25.2 25-44 38.9 45-64 55.1 65+ 73.3 Spending on Tobacco by Income Level (CBO 1990) 1990 Adj. Average % of After-Tax % of Quintile Post-Tax Income Expenditure Income Expenditure 1st 8,228 327 4.0 1.6 2nd 18,101 380 2.1 1.5 3rd 27,314 426 1.6 1.4 4th 37,581 427 1.1 1.1 5th 77,622 383 0.5 0.7 Demand Elasticities: A consensus estimate for overall demand elasticity is -0.4. The following table from the Surgeon General's report gives elasticities by age (and is consistent with the literature): Age Group Total Participation Quantity per Smoker 12-17 -1.40 -1.20 -0.25 20-25 -0.89 -0.74 -0.20 26-35 -0.47 -0.44 -0.04 36-74 -0.45 -0.15 -0.15 All Adults (20-74) -0.42 -0.26 -0.10 All Ages (12-74) -0.47 -0.31 -0.11 Industrial Organization and prices: For now we are assuming a 1 to 1 pass through of any "tax" to prices, but a number of people are looking into the validity of this assumption. More to come soon. TOBACCO BIBLIOGRAPHY Title Author Year Advertising Advertising Bans and Product Demand: How Does Marketing Affect Demand for a Differentiated 1 Product? McGuinness, Tony et 1995 International Review of Applied Economics The State Antismoking Campaign and the Industry Response: The Effects of Advertising on Cigarette 2 Consumption in California Hu, Teh-Wei et al. May-95 American Economic Review Cigarette Warnings: The Perils of the Cipollone 3 Decision Viscusi, W. Kip et al. 1993 Supreme Court Economic Review 4 Consumers' Surplus and the Demand for Cigarettes Reekie, W. Duncan et May-June Managerial and Decision Economics 5 Competition and the Cigarette TV Advertising Ban Eckard, E. Woodrow, Jan-91 Economic Inquiry The Demand for Cigarettes: Advertising, the Health 6 Scare, and the Cigarette Advertising Ban Hamilton, James L. Nov-72 Review of Economics and Statistics 7 Information, Educating, and Marketing in Health Care Hu, Teh-Wei et al. May-95 American Economic Review Finessing the Political System: The Cigarette 8 Advertising Ban Mitchell, Mark L. et al. ? ? 9 Marketing and Advertising Regulation Murphy, Patrick E. et May-92 Federal Trade Commission Elasticities (Demand) Price, Tobacco Control Policies and Smoking Among 10 Young Adults Chaloupka, Frank J. e Feb-95 NBER Working Paper Cigarette Taxes and Smoking Restrictions: Impacts 11 and Policy Implications Brown, A. Blake et al. Nov-95 American Journal of Agricultural Economic A Working Model for Predicting the Consumption and Revenue Impacts of Large Increases in the US 12 Federal Cigarette Excise Tax Harris, Jeffrey E. et al Jul-94 NBER Working Paper 13 Cigarette Taxation and Demand: An Empirical Model Sung, Hai-Yen et al. Jul-94 Contemporary Economic Policy The effects of excise taxes and regulations on 14 cigarette smoking Wasserman et al. 1991 Journal of Health Economics 15 The demand for cigarettes Grossman, Michael 1991 Journal of Health Economics TOBACCO BIBLIOGRAPHY 16 Rational Addictive Behavior and Cigarette Smoking Chaloupka, Frank 1991 Journal of Political Economy Age Variation in Risk Perception and Smoking 17 Decisions Viscusi, W. Kip Nov-91 The Review of Economics and Statistics Promoting Smokers' Welfare with Responsible 18 Taxation Viscusi, W. Kip ? National Tax Journal 19 Death and Tobacco Taxes Moore, Michael J. Jun-95 NBER Working Paper Cigarette Taxation and the Social Consequences of 20 Smoking Viscusi, W. Kip 1994 NBER Conference Federal Taxation of Tobacco, Alcoholic Beverages, 21 and Motor Fuels The Congress of the Aug-90 Congress of the United States 22 Cigarette Taxes and Teenage Smoking Grossman, Michael et Jun-97 Public Health Reports Taxation, regulation, and addiction: a demand for 23 cigarettes based on time-series evidence Keeler, T.E. et al. 1993 Journal of Health Economics The Impact of Cigarette Excise Taxes on Smoking 24 Among Children and Adults Manley, Marc et al. Aug-93 Cancer Control Science Program The Potential for Using Excise Taxes to Reduce 25 Smoking Lewitt, Eugene M. et Feb-82 Journal of Health Economics The Effects of Government Regulation on Teenage 26 Smoking Lewit, Eugene M. et a Dec-81 Journal of Law and Economics IO (Supply) Do Cigarette Producers Price-Discriminate by State? An Empirical Analysis of Local Cigarette Pricing and 27 Taxation Keeler, Theodore E. e Aug-96 Journal of Health Economics 28 Pricing Practices for Tobacco Products Howell, Craig et al. Dec-94 Monthly Labor Review Trade and Efficiency Effects of Domestic Content Protection: The Australian Tobacco and Cigarette 29 Industries Beghin, John C. et al Nov-93 Review of Economics and Statistics 30 A Note on the Effects of Cost Changes on Prices Bulow, Jeremy I. et al Feb-83 Journal of Political Economy Nonparametric Tests of Market Structure: An 31 Application to the Cigarette Industry Ashenfelter, Orley et Jun-87 Joural of Industrial Economics Cigarette Taxes to Fund Health Care Reform: An 32 Economic Analysis Gravelle, Jane G. et a Mar-94 CRS Report for Congress Price, Tobacco Control Policies, and Smoking 33 Among Young Adults Chaloupka, Frank J. e Mar-95 NBER Working Paper TOBACCO BIBLIOGRAPHY Federal Taxation of Tobacco, Alcoholic Beverages, 34 and Motor Fuels The Congress of the Aug-90 Congress of the United States FROM (WED) 7. 2'97 19:21/ST. 19:20/NO. 4260608569 F 1 U.S. Department of Justice EVENTS THE Antitrust Division Economic Analysis Group Economic Litigation Section FAX: (202) 307-3372 Phone# 395-5086 Date: 7/2 TO: Chad Stone Fax# 395-6809 Atlanta F.O., (410) 331-7110 FOIA, 616-4529 I Chicago F.O., (312) 353-1046 Foreign Commerce, 514-4508 Cleveland F.O., (216) 522-7214 ISSG, 633-2528 - Dallas F.O., (214) 880-9423 Legal Policy, 514-9082 New York F.O., (212) 264-7453 LT. I, 514-6525 I Philadelphia F.O., (215) 597-8838 LT. II, 307-6283 - San Francisco F.O., (415) 436-6683 Merger Task, 307-5802 I AAG, 3109 Main, 616-2645 Operations, 514-1629 Appellate, 514-0536 11 Personnel, 514-0580 ATR Library, 514-9099 PIP, 514-1517 - CTF, 307-9952 Pre-Merger, 514-2363 - C&F, 616-8544 Support Services, 514-2200 - DAAG; 3113 Main, 514-0306 TEA, 307-2784 - Fiscal, 514-6738 Telecommunications Task, 514-6381 I FROM: Ken Heyer, Antitiust Division Comments: Here's the Memo Doug melamed had Promised Total Pages Transmitted: 12 (Including Transmittal Sheet) 1, If you do not receive all pages, please call (202) 307-6665. 11 FROM (WED) 7. 2'97 19:21/ST. 19:20/NO. 4260608569 P 2 I. The settlement has 5 major goals: (A) Prevent youth smoking; -highest priority because most smokers start before they are legal age (B) Get current smokers to quit or reduce smoking; (C) Make tobacco less hazardous for those that continue to smoke; (D) Avoid protracted litigation; -it is expensive for all parties (E) Reduce involuntary exposure to smoking. II. This memorandum focusses primarily on the key portions of the proposed Act that are designed to implement the first three goals. III. A general observation about the settlement: A slight familiarity with the details of the settlement would lead one to believe that the cigarette companies will be paying large sums of money out of their own pockets. In reality a large portion of the settlement will be borne by consumers. To the extent that one believes that the purpose of the settlement should be to punish the cigarette manufacturers, one would be disappointed to learn that consumers will be paying a large amount of the settlement. However, to the extent that one believes the most important objective of the settlement should be to reduce youth smoking, then having consumers pay for settlement, through higher prices, is preferable to having the money come from the tobacco companies. IV. In this section we describe the two major economic proposals of the settlement. (A) The Base Annual Payments -there are annual payments specified for a period of 25 years -there is an inflation factor applied to the payments -when - tobacco sales increase, the payment increases proportionately. When tobacco sales decrease, the payment declines if adult tobacco sales have declined relative to the base year. Under these circumstances, the payment declines proportionately to adult sales. 1 FROM (WED) 7. 2'97 19:21/ST. 19:20/NO. 4260608569 F 3 -if there is a reduction in the base payment, if industry profits increase above the industry's base year net operating profits, then the annual payment reduction will be reduced by 25%. (B) The Surcharge -is a penalty if the industry fails to meet certain targets for reducing youth smoking. -the surcharge is $80 million per percentage point the industry fails to meet the target. There is a $2 Billion cap per year for the industry. -the $80 million may be reduced by up to 75% (the abatement) if firms meet youth marketing and other restrictions -the $80 million number will be adjusted proportionately for percentage increases or decreases compared to base year profit. -Each tobacco firm pays its portion of the surcharge on the basis of its market share. V. Problems with the Actual Settlement Terms (A) Here's how the base payment scheme would actually work: (1) If total volume of smoking increases, the settlement increases proportionately. In other words, for increases in total volume the payment scheme is equivalent to an excise tax per pack. 1 [While not strictly an excise tax (in the sense that a per pack tax is not tacked on at the sales register), tobacco companies will recognize that their total payment, when they come due, will be dependent on how many packs are sold. Thus, the economic effect is as if they were faced with an excise tax]. (2) If youth smoking declines and adult volume is ¹Here's an example: Suppose that total base volume is 200, 100 each for adult and youth, and the base payment is $10. This can be thought of as a 5% excise tax. If total volume increases 25% to 250, the payment increases 25%, since the formula is (total volume/total base volume) X $10 = (250/200) X $10 = $12.50 Therefore, for increases in volume, the payment is a stable tax per pack. 2 FROM (WED) 7. 2'97 19:22/ST. 19:20/NO. 4260608569 F 4 unchanged, the "excise tax" per pack increases. 2 (3) If adult smoking declines and youth smoking is unchanged, the "excise tax" per pack decreases. (4) If youth and adult smoking decline proportionately, the "excise tax" per pack is unchanged. ²Here's an example that illustrates this point. Suppose that adult volume and youth volume are initially 100 each and that the base payment is $10. Suppose that youth smoking declines to 70 while adult smoking stays at 100. Using the formula for the payment in case of a decline in total volume (actual adult volume/actual adult base volume) X $10 = (100/100) X $10 = $10 However, since the payment is made over a smaller total volume, 170, the excise tax rate is $10/170 = 5.9%. That is, the excise tax increases. ¹Here's an example that illustrates this point. Suppose as before adult and youth volume are 100 each and the payment is $10. Now suppose that youth smoking is unchanged, but that adult smoking declines to 70. Using the formula for the new payment, we have (70/100) X $10 = $7 volume To convert to an excise tax rate we divide the payment by total $7/170 = 4.1% Thus, when adult smoking declines and youth smoking is unchanged, the excise tax declines. "Suppose the base numbers are as before. Now, suppose both adult and youth volume decline to 70. Using the formula for the new payment, we have (70/100) X $10 = $7 volume To convert to an excise tax, we divide the payment by total 3 FROM (WED) 7. 2'97 19:22/ST. 19:20/NO. 4260608569 P 5 (B) Comments on the base payment scheme: (1) Why the asymmetry of (2) and (3) above? It's not clear from the language of the Settlement itself, however, as noted below, this could easily be rectified by having the actual payment be made equal to the base payment times actual volume over base volume. (2) To the extent that Act is trying to reduce smoking, the fact that the base payment scheme operates as an excise tax rather than a lump sum payment is good. Excise taxes are a proven method of reducing smoking, especially for young smokers. Although true lump sum taxes penalize the tobacco companies, they do nothing to reduce smoking. (3) Although the base payment scheme is basically an excise tax, which is good, there is an open question as to what is the correct level of the excise tax. While excise taxes can be an efficient method of forcing individuals to internalize any negative externalities produced by their behavior, a cursory view of the empirical literature on the subject is mixed on whether current cigarette prices (which already include substantial excise taxes) are high enough fully to internalize externalities from smoking. (4) Higher taxes to reduce consumption, even if not justifiable on standard "externality" grounds, could perhaps be justified on grounds of paternalism towards addicted adults. (C) Here's how the surcharge will actually work: From the tobacco companies' perspective, the surcharge over and above "Base payments" due is essentially a tax per youth smoker. This is because every youth that keeps smoking costs the industry. How much? Assume there are 18 million people from ages 13 to 17 (the age groups in Apendix V, section A), of which 14.5% smoke on a daily basis [a rough, though not completely accurate, estimate taken from "Monitoring the Future"] - -that's 2,520,000 tcenage smokers. 1% of this number is 25,200. The tobacco companies pay 80 million for every 25,200 teenagers that do not quit - that's $7/140 = 5% The excise tax rate is unchanged. 4 FROM (WED) 7. 2'97 19:22/ST. 19:20/NO. 4260608569 P 6 $3,175 per youth smoker. From the smoker's perspective the surcharge will work as an excise tax. Suppose that the industry has to pay the maximum tax: $2 Billion. Sales of cigarettes approximate 25 Billion. That's 8 cents per pack. However, the tax per youth smoker and the excise tax due to youth smoking are likely to be appreciably smaller: First, it is plausible that the cigarette companies will work hard to do whatever it takes to meet the "no marketing to youth" and other restrictions in order to qualify for the 75% abatement from the maximum $2 billion in surcharges. If this happens, then the tax per youth smoker drops to $794, and the excise tax due to the surcharge drops to 2 cents a pack. Second, if profits in the cigarette industry fall, then the abatement falls proportionately. Experience shows that if companies are regulated on the basis of their profits in a particular line of business, they will find ways of lowering profits, such as taking profits in other lines of business and incurring higher costs. Suppose that due to the new incentives, industry profits drop by ½. Then the per youth smoker drops to $397 and the excise tax drops to 1 cent a pack. We do not wish to suggest that these numbers above are highly accurate estimates. However, the above rough estimates do suggest that the youth surcharge may not have much economic punch, with the exception of incentivizing the tobacco companies to comply with the minimum specified restrictions on youth marketing, etc. that would enable them to qualify for the abatement. (D) Problems with the Surcharge (1) The Free Rider Problem with respect to the penalty -Recall that each firm pays for its share of the surcharge according to its market share. This allocation lead to a free rider problem because a firm that recruits an underage smoker gets the full benefit of that smoker patronage, but the surcharge is split among its competitors based on their total market share, so a firm still has an incentive to attract underage smokers. -This may be a situation where antitrust immunity could enable the industry to overcome the free rider problem, however there are more direct ways 5 FROM (WED) 7. 2'97 19:22/ST. 19:20/NO. 4260608569 P 7 of dealing with this particular problem. In particular, basing each firm's surcharge on the change in its sales of cigarettes to youth (2) Problems with using profits -As mentioned above, there is a strong reason to suspect that if the industry payment is tied to profits, that the tobacco, companies will have an incentive to allocate profits to other non-tobacco lines of business and deviate from cost minimization by converting profits to higher salaries and waste. -The free rider problem may also be relevant here, since the Act uses industry average profit (3) Problem with using the abatement -rewards meeting minimum standards rather than results (but note that there is no free rider issue here, since the abatement process looks at individual firm effort) -could be counterproductive, if all it does is encourage youth smoking by increasing the "forbidden fruit" aspect of smoking (almost certainly there must be public health studies that look at cross-state and cross-national variations of the effects of implementing laws making cigarettes more difficult for teenagers to buy and banning certain types of advertising. (Note: To the extent that cigarette advertising and marketing are simply a fight among firms for one another's existing customers, requirements to reduce these activities (and thereby qualify for the abatement) are profit-enhancing for tobacco companies, especially those that have relatively ineffective campaigns. In effect, banning certain of these activities may enhance industry profitability without much affecting total demand for their products.) VI. Other Potential Problems with the Settlement A. Disincentives for Desirable Innovations --Mandatory cross-licensing could lessen the incentives of participating companies' to innovate reduced risk tobacco products. One goal of the proposed legislation is to foster production of reduced risk tobacco products. The proposed legislation contains several elements designed to prompt such 6 FROM (WED) 7. 2'97 19:23/ST. 19:20/NO. 4260608569 P 8 innovation by the participating companies. We strongly suspect, however, that at least some of these claimed incentives to innovate may end up having precisely the opposite result. In particular, Title I (E) (4) provides that: The manufacturers will be required to notify FDA of any technology that they develop or acquire and that reduces the risk from tobacco products and, for a commercially reasonable fee, to cross license all such technology, but only to those companies also covered by the same obligations. Title T (E) (4), Proposal at 14. Requiring cross-licensing of this technology may reduce research and development competition among tobacco companies because a firm with leading technology would not be able to benefit from its innovations to the exclusion of other firms with less valuable innovations. A rough, but useful, analogy might be to proposing a repeal of the patent laws (or property rights generally) and requiring mandatory licensing by firms or individuals that develop valuable innovations. The primary economic rationale for patent protection is, however, that rights to one's innovation provide the prospect of economic reward to the innovator, without which investment and innovation are far less likely to occur in the first place. If the participating tobacco companies are, in fact, the most likely source for new reduced risk technology, this cross-licensing mandate would seem to lessen the likelihood that the companies will allocate the research and development funds necessary to develop these reduced risk tobacco products, and therefore that they will not be developed at all. It therefore seems likely that incentives to innovate reduced risk tobacco technology would be increased--and the public heath better served--if this provision were deleted from the proposed legislation. B. Unclear Scope of Antitrust Exemption Beyond the proposal to, in effect, raise cigarette prices through imposition of what would essentially be an additional "excise tax," the agreement goes further by proposing an exemption to the antitrust laws. The proposed antitrust exemption broadly states: In order to achieve the goals of this agreement and the Act relating to tobacco use by children and adolescents, the tobacco product manufacturers may, notwithstanding the provisions of the Sherman Act, the Clayton Act, or any other federal or state antitrust law, act unilaterally, or may jointly confer, coordinate or act in concert, for this limited purpose. 7 FROM (WED) 7. 2'97 19:23/ST. 19:20/NO. 4260608569 F 9 Appendix IV (C) (2), Proposal at 50. The agreement goes on to provide that the Department must approve any such "process or plan" that is to be exempt from the antitrust laws: Manufacturers must obtain prior approval from the Department of Justice of any plan or process for taking action pursuant to this section; however, no approval shall be required for specific actions taken in accordance with an approved plan. Appendix IV (C) (2), Proposal at 50. This draft provision provides no procedural guidance to the Department or to the participating companies regarding such approvals. The draft provision sets no standard for granting such approvals; it does not set a time limit for Departmental approval; and it does not provide for any remedy if companies act before the Department approves proposed activity. Most fundamentally, this proposal raises policy questions regarding the extent to whether tobacco companies ought to be permitted to act in concert to raise prices. If (as seems likely) the monopoly price for cigarettes is above the price that would be produced by the annual payments-generated "excise tax, antitrust immunity would lead to a) higher prices (largely, one would expect, to already addicted (i.e., inelastic) smokers), b) reduced cigarette consumption (the precise reduction would depend on the demand elasticity for cigarettes in the relevant range), and c) higher profits to the cigarette companies. One could make an economic case for raising prices and cutting cigarette consumption by the amounts implied by this proposal if there is good reason to believe that, at pre-collusion prices, cigarette smoking produces a combination of a) strong negative externalities (an issue on which, as noted below, the evidence seems to be mixed), and/or b) still too much smoking by youths who are probably too immature to make intelligent decisions about whether or not to smoke, c) paternalistic motives towards those who are already hooked⁵. Otherwise, the usual deadweight loss arguments for antitrust scrutiny of collusive behavior would seem to apply. If one were to expressly authorize monopoly pricing, there is an additional issue of who gets to keep the monopoly profits. The large ⁵It is worth noting an obvious tension between, on the one hand, seeking to help addicted smokers by getting them to cut back on cigarettes while at the same time charging them more money in the process. Insofar as a smoker quits, you may have done him a favor. Insofar as a smoker remains hooked, he is now not only suffering from cigarettes, he is poorer as well. 8 FROM (WED) 7. 2'97 19:24/ST. 19:20/NO. 4260603569 P 10 transfer of consumer surplus to tobacco companies could, if society wishes, be taxed away in some lump-sum fashion. One possibility might be to estimate in advance the profitability to the tobacco companies of colluding under the provisions of this settlement and impose a lump-sum tax of that size up front. Alternatively, one might adjust the terms of the settlement SO as to raise the "excise tax" closer to that which would generate closer to monopoly pricing in the industry. This way more (though not necessarily all) of the monopoly rents would be handed back to the government. VII. What might an "Ideal" settlement look like? The answer depends on just what goals we are trying to achieve. The following identifies some of the goals implicit (or explicit) in the settlement, and describes very briefly proposed ways of achieving them most efficiently. Goal (A) : Reduce smoking generally (1) insofar as smokers do not consider the costs of secondhand smoke and the higher expected health care costs they impose on society (assuming those costs exceed the pension benefits they lose due to their early deaths), they tend to smoke too much (i.e., the full cost of smoking includes those costs that smokers don't pay for, inosfar as their smoking decisions do not take them fully into account, they smoke too much) (2) solved by excise tax = costs they impose on society (with such a tax, a decision to smoke based only on the price of cigarettes and factors internal to the smoker would reflect the full costs of smoking) (3) recent externality estimates range from 19 cents a pack to $4.80 a pack (a range that's too broad to be of much use since it runs from a fraction of the current excise tax to a multiple of it and thus leaves us uncertain as to whether smokers impose costs on society or subsidize non-smokers) (4) paternalism could be yet another appropriate motive for raising excise taxes by more than estimated negative externalities Goal (B) : reduce underage smoking (1) underage smokers seem to act relatively myopically (Chaloupka JPE 1991 pp. 722-42 finds that smoking by older smokers supports the Becker-Murphy model for rational consumption of addictive goods, but smoking by younger smokers 9 FROM (WED) 7. 