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05/27/99 THU 17:17 FAX 202 622 0236 TAX POLICY 5 001 DEPARTMENT THE OF THE TREASUMY 1789 Department Of The Treasury Office of Tax Analysis 1500 Pennsylvania Avenue, N.W. Washington, D.C. 20220 To: Name: Nicole Radner Firm/Organization: DPC Fax Number: 456-2878 Phone Number: 456-7263 Number of pages (including this cover sheet): Date; Time: May 27, 1999; 5:15PM From: Janet Holtzblatt Phone: 202/622-1327 Fax: 202/622-0236 Comments: Draft of Johnson bill in today's tax press. NOTE: THIS MESSAGE IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHOM IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL, AND/OR RESTRICTED AS TO OR EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAWS. If the recipient of this message is not the addressee (i.e. the intended recipient), you are hereby notified that you should not read this document and that any dissemination, distribution, or copying of this communication, except insofar as is necessary to deliver this document to the intended recipient, is strictly prohibited. If you have received this communication in error, please notify the sender immediately by telephone, and you will be provided further instructions about the return or destruction of this document. Thank you. UNCLASSIFIED 05/27/99 THU 17:17 FAX 202 622 0236 TAX POLICY 002 TAX. BUDGET & ACCOUNTING TEXT L-2 (No. 102) Text of Tax Relief for Working Americans Act by Rep. Nancy Johnson (R-Conn.) TITLE T IN LOW-INCOME HOUSING CREDIT STATE 10eTH CONGRESS H.R. CEILING 1ST SESSION in TC: increase = State - .n - me. TITLE IND SANCH PISK MANAGEMENT ACCOUNTS Sev 801 Part: and FIRST mail accounts TITLE INTERNENTIVES FOR UREAN REVITAMENTION 1ND OPEN STACE IN THE HOUSE OF REPRESENTATIVES See. 90; Expensure of remediation examined a was nated are missine of Littered after See. RC2. Mudifications To - - of cannel - real new for THE and of qualified collection its. JUINSON of Connecticut introduced the following bill which was referred contributions TO The Committee 0:: TITLE I-EXTENSION OF (TRTAIN EXPIRING PROVISIONS See 1001. Research envels. Sr. 1002 Nork emportuncy endit. See. 1003. Permanent subpart F - for - Grancing include A BILL - 1004. Credit for electricity provinced form reneitable - To amend the Internal Revenue Code of 1986 to provide 3 marriage penalty relief. incentives to encourage health coverage. and increased child care assistance. to extend 1 TITLE I-MARRIAGE PENALTY certain expiring tax provisions, and for other purposes. 2 RELIEF ] Bc if enacted by the Senate and House of Represento- 3 SEC. 101. BASIC STANDARD DEDUCTION FOR MARRIED IN- 2 rives of the United States of America in Congress assembled, 4 DIVIDUALS TO BE TWICE THE DEDUCTION 3 SECTION 1. SHORT TITLE. 5 FOR UNMARRIED INDIVIDUALS 4 (a) SHORT TITLE-This Act may DC cited as the 6 (a) 1v GENERAL - Paragraph (2) of section 63(c) of 5 "Tax Relief for Working Americans Act of 1999". 7 the Internal Revenue Code of 1986 (relating to standard 6 (b) TABLE OF CONTENTS- 8 deduction) is amended- Sev. : Smith title 9 (1) by striking "$5,000" in subparagraph (A) TITLE I-MARRIAGE PENALTY RELIEF 10 and inscring "rwice the dollar amount in effect 2 11 under subparagraph (C) for the Laxable year", See 101 Busic stundard decluration from married individuals in be The the rie 12 (2) by adding "or" at the end of subparagraph docume for unnurred individuals 13 TITLE π-1DJUSTMENT OF SOCIAL SECUR TY EARNING LIMIT (B). See. 201. Adjustment in monthly exempt amount for purposes of the social - 14 (3) by striking "in the case of" and all that fol- easiry earnings: Less= 15 TITLE DI-INCENTIVES FOR HEALTH AND LONG-TERM CARE lows in subperagraph (C) and inserting "in any COVERAGE 16 other ease.", and Sev. 30: Credit for health insurance a of providery nainsance individuals issued indeviduals with COBRA coverage. 17 (4) by striking subparagraph (D). Sev. 302 Deduction for bealth insurance evists of empiryees and additional individuals 18 (i)) TECHNICAL AMENDMENT.-Subparagrapih (B) of See 303 Credit for - with immeterm care needs. TITLE N-EXPANSION OF DETENDENT CARE T15 CREDIT 19 section 1(f)(6) of such Code is amended by striking See 40: Expansion of dispension: Calle TALE - 20 "(other than with" and all that follows through "shall be TITLE "-MITERNATIVE MINIMUM TAX RELIEF 21 applied" and inserting "(other than sections 63(c)(4) and - 302 Nonrefundable personal credits allented against sitermative manimmm T.O. 22 151(d)(4)(A)) shall be applied". in 502 Income INVOICE for funders TVC Tu Include unternative numiname liability 23 (c) EFFECTIVE DATE.-The amendments made by TITLE "7-ELDITNATION OF 60-MONTH LIMIT ON STUDENT I.O.LV INTEREST DEDUCTION 24 this secuon shall apply to taxable years beginning after in no: Elimination of 50-morrh limit OF ender bun Internal deduction. 25 December 31. 1999 5-27-99 COPYRIGHT O 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC.. WASHINGTON. D.C. DTR ISSN 0092-6884 1003 05/27/99 THU 17:18 FAX 202 622 0236 TAX POLICY (No. 102: L-S TAX, BUDGET & ACCOUNTING TEXT 4. 15 chapter A of chapter 1 of the Internal Revenue Code 01 1 TITLE I-ADJUSTMENT OF SO- 16 1986 relating to no refundable personal credits R: CIAL SECURITY EARNING 1- amended by insurung after section 25A tite following new 2 3 LIMIT 18 section 4 SEC. 201. ADJUSTMENT IN MONTHLY EXEMPT AMOUNT FOR 19 "SEC. Z5B. HEALTH INSURANCE COSTS OF PREVIOUSLY UN. 5 PURPOSES OF THE SOCIAL SECURITY EARN. 20 INSURED INDIVIDUALS AND INDIVIDUALS INGS TEST. 21 WITH COBRA COVERAGE. 6 i (a) INCREASE IN MONTHLY EXEMPT AMOUNT FOR 22 Tip 1x GENERAL-in the case of an individual 5 INDIVIDUALS WHO HAVE ATTAINED RETIREMENT 23 there small be allowed as al credit against the Lex imposed 9 AGE.-Section 203(f)(8)(D) of the Social Security Act (42 24 by this chapter for the taxable year as amount equal LC 10 U.S.C. +03(f)(8)(D)) is amended- 25 60 percent of the amount paid during the taxable year 11 (1) in clause (iii). by inserting "and" at the 6 12 enc. and ] for coverage for the taxpayer. his spouse. and dependents 13 (2) by striking clauses (iv) through (vii) and in- 2 under qualified health insurance. 14 setting the following new clause: 3 "(b) DOLLAR LIMITATION- 15 (iiv) for each month of any taxable 4 "(I) IN GENERAL-The amount allowed as , 16 year ending after 1999 and before 2001. 5 credit under subsection (a) ID the taxpayer for the 17 $2.500.". 6 taxable year shall not exceed the sum of the monthly 18 (b) CONFORMING AMENDMENTS- 7 limitations for eligible months during such taxable 19 (1) Section 203(f)($)(B)(iii) of such Act (12 8 year. 20 U.S.C. 403(f)(8)(B)(i)) is amended- 9 "(2) MONTHLY LIMITATION.-The monthly lim- 21 (A) by striking "after 2001 and before 10 itation for any eligible month is the amount equal to 22 2003" and inserting "after 1999 and before 11 yes of 23 2001": and 12 "(4) $1.200 if. as of the first day of such 24 (B) in subclause (II). by striking "2001" 13 month the taxpayer has self-only coverage 25 and inserting "1998". 14 under qualified health insurance. and 15 5 "(B) $2.400 if. as of the first day of such 16 ] (2) The second sentence of section 223(d)(4)(A) month. the taxpayer has family coverage under 17 2 of such Act (42 U.S.C. 423(3)(4)(A)) is ainended by qualified health insurance. 18 3 inserting "and section 201 of the Tax Relief for "(3) ELIGIBLE MONTH-For purposes of this 19 4 Working Americans Act of 1999" after "1996". subsection- 5 20 (c) EFFECTIVE DATE-The amendments made by "(A) IN GENERAL.-The term religible 6 this section shall apply with respect to taxable years begin- 21 month' means any month which begins at least 7 ning after 1999. 22 1 year after the most recent month that the 8 TITLE III-INCENTIVES FOR 23 individual- 9 HEALTH AND LONG-TERM 24 Tii) was eligible to participate in any 10 CARE COVERAGE 25 group health plan of an employer which 11 SEC. 301. CREDIT FOR HEALTH INSURANCE COSTS OF PRE 12 VIOUSLY UNINSURED INDIVIDUALS AND IN. I provided qualified health insurance (deter- 13 DIVIDUALS WITH COBRA COVERAGE. 2 mined without regard to subsection 14 (a) IN GENERAL-Subpert 1 of part IV of sub- 3 (d)(2)). or DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:18 FAX 202 622 0236 TAX POLICY 004 TAX, BUDGET & ACCOUNTING TEXT 1-4 (No. 102) (iii) participated in any group health 19 a credit under this section shall be reduced (but no: 4 $ plan of any other entity which provided 20 below zero) by the amount determined under para- such insurance. 2! graph (21 é "(B) JOINT RETURNS-In the case of a 27 "(2) AMOUNT OF REDUCTION.- 7 8 joint return. a month shall be treated as an cli- 23 "(A) IN GENERAL - The amount deter- 24 mined under this paragraph shall be the 9 gible month only if it is an eligible month of 9. 10 cach spouse. determined by applying this para- 1 amount which bears the same ratio to such are 11 graph separately to each spouse. 2 12 "(4) CERTAIN OTHER COVERAGE-Amounts gregate amount as- "(i) the excess of- 13 paid for coverage of an individual for any month 3 14 shall not bc taken into account under subsection (a) 4 "(I) the taxpayer's modified ad- if as of the first day of such month. such individual 5 justed gross income for such taxable 15 16 is covered under any medical care program described 6 year, over 7 "(II) the applicable dollar 17 in- "(3) title XVIII, XIX, or XXI of the So- 8 amount. bears to 18 9 "(ii) $10.000. 19 cial Security Act, 20 "(B) chapter 55 of title 10, United States 10 "(B) MODIFIED ADJUSTED GROSS IN- 11 COME-For purposes of this paragraph. the 21 Code, "(C) chapter 17 of title 38, United States 12 term 'modified adjusted gross income' means 22 13 adjusted gross income increased by any amount 23 Code. "(D) chapter 89 of title 5, United States 14 excluded from gross income under section 911, 24 15 931, or 933. 