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1974/10/26 S628 Civil Service Survivor Annuities
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1974/10/26 S628 Civil Service Survivor Annuities
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The original documents are located in Box 11, folder "1974/10/26 S628 Civil Service Survivor Annuities" of the White House Records Office: Legislation Case Files at the Gerald R. Ford Presidential Library. Copyright Notice The copyright law of the United States (Title 17, United States Code) governs the making of photocopies or other reproductions of copyrighted material. Gerald R. Ford donated to the United States of America his copyrights in all of his unpublished writings in National Archives collections. Works prepared by U.S. Government employees as part of their official duties are in the public domain. The copyrights to materials written by other individuals or organizations are presumed to remain with them. If you think any of the information displayed in the PDF is subject to a valid copyright claim, please contact the Gerald R. Ford Presidential Library. Exact duplicates within this folder were not digitized. Digitized from Box 11 of the White House Records Office Legislation Case Files at the Gerald R. Ford Presidential Library THE WHITE HOUSE ACTION WASHINGTON Last Day - October 29 October 25, 1974 MEMORANDUM FOR: THE PRESIDENT FROM: KEN COLE SUBJECT: Enrolled Bill S. 628 Civil Service Survivor Annuities Attached for your consideration is Senate bill, S. 628, sponsored by Senator Moss, which provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during period of non-marriage. Roy Ash recommends approval and provides you with additional background information in his enrolled bill report (Tab A). We have checked with the Counsel's office (Chapman) and Bill Timmons who both recommend approval. RECOMMENDATION That you sign Senate bill, S. 628 (Tab B). EXECUTIVE OFFICE OF THE PRESIDENT APPROVED OCT 26 1974 OFFICE OF MANAGEMENT AND BUDGET WASHINGTON, D.C. 20503 OCT 2 2 197 MEMORANDUM FOR THE PRESIDENT Postal Subject: Enrolled Bill S. 628 - Civil service survivor annuities Sponsor - Sen. Moss (D) Utah, and 5 others 10/28 Tarching Last Day for Action To October 29, 1974 - Tuesday 1/29 Purpose Provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during periods of non-marriage. Agency Recommendations Office of Management and Budget Approval Civil Service Commission Does not recommend veto Discussion Under civil service retirement law, the annuity of a retiring married Federal employee or Member of Congress is automatically reduced to provide survivor benefits to a widow or widower, unless at the time of retirement the employee elects in writing to receive an unreduced "single-life" annuity. If the employee or Member takes a reduced annuity, the designated survivor is entitled to 55 percent of the retiree's annuity upon his death. The election which the employee makes at the time of retirement is irrevocable under current law. Accordingly, a reduction in annuity continues whether or not the retiree's spouse dies or the marriage is dissolved by FORD is BERALD LIBRARY 2 divorce. The result is that if the retiree does not sub- sequently remarry, he continues to get a reduced annuity to provide a survivor benefit when there is no survivor. (If he does remarry and the marriage lasts at least one year immediately before his death, or the spouse is the parent of a child by marriage to the retiree, this subsequent spouse qualifies for the survivor benefit.) S. 628 would provide that if the marriage relationship upon which the survivor benefit rights were based is dissolved by the spouse's death or by divorce, the retiree's reduced annuity would be recomputed to the full single-life amount during any full months of non-marriage. This provision would apply to all annuities, existing and future, but any increase in payments as a result of recomputation would apply only prospectively. The enrolled bill would also provide that upon remarriage of the retired employee or Member, the annuity would again be reduced by the same percentage reductions as were in effect at the time of retirement. During congressional consideration, the Administration was opposed to S. 628, citing a lack of sufficient justifica- tion for restoring full annuity to warrant the accompanying increase in retirement costs. The Civil Service Commission pointed out that originally the reduction for survivor benefits was equal to the full actuarial cost of the survivor protection, taking into account that there would be instances where there would be no survivor beneficiary. However, this reduction has been decreased five times until now it is a nominal amount and equals only a fraction of the cost of the survivor protection. The reduction is now 2-1/2 percent of the first $3,600 plus 10 percent of the remainder. S. 628 as enrolled would increase the unfunded liability of the Civil Service Retirement Fund by $137 million, requiring annual payments by Treasury to the Fund of $8.5 million over 30 years to amortize the cost. Added budget outlays for the remainder of fiscal year 1975 are estimated at $3.9 million. In fiscal year 1976, budget outlays would be increased by $7.1 million, rising to $8.6 million in fiscal year 1980. 3 As passed by the House of Representatives, this legislation contained a number of costly amendments, including the complete elimination of the reduction in annuity. The House-passed bill would have increased the unfunded liability of the Civil Service Retirement Fund by an estimated $5.85 billion and would have required an estimated $202 million in added budget outlays during the first year. The Administration strongly opposed the House amendments, and they were deleted in conference. Recommendations CSC does not recommend a veto, although it reported adversely on similar legislation in the past. The Commis- sion states that "The enrolled bill will eliminate a continuing source of complaints from annuitants whose spouses have predeceased them and who feel they are paying a part of their annuity for nothing." CSC also indicates that the bill will reduce the difficult decision that now needs to be made by retiring employees on whether to take a permanent reduction in annuity. ***** S. 628 would provide the third liberalization within the past year in the already liberal civil service retirement system. Moreover, while the cost of this bill in itself is relatively small, its approval may well lead to enactment of a similar and more costly liberalization in survivor benefits provided by the military retirement system, which are patterned after the civil service system. On the other hand, we believe the present situation is inequitable to annuitants who continue to receive a reduced annuity to provide a survivor benefit when there is, in fact, no survivor. In addition, the Congress has recognized the need for fiscal restraint by removing the very costly House amendments before final passage. On balance, therefore, we recommend approval of S. 628. Wilfred H Rommel Assistant Director for Legislative Reference Enclosures UNITED STATE CIVIL SENTE UNITED STATES CIVIL SERVICE COMMISSION WASHINGTON, D.C. 20415 CHAIRMAN October 21, 1974 Honorable Roy L. Ash Director, Office of Management and Budget Executive Office of the President Washington, D. C. 20503 Attention: Assistant Director for Legislative Reference Dear Mr. Ash: This is in reply to your request for the Commission's views on enrolled bill, S. 628, "To amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married.' If Enrolled bill S. 628 would provide for recomputing existing and future annuities that have been reduced to provide benefits to a surviving spouse as if the annuity had not been reduced, and, effective on or after the date of enactment, pay the recomputed amount during any full months in which the annuitant is not married. If the retiree remarries, the annuity would be reduced by the same percentage reductions as were in effect at the time of his (or her) retirement. We estimate that if the enrolled bill becomes law, the unfunded liability of the Civil Service Retirement and Disability Fund would be increased by $137 million, and the normal cost would be increased by .01% of payroll. Under the provisions of section 8348(f) of title 5, United States Code, this amount would be amortized by 30 equal annual installments of approx- imately $8.5 million each. We estimate additional outlays from the Civil Service Retirement Fund over the next five years to be: Fiscal Year Outlay 1975 $3,900,000 1976 7,100,000 Transition 1,900,000 1977 7,400,000 1978 7,800,000 1979 8,200,000 1980 8,600,000 2 Although we have reported adversely on similar legislation in the past, there are several arguments in favor of this enrolled bill. 1. The enrolled bill will reduce the difficult decisions that need to be made by those retiring employees whose spouses are likely to predecease them because of their relatively older age or ill health. They understandably hesitate to gamble on a permanent reduction in annuity to provide what might be very temporary protection. 2. The enrolled bill will eliminate a continuing source of complaints from annuitants whose spouses have predeceased them and who feel they are paying a part of their annuity for nothing. 3. The enrolled bill has strong Congressional support. In fact, the House, on a much more liberal (and costly) bill which would have eliminated the reduction altogether, voted 296 for, 102 against, enactment. 4. Compared to the House-passed bill, the cost of the enrolled bill is small, $8.5 million a year versus $358 million a year. Accordingly, while we did not support the enrolled bill, we do not recom- ment that it be vetoed by the President. By direction of the Commission: Sincerely yours, Robert Chairman Hampton ACTION Last Day - October 29 DRANDUM FOR: THE PRESIDENT FROM KEN COLE SUBJECT: Enrolled Bill S. 628 Civil Service Survivor Annuities Attached for your consideration is Senate bill, S. 628, sponsored by Senator Moss, which provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during period of non-marriage. Roy Ash recommends approval and provides you with additional background information in his enrolled bill report (Tab A). We have checked with the Counsel's office (Chapman) and Bill Timmons who both recommend approval. RECOMMENDATION That you sign Senate bill, S. 628 (Tab B). ACTION Last Day - October 29 MEMORANDUM FOR: THE PRESIDENT FROM: KEN COLE SUBJECT: Enrolled Bill S. 628 Civil Service Survivor Annuities Attached for your consideration is Senate bill, S. 628, sponsored by Senator Moss, which provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during period of non-marriage. Roy Ash recommends approval and provides you with additional background information in his enrolled bill report (Tab A). We have checked with the Counsel's office (Chapman) and Bill Timmons who both recommend approval. RECOMMENDATION That you sign Senate bill, S. 628 (Tab B). ACTION Last Day - October 29 MEMORANDUM FOR: THE PRESIDENT FROM: KEN COLE SUBJECT: Enrolled Bill 8. 628 Civil Service Survivor Annuities Attached for your consideration is Senate bill, 8. 628, sponsored by Senator Noss, which provides that a civil service retirement annuity which had been reduced to provide for surviver benefits may be recomputed to allow full annuity to the retires during period of non-marriage. Boy Ash recommends approval and provides you with additional background information in his enrolled bill report (Tab A). We have checked with the Counsel's office (Chapman) and Bill Timmons who both recommend approval. RECOMMENDATION That you sign Senate bill, S. 628 (Tab B). THE WHITE HOUSE WASHINGTON October 23, 1974 MEMORANDUM FOR: MR. WARREN HENDRIKS FROM: WILLIAM E. TIMMONS pd SUBJECT: Action Memorandum - - Log No. 688 Enrolled Bill S. 628 - Civil Service Survivor Annuities The Office of Legislative Affairs concurs in the attached proposal and has no additional recommendations. Attachment THE WHITE HOUSE ACTION MEMORANDUM WASHINGTON LOG NO.: 688 Date: October 22, 1974 Time: 6:30 p.m. FOR ACTION: Geoff Shepard CC (for information): Warren K. Hendriks Phil Buchen Jerry Jones Bill Timmons Paul Theis FROM THE STAFF SECRETARY DUE: Date: Friday, October 25, 1974 Time: 2:00 p.m. SUBJECT: Enrolled Bill S. 628 - Civil service survivor annuities ACTION REQUESTED: For Necessary Action XX For Your Recommendations Prepare Agenda and Brief Droft Reply For Your Comments Draft Remarks REMARKS: Please return to Kathy Tindle - West Wing PLEASE ATTACH THIS COPY TO MATERIAL SUBMITTED. If you have any questions or if you anticipate a delay in submitting the required malerial, please Warren K. Hendriks ielephone the Staff Secretary immediately. For the President THE WHITE HOUSE ACTION MEMORANDUM WASHINGTON LOG NO.: 688 Date: October 22 1974 Time: 6:30 p.m. FOR ACTION: Geoff Shepard CC (for information): Warren K. Hendriks Phil Buchen Jerry Jones Bill Timmons Paul Theis FROM THE STAFF SECRETARY DUE: Date: Friday, October 25, 1974 Time: 2:00 p.m. SUBJECT: Enrolled Bill S. 628 - Civil service survivor annuities ACTION REQUESTED: For Necessary Action XX For Your Recommendations Prepare Agenda and Brief Draft Reply For Your Comments Draft