2'97 19:24/ST. 19:20/NO. 4260608569 F 11 does not) (2) solved by an excise tax on underage smoking with each firm's tax based on number of kids smoking its brands Goal (C) : punish tobacco firms for fraud/deception optimal fincs are lump sum (otherwise cost passes through) Goal (D) : Get companies to accept settlement. This may require not punishing them severely. VIII. Practical improvements in the settlement (A) Have the base payment adjustment be more purely an excise tax. Instead of the formula described and critiqued above, make the payment equal to sales times a constant tax rate (i.e., make it simple and straightforward with incentives pointing in the right direction) (B) Calculate each firm's surcharge on the basis of the change in its sales to kids to eliminate the free rider problem (C) Base adjustments in the surcharge not on profits (which are hard to observe and easy to distort) but on revenue. This would help ensure that the surcharge is not avoided by accounting gimmicks and tobacco firms would have every incentive to minimize their costs. (D) The 75% surcharge abatement makes the settlement for underage smoking 75% regulatory command and control and only 25% market incentives. Consider reducing the extent to which companies can get around the full surcharge by meeting criteria other than performance targets (i.e., reductions in number of kids hooked). (E) If the externality evidence for adult smokers is weak, consider trading off some of the base payment for more surcharge (F) Greater guidance needed on just what types of "industry cooperation" the antitrust authorities are to be approving. One possibility would be to have antitrust immunity attach only in certain limited circumstances; for example where, in the view of the antitrust authorities, the joint conduct of the participating companies will be primarily to reduce the sale to children and adolescents in the United States of tobacco products produced by the parties. No blanket exemption for cartel behavior across the board. 10 FROM (WED) 7. 2'97 19:24/ST. 19:20/NO. 4260608569 P 12 Finally, consider fixing certain drafting problems in the proposed resolution. For example, 1) change p. 8 to a ban on tobacco companies distributing non-tobacco merchandise (rather than a ban on possession of such merchandise). (2) p. 19 should exempt cigarette papers from the ban on use of non-tobacco ingredients (since otherwise it would likely ban all manufacture of cigarettes). (3) p. 30 should exempt homes and private apartments from the ban on smoking (i.e., 10 people can be a big family or a weekly party). 11 JUL-03-1997 09:49 USDA CHIEF ECONOMIST 202 690 4915 P.02 05 Effects of the Tobacco Settlement on Tobacco Farmers and the USDA Price Support Program The Tobacco Settlement between numerous States' Attorneys General and the Tobacco Industry on Friday June 20 is aimed at resolving issues relating to underage smoking and reimbursements to States for Medicaid expenditures related to tobacco-related illnesses. The Settlement also sets national standards controlling the manufacture of tobacco products, restricts advertising alternatives, and mandates a nationwide smoking cessation program. There are no immediate and direct implications for tobacco farmers or the USDA price support program. Nonetheless, there will be indirect effects resulting from the Settlement as the industry restructures in compliance with the 9 titles included in the Settlement. Agriculture as Addressed by the Settlement Direct mention of the USDA or tobacco farming occur in two instances within the agreement. The first simply states that tobacco farmers will not be subject to additional regulations over and above those existing for other producers of raw products. "Tobacco farmers will face no greater regulatory burden than the producers of other raw products regulated by the federal government." [Title I, Subtitle E. (See appendix)] The second mention of agriculture addresses the issue of limitations on FDA regulatory jurisdiction and states: Grower Limitation: FDA jurisdiction does not extend to the growing, cultivation or curing of raw tobacco (USDA has exclusive authority)." [Title V, Subtitle A. (See appendix)] Indirect Implications of the Settlement for farmers The primary implication of the Settlement for tobacco growers is added impetus to discourage consumption of tobacco products, reducing the demand for leaf tobacco used in domestic manufacturing. Declining consumption due to reduced underage smoking Currently, the proportion of total consumption attributable to underage smokers is not known with certainty. Estimates range from 3 to 5 percent. U.S. consumption in 1996 was 487 billion cigarettes of which between 15 to 24 billion could have been consumed by underage smokers. The Settlement seeks to reduce underage smoking significantly over the next decade and maintain the reduction thereafter: Underage use of cigarette products must decline by at least 30% from estimated levels over the last decade by the fifth year after the legislation takes effect, by at least 50% from estimated levels over the last decade by the seventh year after the legislation JUL-03-1997 09:49 USDA CHIEF ECONOMIST 202 690 4915 P.00 05 takes effect, by at least 60% from estimated levels over the last decade by the tenth year after the legislation takes effect, and remain at such reduced levels or below thereafter. [Title II] If the Settlement reduces underage consumption by 30 percent by the fifth year, consumption will decline between 5 to 8 billion pieces, assuming underage consumption of 15 to 24 billion cigarettes annually. This is the equivalent of 5.7 to 9.2 million pounds of tobacco (farm sales weight), based on current domestic leaf use per cigarette. U.S. tobacco production in 1996 was 1,517 million pounds. The Settlement also covers smokless tobacco products in much the same terms as cigarettes. This increases the number of leaf types that may be affected. Declining adult consumption may result if prices rise because of the Settlement. At this point, it is difficult to tell how the Settlement will affect retail cigarette prices. Cigarette companies are liable for huge payments under the agreement, beginning with an up-front payment of $10 billion at signing and $8.5 billion due at the end of the first full calendar year following signing. The up-front penalty equals approximately 41 cents per pack (20 cigarettes) based on 1996 U.S. consumption and 26 cents per pack based on total output (including exports). Adding the first annual payment raises the amount to 76 cents per pack for domestic sales and 49 cents for total output. Retail cigarette prices averaged $1.91 nationwide in 1996. Wholesale prices were 99 cents per pack for premium cigarettes, which make up about 72 percent of total output. Given the imperfectly competitive structure of the cigarette industry and inelastic consumer demand, we would expect much of the additional costs to be transferred to consumers. However, in the past, the cigarette industry has reduced wholesale prices, such as in 1993 when the prices for premium cigarettes were slashed to regain market share from discount brands. Some respected Wall Street analysts are forecasting a 50-cent per pack increase at the wholesale level, combined with a consumption decline of about 11-percent. Using a commonly accepted price elasticity of demand for cigarettes, the following table illustrates potential changes in cigarette consumption with 4 levels of retail price increases. The change in cigarette consumption is converted to change in domestic leaf use for each price change, These estimates assume no change in the proportion of imported tobacco leaf used in U.S. manufactured cigarettes. A $1.00 increase in the retail price of a pack of cigarettes results in a 20.9 percent decrease in cigarette consumption and a 116.7 million pound decrease in domestic leaf use, about 8 percent of U.S. production in 1996. Likewise, a 25 cent increase in the retail price results in a 5.2 percent decline in cigarette consumption and a 29.2 million pound decline in domestic tobacco use, about 2 percent of 1996 U.S. production. JUL-03-1997 09:50 USDA CHIEF ECONOMIST 202 690 4915 P.0 05 Entimated effects of cigarette price Increases 1996 average price per pack ($) 1,91 1996 total U.S. consumption (billion cigarettes) 487 Price elasticity of demand -0.40 domestic use per 1,000 domestic price change pct chrig price pct chng vol quantity cigarettes use pct chng est chng cents percent percent billions (bs. mil. lbs. mil. lbs. 25 13,1 -5.2 462 1.144 528 -5.2 -29.2 50 26.2 -10.5 438 1.144 499 -10.5 -68.3 76 39.3 -15.7 411 1,144 470 -15.7 -87.5 100 52.4 -20.9 385 1.144 440 -20.9 -116.7 The cigarette industry uses both domestically grown and imported tobacco leaf to manufacture cigarettes. In 1995, the most recent data available, U.S.-manufactured cigarettes contained about 35 percent foreign tobacco leaf. U.S. tobacco growers likewise supply both domestic cigarette manufacturers and the export market. In 1996, leaf exports accounted for about 33 percent of U.S. production. U.S.-manufactured cigarettes are consumed domestically and exported. In 1996, 32 percent of the cigarettes manufactured in the United States were shipped overseas. The effects of changes in domestic consumption of cigarettes on tobacco growers are tempered by prospects for foreign demand for U.S. cigarettes and the proportion of foreign tobacco used by U.S. cigarette manufacturers. The impact of the Settlement and associated price changes on the mix of domestic and foreign leaf used by manufacturers, and the level of leaf imports, is difficult to determine. As manufacturers attempt to cut costs, use of lower-priced imported leaf may rise, accentuating downward price pressures on U.S. tobacco leaf. If, however, facing declining domestic consumption, manufacturers export more cigarettes, that could temper any downward price pressure on U.S. tobacco leaf. Currently tobacco leaf imports are limited by a tariff rate quota; however, in the past year, only about 68 percent of the quota was utilized. In addition, imported leaf which is used to manufacture cigarettes subsequently exported is subject to a duty drawback. If domestic consumption is relatively stable, manufacturers will likely continue using the same proportions of domestic and foreign leaf. The increase in retail cigarette prices may be less than indicated by the size of the penalties to be paid by the manufacturers. The Settlement contains a provision [Title VI B. S. (See appendix)] which rebates part of the penalty paid by manufacturers if adult consumption falls below the 1996 level. This provision should negate some of the price effect of the penalty by enabling manufacturers to use the rebate to lower prices and thus regain sales. In addition, the penalties are paid using pre-tax dollars, further lessening the financial burden of cigarette manufacturers and reducing amount prices might be increased. Advertising expenditures, which total about $6 billion annually for the industry, are likely JUL-03-1997 09:50 USDA CHIEF ECONOMIST 202 690 4915 P.05 05 to decline also. Indirect Implications for the USDA Tobacco Program The indirect implications for the USDA program are mainly political in nature. Congressional attention focused on the Settlement has already spawned tangential tobacco-related legislative proposals, such as the bill introduced by Senator Mitch McConnell to have cigarette manufacturers cover the costs of the Tobacco Program. In recent sessions of Congress, the Tobacco Program has come under attack and narrowly survived. TOTAL 2.05 (Preliminary - NOT final) THE "LOOK BACK" SURCHARGE The settlement attempts to provide economic incentives to promote "dramatic and immediate reductions in the number of underage consumers of tobacco products." Manufacturers would face surcharges if the tobacco-use reduction targets are not met. Surcharges will be imposed on the basis of a "look back" comparing actual teen tobacco use percentages to the targeted reduction percentages. Will the surcharge be effective? No. Our initial calculations indicate that the present value of the stream of profits from a higher percentage of teen tobacco use exceeds the cost of the surcharge by a factor in the Underage Daily Tobacco Use Percentages and Targets range of 3 to 6 -- hence, the economic Michigan Survey Data and Settlement Look Back Targets Percent incentive to firms to reduce teen smoking 20 will not be effective. 18 The daily tobacco use percentage 16 for underage teens in 1996 was 14 18.2 % -- well above the target Use reduction targets 12 base of 15.2 % (calculated from Historical data data over the past 11 years). 10 8 The surcharge would be imposed beginning in the 5th year after 6 enactment and every year 4 thereafter based on the difference 1991 1993 1995 1997 1999 2001 2003 2005 2007 2009 in the actual and targeted percentage reductions in underage use -- at the rate of $80 million for each percentage point (adjusted for changes in the size of the relevant population and industry profits). For the case of no change in the level of teen daily use (staying at 18.2 %), the surcharge for the fifth year would be about $660 million (in 1997 dollars). The present value of the future profit stream from the additional smokers above the target would be much higher at about $3.6 billion -- 5-1/2 times greater than the cost of the surcharge. (After-tax comparisons would yield the same ratio under the assumption that the profits tax rate remains unchanged through time.) Similar ratios apply to the surcharges in other years. If we assume that teen use declines because of higher cigarette prices from higher excise taxes, the use percentage falls to about 13-1/2 percent and the surcharge in the fifth year would be about $400 billion and the present value of profits would be about $1.4 billion for a ratio of about 3-1/2. These results indicate that to be effective, the surcharge would have to be increased by a factor of about 3-1/2 to 5-1/2, or somewhere in the range of $280 million to $440 million per percentage point. Some Assumptions: Discount rate: 4.0% Profit per pack: $0.30 Intensity of use: 1 pack a day Survival probability: taken from FDA rule in Federal Register Teen population: Census middle series Teen price elasticity: -1.0 (second scenario assumes that % decline in use translates in to % decline in users) tobacco coronies Memorandum July 3, 1997 From: Chad Stone, CEA Jon Gruber, Treasury To: Elizabeth Drye, DPC Subject: Progress Report on Economics Task Force, Domestic Issues Attached are several undigested pieces of material that are part of what will feed into a draft report we hope to complete next week: 1. An outline/progress report of the tasks being undertaken 2. Preliminary fact sheets on the domestic industry (foreign stuff to come) 3. Preliminary set of working assumptions feeding into the analysi 4. Preliminary bibliography of key economic articles, etc. for estimating elasticities and other effects. 5. Memorandum from DOJ antitrust division assessing the settlement 6. Memorandum from USDA on effects on tobacco farmers. 7. Preliminary Treasury assessment of "lookback" All of these are preliminary and many are undigested and not integrated into the analysis. tohnces Clonomics By MICHAEL M: PHILLIPS sions. Few believe the industry will walk declines. Dr. Harris estimates U.S. ciga- And SUEIN L. HWANG away from the deal, although RJR's sup- rette sales, already dropping, could fall to Staff Reporters of THE WALL STREET JOURNAL The sweeping tobacco settlement port seems the more fragile. 18.4 billion packs annually in 25 years from sounds like a huge burden for Big Tobacco: "Philip Morris is most on board,' one around 24.2 billion packs last year. So How can an industry with $8.4 billion in person familiar with the matter says. If the instead of paying $15 billion, the compa- annual pretax operating profits afford to deal does go through, economists say the nies would only have to pay $11.4 billion in pay out $368.5 billion over 25 years, almost industry as a whole will still do well. the fifth year. Over 25 years, Dr. Harris $15 billion a year? Among the reasons: calculates the settlement would cost the The fact is, it can. Tobacco will simply Tobacco demand is inelastic, Smokers industry perhaps $304.3 billion, not the pass along the costs to millions of addicted don't cut their intake much even when $368.5 billion frequently cited. customers and reap the rewards of higher prices rise. Frank J. Chaloupka, associate And payments are deductible. "At year Why Tobacco Pact Won't Industry stock prices. economists say. "The deal is professor of economics at the University of five, take a corporate tax rate of 40%; that a very good deal for the tobacco industry, Illinois in Chicago. figures adult cigarette- means a $15 billion payment results in tax Cigarette Makers Can Easily Raise Prices to Cover Payouts says Gary Black, a tobacco analyst at smoking declines only about 4% for every savings of $6 billion," says one person investment firm Sanford C. Bernstein & 10% cigarette-price increase (half from familiar with the industry's thinking. Co. reduced intake, half from people quitting). Costs would spread over time. An The explanation for this seeming con- "It's addictive behavior,' says the profes- amount paid over time is less costly than tradiction draws on the lessons of elemen- sor. making an assertion long disputed by the same sum paid up front, a textbook tary economics, bringing from classroom tobacco makers. concept economists call present discounted to cash register classic textbook terms as There aren obvious substitutes. If or- value. If the companies wanted to, econo- supply and demand and present value. But ange juice prices soar, consumers can buy mists say, they could spend about $194.5 perhaps the most important economic con- lemonade. Smokers have no such easy billion today to buy 7% bonds that would cept highlighted by the settlement is oli- choice. pay off $304.3 billion over 25 years. ECONOMY gopoly. In short, a small number of compa- Because of new limits placed on adver- Prices will pick up the slack. Because nies hold the market in such a tight grip tising and store displays, the companies every major producer has agreed to set- that they can easily jack up prices 30% or are also likely to save some of the $6 billion tle - tiny Liggett settled separately - it is more'as the settlement envisions without they currently spend battling for market unlikely any one company would undercut inducing new competitors to rush in, econ- share. The industry's $8.4 billion in annual the others. In fact, the settlement proposal omists say. pretax operating profit might shrink by envisions an antitrust exemption to allow "It has basically been an oligopoly with just $700 million to $800 million, Mr. Black companies to raise prices jointly. high barriers to entry for half a century,' predicts, and if companies cut marketing says Jeffrey E. Harris, an economics pro-- Both Dr. Harris and W. Kip Viscusi, a sharply, they might avoid any profit de- fessor at the Massachusetts Institute of Harvard Law School economist and expert cline at all. Technology and a physician at Massachu- witness for the tobacco industry, believe When the industry says it cannot afford setts General Hospital. Dr. Harris served the price of a pack of cigarettes will rise 62 more money, "people in Washington as an expert witness for Florida in its effort cents on average within five years to laugh," Mr. Black says. But RJR, isn't to extract Medicaid costs from the tobacco provide the companies with enough reve- laughing. Some industry people expect companies. nue to pay off the plaintiffs. "This isn't a volumes of more-profitable premium ciga- A handful of companies dominate the $15 billion [a year] pure payment- this is a rettes to fade as smokers switch to Please Turn to Раче A10, Column 1 market - Philip Morris Cos., RJR Nabisco cheaper, less-profitable brands. RJR Holdings Corp., Loews Corp.'s Lorillard Continued From Page A2 would be among the most affected; its debt Tobacco Co., B.A.T Industries Ltd.'s 62-cent-per-pack tax" in effect, says Bern- rating only recently was raised to so-called stein's Mr. Black. investment grade. With passage of the Brown & Williamson Tobacco Corp., That's assuming cigarettes cover the settlement, "RJR's upside isn't as clear as Brooke Group Ltd.'s Liggett Group Inc. and UST Inc., a leader in smokeless to- whole amount. If smokeless-tobacco prices Philip Morris's," says one tobacco execu- bacco. And there is virtually no threat that also rise, cigarettes could go up a little less tive. "This is the cost of the LBO." new contenders will challenge the oligop- than 60 cents a pack. Congress also re- oly. Brand names are well established and cently approved a 15-cent-a-pack excise start-up obstacles daunting. tax. After the industry settled suits filed by That's not to say the industry is made Florida and Mississippi, the companies up of equally strong players. Some in the recently boosted cigarette prices 7.6%-the industry fear the deal and its advertising right amount to cover that move, analysts restrictions will add to the No. 1 player's believe. enormous clout, giving Philip Morris a Penalties seem survivable now. Teen- nearly overwhelming edge at the expense agers are about three times as sensitive as of weaker rivals. That fear now is contrib- adults to cigarette price boosts, Prof. Cha- uting to Washington delays in advancing loupka says. The national settlement the settlement, which still needs President would limit advertising, boost minimum- Clinton's response and congressional ap- age enforcement and provide $500 million proval for the industry to win broad liabil- annually for antismoking publicity. But all ity protection. that plus a 62-cent price increase isn't Fueled by its super-hot Marlboro generally expected to reduce the number brand. Philip Morris controls half of the of teen smokers enough to meet targets U.S. market, and shows no sign of slowing included in the national agreement-a 60% down world-wide. RJR Nabisco, an in- cut in 10 years. Based upon price alone, creasingly distant No. 2. is hobbled by cigarettes would have to double to about $4 aging. eroding brands such as Winston, a a pack to hit the target. Cigarette compa- heavy reliance on the U.S. market (where nies might balk at boosting prices that its share is about 25%) and debt left from much but the currently proposed penalty its 1989 leveraged buyout. Much-smaller for missing the target is at most $2 billion. Brown & Williamson and Lorillard rely Possible penalties could change. heavily on menthol; Liggett, seller of dis- The horizon would clear. The settlement count cigarettes, is barely a blip on the would simultaneously settle suits by 40 screen. states that claim the industry should pay All of which spells more wrangling in for tobacco related Medicaid costs, II also Washington where pottcy makers mistst would provide broad liability protection the existing settlement is too favorable for against future lawsuits. cigarette companies yet the companies are For years, tobacco stocks have been reluctant to make more financial conces- hobbled by litigation fears. According to Smith Barney Inc.'s analyst Martin Feld- man, RJR could jump as much as 34% to $46 after the deal passes Congress. Philip Morris, he estimates, could jump 54% to THE WALL STREET JOURNAL FRIDAY, SEPTEMBER 12, 1997 $65. Some costs could shrink. Settlement payments fall if cigarette consumption Leadership Woes Mr. West also said that the Army, spurred by complaints from some in Con- gress and the NAACP that the Aberdeen Blamed by Army investigation disproportionately targeted black sergeants who had sex with white women, will review its conduct of that For Sex Scandals investigation. Despite his insistence that the Aber- deen mess was a unique circumstance, the By THOMAS E. RICKS remedies Mr. West announced will be Staff Reporter of THE WALL STREET JOURNAL applied across the board, at all Army WASHINGTON - The Army took a long training installations. Among other things, look in the mirror and decided it didn't like he said that screening and supervision of what it saw. drill sergeants will be tightened. Boot In self-cpitiques commissioned in the camp will be lengthened by a week to nine wake of its Aberdeen sexual-abuse scandal weeks. and the additional time will be used and issued yesterday, two different Army to place more emphasis on values, history reports concluded that many in the rank and tradition: and file feel poorly led. Also, soldiers distrust the Army's system for handling Interestingly, this move comes about a sexual-harassment complaints. As a re- year after the Marine Corps, which in sult, one study found, sexual discrimina- recent years has placed enormous em- tion and harassment are more widespread phasis on values and tradition in its own than the service's leadership had be- two boot camps, decided to lengthen its lieved. recruit training to 12 weeks from 11. Most "Plain and simple, this is a leadership of all, Gen. Reimer indicated that the issue," said the Army's top officer, Gen. Army needed to renew its focus on team- Dennis Reimer, in presenting the two work, discipline and values. "We' got to reports that in many ways took aim at him get back to the basic fundamentals," he and other top generals. "I think we need to said. But Gen. Reimer insisted he had seen place more emphasis on values." While the nothing to persuade him that the Army reports are harsh, they may have suc- should follow another Marine method and ceeded in helping the Army fend off an train men and women separately in boot outside investigation of its handling of camp. sexual-abuse problems. One of the Army's The officials also said that the Army top priorities in responding to the Aber- will create a structure to monitor the deen sexual-abuse cases that became pub- implementation of these changes. and then lic last November has been to avoid being in about a year conduct a full-scale review subjected to outside investigations. Con- of its progress. gressional reaction to the reports was positive. The Army's panel on sexual harass- ment, in an unprecedented survey of more than 30,000 soldiers conducted at 59 Army installations, concluded that "passive THE WALL STREET JOURNAL FRIDAY, SEPTEMBER 12, 1997 leadership" had permitted sexual harass- ment to persist across the Army. The panel. made up of four generals, two civilian defense, officials, and a senior sergeant. generally was scathing about the poor quality of leadership in today's Army, identifying "a huge gap" between senior Army leaders and younger enlisted sol- diers. Many soldiers believe their officers don't care about them, and really are concerned "only about themselves and their careers, the panel reported. Both males and females agreed in their distrust of the way they are being led, with more than 40% of those surveyed saying their leaders are more interested in looking good than in being good. Interestingly, both males and females perceived more racial or ethnic discrimi- nation in their units (about 25% of females reported seeing it) than sexual harass- ment (which was perceived by 17% of females). The complementary study by the Army's inspector general of sexual-harass- ment policies in boot camp came to similar conclusions. Army Secretary Togo West insisted that the events at Aberdeen, the Army base in Maryland where several drill ser- geants and a company commander were found guilty of charges ranging from rape to fraternization with female soldiers, were an "aberration." He indicated that the chain of command at that base failed to adequately supervise trainers there, and said that, among others, two lieutenant colonels, one colonel, and one general are receiving letters of reprimand for that failure. Such letters, which are placed in personnel files, are generally seen as ending a career. Tobacco Economics ANNUAL COSTS OF THESE PAYMENTS 1. Annual cost of transition payments and quota compensation: At the bottom of the page containing the tables is the summation of the cost of these purchases. Based on these calculations, it will cost $411.725 million per year for each of the next 8 years to compensate farmers. 