25 Code, or 16 "(C) ROUNDING-Any amount determined 8 17 under subparagraph (A) which is not a multiple I "(E) the Indian Health Care Improvement 18 of $10 shall bc rounded to the next lowest $10. 2 ACL. 19 "(3) APPLICABLE DOLLAR AMOUNT-For pur- 3 "(5) SPECIAL RULE FOR MARRIED INDIVID- 20 poses of paragraph (2), the term applicable dollar 4 UALS.-In the case of an individual- 21 amount' mcans- 5 "(A) who is married (within the meaning 22 "(A) $60.000 in the case of a taxpayer 6 of section 7703) as of the close of the taxable 23 whose qualified health insurance coverage cov- -J year but does not file a joint return for such 24 crs more than 1 individual referred to in sub- § year. and 25 section (a). and 9 "(B) who does not live apart from such in- 10 dividual's spouse at all times during the taxable 10 11 year, 1 "(B) $30,000- 12 the limitation under paragraph (2)(A) (and not the 2 "(i) in any case not described in sub- 13 limitation under paragraph (2)(B)) shall apply to 3 paragraph (A), and 14 such individual. 4 "(ii) in the case of a married individ- 15 "(c) LIMITATION BASED ON ADJUSTED GROSS IN. 5 ual filing a separate return. 16 COME - 6 For purposes of this paragraph, marital status shall 17 "(1) IN GENERAL.-Thc agricuate amount 7 be determined under section 7703. 18 which would (but for this subsection) be allowed as 8 "(d) QUALIFIED HEALTH INSURANCE.-For pur. 5-27-99 COPYRIGHT 0 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC., WASHINGTON. D.C. DTR ISSN 0092-6884 05/27/99 THU 17:18 FAX 202 622 0236 TAX POLICY 005 (No. 102) L-5 TAX, BUDGET & ACCOUNTING TEXT 24 such individual's taxabic year begins. 9 poses of this section- 10 "(1) 1x GENERAL Except as otherwise pro- 25 "(3) INFLATION ADJUSTMENT- 11 vided in this paragraph the term qualified health 12 insurance means insurance which constitutes medi- 1 "(A) IN GENERAL.-In the case of a tax- 12 13 cal care. as defined in section 213(d) without regard 2 able year beginning after 2000. cach dollar to- 3 amount in subsection (c)(3) shall be increased 14 15 "(1) paragraph (1)(C) thereof. and 4 by an amount equal to- 16 "(B) so much of paragraph (1)(D) thereof 5 "(i) such dollar amount. multiplied by as relates to qualified long-term care insurance "(ii) the cost-of-ining adjustment dc- 17 6 18 contracts. 7 termined under section 1(f)(3) for the cal- 19 "(2) EXCLUSION OF COVERAGE PROVIDED 8 endar year in which the taxable year be- 20 UNDER GROUP HEALTH PLANS. ETC.Such term 9 gins. determined by substituting caiendar 21 shall not include insurance provided through any 10 year 1999' for 'calendar year 1992 in sub- 22 group health plan of an employer or any other cn- 11 paragraph (B) thereof. 23 tity. 12 "(B) ROUNDING.-If any amount as ad- 24 "(3) EXCLUSION OF CERTAIN OTHER CO. 13 justed under subparagraph (A) is not H multiple 25 THACTS-Such term shall not include insurance if a 14 of $100, such amount shall be rounded to the 15 RCNT lowest multiple of $100." 11 (b) CLERICAL AMENDMENT -The table of sections 1 substantial portion of its benefits are excepted bene- 16 fits (as defined in section 9832(c)). 17 for subpart A part IV of subchapter A of chapter 1 of 2 3 "(c) INDIVIDUALS WITH COBRA CONTERGE-In 18 such Code'is amended by inserting after the item relating 4 the case of continuation coverage under a group health 19 to section 25A the following new item: "See. 25B. Health ansurance custs of preciously uninsured incli- 5 plan which is required tc be provided by Federal law for viduais and individuals with COBRA contrage." 6 an individual during the period specified in section 20 (c) EFFECTIVE DATE.-The amendments made by 7 4980B(f)(2)(B), notwithstanding subsection (d)- 21 this section shall apply to taxable years beginning after S "(1) such coverage shall be treated as qualified 22 December 31, 1999. 9 health insurance. and 13 10 "(2) the term 'eligible month' includes months 1 SEC. 302. DEDUCTION FOR HEALTH INSURANCE COSTS OF 11 of such coverage. 2 EMPLOYEES AND SELF-EMPLOYED INDIVID- 12 "(f) SPECIAL RULES.- 3 UALS. 13 "(1) COORDINATION WITH OTHER DEDUC- 4 (a) IN GENERAL-Part VII of subchapter B of chap- 14 TIONS-No credit shall be allowed under this sec- 5 ter 1 of the Internal Revenue Code of 1986 (relating to 15 tion for the taxable year if any amount paid for 6 additional itemized deductions) is amended by redesignat- 16 qualified health insurance is taken into account in 7 ing section 222 as section 223 and by inscring after sec- 17 determining the deduction allowed for such year 8 tion 221 the following new section: 18 under section 213 or 222. 9 "SEC. 222 COSTS OF HEALTH INSURANCE AND LONG-TERM 19 "(2) DENLAL OF CREDIT TO DEPENDENTS-No 10 CARE INSURANCE 20 credit shall be allowed under this section to any indi- 11 "(a) IN GENERAL-In the case of an individual. 21 vidual with respect to whom a deduction under sec- 12 there shall be allowed as a deduction an amount equal to 22 tion 151 is allowable to another taspayer for a tax- 13 the sum of- 23 able year beginning in the calendar year in which 14 "(1) the applicable health care percentage of DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:19 FAX 202 622 0236 TAX POLICY 006 L-6 (No. 102) TAX. BUDGET & ACCOUNTING TEXT 15 the amount paid during the taxable year to: cov- 15 16 -rage for the taxpayer. his spouse. and dependents number of years of continuous coverage was of 17 under qualified health insurance. and the close of the taxable year: of the individua. 18 "(2) the applicable long-term care percentage of 3 under ? qualified long-term: care insurance con- 19 the amount of eligible long-term care preniums (as 1. unet las defined in section 7702B 20 defined in section 213(d)(10)) paid during the LOV- "If the number of years of The applicable long-term connumous coverage is care percentage - ii able year for coverage for the LEXDEVER his spouse. loss TAME is -1: kils: be 1525 than in 22 and dependents under a qualified long-term care in- .11 irust 2 on: in TRANS 3 TO 1: irace 3 J... in than + 2; -1: TRANT - but State: or 23 surance contract (as defined in section 7702B(b)). A: - 5 :00 24 (b) APPLICABLE PERCENTAGES.-For purposes of 5 TB) SPECIAL RULES FOR INDIVIDUALS 25 subsection 6 WHO HAVE ATTAINED AGE 60.-In the case of 7 H11 individual 15/20 has attained age 60 HS of the 8 close of the taxable year. the following table 1+ 9 shall be substituted for the table in subpara- 1 "(1) APPLICABLE HEALTH CARE PERCENT- 10 graph (A). 2 AGE.- "If the number of years of The applicable long-term 3 "(A) IN GENERAL Execpt as provided in continuous coverage is- care percentage is Less riLIE 1 50 4 subparagraph (B), the applicable health care -IT beard 1 bill less than 2 70 M least 1 brit Inc. than 3 11 5 percentage shall be determined in accordance a least 3 100 6 with the following table: 11 "(C) ONLY COVERAGE AFTER 1999 TAKEN "For taxable years beginning The applicable health 12 INTO ACCOUNT-Oniy coverage for periods in calendar year- care percentage is 2000 60 13 after December 31. 1999, shall be taken into 2001 70 2002 30 14 account under this paragraph 2003 90 2004 and thereafter 100 15 "(D) CONTINUOUS COVERAGE.-An indi- 7 (B) SPECIAL RULE.-In the case of an 16 vidual shall not fail to be treated as having con- 8 individual who is an employee within the mean- 17 timons coverage if the aggregate breaks in cov- 9 ing of section 401(c)(1) and whose qualified 10 health insurance is not provided through a 16 11 group health plan of an employer subparagraph 1 crage during any 1-year period are less than 60 12 (A) shall be applied by substituting '100' for 2 days. 13 90' but only with respect TO the lesser of the 3 "(E) SELF-EMPLOYED INDIVIDUALS.-In 14 texpayer's carned income (within the meaning 4 the case of an individual who is an employee 15 of section 401(c)) or the payments referred to 5 within the meaning of section 401(c)(1) and 16 in subsection (a)(1). 6 whose qualified long-term care insurance con- 17 (2) APPLICABLE LONG-TERM CARE PERCENT- 7 tract (85 defined in section 7702B(b)) is not 18 AGE S provided through a group health plan of an cm- 19 "(A) IN GENERAL.Execpt 25 otherwise 9 ployer, the applicable long-term: care percentage 20 provided in this paragraph. the applicable long- 10 shall be 21 term care percentage shall be determined 11 (ii) 100 percent with respect to the 22 cordunce with the following table based on the 12 lesser of- 5-27-99 COPYRIGHT - 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC.. WASHINGTON. D.C. DTR ISSN 0092-6884 05/27/99 THU 17:19 FAX 202 622 0236 TAX POLICY 5 007 TAX, BUDGET & ACCOUNTING TEXT (No. 102) L-7 13 "(I) the cligible long-term care 1S 14 premiums (as defined in section 1 employer paragraph (3) of section 25B(d) sha! 15 213(d)(10) referred to in subsection 13 not apply for purposes of this section 15 (a)(2). 0: " "(B) LIMITATION-Thc amount taken 17 "(II) the excess of the taxpayer's 4 into account under subsection (a)(1) by reason 18 carned income (within the meaning of 5 of subparagrapii (A) shall not exceed the excess 19 section 401(c)) for the taxabic year 6 of- 20 over the payments referred to in sub- 7 "(i) the texpayer's carned income 21 section (a)(1). and 8 (within the meaning of section 401(c). 22 "(ii) the percentage determined under 9 over 23 the other provisions of this paragraph with 10 "(ii) the amount which would (without 24 respect to the remainder of such premiums 11 regard to this paragraph) be taken into ac- 25 (determined by treating the premiums 12 count under subsection (a)(1) 13 "1c) SPECIAL RTLES- I7 14 "(1) COORDINATION WITH MEDICAL DEDUC- 1 taken into account under clause (i) as 15 TION. ETC-Any amount paid by a taxpayer for in- 2 being attributable to individuals in the 16 surance TO which subsection (a) applies shall not be 3 order of their ages, beginning with the old- 17 taken into account in computing the amount allow- 4 cst). 