Remarks REMARKS: Please return to Kathy Tindle - West Wing No objection D.C. PLEASE ATTACH THIS COPY TO MATERIAL SUBMITTED. If you have any questions or if you anticipate a delay in submitting the required material, please Warren K. Hendriks telephone the Staff Secretary immediately. For the President recd 10/23 THE WHITE HOUSE - ACTION MEMORANDUM WASHINGTON LOG NO.: 688 Date: October 22, 1974 Time: 6:30 p.m. FOR ACTION: Geoff Shepard CC (for information): Warren K. Hendriks Phil Buchen Jerry Jones Bill Timmons Paul Theis FROM THE STAFF SECRETARY DUE: Date: Friday, October 25, 1974 Time: 2:00 p.m. SUBJECT: Enrolled Bill S. 628 Civil service survivor annuities ACTION REQUESTED: For Necessary Action XX For Your Recommendations Prepare Agenda and Brief Draft Reply For Your Comments Draft Remarks REMARKS: Please return to Kathy Tindle - West Wing Recommond Arproval 1 can For bes PLEASE ATTACH THIS COPY TO MATERIAL SUBMITTED. If you have any questions or if you anticipate a delay in submitting the required material, please Warren K. Hendriks telephone the Staff Secretary immediately. For the President THE WHITE HOUSE WASHINGTON 10/22/74 TO: WARREN HENDRIKS RDLx. Robert D. Linder MEMORANDUM ACTION THE WHITE HOUSE WASHINGTON Last Day - October 29 MEMORANDUM FOR: THE PRESIDENT FROM: KEN COLE SUBJECT: Enrolled Bill S. 628 Civil Service Survivor Annuities Attached for your consideration is Senate bill, S. 628, sponsored by Senator Moss, which provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during periods of non-marriage. Roy Ash recommends approval etc. We have checked with the Counsel's office (Chapman) and Bill Timmons who both recommend approval. RECOMMENDATION That you sign Senate bill S. 628 (Tab B). THE WHITE HOUSE ACTION MEMORANDUM WASHINGTON LOG NO.: 688 Date: October 22, 1974 Time: 6:30 p.m. FOR ACTION: Geoff Shepard CC (for information): Warren K. Hendriks Phil Buchen Jerry Jones Bill Timmons Paul Theis FROM THE STAFF SECRETARY DUE: Date: Friday, October 25, 1974 Time: 2:00 p.m. SUBJECT: Enrolled Bill S. 628 Civil service survivor annuities ACTION REQUESTED: For Necessary Action XX For Your Recommendations Prepare Agenda and Brief Draft Reply For Your Comments Draft Remarks REMARKS: Please return to Kathy Tindle - West Wing PLEASE ATTACH THIS COPY TO MATERIAL SUBMITTED. If you have any questions or if you anticipate a delay in submitting the required material, please K. R. COLE, JR. telephone the Staff Secretary immediately. For the President EXECUTIVE OFFICE OF THE PRESIDENT Warren Nadrika OFFICE OF MANAGEMENT AND BUDGET WASHINGTON, D.C. 20503 OCT 22 1974 MEMORANDUM FOR THE PRESIDENT Subject: Enrolled Bill S. 628 - Civil service survivor annuities Sponsor - Sen. Moss (D) Utah, and 5 others Last Day for Action October 29, 1974 - Tuesday Purpose Provides that a civil service retirement annuity which had been reduced to provide for survivor benefits may be recomputed to allow full annuity to the retiree during periods of non-marriage. Agency Recommendations Office of Management and Budget Approval Civil Service Commission Does not recommend veto Discussion Under civil service retirement law, the annuity of a retiring married Federal employee or Member of Congress is automatically reduced to provide survivor benefits to a widow or widower, unless at the time of retirement the employee elects in writing to receive an unreduced "single-life" annuity. If the employee or Member takes a reduced annuity, the designated survivor is entitled to 55 percent of the retiree's annuity upon his death. The election which the employee makes at the time of retirement is irrevocable under current law. Accordingly, a reduction in annuity continues whether or not the retiree's spouse dies or the marriage is dissolved by Calendar No. 333 93D CONGRESS SENATE REPORT 1st Session No. 93-351 SURVIVOR ANNUITIES OF CIVIL SERVICE RETIREES JULY 27, 1973.-Ordered to be printed Mr. McGEE, from the Committee on Post Office and Civil Service, submitted the following REPORT [To accompany S. 628] The Committee on Post Office and Civil Service, to which was referred the bill (S. 628) to amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married having considered the same, reports favorably thereon without amendment and recommends that the bill do pass. STATEMENT AND JUSTIFICATION Under the present civil service retirement law, a Federal employee is allowed to name a survivor beneficiary at the time of retirement. The designated survivor, usually the spouse, is then entitled to 55 percent of the retiree's annuity upon his death. The election which the employee makes at the time of his retirement is irrevocable and the reduction in annuity continues regardless of whether he or his spouse dies first. About 65 times out of 100, a male retiree dies before his wife dies; but more than one-third of the time, a male retiree will outlive his wife and will continue to pay a reduction in his annuity to provide a survivor benefit for which there is, by law, no beneficiary. The problem of providing adequate income for older citizens is national in scope. The Committee believes that it is in the best interest of the govern- ment and the civil service retirement system to amend existing law to allow full annuity to an annuitant during periods when he is not married. This recommendation is consistent with previous policy established by the Congress in regard to survivor annuities. In 1966, Congress changed the Civil Service Retirement Act to eliminate the termination of survivor annuity in the case of a spouse who remarried after her husband's death; and since the enactment of 99-010 2 3 that change, the provision was made partially retroactive to insure an unreduced single-life annuity. The employee's decision in this equitable treatment for all surviving spouses whose remarriage oc- matter is irrevocable; the law does not permit him to change his curred on or after July 18, 1966. reduced survivor annuity to an unreduced single-life annuity should In 1971 Congress enacted Public Law 91-658, which provided that the marriage relationship upon-which the survivor right was based be when a spouse who had been designated a survivor to a civil service dissolved. However, a subsequent spouse of a retiree who elected a annuity dies first, the surviving spouse could designate a second spouse reduced annuity with survivor benefit to a spouse who is the parent of to receive those benefits, provided that marriage had been in effect a child by marriage to the retiree, or who has been married to the two years at the death of the retiree. The bill likewise provided that if retiree for at least two years, will qualify for the survivor benefit. a survivor spouse died, the retiree could begin receiving a full annuity S. 628 would add to this survivor annuity option the proviso that if instead of a reduced annuity. The first part of the bill was passed and the marriage relationship is dissolved, the retiree's reduced annuity became public law, but the second part of the bill was dropped. It is would be recomputed, under the law in effect at the time he retired, as the Committee's belief that enactment of S. 628 will complete an un- though he had not provided a survivor benefit for his spouse. finished project of the 91st Congress. Originally, the reduction was equal to the full actuarial cost of the survivor protection computed over the lifetime of the retiree, taking HEARINGS into account that there will be instances where the survivor benefit will never be payable due to intervening death or divorce of the named A hearing was held on S. 628 on June 6, 1973. Hearings were also survivor. As shown in the following table, though, this reduction has held on similar bills in the 91st and 92d Congresses. been decreased five times SO that it now equals only a fraction of the cost of the survivor protection. COST Retired between- If S. 628 was enacted, the unfunded liability would be increased by Reduction in retiree's annuity Benefit to spouse named at retirement an estimated $137 million with 30 equal annual installments of $8.5 Jan. 1, 1940 and Mar. 31, 1948 Full actuarial 50 or 100 percent of retiree's re- million each. The normal cost would be increased by 0.01 percent. duced annuity. Apr. 1, 1948 and Sept. 29, 1949 10 percent, plus 8/4 of 1 percent for any 50 percent of retiree's unreduced years spouse under age 60. annuity. AGENCY VIEWS Sept. 30, 1949 and Sept. 30, 1956 5 percent of first $1,500 and 10 percent Do. of remainder, plus 3/4 of 1 percent for any years spouse under age 60. UNITED STATES CIVIL SERVICE COMMISSION, Oct. 1, 1956 and Oct. 10, 1962 23/2 percent of first $2,400 and 10 per- 50 percent of the amount used as cent of any added amount used as survivor base. Washington, D.C., June 6, 1973. base for survivor benefit. Hon. GALE W. McGEE, Oct. 11, 1962 to present 2½ percent of first $3,600 and 10 per- 55 percent of the amount used as of any added amount used as base survivor base. Chairman, Committee on Post Office and Civil Service, for survivor benefit. U.S. Senate, Washington, D.C. DEAR MR. CHAIRMAN: This refers to your request for the Com- Furthermore, the amount payable to a subsequent spouse is the mission's views on S. 626, a bill to provide increases in certain annuities same as would have been payable to the spouse designated at the time payable under chapter 83 of title 5, United States Code, and for other of retirement. purposes, and S. 628, a bill to amend chapter 83 of title 5, United We estimate that if this bill is enacted the unfunded liability of the States Code, to eliminate the annuity reduction made, in order to Civil Service Retirement and Disability Fund would be increased by provide a surviving spouse with an annuity, during periods when the $137 million, and the normal cost would be increased by .01% of annuitant is not married. The Subcommittee on Compensation and payroll. Under the provisions of section 8348(f) of title 5, United Employee Benefits of the Senate Committee on Post Office and Civil States Code, this amount would be amortized by 30 equal installments Service has requested us to testify before them on June 6, 1973, of approximately $85 million. concerning these two bills as well as S. 1866, a bill with the same title The Commission does not believe there is sufficient justification for as (and rather similar to) S. 626. Accordingly, we are voluntarily restoring full annuity to warrant this accompanying increase in including our views on S. 1866 in this report. retirement costs. In summary, the Commission opposes enactment of S. 626, S. 628, S. 628 and S. 1866 for the reasons discussed in this report. In advising with respect to H.R. 1262 a House bill identical to S. As indicated earlier in this report, S. 628 would eliminate the re- 626 and similar to S. 1866, the Office of Management and Budget duction in annuity that a retiree takes to provide survivor benefits for advised that enactment would not belin accord with the program of his spouse during periods of nonmarriage. the President. Under the Civil Service Retirement law, the annuity of a retiring By direction of the Commission: married employee is automatically reduced in order to offset a portion Sincerely yours, of the cost of providing survivor benefits for his wife (or her husband), ROBERT HAMPTON, unless at time of retirement the employee elects in writing to receive Chairman. S. Rept. 93-351 S. Rept. 93-351 4 CHANGES IN EXISTING LAW In compliance with subsection 4 of rule XXIX of the Standing Rules of the Senate, changes in existing law made by the bill as reported are shown as follows (existing law in which no change is proposed is shown in roman; existing law proposed to be omitted is. enclosed in black brackets; new matter is shown in italic): TITLE 5, UNITED STATES CODE * * * * * * * § 8339. Computation of annuity (a) Except as otherwise provided by this section, the annuity of an employee retiring under this subchapter is- (1) 1½ percent of his average pay multiplied by SO much of his. total service as does not exceed 5 years; plus (2) 13/4 percent of his average pay multiplied by SO much of his total service as exceeds 5 years but does not exceed 10 years; plus. (3) 2 percent of his average pay multiplied by SO much of his total service as exceeds 10 years. However, when it results in a larger annuity, 1 percent of his average pay plus $25 is substituted for the percentage specified by paragraph (1), (2), or (3) of this subsection, or any combination thereof. * * * * * * * (j) The annuity computed under subsections (a)-(i) of this section for a married employee or Member retiring under this subchapter, or any portion of that annuity designated in writing for the purpose of section 8341 (b) of this title by the employee or Member at the time of retirement, is reduced, for any month during which that employee or Member is married for any portion of the month, by 2½ percent of SO much thereof as does not exceed $3,600 and by 10 percent of so much thereof as exceeds $3,600, unless the employee or Member notifies the Civil Service Commission in writing at the time of retirement that he does not desire any spouse surviving him to receive an annuity under section 8341 (b) of this title. S. Rept. 93-351 93D CONGRESS HOUSE OF REPRESENTATIVES REPORT 2d Session No. 93-915 SURVIVING SPOUSE CIVIL SERVICE RETIREMENT AN- NUITIES WITHOUT REDUCTION IN PRINCIPAL ANNUITIES MARCH 19, 1974.