2. Annual cost of transition payments, quota compensation, and retiring all tobacco quota after 8 years. When this amount of a total quota buy-out after 8 years is counted in with the other two payments, it averages out to $672.205 million per year for the next eight years. Page 1 Tobaccomes SM 153) eolg 100 in 5 International Tobacco Fund Early in the next century, tobacco will be the leading global cause of premature death and preventable illness. According to the World Health Organization (WHO), worldwide deaths from tobacco are likely to exceed ten million per year by 2025, with 70 percent of those deaths occurring in developing countries. While the proposed tobacco industry settlement addresses the industry's future in the United States, it is silent with regards to the overseas impact. Tobacco consumption, and its deleterious effects, are a global problem which should not be ignored; the problem cannot simply be exported away. The United States Government should take the opportunity offered by the proposed settlement to take the lead mobilizing the international health community to reduce the consumption of tobacco products, particularly as it affects the health of children and youth. Such an undertaking will have many facets, but should pd. leverage efforts already underway in bilateral and multilateral, official and non-governmental fora. However, resources that currently can be brought to bear are tiny in relation to both the scope of the problem and the resources that can be brought to bear by the tobacco industry. j.s.6 WINGO < We can begin to address this imbalance through a creation of a new fund [with a portion of settlement proceeds] that will focus efforts in international public health and education efforts. These efforts include: My $15 Sprind Bilateral Collaborations, including cooperative agreements with key countries to promote the development of national and international tobacco control and prevention programs. Funds can be mobilized to deliver comprehensive technical assistance, including training, exchange of public health experts, organization of workshops and symposia, and exchange of publications and information related to tobacco control and prevention. The goal should be to promote globally consistent and reinforcing regulations that restrict tobacco advertising and minors' access to tobacco products, for example. Regional and Multilateral Collaborations, including working with UN agencies, the multilateral development banks (MDBs), and other development organizations to expand their tobacco use reduction efforts, and promoting efforts to expand or create regional alliances to facilitate and promote collaboration and cooperation on tobacco-related issues, such as the prevention of cigarette smuggling. Grants could be used to supplement MDB financing for existing activities and/or to establish new programs aimed at discouraging tobacco usage and production, as well as to help offset the medical costs of tobacco use. Other technical assistance can be provided through the MDBs, including policy advice they give to borrowing governments relating to regulatory issues (such as advertising bans); trade policies (to incorporate effective health and safety measures); and tax and fiscal policies (to help governments reduce reliance on revenues from tobacco sales). Global Strategies, such as increased support for the WHO's Tobacco or Health Plan of Action (1996-2000), which promotes comprehensive national tobacco programs, advocates strong tobacco control policies, and disseminates global and country-specific health data and tobacco prevention and control strategies. Increased funding can help to enhance staffing and Issues for Industry/Economic Analysis What is the counterfactual? The central question for evaluating this settlement is a detailed understanding of the counterfactual: what would the world be like without a tobacco settlement? How much would the tobacco companies lose in this alternative world, and how much does the rest of society gain? This establishes the "threat point" of each of the parties to this settlement, and thereby the mutually acceptable range of agreement. This calculation consists of a number of components, some easier to compute than others. A number of these questions require probabilistic answers, both in terms of the economics and the politics: What would happen to FDA regulation of cigarettes in the absence of a deal, and what would that imply for cigarette sales/profits? How much could we raise through cigarette taxation in the absence of a deal, and what would that imply for sales/profits? - what is the political will for a tobacco tax rise instead? - does the settlement "crowd out" a tobacco tax increase? - does a collapse of the settlement make it hard to immediately raise taxes? What would be the net litigation costs to the tobacco companies and to the rest of society in the absence of a deal? What would happen to smoking in the absence of a deal - youth vs. adult tobacco use - public health costs What is the cost of the settlement to the companies? Compute after-tax payment amount Compute post-settlement profit stream What are the gains to settlement for the government? Compute net payments from tobacco settlement, incorporating tax deductibility, and "leakage" from existing excise taxation as prices rise - Divide these net payments into federal and state/local components Compute effects on social insurance programs - SS, Medicare, Medicaid - possibility of changing behevior/ Market based analysis of the settlement o.j. Form to avoid payments Gather Wall Street paper on the settlement Event study analysis of settlement Concerns with collusion Coordinate concerns with DOJ antitrust division Estimate effects of the agreement on pricing What would happen if we made payments conditional on past market share? - what about other restrictions on entry through advertising/marketing rules? Understanding the details of the deal Explicit description of the uses of the settlement money Concerns about parameters of the deal Tax Issues Should the settlement be tax deductible? Are there sufficient protections against foreign spinoffs to avoid profit taxation? Targeting & Penalties What is the correct share of incremental profits that should be retained by tobacco companies (currently 75%)? Should the lookback provisions apply company by company? What is the correct rule for determining future stream of payments - e.g. to what units should payments be tied, and how? - if you tie to unit sales, incentives to increase tar - if you tie just to cigarettes, incentives to move to other forms of smoking (roll- your-own or little cigars) Are the lookback penalties (roughly $80 million for each percentage point shortfall of youth smoking target, with cap of $2 billion) large enough, relative to stream of future profits lost from reduced youth smoking? What does state experience teach us about the most effective means of reducing youth smoking, and is that reflected in the parameters of the deal? Implications of using a quota, auctioned off across companies, rather than a tax? Spillover effects Concerns about other sectors: - advertising - vending - sporting events - retail - hospitality Effect on farmers Effect on labor demand - employment and wages - tobacco directly (lots of "good jobs") - other sectors indirectly Smoking cessation sector will benefit - tobacco company ownership issues? Other issues Why should we preclude future class action suits? Should we ignore the rest of the world? Are we tough enough/too tough on environmental (second-hand smoke) issues? Why are (effectively) tax dollars going to pay the cost of plaintiffs' attorneys? Distribution of spending of settlement dollars Should we diversify beyond kids health? Should we compensate smokers who die before 65? Should we finance buy-in to Medicare (tied to smoking because benefits those who don't live until Medicare eligibility age) Should the federal government insist on 57% (federal Medicaid share) of the non- earmarked dollars (dollars not going to liability fund, smoking cessation, etc.)? (EP) World Market Shere (from WSJ) Philip Morris 16.2% BAT 12.8% RJR 5.9% Japen Tobacco 5.1% Rathmans 4.2% 6/20/97 3 pm TITLE VI: Programs/Funding TOTAL 25 YEAR PACKAGE FACE VALUE - $368.5 Billion A. Up Front Commitment - Lump Sum Cash Payment - $10 Billion 1. Payable on Statute Signing Date. B. Base Annual Payments 25 Year Total Face Value is $358.5 Billion (Figures Subject to Inflation Protection and Market Volume Adjustments) 1. Duration - - annual payments in perpetuity 2. Commencement - - 12/31 of first full year after statute signing - 3. Face Amounts (includes payments from all industry sources): Payment Year 1 2 3 4 5 6-8 9 -+ - Total Payments $8.5B $9.5B $11.5B $14B $15B $15B $15B $15B Base Amount: $6B $7B $8B $10B $10B $12.5B $15B $15B Public Health Trust $2.5B $2.5B $3.5B $4B $5B $2.5B 4. Inflation Protection for Annual Payments Greater of 3% or CPI applied each year on previous year, beginning with first annual payment. 5. Adjustment for Volume Decrease (Adult Volume Only) or Total Volume Increase Beginning in year 1; payment made equal to scheduled annual payment times the ratio of actual relevant domestic tobacco product unit sales volume to relevant base volume. In the event of a decline in volume, relevant actual volume and relevant base volume are adult volume figures; in the event of an increase in volume, relevant actual volume and -34- relevant base volume are total volume figures. Base volume is 1996 volume. Any reduction in an annual payment will be reduced by 25% of any increase above the industry's base year net operating profits (after application of inflator discussed above) from domestic sales of tobacco products. 6. Payment Protection Provide for payment priority/continuation during bankruptcy/ reorganization proceedings. Protocol cannot be rejected in bankruptcy. Obligation for annual payments responsibility only of entities selling into domestic market. 7. Pass-Through In order to promote maximum reduction in youth smoking, the statute would provide for the Annual Payments to be reflected in the prices manufacturers charge for tobacco products. C. Applicability 1. Applicable to All Sellers of Tobacco Products Through protocol and statute to protocol signatories. Through alternative statutory provisions to non-signatories. D. Tax Treatment All payments pursuant to this Agreement (including those pursuant to Title II) shall be deemed ordinary and necessary business expenses for the year of payment, and no part thereof is either in settlement of an actual or potential liability for a fine or penalty (civil or criminal) or the cost of a tangible or intangible asset. -35- TITLE VII: Public Health Funds From Tobacco Settlement As Recommended By The Attorneys General For Consideration By The President And The Congress BASED ON THE PREMISE OF $ 1 BILLION FOR THE FIRST YEAR AND GRADUALLY INCREASING TO $1.5 BILLION THEREAFTER, ADJUSTED FOR INFLATION AFTER THE FIRST YEAR. BASED ON THE PREMISE OF $1 BILLION FOR SMOKING CESSATION FOR THE FIRST 4 YEARS AND $1.5 BILLION THEREAFTER, ADJUSTED FOR INFLATION. (A) . ALLOCATION OF GRANT MONIES AMONG PROGRAMS - The use of moneys under this Section shall be limited to programs established under this Section, shall be adjusted for inflation annually from the effective date, and shall be allocated among such programs as follows: (1) $125,000,000 for the first three years and $225,000,000 annually thereafter to the Secretary of HHS to accomplish the purposes described in Paragraph (B) of this Section (Reduction in Tobacco Usage); (2) $300,000,000 annually for the FDA to carry out its obligations under and to enforce the terms of this Act, including for grants to the states to assist in the enforcement of the provisions of the Act; (3) $75,000,000 for the first two years, $100,000,000 in the third year, and $125,000,000 annually thereafter to fund state and local tobacco control community based efforts modeled on the ASSIST program, designed to encourage community involvement in reducing tobacco use and the enactment and implementation of policies designed to reduce the use of tobacco products; (4) $100,000,000 annually to fund research and the development of methods for how to discourage individuals from starting to use tobacco and how to help individuals to quit using tobacco; (5) Beginning in the second year, $75,000,000 annually for a period of ten (10) years to compensate events, teams or entries in such events, who lose sponsorship by the tobacco industry as a result of this Act, or who currently receive tobacco industry funding to sponsor events and elect to replace that -36- funding, provided that the event, team, or entry is otherwise unable to replace its tobacco industry sponsorship during those given years. Funds used for this purpose shall promote a Quit Tobacco Use theme. After a ten year period, no additional funds shall be used for this purpose and the funds previously allocated to this purpose shall be used as follows: 50% to supplement funding of the multi- media campaigns in paragraph (1) of this subsection; 25% to supplement the funding of the enforcement provisions of paragraph (2) of this subsection; and 25% to supplement the funding of community action programs in paragraph (3) of this subsection. (B) ESTABLISHMENT OF PROGRAMS BY THE SECRETARY - The Secretary shall establish programs to accomplish the following purposes- (1) the reduction of tobacco product usage, both by seeking to discourage the initiation of tobacco use by persons under the age of 18 and by encouraging current tobacco users to quit through media-based and non-media based education, prevention and cessation campaigns. The Secretary may make grants to state health departments to assist in carrying out the purposes of this provision. (2) the research into and development and public dissemination of technologies and methods to reduce the risk of dependence and injury from tobacco product usage and exposure; (3) the identification, testing and evaluation of the health effects of both tobacco and non-tobacco constituents of tobacco products; (4) the promulgation of such other rules and regulations as are necessary and proper to carry out the provisions of this Act, as well as the development of such other programs as the Secretary determines are consistent with the goals of the Act. (C) Public Education Campaign - $500,000,000 shall be spent annually in such multi-media campaigns designed to discourage and de-glamorize the use to tobacco products. To carry out such efforts, an independent non-profit organization with a Board made up of prestigious individuals and the leaders of the major public health organizations shall be created which shall contract or make grants to non-profit private entities who are unaffiliated with tobacco manufacturers or tobacco importers, who have a demonstrated record of working effectively to reduce tobacco product use and expertise in multi-media communications campaigns. The independent body shall be authorized to contract with state health departments, where appropriate, to run campaigns for -37- their states and communities. In creating the program the Secretary or independent body shall also take into account the needs of particular populations. The goal shall be the reduction of tobacco product usage, both by seeking to discourage the initiation of tobacco use by persons under the age of 18 and by encouraging current tobacco users to quit. (D) Tobacco Use Cessation - For the first 4 years, $1 billion, and thereafter, $1.5 billion of the total amount paid by the tobacco industry shall be paid into a Trust Fund to be used to assist individuals who want to quit using tobacco to do so. Within 12 months the Secretary shall promulgate regulations to govern (1) the establishment of criteria for and a procedure for the approval of cessation programs and devices for which payment may be made under the program, (2) the eligibility requirements for individuals seeking to use moneys from the trust to fund the tobacco cessation efforts, and (3) the procedures to govern the tobacco cessation program. The goal of the tobacco cessation program shall to enable the most tobacco users possible to receive assistance in their effort to quit using tobacco by providing financial assistance and identifying the programs, techniques, and devices that have been shown to be safe and effective. Benefits to individuals should not be limited to a single effort, but should be tailored to the needs of individual smokers according to standards established by the Secretary using the best available scientific guidelines. (E) Public Health Trust Fund Presidential Commission - A Presidential commission will be appointed to include representatives of the public health community, Attorneys General, Castano attorneys and others to determine the specific tobacco-related medical research for which the $25 Billion Public Health Trust Fund will be used. -38- Tobacco Settlement Review 6/23/97 President hes set 30-day time limit for review Agreement incorportes if to $368B of spending - idea is to see if the Other working groups Heelth investments FDA revew Environment /workplece Smoking canation industry incentives Liability litigation Health EFFect Package of health investment included in greement is an important element in President's evcluation of the package - should make sure this tobacco meterial complement + does not undermine Longet negationship Estimated cost of setting up these Funds is 50-75 cent per pack Agreement is set up in perpetivity assumes that payments are increased for 3% /yr CPI (theugh J) payment would be reduced if tobacco sales Next mts Mondey 10am (June 30.) could get 75% of its money back. Says John Banzhaf, a George Washing The way this works is that the industry, Philip Morris's Outlook ton University law professor and smoking after paying its fine, can petition the FDA The outlook is even rosier for Philip foe: "This is going to be the Lawyers's for a hearing If the companies can estab Morris whose uggernaut Marlboro brand Relief Act in terms of all these defini lish they pursued all "reasonably available dominates the global tobacco market. tions measures to reduce youth smoking and Huge cash flow means, the company can did nothing to undermine the pact's goals easily afford its settlement/share. And its Still, there are accouple of wild cards they get 75% of their money back. If the surging sales overseas make the fate of the Perhaps most worrisome for the industry U.S. market less important is the possibility that developing countries, FDA turns them down, the companies can Because Philip Morris has much to where cigarette sales are exploding will appeal the matter in court gain from a settlement its rivals sniped: one day decide to import the U.S. regula Health Consciousness throughout the talks that it was willing to tory and liability scheme to their shores. These provisions have been very well give away the store. At one point, Philip During the talks, no company was more lawyered by the tobacco industry to thwart Morris contemplated making billions of vociferous in its objections to the FDA's gains already made, charges former FDA dollars worth of grants to restaurateurs for Commissioner. David Kessler. who state of the ventilation to rid the last encroachment than Brown & Williamson. launched the Clinton administration war wisp of smoke from, dining areas. Its The reason: Brown & Williamson's London on youth smoking and has emerged as the competitors nixed the plan. A Philip parent is the most entrenched overseas: settlement's most vocal opponent Morris spokesman declined to comment. While B.A.T controls only 17% of the U.S. Even as the industry sells its conven: The industry's astonishing gamble is market, it derives fully 75% of its tobacco tional smokes, it is expected to start to predicated on legal calculations, too. volumes from developing markets like peddle health-consciousness. too. With the Smokers likely will discover that their China, India and Eastern Europe. threat of liability reduced and the FDA's newfound knowledge of additives and nico Until now, though, antitobacco cru- role spelled out, companies are expected to tine will be of scant use in the courtroom sades in these countries have been embry introduce safer cigarettes and even smok Under the settlement's terms; class action onic, at best. Publicly, B.A.T's Mr. cessation products. Smokers have overwhelmingly rejected the few such and states lawsuits would be barred out Broughton plays down the prospect that safe-cigarette products that have come to right. Despite the industry's fears, there bureaucrats in other countries will clone market so far most notably Reynolds's would probably be little economic incen the U.S. settlement. no-smoke Premier tive for smokers to bring individual suits. For some, the proposed tobacco settle- Now the settlement creates powerful In the end a number of plaintiffs' lawyers ment will clearly yield an unprecedented incentives to make these products work say the industry has the immunity was windfall. All 50 states will reap 40% One big lure: Safer cigarettes would be seeking all along. to 50% of the industry largess, negotiators exempt from the agreement's Draconian These lawyers say that by banning say The plaintiffs' lawyers who worked on marketing curbs. Already smaller rivals class suits the agreement strips the settlement are likely to pocket giant are gearing up. Star Tobacco, a tiny mar keter of discount cigarettes in Petersburg plaintiffs of the economies of scale that fees. Va., has just filed&papers seeking FDA make it possible to take on Big Tobacco, Even the FDA and the Department of approval for alnew way of processing which spends $600 million a year on its Health and Human Services, among the tobacco that eliminates nitrosamines the legal tab Without the incentive of recoup- settlement St most implacable foes, will most abundant carcinogens in cigarettes ing punitive damages, pursuing individual collect more than $1.5 billion a year for Success in safer cigarettes is particu claims for compensatory damages would enforcement activities and other initia larly crucial to RJR. Pointing to its rela be even more prohibitive. Another layer of tives like research and a massive cam- tively small presence abroad and some complication involves the potentially ex paign aimed at youths. aging brands observers believe RJR plosive documents on smoking and health There will be economic losers, too. hopes that research and development will that the industry has agreed to release Among them: magazines like Rolling now count for more than camels and cowboys. To the extent fewer marketing The three judge panel appointed.to resolve Stone and Details that cater to young tools will be available, product attributes document disputes with the industry will readers and enjoy streams of ad dollars may become more of a selling feature, an take away the decision from local judges from cigarette ads; the billboard industry; RJR spokesman savs handling the cases, making smoker litiga and the thousands of stores and supermar tion even more protracted. kets that will face onerous new restrictions Test Market Cottage Industry on selling cigarettes. Already, Reynolds has spent more than For now the landmark tobacco settle- billion working on Premier and more But the industry's most potent legal recently. Eclipse, a low smoke product that ment faces a bruising fight in Congress, weapon may be: quite simply the 68-page functions largely by heating tobacco, not which it is expected to survive. But regard Proposed Resolution" itself The agree burning Eclipse, being marketed in less of the outcome; the place of cigarettes ment contains scores of terms and defini Tennessee, has taken about 0.5% of that in American culture and society will never tions that are certain to create a new market. While oneperson inside Reynolds again be the same: describes it in both taste and useability as cottage industry for lawyers. Just one Cigarettes have always been associ probably like what Tab wasito/colas, he example: a requirement that companies ated with risk, menace and the intimation promises there will be more to come. give the FDA access to all records about of mortality, says Richard Klein, author (Philip Morris has been working on a their ingredients with protection of pro of 'Smoking Is Sublime: The more you cigarette that heats tobacco since the early prietary information. interdict them, the more people enjoy the 1990s.) Even SO, the settlement represents a danger of transgressing high-stakes gamble for Reynolds, which But with the stripping away of the had just begun to crawl out from under the deception and manipulation that for four huge debt load of its celebrated 1989 lever decades