18 able ID the taxpayer as a deduction under section 5 "(c) EXCLUSION OF SUBSIDIZED COVERAGE.Sub- 19 213(a). 6 section (a) shall not apply to any taxpayer for any cal- 20 (2) DEDUCTION NOT ALLOWED FOR SELF-EX- 7 endar month for which the Laxpayer participates in any 21 PLOYMENT TAX PURPOSES-The deduction allow. 8 group health plan of an employer or any other entity if 22 able by reason of this section shall not be taken into 9 less than 50 percent of the cost of the taxpayer's coverage 23 account in determining an individual's net earnings 10 under such plan is borne by the taxpayer. The preceding 24 from self-employment (within the meaning of section 11 sentence shall be applied separately with respect to para- 25 1402(a)) for purposes of chapter 2." 12 graphs (1) and (2) of subsection (a). 13 (d) QUALIFIED HEALTH INSURANCE-For pur- 19 14 poses of this section- I (b) CONFORMING AMENDMENTS.- 15 "(1) Ix GENERAL-The term 'qualified health 2 (1) Subsection (1) of section 162 of such Code 16 insurance bas the meaning given such term by SQC- 3 is hereby repealed. 17 tion 25B(d) determined without regard to paragraph 4 (2) Subsection (a) of section 62 of such Code 18 (2) thereof. 5 is amended by inserting after paragraph (17) the 19 "(2) SPECIAL RULE- 6 following new item: 20 (A) IN GENERAL-In the case of an indi- 7 -(18) COSTS OF HEALTH INSURANCE AND 21 vidual who is an employee within the meaning 8 LONG-TERM CARE INSURANCE-The deduction al- 22 of section 401(c)(1) and whose qualified health 9 lowed by section 222." 23 insurance (without regard to this paragraph) is 10 (3) The table of sections for part VII of sub- 2- not provided through a group health plan of an 11 chapter B of chapter 1 of such Code is amended by DAILY.TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17 20 FAX 202 622 0236 TAX POLICY 008 TAX. BUDGET & ACCOUNTING TEXT L-8 (No. 102) 21 12 striking the last item and inscring the following 1 any texable year. the aggregate credits allowed 13 new items: 2 under subpart C shall be increased by the lesses See 222. Casts of nexts insurance and long term cure insur- SINCE See 223. Cruss reference 3 of-". 14 (2) EFFECTIVE DATE-The amendments made by 4 (3) CONFORMING MIENDMENTS- 15 this section shall apply TO taxable years beginning after 5 (A) The heading for section 32(n) of such 16 December 31. 1999. 6 Code is amended by striiang "CHED" and in- 17 SEC. 303. CREDIT FOR TAXPAYERS WITH LONG-TERM CARE 7 scrting "Famin CARE". NEEDS. 8 (B) The heading for secure 2÷ is amended 18 19 (8) ALLOWANCE OF CREDIT- 9 to read as follows: (I) IN GENERAL-Section 24(a) of the Internal 10 "SEC. 24. FAMILY CARE CREDIT." 20 21 Revenue Code of 1986 (relating to allowance of child 11 (C) The table of sections for subpart A of 22 IAX credit) is amended to read as follows: 12 part IV of subchapter 1 of chapter 1 of such 13 Code is amended by striking the item relating 20 14 to section 24 and inserting the following new 1 Tia) ALLOWANCE OF CREDIT-There shall be al- 15 item: 2 lowed as a credit against the tax imposed by this chapter "See 34. Family SHIP erevill". 3 for the taxable year an amount equal to the sum of- 16 (b) DEFINITIONS-Sccrion 24(c) of such Code (de 4 "(1) $500 multiplied by the number of qualify- 17 fining qualifying child) is amended to read as follows: 5 ing children of the taxpayer, plus 18 "(c) DEFINITIONS.-For purposes of this section- 6 "(2) $1.000 multiplied by the number of appli- 19 "(1) QUALIFYING CHILD.- I cable individuals with respect TO whom the taxpayer 20 "(3) 1x GENERAL-The term 'qualifying S is an eligible caregiver for the taxable year. 21 child' means any individual if- 9 Ln any case in which the applicable individual and the cli- 22 "(i) the taxpayer is allowed a deduc- 10 gible caregiver are the same individual, the credit allowed 23 tion under section 151 with respect to such 11 by paragraph (2) with respect to such individual shall not 24 individual for the taxable year. 12 exceed the aggregate amount paid by the taxpayer during 22 .13 the taxable year (not compensated for by insurance or oth- 1 "(ii) such individual has not attained 14 cruise) for qualified long-term care services (as defined 2 the age of IT as of the close of the cal- 15 in section 7702B(c) for such individual" 3 endar year in which the taxable year of the 16 (2) ADDITIONAL CREDIT FOR TAXPAYER WITH 4 taxpayer begins, and 17 G OR MORE SEPARATE CREDIT AMOUNTS-So much 5 "(iii) such individual bears a relation- 1S of section 24(d) of such Code as preeedes paragraph 6 ship to the taxpayer described in section 19 (1)(A) thereof is amended to read as follows: 7 32(c)(3)(B). 20 "(d) ADDITIONAL CREDIT FOR TAXPAYERS WITH 3 8 "(B) EXCEPTION FOR CERTAIN NONCITI- 21 OR MORE SEPARATE CREDIT AMOUNTS.- 9 ZENS-The term qualifying child shall not in- == "(1) IN GENERAL-If the sum of the number 10 clude any individual who would not be a de- 23 of qualifying children of the taxpayer and the num- 11 pendent if the first sentence of section 21 be: of applicable individuals with respect to which 12 152(b)(3) were applied without regard LO all 25 the taxpayer is an eligible caregiver is 3 or more for 13 that follows resident of the United States 5-27-99 COPYRIGHT © 1999 BY THE BUREAU OF NATIONAL AFFAIRS, INC.. WASHINGTON, D.C. DTR ISSN 0092-6884 05/27/99 THU : 20 FAX 202 622 0236 TAX POLICY 009 (No. 102) L-9 TAX. BUDGET & ACCOUNTING TEXT 24 14 "(2) APPLICABLE INDIVIDUAL- 15 "(d) 15 GENERAL-Tie term applicable 1 able to preform. without reminding or individual means. with respect to any taxable 13 cuing assistance. at icast 1 activity of 16 year: any individual who has been certified. be- 3 a: least : activity of daily living (as SQ 17 18 fore the due date for filing the return of tax for 4 defined) or to inc extent provided ir. 19 the taxable year (without extensions), by a phy- 5 regulations prescribed by the Sec- sician (as defined in section 1861(r)(1) of the 6 relary (in consultation with the Sec- 20 Social Security Act) as being an individual with T retary of Health and Human Serv- 21 long-term care needs described in subparagraph $ ices). is unable to engage in ago ap- 22 9 propriate activities. 23 (B) for a period- "(i) which is at least 180 consecutive 10 "(ii) The individual is at least 2 but 24 11 not 6 years of age and is unable due to a 25 days, and 12 loss of functional capacity to perform 23 13 (without substantial assistance from an. 1 "(ii) a portion of which occurs within 14 other individual) at least 2 of the following 2 the taxable year. 15 activities: cating, transferring or mobility. 3 Such term shall not include any individual oth- 16 "(iii) The individual is under 2 years 4 crwise meeting the requirements of the preced- 17 of age and requires specific durable medi- 5 ing sentence unless within the 39½ month pe- 18 cal equipment by reason of a severe health 6 fiod ending on such due date (or such other pc- 19 condition or requires a skilled practitioner 7 riod as the Secretary prescribes) a physician (as 20 trained to address the individual's condi- 8 so defined) has certified that such individual 21 tion to be available if the individual's par- 9 meets such requirements. 22 ents or guardians are absent. 10 "(B) INDIVIDUALS WITH LONG-TERM CARE 23 "(3) ELIGIBLE CAREGIVER- 11 NEEDS-An individual is described in this sub- 12 paragraph if the individual meets any of the fol- 25 13 lowing requirements: I "(A) IN GENERAL-A taxpayer shall be 14 "(i) The individual is at least 6 years 2 treated as an eligible caregiver for any taxable 15 of age and— 3 year with respect to the following individuals: 16 "(I) is unable to perform (with- 4 "(i) The taxpayer. 17 out substantial assistance from an- 5 "(ii) The taxpayer's spouse. 18 other individual) at least 3 activities 6 "(iii) An individual with respect to 19 of daily living (as defined in section 7 whom the taxpayer is allowed a deduction 20 7702B(c)(2)(B)) due to a loss of 8 under section 151 for the taxable year. 21 functional capacity, or 9 "(iv) An individual who would be de- 22 "(II) requires substantial super- 10 seribed in clause (iii) for the taxable year 23 vision to protect such individual from 11 if section 151(c)(1)(A) were applied by 24 threats to health and safety due to se- 12 substituting for the exemption amount an 25 vere cognitive impairment and is un- 13 amount equal to the sum of the exemption DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:20 FAX 202 622 0236 TAX POLICY 010 TAX, BUDGET & ACCOUNTING TEXT L-10 (No. 102) 14 amount. the standard de. _ction under sec- 27 15 tion 63(c)(2)(C), and any additional stand- 1 files a WTITEN declaration in such form and deduction under section 63(c)(3) which 2 and manner as the Secretary may pre- 16 17 would be applicable to the individual if 3 scribe) that such individual will not claim 18 clause (iii) applied. 4 such applicable individual for the credit 19 "(v) An individual who would be de- 5 under this section 20 scribed in clause (iii) for the taxable year 6 "(ii) No AGREEMENT.-I: each mei- 21 if- 7 vidual required under claimse ii IC file :) 22 "(I) the requirements of clause 8 written declaration under clause 11' does 23 (iv) are met with respect to the indi- 9 not do so. the individual with the highest 24 vidual, and 10 modified adjusted gross income Las defined 11 in section 32(e)(5)) shall be treated as the 26 12 eligible caregiver. 1 "(11) the requirements of sub- 13 "(iii) MARRIED INDIVIDUALS FILING 2 paragraph (B) are met with respect to 14 SEPARATELY In the case of married indi- 3 the individual in licu of the support 15 viduals filing separately. the determination 4 LOSL of section 152(a). 