-Committed to the Committee of the Whole House on the State of the Union and ordered to be printed Mr. WALDIE, from the Committee on Post Office and Civil Service, submitted the following REPORT [To accompany S. 628] The Committee on Post Office and Civil Service, to whom was re- ferred the bill (S. 628) to amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married, having considered the same, report favorably thereon with amendments and recommend that the bill as amended do pass. The amendment to the text of the bill strikes out all after the enacting clause and inserts in lieu thereof a substitute which appears in the reported bill in italic type. The other amendment modifies the title of the bill to make it con- form to the changes made by the amendment to the text. EXPLANATION OF AMENDMENTS As passed by the Senate, S. 628 would eliminate, during periods when an annuitant is not married, the reduction in annuity that he accepts upon retirement in order to provide an annuity for his sur- viving spouse. The Committee amendment to S. 628 substitutes an entirely new text which makes several substantive changes in the civil service retire- ment provisions. The title of the bill is amended to conform to the substitute text. The explanation of the provisions of the substitute text is contained in the explanation of the bill as set forth hereinafter in this report. 3 2 benefit earned during reemployment, and an automatic increase in the PURPOSE survivor benefit attributable to such reemployment. With respect to the unmarried retiree who elects a reduced annuity The primary purposes of this legislation are: in order to provide a survivor annuity for an individual having an of a future civil service retiree without any reduction in the re- (1) To provide an automatic annuity to the surviving spouse insurable interest, the reductions prescribed by present law (section 8339 (k) (1) of title 5, United States Code, redesignated as 8339 tiring employee's annuity; by this Act) are retained. However, the provision under which such eliminate the reduction in annuity which the retiree had (2) To recompute the annuity of a current retiree so elected as to retiree may substitute a subsequently acquired spouse as the survivor annuitant and accept a lesser reduction in his annuity (section 8339 in order to provide his spouse a survivor annuity; (3) To provide an automatic annuity to the spouse of a current (k) (2), redesignated as 89(j) by this Act), is changed by the bill retiree who did not have the opportunity or failed to provide an to authorize payment of a single life rate of annuity. Rather than recomputing and reducing such & retiree's annuity by 21/2 percent of annuity for his surviving spouse; and shall equal 55 percent of the retiree's single life rate of annuity, 55 (4) To provide that the basic annuity of a surviving spouse $3,600 and 10 percent of the excess, the annuity would be recom- puted to eliminate any reduction to provide a benefit for his spouse. including survivor annuitants whose annuities are less than Present retirees.-The majority of married retirees have accepted reductions in their annuities SO as to provide continuing retirement percent under existing vested rights. incomes to their spouses subsequent to their deaths. Such reductions amount to hundreds of dollars each year, with many of the older re- COMMITTEE ACTION tirees having forfeited up to 25 percent of their annuity payments to S. 628, as amended, was unanimously approved by the Subcom- guarantee their dependent spouses survivor benefits. In fact, in some mittee on Retirement and Employee Benefits and ordered reported by cases the cumulative amounts forfeited during the lifetime of the unanimous voice vote of the full Committee. A hearing (Hearing retiree exceed the total amount of annuity paid during the remainder No. a 93-11) on H.R. 30, a bill similar to S. 628, as passed by the Senate, of the surviving spouse's lifetime. Acceptance of the reduced benefit is irrevocable under present law was held on June 28, 1973. and the reduction in annuity continues irrespective of whether the EXPLANATION OF S. 628 spouse predeceases the retiree or the marriage is terminated by divorce. In one out of three cases a male retiree survives his designated wife and Future retirees.-Existing law (section 8339 of title 5, United continues to suffer a reduction in annuity even though a survivor States Code) provides a retiring married employee or Member widow two benefit will never become payable (unless he subsequently remarries). of annuities; a reduced annuity with survivor benefit benefit. to a The bill would extend to present retirees the same benefits accorded types or widower or an unreduced annuity without survivor by the bill to future retirees. The annuity of a present retiree who is The married retiree is automatically granted an annuity with survivor sur- drawing a reduced benefit in order to provide an annuity for a surviv- vivor benefit unless he elects, in writing, an annuity without to ing spouse, regardless of the provisions of law in effect upon his retire- benefit. By electing the latter, he precludes payment of a benefit any ment, would be recomputed by eliminating the percentage reduction spouse surviving him. which was applied upon retirement. The annuity would be payable at base the rate of survivor annuity, the retiree may elect to use a In lieu of using the single-life rate of his annuity upon which only to the single rate, plus any statutory or cost living increases appli- cable thereto which were authorized prior to the date of enactment of portion of his annuity. as a base for survivor purposes. this legislation. His single life rate of annuity, or any portion of that rate desig- of Similar treatment is proposed by the bill for a retiree who has sub- nated for survivor purposes; currently is reduced by 21/2 percent much so stituted, or may in the future substitute, a spouse acquired after retire- much thereof as does not exceed $3,600 and by 10 percent of se ment in lieu of a person with an insurable interest. Such an annuitant's thereof exceeds $3,600. benefit will be recomputed, effective upon enactment of this legislation reducedy The single life rate or 55 percent of the amount elected by surviving as spouse's annuity is 55 percent of the retirees un- the or the first day of the month after a change in election is executed, whichever is later, to eliminate any reduction for surviving spouse retiring employee as a base for survivor benefits. annuity purposes. The reported bill proposes to repeal this requirement for reducing for Surviving spouses' benefits.-For survivor annuity purposes, exist- the annuity and eliminates the provisions under which the married amount of a retiree in order to provide a survivor annuity retiree a ing law- (section 8341 of title 5, United Statés Code) defines a widow or widower the surviving wife or husband of an employee spouse either deny his spouse a survivor benefit or provide amends an the who was married to him (or her). for at least two years immediately may than that based upon his maximum rate. It also United before his death, or is the mother or. father of issue by that marriage. less annuuity provisions (section 8344 of title 5, annuity Either requirement must be met by the survivor of an employee whose "supplemental" States Code) to grant a reemployed annuitant an unreduced 4 5 death occurs in service or the survivor of a post-retirement marriage in order to qualify for an annuity benefit. ship protection. Additionally, those separated with entitlement to de- However, the surviving spouse of a retiree, married at the time annuity. ferred annuity were precluded by law from providing a survivor of retirement, does not have to fulfill either requirement for entitlement. However, the right to a survivor annuity granted under the bill The bill proposes to modify these requirements with respect to the would vest only in the spouse-of an annuitant who dies on or after spouses of employees or members who die in service, or after retiring the date of enactment. No benefits would be payable to a spouse who from service, on or after the date of enactment. To qualify for a sur- otherwise had no entitlement if the annuitant has died prior to the date of enactment. vivor annuity the spouse would have to have been married to the em- ployes or retiree for at least one year prior to his death (or be the STATEMENT parent of issue by that marriage). Thus, the existing two-year marriage requirement would be reduced The joint and survivorship annuity option was first added to the to a one-year requirement. The present provisions which grants a sur- to provide survivor annuity entitlement. The option has been required a full actuarial reduction in the retired employee's annuity civil service retirement law effective January 1, 1940, and originally vivor annuity to a spouse who was married to the retiree on the date of his retirement will be revised so as to require that such marriage be in effect for at least one year preceding the retired employee's death. cost to the retiree: amended, as follows, to progressively decrease the annuity reduction Accordingly, a uniform one-year length of marriage requirement will apply in cases of employees and present and future retirees whose 17 deaths occur on or after the date of enactment, except that a spouse Amendment Retired between Reduction in retiree's annuity Benefit to spouse who was married to a retiree at the time of his retirement before en- named at retirement actment would not be required to meet the one-year requirement in Public Law 76-263 Aug. 4, 1939 Jan. 1, 1940 to Full setuaded order to receive a survivor annuity. Mar. 31, 1948. 50 or 100 percent of retiree's reduced Under present law (section 8341 (b) of title 5, United States Code) Public Law 80-426 Feb. 28, 1948 Apr. 1 1948 to annuity. Sept. 29, 1949. 10 percent, plus 3/4 of 1 percent 50 percent of the eligible spouse is generally entitled to a survivor annuity equal to for any years spouse under retiree's unre- Public Law 81-310, Sept. 30, 1949 age 60. 55 percent of the single life rate which would have been payable to the Sept. 30, 1949 to 5 percent of 1st $1,500 and 10 duced annuity. Sept. 30, 1956. Do. deceased retiree, or 55 pereent of such portion thereof as he may have percent of remainder, plus 8/4 of 1 percent for any years designated for survivorship purposes. Public Law 84-854, July 31, 1956 Oct. 1, 1956 to spouse under age 60. Oct. 10, 1962. 2½ percent of 1st $2,400 and 10 The bill amends the present provision to provide that the annuity 50 percent of the percent of any added amount amount used as payable to an eligible spouse will be equal to 55 percent of the annuity used as base for survivor Public Law 87-793, Oct. 11, 1962 benefit. survivor base. Oct. 11, 1962 to otherwise payable to the employee who retires on or after the date of 2½ percent of 1st $3,600 and 10 present. 55 percent of the percent of any added amount enactment. As under existing law, no survivor annuity would be paid amount used as used as base for survivor benefit. survivor base. to the spouse acquired after retirement in the case of the retiree who which makes several substantive changes in the civil service retire- interest. Such change would also apply to present survivor annuitants whose The foregoing table is indicative of the direction in which the basic benefits are equal to less than 55 percent of the deceased retiree's tion has been going toward providing automatic, cost-free survivor- op- single life rate of annuity, regardless of the provisions of law in effect ship protection to retirees, comparable to the existing provisions under upon the retirees' separation from service. The basic annuities of such where death occurs while actively employed. which automatic payment of survivor annuity is made to spouses surviving spouses would be recomputed, if necessary, and paid in an amount equal to 55 percent of the maximum rate of annuity to which It is the consensus of the Committee that its amendment makes the deceased employee or retiree would have been entitled, plus any an- nuity increases applicable to such survivor annuity which were pre- While restoration of the full, single life rate of annuity would be economic sense than the provisions of S. 628, as passed by the Senate. more viously authorized by law. whose marriage otherwise has been terminated, the Committee a valuable benefit for the retiree whose spouse has predeceased him, or This change applies equally to the surviving spouses of amuitants who retired or separated before the date of enactment and whose deaths occur subsequent thereto. Not only would the change affect benefits to the retiree alone than had been paid to him during his nizes that such restoration would result in the payment of higher recog- total those spouses with vested rights to future annuities, but it will vest spouse's lifetime; thus, creating the anomalous situation of providing the retiree more benefits at a time when his economic need is less. entitlement in certain spouses who presently have no annuity rights. With respect to the latter, in many instances-particularly in cases Further, the Committee considers it amomalous to provide the of separations prior to October 1, 1956-annuity computation formu- spouse of a Federal employee automatic survivor annuity protection las were so low and survivorship reduction percentages SO high that tion of his earnings, to require the retirement income to be reduced in the event of his death in service, but, upon retiring on only a por- the retiring employee could not afford to provide his spouse survivor- further in order to continue to furnish such protection. 