have marked the relationship be aged buyout. With an annual cash flow of tween smokers and.sellers, cigarettes, an just S650million a year it may have to turn enduring outlaw symbol, are on the verge tojbanks or public markets to pay its share of the S10 billionjupfront payment. to comment the matter WALI STREET JOURNAL of going respectable; they are about to become a regulated drug marketed with One personanvolyed in the talks recalls full disclosure of its risks. On paper at that at one point when antitobacco negotia tors were pressing for S15 billion, an RJR least, wringing every last shred of mys representative If you want us tique out of the cigarette business prom bankrupt.. go ahead. By the end of the ises to make for a more honest compact talks, Mr. Goldstone was even more upset between buyer and seller. In the process of Congress was also considering levying a this catharsis, tobacco executives clearly 20 cents-per pack excise tax. RJR declined hope to dispel their merchant of death upside. with removal of the legal Goldstone an early supporter of settle- AVONOW image [too: As Mr Goldstone put it in his letter to clouds RJR shareholders including Mr RJR employees on Friday: Most-impor ment talks - stand to make a fortune by tant, the agreement secures: the tobacco completing a contemplated spinoffo industry So rightful place in the main the company S# Nabisco food operations. stream of legitimate U.S commerce RJR management feared that a spinoff -MiloGeyelin could face allegal challenge;on the ground contributed to this article the company.was shielding Nabisco from: tobacco:liabilities 2/2 levels of nicotine in cigarettes-pert its instant criticism from $ è public th Pact's Limits tool for bringing smoking ra down. advoca lawmakers, who argued But don 1 hold your breath. Although a that negotiators gave away too to an landmark federal-court ruling this year industry on the ropes. Nonetheless, inside Loopholes said the FDAshas the power, to regulate the tobacco camp. some officials were nicotine as a drug the settlement creates a shaken as they totted up the damage of a fierce Debate new set of hurdles before the agency can settlement that gave up far more than they take that step. ever imagined. Among them, the FDA would have to When the CEOs of RJR and industry prove that ratcheting down nicotine in U.S. leader Philip Morris Cos. kicked off negoti Print: Hurdles cigarettes wouldn ticreate significant de ations on April 3, they intended to pay mand for contraband. Regulators freely about $200 billion in exchange for full and a Rebate concede they have any idea how to protection from liability lawsuits. Instead, if Smoking Falls prove that they would be forced to pay/almost double Shadowy Subject that amount for legal insulation that falls The agreement also stipulates that the far short of what they had hoped There are about 600 individual liability Safer Cigarettes industry can take the agency to court to dispute its evidence, and orders judges to suits pending against the tobacco industry that aren't erased by the agreement. (It defer to the FDA's judgment only in areas M. FREEDMAN where the agency has expertise. Nobody affects only suits brought by 40, state L. HWANG expectsithe FDA to claim expertise on the governments and another group of state class action suits. Current and former WALL STREET JOURNAL shadowy subject of contraband. smokers would remain free to press a) scorching national Indeed, some industry chieftains are the cigarette industry already offering reassurances that the claims, with no limits on compensatory damages. the historic tobacco set pact won't be a major disruption in the Moreover, the tobacco industry fears weet a deal cigarette business: those claims would be strengthened by Friday by a host of After the shock of the 15% drop over general, plaintiffs law the next couple of years, thereafter we II be Internal industry documents on smoking and health that could become available to back to the normal trend, predicts Martin Broughton, chief executive of B.A.T Indus any U.S. citizen under the deal. The and Butts tries PLC, whose Brown & Williamson potential class of plaintiffs is still humon- and the White Tobacco Corp. is the U.S.'s No. 3 cigarette gous, one negotiator says. The upper- and changes in the to but in the end it's supplier. This shareholders and class plaintiffs bar will be less interested in law Article on page employees more certainty and consumers representing plaintiffs because they can't thit a $10 million home run, but a whole new a respite from the constant demonization bar will be created in America. lawyers may total of cigarettes B1 In an interview, Mr.: Broughton, who Warning Labels already thinking up emerged as the most stiff-spined chief The cigarette industry has a long his: smokes, B11 executive in the settlement talks, says he takes more than tory of shrewdly turning what appeared to B10. isn worried about the FDA ever regulat- be crushing defeat to its advantage While believe the long term Please Turn to Page A6, Column 1 the companies fought warning labels on stocks is good, C1. A E Continued From First Page cigarette packs when they were first man battle is just getting dated in 1965, they later used the little-read WALL JOURNAI ing nicotine. "It's an unlikely prospect warnings as a shield against lawsuits he says The contraband part gives me In 1971, after voluntarily removing advocates and the na the most comfort. their ads from the airwaves to blunt in would place sweep And in a letter to employees the day the MONDAY creasingly effective antismoking spots, the America's most lethal settlement was announced, Steven Gold companies simply shifted their brand im That would have been stone, chief executive of No. 2 player RJR agery to frequently televised sporting ecently as a year ago. Nabisco Holdings Corp. said the had events and lavish giveaways like Camel it the "Industry every confidence' that the tobacco com- Cash and Mariboro Unlimited. They saved over the next 25; pany will be able. to make critically millions on "V-advertising expenses, and to a ban on billboards, important financial contributions" to the the TV ban made it hard for upstart brands promotions and parent/company. He added that RJR has to claim market share. cartoon characters already been operating in heavily.regu If the settlement goes through, regula and the Mariboro Man lated overseas markets, an area the ciga tors concede they have no plans to fiddle by the Food and rette makers are actively exploring, and with cigarettes partly because they have and print dire new we don't see any, reason to doubt the only begun to educate themselves about as Smoking Can Kill future of the domestic market under sim one of the most highly engineered products stop hiding what it lar.conditions. in the U.S. market. Under the terms of the effects of smok Public Debate agreement itself reducing or purging ciga telling smokers just Thus, as Congress and the White House rettes of nicotine and its nearly 600 addi nicotine they are really launch a review of the agreement that is tives would be virtually impossible. the additives be certain to be long and bruising; the pact Until now, FDA rulings couldn't be cigarettes among the thrusts the nation into a wrenching public overturned unless a judge deemed them debate over how to regulate its most arbitrary and capricious. But under this banged together after controversial product ever settlement, the agency would have to pro- of fractious negotia- The debate will be shaped by powerful vide 'substantial evidence to back up its cigarette industry by crosscurrents running through America at assertions a tough new standard that huge new market the end of the century: On the one hand makes it far easier for the industry to block designs that manu thanks to a surging reverence for individ the FDA in court shied away from for ual responsibility, there is a widely held In addition, every time the FDAitried to red flag to liability belief that smokers should be accountable modify cigarettes either to reduce addic- settlement is pock for their own behavior and don't need the tiveness or eliminate certain hazardous that would probably FDA to wean them off nicotine. The ciga- compounds it would have to go through keep racking up rette industry has pressed this point suc an intricate process called formal rule dicted smokers, while cessfully over and over to avoid courtroom making similar to a trial How intricate? in the courtroom. losses and regulations it branded unduly The last time the FDA recalls having used paternalistic. it was in the late 1960s, when It took almost to pass along to At the same time, the industry has until 10 years to determine the percentage of settlement bill in the now maneuvered to be virtually untouched peanuts that had to be in peanut butter of 35 to 50 cents a by the wave of consumer and environmen- One of the settlement's most touted that the one-time tal protection that has transformed so provisions for reducing youth smoking is the ranks of the many other industries The result: A prod the 'lookback. It is designed to guarantee by aduring ruct believed to be responsible for 425,000 that cigarette makers will drive down But oneimechanism in deaths each-year gets less government youth smoking rates by 30% in five years, enticould ensure that oversight of its contents and marketing 50% in seven years and 60% in 10 years by too many smokers than cream. And supporters of harsh levying stiff penalties of as much as $2 regulation of cigarettes have made their billion annually if those targets are purchased by cause hugely popular by focusing on the missed. But here is the catch: The industry 96"levels companies heavy toll on minors May 16 1997 TOBACCO INDUSTRY 1575 11 The Tobacco Industry has been a hot topic since INDUSTRY TIMELINESS: 53 (of 95) our February review. Settlement talks between 1750 Big Tobacco and its foes, as well as developments Second, RJR won the Connor U. RJ Reynolds case, in rder of on the litigation front, have fueled the fires raging which the jury found that the company was not ving around this group. Consequently, tobacco stocks responsible for the death of a smoker who died of lung Ing have been more volatile than usual over the past cancer The victory replaces some of the negotiating three months. leverage Big Tobacco lost in Judge Osteen's decision. 1997 The group's Timeliness rank has fallen below In the months ahead, the results of several other the median of the Value Line universe, owing important may influence the settlement THY: lary ely to the decline in RJR Nabisco's rank (from talks and investors' opinions of tobacco equities Among 2 to 3). Philip Morris remains timely, and most of the trials scheduled, the industry faces class action suits veral Ve are the tobacco stocks we track hold above-average involving nicotine addiction and second-hand smoke long term total-return prospects. damages, as well as separate cases in which the states 1747, of Florida Mississippi, and Texas are each suing for now Settlement Talks @reimbursement of Medicaid payments made to treat 683, For Last month, Philip Morris and RJR Nabisco began illnesses allegedly related to tobacco: imal discussing a sweeping litigation settlement with anti Although it is clearly impossible to know or quantify old- tobacco officials, which include state attorneys general, plaintiffs lawyers, and public health advocates. It was a the ultimate outcome of the settlement talks or lawsuits n as landmark development because it was the first time pending against tobacco companies, it appears that an giant PM agreed to even acknowledge the possibility, of industrywide tobacco settlement would help the stocks: in OCT a settlement. The initial proposed deal includes agree ment by tobacco companies to accept strict marketing Operations restrictions and to pay $300 billion in damages over the Ona business-as-usual basis, tobacco firms appear to next 25 years in exchange for protection from legal be in fine shape. Although U.S. tobacco consumption is liabilities. But an eventual settlement, if any, may well basically flat, domestic consumers are generally buying look much different. more higher-margin premium cigarettes, helping to ex ore, Big Tobacco is likely to demand complete immunity keep domestic profits at respectable levels. On the other from all litigation, while many health advocates oppose hand, international earnings are growing at a strong the very idea of a deal. And many in the anti-tobacco double-digit pace. Improving economies and rising camp have declared that $300 billion is not a large disposable incomes around the world are giving more se- consumers in foreign markets the wherewithal to buy d it enough payment. But if the monetary demands are too tobacco products In fact, the major multinational age high, tobacco firms' incentive to settle would decrease Too, a major settlement would require congressional tobacco firms-PM, RJR, and B.A.T Industries-are all approval which would not come easily. expanding their global cigarette production capacity in order to keep up with demand oot Litigation Two recent legal decisions are particularly important Investment Guidelines for tobacco companies. First the Hon. William We expect tobacco stocks to continue trading rather ng Osteen ruled that the Food & Drug Administration may erratically over the next three to six months Rising ng regulate tobacco as a drug. This had been a topic of speculation regarding an ultimate settlement between negotiation in the settlement talks described above; but Big Tobacco and its foes as well as a busy litigation calendar through August, will probably increase the are the federal judge's decision transformed the issue into law. Judge Osteen also ruled that the FDA lacks the volatility of the stocks in this group going forward. As ge authority to restrict tobacco firms advertising and such, conservative investors should avoid tobacco stocks promotional practices. Notably, though, the Federal for now. Trade Commission is now focusing more sharply on the Nick Primavera to ot- industry's marketing techniques. ge Composite Statistics: TOBACCO INDUSTRY Tobacco RELATIVE STRENGTH (Rotio of Industry to Value Line Comp.) 40 1993 1994 1995 1996 1997 1998 00-02 1200 41 132986 138308 142926 154096 160000 170000 Sales ($mill) 220000 42 14.1% 15.8% 16.9% 17.1% 18.0% 18.5% Operating Margin 20.0% 43 3846.3 3989.8 3958.1 3971.6 4150 4200 Depreciation ($mill) 5000 14 900 15 6993.6 9067.7 10149 11467.3 13000 :14000 Net Profit ($mill) 20000 16 38.3% 38.7% 39.2% 39.7% 40.0% 40.0% Income Tax Rate 40.0% 5.3% 6.6% 7.1% 7.4% 8.0% 8.2% Net Profit Margin 9.1% 17 1178.2 2513.9 3173.7 2258.8 2850 3000 Working Cap'l ($mil) 4500 600 io 34622 30325 29627 30857.1 30000 30000 Long-Term Debt ($mill) 30000 36449 39427 41664 42499.4 45000 47000 Net Worth ($mill) 65000 12.0% 14.9% 16.2% 15.6% 17.5% 18.0% % Earned Total Cap'l 21.0% 19.2% 23.0% 24.4% 27.0% -29.0% 30.0% % Earned Net Worth 30.5% 8.1% 12.2% 11.5% 11.0% 11.5% 11.5% % Retained to Com Eq 15.0% 60% 49% 55% 58% 60% 60% % All Div'ds to Net Prof 60% 14.1 11.0 11.4 11.5 Avg Ann'l P/E Ratio 12.0 Bold figures are 300 83 72 .72 Value Line Relative P/E Ratio 85 1991 1992 1993 1994 1995 1996 1997 4.1% 4.2% 4.7% 4.8% estimates Avg Ann'l Div'd Yield 5.0% Index: June, 1967 - 100 Factual material is obtained from sources believed to be reliable; but the publisher is not responsible for any errors or omissions contained herein. For the con- To subscribe call 1-800-833-0046 fidential use of subscribers: Reprinting copying; and distribution by permission only. Copyright 1997 by Value Line Publishing Inc. ® Reg. TM-Value Line; Inc. A ERICAN BRANDS RECENT PRICE 54 P/Es RATIO 15.6 Tralling: 16.4 RELATIVE NYSE-AMB Median: 11.0 P/E RATIO 0.95 DIV'D 3.7% VALUE YLD LINE 1576 B.A.TI TIMELINESS High: 26.3 30.0 35.9 40.9 41.6 47.6 49.9 40.6 38.4 47.3 50.1 56.0 Target Price Range TIMELINESS Relative Price Perform- Low: 15.7 -18.3 21.1 30.6 30.9 35.6 39.0 28.5 29.4 36.6 39.9 47.8 2000 2001 2002 Relative Price ance Next 12A ance Next Mos. SAFETY SAFETY Highest 10.0 Cash 100 2-tor-1 plit 80 (Scale: 1 Highest (Scale: 1 Highest to 5 Lowest) a 64 BETA 1.10 BETA 1.00 (1.00 Market) 1 48 2000-02 2000-02 PROJECTIONS 40 Ann'l Total 32 Price Price Gain Return High 40 High 70 (+30%) 10% 24 Low 30 Low 60 (+10%) 6% 20 16 Insider Deci Insider Decisions N V12 NOT RE to 87000000000 Relative Price Options 2 Strengt 8 to Sell 0.0.1.0 0 0.0 2 3 Shaded area Institutional Decisions indicates U.S. Institut recession 2014 30'M 40% Percent 9.0 Buy Buy 146 146 166 shares 6.0 to Sell 178 Options: ASE to Sall 14 176 168 traded 3.0 Hkla(000) 15709 Hid's(000) 91539 87742 89368 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 © VALUE LINE PUB., INC. 00-02 1981 1982 72.75 78.15 Revenues per shi A 100.00 191 1.61 29.83 29.48 32.27 31.75 33.37 38.55 41:57 64.13 62.24 68.78 68.97 72.19 68.31 65.34 63.81 67.89 2.06 2.01 2.14 2.26 2.35 2.67 2.85 3.95 4.29 4.90 5.26 5:82 4.92 4.63 4.49 4.86 5.25 5.65 "Cash Flow" per sh 7.00 12.17 12.74 1.80 1.84 2.09 2.21 2.72 3.26 3.76 3.91 4.29 3.39 3.06 2.90 3.20 3.50 3.85 Earnings per sh AB 5.00 55.65 .7( 1.67 1.64 1.69 .80 .88 .89 .93 .98 1.02 1.06 1.13 1.26 1.40 1.59 1.81 1.97 1.99 2.00 2.00 2.00 2.00 Div'ds Decl'd per sh . 2.00 01:48 5 .74 67 62 74 :77 1.16 83 1.26 1.34 1.48 1.15 1.42 1.25 1.00 1.17 1.40 1.35 1.40 Cap'l Spending per sh 1.65 18.13 21.14 21.21 22.97 21.69 21.52 22.10 22.80 Book Value per sh D 26.65 102137 3 8.33 8.72 9.22 9.60 10.86 11.56 13.32 13.34 15.34 20.42 2.2.91 219.19 220.66 219.79 220.34 219.00 219.71 220.18 186.80 191.54 200.36 203.92 202.58 200.58 201:21 178.13 170.57 165.00 160.00 150.00 3.0 Common Shs Outst'g 1454.1 1454.5 5.8 6.4 7.6 :8.1 8.6 10.3 10.8 9.0 10.7 9.2 10.7 10.5 9.9 11.0 13.9 14.1 Bold fig are Avg Ann'l P/E Ratio 13.0 36 4.2 95 .70 71 .64 ,75 .70 70 72 75 17:81 .68 .64 58 72 .95 .88 Value Line Relative P/E Ratio estimates N.44 4 8.3% 18.3% '6.9%' 6.3% 6.2% 4.8% 4.4% 4.6% 13.6%! 4.1% 3.8% 4.0% 5.9% 5.9% 5.0% 4.4% Avg Ann'l Div'd Yield 3.1% 8.4% 5.1% CAPITAL STRUCTURE as of 3/31/97 9152.9 11980 11921 13781 14064 14624 13701 13147 11367 11579 12000 12500 Revenues ($mill) 15000 CAPITAL STR Debt $1546.1 mill. Due In 5 Yrs $1000.0 mill, 10.8% 12.0% 12.8% 12.4% 12.6% 13.5% 12.7% 11.8% 11:4% 11.9% 12.0% 12.5% Operating Margin 13.0% Total Debt $89 LT Debt $1452 mill. LT Interest $130.0 mill. 141.0 211.9 206.0 250.5 281.2 304.1 308.9 314.4 257.5 274.8 275 275 Depreciation ($mill) 300 LT Debt (LT interest earned: 8.5x; total interest coverage: 6.5x) (28% of Cap'l) 502.7 540.8 630.8 1745.1 806.1 883.8 686.4 618.1 543.1 R554.6 590 625 Net Profit ($mill) 750 Tinterest ear total interest CC 40.0% 40.0% Income Tax Rate 40.0% B 38 41.2% 45.1% 40.6% 37.0% 34.9% 36.8% 37.9% 39.3% 39.2% 40.3% 5.5% 4.5% -5.3% 5.4% F-5.7% 6.0% 5.0% 4.7% 4.8% 4,8% 4.9% 5.0% Net Profit Margin 5.0% Pension Liability None 924.1 417.1 457.8 525.8 463.1 531.2 575.4 1555.4 752.7 178.1 200 1:250 Working Cap'l ($mill) 500 Leases, Pfd Stock $12.9 mill. Ptd Div'd $1.2 mill 1154.6 1598.3 1500 1500 Long-Term Debt ($mill) 1500 Pfd Stock Incl. 444,012 shs. $2.67 pid (no par), each convert- 1631.5 2359.2 1717.4 2433.8 2551.9 2406.8 2492.4 1512.1 ible into 4.08 com. shs (less than 1% of Cap'l) 3103.9 2660.7 3101.5 3790.0 4316.0 4301.6 4271.4 4637.5 3877.2 3684.2 3650 3650 Net Worth ($mill) 4000 Common Stoci 11.9% 12.8% 15.2% 13.6% 13.3% 15.0% 11.6% 11.6% 12.2% 1.1.8% 12.5% 13.5% % Earned Total Cap'l 15.0% (equivalent to 1, 16.2% 20.3% 20.3% 19.7% 18.7% 20.5% 18.1% 13.3% 14.0% 15:1% 16.0% 17.0% % Earned Net Worth 20.0% Common Stock 170, 181,658 shares (72% of Cap'l) 10.0% 8:7% 12:2% -12.9% 12.6% 11.3% 11.8% 6.8% 4.7% 4.3% 5.6% 7.0% 8.0% % Retained to Com Eq CURRENT POSITION 1995 1996 3/31/97 49% 44% $140% 39% 42% 43% 58% 65% 70% 63% 60% 50% % All Div' to Net Prof 40% CURRENT POS Cash Assets (SMILL) Cash Assets 139.9 119.7 129:3 BUSINESS: American Brands is a diversified consumer products Franklin Life Ins., 1/95; U.S. tobacco ops., 12/94. Acq. Cobra Goll, Receivables Receivables 984.4 1125.0 1828.4 Inventory (FIFO) 1840.2 holding company. Product lines: International tobacco (59% of '96 1/96. Employs about 28,000, has about 55,000 stkholders. Off./Dir. 2256.2 1498.8 Other 372,5 own about 1.5% of common (3/97, Proxy). Chairman & CEO Others inventory (Avg 199.5 344.3 revenues, 41% operating income) includes Gallaher Tobacco Ltd. Current Current Assets 3164.0 3873.4 3800.8 the market leader in the U.K. with about a 39% market share; Office Thomas C: Hays. President & C.O.O.: John T. Ludes. Inc.: DE Accts Payable 301.9 475.2 NA (11%, 10%); Hardware and -improvement (12%, 18%); Dis- Address: 1700 East Putnam Ave. Old Greenwich, CT 06870 Accts Payable Debt Due Debt Due 710.8 536.8 93.7 tilled spirits (11%) 20%); and Golf & leisure (7%, 11%). Sold Telephone: 203-898-5000. Web site: Other Other 1398.6 2683.3 3518.9 Current Liab 2411.3 3695.3 American Brands is preparing to pass new Cobra clubs: For the full year, each of Current Liab. 3612.6 into history. In the coming weeks, the AB's divisions will likely post higher sales ANNUAL RATE ANNUAL RATES Past Past Est'd '94-'96 of change (per sh) 10 Yrs. Yrs. to company plans to spin off its U.K based and profits change (per AD '00-'02 Revenues 6.5% -0.5% 7.5% Gallaher tobacco division and rename its AB is taking steps to improve future Sales "Cash Flow" 'Cash Flow 6.5% -0.5% 7.0% non-tobacco businesses Fortune Brands. operations. It plans to merge the man- Earnings Earnings 5.0% -3.5% 8.5% Dividends 7.5% 7.0% Nil (Note that our estimates and projections do agement of its; hardware & home- which Dividends Book Value Book Value 7.5% 4.0% 3.0% not include the effect of the proposed improvement and office segments, spinoff shareholders would receive compose about half of what would become 8 QI Cal- QUARTERLY REVENUES mill) A. Full American Depository Receipts in Gallaher Fortune Brands And AB is consolidation Mar.3 endar Mar.31 Jun.30 Sep.30 Dec.31 Year Tobacco (proposed symbol GLH) and stock U.K. cigarette production in Northern 1994 :7802 1994 3001 3041 3355 3750 13147 in Fortune Brands (proposed symbol: FO): Ireland, while expanding plant capacity 1995 8674 2792 2595 2895 C3085 11367 2738 3435 As part of the spinoff, GLH will indemnify the former Soviet Union, wherë demand 1996 2486 2920 11579 FO against any financial liability arising very strong The reorganization will 1997 10065 2845 2600 3055 3500 12000 1993 10500 1998 2900 2800 3200 12500 from tobacco-related issues Investors have costly, but should significantly EARNINGS PER SHARE B cheered the move, bidding AB stock up the long-term profitability of endar Full Mar.31 Cal- ender Mar.31 Jun.30 Sep.30 Dec.31 Year about 25% since the spinoff was announc- Brands and Gallaher Tobacco 1994 64 75 .65 1.02 3.06 60 was speculation that a spun-off Gallaher these unranked shares ed last October Contributing to the rise We think investors should hold Assuming on 31 1995 63 .82 2.90 1996 .85 69 -1.01 may be acquired by B.A.T Industries. the tobacco spinoff goes through #538 1996 70 80 3.20 1997 80 75 .90 On a business-as-usual basis, AB's planned, AB stockholders will realize -37 1998 1.05 3.50 .40 1998 85 80 1.00 1.20 3.85 share net should grow by about 10%, effective 15% dividend boost, thanks Cap: QUARTERLY DIVIDENDS PAID to $3.50, in 1997, thanks to higher profits U.K. tax refund. Full Mar.31 Cal- endar Mar Jun.30 Sep.30 Dec. 31 Year and more-share repurchases First-quarter though conservative 1993 493 493 493 493 1.97 sales and earnings were up, year over would do well to exercise 1994 .492 .50 .50 .50 1.99 year, in all of the company's operating Gallaher Tobacco stock will probably 331 1995 50 50 50 .50 2.00 segments except the golf unit, which volatile and not suitable for the .358 1996 50 .50 50 .50 2.00 reported higher sales but lower profits due averse 1997 423 May 16, 1997 .50 to elevated manufacturing costs related to Nick Primavera yearend: (A) Includes American Tobacco Co. and '93, ($1.07); 90, (77c). Next earnings report Dividend relnvestment plan available Company's Financial Strength Frimary earnir Franklin Life, due late July. (C) Next dividend meeting about (D) Incl. intang. In '96, $3.9 bill., 86/sh.) Stock's Price Stability acct'a not & (B) P earnings Excludes n/r gains July 30th. Next ex date about Aug. 3rd. (E) In millions, adjusted for stock splits. Price Growth Persistence Next ear (losses): vd, (40c):: (1c): '94, 58c; F 1 dates: 1st of June, Sept., Dec. (F) Unranked due to the pending spinoff Earnings Predictability Factual material obtained from To subscribe call 833-0046 material is pelieved to be reliable, but the publisher is,not is for any or B contained herein. For the con- use of cubs fidential use of subscribers! Reprinting, copying, and distribution by permission only. Copyright by Value Line Pubishing, inc. ® Reg. Line, Inc. B.A.T INDUSTRIES RECENT 18 P/E 10.9 Trailing: 11.3 RELATIVE ASE-BTI Median: 11.0 P/E RATIO 0.66 DIV'D (ADR) PRICE YLD 6.4% VALUE RATIO LINE 1577 ;0 TIMELINESS 3 Average High: 7.0 $11.8 8.8 $15.0 $13.9 13.6 15.6 17.3 17.0 8.18.4 18.18.1 18.5 2 Relative Price Perform Low: 4.5 Target Price Range 6.7 8.0 196 10.4 $ 10.6 $12.1 $11.4 4-12.9 A13.1 ance Next 12 Mos. 15.5 2000 2001 2002 0 SAFETY 3 Average (Scale: Highest to 5 Lowest) reverse 150 10 12.0 Cash Flow P. ADR 2 aplit 40 i4 BETA (1.00 Market) solit 32 18 2000-02 PROJECTIONS 24: 10 Ann'l Total 20 2 Price Gain Return High 40 (+120%) 26% IIII 16 COMP :4 Low 30 (+65%) 18% 12 20 Insider Decisions 10: 16 12 NOT REPORTED 6 8 4 U.S. Institutional Decisions Shaded area 6 Relative Price Strength Indicates 20'M MM 40'M Buy 21 20 Percent 0.6 recession 23 to Sell 14 shares: 0.4 19 Hkl's(000) 15709 traded 13702 13211 0.2 Options: None 2 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 VALUE LINE PUB! INC. 00-02 $1.91 1.00 1.61 1:45 00:16 00:1:45 B:1:48 1.89 1.81 N0.1.61 1.93 1.87 1.51 1.50 1.53 71.55 381.71 16.1:65 EN1:65 12.17 Translation Rate ($/£) A k1.65 12.74 .00 191,1.76 12.18 0.14.38 2.16.47 18.62 17.54 19.37 