16 under this subparagraph as to whether the 5 "(B) RESIDENCY TEST-The require- 17 husband or wife is the eligible earegiver 6 ments of this subparagraph are met if an indi- 18 shall be made under the rules of clause (ii) 7 vidual has as his principal place of abode the 19 (whether or not one of them has filed & 8 home of the taxpayer and- 20 written declaration under clause (i)).". 9 "(i) in the case of an individual who 21 (e) IDENTIFICATION REQUIREMENTS 10 is an nucestor or desecudant of the LAX- 22 (1) IN GENERAL Section 24(c) of such Code 11 payer or the taxpayer's spouse. is H mem- 23 is amended by adding at the end the following new 12 ber of the taxpayer's household for over 24 sentence: "No credit shall be alloweri under this sec- 13 half the taxable year. or 25 tion to il taxpayer with respect to any applicable in- 14 "(ii) in the case of any other individ- 15 ua!. is я member of the taxpayer's house- 25 I 16 hold for the entire taxable year. dividual miless the taxpayer includes the name and 2 17 "((") SPECIAL RULES WHERE MORE THAN taxpayer identification number of such individual. 3 18 1 ELIGIBLE CAREGIVER- and the identification number of the physician cer- 4 19 "(i) IN GENERAL- If more than 1 in- tifying such individual. on the return of Lax for the 5 dividual is H11 eligible earegiver with re. taxable year.". 20 6 21 spect to the same applicable individual for (2) ASSESSMENT-Sccuon 6213(g)(2)(1) of 7 such Code is amended— 22 taxable years ending with or within the 8 23 same calendar year. a taxpayer shall be it' by inserting TO: physician identifica- 9 treated as the eligible caregiver if each tion" after "correct TIN". and 24 10 25 such individual (other than the taxpayer: (B) by striking "child" and inserting 11 "family care". 5-27-99 COPYRIGHT - 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC., WASHINGTON, D.C. DTR ISSN 0092-6884 05/27/99 THU 17:21 FAX 202 622 0236 TAX POLICY 011 TAX, BUDGET & ACCOUNTING TEXT (No. 102) L-22 12 (d) EFFECTIVE DATE-The amendments made by 30 i this section shall apply to taxable years beginning after "(A) the amount of empioyment-related CX- 14 December 31. 1999. 2 penses incurred for such qualifying individuals 15 TITLE IV-EXPANSION OF 3 for the taxable year determined under this see- 16 DEPENDENT CARE TAX CREDIT 4 won without regard to this paracraphic or 17 SEC. 401 EXPANSION OF DEPENDENT CARE TAX CREDIT. 5 "(B) $120 for cach month in such taxable 18 (a) INCREASE IN PERCENTAGE OF EMPLOYMENT- 6 year during which such qualifying individual is 19 RELATED EXPENSES ALLOWED 15 CREDIT.-Paragraph 7 under the age of 1." 20 (2) of section 21(a) of the Internal Revenue Code of 1986 8 (e) EFFECTIVE DATE-The amendments made by 21 (defining applicable percentage) is amended to read as fol- 9 this section apply to taxable years beginning after Decem- 22 lows: 10 her 31. 1999. 23 "(2) APPLICABLE PERCENTAGE DEFINED.- 11 TITLE V-ALTERNATIVE 24 (A) IN GENERAL.-For purposes of para- 12 MINIMUM TAX RELIEF 25 graph (1). the term "applicable percentage 13 SEC. 501. NONREFUNDABLE PERSONAL CREDITS ALLOWED 14 AGAINST ALTERNATIVE MINIMUM TAX 15 (a) IN GENERAL-Subsection (a) of section 26 of the 29 16 Internal Revenue Code of 1986 is amended to read as foi- 1 means 50 percent reduced (but not below 20 17 lows: 2 percent) by each $2,000 (or fraction thereof) by 18 "(a) LIMITATION BASED ON AMOUNT OF Tax-The 3 which the taxpayers's adjusted gross income for 19 aggregate amount of credits allowed by this subpart for 4 the taxable year exceeds $30,000. 5 20 the taxable year shall not exceed the sum of- "(B) PHASEIN-In the case of taxable 21 6 years beginning before January 1, 2004, the "(1) the taxpayer's regular tax liability for the 22 7 taxable year reduced the foreign Lay credit allowable percentage determined under the following table 23 8 under section 27(a). and shall be substituted for '50 percent': "For taxable years beginning 24 "(2) the tax imposed for the taxable year by in calendar year- The percentage 2000 30 25 section 55(a).". 2001 35 2002 31 40 2001 43.1 1 (b) CONFORMING AMENDMENTS- 9 (b) MINIMUM CREDIT ALLOWED FOR STAY-AT-HOME 2 (1) Subsection (d) of section 24 of such Code 10 PARENTS-Subsection (c) of section 21 of such Code (re 3 is amended by striking paragraph (2) and by redes- 11 lating to special rules) is amended by adding at the end 4 ignating paragraph (3) as paragraph (2). 12 the following: 5 (2) Section 904 of such Code is amended by 13 "(11) MINDIUM CREDIT ALLOWED FOR STAY- 6 striking subsection (h) and by redesignating sub- 14 AT-HOME PARENTS-Notwithstanding subsection 7 sections (i), (j), and (k) as subsections (h). (i), and 15 (d). in the case of any taxpayer with one or more 8 (j). respectively. 16 qualifying individuals described in subsection 9 (c) EFFECTIVE DATE-The amendments made by 17 (b)(1)(A) under the age of 1 at any time during the 10 this section shall apply to taxable years beginning after 18 taxable year. such taxpayer shall be deemed to have 11 December 31. 1999. 19 employment-related expenses with respect to such 12 SEC. 502 INCOME AVERAGING FOR FARMERS NOT TO IN. 20 qualifying individuals in an amount cqual to the 13 CREASE ALTERNATIVE MINIMUM TAX LIABIL- 21 greater of- 14 ITY. DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 L-12 (No. 102) TAX, BUDGET & ACCOUNTING TEXT 15 (a) IN GENERAL-Section 55(c) of the Internal Rev- 33 16 enuc Code of 1986 (defining regular tax) is amended by 1 (b) ADJUSTMENT OF STATE CEILING FOR IN- 17 redesignating paragraph (2) as paragraph (3) and by in- 2 CREASES IN COST-OF-LINING.-Paragraph (3) of section 18 serting after paragraph (1) the following new paragraph 3 42(b) of such Code (relating to housing credit dollar 19 "(2) COORDINATION WTTH INCOME AVERAGING 4 amount for agencies) is amended by adding at the end 20 FOR FARMERS.-Solely for purposes of this section; 5 the following new subparagraph 21 section 1301 (relating to averaging of farm income) 6 "(H) COST-OF-LIVING ADJUSTMENT.- 22 shall not apply in computing the regular tax" 7 "(i) IN GENERAL.-In the case of a 23 (b) EFFECTIVE DATE.-The amendment made by 8 calendar year after 2000. the dollar 24 this section shall apply to taxable years beginning after 9 amount contained in subparagraph (C)(i) 25 December 31, 1998. 10 shall be increased by an amount equal to- 11 "(I) such dollar amount multi- 32 12 plied by TITLE VI-ELIMINATION OF 60- 13 1 "(II) the cost-of-living adjust- 2 MONTH LIMIT ON STUDENT 14 ment determined under section 1(f)(8) 3 LOAN INTEREST DEDUCTION 15 for such calendar year by substituting 16 4 SEC. 601 ELIMINATION OF 60-MONTH LIMIT ON STUDENT 'calendar year 1999' for 'calendar 5. LOAN INTEREST DEDUCTION. 17 year 1992' in subparagraph (B) there- 6 (a) IN GENERAL-Section 221 of the Internal Reve- 18 of. 7 nuc Code of 1986 (relating to interest on education loans) 19 "(ii) ROUNDING.-If any increase 8 is amended by striking subsection (d) and by redesignat- 20 under clause (i) is not a multiple of 5 9 ing subsections (c), (f), and (g) as subsections (d), (e), 21 cents, such increase shall be rounded to 10 and (f), respectively. 22 the next lowest multiple of 5 cents." 11 (b) CONFORMING AMENDMENT-Secian 6050(e) of 23 (c) EFFECTIVE DATE.-The amendments made by 12 the Internal Revenue Code of 1986 is amended by striking 24 this section shall apply to calendar years after 1999. 13 "section 221(c)(1)" and inserting "section 221(d)(1)". 34 14 (c) EFFECTIVE DATE-The amendments made by 1 TITLE VIII-FARM AND RANCH 15 this section shall apply with respect to any loan interest 2 RISK MANAGEMENT ACCOUNTS 16 paid after December 31, 1997. 3 SEC. 801. FARM AND RANCH RISE MANAGEMENT AC 17 TITLE VII-INCREASE IN LOW-IN- 4 COUNTS 18 COME HOUSING CREDIT 5 (a) IN GENERAL.Subpart C of part II of sub- 19 STATE CEILING 6 chapter E of chapter 1 of the Internal Revenue Code of 20 SEC. 701. INCREASE IN STATE CEILING ON LOW-INCOME 7 1986 (relating to taxable year for which deductions taken) 21 HOUSING CREDIT. 8 is amended by inserting after section 468B the following 22 (a) IN GENERAL.-Clause (i) of section 42(h)(3)(C) 9 new section: 23 of the Internal Revenue Code of 1986 (relating to State 10 "SEC. 488C. FARM AND RANCH RISK MANAGEMENT AC 24 housing credit ceiling) is amended by striking "$1.25" and 11 COUNTS 25 inserting "$1.75". 12 "(a) DEDUCTION ALLOWED.-In the case of an indi- 5-27-99 COPYRIGHT 1999 BY THE BUREAU OF NATIONAL AFFAIRS, INC., WASHINGTON, D.C. DTR ISSN 0092-6884 05/27/99 THU 17:21 FAX 202 622 0236 TAX POLICY 013 (No. 102) L.13 TAX. BUDGET & ACCOUNTING TEXT 13 vidual ongaged in >>> eligible farming business. there shall 30 14 be allowed ** " decimetion for any taxable year the amount I 1274)c)(2)) and which pay such interest nr. 15 paid in cash by the respayer during the taxable year to 2 less often than annually 16 >) Farm and Ranch Risk Management Account (herein- 3 "(D) All income of the trust is distributed 17 after referred to as the FARRM Account). 4 currently to the grantor 18 "(b) LIMITATION-The amount which " taxpayer 5 "(E) The assess of the trus: will not be 19 may pay into the FARRM Account for any taxable year 6 commingled with other property except in H 20 shall not exceed 20 percent of so much of the taxable in- 7 common trust fund or common investment 21 come of the taxpayer (determined without regard to this 8 find. 22 section) which is attributable (determined in the manner 9 "(2) ACCOUNT T.LNED AS GRANTOR TRUST 23 applicable under section 1301) to any eligible farming 10 The grantor of a FARRM Account shall be treated 24 business. 