6 7 In the judgment of the Committee, the improvements proposed in Paragraph (3) of subsection (a) amends the redesignated subsec- the amended bill are consistent with the trend developing in private tion (j) of section 8339, formerly subsection (k). pension plans and more closely parallel recent liberalizations in related No change is made in the provisions of paragraph (1) of subsec- provisions of the social security program. Although this legislation tion (j), formerly (k), which permit an unmarried employee or Mem- will not grant the civil service retiree a dependent's "allowance", it ber to elect, at the time of retirement, a reduced annuity in order to will permit him to have the full annuity during a period of marriage provide a survivor annuity under section 8341 (c) of title 5 for an as well as during periods when he may not be married. individual having an insurable interest in the retiring employee or Member. The annuity of an employee or Member who makes such an SECTION ANALYSIS election is reduced by 10 percent, and by five percent for each full five years the individual having the insurable interest is younger than the retiring employee or Member. FIRST SECTION As a result of the repeal of the existing subsection (j) of section Subsection (a) of the first section of the bill consists of several 8339, discussed above, paragraph (2) of the redesignated subsection amendments to section 8339 of title 5, United States Code, relating to (j), formerly (k), is amended to eliminate that language which now the computation of civil service retirement annuities. provides for a reduction in the annuity of a retired employee or Mem- Paragraph (1) of subsection (a) repeals the existing provisions of ber who acquires a spouse after retirement and who elects to provide subsection (j) of section 8339. Under those provisions, the annuity of a survivor annuity for that spouse in lieu of the survivor benefit a married employee or Member retiring under subchapter III (Civil which he previously elected under paragraph (1) for a person having Service Retirement) of chapter 83 of title 5, automatically is reduced an insurable interest. by 21/2 percent of the first $3,600 of such annuity and by 10 percent of Under existing law (section 8339 (k) (2)), the annuity of a retired any amount in excess of $3,600, unless the employee or Member noti- employee or Member who elects to provide a survivor annuity for fies the Civil Service Commission in writing at the time of retirement his newly acquired spouse in lieu of the annuity for a person with an that he does not wish to provide an annuity under section 8341 (b) of insurable interest is reduced in accordance with the existing provisions title 5 for any spouse surviving him. Under the current provisions of of section 8339 Of course, such reduction is less than that re- subsection (j) the retiring employee or Member is granted the option quired under the existing section 8339 (k) (1). Under the amended of using the single-life rate of his annuity as the basis for computing provisions of subsection (j) (2), formerly (k) (2), the annuity of an a survivor annuity or using only a portion of his annuity for survivor employee or Member who makes such an election will be restored to annuity purposes. The percentage reductions discussed above are ap- the full single-life rate. Such reduced annuity is effective the first day plied against whatever portion of his annuity the retiring employee of the month after the employee's or Member's election is received or Member elects to use as a basis for a survivor annuity. The decision by the Civil Service Commission. of a married employee or Member to accept a reduced annuity with Paragraph (4) of subsection (a) makes a technical correction in survivor benefit or an unreduced annuity with no survivor benefit is the language of the redesignated subsection (k), formerly subsection irrevocable under existing law. If the married employee or Member de- (1), of section 8339. The correction is necessitated by the repeal of cides at the time of retirement to accept a reduced annuity with sur- section 8339 (j). vivor benefit, such reduction continues in effect irrespective of whether Subsection (b) of the first section of the bill consists of several his spouse predeceases him or the marriage is terminated by divorce. amendments to section 8341 of title 5, United States Code, relating The effect of repealing subsection (j) of section 8339 is to eliminate to survivor annuities. from the law those provisions which now require a reduction in the Paragraph (1) of subsection (b) deletes the existing paragraphs annuity of a retiring employee or Member who desires to provide an (1) and (2) of section 8341 (a) and inserts a new paragraph (1) in annuity for his surviving spouse and those provisions which now per- lieu thereof. mit a retiring employee or Member to deny his spouse entitlement to a Paragraphs (1) and (2) of section 8341 (a) now define the terms survivor annuity. This amendment will apply to employees or Mem- "widow" and "widower" for the purposes of the survivor annuity bers who separate with title to a deferred annuity under 5 U.S.C. provisions. Under existing law the widow or widower of an employee 8338, or retire with an immediate annuity under subchapter III of or Member who dies in service, or of an annuitant who acquires a tion. Under section 2 of the bill, discussed below, benefits are provided chapter 83 of title 5, on or after the date of enactment of this legisla- spouse after retirement, is entitled to a survivor annuity only if such widow or widower had been married to the employee, Member, or for annuitants who currently are receiving reduced annuities and for annuitant for at least two years immediately preceding his death or is employees who separated under 5 U.S.C. 8338 prior to the date of the parent of issue by that marriage. A spouse to whom an annuitant enactment of this legislation. was married at the time of retirement does not have to satisfy either Paragraph (2) of subsection (a) redesignates subsections (k) to (n) of such requirements and is entitled to a survivor annuity (unless the of section 8339 as subsections (j) to (m), respectively. This is a techni- retiring employee has elected not to provide such an annuity) regard- cal change made necessary by the repeal of section 8339 (j) under par- less of the duration of the marriage relationship. agraph (1) of subsection (a), discussed above. 9 8 The amendment made by paragraph (1) of subsection (b) substi- The amendments. made by paragraphs (4), (5), (6), and (7) of subsection (b) are technical changes which are necessitated by the tutes a definition of "spouse" in lieu of the definitions of "widow" and substantive amendments made by provisions of the bill discussed above. "widower". The term "spouse" is defined as meaning the surviving Subsection (c) of the first section of the bill deletes that provision wife or husband of any employee, Member, or annuitant who was in section 8344 (a) of title 5. (annuities and pay on reemployment) married to the employee, Member, or annuitant for at least one year which now requires a ten percent reduction in the supplemental an- immediately before the death of the employee, Member, or annuitant nuity earned by a reemployed annuitant who is receiving a reduced or who is the parent of issue by that marriage. The effect of this annuity and provides for an increase in the survivor annuity pay- amendment is to require any surviving spouse, including a spouse to able under section 8341 (b), unless the reemployed annuitant notifies whom an annuitant was married at the time of retirement, to satisfy the Civil Service Commission that he does not desire the survivor an- at least one of the two conditions specified in the new definition in nuity to be increased. In lieu of that provision, subsection (c) inserts order to be eligible for entitlement to a survivor annuity. The appli- new language which, in effect, provides an unreduced benefit for the cation of this amendment is discussed below under the analysis of annuitant based on his period of reemployment and increases the sur- section 2 of the bill. vivor annuity by 55 percent of the supplemental annuity earned by the Paragraph (2) of subsection (b) is a technical amendment redesig- reemployed annuitant, nating paragraph (3) of section 8341(a) as paragraph (2) of such SECTION 2 section. Paragraph (3) of subsection (b) deletes the exisiting paragraphs Generally, the rights and benefits of employees who retire under the (1) and (2) of section 8341 (b) and substitutes a new paragraph (1) civil service retirement provisions, and the rights and benefits of their in place thereof. Under the existing paragraph (1) of section 8341 (b), survivors, are governed by the provisions of law which are in effect at the surviving spouse of an employee or Member who dies after having the time of retirement or at the time of separation with title to a de- retired is entitled to an annuity equal to 55 percent (or 50 percent if ferred annuity. Therefore, in the absence of provisions to the contrary, the employee or Member retired before October 11, 1962) of the single- the amendments made by the first section of this bill would apply only life rate of annuity which was payable to the deceased employee or to those employees or Members who separate or retire on or after the Member or 55 percent of such portion thereof as the employee or date of enactment of this legislation. However, it is the Committee's Member may have designated for survivorship purposes under the intent to extend certain of the benefits authorized under this legisla- existing provisions of section 8339(j), unless the employee or Member tion to annuitants and certain survivors of annuitants who retired or elected at the time of retirement not to provide an annuity for his separated prior to the date of enactment. Section 2 of the bill con- surviving spouse. tains the provisions necessary to carry out the Committee's intent. The existing provisions of paragraph (2) of section 8341 (b) pro- Subsection (a) of section 2 applies to annuitants who presently are vide that the widow or widower of an annuitant who retired before receiving reduced annuities in order to provide annuities for their April 1, 1948, or an annuitant who elected a reduced annuity under surviving spouses. Under subsection (a), the annuity of a retired paragraph (2) of section 8339(k), is entitled to an annuity in an employee or Member who, immediately before the date of enactment amount which would have been paid had the annuitant been married of this Act, was receiving such a reduced annuity shall be recomputed to such widow or widower at the time of retirement. and paid as if the annuity had not been SO reduced. The intent of this In lieu of the existing paragraphs (1) and (2) of section 8341 (b), provision merely is to eliminate the percentage reduction in the retired the new paragraph (1) provides that when an annuitant dies and is employee's annuity which is required under existing law in order to survived by a spouse, the spouse is entitled to an annuity equal to 55 provide a survivor benefit for a surviving spouse. This provision cor- percent of the maximum annuity to which the annuitant was entitled responds to the amendment made by paragraph (1) of subsection (a) as computed under section 8389 (a) (i) of title 5. However, no annuity of the first section of the bill which repeals section 8339 of title 5. is payable to the surviving spouse of an annuitant who failed to elect The annuities covered under this provision will be recomputed to elim- to provide a survivor annuity for his spouse under section 8339(j) inate the reductions which were in effect, but no increase resulting (2), as amended by this bill, in lieu of a surivior benefit for a person from such recomputation will be paid for any period prior to date of having an insurable interest. enactment of this legislation. This amendment will apply to the surviving spouse of any annuitant Subsection (b) of section 2 applies to an employee or Member who who separates with title to a deferred annuity under 5 U.S.C. 8338, separated with title to a deferred annuity under 5 U.S.C. 8338 (or any or who retires under subchapter III of chapter 83 of title 5, on or prior applicable provision of law) prior to the enactment date of this after the date of enactment of this legislation. However, under sec- legislation but whose annuity commences on or after such date of en- tion 2 of this bill, discussed below, comparable benefits are provided actment. Under existing law (section 8339(j) of title 5) the annuity for surviving spouses who currently are in receipt of survivor