16.83 17.40 616.63 20.53 20.99 23.44 27.12 6'27.75 29.00 Sales per ADR 35.50 PS.65 70 74 5.00 36.91 23.1.05 1.30 00.1.42 1.53 62 75 1.91 1.49 1.56 $1.75 1.93 2.05 2.15 "Cash Flow" per ADR 2.85 05.48 50 55 1.00 2.00 *.1.14 $1.24 .46 .52 68 1.16 1.20 1.48 1.60 1.75 1.85 Earning per ADR B 2.50 05:11 #11 12 12 .32 1.65 .60 74 .88 74 47 .85 1.10 1.20 Gross Divd's Decl'd ADR c 1.50 02.37 .38 32 43 .43 .40 .45 .47 45 5.65 :.12 .26 28 33 37 36 36 35 35 Cap'l Spending per ADR 35 2.91 3,01 3.15 3.36 3.61 4.15 4.99 4.29 4.95 3.77 3.78 4.12 4.94 4.56 5.55 6.02 6.45 7.10 Book Value per ADR 065 1454.1 1454.5 1460.3 1476.9 1476.3 1488.3 -1496.1 1520.9 1521.91 1473.2 1476.9 1448.9 1517.0 1540.5 1545.8 13.0 1543.0 1550.00 1550.00 Equiv ADRs Outst'g DO 3.6 4.3 4.3 5.2 -6.2 7.6 9.0 6.8 9.0 25.3 22.6 19.8 12.2 11.5 10.6 9.8 .95 Bold figures are Avg Ann'l P/E Ratio 14.0 44 .47 36 48 .50 52 .60 .56 68 1.88 1.44 1.20 .72 75 71 .62 Value Line 3.1% Relative P/E Ratio 1.00 6.4% 5.1% 5.0% 3.8% 4.4% 3.5% 3.6% 6.3% 5.7% 5.2% 6.3% 6.6% 5.2% 3.4% 5.4% 6.3% Avg Ann'l Div'd Yield 4.3 CAPITAL STRUCTURE as of 12/31/96 27857 26678 29477 24799 Total Debt $8911.3 mill. Due In 5 Yrs $4500 mil. 25696 24097 31150 32338 36233 41847 43000 45000 13.0% Sales ($mill) LT Debt $5800.3 mill. Interest $500.0 mill 9.2% 10.4% 11.3% 8.5% 8.9% 9.3% 9.0% 9.6% 12.6% -10.6% 12.0% 13.0% Operating Margin 13.5%: 300 (LT Interest earned: 454.0 445.0 441.0 225.8 342.2 320.0 363.0 390.2 430.9 395.0 450 500 Depreciation ($mill) 750 total interest coverage: 8.0x) 1487.0 1718.0 1887.0 685.2 770.4 995.7 1891.1 2013.5 2281.6 2575.3 2750 2850 Net Profit ($mill) 10.0% (38% of Cap'l) 37.7% 36.7% 37.7% 54.6% 54.0% 41.5% 28.8% 25.4% 32.9% 34.2% 35.0% 35.0% Income Tax Rate 35.0% 50% 5.3% 6.4% 6.4% 2.8% 3.0% 4.1% 6.1% "6.2% 6.3% 6.2% 6.4% 6.7% Net Profit Margin 7.1% Leases, Uncapitalized Annual rentals $200.0 mill. 3814.0 606.0 1188.0 887.8 d1363 d196.5 174.9 344.3 590.5 344.3 Pfd Stock None 500 500 Working Cap1 ($mill) 2334.0 3852.0 3874.0 3757.7 3833.5 4207.0 3548.5 3494.5 4553.9 5800.3 5000 5000 (dimg) Long-Term Debt ($mil) 7458.0 Common Stock 3,086 mill. common sha 6518.0 7540.0 5546.8 5589.4 5962.5 7500.0 7019.6 8571.5 9281.9 10000 11000 Net Worth ($mill) 15.0% (equivalent to 1,543.0 million ADRs) 15.9% 17.2% 17.1% 9.0% 9.8% 11.3% 18.3% 20.7% 20.6% 18.8% 20.0% 20.0% % Earned Total Cap'l 20.0% 20.0% (62% of Cap'l) 19.9% 26.4% 25.0% 12.4% 13.8% 16.7% 25.2% 28.7% 26.6% 27.7% 25.0% 25.0% % Earned Net Worth 25.0% 10.0% 13.6% 18.1% -15.6% NMF NMF NMF 14.1% 18.4% CURRENT POSITION 11:1% 1994 $11.5% 12.0% 1995 10.5% 12/31/96 % Retained to Com Eq 10.5% 40% 32% 31% 38% NMF C111% NMF 44% 2.36% 6:58% 661% 65% 60% Cash Assets % All Divd's to Net Prof 1924.7 2216.5 2388.9 Golf, Receivables 1941.6 1855.4 2250.4 BUSINESS: B.A.T Industries PLC is the world's second-largest to- ff./Dir. Inventory (Avg Cst) 3283.4 2/95.395 (oper., prof. by seg. Tob., 63%(58%) Insur 3382.1 3567.1 Other-3 bacco company. Owns Brown & Williamson (3rd biggest in U.S.) 24%(42%); Oth:, 13%(0%). Owns 40% of Imasco (Can. tob. & E.O. Current Assets 7149.7 7454.0 8206.4 and British-American Tobacco Brands Include GPC Approved, bank.) Has 170,000 employees; 158,908 shareholders. Off. & Dir. DE Accts Payable 426.9 454.2 501.2 Kool and in selected markets: Benson & Hedges, Lucky Strike, and own less than 1% of common. Chairman. P. Sheehy. Inc.: U.K. )6870. Debt Due 2523.0 2941.9 3111.0 Kent. Owns Eagle Star and Allied Dunbar Insurance in U.K. and Add. Windsor House, 50 Victoria St., London SW1H ONL U.S. DM. Other 3855.5 3467.4 4249.9 Farmers Group Insurance in U.S. Acquired American Tobacco add.: Landmark Sq., Stamford, CT 06901. Tel.: 203-961-0660. ch of Current Llab 6805.4 6863.5 7862.1 B.A.T Industries stock has been extra ultimate tobacco settlement and a hectic sales ANNUAL RATES Past Past Est'd '94-'96 volatile recently, owing to some U.S. litigation schedule through August of change (per ADR) 10 Yrs. Yrs. to '00-'02 Sales 5.5% noteworthy developments. Last month; We have trimmed our 1997 share-net 4.0% 7.0% iture "Cash Flow, 7.0% 6.0% 8.5% Philip Morris and RJR Nabisco began estimate by a nickel, to $1.75, to reflect man- Earnings 7.5% 6.0% 10.0% negotiating a sweeping settlement on be- somewhat. lower expectations for B.A.T's home- Dividends 17.0% 3.5% 12.0% Book Value which 4.0% 3.0% 10.0% half of the industry with members of the tobacco operations and a strong sterling. anti-tobacco community. Too, a federal The company's financial services division ecome Cal- QUARTERLY SALES mill) Full judge ruled that tobacco may be regulated has shown signs of improvement, most dating endar Mar.31 Jun.30 Sep.30 Dec.31 Year as a drug by the FDA; and RJR gained an notably at U.S.-based Farmers Group, but rthern 1994 7802 7765 8415 8356 32338 important victory in a very controversial the gains will probably be offset by slower city in 1995 8674 8886 9241 9432 36233 lawsuit. It is clearly impossible to know or growth in tobacco profits We expect and is 1996 9696 10162 10486 11503 41847 quantify the eventual ramifications of elevated legal and marketing costs in the will be 1997 10065 10435 11000 11500 43000 1998 10500 10500 12000 12000 45000 these recent events, although it appears U.S., where B.A.T's market share recently crease that an industrywide tobacco settlement fell from 17.5% to 16.3%, to dampen the ortune Cal- EARNINGS PER ADR Full would help the stocks. bottom line ender Mar.31 Jun.30 Sep.30 Dec.31 Year Neutrally ranked B.A.T shares have a Earnings prospects through 2000-2002 on to 1994 25 33 28 1.20 compelling valuation Based on the remain bright. B.A.T. is well positioned suming 1995 35 1.48 1996 gh 50.38 48 company's present fundamentals, its U.S. in the global tobacco market, especially in as 146 28 1:60 1997 .37 50 50 38 1.75 tobacco unit seems to carry at negative emerging markets, where rising disposable lize an 1998 .40 :55 50 40 1.85 valuation Indeed, merely adjusting the incomes are permitting more consumers to KB to a GROSS QUARTERLY DIV'DS PAID division's weight to naught would likely purchase tobacco products. In fact, the Cal- Full counts endar Mar.31 Jun.30 Sep.30 Dec.31 Year increase 10%-20% this equity's share price by company is substantially expanding its cigarette-production capacity around the aution. 1993 298 74 1994 but only aggressive investors world to keep pace with the increasing bly be 467 47 e risk- 1995 331 533 should consider a commitment here. demand. Our model calls for 5% average .86 1996 358 562 92 We expect B.A.T stock to continue to trade annual profit growth for the financial- 1997 423 inconsistently over the next several services segment. 6, 1997 months, owing to speculation regarding an Nick Primavera May 16, 1997 A+ (A) At yearend (c) Before 15% U.K. tax to U.S. residents. 1992, most dividends paid early January and (B) Primary earnings, based on U.K. aoct'g Includes ref'd of U.K. adv. corp. tax. Excludes Company's Financial Strength B++ 85 mid-July. (U.S. acct'g. not available Excludes n/r gain: 92 stock div: offer. Next div. meeting early Stock's Price Stability 65 40 (D) In millions; adjusted for stock splits. 75 90, 40g. Next earnings report due late July June. Next ex date about mid-August. After Price Growth Persistence 45 Each ADR is equivalent to 2 common Factual material is obtained from i Earnings Predictability 50 3-0046. believed to be reliable, but the publisher is not responsible for any errors or omissions contained For the con- use of subscribers. Reprinting, copying, and distribution by permission only. Copyright 1997 by Value Line Publishing, Inc. ® Reg. IM-Value Line. Inc. subscribe IMASCO LTD RECENT 38 P/E 14.3 Trailing: 14.6 RELATIVE PRICE Median: 12.0 P/E RATIO 0.87 DIV'D TSE-IMS.TO H YLD 3.2% VALUE RATIO LINE 1578 TIMELINESS 3 Average High: 20.0 19.8 PH 14.8 20.3 19,1 18.4 20.7 20.8 22.1 27.3 34.8 40.0 Relative Price Perform- Low: 12.1 11.4 Target Price Range 11.9 13.9 12.8 13.3 15.8 ance Next 12 Mos. $17.1 16.0 19.3 24.4 32.3 2000 2001 2002 TIMEL SAFETY Above 80 Relati Average ance (Scale: 1 Highest to 5 Lowest) 2-fc split 60 SAFET TA .85 (1.00 Market) 50 (Scale: 2000-02 PROJECTIONS 40 A Ann'l Total 2-for-1 plit 32 Price Gain Return 20 24 High 60 (+60%) 15% 20 Low 45 (+20%) 8% 16 Insider Decisions High Relative Price Strength 12 Low 10 Insid NOT REPORTED 8 6 to Buy Institutional Decisions Shaded area Onlines indicates 1 2004 20% 40'88 4 Percent 3.0 recession Insti Buy to Sell shares 1 2.0 0 Hid's(000) 179 traded 1.0 157 400 Options: TCO to Buy 1981 to Sell 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 P.VALUE LINE PUB:; INC. 00-02 Hid's(0) 11.64 14.06 14:07 19.99 24.45 23.61 19.35 25.17 24.00 21.97 22.78 33.54 33.44 34.84 37.20 40.92 38.15 39.40 Revenues per sh AF 1981 45.45 .88 1.12 1.29 1.59 1.82 1:46 1.48 1.92 -2.09 1.78 1.98 2.80 3.07 3.67 3.82 4.11 4.25 4.50 "Cash Flow". per sh 6.20 3.6 66 :81 95 1:13 1.20 87 .98 1.26 1.44 1.11 1.28 1.49 1.69 2.16 2.30 2.55 2.65 2.85 Earnings per sh B 4.25 18 20 25 33 .38 44 .36 .52 .56 .64 .64 .68 74 .78 .96 1.08 1.20 1.32 Div'ds Decl'd per sh c 1.70 57 :59 51 93 .85 .98 1.00 1.27 .98 .87 50 49 63 47 1.44 1.05 1.10 1.15 Cap'i Spending per sh 1.40 3.12 4.23 4.81 6.06 6.94 7.96 8.56 8.62 9.45 9.92 10.48 11.34 12.35 13.71 13.47 14.65 15.85 17.10 Book Value per sh D 22.90 188.22 193.01 204.22 217.80 217.82 238.25 238.38 238.38 238.49 238.23 238.49 238.20 238.37 233.48 232.29 230.61 228.00 226.00 Common Shs Outst'g G 220.00 1. 7.1 7.9 '8.9 19.7 11.0 20.0 15.9 10.6 12.1 15.2 11.9 12.5 11.2 8.7 10.2 11.1 Bold res are Avg Ann'l P/E Ratio 12.0 3009 86 .87 75 .90 .89 1.36 1.06 .88 .92 1.13 .76 76 .66 .57 .68 .70 Value Line Relative P/E Ratio 85 3.7% 3.1% 3.0% 3.0% 2.8% 2.5% 2.3% 3.9% 3.2% 3.8% 4.2% 3.7% 3.9% 4.1% 4.1% 3.8% estimates Avg Ann'l Div'd Yield 3.0% 1. CAPITAL STRUCTURE as of 12/31/96 4.1 Debt $2091.0 mill. Due in 5 Yrs $594.0 mill." 4613.4 6000.6 5724.7 5234.0 5432.5 7989.8 7972.0 8134.0 8641.0 9436.0 8700 8900 Revenues ($mill) AF 10000 LT Debt $1966.0 mill. M LT Interest $150.0 mill. 10.6% 10.4% 11.6% 12.5% 12.1% CAF 13.6% 14.5% 17.6% 16.9% 16.5% 18.5% 19.0% Operating Margin 22.0% Tot: Incl. $15.0 mill. capitalized leases. 118.9 158.5 157:7 158.6 168.6 314.1 328.0 346.0 350.0 356.0 365 375 Depreciation ($mill) 425 LT (LT interest earned: 8,0x) (36% of Cap'l) 245.0 314.3 366.1 291.4 331.6 380.4 424.0 521.0 546.0 601.0 610 655 Net Profit ($mill) 945 24.0% 19.5% 21.1% 23.7% 22.5% 30.6% Leases, Uncapitalized Annual rentals $150.0 mill. 30.5% 37.7% 38.0% 39.3% 40.0% 40.0% Income Tax Rate 40.0% (LT Pension Liability None 5.3% 5.2% 6.4% 5.6% 6.1% 4.8% 5.3% 6.4% 6.3% 6.4% 7.0% 7.4% Net Profit Margin 9.5% COV 644.5 566.4 616.5 273.1 168.7 427.3 428.0 363.0 379.0 531.0 790 620 Working Cap'l ($mill) 960 2454.1 Per Pfd Stock $135.0 mill. Pfd Div'd $9.0 mill 2143.6 1840.6 2072.3 1835.8 1958.9 1896.0 1927.0 1781.0 1966.0 1700 1450 Long-Term Debt ($mill) 1500 '94. Incl. 270 shs. 6.9% Perpetual First Preference 2247.2 2261.0 2610.4 2719.9 2855.2 3057,8 3100.0 3337.0 3264.0 3514.0 3745 4005 Net Worth ($mill) 5170 Shares Series D (2% of Cap'1) 6.8% 9.7% 10.4% 78.2% 8.7% -9.4% 10.2% 11.5% 12.5% (12.3% 12.5% 13.5% % Earned Total Cap' 15.0% Pfd 10.9% .13.9% 14.0% Common Stock 230,614,624 shs. (62% of Cap'l) 10.7% 11.6% 12.4% 13.7% 15.6% 16.7% 17,1% 16.5% 16.5% % Earned Net Worth 18.5% 7.2% 8.5% 9.2% 4.7% (6.1% 7.1% 7.7% 10.2% Co 10.0% 10.1% 9.0% 9.0% % Retained to Com Eq 11.0% CURRENT POSITION 1994 1995 12/31/96 40% 44% 43% 62% 54% (Ad Cash (SMILL) Assets 50% .46% 38% 43% 43% 46% 46% % All Div ds to Net Prof 41% 148 71 15 Receivables 384 356 531 BUSINESS Imasco Ltd. is a diversified Canadian company. Im- CU. Federal of Rochester, 4/91. Sold Peoples Drug Stores, 9/90; UCS. Inventory 18012 838 -1158 perial Tobacco controls about 67% of the Canadian cigarette mar- Group, 9/95; Roy Rogers, 8/96; First Federal; 3/97; Hardee's Food Ca: Other ket (Player's and du, Maurier). CT Financial Services is market Re Current Assets Systems; 4/97. '96 Deprec. rate: 14.2%. B.A.T Inds. owns about 1333 1265 1704 Inv leader in personal finacial services with 470 branches. Shoppers 40% of common. Offcs: and Dirs. own less than 2% of common ('96 Ot' Accts Payable 680, 693 889 Debt Due Drug Mart/Pharmaprix has 819 drug stores. Genstar, Development 125 annual). Pres. & C.E.O.; Brian Levitt. Inc Canada. Addr. 600'de C. 712 54 Other 219 139 159 creates residential communities. Acquired Roy Rogers, 4/90; First Maisonneuve Blvd: West, Montreal, H3A 3K7: Tel.: 514-982-9111 Ac Current Liab. (1,970 886 1173 Imasco has pared off a couple of non- pace of acquisitions, but only in its es- De Oti ANNUAL RATES Past Past Est'd '94-'96 strategic assets. The company divested tablished fields. Imasco purchased Cu of change (per sh) Yrs. Yrs. to :00-02 its U.S. financial subsidiary, First Federal, Meloche, Monnex, a Montreal-based prop- Revenues OT. 5.0% 10.5% 3.0% Al "Cash Flow 9.0% 14.5% 8.0% Savings of Rochester, for C$928 million erty and casualty insurance business, for Earnings 8.0% 13.0% 10.5% March. Imasco recorded a C$246 million, $142 million in April. Merger mania has S: Dividends 9.5% 9.0% 10.5% or 1.07-per-share, nonrecurring gain also hit' the Canadian banking market; Value 7.0% 7.0% 8.5% the sale in the first quarter. Although and the company will likely be requiredoto E D Cat QUARTERLY REVENUES ($ mill) A Full First Federal has made a solid contribu- make further investments to compete ef- endar Mar. Jun 30 Year tion! ton the bottom line over. the past fectively down the road. In addition to ac 1994Y 1855 2081 2102 2096 8134.0 several years, heavy consolidation within quisitions, some of the proceeds from the 1995 2042 2232 2202 2165 8641.0 the U.S. banking industry has (recently [aforementioned sales will be utilized to 1996 2110 2375 2389 2562 9436.0 placed the subsidiary at somewhat of repurchase stock and reduce debt 1997 2690 2000 2000 2010, 8700 competitive disadvantage, Imasco also sold, Meanwhile continues to build 1998 2150 2200 2250 2300 8900 ts-Hardee's Food Systems month for on its dominant position in the Cana- Cal $ EARNINGS PER SHARE A B Full approximately C$457 million. Unlike First dian cigarette market. The company endar Mar.31. 30 Sep.30 Dec.31 Year Federal; Hardee's has long been now commands 67,3% crofit Canadian 1994 64 63 2.16 batross around the company's neck, lower- cigarette sales, up from 66.2% the previous 1995 63 2.30 ing (earnings) by C$10 million in 1996 year. However. a recently enacted Canadi- 1996 META 9.74d 70 2.55 despite repeated turnaround, efforts The an law. severely restricts the promotion of 1997 70sam7 70 2.65 Hardee's sale will result in a write-off of tobacco products Imasco is currently fight- 1998, 55 75 78 77 2.85 deferred tax assets of-roughly C$60 mil- ing the new legislation in court. Cal- QUARTERLY DIVIDENDS PAID Co Full lion, plus an additional C$60 million provi- Investors should do better elsewhere. endar. Mar.31, Jun.30 Sep.30 Dec.31 Year. sion to cover, liabilities and costs associa- The stock's 3-anto, 5-year appreciation 1993 185 :185 185 185 74 ted: with the deal. Nevertheless given Im- potential is not too exciting Moreover, the 1994 :195 1951 5.195 :195 78 asco's looming battles on the tobacco company may be subject to costly tobacco 1995 24g 24, 24 24 .96 (see below) the divestiture is certainly litigation over the long haul. The equity is 1996 27 27 27.7 27 1,08 welcome news 1997, 30 an average selection for the year ahead The company will likely pick up the Perry H.: Roth May 16, 1997 (A) Cal. yr. beg. 12/87; ended Mar. 31, from $1.07. Next egs., rpt: due late July. (C) Before: plan avail. (D) Incl. intang. 96: $264 mill. 15% tax to U.S. res: Next div'd about Aug. Company's Financial Strength VARI '86. (B) Prtm. egs. Excl. nonrec. gain (loss): '81, 3c; '82, 3c; '83, 6c; '86 (13c); '88, (46c); 14/sh. (E) Mostly avg. cost. (F) Fin. sub. 10. Goes ex about Aug. 17:Dlvd pmt. dates: Stock's Price Stability 85 m) Incl. on eqty, basis until 91, consol. thereafter. '90, 2c; '93, (6c); '94, (7s); ($1,39); 97, 30th of Mar.; June, Sept. Dec. . Div'd reinvest. (G) in mill., adj. for splits. (H) All figs. in Cdn. $. Price Growth Persistence 07510 6511 fidential use of subscribers. Reprinting, copying, and distribution by permission publisher only. Copyright Factual material is obtained from Earnings Predictability sources believed to be reliable, but the la not responsible for any enrors or omissions contained herein. For the con- by Value Line Publishing, Inc, R Reg. TM Value Line, Inc. To subscribe call 8330046. 1578 RECENT PRICE 41 P/E RATIO 14.2( Trailing: 15.4 RELATIVE Median: 12.0 P/E RATIO 0.86 DIV'D PHILIP MORRIS NYSE-MO YLD 4.3% VALUE LINE 1579 Price Range 2001 2002 TIMELINESS 2 Above High: 6.5 10.4 8.5 15.3 17.3 27.3 28.9 25.9 21:5 31.5 39.7 46.6 Target Price Range Relative Price Perform- Average Low: 3.7 6.1 6.7 8.3 12.0 16.1 23.4 15.0 15.8 18.6 28.5 36.0 2000 2001 2002 80 ance Next 12 Mos. SAFETY 3 100 80 Average 80 50 (Scale: 1 Highest to 5 Lowest) 3-for-1-spl in 64 $ BETA 1.20 32 (1.00 Market) 48 2000-02 PROJECTIONS 40 24 Ann'l Total 32 20 Price Gain Return 4-101-1 pin 16 High 95 (+130%) 26% 24 10.0 Cash low 1.97% 12 Low 65 (+60%) 16% 20 Insider Decisions 16 10 8 JJASONDJF 12 C.O-D 0.0.0 C 6 Buy 000001000 000 000 000 Options 00003.0.003 to Sell 0-1-10-22-003 00 au " Shaded area Rela Institutional Decisions Price Strength indicates KTU FUL recession ruths 20% XN 40'M Percent 9.0 Be to Buy 281 320 346 shares 6.0 to 1448 Jr389 Options: ASE 325 traded 3.0 00-02 Hid's{000) 529126 466787 516588 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 ©VALUE LINE P.UB., INC. 00-02 45.45 6.20 7.62 3.88 4.33 4.4.74 " 5.57 8.90 16.9.75 8:11.45 16.07 18.42 20:48 21.07 23.15 $25.45 26.50 $28.46 30.63 34.80 Sales per sh 55.00 05.2.87 "Cash Flow" per sh 19 7.00 4.25 02:30 .35 41 .90 5.03 1.43 801.77 82.07 $2.31 0:1.97 2.52 10.3.29 3.75 4:35 81.70 50.22 26 30 42 C 1.01 1:28 L*1.51 1.82 1.35 1.82 06.2.17 -2.56 3.00 JCM3.55 Earnings per sh 6.05 1.40 38.08 10 12 14 .26 .42 .52 64 78 87 1.01 $1.47 1.70 404.90 Div'ds Decl' per sh $2.50 22.90 JJ.134 .30 12 24 25 45 49 # 57 .56 .61 .67 .85 10% 90 Cap'l Spending per sh 1.05 220.00 071.10 1.21 141.34 V1.40 $1.65 24.1.98 2.40 2.77 3.44 $4.30 054.53 4.48 4.42 5.00 5.61 -5.85 6.40 6.95 Book Value per sh 14.05 12.0 3009.6 3021.5 2999.6 2913.5 2864.4 2854.3 2839.5 2772.4 2785.6 2778.7 2759.6 2806.0 2631.3 2558.6 2493.5 2431.3 2400.00 2300.00 Common Shs Outst'g 2000.00 .85 C-9.3 8.4 8.8 8.5 8.2 10.6 11.8 10.3 11.7 11.6 14.8 14.4 13.5 10.3 11.4 -12.6 Bold are Avg Ann'l P/E Ratio OR 13.0 1.13 °.67 72 79 .86 .89 .86 .95 .87 .80 .68 .76 .79 Value Line Relative P/E Ratio 95 3.0% .93 74 .79 4.1% 4.6% 4.6% 4.7% 4.8% 3.8% 3.4% 4.5% 3.5% 3.5% 2.8% 3.0% 4.7% 5.4% 4.9% 4.5% estimates Avg Ann'l Div'd Yield 3.1% 10000 CAPITAL STRUCTURE as of 12/31/96 22.0% 27695 31742 44759 51169 56458 59131 60901 65125 66071 69204 73500 80000 Sales ($mill) Total Debt $13,933 mill. Due In 5 Yrs $7,970 mill 18.2% 16.1% 17.2% 16.5% 20.3% 21.0% 21.5% 425 Operating Margin LT Interest $945 mill. 17.0% 16.3% 17.2% 18.7% 20.5% 22.0% LT Debt $11,827 mill. 945 704.0 779.0 1194.0 1367.0 1497.0 1542.0 1619.0 1722.0 1671.0 1691.0 1750 1780 Depreciation ($mill) 40.0% (LT interest earned: 12.3x; total Interest 1864.0 2064.0 2794.0 3540.0 4202.0 4939.0 3568.0 4725.0 5478.0 6303.0 7210 8170 Net Profit ($mill) 12110 9.5% coverage: 10.0x) 44.3% 44.6% 41.6% 43.9% 43.4% 42.6% 42.4% 42.5% 41.4% 41.0% 42.0% 42.0% Income Tax Rate 42.0% (45% of Cap'l) 960 6.7% 6.5% 6.2% 6.9% -7.4% 8.4% 5.9% 7.3% 8.3% 9.1% 9.8% 10.2% Net Profit Margin 12.2% Pension Liability $743 mill. in '96 VS. $712 mill. in 11396.0 -182.0 437.0 1007.0 -770.0 643.0 d731.0 943.0 606.0 -323.0 385 :525 Working Cap'l ($mill) 750 94 5170 one 5222.0 15882 13646 15285 13420 13407 14358 14085 -12324 11827 12500 12500 L'ong-Term Debt ($mill) 15.0% Pfd Stock None 02211 6823.0 7679.0 9571.0 11947 12512 12563 11627 12786 13985 14218 15345 15970 Net Worth ($mill) 18.5% 17.4% 10.2% 14.1% 15.3% 18.4% 21.5% 16.4% 19.9% 22.9% 26.0% 27.5% 30.5% % Earned Total Cap'l 29.5% Common Stock 2,431,346,191 shs. (55% of Cap'l) 27.3% 26.9% 29.2% 29.6% 33.6% 39.3% 30.7% 37.0% 39.2% 44.3% 47.0% 51.0% % Earned Net Worth 43.0% 11.0% (Adjusted for 3-for-1 stock split paid 4/10/97) 41% P16.3% 15.2% 17.7% 18.3% 20.2% 232% 11.0% 17.5% 18.2% 20.0% 20.5% 22.5% % Retained to Com Eq 22.0% CURRENT POSITION 1994 1995 12/31/96" 40% 43% 39% 38% 40% 41% 64% 53% 54% 55% 57% 56% % All Div' to Net Prof 50% UCS (SM/LL) Food Cash Assets 184 1138 240 BUSINESS: Philip Morris Companies Inc. is a leading consumer (1%, 2%) Has a 50% share of U.S. Industry shipments of Receivables 4382 4508 4466 about Inventory (LIFO) 7987 7862 9002 products company with four major segments: tobacco (53% of 96 cigarettes Acq'd General Foods, 11/85; Kraft, 12/88; (96.) Other 1355 1371 1482 revs. 67% of op. prof.) Incl. Martboro, Benson & Hedges, Merit, Vir- Suchard AG,8/90; Freia Marabou, 4/93. Has 151,000 employees, de Current Assets 13908 14879 15190 ginia Slims, Lark, food (40%,27%) Ind. coffee, Post cereals, and 144,400 stockholders. FMR Corp. owns 7.9% of stock; off /dir., less Accts Payable 3789 3364 3409 packaged foods Kool-Aid, Oscar Mayer, Kraft, Velveeta, than 1% proxy). Chrmn C.E.O.: Geoffrey C. Bible: Inc. VA Debt Due 893 2048 2106 Miracle Whip); Miller beer (6%; 4%); and financial evcs/real est Address: 120 Park Ave., New York, NY 10017. Tel.: 212-880-5000 es- Other 8283 8861 9352 sed Current Liab. 12965 14273 14867 Philip Morris is finally entertaining in the neighborhood of $200 to $300 billion op- the prospect of a comprehensive to- over the next 25 years The company's por- ANNUAL RATES Past Past Est'd 94'96 for of change (per sh) 10 Yrs. 5 Yrs. to '00-'02 bacco litigation settlement. The compa tion alone could well exceed $5 billion an has Sales 15.5% 8.0% 12.5% ny, along with its domestic tobacco peers, nually. As large as this amount seems, et; "Cash Flow" 17.0% 10.5% 16.0% started preliminary discussions last month boosting cigarette prices by a relatively Earnings 17.5% 11.5% 18.5% to with White House aides and attorneys modest $0.25 to $0.50 per. pack should Dividends 22.0% 18.5% 12.5% Book Value 12.5% 6.0% 17.0% general from several states. More than 20 cover these costs. c- states are suing the tobacco industry for The company is well positioned for Cal- QUARTERLY SALES mill) Full endar Mar.31 Jun.30 Sep.30 Dec.31 Year medical costs, and there are at least 15 ad- strong earnings gains: in 1997 and to ditional class-action lawsuits pending. A 1998. At retail, Phillip Morris cigarettes 1994 15500 16414 16710 16501 65125 recent court ruling has granted the FDA now account for 50.3% of all brands sold in 1995 16517 17129 16689 15736 66071 Id 1996 17491 17509 17414 16790 69204 partial jurisdiction over tobacco, a move the U.S., up from 48.7% during the same 1997 18217 18483 18700 18100 73500 vigorously opposed by the industry. period last year The company's market 1998 19500 19800 20200 20500 80000 Mounting litigation and attorney fees have share of the premium segment is even EARNINGS PER SHARE A pushed Philip Morris to the bargaining higher, currently standing at 57.5%. In the Cal- Full is Mar.31 Jun.30 Sep.30 Dec.31 table; but the world's leading tobacco firm meantime, Philip Morris continues to endar Year will work hard to get favorable terms be- make strong inroads overseas. Foreign to- 1994 45 47 47 43 1.82 1995 53 56 57 51 fore signing on the dotted line bacco revenues and income both increased 2.17 1996 63 66 67 60 2.56 R.J. Reynolds' recent court victory in by a healthy 15% in the first quarter. 1997 73 77 78 72 3.00 Florida should provide some leverage These shares are still timely. The possi- 1998 .88 91 90 86 3.55 for the industry. A Florida jury ruled bility of a tobacco settlement, coupled with QUARTERLY DIVIDENDS PAID that Reynolds was not culpable for Jean the aforementioned court victory, has Cal- Full endar Mar.31 Jun.30 Sep.30 Dec.31 Year Connor's cancer. The plaintiff's lawyer had lifted the stock price of late Nevertheless, 1993 217 217 .217 217 87 previously won a case against the industry the equity's 3- to 5-year appreciation 1994 217 23 23 275 .95 last summer: Big Tobacco's first notable potential still remains attractive: 1995 275 275 275 333 1.16 court defeat. Philip Morris and its compe- (Note: All per-share figures are adjusted 1996 333 334 40 40 1.47 titors are seeking immunity from future for the 1 stock split paid 10/97.) 