11 for purposes of this title as the owner of such Ac- 12 count and shall be subject to tax thereon in accord- 35 13 ance with subpart E of part I of subchapter -J of I "(e) ELIGIBLE FARMING BUSINESS.-For purposes 14 this chapter (relating to grantors and others treated 2 of this section. the term 'eligible farming business' means 15 85 substantial owners). 3 any farming business (HS defined in section 263A(c)(4)) 16 "(c) INCLUSION OF AMOUNTS DISTRIBUTED- 4 which is not a passive activity (within the meaning of sec- 17 '*(1) IN GENERAL.Execpt as provided in para- 5 tion 469(c)) of the taxpayer. 18 graph (2). there shall be includible in the gross in- 6 "(d) FARRM ACCOUNT-For purposes of this 19 come of the taxpayer for any taxable year- 7 section- 20 "(A) any amount distributed from a 8 "(1) IN GENERAL-The term FARRM Ac- 21 FARRM Account of the taxpayer during such 9 count' means 21 trust created or organized in the 22 taxable year, and 10 United States for the exclusive benefit of the Lax- 23 "(B) any deemed distribution under- 11 payer. but only if the written governing instrument 24 "(i) subsection (f)(1) (relating to de 12 creating the trust meets the following requirements: 25 posits not distributed within 3 years). 13 (A) No contribution will be accepted for 37 14 any taxable year in excess of the amount al- 1 ("(ii) subsection (f)(2) (relating to ccs. 15 lowed as a deduction under subsection (a) for 2 sation in eligible farming business). and 16 such year. 3 "(iii) subparagraph (A) or (B) of sub- 17 "(B) The trustee is H bank (as defined in 4 section (f)(3) (relating to prohibited trans- 18 section 4DS(n)) or another person who dem- 5 actions and pledging account as security). 19 oustrates to the satisfaction of the Secretary 6 "(2) EXCEPTIONS-Paragraps (1)(A) shall not 20 that the manner in which such person will ad- 7 apply ID- 21 minister the trust will be consistent with the rc- 8 "(A) any distribution 10 the extent attrib- 22 quirements of this section. 9 utable to income of the Account. and 23 "((') The assets of the trust consist en- 10 "(B) the distribution of any contribution 24 tirely of cash or of obligations which have ade- 11 paid during a taxable year to a FARRM Ac- 25 quate stated interest (as defined in section 12 count to the extent that such contribution ('X- DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:22 FAX 202 622 0236 TAX POLICY 014 TAX, BUDGET & ACCOUNTING TEXT L-14 (No. 102) 39 13 earnis the limitation applicable under subsection 1 Account show be treated as made from deposits 14 (b) if requirements similar to the requirements 2 in the order in which such deposits were made. 15 of section 408(d)(4) are met 3 beginning with the earliest deposits. For pur- 10 For purposes of subparagraph (A). distributions 4 poses of the preceding sentence. income of such 17 shall be treated as first attributable to income and 5 an Account shall be treated as at deposit made 18 then TO other amounts. 6 on the date such income is received by the Ac- 19 -(3) EXCLUSION FROM SELF-EMPLOYMENT 7 count. 20 T.A.-Amounts included in gross income under this Do "(2) CESSATION IN ELIGIBLE FARMING BUSH 21 subsection shall not be included in determining net 9 NESS-At the clase of the first disqualification !X*- 22 earnings from solf-employment under section 1402. 10 riod after H. period for which the taxpayer was en- 23 "(f) SPECIAL RULES- 11 gaged in 1111 eligible farming business. there shall De 24 "(1) TAX ON DEPOSITS IN ACCOUNT WHICH 12 deemed distributed from the FARRM Account (if 25 ARE NOT DISTRIBUTED WITHIN In YEARS- 13 any) of the taxpayer an amount equal to the balance 14 in such Account at the cluse of such disqualification 38 15 period. For purposes of the preceding sentence. the 1 "(A) IN GENERAL-If, at the close of any 16 term disqualification period" means any period of 2 2 taxable year. there is a nonqualified balance in 17 consecutive taxable years for which the taxpayer is 3 any FARRM Account- 18 not engaged in HII eligible farming business. 4 "(i) there shall be deemed distributed 19 "(3) CERTAIN RULES TO APPLY -Rules similar 5 from such Account during such taxable 20 to the following rules shall apply for purposes of this 6 year an amount equal to such balance. and 21 section: 7 "(ii) the taxpayer's tax imposed by 22 "(A) Section 408(e)(2) (relating to loss of 8 this chapter for such taxable year shall be 23 exemption of account where individual engages 9 increased by 10 percent of such deemed 24 in prohibited transmetion). 10 distribution. !! The preceding sentence shall not apply if an 40 12 amount equal TO such nonqualified balance is 1 "(B) Section 408(c)(4) (relating to effect 13 distributed from such Account to the taxpayer 2 of pledging account as security). before the due date (including extensions) for 3 "((") Section 408(g) (relating to commu- 14 filing the return of tax imposed by this chapter 4 15 nity property laws). 5 16 for such year (or. if carlier. the date the Las- "(D) Section 408(h) (relating to custodial 17 payer files such return for such year). 6 accounts). "(B) NONQUALIFIED BALANCE-For pur- 7 "(4) TIME WHEN PAYMENTS DEEMED MADE - 18 19 poses of subparagraph (A). the term "non- 8 For purposes of this section. a taxpayer shall be 20 qualified balance' means any balance in the Ac- 9 deemed to have made a payment to " FARRM Ae- 21 count on the last day of the taxable year which 10 count on the last day of a taxable year if such pay- 22 is attributable to amounts deposited in such Ac- 11 ment is made on account of such taxable year and 23 count before the 4th preceding taxable year. 12 is made within 3½ months after the close of such 24 "((") ORDERING RULE.-For purposes of 13 taxable year. 25 this paragraph. distributions from a FARRY 14 "(5) INDIVIDUALFor purposes of this sec- 5-27-99 COPYRIGHT = 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC., WASHINGTON. D.C. DTR ISSN 0092-6884 05/27/99 THU 17:22 FAX 202 622 0236 TAX POLICY 015 (No. 102) L-15 TAX. BUDGET & ACCOUNTING TEXT 42 15 tion. the term individual shall not include an extate 1 tributed W the Account under section 468C(b) for such 16 or TRUST 2 taxable year. For purposes of this subsection. any con- 17 "(g) REPORTS-The trustee of H FARRM Account 3 tribution which is distributed out of the FARRM Account 18 shall make such reports regarding such Account to the 4 in a distribution to which section 465C(e)(2)(B) applies 19 Secretary and to the person for whose benefit the Account 5 shall ix treated as an amount not contributed." 20 is maintained with respect to contributions. distributions. 6 (3) The section heading tor section 4973 of 21 nnci such other matters as the Secretary may require 7 such Code is amended to read as follows: 22 under regulations. The reports required by-this subsection 23 shall be filed at such time and in such manner and fur- 8 "SEC. 4973 EXCESS CONTRIBUTIONS TO CERTAIN AC- 9 COUNTS. ANNUITIES. ETC.". 24 nished to such persons at such time and in such manner 10 (4) The table of sections for chapter 43 of such 25 HN may be required by those regulations." 11 Code is amended by striking the item relating to see- 12 tion 4973 and inserting the following new item: 41 4973. Exerns - TO: certing - annivities. 1 (b) DEDUCTION ALLOWED IN COMPUTING AD- 13 (d) Tax ON PROHIBITED TRANSACTIONS- 2 JUSTED GROSS INCOME-Subsection (a) of section 62 of 14 (1) Subsection (c) of section 4975 of such Code 3 such Coric (defining adjusted gross income) is amended 15 (relating to prohibited transactions) is amended by 4 by inserting after paragraph (18) the following new para- 16 adding at the end the following new paragraph: 5 graph: 17 "(6) SPECIAL RULE FOR FARRM ACCOUNTS- 6 "(19) CONTRIBUTIONS TO FARM AND RANCH 18 A person for whose benefit & FARRM Account 7 RISK MANAGEMENT ACCOUNTS.-The deduction al- 19 (within the meaning of section 468C(d)) is estab- 8 lowed by section 468C(a)." 20 lished shall be exempt from the Lax imposed by this 9 (c) TAX ON EXCESS CONTRIBUTIONS- 21 section with respect to any transaction concerning 10 (1) Subsection (a) of section 4973 of such Code 22 such Account (which would otherwise be taxable 11 (relating to tax on certain excess contributions) is 23 under this section) if. with respect to such trans- 12 amended by striking "or" at the end of paragraph 24 action. the account ceases 10 be a FARRM Account 13 (3). by redesignating paragraph (4) as paragraph 14 (5). and by inserting after paragraph (3) the follow- 43 15 ing new paragraph: I by reason of the application of section 468C(f)(3)(A) 16 -(+) a FARRM Account (within the meaning of 2 to such Account." 17 section 468((d)). or". 3 (2) Paragraph (1) of section 4975(c) of such 18 (2) Section 4973 of such Code is amended by 4 Code is sunended by redesignating subparagraphs 19 adding at the end the following new subsection: 5 (E) and (F) as subparagraphs (F) and (G). respec- 20 "(g) ENCESS CONTRIBUTIONS TO FARRM Ac- 6 tively. and by inserting after subparagraph (D) the 21 COUNTS-For purposes of this section. in the case of a 7 following new subparagraph: 22 FARRM Account (within the meaning of section 8 "(E) a FARRM Account described in see- 23 468((d)). the term excess contributions' means the 9 tion 468((d).". 24 amount by which the amount contributed for the taxable 10 (e) FAILURE To PROVIDE REPORTS ON FARRM AC- 25 year to the Account exceeds the amount which may be con- 11 COUNTS-Paragraph (2) of section 6693(a) of such Code DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:22 FAX 202 622 0236 TAX POLICY 016 TAX, BUDGET & ACCOUNTING TEXT L-16 (No. 102) 45 12 (relating to failure to provide reports on certain tax-fa- 1 alr the date of the chactment of this Act in taxable years 13 vored accounts or annuities) is amended by redesignating 2 ending after such date. 14 subparagraphs (C) and (D) as subparagraphs (D) and 3 SEC. 902 MODIFICATIONS TO ENCOURAGE CONTRIBU- 15 (E), respectively. and by inscrung after subparagraph (B) 4 TIONS OF CAPTTAL GAIN REAL PROPERTY 16 the following new subparagraph: "(C) section 468C(g) (relating to FARRM 5 MADE FOR CONSERVATION PURPOSES AND 17 6 OF QUALIFIED CONSERVATION CONTRIBU- 18 Accounts).". 