annu- of such an employee or Member would be reduced unless he elects at ities and surviving spouses of annitants who retired or separated prior the time of retirement not to provide an annuity for his surviving to the date of enactment of this legislation and who die on or after spouse. such date of enactment. H. Rept. 93-915-2 10 11 This subsection provides that the annuity of an employee or Mem- Member was entitled at the time of his retirement or separation plus ber covered under the subsection shall be paid as if the amendment any annuity cost-of-living adjustments applicable to such survivor made by paragraph (1) of subsection (a) of the first section of this annuity which were authorized by law prior to the date of enactment Act (i.e. the repeal of section 8339 (j) of title 5) had been in effect at of this Act. the time of the employee's or Member's separation. Thus, such an Under existing law an eligible surviving spouse generally is entitled employee or Member will be entitled to receive an unreduced annuity to a survivor annuity equal to 55 percent of the single-life rate of an- with survivor benefits payable to his spouse. nuity to which the deceased retiree was entitled or 55 percent of such Subsection (c) of section 2 provides that the amendments made by portion thereof as the retiree may have designated for survivorship paragraph (3) of subsection (a) of the first section of this Act shall purposes. Under this subsection of section 2, all existing surviving apply to annuities commencing before, on, or after the date of enact- spouse annuities will be recomputed, where necessary, and paid in an ment of the Act. Paragraph (3) of subsection (a) amends the redesig- amount equal to 55 percent of the maximum rate of annuity to which nated subsection (j) of section 8339, formerly subsection (k). As the retiree would have been entitled at the time of retirement plus any discussed above, paragraph (2) of the redesignated subsection (j) cost-of-living adjustments applicable to such survivor annuity which was amended to eliminate that language which now provides for a were authorized by law prior to the date of enactment of this legisla- reduction in the annuity of a retired employee or Member who ac- tion. Thus, in effect, the surviving spouses covered under this subsec- quires a spouse after retirement and who elects to provide a survivor tion will be entitled to annuities in an amount which would have been annuity for such spouse in lieu of the survivor annuity which he paid if the amendments made by the first section of this bill had been previously elected under paragraph (1) for a person having an in- in effect at the time of the former employee's or Member's separation surable interest. Under the amended language of the new subsection or retirement. Increases resulting from the recomputation of annuities (j) (2), the annuity of an employee or Member who makes such an under this subsection will not be paid for any period prior to the date election will be restored to the full single-life rate. Under the provi- of enactment of this legislation. sions of subsection (c) of section 2, the above-discussed amendment Subsection (f) of section 2 applies to spouses of annuitants who re- will apply to any retired employee or Member regardless of the com- tired or separated prior to the date of enactment of this legislation mencing date of his annuity. If the retired employee or Member cur- and who die on or after such date of enactment. Under this subsection rently is receiving a reduced annuity under the existing provisions such a spouse is entitled to an annuity equal to 55 percent of the max- of section 8339 (k) (2), the annuity will be recomputed to eliminate imum annuity to which the former employee or Member was entitled such reduction, but no increase resulting from such recomputation will at the time of his retirement or separation plus any cost-of-living ad- be paid for any period prior to the date of enactment of this Act. justments applicable to the former employee's or Member's annuity Subsection (d) of section 2 provides that the amendment made by which were authorized by law prior to the enactment date of this paragraph (1) of subsection (b) of the first section of this Act shall Act. The right to a survivor annuity under this subsection is not lim- apply in the cases of employees, Members, or annuitants who die ited to those spouses who currently have a vested right to a survivor on or after the date of enactment of the Act. However, the amend- annuity under existing law but extends to certain spouses who now ment does not apply to a spouse to whom an annuitant was married have no annuity entitlement. For example, the spouse of an annuitant at the time of retirement if such retirement occurred prior to the date who elected not to provide an annuity for a surviving spouse at the of enactment. The amendment made by paragraph (1) of subsection time of his retirement, or the spouse of an annuitant who was precluded (b) substitutes a definition of "spouse" in lieu of the definitions of by law from providing a survivor annuity, nevertheless will be en- "widow" and "widower" for survivor annuity purposes. Since the titled to a survivor annuity under this subsection if the annuitant term "spouse", as defined under the amendment, includes require- dies on or after the date of enactment of this Act. No benefits are pay- ments which under existing law do not have to be met by a spouse able under this subsection to the spouse of an annuitant who dies prior to whom an annuitant was married at the time of retirement, the to the enactment date of this Act. amendment has been made inapplicable to such a spouse of an an- For the purpose of subsection (f) the term "spouse" is defined to nuitant who retired prior to the date of enactment of this Act. The mean the surviving wife or husband, (1) to whom an annuitant was amendment will apply to all other surviving spouses of employees, married at the time of his retirement; (2) to whom an annuitant was Members, or annuitants who die on or after the date of enactment. married for at least one year immediately before his death; or (3) who Subsection (e) of section 2 authorized recomputation of annuities is the parent of issue by the marriage to the annuitant. of surviving spouses who currently are receiving survivor annuities. Subsection (g) of section 2 provides that no annuity or increase in Specifically, subsection (e) provides that the annuity of a surviving annuity resulting from the application of any of the provisions of spouse who, immediately before the date of enactment of this Act was section 2 of this Act shall be paid for any period before the date receiving a survivor annuity under subchapter III of chapter 83 of of enactment of this Act or for any period before the commencing title 5, United States Code, or any prior applicable provision of law, date of an annuity, whichever is later. Thus, while the provisions of shall be recomputed, if necessary, and paid in an amount equal to 55 section 2 retroactively vest entitlement to new or increased benefits in percent of the maximum annuity to which the former employee or certain annuitants and surviving spouses, the actual payment of such benefits will be made prospectively only from the date of enactment. 12 13 COST Benefit to spouse named Retired between Reduction in retiree's annuity at retirement It is estimated that the bill, as amended, will increase the unfunded liability of the Civil Service Retirement System by approximately Jan. 1, 1940 and Mar. 31, 1948 Full actuarial 50 or 100 percent of retiree's reduced $5.85 billion. Amortization of such amount, including the interest, annuity. Apr. 1, 1948 and Sept. 29, 1949 10 percent, plus 3/4 of 1 percent for any years 50 percent of retiree's unreduced would require annual appropriations of approximately $362 million in spouse under age 60. annuity. Sept. 30, 1949 and Sept. 30, 1956. 5 percent of first $1,500 and 10 percent of re- 50 percent of retiree's unreduced each of the 30 years following enactment. mainder, plus 3/4 of 1 percent for any years annuity. The normal cost of the system would be increased by an estimated spouse under age 60. Oct. 1, 1956 and Oct. 10, 1962 2½ percent of first $2,400 and 10 percent of 50 percent of the amount used as 0.37 percent of payroll. any added amount used as base for survivor survivor base. benefit. AGENCY REPORTS Oct. 11, 1962 and present 2½ percent of first $3,600 and 10 percent of 55 percent of the amount used as any added amount used as base for survivor survivor base. benefit. The reports of the United States Civil Service Commission and the Office of Management and Budget on S. 628, as passed by the Senate, and the report of the United States Civil Service Commission dated Furthermore, the amount payable to a subsequent spouse is the February 7, 1974, on the Committee amendment thereto, are set forth same as would have been payable to the spouse designated at the time below: of retirement. We estimate that if the bill is enacted the unfunded liability of the U.S. CIVIL SERVICE COMMISSION, Civil Service Retirement and Disability Fund would be increased by Washington, D.C., October 4, 1973. Hon. THADDEUS J. DULSKI, $136.7 million and the normal cost would be increased by .01% of Chairman, Committee on Post Office and Civil Service, House of payroll. Under the provisions of section 8348 (f) of title 5, United Representatives, Washington, D.C. States Code, this amount would be amortized by 30 equal installments of approximately $8.5 million. DEAR MR. CHAIRMAN This is in further reply to your request for In conclusion, the Commission opposes enactment of S. 628. We be- the Commission's views on S. 628, a bill "To amend chapter 83 of title lieve there is not sufficient justification for restoring full annuity, to 5, United States Code, to eliminate the annuity reduction made, in warrant the accompanying increase in retirement costs. order to provide a surviving spouse with an annuity, during periods The Office of Management and budget advises that from the stand- when the annuitant is not married." S. 628 passed the Senate on point of the Administration's program there is no objection to the July 31, 1973. submission of this report. Under the Civil Service Retirement law, the annuity of a retiring Sincerely yours, married employee is automatically reduced in order to offset a portion ROBERT HAMPTON, of the cost of providing survivor benefits for his wife (or her hus- Chairman. band), unless at time of retirement the employee elects in writing to receive an unreduced single-life annuity. The employee's decision in EXECUTIVE OFFICE OF THE PRESIDENT, this matter is irrevocable; the law does not permit him to change his OFFICE OF MANAGEMENT AND BUDGET, reduced survivor annuity to an unreduced single-life annuity should Washington, D.C., November 5, 1973. the marriage relationship upon which the survivor right was based be- Hon. THADDEUS J. DULSKI, dissolved. However, a subsequent spouse of a retiree who elected a Chairman, Committee on Post Office and Civil Service, House of reduced annuity with survivor benefit to a spouse who is the parent of Representatives, 207 Cannon House Office Building, Washing- a child by marriage to the retiree, or who has been married to the ton, D.C. retiree for at least two years, will qualify for the survivor benefit. DEAR MR. CHAIRMAN This is in reply to the Committee's request S. 628 would, in effect, provide that if the marriage relationship is dis- for the views of this Office on S. 628, "To amend chapter 83 of title 5, solved, the retiree's reduced annuity would be recomputed, under the United States Code, to eliminate the annuity reduction made, in order law in effect at the time he retired, as though he had not provided a survivor benefit for his spouse. to provide a surviving spouse with an annuity, during periods when Originally the reduction was equal to the full actuarial cost of the the annuitant is not married," as passed the Senate July 31, 1973. survivor protection computed over the lifetime of the retiree, taking S. 628 would allow the annuity of a retired employee who originally into account that there will be instances where the survivor benefit will elected a reduced annuity on behalf of a surviving spouse, to be recom- never be payable due to intervening death or divorce of the named puted and paid as a single-life, unreduced annuity where the marriage survivor. As shown in the following table, though, this reduction has has been dissolved. In its report, the Civil Service Commission states been decreased five times SO that it now equals only a fraction of the its reasons for opposing enactment of S. 628. We concur in the views expressed by the Civil Service Commission cost of the survivor protection. and, accordingly, recommend against enactment of S. 628. Sincerely, WILFRED H. ROMMEL, Assistant Director for Legislative Reference. 