1997 40 40 lawsuits in exchange for payouts ranging Perry H. Roth May 16, 1997 (A) Based on avg. shares out. Excl. nonrecur. Next earnings report due mid-July. (B) Next ment plan available. (c) Incl. intangibles. '96: Company's Financial Strength A+ gains (losses): 84, (30#); '85, 8c; '87, (1c); '88, div'd meeting about May 27th. Goes ex about $19.0 bill.; $7.81/sh. (D) In millions, adjusted Stock's Price Stability 50 29c; '89, 16c; "91, 1.29); '93, (54c); 95, (3c). June 11th. Approx. payment dates: 10th of for stock splits. (E) Excl. fin'l services and real Price Growth Persistence 70 Earnings may not sum due to changes In s/o: January, April, July, October. - Div'd reinvest- estate subsidiary. Earnings Predictability 70 Factual material is obtained from sources believed to be reliable, but the publisher is not responsible for any errors or omissions contained herein. For the con- To subscribe call 1-800-833-0046. fidential use of subscribers. Reprinting copying, and distribution by permission only. Copyright 1997 by Value Line Publishing, Inc. ® Reg. TM-Value Line, Inc. RJR'NABISCO HLDGS NYSE-RN RECENT 30 P/E 10.5 Trailing: 11.2 RELATIVE Median:NMF P/E RATIO 0.64 DIV'D PRICE RATIO YLD 6.8% VALUE LINE 1580 TIMELINESS 3 High: 275.6 355.6 472.5 491.9 0.0 65.0 58.1, 46.3 40.0 34.6 35.3 38.9 Average Target Price Range Relative Price Perform- Low: 155.0 172.5 220.0 448.8 0.0 28.1 39.4 21.9 26.9 25.3 25.1 27.0 2000 2001 2002 ance Next 12 Mos. 3 "Cash Flow" sh SAFETY Average 100 -for-5 (Scale: 1 Highest to 5 Lowest) 80 reverse splt TA 95 (1.00 = Market) 64 2000-02 PROJECTIONS 48 Ann'l Total 40 Price Gain III Return THE th 32 High 70 (+135%) 28% 24 Low 50 (+65%) 19% 20 Insider Decisions 16 JJASONDJF Relative Price Strength 12 to Buy 001000000 Options 000000000 to Self 0.0000.0000 e Shaded area Institutional Decisions indicates 6 20" 2024 40" recession Percent 12.0 to Buy 113 114 141 shares 8.0. to Sall 117 10111 106 traded 4.0 Options: PHLE, ASE, CBOE Hid's(000) 187429 180522 221121 TOB RJR Nabisco was taken private by 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 © VALUE LINE PUB.; INC. 00-02 Kohlberg Kravis Roberts & Co. in 1989. In 318.69 375.75 207.15 119.64 66.82 69.33 66.36 56.42 58.68 62.37 67.90 73.10 Sales per sh A 88.00 Feb., 1991, RJR resumed public trading of 37.01 44.30 5.89 7.28 6.20 10.33 4.06 5.59 6.34 7.38 8.20 9.00 "Cash Flow" per sh: 12.50 its common stock at a price of about $30 a 23.50 29.60 d19.30 d5.95 1.10 2.60 d.25 2.05 2.30 2.62 3.00 3.50 Earnings per sh B 5.00 (adjusted for splits). On January 26, 8.80 10.30 1.50 1.85 2.05 2.50 Div'ds Deci'd per sh c 3.50 1 RJR completed an initial public offer- 18.92 25.31 8.47 3.67 2.05 2.29 2.70 2.46 2.73 2.71 3.30 3.10 Cap'l Spending per sh 4.00 ing of 19.5% of its Nabisco food subsidiary 122.05 128.95 20.08 21.50 35.96 35.35 33.26 34.55 35.87 35.13 42.45 44.25 Book Value per sh D 48.00 at a price of $24.50 a share. In March, 1995 49.47 45.13 61.62 116.00 224.33 226.93 227.60 272.33 272.81 273.57 265.00 260.00 Common Shs Outst'g E 250.00 KKR sold its remaining interest in RJR. 12.0 9.7 48.6 18.1 15.7 12.6 11.8 Bold figures are Avg Ann't P/E Ratio 12.0 CAPITAL STRUCTURE as of 12/31/96 :80 81 3.10 (-1.10 1.03 .84 .74 Value Line Relative P/E Ratio .85 Debt $9,928 mill. Due in 5 Yrs $4,735 mill. 3.1% 3.6% 5.2% 5.7% estimates Avg Ann'l Div'd Yield 5.8% LT Debt $9,256 mill. LT Interest $850 mill. (Total interest coverage: 3.0x) (46% of Cap'l) 15766 16956 12764 13879 14989 15734 15104 15366 16008 17063 18000 19000 Sales ($mill) A 22000 20.3% 20.5% 24.6% 28.4% 27.1% 29.6% 16.7% 24.1% 22.9% 23.2% 23.5% 23.5% Operating Margin 25.0% Pension Liability None 652.0 621.0 1535.0 1306.0 1228.0 1782.0 1168.0 1152.0 1171.0 1174.0 1200 1200 Depreciation ($mill) 1500 1209.0 1393.0 d1172 d462.0 368.0 776.0 d3.0 1764.0 834.0 898.0 1000 1150 Net Profit ($mill) 1600 Pfd Stock $1,495 mill. Pfd Div'd $275.0 mill. 41.5% 39.1% 43.2% 46.7% NMF 44.4% 41.4% 47.7% 42.0% 44.0% Income Tax Rate 44.0% Series B 9.25% Pld., 12.04 mill. shs. Series C 10% 7.7% 8.2% NMF NMF Conv: Pid.; 53.35 mill. shs. each convertable Into 2 2.5% 14.9% NMF 5.0% 5.2% $5.3% 5.6% 6.1% Net Profit Margin 7.3% shs. with automatic conversion 5/15/97 Trust 1717.0 1901.0 106.0 d1089 165.0 730.0 202.0 d1231 436.0 445.0 500 500 Working Cap'l ($mill) 500 Originated Pid. C, 10% yield, 37.956 mill: shs. 3884.0 4975.0 21948 16955 13149 13541 12005 8883.0 9429.0 9256.0 9000 8500 Long-Term Debt ($mill) 7000 (7% of Cap'l) 6211.0 5819.0 1237.0 4289.0 8419.0 8376.0 9070.0 10908 11283 11102 11250 11500 Net Worth ($mill) 12000 14.2% 15.4% 8% 4.0% 4.3% 6.6% 2.5% 5.8% 6.1% 5.9% 7.5% 8.0% % Earned Total Cap'l 11.0% Common Stock 273.574 mill. shs. 19.5% 23.9% NMF NMF 4.4% 9.3% NMF 7.0% 7.4% 8.1% 9.5% 10.0% % Earned Net Worth 12.0% (326.502 mill. primary shs.) (47% of Cap'1) 12.2% 15.4% NMF NMF 2.0% 7.0% NMF 3.9% 2.4% 1.9% 3.0% 3.5% % Retained to Com Eq 5.0% CURRENT POSITION 1994 1995 12/31/96 39% 35% 56% 28% NMF (SMILL) 52% 72% 80% 70% 70% % All Div' to Net Prof 70% Cash Assets 423 234 252 Receivables 934 1334 1418 BUSINESS: RJR Nabisco Holdings Corp. is a major tobacco and Milk-Bone, Planters, Life Savers, Snack Well's, and Parkay. Has Inventory (LIFO) 2580 2489 2636 food concern. R.J. Reynolds Tobacco is the second largest domes- about 79,700 employees. FMR Corp.: owns 10.6% of common; Other 426 503 445 tic producer (about 25% market share) of cigarettes. Brands include Sanford C. Bernstein, 7.4%; Off. & Dir., less than 1% (3/97 proxy) Current Assets 4363 4560 4751 Winston, Salem, Camel, Doral, Vantage, & More. Nabisco is the Chairman President & C.E.O. Steven Goldstone Inc DE Accts Payable 548 755 691 largest U.S. maker of cookies (Orea, Chips Ahoyl) and crackers Add 1301 Avenue of the Americas, New York, NY 10019 Tel Debt Due 2266 418 672 Other 2780 2951 2943 (Ritz, Wheat Thins). Other products lines include Fleischmann's, 212-258-5600. Web site: http://www.rjmabisco.com. Current Liab 5594 4124 4306 RJR Nabisco shares have been more RJR first-quarter operating results L RATES Past Past Est'd '94-'96 volatile than usual as of late. In the included some potential concerns or change (per sh) Yrs. Yrs. to '00-'02 past month, RJR and Philip Morris began The domestic and international tobacco Sales 14.0% 14.5% 7.0% discussing a sweeping litigation settlement units registered 5% and 11% volume "Cash Flow" 13.0% 12.0% Earnings 18.0% 15.0% with anti-tobacco forces, a federal judge declines, respectively, compared to the Dividends 17.0% 15.0% ruled that the FDA may regulate tobacco year-earlier period And the Nabisco Book Value -9.5%- 6.5% 3.0% as! drug, and RJR won a controversial Holdings food division's year-over year Cal- "QUARTERLY SALES mill.) AVE Full lawsuit in which the jury found that the sales fell by 4% endar Mar.31 Sep.30 Dec.31 Year company was not responsible for the death but 1997 share net should still rise 1994 3572 3784 3966 4044 15366 of a smoker who died of lung cancer. It is by about 15%, to $3.00 thanks to a lower 3540 4063 4324 16008 clearly impossible to know or quantify the tax grate, further cost-reduction measures, 3886 4203 4349 4625 17063 eventual ramifications of these develop- and continuing share repurchases (RJR 3779 4400 4821 5000 18000 ments, although it seems likely: that an recently raised its dividend and announced 4000 4500 5000 5500 19000 industrywide tobacco settlement would that it is doubling its buyback program to Cal- EARNINGS PER SHARE BE Full help the stocks $200 million:) Domestic tobacco profits will ander Mar.31 Jun.30 Sep 30 Dec.31 Year We expect neutrally ranked RJR likely be flattish, marked by higher sales 311.600 5/400 2.10 stock to continue trading erratically and lower volumes; international tobacco .60 2.30 over the short term. Indeed, speculation earnings, which were hurt by a temporary 64 .68 73 2.62 regarding an ultimate settlement between importing problem in the former Soviet 62 70 88 3.00 Big Tobacco and its foes, as well as a busy Union-in the first quarter, should rebound 1998 75 80 1.00 3.50 litigation calendar through August will nicely for the balance of the year; and food Cal- QUARTERLY DIVIDENDS PAID c Full probably increase tobacco stocks volatility profits will probably trend higher as the ander Mar.31, Jun 30 Sep.30 Dec.31 Year going forward Accordingly, risk-averse unit's current reorganization progresses investors should avoid these shares. For additional information on Nabisco 1994 However, aggressive accounts may want to Holdings, refer to our report on page 1488. 375 375 375 1:13 consider a commitment here, given that Earnings growth through 2002 should 375 4625 4625 4625 1.76 RJR stock's total-return prospects through also approximate 15% per year. 4625 5125 2000-2002 are above average Nick Primavera May 16, 1997 (A) Excludes exclse taxes (C) Dividend reinstated 2/95: Next dividend (D) Includes intangibles. In '96, $20.3 billion, Company's Financial Strength 8 (B) Primary earnings. Excludes net n/r items: meeting early August: Next ex date June 11th: $74.20/sh 2 Stock's Price Stability 35 96, (86c); 95, (77c); '94, (80c); 93, (50c); Payment dates about the 1st of January, April, (E) in millions, adjusted for stock split: Price Growth Persistence 92, (1.60c). Next earnings report late July July, and October. Earnings Predictability Factual material is obtained from sources believed to be reliable, but the publisher is not responsible for any or omissions contained herein. For the con- fidential use of subscribers: Reprinting, copying, and distribution by permission only. Copyright 1997 by Value Line Publishing, Inc. © Reg. TM-Value Line, Inc. To subscribe call 1-800-833-0046. 580 UST INC. RECENT 28 PET 11.6( Trailing: 11.5 RELATIVE NYSE-UST PRICE RATIO 0.70 DIV'D Median: 15.0 P/E RATIO YLD. 5.7% VALUE LINE 1581 lange 2002 TIMELINESS Below High: 5.7 8.1 10.5 15.4 18,3 34.0 35.4 32.8 31.5 36.0 35.9 34.1 Target Price Range Relative Price Perform- Average Low: 3.8 4.9 6.1 9.8 12.4 16.4 25.4 24.4 23.6 26.6 28.3 25.5 2000 2001 2002 100 ance Next 12 Mos. 80 Above 100 SAFETY Average GL60) 64 (Scale: Highest to 5 Lowest) Cash Flow'p ch split 13.0 x AT841 48 BETA .95 (1.00 Market) 40 48 2000-02 PROJECTIONS 32 40 Ann'l Total 32 24 Price Gain Return 20 High 45 (+60%) 17% 24 2-for- spin 201 I 16 Low 35 (+25%) 11% 20 Insider Decisions 12 2-for split A JASONDJF Relative Price Strength 12 LUD 0.0 8 to Buy 000000100 006 Shine 0 main Options 100022010 Boild 6 to Sell 300032000 Shaded area Indicates files Institutional Decisions recession 20'M 20TH 40'M Percent 9.0 Buy 124 113 139 shares 6.0 144 148 139 traded 3.0 Options CBOE (mm/yyyy) 2 Hk's(000) 112867 112876 113061 1998 © VALUE LINE PUB.: INC. 00-02 00 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 50 1.28 1.44 in 1.70 2.00 2.16 2.32 2.61 2.81 3.13 3.59 4.30 4:95 5:42 6.24 7.01 7.60 8.05 8.70 Sales per sh 10.95 M 00 23 .29 38 44 .48 54 67 .82 95 1.14 1.37 1.60 1.82 2.12 2.43 2.68 2.60 2.70 "Cash Flow" per sh 3.25 50 20 25 30 36 40 46 56 71 .82 .98 1.18 1.41 1.61 1.87 2.16 2.42 2.40 2.50 Earnings per sh A 3.00 A 00 10 12 15 18 22 25 30 37 46 55 .66 80 .96 1.12 1.30 1.48 1.62 1.50 Div'ds Decl' per B *1.80 '0 13 24 13 17 14 07 12 10 11: 19 14 16 28 14 19 24 30 DO .30 Cap'l Spending per sh 00:40 0 85 .99 1.18 1.27 1,46 1,66 1.82 2.06 2.21 2.23 2.29 2.45 2.26 1.84 1.55 1.53 1.80 2.05 Book Value per sh 280 183.86 180.00 175.00 Common Shs Outst'g c 10 0 219.57 221.87 225.12 221.41 222.21 223.25 220.37 219.96 218.20 212.98 210.98 211.04 204.76 196.11 189.19 15 8.9 8.5 12.7 12.6 10.9 10.5 11.7 11.4 15.7 15.2 19.8 21.6 17.7 14.9 13.8 13.4 Bold figures are Avg Ann'l P/E Ratio 13.0 71 1.19 1.13 1.26 DE 1.08 94 1.07 1.17 89 78 .95 1.31 1.05 .98 28 .84 Value Line Relative P/E Ratio .95 5.7% 5.5% 3.8% 4.0% 4.9% 5,1% 4.6% 4.6% 3.6% 3.7% 2.8% 2.6% 4.6% estimates 3.4% 4.0% 4.5% Avg Ann'l Div'd Yield 3.6% 0 CAPITAL STRUCTURE as of 12/31/96 576.1 618.5 682.5 764.7 907.3 1044.4 1110.4 1223.0 1325.4 1396.8 1450 1520 Sales ($mil) 1750 0 Total Debt $250.0 Due In 5 yrs. $250.0 mill. 44.0% 44.9% 46.2% 48.2% 49.2% 50.3% 53.3% 54.7% 55.6% 55.8% 51.5% 50.0% Operating Margin 48.5% LT Debt $100.0 mill. LT Interest $5.8 mill 16.2 17.7 16.5 19.6 22.6 24.5 26.7 28.2 29.1 28.3 30.0 32.0 Depreciation ($mill) 40.0 (26% of Cap'l) 130.9 162.2 190.5 223.3 265.9 312.6 346.9 387.5 429.8 464.0 435 440 Net Profit ($mill) 480 44.2% 37.9% 36.8% 36.6% 37.6% 37.8% 38.8% 39.5% 39.0% 37.7% 39.0% 39.0% Income Tax Rate 40.0% Pension Liability $39 mill. in '96 Vs. $37 mill. in 22.7% 26.2% 27.9% 29.2% 29.3% 29.9% 31.2% 31.7% 32.4% 33.2% 30.0% 28.9% Net Profit Margin 27.4% '95 197.3 221.1 187.5 197.2 209.9 249.0 228.4 221.1 144.9 137.6 125 150 Working Cap'l ($mill) 200 Pfd Stock None 37.1 21.8 6.8 3.1 40.0 125.0 100.0 100.0 150 150 Long-Term Debt ($mill) 200 401.1 453.3 482.3 473.9 482.9 516.6 463.0 361.7 293.6 282.0 325 365 Net Worth ($mill) 12450 Common Stock 183,855,7433 shs (74% of Cap'l) 30.4% 34.5% 39.1% 46.9% 55.1% 60.5% 69.0% 79.9% 109.6% 122.2% 92.0% 86.0% % Earned Total Cap'l 74.5% (Options Exercisable 7.5%) 32.6% 35.8% 39.5% 47.1% 55.1% 60.5% 74.9% 107.2% 146.4% 164.5% 134.0% 120.5% % Earned Net Worth 106.5% 16.0% 17.8% 18.5% 22.2% 26.1% 28.0% 31.8% 44.7% 60.4% 66.2% 44.0% 37.0% % Retained to Com Eq 34.0% CURRENT POSITION 1994 1995 12/31/96 51% 50% 53% 53% 53% 54% 58% 58% 59% 60% 67% 60% % All Div'ds to Net Prof 60% (SMILL) Cash Assets 50.7 69.4 54.5 BUSINESS: UST Inc. Is the leading U.S. producer and marketer of Michelle, Conn Creek, Columbia Crest Villa Mt. Eden wines. Sold Receivables 65.9 69.6 77.9 Inventory (LIFO) 237.7 256.1 271.4 smokeless tobacco with approximately an 80% share of the moist broadcasting stations; 12/85; cigarette paper (distribution rights, Other 27.6 30.5 40.4 smokeless segment. Smokeless tobacco products accounted for 3/93. Has about 4,465 employees, 11,907 stockholders. Officers Current Assets 381.9 425.6 444.2 about 86% of 1996 sales, 97% of operating profits. Significant and directors own about 2.5% of stock (3/97 proxy). Chimn., Pres. Accts Payable 20.5 24.9 27.9 brands: Copenhagen, Skoal, Skoal Long Cut, Skoal Bandits moist and C.E.O.: Vincent A. Gierer, Jr. Incorp, DE. Address 100 West Debt Due 100.0 150.0 snuff Borkum Riff, Don Tomas pipe tobacco; Chateau Ste Putnam Avenue, Greenwich, CT-06830. Telephone: 203-661 1100 Other 140.3 155.8 128.7 Current Liab. 160.8 280.7 306.6 USTs earnings may retreat somewhat Despite stepped up marketing initiati Past Est'd '94-'96 in 1997. The company continues to lose and new product rollouts, UST has not ANNUAL RATES Past of change (per sh) 10 Yrs. Yrs. to 00-02 market share to lower-priced private label been able to expand usage of smokeless to Sales 12.5% 13.5% 8.0% brands, and little has been done to reverse bacco beyond its core demographics: young "Cash Flow' 17.5% 16.0% 5.0% this unfavorable trend Two of USTs top single males, residing primarily in the Earnings 18.0% 16.5% 5.5% Dividends 20.0% 19.0% 5.5% officers resigned abruptly in February, dis- South or Midwest Moreover, increased Book Value 1:0% -6.0% 9.5% pleased with its strategic direction. awareness of health risks continues to thin QUARTERLY SALES mill) Volumes for moist smokeless tobacco prod- the ranks of this constituency. The compa- Cal- Full endar Mar.31 Jun 30, Sep.30 Dec.31 Year ucts declined by roughly 4% in the first ny attempted to court the regular tobacco quarter. This follows a 3% decline in the smoker through the introduction of Skoal 1994 280.4 310.2 310.4 322.0 1223.0 306.1; 340.2 334.3 344.8 1325.4 final period of 1996. The average selling Flavor Packs in late 1995, but consu 1995 1996 327.8 350.5 366.0 352.5 1396.8 price for a can of UST's moist smokeless response has not been too promising UST 1997 340.5 369.5 370 370 1450 tobacco is now slightly more than $1.90, is hoping for a better reception for its new 1998 360 385 385 390 1520 nearly double that of the discount brands. Copenhagen Long Cut brand, released last EARNINGS PER SHARE A The company is extremely reluctant to month. The company valso instituted Cal- Full endar Mar.31 Jun 30 Sep.30 Dec.31 Year engage in pricing wars, but may soon have "free gear for (lids" promotion last year, 1994 42 48 48 49 1.87 little choice. Should the wide price dis- similar to Philip Morris popular mer 1995 49 55 55 57 2.16 parity between UST and its competitors chandise giveaway program. Still, UST 1996 54 62 65 61 2.42 remain cin effect, the company's share of will be hard-pressed torachieve significant 1997 55 60 65 60 2.40 the moist snuff market could drop below earnings gains over the next two years 1998 57 63 68 62 2.50 75% by the end of the year, down from Investors should avoid this equity. Cal- QUARTERLY DIVIDENDS PAID B Full 80% in 1996 At its recent annual meeting, These shares are not timely. Furthermore, endar Mar.31 Jun.30 Sep.30 Dec.31 Year management stated that a new marketing the stock's 8 to 5-year appreciation pc 1993 24 24 24 24 96 plan would be unveiled during the second tial is below average Although its legal 1994 28 28 28 28 1.12 half of this year, possibly involving price risks appear smaller than those of the tra- 1995 325 325 325 325 1.30 cuts ditional cigarette companies, they may 1996 37 37 37 37 1.48 Overall growth for smokeless tobacco still prove to be quite costly down the road 1997 405 products has leveled off considerably. Perry H. Roth May 16, 1997 (A) Primary earnings. Incl. (loss) from discon- standing. Next earnings report due mid-July cember: . Div'd reinvestment plan available Company's Financial Strength tinued operations: 81, (3c). Excl. net nonrecur (B) Next div'd meeting about June 12th. Next (C) In millions, adjusted for splits (D) Partly Stock's Price Stability 70 ring gains: '85, 1c; '93; 1c. Quarterly figures ex date about June 1st. Approximate payment FIFO. Price Growth Persistence 60 may not sum due to changes in out dates: 15th of March, June, September, De- Earnings Predictability 100 Factual material is obtained from sources believed to be reliable, but the publisher is not responsible for any errors or omissions CO For the con- To subscribe call 0046 fidential use of subscribers. Reprinting. copying. and distribution by permission only. Copyright 1997 by Value Line Publishing. Inc. R Heg. IM-value Line, Inc. 07/17/97 THU 15:03 FAX 202 6222633 001 Office of Economic Policy Department of the Treasurv Washington. D. C. 20220 FAX Date: 7/17/97 Number of pages including cover sheet: 2 Name FAX Number Phone Number To: Mark Mazur 395-6809 395-5147 From: Jon Gruber 202.622.2633 622-0563 REMARKS: Urgent For your review Reply ASAP Please comment 07/17/97 THU 15:03 FAX 202 6222633 4. 002 Question: Does deductibility reduce net revenue to the government from tobacco companies? Answer: Yes. Revenue would be greater if the tobacco payment were not deductible. Nonetheless, focusing on the tobacco industry alone, the revenue loss to the government from deductibility is likely to be offset by a revenue gain from higher corporate receipts. To the extent that the settlement amount is fully reflected in increased spending on tobacco products (e.g., through an increase in the price of cigarettes), receipts will rise by the full amount of the settlement payment, and there will be no change in tobacco company's taxable income. The increase in reccipts offsets the effect of the deductibility of the settlement payment by tobacco companies. In essence, deductibility allows the tobacco companies to serve as a "pass through" for collecting the settlement payment from consumers, without affecting their net tax liability. Question: Since allowing tobacco settlement payments to be deductible reduces net revenues to governments from the agreement, should the payments be deductible? Answer: Under present tax law, businesses are allowed to deduct in computing net income ordinary and necessary business expenses paid or incurred in carrying on a trade or business. Deductible amounts include amounts paid as compensatory or punitive damages if they arise in the ordinary course of a taxpayer's business. Absent a deduction for ordinary and necessary business expenses, income (and tax liability) would be overstated. On tax policy grounds, allowing a deduction for the settlement payments is appropriate. 7/18/97 Tobacco Settlement Economic analysis group Inclined to believe that excise tax would lead to price morease slightly higher than excise tax Gr uber./Gotbavm will work on putting these Figures in normal budget terms (by fiscal year) mear por ating Options for raising more money (1) $1 per pack excise tax x$15 B /yr (2) get rid of volume edjistment (lower volume of tobacco sales lewer sayment by ¥ 1/4) doing this shifts some of the briden From smokers to shereholders (3) auction questity licenses for cigarette celes Lerry policy makes analyzy to climate change Bruce: God of this exercise are (1) reduce smoking (2) not allow compenies to avoid oblystions to reduce smoking Lerry: Industry gets insurance efemist being put into benerapty from Demage curds; 2 Industry gets to administer its own excise tex as a wey to fund payments for damages Issue is what else Admin can get From this did (blc industry seems to be deing OK, besed on the economics) Lookbeck mechenism Lerry think it should not be Formed like an excise tax Cold be done on Company. by company besis to make sure that each company makes serious efforts to (w Free rider) Gruben: Should size of lookback penalty (probably devble) and also should eliminate the 75% obetement of senalty baced on "good/efforts" to reduce Smoking Faith That material is the secret Treasury stuff designed to make lerry leck good. From Treasury (Gruber) July 18, 1997 ON THE LOOK-BACK SURCHARGE The settlement contains a "look-back" provision that attempts to provide economic incentives to tobacco firms to achieve "dramatic and immediate reductions in the number of underage consumers of tobacco products." Manufacturers would face a surcharge if tobacco-use reduction targets for underage users are not met. The surcharge would be imposed on the basis of a comparison between actual underage teen tobacco use percentages and specific youth smoking targets. The stated goal of the lookback surcharge was to "approximate the present value of the profit that the cigarette industry would earn over the life of underage smokers". Manufacturers could petition the FDA for partial abatement of the surcharge if they have acted in good faith and in full compliance with the Act. PROBLEMS WITH THE CURRENT STRUCTURE OF THE LOOK-BACK A number of problems exist with the current structure of the look-back surcharge: The lookback penalty $80 million per percentage point of underage use in excess of the reduction target -- was determined as part of the negotiations between the Attorneys General and the industry. But our estimates indicate that the present value to firms of the profit stream from the underage smokers in excess of the reduction target is about twice as large as the cost of the surcharge as specified in the agreement. As a result, this surcharge amount offers little incentive for tobacco companies to reduce teen smoking, beyond the natural reductions that will occur due to Underage Daily Tobacco Use Percentages and Targets higher cigarette prices. The Michigan Survey Data and Settlement Look Back Targets accompanying figure compares Percent 20 projected teen smoking reductions History Projected path from due to price changes alone with 100% price markup the specified lookback targets¹ 15 Base = 15.2% If the specified surcharge is too low, so that youth smoking falls 10 With 125% through the price effect only, our price markup estimates suggest that the surcharge payments would begin 5 at roughly $100 million per year, Use reduction targets and rise to roughly $250 million per year after the final step down 0 1991 1993 1995 1997 1999 2001 2003 2005 2007 2009 in the reduction targets. The % price markup is relative to the per pack penalty payment; estimates include 15% reduction in use from sales and marketing restrictions. I The reductions shown in the chart are from price effects alone and do not account for the possible reduction in youth smoking that could result from the marketing restrictions and other components of the agreement intended to help reduce underage smoking. 2 The partial abatement -- under which firms could receive up to 75% abatement of the surcharge -- would significantly erode the economic incentive of the surcharge. Many believe that it would be very easy for firms to qualify for the abatement. If firms did qualify for this abatement, then the lookback surcharge would only be one-eighth as large as the profit stream from increasing youth smoking. An additional difficulty is the "free rider" problem. Because the targets are specified for use of non-brand-specific tobacco, individual firms have the incentive to keep their sales to teens while others would bear the surcharge cost from that use. As each firm has these same incentives, in practice it is less likely that the reduction targets would be met. A stronger approach would advocate that the goal should be to eliminate underage tobacco use, not merely reach the targets specified in the agreement. Six percent of high school teens would continue to smoke cigarettes on a daily basis even if the ultimate teen reduction target (60% reduction in 10 years) was fully met. OPTIONS THAT MORE EFFECTIVELY REDUCE YOUTH SMOKING While maintaining the broad structure of the deal, adjustments could be made to attempt to make the look-back actually work to provide the incentive to reduce underage tobacco use. Eliminate the surcharge abatement: As a first principle, the partial abatement of the surcharge should be eliminated. - The industry likely would strongly oppose any effort to eliminate the abatement -- the industry claims that it does not have direct control over whether teens smoke or not and therefore should not be held directly accountable for all of their use. - The Attorneys General accepted the abatement provision in part because they viewed it as a vehicle to assure that firms would actually pay the surcharge without first challenging it in court and thereby delaying their payment and also because the hearing process would provide the opportunity for an annual public relations campaign against smoking. Option 1: Increase the size of the surcharge As noted above, our calculations indicate that the base surcharge amount should be increased to at least $160 million per percentage point. An amount above this level would truly penalize the industry for not reducing youth smoking, and would as a result increase their incentives to do so. If youth smoking only falls through the price effect (that is, if even the increased penalty level does not impact youth smoking) the level of payments with a $160 million base 3 surcharge would run in the range of about $200 million initially, and roughly $450 million when the steps down in the reduction targets occur.