7 TIONS 19 (f) CLERICAL AMENDMENT.-The table of sections 8 (a) CONTRIBUTIONS OF CAPITAL GUN REAL PROP- 20 for subpart C of part II of subchapter E of chapter 1 of 9 ERTY MADE FOR CONSERVATION PURPOSES AND OF 21 such Code is amended by inserting after the item relating 10 QUALIFIED CONSERVATION CONTRIBUTIONS NOT SUB- 22 to section 468B the following new item: 11 JECT TO SPECIAL LIMITATION ON CONTRIBUTIONS OF "See 468C. Furm and Ranch Risk Minagement Accounts" 23 (g) EFFECTIVE DATE-The amendments made by 12 CAPITAL GAIN PROPERTY-SubpatagTaph (C) of section 24 this section shall apply to taxable years beginning after 13 170(b)(1) of the Internal Revenue Code of 1986 (relating 14 to special limitation with respect to contributions de 25 the date of the enactment of this Act. 15 scribed in subparagraph (A) of capital gain property) is 44 16 amended by redesignating clause (iv) as clause (v) and by 1 TITLE IX-INCENTIVES FOR 17 inserting after clause (iii) the following new clause: 2 URBAN REVITALIZATION AND 18 "(iv) in the case of charitable con- 3 OPEN SPACE 19 tributions described in subparagraph (A) 4 SEC. 901. EXPENSING OF ENVIRONMENTAL REMEDIATION 20 of capital gain property, clauses (i) and (ii) 5 COSTS EXPANDED TO CONTAMINATED SITES 21 shall not apply to- 6 OUTSIDE OF TARGETED AREAS. 22 "(I) any qualified conservation 7 (a) IN GENERAL-Clause (ii) of section 198(e)(1)(A) 23 contribution (as defined in section 8 of the Internal Revenue Code of 1986 (relating to quali- 24 170(b)). or 9 fied contaminated sites) is amended to read as follows: 10 "(ii) which is within the United 46 11 States, and". 1 "(II) any other contribution of 12 (b) EXPENSE TREATMENT MADE PERMANENT.- 2 capital gain property which is real 13 Section 198 of such Code is amended by striking sub- 3 property if the contribution is of the 14 section (h). 4 donor's entire interest in such prop- 15 (c) CONFORMING AMENDMENT-Paragraph (2) of 5 crty and is to a qualified organization 16 section 198(c) of such Code is amended to read as follows: 6 (as defined in section 170(h)(3)) 17 "(2) NATIONAL PRIORITIES LISTED SITES NOT 7 which is organized for conservation 18 INCLUDED.-Such term shall not include any site 8 purposes (as defined in section 19 which is on. or proposed for, the national priorities 9 170(h)(4)(A)) and which provides the 20 list under section 105(a)(8)(B) of the Comprehen- 10 taxpayer, at the time of such dona- 21 sive Environmental Response, Compensation, and 11 tion, a letter of intent which contains 22 Liability ACI of 1980 (as in offect on the date of the 12 an acknowledgment of the donec's in- 23 cnactment of this section)." 13 tent that the property is being ac- 24 (d) EFFECTIVE DATE-The amendments made by 14 quired for any such conservation pur- 25 this section shall apply to expenditures paid or incurred 15 posc.". 5-27-99 COPYRIGHT c 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC., WASHINGTON. D.C. DTR ISSN 0092-6884 05/27/99 THU 17:23 FAX 202 622 0236 TAX POLICY 017 (No. 102) L-17 TAX, BUDGET & ACCOUNTING TEXT (b) UNLIMITED CARRYOVER FOR CONTRIBUTIONS OF 3 curred after June 30, 1999. 16 17 CAPITAL GAIN REAL PR ."ERTY FOR CONSERVATION 4 (b) INCREASE IN PERCENTAGES UNDER ALTER- 18 PURPOSES AND OF QUALIFIED CONSERVATION CON- 5 NATIVE INCREMENTAL CREDIT- 19 TRIBUTIONS OF CAPITAL GAIN PROPERTY-Paragraph 6 (1) 15 GENERAL-Subparagraph (A) of section 20 (1) of section 170(d) of such Code in amended by adding 7 41(c)(4) of such Code is amended- 21 at the end the following new subparagraph: 8 (A) by striking "1.65 percent" and inscrt- 22 "(C) UNLIMITED CARRYOVER FOR CON- 9 ing "2.65 percent". 23 TRIBUTIONS OF CAPITAL GAIN REAL PROPERTY 10 (B) by striking "2.2 percent" and inserting 24 FOR CONSERVATION PURPOSES AND OF QUALI- 11 "3.2 pereent", and 25 FIED CONSERVATION CONTRIBUTIONS OF CAP. 12 (C) by striking "2.75 percent" and insert- 13 ing "3.75 percent". 14 (2) EFFECTIVE DATE-Thc amendments made 47 15 by this subsection shall apply to taxable years begin- 1 ITAL GAIN PROPERTY-The 5 taxable year lim- 16 ning after June 30, 1999. 2 itation in subparagraph (A) shall not apply to 17 SEC. 1002 WORK OPPORTUNITY CREDIT. 3 any charitable contribution to which clauses (i) 18 (a) CREDIT MADE PERMANENT-Subsection (c) of 4 and (ii) of subsection (b)(1)(C) do not apply by 19 section 51 of the Internal Revenue Code of 1986 is amend- S reason of clause (iv) thereof. For purposes of 20 ed by striking paragraph (4). 6 this paragraph, the excess described in the ma- 21 (b) EFFECTIVE DATE-The amendment made by 7 terial preceding clause (i) of subparagraph (A) 22 subsection (a) shall apply to individuals who begin work 8 shall be treated as attributable to contributions described in the preceding sentence of this sub- 23 for the employer after June 30, 1999. 9 10 paragraph to the exient of such contributions.". 49 11 (c) EFFECTIVE DATE-The amendment made by 1 SEC. 1003. PERMANENT SURPART F EXEMPTION FOR AC- 12 this section shall apply to contributions made in taxable 2 TIVE FINANCING INCOME. 13 years beginning after the date of the enactment of this 3 (a) BANKING, FINANCING, OR SIMILAR BUSI- 14 Act. 4 NESSES-Subscction (h) of section 954 of the Internal 15 TITLE X-EXTENSION OF $ Revenue Code of 1986 (relating to special rule for income 16 CERTAIN EXPIRING PROVISIONS 6 derived in the active conduct of banking, financing, or 17 SEC. 1001. RESEARCH CREDIT. 7 similar businesses) is amended by striking paragraph (9). 18 (a) CREDIT MADE PERMANENT.- 8 (b) INSURANCE BUSINESSES-Subsection (a) of see- 19 (1) IN GENERAL-Section 41 of the Internal 9 tion 953 of such Code (defining insurance income) is 20 Revenue Code of 1986 (relating to credit for increas- 10 amonded by striking paragraph (10) and by redesignating 21 ing research activities) is amended by striking sub- 11 paragraph (11) as paragraph (10). 22 section (h). 12 (c) EFFECTIVE DATE.-The amendments made by 23 (2) CONFORMING AMENDMENT-Paragraph (1) 13 this section shall apply to taxable years of a foreign cor 24 section 45C(b) of such Code is amended by striking 14 poration beginning after December 31, 1998, and to tax- 25 subparagraph (D). 15 able years of United States shareholders with or within 16 which such taxable years of such foreign corporation end. 46 17 SEC. 1004. CREDIT FOR ELECTRICITY PRODUCED FROM RE- 1 (3) EFFECTIVE DATE.-The amendments made 18 NEWABLE RESOURCES. 2 by this subsection shall apply to amounts paid or in- 19 (a) EXTENSION AND MODIFICATION OF PLACED-IN- DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:23 FAX 202 622 0236 TAX POLICY 018 TAX. BUDGET & ACCOUNTING TEXT L-18 (No. 102) 20 SERVICE Paragraph (3) of section 45(c) of the 7 "(ii) in the case of a qualified facility 21 Internal Revenue Code of 1986 is amended to read as foi- 8 described in subparagrapii (B)(iii- 9 "(1) the 10-year period: referred 22 lows. (3) QUALIFIED FACILITY.- 10 to in subsection (a) shall be treated as 23 (id) WIND FACULITIES- the case of a 11 beginning no earlier than the date of 2- 25 Laculty using wind to produce electricity, the 12 the enactment of this paragrapin and 26 term qualified facility' means any facility 13 "(II the amount o: the credit 14 determined under subsection to with 15 respect 10 any project tor any taxable 50 owned by the taxpayer which is originally 16 year shall be adjusted by multiplying I 1) placed in service after December 31, 1993. and 17 such amount (determined without re- 18 " before July 1. 2004. gard to this clause) by 0.59." 4 "(B) BIOMASS FACHLITIES--In the case of 19 (h) CREDIT NOT To APPLY TO ELECTRICITY SOLD a facility using biomass to produce electricity, 20 TO UTILITIES UNDER CERTAIN CONTRACTS-Subscction 5 6 the term 'qualified facility means. with respect 21 (b) of section 45 of such Code is amended by adding at 7 to any month any facility owned by the Lax- 22 the end the following new paragraph: 8 payer which is originally placed in service before 23 "(4) CREDIT NOT TO APPLY TO ELECTRICITY 9 July 1. 2004. if. for such month- 24 SOLD TO UTILITIES UNDER CERTAIN CONTRACTS- 10 "(i) biomass comprises not less than 11 TO percent (on " B:u basis) of the average 52 12 monthly fuel input of the facility for the I "(A) IN GENERAL.- The credit determined 13 taxable year which includes such month. or 2 under subsection (a) shall not apply to 14 "(ii) in the case of it facility prin- 3 electricity- 15 cipally using coal to produce electricity, 4 "(i) produced at & qualified facility 16 biomass comprises not more than 25 per- 5 placed in service by the taxpayer after 17 cent (on il Bru basis) of the average 6 June 30. 1999. and 18 monthly fuel imput of the facility for the 7 "(ii) sold to a utility pursuant to a 19 taxable year which includes such month. 8 contract originally entered into before Jan- 20 "((") SPECIAL RULES- 9 usry 1. 1987 (whether or not amended or 21 "(i) In the case of 31 qualified facility 10 restated after that date). 22 described in subparagraph (B)(i)- 11 "(B) Subparagraph (A) shall not apply 23 :'(1) the 10-year period referred 12 if- 24 to in subsection (a) shall be treated as 13 "(i) the prices for energy and capacity 14 from such facility are established pursuani 51 15 to an amendment IO the contract referred 1 beginning no carlier than the date of 16 to in subparagraph (A)(ii): 2 the enactment of this paragraph. and 17 (iii) such amendment provides that IN "(II) subsection (b)(3) shall not 18 the prices set forth in the contract which 4 apply to any such facility originally 19 exceed avoided cost prices determined at is placed in service before January 1. 