14 15 U.S. CIVIL SERVICE Commission, survivor protection computed over the lifetime of the retiree, taking Washington, D.C., February 7, 1974. into account that there will be instances where the survivor benefit will Hon. THADDEUS J. DULSKI, never be payable due to intervening death or divorce of the named Chairman, Committee on Post Office and Civil Service, House of survivor. As shown in the following table, though, this reduction has Representatives, Washington, D.C. been decreased five times SO that it now equals only a fraction of the cost of the survivor protection. DEAR MR. CHAIRMAN: This is in further reply to your request for the Commission's views on S. 628 (as amended), a bill "To amend title 5, United States Code, to provide for annuities for surviving Benefit to spouse named at Retired between Reduction in retiree's annuity retirement spouses under the civil service retirement system without reduction in principal annuities, and for other purposes." Jan. 1, 1940 and Mar. 31, 1948 Full actuarial 50 or 100 percent of retiree's reduced The main features of S. 628 would: annuity. Apr. 1, 1948 and Sept. 29, 1949 10 percent, plus S/4 of 1 percent for any years 50 percent of retiree's unreduced 1. Provide for automatic survivor benefit to a surviving spouse spouse under age 60. annuity. Sept. 30, 1949 and Sept. 30, 1956 5 percent of first $1,500 and 10 percent of 50 percent of retiree's unreduced after 1 year (now generally 2 years) of marriage; remainder plus 3/4 of 1 percent for any annuity. years spouse under age 60. 2. Eliminate the reduction in annuity (now 21/2% of the first Oct. 1 1956 and Oct. 10, 1962 2½ percent of first $2,400 and 10 percent of 50 percent of the amount used as $3,600 plus 10% of the remainder) that a retiree takes in order to any added amount used as base for survivor survivor base. benefit. provide a survivor benefit for a spouse; Oct. 11, 1962 and present 2½ percent of first $3,600 and 10 percent of 55 percent of the amount used as any added amount used as base for survivor survivor base. 3. Prospectively restore the full single-life annuity for any benefit. already-retired annuitant whose benefit had been reduced to pro- vide survivor annuity for a spouse; and 4. Prospectively increase the basic amount upon which the an- Federal salary rates have been raised substantially in recent years nuity is computed for any surviving spouse currently receiving because of the adoption of the comparability principle. As a result of an annuity based on less than the maximum amount which the these salary increases and retirement law liberalizations (for example, deceased annuitant could have elected. a high-3 instead of a high-5 average salary is now used in computing With respect to the first feature mentioned above, the 2-year mar- annuities), the amounts of primary, as well as survivor annuities, have riage requirement now imposed by law applies to surviving spouses of also increased. Also, since 1962 the retirement law has provided for (1) employees who die in service and (2) annuitants who marry after cost-of-living adjustments which have resulted in annuity increases of 61.8% for primary and survivor annuitants. The most recent cost- retirement. No duration-of-marriage requirement applies to the sur- viving spouse of a deceased annuitant if the marriage existed on the of-living increase of 5.5% became effective just last January 1. Thus date the annuitant retired. As we construe the 1-year marriage re- the purchasing power of all original annuities has been maintained quirement in section 1(b) of S. 628, it would apply to all surviving and the Commission sees no compelling reason for substantially in- spouses and therefore would have the effect of deliberalizing the dura- creasing past and future annuities at this time by eliminating the tion-of-marriage requirement for a surviving spouse who was married reduction for survivor protection at prohibitive cost to taxpayers. to the deceased annuitant at the time of retirement. The Commission Insofar as cost is concerned, enactment of S. 628 (as amended) would increase the unfunded liability of the Civil Service Retirement is not opposed to reducing the duration-of-marriage requirement from 2 years to 1 year but because of the deliberalizing effect of sec- System by an estimated $5.85 billion. Under the provisions of sec- tion 1(b) of S. 628, we prefer that S. 2174 be enacted. S. 2174 simply tion 8348(f) of title 5, United States Code, this amount would be amortized by 30 equal installments of approximately $362 million. S. reduces the 2-year requirement to 1 year only in cases where the re- 628 (as amended) would increase the normal cost of providing future quirement is now applicable: The third and fourth features of S. 628 mentioned above are predi- retirement benefits by 0.37% of payroll. cated on the second, which would, for a future retiree, eliminate the The President again emphasized the urgent need for budgetary discipline in his January 30, 1974 message on the State of the Union reduction in the primary annuity now required when the retiree ac- in which Congress was urged to cooperate in holding down the cost of cepts an annuity with a surviving spouse benefit based wholly or par- Government to help win the fight against inflation. In view of the tially on the primary annuity. The third and fourth features would very substantial (almost $6 billion) cost of this proposal, as well as prospectively put past retirees and their surviving spouses in the same as the equities involved, the Commission very strongly opposes enact- position as future retirees. The Commission, however, very strongly ment of S. 628, as amended. objects to the second feature-elimination of the reduction for future retirees-and, it follows, to the last two features which are premised The Office of Management and Budget advises that from the stand- point of the Administration's program, there is no objection to the on it. The Commission believes that the present reduction in annuity submission of this report. which a retiree takes in order to provide survivor benefits for a spouse By direction of the Commission represents an equitable sharing of the cost of survivor protection. Sincerely yours, Originally, the reduction was equal to the full actuarial cost of the ROBERT HAMPTON, Chairman. 16 17 CHANGES IN EXISTING LAW MADE BY THE BILL, As REPORTED (d) The annuity of an employee retiring under section 8336 of this title is 2 percent of his average pay multiplied by his total service. In compliance with clause 3 of Rule XIII of the Rules of the House (e) The annuity of an employee retiring under section 8336(e) of of Representatives, changes in existing law made by the bill, as re- this title is computed under subsection (a) of this section. That an- ported, are shown as follows (existing law proposed to be omitted nuity may not be less than 50 percent of the average pay of the is enclosed in black brackets, new matter is printed in italics, existing employee. law in which no change is proposed is shown in roman) (f) The annuity computed under subsections (a)-(e) of this sec- tion may not exceed 80 percent of- TITLE 5, UNITED STATES CODE (1) the average pay of the employee; or (2) the greater of- (A) the final basic pay of the Member; or CHAPTER 83-RETIREMENT (B) the final basic pay of the appointive position of a former Member who elects to have his annuity computed or recomputed under section 8344(b) (1) of this title. (g) The annuity of an employee or Member retiring under section SUBCHAPTER III-CIVIL SERVICE RETIREMENT 8337 of this title is at least the smaller of- * (1) 40 percent of his average pay; or (2) the sum obtained under subsections (a)-(c) of this section § 8339. Computation of annuity after increasing his service of the type last performed by the (a) Except as otherwise provided by this section, the annuity of period elapsing between the date of separation and the date he an employee retiring under this subchapter is- becomes 60 years of age. (1) 1½ percent of his average pay multiplied by SO much of his (h) The annuity computed under subsections (a), (b), and (f) of total service as does not exceed 5 years; plus this section for an employee retiring under section 8336 (d) of this (2) 13/4 percent of his average pay multiplied by SO much of his title is reduced by 1/6 of 1 percent for each full month the employee is total service as exceeds 5 years but does not exceed 10 years; plus under 55 years of age at the date of separation. The annuity computed (3) 2 percent of his average pay multiplied by SO much of his under subsections (c) and (f) of this section for a Member retiring total service as exceeds 10 years. under the second or third sentence of section 8336 (g) of this title or However, when it results in a larger annuity, 1 percent of his average the third sentence of section 8338 (b) of this title is reduced by 1/12 of pay plus $25 is substituted for the percentage specified by paragraph 1 percent for each full month not in excess of 60 months, and 1/6 of 1 (1), (2), or (3) of this subsection, or any combination thereof. percent for each full month in excess of 60 months, the Member is (b) The annuity of a Congressional employee, or former Congres- under 60 years of age at the date of separation. sional employee, retiring under this subchapter is computed under (i) The annuity computed under subsections (a)-(h) of this subsection (a) of this section, except, if he has had- section is reduced by 10 percent of a deposit described by section (1) at least 5 years' service as a Congressional employee or 8334(c) of this title remaining unpaid, unless the employee or Mem- Member or any combination thereof; and ber elects to eliminate the service involved for the purpose of annuity (2) deductions withhheld from his pay or has made deposit cov- computation. ering his last 5 years of civilian service; [(j) The annuity computed under subsections (a)-(i) of this sec- his annuity is computed, with respect to his service as a Congressional tion for a married employee or Member retiring under this subchap- employee, his military service not exceeding 5 years, and any Member ter, or any portion of that annuity designated in writing for the pur- service, by multiplying 21/2 percent of his average pay by the years pose of section 8341 (b) of this title by the employee or Member at of that service. the time of retirement, is reduced by 2½ percent of SO much thereof (c) The annuity of a Member, or former Member with title to as does not exceed $3,600 and by 10 percent of SO much thereof as Member annuity, retiring under this subchapter is computed under exceeds $3,600, unless the employee or Member notifies the Civil Serv- subsection (a) of this section, except, if he has had at least 5 years' ice Commission in writing at the time of retirement that he does not service as a Member or Congressional employee or any combination desire any spouse surviving him to receive an annuity under section thereof, his annuity is computed with respect to— 8341 (b) of this title.] (1) his service as a Member and SO much of his military serv- [(k) (1): (j) (1) At the time of retiring under section 8336 or 8338 ice as is creditable for the purpose of this paragraph; and of this title, an unmarried employee or Member who is found to be in (2) his Congressional employee service; good health:by the Commission may elect a reduced annuity instead of by multiplying 21/2 percent of his average pay by the years of that an annuity computed under subsections (a)-(i) of this section and service. name in writing an individual having an insurable interest in the em- ployee or Member to receive an annuity under section 8341 (c) of this H. Rept. 93-915-3 18 19 title after the death of the retired employee or Member. The annuity (1) "spouse" means the surviving wife or husband of any em- of the employee or Member making the election is reduced by 10 per- ployee, M ember, or annuitant who- cent, and by 5 percent for each full 5 years the individual named is (A) was married to the employee, Member, or annuitant younger than the retiring employee or Member. However, the total for at least 1 year immediately before the death of the em- reduction may not exceed 40 percent. ployee, Member, orannuitant; or (2) An employee or Member, who [is unmarried] at the time of (B) is the parent of issue by that marriage; and retiring under [a provision of law which permits election of a reduced [3] (2) "child" means— annuity with a survivor annuity payable to his spouse and who] sec- (A) an unmarried child under 18 years of age, including tion 8336 or 8338 of this title elects a reduced annuity under paragraph (i) an adopted child, and (ii) a stepchild or recognized nat- (1) of this subsection and later marries, may irrevocably elect, in a ural child who lived with the employee or Member in a reg- signed writing received in the Commission within 1 year after [he ular parent-child relationship, and (iii) a child who lived marries, a reduction in his current annuity as provided in subsection with and for whom a petition of adoption was filed by an (j)] the marriage, and annuity computed under sections (a)-(i) of employee or Member, and who is adopted by the surviving this section. [His reduced annuity is effective the first day of the month spouse of the employee or Member after his death; after his] Such latter annuity is effective the first day of the month (B) such unmarried child regardless of age who is inca- after such elections is received in the Commission. The election voids pable of self-support because of mental or physical disability prospectively any election previously made under paragraph (1) of incurred before age 18; or this subsection. (C) such unmarried child between 18 and 22 years of age [(1)] (k) The annuity computed under subsections (a)-[(k)] (j) who is a student regularly pursuing a full-time course of study of this section for an employee who is a citizen of the United States is or training in residence in a high school, trade school, tech- increased by $36 for each year of service in the employ of- nical or vocational institute, junior college, college, university, (1) the Alaska Engineering Commision, or The Alaska Rail- or comparable recognized educational institution. road, in Alaska between March 12, 1914, and July 1, 1923; or For the purpose of this paragraph and subsection (e) of this sec- (2) The Isthmian Canal Commision, or the Panama Railroad tion, a child whose 22nd birthday occurs before July 1 or after Company on the Isthmus of Panama between May 4, 1904, and August 31 of a calendar year, and while he is regularly pursuing April 1. 