² - If other settlement provisions or firm efforts succeed in reducing teen smoking below the levels shown in the chart, the level of surcharge payments would be lowered accordingly. Option 2: Eliminate the double counting provision Under the agreement as negotiated, the surcharge is reduced to account for underage smokers on whom a surcharge was paid in earlier years. We see little justification for not repeatedly penalizing the companies for youths that do not quit. Under this so called "double counting" provision, once a youth has begun smoking (and the company has been fined), there is no remaining incentive for the industry to discourage continued smoking. Furthermore, given existing data constraints, the double counting provision is administratively unworkable. Without data that follows teens over time to assess whether they continue to smoke, the double counting adjustment will simply be a rough approximation based on the share of cohorts that do smoke. Our estimates indicate that by eliminating the double-counting provision, the current level of the surcharge ($80 million) would provide an effective incentive to firms to reduce underage smoking. - Initially, there is no change in effectiveness because the double counting provision would not be in effect. In succeeding years, however, the present value of profits generally would be about ½ the size of the surcharge payment (rather than twice the size, as we estimate for the current settlement parameters). Once again, if even this increased penalty has no effect, the estimated levels of annual surcharge payments would begin at roughly $250 million, and grow to $500 to $600 million annually. - But, as noted above, the level of payments would be lowered if there were greater success in reducing teen smoking. 2 These amounts would be the equivalent of about I or 2 cents per pack. 4 Option 3: Look-back penalty based on all underage smoking An alternative approach is to have a goal of eliminating underage smoking, not merely reaching the reduction targets specified in the agreement. With such a goal, the level of industry payments under the look-back could be determined relative to total underage tobacco use. 3 In this option, the look-back penalty would operate in a fashion similar to that of the agreement, except the reduction targets would be respecified for the ultimate goal of eliminating underage smoking; also, there would be no double-counting provision and no abatement. The ultimate target would be for a weighted survey response of 1 percent or less -- the 1 percent to allow for possible survey error. Because it may be unreasonable to expect to get current teens who smoke to stop, the reduction targets would be reduced on an annual basis to account for the turnover in the 13 to 17 year-old age group of the survey. Current estimates show a weighted average of 18 percent of underage daily smokers. A path with immediate reduction targets would therefore be as follows4: Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 and after 16% 13% 10% 7% 4% 1% As in the no double-counting option presented above, a base surcharge level of about $40 million per percentage point would be required to make the look-back effective. Based on the currently projected use levels without further reduction efforts, the level of payments would start out at zero in the first year and then rise steadily until the payments continued at about $520 million each year. - Once again, the level of payments would be lowered if there were greater success in reducing teen smoking. Tobacco firms likely would strongly oppose this approach as being unnecessarily punishing and that they don't have that much control over underage users. ³The settlement's targets were based on the earlier FDA rule analysis that had a generally stated goal of cutting teen smoking in half. A path with a delayed or more gradual decline -- as in the settlement -- could be used, but the stated goal is "dramatic and immediate" reductions. 5 THREE REMAINING ISSUES 1. Free Rider Problem: As noted above, there is a significant free rider problem. One option would be to expand the Michigan Survey to ask the underage tobacco users about their brand preferences and use. Additional funding -- albeit small relative to the size of the agreement -- might be required to make changes to the survey and perhaps increase the survey size. 5 If firm- or brand-specific reduction targets were to be specified, however, the problem of the double counting would become even more severe and all the more difficult to calculate. 2. Reliance on Michigan Survey data: The use of the University of Michigan's High School Drug Use survey as the basis for determining actual teen use and the surcharge payment presents a number of problems: To our knowledge, no Federal expenditure or tax policy is based on private survey data. This deal, depending on how it is ultimately implemented, could establish such a precedent and that may be undesirable. One option would be to have the Federal government take over the survey. Errors in measurement in the survey could have profound effects on the amounts paid by tobacco firms. High school teens may end up having the incentive to misrepresent their true use status and lie on the survey -- if it became known that the cost of cigarettes and other tobacco products were affected by responses to the survey, teen smokers may recognize that admitting use on the survey would lead to higher prices for their habit. Careful attention would have to be paid to the design of the survey to deal with this issue. 3. How should the target be defined? It isn't clear what the best measure of underage use is. Health care professionals argue that the daily users are already "hooked" and that the better measure for attempted reduction is to target the 30-day user numbers. However, the current reduction targets wouldn't be effective until the fifth year, meaning an entirely new cohort of teens would be in place. Also, it likely would be more difficult to get reductions in the number of daily users -- thereby establishing a more difficult and more meaningful target to hit. 5 At the current level of use, the survey would have to be about 5 times larger in order to be confident that the reported percentage use of a particular brand would be accurate to within plus or minus 1 percentage point. 6 Another issue is whether the target measure should be in terms of the number of users -- as in the survey -- or in terms of number (volume) of cigarettes smoked by teens. The industry reportedly advocated using the volume rather than the number of smokers. The Attorneys General advocated the number of users under the pretext that they wanted to reduce the number of smokers and not just have the possibility of the same number of smokers but at, say, 1/4 a pack rather than ½ a pack a day. From Treesury (Gruber) July 18, 1997 OTHER ALTERNATIVES Moving beyond the structure of the settlement, several other alternatives exist that could be used and that would boost government receipts: 1. Higher excise tax One way to boost prices, reduce use, and capture additional government revenues is to impose a higher excise tax on cigarettes. It is widely accepted that teen smoking (and overall smoking as well) declines as the price increases -- yet total revenues would actually increase. Rough estimates indicate that a $1 increase in the excise tax on cigarettes would generate about $15 billion in additional tax revenue each year -- and at the same time generating a 38% decline in overall cigarette sales, and a 38% decline in the number of teen smokers. 2. No volume adjustment - Josh Gotberm says that going to d deller revenue adjustment would be The current settlement uses a volume adjustment to adjust the size of the annual penalties an paid by firms -- ultimately $25 billion per year before the volume adjustment. The intermediate volume adjustment would reduce the size of the penalty because of the decline in sales -- god roughly 22% over ten years -- that will occur under current trends and with the price increases associated with the penalty payments. Eliminating the volume adjustment would guarantee a higher stream of payments that would not be eroded in the event that firms raise prices and the quantity of sales declines. In fact, under the current agreement, firms may have the incentive to boost prices in the effort to capture greater profits. This would occur because the penalty payments would decline with volume but firms would only have to pay 25% of any excess profits. While the existing structure of the settlement would raise $197 billion over 25 years, with no volume adjustment, $252 billion would be raised. 3. Auction quantity licences A final alternative would be to target overall tobacco use and establish quantity restrictions (with reduced quantity over time) for tobacco sales. Such an approach could be implemented by auctioning the rights to sell a given quantity of tobacco products (perhaps defined in terms of tar and nicotine in the product). This approach has the desirable feature that it would guarantee the decline in tobacco use over time. The auction approach would rely on the private market to solve the rationing problem that accompanied the declining quantity. From Treesury 04:28 PM PRELIMINARY 07/16/97 Table 1 Net Payments to all Governments from the Tobacco Settlement Payment Reflected in Price of All Products 100% Pass Through (1996 $'s Millions) PDV Base Payment 368,500 231,910 Gross Volume Adjusted Payment 293,566 187,547 Federal Excise Tax Leakage (13,397) (9,025) State Excise Tax Leakage (18,151) (12,227) Total Gross Excise Tax Leakage (31,548) (21,252) Net Volume Adjusted Payment 262,018 166,296 (Pre-offset) Fixed GDP [ Income Tax Offset (65,504) (41,574) Individual (55,679) (35,338) assumption Corporate (9,826) (6,236) Net Volume Adjusted Payment 196,513 124,722 (including offset) Department of the Treasury Office of Tax Analysis 04:30 PM PRELIMINARY 07/16/97 Table 2 Sources of Net Yearly Payments to all Governments from the Tobacco Settlement Payment Reflected in Price of All Products 100% Pass Through (1996 $'s Millions) Year Base Payment Gross Volume Net Volume Net Payment Adjusted Payment Adjusted Payment Fixed GDP 1998 10,000 10,000 8,665 6,498 1999 8,500 7,601 6,497 4,873 2000 9,500 8,365 7,179 5,384 2001 11,500 9,867 8,495 6,372 2002 14,000 11,656 10,062 7,547 2003 15,000 12,298 10,657 7,993 2004 15,000 12,247 10,661 7,995 2005 15,000 12,198 10,664 7,998 2006 15,000 12,137 10,655 7,991 2007 15,000 12,072 10,641 7,981 2008 2009 mmmm 15,000 12,012 10,629 7,972 15,000 11,951 10,616 7,962 2010 15,000 11,891 10,601 7,951 2011 15,000 11,832 10,586 7,939 2012 15,000 11,772 10,569 7,926 2013 15,000 11,713 10,550 7,913 2014 15,000 11,655 10,531 7,898 2015 15,000 11,596 10,511 7,883 2016 15,000 11,538 10,490 7,867 2017 15,000 11,480 10,468 7,851 2018 15,000 11,423 10,444 7,833 2019 15,000 11,365 10,421 7,815 2020 15,000 11,309 10,396 7,797 2021 15,000 11,252 10,370 7,778 2022 15,000 11,196 10,344 7,758 2023 15,000 11,140 10,317 7,738 Total 368,500 293,566 262,018 196,513 Department of the Treasury Office of Tax Analysis 04:30 PM PRELIMINARY 07/16/97 Table 3 PDV of Sources of Net Yearly Payments to all Governments from the Tobacco Settlement Payment Reflected in Price of All Products 100% Pass Through (1996 $'s Millions) PDV PDV PDV PDV Year Base Payment Gross Volume Net Volume Net Payment Adjusted Payment Adjusted Payment Fixed GDP 1998 10,000 10,000 8,665 6,498 1999 8,182 7,317 6,254 4,691 2000 8,803 7,751 6,652 4,989 2001 10,258 8,801 7,578 5,683 2002 12,021 10,008 8,640 6,480 2003 12,398 10,165 8,809 6,607 2004 11,935 9,744 8,482 6,362 2005 11,489 9,342 8,167 6,126 2006 11,059 8,948 7,855 5,892 2007 10,646 8,568 7,552 5,664 2008 10,248 8,206 7,262 5,446 2009 9,865 7,860 6,981 5,236 2010 9,496 7,528 6,711 5,033 2011 9,141 7,210 6,451 4,838 2012 8,799 6,906 6,200 4,650 2013 8,470 6,614 5,958 4,468 2014 8,154 6,335 5,724 4,293 2015 7,849 6,068 5,500 4,125 2016 7,555 5,812 5,284 3,963 2017 7,273 5,566 5,075 3,806 2018 7,001 5,331 4,875 3,656 2019 6,739 5,106 4,682 3,511 2020 6,487 4,891 4,496 3,372 2021 6,245 4,684 4,317 3,238 2022 6,011 4,487 4,145 3,109 2023 5,787 4,297 3,980 2,985 Total 231,910 187,547 166,296 124,722 Department of the Treasury Office of Tax Analysis Tobacco briefing for Bruce Reed 7/11/97 Dealis probably positive For tobacco industry One concern raised is the language providing & sent -of entitrust immunity allowing understry to "colude" on enti-smoking activities, including making sure that price increases 8 through to consumers *stick granted is vigned call be sweeping Justice Dept is worsed b/c the entitrest immunity Treasury estimates that revenues raised over 25 years world not be $368B but only $189B or Reesons: (1) lenner smoking estimates in the future - responsetaprice T ( lewer dened) I ($84B) over 25yrs also secular decline overtime ($44B) (1.6% peryear (2) current excise tax revenue (3) excise tax offset ($60B) Goverz5 yrs Treasury estimates that "youth smoking" penelty is only about helf as large as the present volue of 95%of getting another young person to be e Smoker. Also, the penalty gets rebated it the company can sher it mide p "food feith" effort to reduce youth Smoking So the penelty imposed wold be only 1/5 to 1/2 co large co the PV oF profits from getting P new smoker, Single year revenue numbers when fully phesed- in is probably 7-10B (not 110B, I edvertised) Bruce wents grap to focuson her to modify "lookback provisions "..(-yevth smoking) that are perceived inadequate Also think about recepturing profits, edvertising restricture, & incentines to develop sefer cigarettes. From CEA/Treasury Economic Effects of the Tobacco Settlement Discussion Agenda July 11, 1997 I. Impact of the Settlement on the Tobacco Manufacturing Industry Overall the industry is in very good shape and could be made better by the settlement. A critical issue here is whether the settlement facilitates collusion that could lead to even higher prices than are implicit in the payment and higher industry profits; both FTC and DOJ expressed serious concern about the antitrust immunity. Wall Street analysts see tobacco stocks as a good buy if the settlement goes through. Uncertainy about whether it will go through probably explains the timid response in the market so far. In large part, the analysts' positive assessment reflects a negative view of tobacco company stocks in the absence of a settlement. The tobacco manufacturing industry represents a tiny piece of the labor market. It employs about 41,000 people, or only 0.03 percent of the 119.5 million workers on non-farm payrolls. By comparison, the economy generates between 100,000 and 200,000 new jobs every month. The companies with a large domestic market share and a strong overseas presence should do fine; Liggett was marginal to begin with and might be tipped over the edge by the settlement. II. Impact on prices and smoking The industry payment will operate like an excise tax equivalent to about 62 cents per pack once the base value reaches $15 billion per year. Other aspects of the settlement may increase the degree of non-competitive pricing so that the price rises by more than the amount of the implicit excise tax and industry profits increase. This could be especially serious with antitrust immunity. To the extent that the price goes up by more than the implicit excise tax, the discouraging effect on smoking will be larger. Large price increases will discourage smoking but increase the burden on continuing smokers (which would disproportionately affect those below the median income). The price increase should have an important impact on youth smoking because youth smoking is more responsive to price changes than adult smoking. The reduction in smoking would produce substantial positive health effects. III. Impact on other sectors One study estimates job losses in tobacco and downstream industries might total about 6,500 after 8 years from an annual price increase of 2.1 percent, with most concentrated in the Southeast tobacco region. The price increase resulting from the settlement would probably be twice as large, so job losses could be larger as well. The overall impact on other sectors should be small. Although over 140,000 farms engage in tobacco farming, many engage in other activities as well (The average impact of reductions in demand due to a 62 cent rise in cigarette prices would be about $885 a farm on a tobacco crop worth $18,000 a farm) IV. Budgetary Effects If the pass-through of the excise tax is only about 1-for-1, the actual amount of money collected will be less than the base value due to secular decline in demand and price-induced reductions. Reduced volume will also result in less other revenue, such as excise taxes, for the Federal government. Preliminary estimates suggest the actual payments could be half to two-thirds the full value of the base payments. A valuation of the settlement payments should be expressed on a present value basis, not simply as a cumulative sum over an arbitrary 25 years. This can take another third off the expressed value of the settlement (over and above the adjustment for reduced volume). The settlement will result in higher Federal budget outlays over time, primarily in Social Security because less smoking means people live longer. Treasury estimates that ≈2%π V. The "look-back" and youth smoking Suc Security costs m75 The look back penalty for failing to meet targets for youth smoking reduction was meant to years approximate the expected lifetime profits to the industry of hooking a young smoker. The penalty may be only half expected profits. But even if the penalty were about equal to expected profits, that would merely make the industry indifferent about attracting a youth smoker. To penalize them would require something like treble damages. The industry is likely to demonstrate "good faith" efforts to reduce smoking which gives them a rebate of much of the penalty even if they do not achieve their target. 75% VI. Important incentive effects vil pridby industry The industry has little incentive to fight individual suits, which will largely be paid out of the settlement fund subject to a cap. As residual claimants to the settlement fund, States and the Federal government may not want to see successful lawsuits. The advertising ban does not cover important methods of advertising, creating an incentive to shift advertising into those areas. L₂ about 1/2 of advertising but get all of the benefit when they attract an extra youth smoker because the penalty is based A free-rider problem exists for the look-back (individual companies pay only part of the cost dollars cover is on industry performance). Consumers may have incentives to switch to higher tar cigarettes or smoke more intensively by beni Substitution of cross-licensing for patent and trademark protection reduces incentive to develop new safer products. Efreement DRAFT, July 10, 1997 FACT SHEET ON THE U.S. TOBACCO INDUSTRY Production The United States was the world's second largest producer of leaf tobacco in 1995, accounting for about 9 percent of the estimated 14.0 billion pounds that were produced worldwide. Top 10 Leaf Tobacco Producers - 1995 Million Share of Pounds Total (Pct.) 1. China 5,180 37 2. United States 1,323 9 3. India 1,156 8 4. Brazil 877 6 5. Turkey 464 3 6. Zimbabwe 463 3 7. Indonesia 375 3 8. Italy 292 2 9. Greece 291 2 10. Malawi 240 2 Some 124,000 farms in 16 states grow tobacco. About three-quarters of these are actually classified as tobacco farms, meaning that tobacco comprises at least 50 percent of sales. Six states account for 91 percent of production: North Carolina and Kentucky originate 65 percent; Tennessee, Virginia, South Carolina, and Georgia produce another 26 percent. The U.S. tobacco crop in 1996 was worth $2.5 billion, representing approximately 2.4 percent of the total for all cash crops and farm commodities. The manufacture of tobacco products accounted for $16.6 billion or 0.2 percent of gross domestic product in 1994, down from 0.6 percent in the early 1960's. 2 Tobacco manufacturing makes up 1.2 percent of U.S. industrial output. -- Production slid from early 1991 through most of 1993, but by mid- 1994 returned to levels that prevailed in the late 1980's. TOBACCO PRODUCTION Relative to All Manufacturing Index Jan. 1987 = 100 140 Recession 130 Manufacturing 120 110 Tobacco 100 90 80 70 87 88 89 90 91 92 93 94 95 96 97 Trade Exports of tobacco products totaled $6.6 billion in 1996, $5.2 billion of which was in manufactured tobacco products and $1.4 billion in unmanufactured (leaf) tobacco. The value of tobacco imports was $1.3 billion last year, $1.1 billion of which was in unmanufactured products. -- Exports rose rapidly from the mid-1980's through 1990 but have since been little changed and the trade balance has shown similar patterns. TOBACCO IMPORTS AND EXPORTS TOBACCO TRADE BALANCE Billion Dollars Billion Dollars 7 7 $6.6 6 $5.3 Exports 5 5 4 4 3 3 2 2 $1.3 Imports 1 1 0 0 1970 1975 1980 1985 1990 1995 1970 1975 1980 1985 1990 1995 3 U.S. factories produced an estimated record of 760 billion cigarettes in 1996, of which about 36 percent were shipped abroad for foreign consumption. Consumption U.S. consumers spent an estimated $50.3 billion on tobacco products in 1996, or 1.0 percent of all consumer expenditures. Tobacco Expenditures by Type - 1996 (est.) Billions Percent of Total Total $50.3 100 Cigarettes 47.2 94 Cigars 1.0 2 Other (smoking tobacco, chewing 2.1 4 tobacco, and snuff) The average household spent $269 in 1995 on tobacco products and smoking supplies, with households in the lowest income quintiles spending more of their budget on tobacco. Tobacco Expenditures by Income Quintile in 1995 Lowest 20% Second 20% Third 20% Fourth 20% Highest 20% Tobacco $204 $242 $327 $307 $278 Share of total 1.4% 1.1% 1.1% 0.8% 0.4% expenditures Per-capita cigarette consumption has been on a long-term decline in the United States from a record high of 4,345 in 1963 (based on the population 18 years and over) to 2,482 in 1996 -- a drop of 43 percent. PER CAPITA U.S. CIGARETTE CONSUMPTION (Persons 18 years and older) Number of Cigarettes 5,000 1963 4,500 4,345 4,000 3,500 3,000 1996 2,482 2,500 2,000 45 50 55 60 65 70 75 80 85 90 95 4 Cigar consumption, while a tiny part of the total, rose 19 percent last year, to 32.7 per male 18 years and over, but was only about 3 percent above the 1987 level. More than offsetting the decline in the United States has been a rise in foreign consumption of tobacco, which has resulted in an increase in worldwide consumption of 1.2 to 1.5 percent annually. Foreign sales, however, are said to be much less profitable that domestic sales. China is the leading world cigarette market, consuming 1.7 trillion cigarettes annually, or about 3-1/2 times as many as the 470 billion of the United States. (China's population is about 4-1/2 times that of the United States.) U.S. tobacco consumption is less than 10 percent of the world total. WORLDWIDE CIGARETTE CONSUMPTION Total = 5.3 trillion cigarettes in 1996 China 32% Japan 6% U.S. 9% Other Asian 13% Other 28% Europe 12% Profile of Domestic Consumption There are estimated to be about 50.5 million adult smokers (18 years and older) in the United States, or about 25 percent of the adult population. (See table on the next page.) These smokers consume an 18.2 cigarettes a day (almost a full pack) on average. 5 Adult Smoking Rates Adult Quit Rates* Current Former Never Adults 18+ 25.7 24.1 50.2 48.5 18-24 22.9 7.7 69.3 25.2 25-44 30.4 19.4 50.2 38.9 45-64 26.9 32.9 40.2 55.1 65+ 13.3 36.4 50.3 73.3 * Percent of eversmokers who are former smokers There are about 3.1 million underage smokers (younger than 18 years old). Their average consumption is about one-half a pack a day. - The FDA estimates that there are 1 million new underage smokers a year, which would roughly offset the number of 17-year-old smokers who turn 18 each year. -- Youth smoking rates are shown below. (Note: "Daily" is used for the Lookback provisions.) Youth Smoking Rates Have smoked in Have smoked 1/2 Age past 30-days Daily pack or more a day Daily users ( Percent ) (Number) 8th graders 21.0 10.4 4.3 395,000 10th graders 30.4 18.3 9.4 695,000 12th graders 34.0 22.3 13.0 847,000 Demand>Elasticities: A consensus estimate for overall demand elasticity is -0.4, signifying that for every 1.0 percentage increase in price, demand would fall by 0.4 percent. The Surgeon General's report provides the following elasticities by age: 6 Demand Elasticities Age Group Total Participation Quantity per Smoker 12-17 -1.40 -1.20 -0.25 20-25 -0.89 -0.74 -0.20 26-35 -0.47 -0.44 -0.04 36-74 -0.45 -0.15 -0.15 All Adults (20-74) -0.42 -0.26 -0.10 All Ages (12-74) -0.47 -0.31 -0.11 Employment and Wages Tobacco manufacturing's contribution to payroll employment is minuscule. In 1996, 41,400 workers were employed in the tobacco manufacturing industry (which includes processing of tobacco, as well as production of cigarettes, cigars, etc.), or only 0.03 percent of the 119.5 million workers on nonfarm payrolls. More than 100,000 workers (0.23 percent of nonfarm employment) had been employed in the industry in the early 1950's. -- Five states and Puerto Rico account for nearly 85 percent of the jobs in tobacco manufacturing. (Note: These are the only states that report employment separately for tobacco manufacturing and are presumably the most important for the industry.) Jobs in Tobacco Manufacturing Number of Jobs Share of State's Payroll Jobs (percent) North Carolina 16,830 0.47 Virginia 9,550 0.31 Kentucky 4,210 0.25 Florida 1,480 0.02 Tennessee 1,180 0.05 Puerto Rico 1,040 0.11 7 Production workers in the tobacco industry earned $19.44 an hour last year, 52 percent more than the average worker in manufacturing. Tobacco industry wages have climbed steadily from less than 75 percent of the average factory wage in the early 1950's. Few other industries can boast comparable wages (coal mining, steel, petroleum and coal product manufacturing also have earnings that top $19 an hour). Average Hourly Earnings in 1996 Private nonfarm $11.81 Manufacturing 12.77 Tobacco 19.44 Prices Tobacco products have a weight of only 1.6 percent in the CPI. Since cigarettes make up 94 percent of tobacco consumption, their weight would be 1.5 percent. -- Current estimates of the impact of the tobacco settlement range suggest a $0.35 a pack increase in cigarette prices for 1998 and $0.62 by 2002. This amounts to a price hike between roughly 20 and 35 percent. The impact on the CPI could be in the range of 0.3 to 0.5 percent Over the past decade, tobacco prices have risen at a 6.3 percent annual rate, compared to 3.7 percent for "core" consumer prices (excluding food and energy). Faster growth was mainly the result of a sharp uptrend prior to 1993. (See chart on the next page.) In 1993, there was a steep downward adjustment in prices as manufacturers of premium brands reduced prices to meet competition from the discount brands. Since 1993, tobacco prices grew at about the same pace as the core. This year, tobacco prices have sped up again, increasing at nearly an 8 percent annual rate through May in part reflecting higher state taxes. 