20 the time of delivery shall apply only to any 6 1997. 21 mual quantities of electricity (prorated for 5-27-99 COPYRIGHT D 1999 BY THE BUREAU OF NATIONAL AFFAIRS. INC.. WASHINGTON, D.C. DTR ISSN 0092-6884 05/27/99 THU 17:23 FAX 202 622 0236 TAX POLICY 019 TAX. BUDGET & ACCOUNTING TEXT (No. 102) L.19 partial years) which do not exceed the 3 22 (1) 1N GENERASubparagrai (b of section 23 greater of- 1 45(e)(1) of such Code is amended to read as follows 24 "(I) the average annual quantity 5 "(B) biomass .. 25 of electricity sold to the utility under 6 (2) BIOMASS DEFINED.-Paragrapia @: 0: SCC:- -1 tion 45(c) of such Code is amended to read as [oi- 53 8 lows: I the contract during calendar years 9 "(2) BIOMASS The term biomass means- 2 1994. 1995. 1996. 1997. and 1996. 10 "TA' any organic material trom as plant 3 or 11 which is planted excinsively for purposes of 4 "(II) the estimate of the annual 12 being used at a qualified facility to produce 5 electricity production set forth in the 13 electricity. and 6 contract, or. if there is no such esti- 14 "(B) any solid. nonhazardous. cellulosic 7 mate. the greatest annual quantity of 15 waste material. which is segregated from other 8 electricity sold to the utility under the 16 waste materials. and which is derived from- 9 contract in any of the calendar years 17 "(i) any of the following forest-related 10 1996. 1997. or 1998: and 18 resources: mill residues. precommercial 11 "(iii) such amendment provides that 19 thinnings. slush. and brush. but not includ- 12 energy and capacity in excess of the limits- 20 ing old-growth timber. 13 tion in clause (ii) may be- 21 "(ii) waste pallets. crates. and 14 "(I)- sold to the utility only at 22 dannage. manufacturing and construction 15 prices that do not exceed avoided cost 23 wood wastes (other than pressure-treated. 16 prices determined at the time of deliv- 24 chemically-treated. or painted wood 17 cry. or 25 wastes). and bundscape or right-of-way tree IS "(II) sold to a third party subject 19 TO 21 mutually agreed upon advance 55 20 I notice 10 the utility. trimmings. but not including unsegregated 2 21 For purposes of this subparagraph. avoided cost municipal solid waste (garbage). or 22 3 prices shall be determined as provided for in 18 "(iii) agriculture sources, including or- 23 4 CFR 292.304(d)(1) or any successor regula- chard tree crops. vineyard, grain. legumes, 24 5 ticn sugar. and other crop by-products or resi- 6 dues." 54 7 (d) EFFECTIVE DATE-The amendments made by 1 (c) QUALIFIED FACILITIES INCLUDE ALL BIOMASS 8 this section shall apply to electricity produced after the 2 FACILITIES.- 9 date of the enactment of this Act. DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99 05/27/99 THU 17:24 FAX 202 622 0236 TAX POLICY 020 TAX. BUDGET & ACCOUNTING TEXT L-20 (No. 102) Summary, Highlights, Examples, and Revenue Estimates For Tax Relief for Working Americans Act by Rep. Nancy Johnson (R-Conn.) AT-A-GLANCE SUMMARY THE TAX RELIEF FOR WORKING AMERICANS ACT Sponsored by Rep. Nancy Johnson and Sens Grassley and Feinstein Marriage Pensity Relief: Increase the standard deduction for married taxpayers to put them on equal fooring with unmarried couples. (Cost: $27.6 billion) Senior Citizen Relief: Allow seniors to eam up to $30,000 a year before losing any Social Security benefits. (Cost: 53.4 billion) Tax Breaks for Health Care Coverage Provide health care tax credits and deducrions for low- and middle-income Americans. (Cost: 528.8 billion) Long-Term Health Care: Create 3 tax deduction to reduce the COST of long-term care insurance and a tax credit to help families cafe for a dependent relative in their home. (Cost: $9.1 billion) Child Care and Education: Protect the HOPE college credit. Lifetime Learning credit, $500 Child credit, and the Child and Dependent Care tax credit for middle-class taxpayers against the AMT. (Cost: 56.6 billion) The bill would also improve the Child and Dependent Care Tax Credit and provide tax relief for stay-at-home spouses. (Cost: 532 billion) Student Loan Interest Deduction: Allow middle-income taxpayers to deduct student loan interest payments on their federal taxes beyond the current 60-month payment. (Cost: $295 million) Affordable Housing: Increase the annual limitation on state-authority to allocate Low Income Housing Tax Credits from $1.25 per capita to $1.75 per capita and index the cap to inflation. (Cost: $1.1 billion) Economic Security for Farmers: Allow farmers to commibute up to 20% of their annual income to tax-deferred accounts and cusure that income averaging does not trigger AMT. (Cost: $600 million) Urban Revitalization and Preservation of Open Space. Allow for deduction of clean-up COSTS of contaminated urban sites and increase the deduction for land donations to 50%. (Cost: 5700 million) Research and Experimentation Tax Credit: Expires 6/30/99. Make permanent the R&D Tax Credit and increase the Alternative Incremental Research Credit (Cost: $11 billion) Work Opportunity Tax Credit: Expires 6/30/99. Make WOTC permanent (Cost: =2 billion) Equal Treatmer: for American Companies (Exceptions under Subpart F): Expires 12/31/99. Treat U.S.-based financial services companies the same as other U.S. -based companies operating in overseas markets. (Cost: $4.6 billion) Tax Credit for Electricity Produced from Renewable Resources; Expires 6/30/99. Extend the placed in service deadline for wind energy and "closed-loop biomass" facilities until July 1. 2004. (Cost: $300 million) Total Bill Cost: $100 billion over 5 years and $271 billion over 10 years 5-27-99 COPYRIGHT c 1999 BY THE BUREAU OF NATIONAL AFFAIRS, INC.. WASHINGTON, D.C. DTR ISSN 0092-6884 DAILY TAX BILL HIGHLIGHTS Delp Meet the Cost of 11calth Care: (Cost $7 I billion) REPORT The Tax Relief for Working Americans Act Current law provides the same IRX incentives for employer-subsidized long-term CAIC insurance and Sponsored by ucp. Nancy Johnson, Sen. Charles Grassley, and Sen. Disnue Feinstein employer-subsidized health insurance. Individuals can deduct the cost of long-term CABE insurance and long- terms care services if flacir total health care spending enceeds 7 5% of Nicir adjusted gross income The bill would create a fox deduction for Individuals who pay at least 50% of the cost of their qualified long-term ISSN Total DI Cost: $100 billion over 5 years care insurance. The deduction would begin In 2000 at 50% and increase by 111% cach year that A person malatains continuous coverage. Individuals Aged 60 and over world qualify for nn acceiented phose-in 0092-6884 schedule. The bill would also create a tax credit to help caregivers with the cost of cating for a dependent Marriage Penalty Relief: (Cost: $27.6 billion) relative in their home and individuals without caregivers with the cost of uninsured long-term care services. TAX, BUDGET & ACCOUNTING TEXT 05/27/99 17:24 0236 The credit would be worth $500 in 2000 and increase to $700 in 2001 and $1000 in 2002 Under current law, a husband and wife filing jointly R.J taxed at a higher level than an unmarried couple For 1998, the standard deduction was $4,250 for singles (totaling $8,500 for an unmarried couple) versus $7,100 for spouses filing jointly. This resulted in married couples phying-tax on on additional $1,400 Preserve Tax Breaks for Child Care and Education: in income that they would not pay if they were two single people filing. The bill would increase the standard deduction for massied taxpayers to twice that of A single filet ($8,500 in 1998) putling them on The individual alternative minimum tax (AMT) was originally intended to prevent upper-income equal footing with unmarried couples. taxpayers from using tax incentives and creative tax planning to avoid paying any tax. Unformulately, more and more middle-income familles will be subject to the AMT R$ they take advantage of child and education tax credits The bill would prevent the HOPE college credit, Lifetime Learning credit, $500 Child credit, Senior Citizen Relief: (Cost: $3.4 billion) and the Child and Dependent Care tax credit from triggering the AMT for middle-incume families. (Cost $6.6.billion) In 1999, seniors aged 65.69 can earn up to $15,500 without losing any Social Security benefits. For each $3 in carnings above the limit, these seniors lose $1 In Social Security benefits. The earnings limit The bill would also improve the Child and Dependent Care Tax Credit to help nicel the Recds of is scheduled to increase in $30,000 by 2002. The 60 would speed up the increase to $30,000 in 2000. low-and middle-inconte families by phasing-in an increase in the credit rate from 30% in 2000 to 50% in 2004 and Intreasing the income nl which a family can receive the maximum credit from $10,000 to $30,000. TAX POLICY The bill also provides needed assistance to parents who secrifice a second income to siny lune wis. their Expand Tax Brenks for Health Care Coverage: (Cost: $28.8 billion) children by providing thein with a credit 10 help with the costs of raising a child under the age of I ::. home. (Cost: $3.2 billion) Current law provides over $135 billion in tax deductions for employers who offer health insurance to their workers. Individuals who purchase their own health insurance can only take a deduction if (heir total licald care spending exceeds 7.5% of their adjusted gross income - A high threshold that effectively Eliminate 60-Month Lunit on Student Loan Interest Deduction: (Cost $295 million) eliminates the deduction for most people. The Taxpayer Relief Act of 1997 contained a provision allowing