1914. such a course of study or training, is deemed to have become 22 [(m)] (l) In determining service for the purpose of computing an years of age on the first day of July after that birthday. A child annuity under each paragraph of this section, 45 per centum of each who is a student is deemed not to have ceased to be a student during year, or fraction thereof, of service referred to in section 8332 (b) (6) an interim between school years if the interim is not more than which was performed prior to the effective date of the National Guard 5 months and if he shows to the satisfaction of the Civil Service Technicians Act of 1968 shall be disregarded. Commission that he has a bona fide intention of continuing to [(n)] (m) In computing any annuity under subsections (a)-(e) of pursue a course of study or training in the same or different school this section, the total service of an employee who retires on an imme- during the school semester (or other period into which the school diate annuity or dies leaving a survivor or survivors entitled to annu- year is divided) immediately after the interim. ity includes, without regard to the limitations imposed by subsection [(b) (1) Except as provided in paragraph (2) of this subsection, (f) of this section, the days of unused sick leave to his credit under a if an employee or Member dies after having retired under this sub- formal leave system, except that these days will not be counted in chapter and is survived by a spouse to whom he was married at the determining average pay or annuity eligibility under this subchapter. time of retirement, or by a widow or widower whom he married after retirement, the spouse, widow, or widower is entitled to an annuity 8341. Survivor annunities equal to 55 percent, or 50 percent if retired before October 11 1962, of an annuity computed under section 8339(a)-(i) of this title as (a) For the purpose of this section- may apply with respect to the annuitant, or of such portion thereof [(1) "widow" means the surviving wife of an employee or as may have been designated for this purpose under section 8339 (j) Member who— of this title, unless the employee or Member has notified the Commis- [(A) was married to him for at least 2 years immediately sion in writing at the time of retirement that he does not desire any before his death; or [(B) is the mother of issue by that marriage; spouse surviving him to receive his annuity. [(2) "widower" means the surviving husband of an employee [(2) If an annuitant- or Member who- [(A) who retired before April 1, 1948; or [(A) was married to her for at least 2 years immediately [(B) who elected a reduced annuity provided in paragraph before her death; or (2) of section 8339 (k) of this title; [(B) is the father of issue by that marriage; and] dies and is survived by a widow or widower, the widow or widower is entitled to an annuity in an amount which would have been paid had 20 21 the annuitant been married to the widow or widower at the time of serving, in an appointive or elective position, his service on and after retirement.] the date he was or is SO employed is covered by this subchapter. Deduc- (b) (1) When an annuitant, except an annuitant who did not elect tions for the Fund may not be withheld from his pay. An amount an annuity as provided in paragraph (2) of section 8339(j) of this equal to the annuity allocable to the period of actual employment title, dies and is survived by a spouse, the spouse is entitled to an shall be deducted from his pay, except for lump-sum leave payment annuity equal to 55 percent of an annuity computed under section purposes under section 5551 of this title. If the annuitant serves on a 8339(a)-(i) of this title as may apply with respect to the annuitant. full-time basis, except as President, for at least 1 year in employment [(8)] (2) A spouse acquired after retirement is entitled to a sur- not excluding him from coverage under section 8331 (1) (i) or (ii) of vivor annuity under this subsection only upon electing this annuity this title- instead of any other survivor benefit to which he may be entitled under (A) his annuity on termination of employment is increased by this subchapter or another retirement system for Government em- an annuity computed under section 8339 (a), (b), (d), (e), (h), ployees. The annuity of the spouse [, widow, or widower under this and (i) of this title as may apply based on the period of employ- subsection commences on the day after the annuitant dies. This annuity ment and the basic pay, before deduction, averaged during that and the right thereto terminate on the last day of the month before employment; and the spouse [, widow, or widower]- (B) his lump-sum credit may not be reduced by annuity paid (A) dies; or during that employment. (B) remarries before becoming 60 years of age. [If the annuitant is receving a reduced annuity as provided in section (c) The annuity of a survivor named under section [8339 (k): 8339 or section 8339 (k) (2) of this title, the increase in annuity 8339(j) (1) of this title is 55 percent of the reduced annuity of the payable under subparagraph (A) of this subsection is reduced by 10 retired employee or Member. The annuity of the survivor commences percent and the survivor annuity payable under section 8341 (b) of this on the day after the retired employee or Member dies. This annuity title is increased by 55 percent of the increase in annuity payable under and the right thereto terminate on the last day of the month before such subparagraph (A), unless, at the time of claiming the increase the survivor dies. payable under such subparagraph (A), the annuitant notifies the (d) If an employee or Member dies after completing at least 18 Commission in writing that he does not desire the survivor annuity to months of civilian service, his [widow or widower] spouse is entitled be increased. When an annuity is increased under subparagraph (4) to an annuity equal to 55 percent of an annuity computed under of this subsection, then the survivor annuity payable under section section 8339(a)-(f) and (i) of this title as may apply with respect to 8341 (b) of this title is increased by 55 percent of that increase payable the employee or Member, except that, in computation of the annuity under such subparagraph (A). If the annuitant dies while still re- under such section, the annuity of the employee or Member shall be employed, the survivor annuity payable is increased as though the at least the smaller of- reemployment had otherwise terminated. If the annuitant dies while (1) 40 percent of his average pay; or still reemployed and the described reemployment had continued for at (2) the sum obtained under such section after increasing his least 5 years, the person entitled to survivor annuity under section service of the type last performed by the period elapsing between 8341 (b) of this title may elect to deposit in the Fund and have his the date of death and the date he would have become 60 years of rights redetermined under this subchapter. age. The annuity of the [widow or widower] spouse commences on the day after the employee or Member dies. This annuity and the right thereto terminate on the last day of the month before the [widow or widower] spouse- (A) dies; or (B) remarries before becoming 60 years of age. § 8344. Annuities and pay on reemployment (a) If an annuitant receiving annuity from the Fund, except- (1) a disability annuitant whose annuity is terminated because of his recovery or restoration of earning capacity; (2) an annuitant whose annuity is based on an involuntary separation from the service other than an automatic separation; or (3) a Member receiving annuity from the Fund; becomes employed after September 30, 1956, or on July 31, 1956, was 93D CONGRESS HOUSE OF REPRESENTATIVES REPORT 2d Session No. 93-1431 SURVIVING SPOUSE ANNUITIES OCTOBER 7, 1974.-Ordered to be printed Mr. DULSKI, from the committee of conference, submitted the following CONFERENCE REPORT [To accompany S. 628] The committee of conference on the disagreeing votes of the two Houses on the amendments of the House to the bill (S. 628) to amend chapter 83 of title 5, United States Code, to eliminate the annuity re- duction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married, having met, after full and free conference, have agreed to recommend and do recommend to their respective Houses as follows: That the Senate recede from its disagreement to the amendment of the House to the text of the bill and agree to the same with an amend- ment as follows: In lieu of the matter proposed to be inserted by the House amend- ment insert the following: That section 8339 (j) of title 5, United States Code, is amended by adding at the end thereof the following : " An annuity which is reduced under this subsection or any similar prior provision of law shall, for each full month during which a retired employee or Member is not married, be recomputed and paid as if the annuity had not been so reduced. Upon remarriage of the retired employee or Member, the annuity shall be reduced by the same percentage reductions which were in effect at the time of retirement.". Sec. 2. The amendment made by this Act shall apply to annuities which commence before, on, or after the date of enactment of this Act, but no increase in annuity shall be paid for any period prior to the first day of the first month which begins on or after the date of enactment of this Act. 38-006 2 And the House agree to the same. That the House recede from its amendment to the title of the bill. THADDEUS J. DULSKI, DAVID N. HENDERSON, DOMINICK V. DANIELS, JEROME R. WALDIE, JOINT EXPLANATORY STATEMENT OF THE LAWRENCE J. HOGAN, COMMITTEE OF CONFERENCE Managers on the Part of the House. GALE W. McGEE, The managers on the part of the House and the Senate at the con- QUENTIN BURDICK, ference on the disagreeing votes of the two Houses on the amendments TED STEVENS, of the House to the bill (S. 628) to amend chapter 83 of title 5, United Managers on the Part of the Senate, States Code, to eliminate the annuity reduction made, in order to pro- vide a surviving spouse with an annuity, during periods when the annuitant is not married, submit the following joint statement to the House and the Senate in explanation of the effect of the action agreed upon by the managers and recommended in the accompanying con- ference report: The House amendments struck out all of the Senate bill after the enacting clause and inserted a substitute text and provided a new title for the Senate bill, and the Senate disagreed to the House amend- ments. The committee of conference recommends that the Senate recede from its disagreement to the amendment of the House to the text of the bill, with an amendment to the text of the bill. The committee of conference also recommends that the House recede from its amendment to the title of the bill. The differences between the text of the Senate bill, the House amendment, and the amendment agreed to in conference are noted below. ELIMINATION OF ANNUITY REDUCTION FOR SURVIVING SPOUSE ANNUITY PURPOSES SENATE BILL The first section of the Senate bill amended section 8339 (j) of title 5, United States Code, SO as to eliminate for any month during which an annuitant is not married the reduction in annuity that a retiring employee or Member accepts upon retirement in order to provide survivor benefits for his or her spouse. If the annuitant subsequently remarried, his or her annuity again would have been reduced in accord- ance with the percentage reductions specified in section 8339(j). HOUSE AMENDMENT Subsection (a) of the first section of the House amendment repealed section 8339 (j) of title 5, United States Code. The effect of repealing section 8339 (j) would have been to eliminate from the law those pro- visions which now require a reduction in the annuity of a retiring employee or Member who desires to provide an annuity for his or her surviving spouse and those provisions which now permit a retiring employee or Member to deny his or her spouse entitlement to a sur- (3) H.R. 1431 H.R. 1431 4 5 vivor annuity. Thus, an automatic annuity would have been provided provided that no annuity or annuity increase resulting from the appli- for a surviving