8 CONSUMER TOBACCO PRICES Relative to the "Core" CPI Index 1982-84 = 100 280 Percent Change, Annual Rate Tobacco Core CPI Dec.86-Apr.93 10.2 4.4 240 Tobacco Apr.93-Nov.93 -15.8 2.8 Nov.93-Dec.96 3.0 2.8 Dec.96-May 97 7.9 2.6 200 "Core" CPI 160 120 80 87 88 89 90 91 92 93 94 95 96 97 Industry Composition The cigarette market is dominated by Philip Morris, which accounts for half of cigarette sales in the United States. The Cigarette Market in 1997 (est.) Sales Market (Bil.Cigarettes) Share (%) Philip Morris 233.4 49.2 RJR Nabisco 114.5 24.2 BAT 76.8 16.2 Lorillard 39.9 8.4 Liggitt 8.0 1.7 TOTAL 474.1 100.0 Philip Morris has the widest profit margins (45 percent of revenues per pack), followed by Lorillard (40 percent). Liggitt is estimated to have a margin of only about 3 percent this year. (See table on the next page.) -- Domestic producers devote 33 percent of revenues to marketing (advertising, promotion, selling). 10 Advertising and Promotional Expenditures U.S. domestic cigarette advertising and promotional expenditures averaged $4.9 billion annually over the five years ended 1994. --- Conventional advertising (point-of-sale, print media and outdoor and transit) accounted for only about $1 billion, or 21 percent of the total. The biggest advertising expenditures were point-of-sale ($352 million). Outdoor and magazine advertising followed at $306 million and $266 million, respectively. Coupons, buy-one-get-one free promotions, etc accounted for $1.8 billion, or 37 percent of spending. Promotional allowances (volume discounts and incentives for priority shelf space) made up $1.4 billion or 28 percent of spending. Domestic Cigarette Advertising and Promotional Spending, 1990-94 Averages Billion Dollars Percent TOTAL $4.929 100.0 Advertising 1.015 20.6 Newspapers 0.043 0.9 Magazines 0.266 5.4 Outdoor 0.306 6.2 Transit 0.048 1.0 Point-of-sale 0.352 7.1 Other promotional 3.915 79.4 Promotional allowances 1.386 28.1 Coupons and retail value added 1.810 36.7 Other 0.719 14.6 Prepared by Treas./Econ.Policy/K.Hendershot The Economics of the Proposed Tobacco Settlement How does it work? The proposed tobacco settlement has three provisions which could have economic impacts: 1) industry payments to the settlement fund, 2) restrictions on advertising, and 3) guidelines for FDA regulation of tobacco. Of these, the payments to the settlement fund are likely to have the most significant effects. The Settlement Payments acts like an excise tax on tobacco. The Settlement language has the effect of making the annual industry Payment proportional to cigarette sales volume or a per- pack charge.¹ From the tobacco industry perspective, the Payments required by the settlement are equivalent to an excise tax of about 35 cents in the first couple years, rising to about 65 cents by the xth year, and remaining at that level thereafter. In fact, the effects of the Settlement Payment provisions could be replicated with an excise tax at the appropriate level and divided among States, the Federal government, and individuals (and allocated to particular uses, like smoking cessation, in some cases) in the manner set forth in the Agreement. The economics of the Settlement Payments and an excise tax are similar; however, there are some important practical differences. Most important, an excise tax is straightforward: We know exactly what it is and have a lot of experience administering and enforcing excise taxes on tobacco. The Settlement would make the tobacco companies their own tax collectors, and some mechanism for oversight would need to be established, whereas, an additional excise tax could be easily administered Treasury Department. Additionally, the Settlement Payments are made to a Fund that is to be divides among States and individuals. The bulk of the payments to States are for damages to the Medicaid system. Under Medicaid statute, each State should give the Federal government a share of the Medicaid payments based on its Medicaid matching rate (after subtracting reasonable costs of bringing the suits). Of course, a Federal excise tax would go directly to the Federal government. The settlement also provides for an "excess profits tax" of 25 percent. Because the tobacco industry is not competitive and the Settlement would provide some anti-trust exemptions, industry could restrict output and raise prices, increasing profits. (The economics of the industry is discussed more fully below.) This provision requires the tobacco industry to pay 25 percent of any profits above 1997 profits to the Settlement Fund. (It is not clear how these would be allocated among States, individuals, and the Federal government because these payments are not specifically for Medicaid damages.) Some worry that industry could find ways of "hiding" its profits to avoid this excess profits penalty. More specific rules and oversight are could help ¹If cigarette sales fall, the industry's Payment to the Settlement Fund is reduced by the ratio of that year's sales to 1996 sales; if sales rise, the Payment is increased by percent increase in sales to adults. The Settlement does not make clear how "adult volume" will be measured, but estimates indicate that adults consume more than 95 percent of cigarettes produced. Thus, the use of "adult volume" for an increase instead of "total volume" as for declines is of little consequence. prevent this. Alternatively, the penalty could be related to a measure less prone to gaming, like revenues. The advertising restrictions attempt to eliminate advertising targeted to children. These requirements are similar to those proposed (accepted?) in a recent FDA rule. The industry spends an estimate $xx billion on advertising every year. These restrictions could save the industry billions of dollars, increasing profits (which would be subject to the excess profits provision if profits rise above 1997 levels). On the other hand, the industry could intensify advertising efforts not banned by the Agreement (advertising to adults) or look for new, creative marketing techniques such that their overall advertising budget is little affected by the Agreement. Because advertising expenses are fixed costs, these provisions are not expected to effect the per-pack price of cigarettes. The provisions for FDA regulation limit the FDA's authority to regulate tobacco products compared to the status quo. Problems with these provisions have been widely discussed, particularly by Koop/Kessler. How will the Settlement Effect Particular Objectives/Outcomes? Effect on Youth Smoking and Current Smokers Youth Smoking. Most of the "work" in reducing youth smoking is likely to happen through price increases for cigarettes. Among young people, the "participation rate" of smoking is very sensitive to price. The Settlement will increase the price of cigarettes considerably, by between X an X percent. This suggests that smoking rates for young people are expected to fall by x to X percent, or about XX to XX million 8th, 10th, and 12th graders. The number of packs that a young smoker consumes is also fairly sensitive to price, and the price increase is-expected to reduce consumption for young people who do continue to smoke by about XX to XX percent. Advertising and access restrictions, as well as public health advertising, may also reduce youth smoking over the long term, although fewer studies address these issues. Some evidence suggests that access restrictions (enforcing age requirements and requiring face-to-face purchase) are effective in reducing youth smoking. Recent FDA regulations have already done a lot to strengthen access restrictions. (Is this true??) [Insert assessment of advertising restrictions and public health ads.] The "lookback" provision does not give the tobacco industry an incentive to reduce youth smoking. The Settlement requires industry to pay a penalty if targets for the reduction in youth smoking are not met, capped at $2 billion. If the industry can show the FDA that they have made a "good faith" effort, 75 percent of the penalty would be refunded. The amount of the penalty was selected to equal the present discounted value of profits for a new smoker. In other words, the penalty is by design financially neutral from the tobacco industry perspective. (Our calculations are consistent with this.) Depending on how "a good faith effort" is interpreted, the penalty could be significantly less than the expected profits from a new smoker. Furthermore, once the $2 billion cap is met, there is no marginal penalty for addicting new smokers. If the lookback provision is really meant to punish the industry for failing to reduce youth smoking, triple damages (or more) would be a more appropriate penalty. However, most of the work in reducing youth smoking is likely to be done by other aspects of the settlement: price increases, advertising and access restriction, and FDA regulation. Adult Smokers. Adults smokers are significantly less sensitive to increases in the price of cigarettes, so the reductions in adult smoking will be smaller. The evidence suggests that the number of adult smokers could fall by between XX and XX percent, and the packs smoker per smoker could fall by about XX to XX percent. Smokers are disproportionally lower-income, so as with a tax on cigarettes, the Settlement will be regressive. Analyses of recent cigarette tax proposals suggest that [insert table]. The estimates of the number of adults who quit smoking could be understated if smoking cessation techniques become better and/or cheaper. The Settlement provides some funding to subsidize smoking cessation programs. The Settlement also creates an incentive for the development of alternative nicotine delivery systems. There is essentially no evidence on the potential for this type of substitution: Any estimation of its scope would be highly speculative. The settlement also attempts to encourage the development of safer, lower-nicotine cigarettes, which would provide alternative for current adult smokers (although this may be undermined by other provisions discussed below). There is some evidence, however, that when lower-tar cigarettes were introduced, smokers often consumed more of these cigarettes. This might also be the case for lower-nicotine cigarettes. Impact on the Tobacco and Related Industries Does the Settlement "Punish" the Tobacco Industry? While putting the tobacco industry out of business is not the goal of this Settlement, the damages are, in part, punitive. The tobacco industry can clearly absorb the payments required by this settlement. (In fact, it is required that they be largely passed along to consumers in the form of higher prices.) [Checking into possibility that one or more smaller co's could be put out of business.] [Insert Christian's industry paragraph.] The impact on employment and farmers is likely to be small. [Insert Chad paragraph.] Effects on related industries are likely to be small and temporary. [Insert Chad summary of FDA analysis.] Potential for-Side Effects and "Red Flags" The incentive to develop safer cigarettes is greatly curtailed. The Agreement essentially eliminates intellectual property rights for tobacco-related innovations by requiring companies to notify FDA of any risk-reducing technologies that they develop or acquire and cross-licence them for a "reasonable" fee. In addition, the advertising restrictions could make it difficult to introduce a new product onto the market. The Settlement limits industry's incentive to fight lawsuits and could encourage the government to limit lawsuits even more than the Settlement. The Agreement would eliminate class-action suits and punitive damages for past harm. Individuals could still sue for damages (just not punitive damages), and 80 percent of any awards in these suits would be paid from the Settlement Fund (subject to an annual limit, excess claims are carried over to the next year). This means that the industry has little incentive to fight these cases and that the States and the Federal government -- who are the residual claimants to the Settlement Fund -- might like to discourage lawsuits. What this lawyers would get form the settlement is not specified in the Agreement. We do not know specifically what agreements attorney's have with States for payment, but many may have contingency agreements which could give them up to a third of the settlement. (How this would work in practice is not clear.) Similarly, under Medicaid statute, the States are allowed to deduct reasonable costs of litigation up to 50 percent of the settlement before splitting it with the Federal government. These issues should be explicitly worked out in the Settlement to ensure that payments to lawyers are not excessive. Draft - Not for Distribution Impact of Proposed Resolution on Cigarette Prices and Industry Profits Can the Settlement be thought of as an excise tax? Yes. The key to understanding the payments as effectively being an excise tax on cigarettes is the volume adjustment provision found in Title VI, B.5 of the settlement, entitled "Adjustment for Volume Decrease (Adult Volume Only) or Total Volume Increase." For any given year, let X₀ denote the scheduled payment. Let q represent the actual unit volume of cigarette sales, and q* denote the base volume in 1996. Then the volume adjusted payment would be X₀(q/q*), which can be rewritten as (X√q*)q. This is the same as writing the volume adjusted payment as tq, where the "tax" t = (X/q*). This is just like an equivalent unit tax on cigarettes. As an example consider year 10 in which the base payment X₀ = $15 billion. Since the actual number of cigarettes sold in 1996 was q* = 24.4 billion, the effective tax per pack is equal to t = (X√q*) = / 24.4 = 61.5 cents. What will be the impact of the effective excise tax on prices of cigarettes? According to the economic literature and historical evidence, the price of a pack of cigarettes will probably go up by at least as much as the tax, and probably more. Prominent analysts of the cigarette industry conclude that previous excise tax increases may have served as a focal point for coordinating oligopoly price increases by sellers. As a result we expect there to be two effects, 1) a direct price response to the increase in costs due to the effective excise tax, and 2) a further price increase as a result of opportune coordination on the part of sellers. The combined effect would raise prices by more than the increase in the excise tax. The range of the price increase expected starts from a conservative 100 percent of the tax to a high of 200 percent of the tax. Will the advertising restrictions result in windfall profits for the industry? The restrictions on advertising and marketing imposed by the settlement (Title I, A and Appendix VII), will not increase profits very much because of the expected substitution into non-restricted forms of advertising. Moreover, marketing innovations are expected as a result of the restrictions further increasing costs. Because the most important components of current cigartte advertising and marketing, promotional allowances (28% of total advertising expenditures) and coupons and retail value added (37%), are not barred by the Proposed Resolution, we expect these to increase in intensity. Furthermore, we expect there to be an increase in conventional media advertising. The bottom line then is that advertising expenditures may fall by about $ 500 million to $1 billion. This is equivalent to savings of less than 5 cent per pack (compared to the 62 cent effective excise tax starting in year 5). What is the impact of increased prices on the tobacco industry's profits? Corporate profits are expected to go up as part of the settlement. There are three components to the change in corporate profits: Fixed cost savings of at most 5 cents per pack due to decreased advertising expenditures Lost revenues of 33 cents per pack on those not sold due to the reduction in cigarette sales (on the order of 2 - 6 billion) Increased revenues of 10 to 16 cents per pack on remaining cigarettes due to new higher price (on the order of 18 - 22 billion) It is clear that the combination of all three components would lead to higher industry profits. 1. ... 07/10/97 THU 19:27 FAX 202 6222633 002 Real Net Revenue From Tobacco Settlement Attached are preliminary estimates of the net revenue from the tobacco settlement. They include revenue effects at federal, state and local levels. One set of calculations assumes that the payments are reflected in the price of all tobacco products, while the other assumes that the payments are reflected only in the price of cigarettes. These estimates are in real terms, measured in 1996 dollars. We find that, considering all tobacco products, the real net revenue from the tobacco settlement is likely to be about $189 billion in total, if summed over the first 25 years of the agreement. We obtain essentially the same estimate in our cigarette only calculation. Two reasons explain why our $189 billion net revenue estimate is substantially lower than the $368.5 billion figure cited in the report. First, the $368.5 billion figure in the report ignores the sales adjustment feature of the settlement. As sales fall, whether as a result of the long-term secular trend which has historically characterized the tobacco market, or as a result of the features of this agreement, the size of the payment falls proportionately. Adjusting for the fall in sales reduces the net revenue estimate by about 19%, to $298 billion. Second, the $368.5 billion figure does not adjust for the reduction in revenue from existing excise, income, and employment taxes. Considering federal income and employment taxes, and federal, state and local excise taxes, this adjustment can reduce net revenue by an additional $109 billion, or by 32% of the $368.5 billion cited in the report. In total, then, we estimate that the actual increase in net government receipts will be about $189 billion, or 51%, of the $368.5 billion payment cited in the report. The $368.5 billion figure also is misleading because it is a simple sum of (real inflation adjusted) payments which flow in over time. Proper measurement of the value of the payment flow would discount to reflect the (real) time value of money. As shown in the table, discounting the payment stream by a 3.7% real discount rate will reduce its sum from $189 billion to $123 billion, or by about 18% of the original $368.5 billion dollar figure cited in the report. A higher (lower) discount rate would lower (raise) the discounted present value of the payment stream, relative to our $123 billion figure. Our modeling focuses on the basics of the payment plan outlined in the agreement. We do not include the effects of the special penalty imposed if profits increase, nor do we model the look- back provisions that impose a penalty if sales to minors fail to fall to specified target levels. By way of justification, we note that is seems unlikely that domestic profits will increase as a result of this agreement, so neglecting the profits tax seems reasonable in this preliminary estimate. For two reasons, the look-back also seems unlikely to have a major revenue effect. First, it seems likely that the agreement will be effective in significantly reducing under-age smoking, and so any penalty would likely be much lower than the $2 billion annual maximum. Second, any assessed penalty can be reduced by 75% as along as the manufactures can show that they made a "good- faith" effort to comply with the agreement. 07/10/97 THU 19:28 FAX 202 6222633 4. 003 One detail that we do incorporate is the inflation indexation of the payments. Without such indexing, the real value of the annual proscribed payments would fall below their published level, thereby reducing the real net-revenue to the government. Our approach implicitly assumes that inflation indexing is complete, so that the real value of each year's annual payment is completely unaffected by inflation. While this is not an official revenue estimate, our modeling approach does rely on some standard revenue estimating conventions. In particular, our estimate is based on a fixed GDP assumption, which has a number of important implications. First is an income and employment tax offset, reflecting the fact that the tobacco payments are "taken-off the top", and so reduce the base of the income and employment taxes by lowering national income. These offsets capture reductions in personal income, corporate income, and employment taxes at the federal level. Second, some features of the agreement, which may have important effects for particular firms, or for the tobacco industry as a whole, have no effect at all in our model. In particular, the fixed GDP assumption means that the settlement's restrictions on advertising, even if effective, would have no direct effect on revenue; all else constant, the tobacco industry's reduced spending on advertising leads to a reduction in taxable income in the rest of the economy (e.g., in the advertising sector) which approximately offsets the tobacco industry's increase in taxable income. The advertising restrictions, if effective, also might reduce net revenue indirectly by reducing tobacco sales. We have ignored this for two reasons. First, it is likely that much tobacco advertising is spent in intra-industry fights over the distribution of a fixed pool of smokers, rather than in an attempt to increase the number of smokers in the pool. Mandated reductions in this type of advertising would have no effect on industry wide sales. Second, the advertising restriction's bark may be worse than its bite because they are loosely worded, and because they do not apply to some major categories of promotional expenses. An alternative to holding GDP fixed would be to let it rise by the full amount of the increase in the price of tobacco products. In that case, income tax receipts would not fall, so that net revenue to the government would be $252 billion over 25 years. While net revenue seemingly is higher than in the fixed GDP case, in purchasing power terms it really is the same, as the rise in GDP reduces the purchasing power of government tax revenue. David Richardson and James Mackie U.S. Treasury, Office of Tax Analysis OTA 7/10/97 07/10/97 THU 19:28 FAX 202 6222633 004 05:59 PM PRELIMINARY 07/10/97 Net Payments to all Governments from the Tobacco Settlement Payment Reflected in All Products 100% Passthrough ($'s Millions) PDV Base Payment 368,500 231,910 Gross Payment 284,399 182,735 Federal Excise Tax Leakage (18,537) (11,836) State Excise Tax Leakage (25,113) (16,077) Total Gross Excise Tax Leakage (43,650) (27,913) Net Payment (Pre-Offset) 240,749 154,822 Income Tax Offset (60,187) (38,705) Individual (51,159) (32,900) Corporate (9,028) (5,806) Net Payment including offset 180,561 116,116 Department of the Treasury Office of Tax Analysis 07/10/97 THU 19:28 FAX 202 6222633 005 05:59 PM PRELIMINARY 07/10/97 Net Yearly Payments to all Governments from the Tobacco Settlement Payment Reflected in All Products 100% Passthrough ($'s Millions) Year Volume Adjusted PDV Volume Adjusted PDV Fixed GDP Fixed GDP 1998 8,677 8,677 6,508 6,507 1999 6,404 6,163 4,803 4,623 2000 7,039 6,522 5,279 4,891 2001 8,288 7,392 6,216 5,544 2002 9,766 8,384 7,324 6,288 2003 10,295 8,508 7,721 6,381 2004 10,249 8,154 7,687 6,115 2005 10,207 7,817 7,655 5,863 2006 10,158 7,488 7,618 5,616 2007 10,104 7,170 7,578 5,378 2008 10,019 6,844 7,514 5,133 2009 9,925 6,526 7,444 4,895 2010 9,833 6,224 7,375 4,668 2011 9,741 5,935 7,306 4,451 2012 9,650 5,660 7,237 4,245 2013 9,560 5,397 7,170 4,048 2014 9,471 5,147 7,103 3,860 2015 9,382 4,909 7,037 3,681 2016 9,295 4,681 6,971 3,511 2017 9,208 4,464 6,906 3,348 2018 9,122 4,257 6,842 3,193 2019 9,037 4,060 6,778 3,045 2020 8,953 3,872 6,715 2,904 2021 8,870 3,692 6,652 2,769 2022 8,787 3,521 6,591 2,641 2023 8,706 3,358 6,529 2,518 Total 240,749 154,822 180,561 116,116 Department of the Treasury Office of Tax Analysis 07/10/97 THU 19:29 FAX 202 6222633 006 05:46 PM PRELIMINARY 07/10/97 Net Payments to all Governments from the Tobacco Settlement Payment Reflected in All Products 125% Passthrough ($'s Millions) PDV Base Payment 368,500 231,910 Gross Payment 274,466 176,584 Federal Exclse Tax Leakage (22,760) (14,545) State Excise Tax Leakage (30,835) (19,747) Total Gross Excise Tax Leakage (53,594) (34,292) Net Payment (Pre-Offset) 220,872 142,292 Income Tax Offset (55,218) (35,573) Individual (46,935) (30,237) Corporate (8,283) (5,336) Net Payment including offset 165,654 106,719 Department of the Treasury Office of Tax Analysis 07/10/97 THU 19:29 FAX 202 6222633 007 05:47 PM PRELIMINARY 07/10/97 Net Yearly Payments to all Governments from the Tobacco Settlement Payment Reflected in All Products 125% Passthrough ($'s Millions) Year Volume Adjusted PDV Volume Adjusted PDV Fixed GDP Fixed GDP 1998 8,367 8,367 6,275 6,275 1999 5,976 5,752 4,482 4,314 2000 6,548 6,067 4,911 4,550 2001 7,662 6,833 5,746 5,125 2002 8,956 7,689 6,717 5,767 2003 9,411 7,778 7,059 5,833 2004 9,370 7,454 7,027 5,590 2005 9,331 7,146 6,998 5,359 2006 9,286 6,845 6,965 5,134 2007 9,237 6,555 6,928 4,916 2008 9,159 6,257 6,869 4,692 2009 9,074 5,966 6,805 4,475 2010 8,989 5,690 6,742 4,267 2011 8,905 5,426 6,679 4,069 2012 8,822 5,174 6,616 3,881 2013 8,740 4,934 6,555 3,701 2014 8,658 4,706 6,494 3,529 2015 8,577 4,487 6,433 3,366 2016 8,497 4,279 6,373 3,210 2017 8,418 4,081 6,314 3,061 2018 8,340 3,892 6,255 2,919 2019 8,262 3,711 6,197 2,784 2020 8,185 3,539 6,139 2,655 2021 8,109 3,375 6,082 2,532 2022 8,034 3,219 6,025 2,414 2023 7,959 3,070 5,969 2,302 Total 220,872 142,292 165,654 106,719 Department of the Treasury Office of Tax Analysis