middle-income taxpayers 10 deduct The bill would create a 6(1% tax credit for low- and middle-income people who lack employer- student loan interest payments. The deduction is being phased in and was limited to 60 monthly payments. provided coverage and purchase individual or COBRA coverage. The credit would be capped at $1200 The bill allows taxpayers who meet the income guidelines established in the expayer Relief Act to deduct for individuals namel $2400 for comples and families. Individuals with on adjusted gross income below student loan interest payments on their federal income taxes beyond the current 60-manth payment $10,000 and couples and Immilies with income below $70,000 would be eligible. The bill would also create a tax deduction for people whose income is above the credit cap or who Increase Affordable Housing: (Cost: $1.1 billian) are eligible for employer-sponsored coverage The deduction would be above-the-line so that people would not have to itemize their taxes to take advantage of it People who pay 50% of more of the cost of their The bill would increase the annual limitation on state authority to allocate Lnw Income Inusing Tax enployer-sponsored coverage could take the deduction for the amount that they pay. " would be phased-in Credits from $1.25 per capita to $1.75 per capita and index the cap In inflation The Housing Credit is the to reach 100% by 2004, starting All 60% in 2000 and Increasing by 10% each year. The deduction would primary federal-state tool for building affordable rental housing ACTOSS the country. lie current cap lans not delay the increase of the self-employed deduction (currently scheduled to increase to 100% in 2003), not been adjusted since the program was created in 1986, over which time inflation has creded the Housing but it would allow The self-employed to inke A 10% higher deduction in years 2000, 2001. and 2002. Both Credit's purchasing power by nearly 50 percent Nationwide, demand for Housing Credits nutships supply the credit and the deduction are for major medical insurance, not policies that provide limited 01 by more than three to one supplemental coverage. (No. 102) 5-27-99 BNA L-21 021 5-27-99 L-22 Create Economic Security for Enrmers: (Cost: $600 million) REAL-LIFE EXAMPLES The bill gives fanners A funncial tool to mmuage the risk of price and income Auctuations inherent in agriculture by enabling them to contribute up to 20% of their annual income In tax-deferred accounts. THE TAX RELIEF FOR WORKING AMERICANS ACT The funds would be taxed as regular income as long as they are withdrawn with. years the maney is not withdrawn within five years, il is subject to an additional 10% penalty. This will encourage Cormers Sponsored by Rep. Nancy Johnson and Sens. Grossley and Feinstein to save some of their income during good years and allow use of the funds to supplained income during (No. 102) bad years The bill also ensures that income averaging does not increase a farmer's liability for the alternative minimum Tax. Marriage Penalty: Encourage Urban Revitalization and Preservation of Open Space: (Cost $700 Inder current law, a married counte filing jointly, who each cain $30,000, would pay $13,300 in federal takes Under this provision, this married couple would pay $12,708 a million) savings of $392 Disincentives In the tax code contribute to the decay of out unben Denters and the loss of our rural Social Security Earnings Limit: 05/27/99 17:25 FAX 622 0238 landscapes The bill would allow for deduction of the clean-up costs of all contaminated urban siles. The COPYRIGHT = 1999 BY THE OF NATIONAL INC., WASHINGTON, D.C. DTR ISSN bill would also increase the deduction for land donations from 30% to 10%. Together, these provisions encourage the relise of abandoned urban properties, promote the preservation of our farmland and If a senior aged 67 CBFNS $30,000 in 2000, under current law, his Social Security benefits greenspaces and combat urban sprawl. would be reduced by $4,333. Under this provision, he would lose no Social Security benefits Health Coverage: Extend Tax Incentives to Grow the Economy: Health Insurance Credit Research and Experimentation Tax Credit (R&D Tax Credit): Expires 6/30/99. The bill would make permanent the R&D Tax Credit, which provides U.S. companies a proven incentive 10 maintain and (I) An individual with all Income of $30,000 who purchases bealth insurance al a cost nf increase Their investment in research and development in the United States. It would also increase the FAICS $2000 would be eligible for a $1,200 tax credit. Williout the credit her taxes would be $3,457 The credit would lower for taxes to $2,257 of the Alternative Incremental Research Credit (AIRC), which was enacted in 1996 to stimulate research TAX in companies ineligible for the traditional credit. (Cost: $11 billion) (2) ^ family (two parents and two children) with an income of $60,000 who purchases a Work Opportunity Tax Credit (WOTC): Expires 6/30/99, WOTC encourages employers to health insurance policy at a cost of $4,000 would be eligible for A $2,100 tax credit. Without the credit, their taxes would be $5,319. The credit would lower their taxes to $2,919. participate In the national goal of moving people off of welfare and into the workforce by helping to offsel the costs of recruiting, hiring, and training new workers. The bill would make WOTC permanent. Health Insurance Deduction (Cost $2 billion) Equal Treatment for American Companies (Exceptions under Subpart F)I Expires 12/31/99. (I).An individual with a grass income of $50,000 pays 60% of the cost of his employer- Current law ensutes that foreign affiliates of U.S financial services companies are not taxed by the U.S. on sponsored plan or $1,200 Without the deduction. his 1anable income is $13,050, and the Inx lic their active trade of Imsiness income until that income is returned to the US parent company The bill owes is $8,766. The deduction would lower his taxable income to $41,850. and his taxes to would treat US -based financial services companies the same AS other U.S. based companies operating in $8,430 a savings of $116. overseas markets (Cost $41 billion) (2) ^ couple (married filing jointly) with BII income of $75,000 purchases a health Tax Credit for Electricity Produced from Renewable Resources; Explres 6/10/99, Current law insurance policy at a cost of $5,000 Williout the deduction, their tanable income is $62,500. and allows wind energy and "closed-loop biomass" Facilities placed in service before July I, 1999 10 claim ten the tax they owe is $12.002 The deduction would lower their taxable income to $57,500. and years of production tax credits The bitl would extend this placed in service deadline until July I. 2004. their taxes 10 $10.602 A savings of $1,400 Additionally, the bill would expand the definition of biomess and make the credit available for five years for electricity produced after the date of enactment from all qualified blomass facilities. and R partial credit for Long Term Care Insurance Deduction electricity produced by facilities that co-fire hiomass with coal (Cnst: $100 million) An individual aged 55 who has purchased 8 LTC insurance pulicy at A cost of $1,2110 for 6 continuous years is eligible for 8 100% deduction for the cast of that prilicy If her invoice income House Cosponsors: Upton, Lazio, Bochlert, Greenwood, Leach, Shays, Ehlers, is $40,000). the tax she news is $7,912 1 his deduction would lower Pier taxable income to LoBiondo, Gilchrest, Bass, Hom, Bilbray, Kolbe, Quinn, Pryce, $38,800, AND her tax to $7,576 I savings nf $336 0092-6884 TAX, BUDGET & ACCOUNTING TEXT English, Foley, Frelinghuysen. Manzullo. and Ose. 022 05/27/99 THU 17:25 FAX 202 622 0236 TAX POLICY 1 023 (No. 102) L-23 TAX. BUDGET & ACCOUNTING TEXT Long Term Care Credit A coupie who are providing care for their mother in their home would be eligible for the $1000 LTC tax credit If their texable income is $30.000, the tax they owe IS $4,504 The credit would JOWE their taxes to $2.504 Alternative Minimum Tax: (1) A couple with a teenage child ($500 child credit). a child In the first year of coliege ($1.500 HOPE scholarship). and a child in the last year of college (51,000 Lifetime Learning Credit): total earnings of $65,000; $3,000 of interest and dividends: $500 each in IRA deductions. would have a net regular tax liability of $4,487 (57.487. less $3.000 in credits). but ine AMT increases this family's tax liability to $5,720. resulting in a loss of $1,233 in tax credits (2) A head of household raxpayer. earning $45,000; with $500 in interest and dividends. a 5750 IRA deduction one child with 2 $1,500 HOPE scholarship and one child with a $1,000 Lifetime Learning Credit. This taxpayer loses $800 of credits due to the AMT. THE TAX RELIEF FOR WORKING AMERICANS ACT Sponsored by Rep. Nancy L.Johnson (R-CT), Sen. Charles E. Grassley (R-IA). and Sen. Dianne Feinstein (D-CA) Revenue Estimate [Rounded in Billions of Dollars] 5-Year 10-Year Marriage Penalty $27.6 $61.4 Social Security Earnings Limit $ 3.4 3.4 Health Insurance Credit $ 92 $21.4 Health Insurance Deduction $19.6 $58.6 Long Term Care Insurance Deduction $ 4.0 $12.5 Long Term Care Credit $ 5.1 $14.0 Personal Credits Against the AMT $ 6.6 $323 Child Care $ 32 $ 9.4 60-Month Student Loan Interest Deduction S 0.3 $ 0.7 Low Income Housing T-x Credit $ 1.1 $ 6.6 Farmer Accounts S 0.6 $ 0.9 Farmer Income Averaging/AMT * . Contaminated Sites Clean-up Deduction $ 0.6 S 1.7 Land Conservation Deduction $ 0.1 $ 0.2 R&D Tax Credit $11.0 $27.2 WOTC $ 2.0 $ 4,5 Exception from Subpart F $ 4.6 $15.3 Wind/Biomass Tax Credit $ 0.3 $ 1.0 TOTAL: $100 billion $271 billion * Less than $50 million DAILY TAX REPORT ISSN 0092-6884 BNA 5-27-99