spouse without any reduction in the retiring em- cation of that section shall be paid for any period before the date of ployee's annuity. enactment of the Act, or the commencing date of annuity, whichever Subsection (b) of the first section of the House amendment amended is later. section 8341 (a) of title 5 by eliminating the definitions of the terms CONFERENCE SUBSTITUTE "widow and widower" and substituting in lieu thereof a definition of the term "spouse". The effect of the House amendment would have The conference substitute provides that the amendment made by the been to require any surviving spouse of an employee, Member. or an- Act shall apply to any annuity, regardless of its commencing date, but nuitant, including a spouse to whom an annuitant was married at the no increase in such annuity resulting from the application of the time of retirement, to have been married to the employee. Member, or amendment shall be paid for any month commencing prior to the annuitant for at least one year immediately before the death of the date of enactment of the Act. employee, Member, or annuitant. or to be the parent of issue by that THADDEUS J. DULSKI, marriage, in order to be eligible for entitlement to a survivor annuity. DAVID N. HENDERSON, The first section of the House bill also contained numerous conform- DOMINICK V. DANIELS, ing amendments to the retirement provisions of title 5 which were JEROME R. WALDIE, necessitated by the two substantive amendments discussed above. LAWRENCE J. HOGAN, Managers on the Part of the House. CONFERENCE SUBSTITUTE GALE W. McGEE, QUENTIN BURDICK, The conference substitute is substantially the same as the Senate bill TED STEVENS, in that it eliminates the annuity reduction for surviving spouse bene- Managers on the Part of the Senate. fits only for months during which the annuitant is not married. How- ever, the substitute provides that upon remarriage of the retired em- ployee or Member, his or her annuity shall be reduced by the same percentage reductions which were in effect at the time of retirement. This provision takes cognizance of the fact that annuitants who re- tired prior to October 11, 1962, were subject to higher reduction rates for survivor annuity purposes. The conferees agreed that the annuity of a retiree who remarries after having his or her annuity restored to the full single-life rate should again be reduced by the same percent- age formula that was in effect at the time of his or her retirement. EFFECTIVE DATE SENATE BILL Section 2 of the Senate bill provided that the amendment made by the first section of the bill shall apply only with respect to monthly payments of annuities that are paid for any month commencing on or after the date of enactment of the Act. Thus, the amendment would be applicable to any annuity, regardless of its commencing date, but no increase in such annuity resulting from the application of the amendment would be paid for any month commencing prior to the date of enactment. HOUSE AMENDMENT Section 2 of the House amendment provided for the recomputation of annuities of present retirees and surviving spouses in accordance with the amendments made by the first section of the House amend- ment. In addition, annuities were provided for the spouses of retirees who did not have the opportunity or failed to provide annuities for their surviving spouses. Section 2 of the House amendment further H.R. 1431 H.R. 1431 93D CONGRESS SENATE REPORT 2d Session No. 93-1241 SURVIVING SPOUSE ANNUITIES OCTOBER 7, 1974.-Ordered to be printed Mr. McGEE, from the committee of conference, submitted the following CONFERENCE REPORT [To accompany S. 628] The committee of conference on the disagreeing votes of the two Houses on the amendments of the House to the bill (S. 628) to amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married, having met, after full and free conference, have agreed to recommend and do recommend to their respective Houses as follows: That the Senate recede from its disagreement to the amendment of the House to the text of the bill and agree to the same with an amend- ment as follows: In lieu of the matter proposed to be inserted by the House amend- ment insert the following: That section 8339 (j) of title 5, United States Code, is amended by adding at the end thereof the following: "An annuity which as reduced under this subsection or any similar prior provision of law shall, for each full month during which a retired employee or Member is not married, be recomputed and paid as if the annuity had not been so reduced. U pon remarriage of the retired employee or Member, the annuity shall be reduced by the same percentage reductions which were in effect at the time of retirement.". SEC. 2. The amendment made by this Act shall apply to annuities which commence before, on, or after the date of enactment of this Act. but no increase in annuity shall be paid for any period prior to the first day of the first month which begins on or after the date of enactment of this Act. And the House agree to the same. 38-010 2 That the House recede from its amendment to the title of the bill. GALE W. McGEE, QUENTIN BURDICK, TED STEVENS, Managers on the Part of the Senate. THADDEUS J. DULSKI, JOINT EXPLANATORY STATEMENT OF THE DAVID N. HENDERSON, COMMITTEE OF CONFERENCE DOMINICK V. DANIELS, JEROME R. WALDIE, The managers on the part of the House and the Senate at the con- LAWRENCE J. HOGAN, ference on the disagreeing votes of the two Houses on the amendments Managers on the Part of the House. of the House to the bill (S. 628) to amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to pro- vide a surviving spouse with an annuity, during periods when the annuitant is not married, submit the following joint statement to the House and the Senate in explanation of the effect of the action agreed upon by the managers and recommended in the accompanying con- ference report: The House amendments struck out all of the Senate bill after the enacting clause and inserted a substitute text and provided a new title for the Senate bill, and the Senate disagreed to the House amend- ments. The committee of conference recommends that the Senate recede from its disagreement to the amendment of the House to the text of the bill, with an amendment to the text of the bill. The committee of conference also recommends that the House recede from its amend- ment to the title of the bill. The differences between the text of the Senate bill, the House amend- ment, and the amendment agreed to in conference are noted below. ELIMINATION OF ANNUITY REDUCTION FOR SURVIVING SPOUSE ANNUITY PURPOSES Senate Bill The first section of the Senate bill amended section 8339 (j) of title 5, United States Code, SO as to eliminate for any month during which an annuitant is not married the reduction in annuity that a retiring employee or Member accepts upon retirement in order to provide sur- vivor benefits for his or her spouse. If the annuitant subsequently re- married, his or her annuity again would have been reduced in accord- ance with the percentage reductions specified in section 8339(j). House Amendment Subsection (a) of the first section of the House amendment repealed section 8339 (j) of title 5, United States Code. The effect of repealing section 8339 (j) would have been to eliminate from the law those pro- visions which now require a reduction in the annuity of a retiring employee or Member who desires to provide an annuity for his or her surviving spouse and those provisions which now permit a retiring employee or Member to deny his or her spouse entitlement to a sur- vivor annuity. Thus, an automatic annuity would have been provided for a surviving spouse without any reduction in the retiring employ- ee's annuity. (3) S.R. 1241 S.R. 1241 4 5 Subsection (b) of the first section of the House amendment amended Conference Substitute section 8341 (a) of title 5 by eliminating the definitions of the terms The conference substitute provides that the amendment made by "widow and widower" and substituting in lieu thereof a definition the Act shall apply to any annuity, regardless of its commencing date, of the term "spouse". The effect of the House amendment would but no increase in such annuity resulting from the application of the have been to require any surviving spouse of an employee, Member, amendment shall be paid for any month commencing prior to the or annuitant, including a spouse to whom an annuitant was married date of enactment of the Act. at the time of retirement, to have been married to the employee, member. or annuitant for at least one year immediately before the GALE W. McGEE, death of the employee, Member, or annuitant. or to be the parent of QUENTIN BURDICK, issue by that marriage, in order to be eligible for entitlement to a TED STEVENS. survivor annuity. Managers on the Part of the Senate. The first section of the House bill also contained numerous con- THADDEUS J. DULSKI, forming amendments to the retirement provisions of title 5 which DAVID N. HENDERSON, were necessitated by the two substantive amendments discussed above. DOMINICK V. DANIELS, Conference Substitute JEROME R. WALDIE, LAWRENCE J. HOGAN, The conference substitute is substantially the same as the Senate bill in that it eliminates the annuity reduction for surviving spouse Managers on the Part of the House. benefits only for months during which the annuitant is not married. However, the substitute provides that upon remarriage of the retired employee or Member, his or her annuity shall be reduced by the same percentage reductions which were in effect at the time of retirement. This provision takes cognizance of the fact that annuitants who retired prior to October 11, 1962, were subject to higher reduction rates for survivor annuity purposes. The conferees agreed that the annuity of a retiree who remarries after having his or her annuity restored to the full single-life rate should again be reduced by the same percent- age formula that was in effect at the time of his or her retirement. EFFECTIVE DATE Senate Bill Section 2 of the Senate bill provided that the amendment made by the first section of the bill shall apply only with respect to monthly payments of annuities that are paid for any month commencing on or after the date of enactment of the Act. Thus, the amendment would be applicable to any annuity, regardless of its commencing date, but no increase in such annuity resulting from the application of the amendment would be paid for any month commencing prior to the date of enactment. House Amendment Section 2 of the House amendment provided for the recomputation of annities of present retirees and surviving spouses in accordance with the amendments made by the first section of the House amendment. In addition, annuities were provided for the spouses of retirees who did not have the opportunity or failed to provide annuities for their sur- viving spouses. Section 2 of the House amendment further provided that no annuity or annuity increase resulting from the application of that section shall be paid for any period before the date of enactment of the Act, or the commencing date of annuity, whichever is later. S.R. 1241 S.R. 1241 S. 628 Ainety-third Congress of the United States of America AT THE SECOND SESSION Begun and held at the City of Washington on Monday, the twenty-first day of January, one thousand nine hundred and seventy-four An Act To amend chapter 83 of title 5, United States Code, to eliminate the annuity reduction made, in order to provide a surviving spouse with an annuity, during periods when the annuitant is not married. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That section 8339 (j) of title 5, United States Code, is amended by adding at the end thereof the following: "An annuity which is reduced under this subsection or any similar prior provision of law shall, for each full month dur- ing which a retired employee or Member is not married, be recomputed and paid as if the annuity had not been SO reduced. Upon remarriage of the retired employee or Member, the annuity shall be reduced by the same percentage reductions which were in effect at the time of retirement.". SEC. 2. The amendment made by this Act shall apply to annuities which commence before, on, or after the date of enactment of this Act, but no increase in annuity shall be paid for any period prior to the first day of the first month which begins on or after the date of enactment of this Act. Speaker of the House of Representatives. Vice President of the United States and President of the Senate. HI October 17, 1974 Dear Mr. Director: The following bills were received at the White House on October 17th: S.J. Res. 236 S. 2840 H.R. 7768 H.R. 14225 S.J. Res. 250 S. 3007 H.R. 7780 H.R. 14597 S.J. Res. 251 S. 3234 H.R. 11221 H.R. 15148 S. 355 S. 3473 H.R. 11251 H.R. 15427 S. 605 S. 3698 H.R. 11452 H.R. 15540 S. 628 S. 3792 H.R. 11830! H.R. 15643 S. 1411 S. 3838 H.R. 12035 H.R. 16857 S. 1412 S. 3979 H.R. 12281 H.R. 17027 S. 1769 H.R. 6624 H.R. 13561 S. 2348 H.R. 6642 H.R. 13631 Please let the President have reports and recommendations as to the approval of these bills as soon as possible. Sincerely, Robert D. Linder Chief Executive Clerk The Honorable Roy L. Ash Director Office of Management and Budget Washington, D. C.